WO2006000864B1 - Systeme de transaction et de paiement permettant a un fournisseur de transactions de securiser l'authentification/la validation a distance de transactions - Google Patents

Systeme de transaction et de paiement permettant a un fournisseur de transactions de securiser l'authentification/la validation a distance de transactions

Info

Publication number
WO2006000864B1
WO2006000864B1 PCT/IB2005/001672 IB2005001672W WO2006000864B1 WO 2006000864 B1 WO2006000864 B1 WO 2006000864B1 IB 2005001672 W IB2005001672 W IB 2005001672W WO 2006000864 B1 WO2006000864 B1 WO 2006000864B1
Authority
WO
WIPO (PCT)
Prior art keywords
authentication
remote server
tokens
seed
authentication token
Prior art date
Application number
PCT/IB2005/001672
Other languages
English (en)
Other versions
WO2006000864A2 (fr
WO2006000864A3 (fr
Filing date
Publication date
Priority claimed from US10/871,051 external-priority patent/US7693797B2/en
Application filed filed Critical
Priority to EP05754250A priority Critical patent/EP1769419B1/fr
Publication of WO2006000864A2 publication Critical patent/WO2006000864A2/fr
Publication of WO2006000864A3 publication Critical patent/WO2006000864A3/fr
Publication of WO2006000864B1 publication Critical patent/WO2006000864B1/fr

Links

Abstract

Dans la présente invention, un terminal mobile est équipé d'un système de service d'authentification et de paiement par SMS fourni par un fournisseur de transactions à distance. Le fournisseur à distance utilise des secrets communs et une valeur de départ dans un code d'authentification d'un hash de message avec clé (HMAC) chiffré exécutant un algorithme de hachage pour générer une liste de jetons d'authentification (nom d'utilisateur-mot de passe) pour l'achat de services et/ou de produits. Les secrets communs et la valeur de départ sont partagés avec des dispositifs d'exécution locaux qui génèrent également la liste de jetons d'authentification. Dans la présente invention, un abonné réalise un paiement par l'intermédiaire du fournisseur de transactions à distance et reçoit un jeton d'authentification correspondant au service acheté. Ensuite, l'abonné fournit le jeton au dispositif d'exécution qui compare le jeton d'authentification à des ensembles de jetons d'authentification produits par le terminal d'exécution. Si la comparaison donne un résultat positif, le dispositif d'exécution fournit le service à l'abonné.
PCT/IB2005/001672 2004-06-21 2005-06-15 Systeme de transaction et de paiement permettant a un fournisseur de transactions de securiser l'authentification/la validation a distance de transactions WO2006000864A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP05754250A EP1769419B1 (fr) 2004-06-21 2005-06-15 Systeme de transaction et de paiement permettant a un fournisseur de transactions de securiser l'authentification/la validation a distance de transactions

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/871,051 US7693797B2 (en) 2004-06-21 2004-06-21 Transaction and payment system security remote authentication/validation of transactions from a transaction provider
US10/871,051 2004-06-21

Publications (3)

Publication Number Publication Date
WO2006000864A2 WO2006000864A2 (fr) 2006-01-05
WO2006000864A3 WO2006000864A3 (fr) 2006-03-02
WO2006000864B1 true WO2006000864B1 (fr) 2006-04-13

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2005/001672 WO2006000864A2 (fr) 2004-06-21 2005-06-15 Systeme de transaction et de paiement permettant a un fournisseur de transactions de securiser l'authentification/la validation a distance de transactions

Country Status (4)

Country Link
US (1) US7693797B2 (fr)
EP (1) EP1769419B1 (fr)
CN (1) CN1969291A (fr)
WO (1) WO2006000864A2 (fr)

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