WO2005076176A1

WO2005076176A1 - Commodity settlement system using mobile telephone

Info

Publication number: WO2005076176A1
Application number: PCT/JP2004/001141
Authority: WO
Inventors: Terutada Hoshina
Original assignee: Terutada Hoshina
Priority date: 2004-02-04
Filing date: 2004-02-04
Publication date: 2005-08-18

Abstract

It is possible to perform a commodity sales settlement between a commodity management server managing a commodity sales result and a mobile telephone. Here, each time a commodity purchase is decided, a particular bit of the IC chip tag attached to the commodity is turned ON/OFF, thereby preventing the commodity robbery or shoplifting. Moreover, the mobile telephone has a storage circuit which can store sales/purchase settlement information including a sales store ID code, a commodity code, sales/purchase expense information, and a settlement date, so that cooling off or article return accompanying the sales/purchase settlement of commodity in a store of a sales shop or settlement of commodity purchase from a teleshopping company can be performed by using a mobile telephone without using paper (i.e., receipt-less). Moreover, this settlement information in the mobile telephone can be used for a housekeeping book. Furthermore, when a credit card, a debit card, or a cash card is lost, the use of the card can be stopped immediately.

Description

Specification

Commodity payment system using mobile phone

TECHNICAL FIELD The present invention relates to a product settlement system using a mobile phone, which can perform payment for merchandise sales, return processing, or cooling off using the mobile phone. Background art.

In the past, when performing payment for merchandise sales, a receipt was issued using a register or the like, and this receipt was handed to the customer for use as a record of trading proof.

As a result, a large number of receipts often accumulate in the customer's wallet, which must be transcribed or pasted to a household account book, etc. Management was also very complicated, such as adjusting the input time recorder using the numeric keypad, refilling the ink and refilling the receipt paper.

In addition, when a customer returns a purchased product, the customer loses the receipt and cannot capture the information at the point of sale of the product. Had. In addition, as disclosed in Japanese Patent Application Laid-Open No. 2003-0859468 and Japanese Patent Application Laid-Open No. 2003-0160370, a method of sales settlement by a mobile phone using the Internet is disclosed. Although the laws are well known, these methods involve buying and selling and settlement using a mobile phone, so it is extremely complicated to accurately check the settlement record at the point of sale when performing cooling-off or return processing. Met.

In this way, there is no paperless (receiptless) system that uses mobile phones to perform cooling-off or return of goods based on the settlement of merchandise in stores or the settlement of merchandise sales with telecommunications dealers. The present situation has not been proposed The present invention has been made in view of the strong current situation, and the purpose is to eliminate the issuance of receipts and settle POS by using mobile phones for product settlement. Eliminates the need for a cash register system, which can significantly reduce costs on the store side, and is also effective in preventing shoplifting: ^ Cooling-off or return associated with payment for product purchases can be done paperless (receiptless) using a mobile phone. The information can also be used in household accounts, and can be used immediately when a tariff card, debit card, or cash card is lost. The purpose of this is to provide a merchandise settlement system using a mobile phone that can stop using the card. Disclosure of the invention

In order to achieve the above object, a merchandise settlement system using a mobile phone according to the present invention is configured as follows.

That is, the invention set forth in claim 1 is a product settlement system using a mobile phone that enables a payment process for product sales between a product management server that manages the sales performance of the product and the mobile phone. It is characterized by:

The invention described in claim 2 is based on the technical premise of a merchandise settlement system using the mobile phone described in claim 1, and the mobile phone has a detachable attachment having a reader and a communication function, The attachment is characterized in that the storage circuit stores and communicates sales and settlement processing information including a store identification code, a product code, trading value information, and a settlement date. 'The invention described in Claim 3 is based on the technical premise of a merchandise settlement system using the mobile phone described in either Claim 1 or Claim 2. At least the transaction information including at least the store identification code, the product code, the transaction value information, and the settlement date transmitted from the transmission / reception information of the attachment is stored.The transaction information is displayed in a receipt format. It is characterized by being possible.

The invention described in claim 4 is based on the technical premise that the merchandise settlement system using the mobile phone described in claim 1 or claim 2 is a technical premise, and the sales and settlement processing information stored in the mobile phone is In particular, the data can be used as household account data. '

The invention described in claim 5 is based on the technical premise of a merchandise settlement system using the mobile phone set forth in claim 1 or claim 2, and is a customer who has purchased merchandise through a store or online sales. When a customer returns the product, the payment processing information stored in the customer's mobile phone can be checked against the record in the product management server, and a clearing process can be performed.

The invention described in claim 6 is based on the technical premise of a merchandise settlement system using the mobile phone set forth in claim 1 or claim 2, and the merchandise purchased through a store or online sales. When the cooling-off is performed based on the payment processing information stored in the mobile phone, the information about the cooling-off transmitted from the mobile phone to the product management server and the payment processing information are stored in the consumer center. Simultaneous notification to servers that can receive cooling-off information The invention described in claim 7 is based on the technical premise that the merchandise settlement system using the mobile phone described in claim 1 or 2 is a technical premise, and the customer's stored in the storage circuit of the mobile phone is In a merchandise settlement system using a mobile phone configured to perform merchandise settlement using credit card information, debit card information, or cash card information, when a customer loses the card, the card and the card information are replaced. It is specially made possible to transmit the use stop request information to the above card issuer.

The invention set forth in claim 8 is based on the technical premise that a merchandise settlement system using the mobile phone described in claim 1 or 2 is used as a technical premise. If the product identification ID is an IC tag, the bit on the IC tag is turned ON / OFF as a shoplifting prevention bit, and the detector placed at the store exit prevents the unsettled product from being taken out of the store. It is characterized by the following. Brief Description of Drawings

FIG. 1 is a diagram showing Embodiment 1 of a merchandise settlement system for store merchandise according to the present invention. ■

FIG. 2 is a diagram showing a state in which an attachment used in the merchandise settlement system for store merchandise according to the present invention is attached to a mobile phone. BEST MODE FOR CARRYING OUT THE INVENTION

Hereinafter, the present invention will be described in detail based on embodiments of the present invention shown in the accompanying drawings. FIG. 1 is a system diagram showing an example of a configuration of a product settlement system using a mobile phone according to the present invention. Reference numeral 1 denotes a product supply headquarters that supervises each store 2 and supplies products. The merchandise supply headquarters 1 and stores 2 are always connected by an information communication network such as the Internet 3.

In the store 2, a product management server 21 is installed. The product management server 21 communicates with a wireless transceiver (not shown) and, if necessary, a relay device (not shown) via a hap. Signals can be sent and received at all times.

In the store, a large number of products with a product identification ID tag 30 are displayed. The merchandise identification ID tag 30 can store sales / purchase processing information including a store identification code, a merchandise code, trading value information, and a settlement date.

Further, as the mobile phone 31 used in the present invention, various types of commercially available mobile phones can be used. The mobile phone 31 has a read / write function and a wireless communication function of the product identification ID tag 30. If not, attachments 32 such as a percode reader or IC chip reader / writer can be connected detachably. The data can be exchanged with a mobile phone 31 or a personal computer via a USB terminal or the like or wirelessly or by infrared.

In addition, the mobile phone 31 can select ordering, sales, inventory, selling price, cancellation, etc. by combining a numeric keypad and a changeover button, and can display a multi-digit number. The data can be transmitted to the commodity management server 2 1 of the second, and further, the data can be transmitted to the commodity supply headquarter 1 via the Internet 3.

The product supply headquarters 1 inputs the product information, such as the product name, quantity, price, color and pattern, and the store number of the store to be delivered, and at the same time, inputs the same information into the product identification ID tag 30.

The delivered product is displayed on the shelf together with the product identification ID tag 30. In store 2, the mobile phone 31 receives the information of the product identification ID tag 30 and sends it to the product management server 21 via the relay device 24, the wireless transceiver 23, and the hubs 2, 2. Send 30 information.

The merchandise management server 21 displays the logical stock quantity information of the corresponding merchandise on the mobile phone 31 via the reverse transmission route.

Then, the displayed logical stock quantity is compared with the quantity of the goods actually on the shelf, and if there is a difference in the quantity, the correction information is transmitted to the goods management server 21. As a result, the actual stock quantity at store 2 can always be ascertained, and 'the inventory work can be omitted.

Next, a case where a transaction settlement with a customer who visits the store 2 using the commodity settlement system according to the present embodiment will be described with reference to FIG.

, At the entrance of store 2, the customer borrows the attachment 32 from the store side. At this point, the payment bit for attachment 32 is set to OFF. Next, for example, the required amount of money to be used in the store is charged to the attachment 32 via a known charger, and then the attachment 32 is attached to the mobile phone 31. Of course, it is also possible to charge with a credit card or cash card (debit card). It is also possible to accommodate cash customers by installing a drawer on the chargeer machine.

Next, the information of the product identification ID 30 attached to the product 29 to be purchased is read by the mobile phone 31 via the attachment 32. At this time, if the product identification ID tag 30 is an IC tag, the sales bit is set to 〇N.

After performing such operations for various products, the product management server (which also has a payment function) 21 performs the payment procedure. In other words, the purchase price is calculated based on the product information (product ID, store ID, sales date, sales price) input to the attachment 32 of the mobile phone 31. If the purchase price is within the charged amount, The payment process is automatically performed, and the payment information is transmitted to the attachment 32. This Thus, of the information transmitted to and received by the attachment 32, the information necessary for the receipt display is automatically transmitted to the storage circuit of the mobile phone 31 and stored. Thereafter, the attachment 32 is removed from the mobile phone 31 and returned to the store. Of course, if the charge remains, it will be refunded at the store via the charger. When the purchase amount exceeds the limit, the charge operation may be performed again.

Then, when the payment information is displayed on the mobile phone 31, the information can be confirmed as a substitute for the receipt by outputting the information in a receipt format.

In this case, since the store does not need to issue a paper receipt, there is an effect that complicated operations such as input mistakes at the cash register, ink replenishment, and paper replenishment become unnecessary.

In addition, the above-mentioned merchandise sales information is automatically entered into a predetermined field of the household account book by using the household account book creation software of a personal computer, which greatly simplifies the household account book creation work. can do. Of course, if the household account book software is installed on the mobile phone 31, the household account book can be edited and displayed on the screen of the mobile phone 31.

'. Finally, the store reads the information from the mobile phone 31 and confirms that the payment has been completed, and then sets the payment bit of the attachment 32 to ON.

■ Of course, the information of the mobile phone 31 and the attachment 32 is transmitted to the product management server 21 so that the stock information can be updated on the spot and the sales data can be automatically recorded. .

In addition, when a customer leaves the store 2 with the payment bit turned off, or tries to leave the store with a product with the IC tag 30 with the sales bit turned off, these signals are detected. Automatically emits a warning sound, so that unsettled payment and theft (shoplifting) can be reliably prevented.

Next, if the customer has settled correctly, but for some reason later wants to return the merchandise 29, go to the store 2 with the mobile phone 3 1 and merchandise 29 settled, Presenting a conventional account by comparing the settlement information at the time of purchase remaining in the telephone set 31 with the sales information recorded in the store 2 or the merchandise management server 21 No, returns and refunds can be processed easily and reliably.

Further, when a product purchased through a store or mail order is cooled off based on the settlement processing information stored in the mobile phone 31, the mobile phone 31 accesses the product management server 21 and transmits the product. Cooling off To the server (not shown) of the consumer center that can receive the cooling-off information, so that the request for the cooling-off is accepted. By sending the same cooling-off request information to the third-party consumer center, it is possible to prevent such troubles as before and reliably.

According to the present invention, since the settlement information can store not only the purchase date, the name of the store, the sales price, the product code, the settlement number, etc., but also the record of service points for customers, etc. It is also possible to omit issuing cards and the like.

Further, the credit card information, debit card information or cash card information of the owner of the mobile phone 31 is stored in the storage circuit of the mobile phone 31 so that the card can be used for the payment of goods. If it is set and the owner of the mobile phone 31 loses the card, it can transmit the use stop request information of the card together with the force information to the card issuer. With this configuration, unauthorized use of the card after loss can be quickly prevented, and the time to confirm the lost card number etc. in other documents is saved in the mobile phone. Can be transmitted based on the information such as the card number, etc., and the transmission time can be stored. Application of insurance for damage to life also becomes easy. In addition, the mobile phone 31 and the attachment 32 may be implemented by a dedicated terminal, or the payment information may be transmitted to the mobile phone 31 after the payment is completed. Industrial applicability

The invention described in claim 1 relates to an invention relating to a product settlement system using a mobile phone, wherein a product management server that manages the sales performance of products, and a mobile device that is connected to the product management server by wire or wirelessly. A mobile phone having a function of transferring information between the mobile phone and the mobile phone, and enabling a payment process for merchandise sales between the mobile phone and the mobile phone. You can use a mobile phone to settle goods with mail-order sellers in a paperless (receiptless) manner.

According to the invention set forth in claim 2, an attachment having a reader and a communication function is detachably attached to the mobile phone, and the attachment has a storage circuit, a store identification code, and a product. Since the system is configured to store and process communication information including the code, trading value information, and settlement date, communication is possible, eliminating the need for a P 廃止 S cash register system by eliminating receipts and performing product settlement with mobile phones. It is also effective in preventing theft and shoplifting of products, and greatly reduces store-related loss costs Can be realized.

According to the invention described in claim 3, the storage circuit of the mobile phone includes at least a store identification code, a product code, trading value information, and a settlement date transmitted from the transmission / reception information of the attachment. The trade settlement processing information is stored, and the trade settlement processing information can be displayed in the form of a receipt, so that the purchase information of the product can be easily confirmed without storing the receipt in a wallet, or to a third party. It can be presented and future disputes due to lost receipts can be reliably avoided.

Further, in the invention set forth in claim 4, the sales settlement processing information stored in the mobile phone is transmitted to the customer's personal computer, and can be used as household account book data by household account book software. As a result, there is no need to organize receipts and post them in the household account book in chronological order, which greatly simplifies household management.

According to the invention set forth in claim 5, when a customer who purchases a product through a store or mail order returns the product, the payment processing information stored in the customer's mobile phone is stored in the product management server. It is possible to check out the receipt when returning a product, and also check the receipt against the merchandise sales ledger at the store side. This makes it extremely easy to perform the collation, simplifying this kind of work in six ways, and improving service to customers. Further, in the invention according to claim 6, when cooling off a product purchased at a store or mail order based on settlement processing information stored in the mobile phone, The cooling-off information and the payment processing information sent to the management server are sent to the server that accepts the cooling-off information at the consumer center at the same time, so the cooling-off request is accepted. The third-party organization, Consumer Center II, can prevent such troubles by sending the same cooling-off request information.

The invention described in claim 7 is directed to a mobile phone configured to execute a product settlement using customer's credit card information, debit card information, or cash card information stored in a storage circuit of the mobile phone. In the merchandise settlement system used, when a customer loses the above-mentioned card, it is possible to send the card suspension request information together with the above-mentioned card information to the above-mentioned card issuer. It is possible to promptly prevent the loss, and to omit the time to confirm the lost card number etc. in other documents, etc., and to transmit based on the information such as the key number stored in the mobile phone. And the transmission time can be memorized. This makes it easier to apply insurance.

According to the invention set forth in claim 8, when purchasing a product using a mobile phone, if the product identification ID is an IC tag, a bit on the IC tag is turned ON / OFF as a shoplifting prevention bit. As a result, detectors placed at the store exit can prevent unsettled products from being taken out of the store, so that theft and shoplifting can be reliably prevented, resulting in a significant loss for stores. It is possible to achieve the effect of reducing waste and improving profits.

Claims

The scope of the claims

1. A product settlement system using a mobile phone, characterized in that a product management server that manages the sales performance of the product, a product identification ID, and a payment process for the purchase and sale of products between the mobile phone are enabled. .

2. The mobile phone has a detachable attachment with a reader and a communication function. The attachment has a storage circuit that stores a store identification code, product code, trading value information, and settlement date. 2. A product settlement system using a mobile phone according to claim 1, wherein the transaction settlement information is stored and communicable.

3. In the storage circuit of the mobile phone, the transaction settlement information including at least the store identification code, the commodity code, the transaction price information, and the settlement date transmitted from the attachment or the transmission / reception information of the commodity management server is stored. The merchandise settlement system using a mobile phone according to any one of claims 1 and 2, wherein the stored trade settlement information can be displayed in a receipt format.

4. The sales / purchase processing information stored in the mobile phone can be used as household account data, and the product using the portable magnifier according to claim 1 or claim 2 characterized by the above-mentioned. Payment system. ,

5 · When a customer who purchases a product at a store or mail order returns the product, the payment processing information stored on the customer's mobile phone can be checked against the record of the product management server and the clearing process can be performed. A goods settlement system using the mobile phone according to any one of claims 1 and 2.

6. Information on cooling-off sent from the mobile phone to the product management server when the product purchased at the store or mail order is cooled off based on the payment processing information stored in the mobile phone. And a settlement processing information to a server of the consumer center capable of receiving cooling-off information at the same time, wherein the product using the mobile phone according to claim 1 or claim 2 is provided. Payment system.

7. In a merchandise settlement system using a mobile phone configured to perform a merchandise settlement using the customer's credit card information, debit card information, or cash card information stored in the storage circuit of the mobile phone, Claim 1 or Claim 2 wherein when the card is lost, the card suspension information can be transmitted to the force issuer together with the card information. Commodity payment system using a mobile phone.

8. When purchasing a product using a mobile phone, if the product identification ID is an IC tag, the bit on the IC tag is turned ON / OFF as a shoplifting prevention bit to detect the product placed at the store exit. Of unsettled goods outside the store A goods settlement system using the mobile phone according to any one of claims 1 and 2, characterized in that the settlement is prevented.