WO2002093512A3 - Virtuelle chipkarte - Google Patents

Virtuelle chipkarte Download PDF

Info

Publication number
WO2002093512A3
WO2002093512A3 PCT/CH2002/000205 CH0200205W WO02093512A3 WO 2002093512 A3 WO2002093512 A3 WO 2002093512A3 CH 0200205 W CH0200205 W CH 0200205W WO 02093512 A3 WO02093512 A3 WO 02093512A3
Authority
WO
WIPO (PCT)
Prior art keywords
virtual chip
vcc
chip card
data
storing
Prior art date
Application number
PCT/CH2002/000205
Other languages
English (en)
French (fr)
Other versions
WO2002093512A2 (de
Inventor
Walter Gygli
Markus Hof
William Grant Rothwell
Original Assignee
Eracom Technologies Schweiz Ag
Walter Gygli
Markus Hof
William Grant Rothwell
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Eracom Technologies Schweiz Ag, Walter Gygli, Markus Hof, William Grant Rothwell filed Critical Eracom Technologies Schweiz Ag
Priority to EP02717924A priority Critical patent/EP1388137A2/de
Publication of WO2002093512A2 publication Critical patent/WO2002093512A2/de
Publication of WO2002093512A3 publication Critical patent/WO2002093512A3/de

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Storage Device Security (AREA)

Abstract

Es wird eine virtuelle Chipkarte (VCC) vorgeschlagen zum Speichern und Bereitstellen von sensitiven Daten. Die virtuelle Chipkarte (VCC) umfasst einen datenteil (DP), in welchem die sensitiven Daten in verschlüsselter Form gespeichert sind, sowie einen Kontrollteil (CP), in welchem zumindest der Schlüssel (K) zum Entschlüsseln der Daten im Datenteil (DP) in verschlüsselter Form enthalten ist. Ferner wird ein entsprechendes System zum Speichern solcher virtuellen Chipkarten (VCC) und zum Zugriff auf solche virtuellen Chipkarten (VCC) vorgeschlagen, sowie ein entsprechendes Zugriffsverfahren und schliesslich ein System zum Ausstellen von virtuellen Chipkarten (VCC) .
PCT/CH2002/000205 2001-05-11 2002-04-12 Virtuelle chipkarte WO2002093512A2 (de)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP02717924A EP1388137A2 (de) 2001-05-11 2002-04-12 Virtuelle chipkarte

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CH8652001 2001-05-11
CH865/01 2001-05-11

Publications (2)

Publication Number Publication Date
WO2002093512A2 WO2002093512A2 (de) 2002-11-21
WO2002093512A3 true WO2002093512A3 (de) 2003-02-20

Family

ID=4543564

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CH2002/000205 WO2002093512A2 (de) 2001-05-11 2002-04-12 Virtuelle chipkarte

Country Status (2)

Country Link
EP (1) EP1388137A2 (de)
WO (1) WO2002093512A2 (de)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0769767A2 (de) * 1995-10-20 1997-04-23 Lucent Technologies Inc. Chipkarten verwendende gesicherte Geldüberweisungstechniken
DE19726451A1 (de) * 1996-11-17 1998-05-20 Tils Peter Geldkarte, insbesondere Kreditkarte, Euroscheckkarte, Krankenkassenkarte etc.
EP0950972A2 (de) * 1997-11-12 1999-10-20 Citicorp Development Center, Inc. System und Verfahren zum gesicherten Speichern von elektronischen Daten
WO2000067220A1 (en) * 1999-05-03 2000-11-09 The Chase Manhattan Bank A virtual private lock box

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0769767A2 (de) * 1995-10-20 1997-04-23 Lucent Technologies Inc. Chipkarten verwendende gesicherte Geldüberweisungstechniken
DE19726451A1 (de) * 1996-11-17 1998-05-20 Tils Peter Geldkarte, insbesondere Kreditkarte, Euroscheckkarte, Krankenkassenkarte etc.
EP0950972A2 (de) * 1997-11-12 1999-10-20 Citicorp Development Center, Inc. System und Verfahren zum gesicherten Speichern von elektronischen Daten
WO2000067220A1 (en) * 1999-05-03 2000-11-09 The Chase Manhattan Bank A virtual private lock box

Also Published As

Publication number Publication date
WO2002093512A2 (de) 2002-11-21
EP1388137A2 (de) 2004-02-11

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