WO2002025400A2 - Procede et systeme de commerce electronique mondial - Google Patents

Procede et systeme de commerce electronique mondial Download PDF

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Publication number
WO2002025400A2
WO2002025400A2 PCT/US2001/028969 US0128969W WO0225400A2 WO 2002025400 A2 WO2002025400 A2 WO 2002025400A2 US 0128969 W US0128969 W US 0128969W WO 0225400 A2 WO0225400 A2 WO 0225400A2
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WO
WIPO (PCT)
Prior art keywords
exchange
trading
frading
line
transaction
Prior art date
Application number
PCT/US2001/028969
Other languages
English (en)
Other versions
WO2002025400A3 (fr
Inventor
J. Steven Manolis
Linda Milligan-White
Bala Madarajah
Original Assignee
World E-Commerce Exchange
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by World E-Commerce Exchange filed Critical World E-Commerce Exchange
Priority to CA002422185A priority Critical patent/CA2422185A1/fr
Priority to AU2001289112A priority patent/AU2001289112A1/en
Publication of WO2002025400A2 publication Critical patent/WO2002025400A2/fr
Publication of WO2002025400A3 publication Critical patent/WO2002025400A3/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • the present invention relates to the field of electronic commerce ("e-commerce") over computer networks, the computer networks being used to support e-commerce transactions.
  • e-commerce electronic commerce
  • the present invention relates to facilitating on-line electronic transactions through the use of a computer-based e-commerce exchange to bring together screened buyers and sellers in a known and regulated environment.
  • the invention takes the form of a system, a method, a recorded program product and a carrier wave.
  • the Internet has the potential to become an active marketplace revolutionizing retailing by allowing consumers buy a wide variety of products and services from remote sources while remaining in their homes or offices.
  • the prior art has successfully placed sites on the Internet which offer goods for sale. However, the prior art has not resolved many of the risks associated with the Internet and other network e-commerce.
  • Fraud risk issues include: verifying the identity of the parties to the transaction; accessing the quality, authenticity (i.e., genuine and not counterfeit goods) and true ownership of the goods being offered; avoiding credit card fraud; and ensuring that the obligations of the transaction are fulfilled by finally transferring and shipping the purchased goods.
  • An object of the present invention is to overcome some of the disadvantages of the prior art systems by providing a computer-based e-commerce system that functions as a global marketplace for goods, other products and property (including but not limited to financial instruments and securities) and services (collectively, "products") in which e- commerce is conducted in a trusted, secure, predictable and efficient environment between trading members of an exchange (the "exchange"), being a body corporate specifically authorized and recognized by statute to conduct such an exchange, where such trading members, located in the United States or elsewhere (“trading members”), by entering into a membership agreement with the exchange, are subject to the standards of business conduct, practices and processes of the exchange prescribed by its rules.
  • Yet another object of the present invention is to provide an e-commerce exchange on which contracts for transactions between trading members can be formed electronically with certainty as to the identity of the other parties and as to the rules and regulations governing the transaction and the contract and any disputes arising from the transaction or the contract.
  • a network connected computer server meaning one or more physical computer servers
  • the present invention includes a computerized marketplace for products, specially authorized and recognized by statute, hosted on at least one network-connected computer server for the purpose of facilitating on-line e-commerce transactions between screened members of an exchange in a secure environment under agreed and/or known legal conditions.
  • the invention provides a network server hosting processes which ensure that those participating on the exchange will find the exchange a trusted, reliable and secure 1 site on which to conduct business.
  • the processes include input of an electronic signature by the trading member and a determination of the eligibility of the trading member by records maintained at the exchange host server; monitoring of the suitability of the items offered for sale on the exchange; limiting offers for sale to only those trading members who can affirmatively establish that they are the owners of, or have the legal rights to deal with, a product or service; screening membership of trading members; and providing financial and performance guarantees protecting individual transaction contracts executed on the exchange.
  • Screening membership prevents a counterfeit manufacturer or an unauthorized dealer of branded products from gaining trading membership or being permitted to trade such products on the exchange. Screening membership requires that trading members, prior to becoming trading members and/or on an on-going basis as part of individual transactions or trading sessions, agree to trading standards in order to create a safe, secure, and predictable trading environment so that e-commerce can be conducted between parties from multiple jurisdictions without undue regulation in an environment that minimizes business risks.
  • the invention brings trading members together in "virtual conference rooms,” “portals,” or “silos,” where they electronically conduct e-commerce transactions and form enforceable contracts. After the transaction has taken place, the buyer may be linked into a "sub-conference room” or “sub-portals” where complementary value-added services such as performance guarantees are available.
  • the invention provides classes of trading members, who may comprise vendors, buyers and end-users of a wide spectrum of products bought and sold through the exchange.
  • Figure 1 is a block diagram of a preferred embodiment of the present invention
  • Figure 2 is a block diagram of a preferred embodiment of the present invention showing computer modules distributed on plural servers;
  • Figure 3 is a diagram of a preferred embodiment of the present invention showing plural servers and databases;
  • Figure 4 is a depiction of the present invention showing application vetting and admission to the exchange
  • Figure 5 is a flow chart of a preferred embodiment of the present invention.
  • Figure 6 is a view of an industry silo with connected buyers and sellers
  • FIG. 7 illustrates a typical exchange system
  • Figure 8 illustrates a preferred "Click-Through" embodiment of the present invention
  • Figure 9 illustrates an interface for a preferred "Click-Through" embodiment of the present invention
  • Figure 10 illustrates a flow of information between another web site and the web site of the exchange in a preferred "Click-Through" embodiment of the present invention
  • Figure 11 illustrates an embodiment in which a buyer and seller negotiate an agreement using the exchange of the present invention
  • Figure 12 illustrates an embodiment in which escrow information can flow in a negotiation begun on another web site and concluded on the web site of the exchange in a preferred "Click-Through" embodiment of the present invention
  • Figure 13 illustrates an embodiment in which performance guarantee information flows in an embodiment of the present invention.
  • an embodiment of the present invention is an e-commerce exchange 10 facilitating on-line e-commerce transactions 20 between screened and registered trading members 30, the trading members interacting via computer screens 35.
  • the exchange comprises a set of computer modules 40 residing on at least one computer server 50 connected to a computer network 60 and hosting the network and other operations of the exchange. Through the server(s) operations and the network inter- connectivity, the exchange brings its trading members 30 together in real time in an on-line commerce setting.
  • the exchange may be hosted on one or more servers 50 which are physically co-located, such co-location is not necessary.
  • the servers 50 need not be hosted at a single site and may be interconnected via a computer network 60.
  • the exchange system may be operatively connected to one or more networks 60 simultaneously.
  • the computer network 60 may either be a private network or a public network, e.g., the Internet. Additionally, trading members 30 may direct dial into the exchange 10.
  • the invention is operative to facilitate on-line transactions between screened and registered trading members regardless of how the on-line connection between trading members and the exchange is effected. Further, the invention is scalable, operative to facilitate transactions on a single hosting server 50 and a single connecting network 60 (e.g., the Internet), and expandable to distribute operations of the exchange over plural servers operating independently over plural connecting networks.
  • a single hosting server 50 and a single connecting network 60 e.g., the Internet
  • the exchange Whether on a single server 50 or plural servers 50, the exchange brings its trading members together on-line and, upon trading members agreeing to complete a transaction 20, the exchange transmits executed contracts 70 to the applicable trading members 30.
  • the exchange transmits the executed contract documents on-line to the applicable trading members.
  • the contract can be embedded or in a standard format including XML, HTML, Microsoft Word or Microsoft EXCEL. It can consist of multiple documents which can be added to, but cannot be deleted by a trading member. All documents are time-stamped, have multi-user access and are printable. However, subject to applicable law and the rules of the exchange, documents will not be released to other members of the exchange without the consent of the contracting trading members.
  • the exchange provides a secure and predictable transaction environment through a number of features.
  • One feature of the exchange is that it operates under express authority and pursuant to a government statute.
  • the authority is stored in the exchange in an authority database 80.
  • the authority database may be in the form of rules which control procedural and legal operations of the exchange.
  • Another feature of the exchange which provides security is that access to the exchange, and accordingly the ability to enter into transactions, is limited to registered trading members. Applications for membership may be made via network access. See Figure 4 indicating that the network may include buyers, sellers, end-users, and service providers.
  • membership maybe at plural levels or classes.
  • certain registered trading members may be shareholders in the exchange. This ensures that these trading members have a vested interest in the success and integrity of the exchange as well as a voice in the operations of the exchange.
  • members may be organized in classes according to their industry sector or the nature of the products in which they trade.
  • the exchange domain name may be associated with a unique top-level domain (i.e., at the same level as “org,” “com,” “us”) or may be a unique or semi-unique lower level domain (e.g., "xyz.com,” “xyz.us,” “xyz.bm”).
  • top-level exchange domain names would be “companyl.exe,” “company2.exe,” and “company l.eex,” where “.exc” is an abbreviation for “exchange” and “.eex” is an abbreviation for “e-exchange.”
  • lower level domain names would be “company l.exc.bm,” “companyl.eex.bm,” and “companyl.wx.bm,” where “ wx” is an abbreviation for "world exchange” and ".bm” is the top level domain for Bermuda.
  • the exchange comprises expert systems modules 40 which evaluate applications for membership under a rigorous rule set which may include heuristics and may be updated easily within additional rules. Thereby the application process is known, rigorous and readily updatable with new criteria that becomes appropriate.
  • Trading membership qualifications can be set up as needed and may include such items as financial security, credit worthiness, risk analysis based on prior litigation and/or complaints, etc.
  • the exchange requires that certain classes of trading members are admitted to membership of the exchange only with financial bonding.
  • the nature of the financial bonding, the amount and other related financial bonding information is maintained with the exchange as data records 83 stored in the exchange server 50.
  • the agreement of a trading member as to legal jurisdiction need only be recorded a single time; however, in some embodiments, the agreement may be updated or re- acknowledged each time the trading member accesses the exchange or forms a pending contract. This may be accomplished by the exchange including a log-on screen requiring trading members to confirm agreement that the on-line transactions and the corresponding contracts are formed in, and governed by the laws of, the particular legal jurisdiction.
  • the update confirmation is recorded on the exchange.
  • the exchange operates under The World E-Commerce Exchange Company Act, 1999 of Bermuda (the "WECX Act"), which, inter alia:
  • these agreements are default rules. That is, trading members may opt-out of the default agreements by indicating such a preference on an appropriate trading screen and having the corresponding frading member agree to the opt-out. The trading members would then agree to another trading screen-produced available legal jurisdiction or rule set, or may agree to a legal jurisdiction which is not established by the exchange.
  • Performance guarantees provide trading members with insurance against non-performance by counterparts on a range of factors from delivery date, specifications, quality and quantity.
  • the performance guarantee service desirably is available to all trading members who elect to qualify for a second level of vetting that results in their eligibility for a performance guarantee insurance bond. This will be offered through a joint venture between the exchange and a desirably major international insurer who will lead a syndicate of cross-border reinsurers. It is believed that performance guarantees will lower purchasing costs for buyers and broaden markets for sellers. It is also believed that this feature will be particularly important in the cross-border internet auction business of the exchange and in particular, facilitate suppliers in less developed countries transacting with buyers in more established markets.
  • a performance guarantee election module 40 offers to trading members a performance guarantee option screen.
  • the screen offers both default and optional performance guarantees. Default options may include reliance on trading members, bonding, the exchange's established conflict resolution for trading members (which may include on-line electronic arbitration), and contract performance insurance backed by a third party insurance company.
  • Trading members may rely on one of the available default assurances or may elect an optional performance guarantee.
  • the exchange upon the trading member making an election of performance guarantee, electronically transmits the performance guarantee information to the applicable trading members involved in the transaction. This transmission may be concurrent with the formed contract transmission or may be separate with an associating link to the formed contract. If a performance guarantee is elected, the performance guarantee transmitted by the exchange to the trading member includes an indication of the issuer of such guarantee. In these ways, trading members are confident that the exchange system guarantees performance of executed contracts.
  • the exchange will offer trading members the option of an on-line escrow service whereby payment is released to the seller trading member only when the buyer trading member has inspected and accepted the seller trading member's merchandise. If the buyer trading member refuses to accept the merchandise because it is not in conformity with its order, payment is returned to the buyer trading member after the seller trading member inspects and accepts the returned merchandise. Either the buyer trading member or the seller trading member begins the transaction by providing terms and information about the merchandise. Both parties must accept the terms of the agreement for the transaction to proceed. The buyer trading member then submits payment to an on-line escrow service where it is verified.
  • the on-line escrow service then secures the payment in its trust account and notifies the seller trading member that the buyer trading member's payment is securely held in escrow.
  • the seller trading member then delivers the merchandise to the buyer trading member.
  • the buyer trading member decides to accept or reject the merchandise within an inspection period agreed to by both parties. If the buyer trading member accepts the product, the on-line escrow service releases the funds to the seller trading member.
  • the exchange will offer members additional ancillary services, provided by the exchange or by arrangement with third parties, to facilitate transactions on the exchange.
  • Such services may include, without limitation, trade finance and international clearance and settlement.
  • the exchange system permits members flexibility of access, security is maintained, e.g., by allowing a trading member (via a client computer operatively connected to the exchange log-on eligibility module 40) through the Internet to complete and transmit log-on data via a log-on screen 35 from the trading member's computer to the exchange server 50.
  • the trading member log-on data transmission may include an electronic signature confirming the identification of the frading member. This log-on transmission avoids the requirement for a conventional physical or "paper signature."
  • the invention operates pursuant to a statute that recognizes contracts executed by electronic signature and such contract-forming rules are included in the exchange databases.
  • such contracts are binding in the agreed-to jurisdiction and would be recognized by the courts of the jurisdiction.
  • the exchange system log-on module may work together with an eligibility module 40.
  • the eligibility module accesses server records concerning credit authorization, transaction alerts, pending transaction status, and frading member status.
  • the exchange system eligibility module also makes the determination of the eligibility of the trading member to log on to the exchange by accessing server database records 88 concerning trading member status as to each of vendors, buyers and end-user trading members.
  • trading members including those who may not be shareholders, have a vested interest in the exchange maintaining its viability and trustworthiness. Accordingly, trading members accept and co-operate with the monitoring of transactions by the exchange.
  • One form of monitoring is performed by a transaction monitor module 40 residing on the server 50 which monitors on-going transactions.
  • the monitor module prior to permitting the exchange to transmit executed contracts, tests the on-going transaction for approval, disapproval, refusal, withdrawal, suspension and cancellation according to predetermined regulations of the exchange.
  • These rules may be part of the authority database 80 or may be a separate monitoring rules database 85.
  • the exchange executes a memorialization module 40 to record the transaction in the form of an elecfronic record in, e.g., a record database 86.
  • the memorialization module 40 also checks the transaction as possibly being an acquisition, a sale, a license or an advertising agreement, recording the transaction type. This arrangement, together with the other exchange provisions, provides for the formation of enforceable contracts without paper or traditional signatures.
  • the exchange system may include an ownership authorization monitor module 40 residing on the server 50.
  • the ownership authorization monitoring module confirms ownership of property relating to ongoing transactions prior to permitting the exchange to transmit the executed contracts.
  • the ownership confirmation monitoring module confirms ownership of property relating to each of trademarks, patents, authorized re-seller agreements, title and liens. Data relative to ownership may be provided via screen input, scanned input or other means and may be stored in an ownership database 87.
  • the invention also takes the form of a method of performing on-line transactions via a commerce exchange residing on a server computer.
  • the invention provides that a first trading member enters into an on-line transaction with a second trading member via network portal 90 ( Figure 3).
  • the method of the invention begins with a first trading member contacting the exchange via a computer network (step s501). After contacting the exchange, the first trading member must enter the exchange via a log-on screen (step 502) with features as disclosed previously.
  • the first trading member contacts a second trading member.
  • the contact of a second trading member can take any of several forms.
  • the first trading member may log on to the exchange at a server dedicated to a particular second trading member (in which case the network portal takes the form of the web address for the dedicated network server hosting) or may contact a second frading member via a selection screen offering several member groups (industry groups). Each industry group may be broken into an industry "silo" as shown in Figure 6.
  • the invention uses the term "industry silo" to convey that within a given industry, many levels of products may be available under a number of conditions.
  • sellers 601 may each offer products related to the given industry.
  • Service providers 602 may offer services related to that industry.
  • Buyers 603 enter the industry silo 604 looking for product offerors. In the case of some transactions, the seller and buyer trading members interact one- on-one dynamically in real time.
  • An example of such an interaction would be within a transportation industry silo where a prospective new car buyer contacts an auto dealer seller. Upon the auto dealer being notified, by for instance an on-line activated "You have a customer" verbal message, an auto sales agent engages the new car buyer on-line via the exchange to determine the new car buyer's requirements and makes sales offers.
  • the exchange forms a completed transaction contract by sending the first trading member and the second trading member an executed contract.
  • the car sales agent readily deals with the new car buyer as the method of the invention includes a verifying step which pre-screens the buyer prior to connecting the buyer to the seller. More specifically, the exchange verifies the eligibility of a frading member to log on to the exchange and enter into the transaction by screening the trading member as to credit authorization, transaction alerts, and pending transaction statuses prior to completing the trading member log-on process.
  • the first trading member may be made aware of "value chains" (i.e., related products and services available through the exchange) 605 associated with a new car purchase.
  • the value chains 605 may include new car insurance, new car accessories, and prepaid maintenance.
  • the sellers 601 associated with the value chains need not be the car sales agent and may be other trading members.
  • the method of the invention allows the first trading member to contact and enter the exchange via a World Wide Web browser application, where the first and second frading members communicate with the exchange (in particular the server computer 50 of the exchange) and with each other over the Internet.
  • the step of logging on to the exchange includes, as disclosed above, that the trading member agrees, prior to entering into the exchange, that the exchange operates under express authority and pursuant to a particular government statute and particular rules controlling operations of the exchange.
  • the first trading member is confident in the transaction knowing that the method of invention requires that the seller (the new car dealer), in logging on to the exchange, is subject to the exchange verifying that the seller is a currently registered trading member admitted to membership in the exchange with current financial bonding and good standing.
  • Both parties to the car sales fransaction are assured because each knows that the other has acknowledged, on-line, an agreement that the transaction and the corresponding completed contract are formed in a particular legal jurisdiction and are subject to laws of that legal jurisdiction.
  • the parties also trust the exchange and the transaction as the exchange rules require that the agreements of the parties as to both legal matters generally and the executed fransaction in particular are memorialized by the exchange in a database file, e.g., files 80-89.
  • the method of the invention lets the seller enjoy this legal certainty with only limited legal presence in the jurisdiction. That is, the method of the invention may include providing the second frading member (the auto seller) with an on-line assurance that a frading member is not deemed to be engaging in or carrying out a trade or business in the legal jurisdiction by reason only of being a trading member or conducting commerce on the exchange.
  • the exchange method provides the auto buyer (the first trading member) with the option of an on-line guarantee of contract performance.
  • the frading member who is a buyer is also protected under the invention as some embodiments of the invention include a step of requiring that any offerer trading, member must provide on-line proof of ownership of the property. This proof may talce the form of data previously stored in a server database.
  • the offerer trading members may enter such information into the exchange via a transaction screen which includes ownership data fields for providing ownership information concerning property trademarks, patents, authorized reseller agreements, title, and liens.
  • information entered into ownership data fields by offerer trading members is referred to a designated third party for verification.
  • the method of the invention may also provide safeguards such as testing each transaction as to transaction standards.
  • the transaction testing may be performed at any time prior to completing the fransaction by issuing an executed confract, but is generally performed subsequent to the parties agreeing to a transaction when the transaction is pending.
  • the transaction testing of the pending fransaction may be for any of or all of approval, disapproval, refusal, withdrawal, suspension and cancellation under predetermined regulations of the exchange.
  • the testing step may look at the installment sale interest rate being charged. If the interest rate is over that which is allowed, as recorded in the appropriate database file, the contract will be disapproved and the reason noted.
  • the invention may include a step of providing a memorialization notice recording the transaction as a eatable electronic record.
  • This memorialization notice acts in much the same way as frame and reel numbers in conventional micro-film recording systems as a means of both recording documents and aiding in the later document retrieval.
  • a frading member accesses the exchange via the Internet from the web site of a third party on-line exchange which has been accessed by the trading member ("Click-Through").
  • the system includes a contract negotiation, storage and retrieval system that can be accessed directly from other on-line exchanges and which can store and maintain the contract on the exchange server.
  • trading members of the exchange can use the inventive system as a place to negotiate their contracts before they are digitally signed and stored.
  • This would desirably include a "Click-Through" contract negotiation option with a simple graphic or hyperlink on a third party e-commerce site that will bring the trading member to the present invention's contract negotiation server.
  • Such option can be elected during the posting of a contract from a third party site.
  • An interface would also permit a user to "Click-Through" from another exchange and select the system of the present invention as its contract negotiation situs.
  • Such interface would also permit trading members to agree to submit a previous agreement to the jurisdiction of the system of the present invention, and would further allow a frading member of the exchange to search the system of the present invention for past agreements of such trading member recorded on the system of the present invention.
  • the interface which administers the "Click-Through" from another on-line exchange would select the system of the present invention as its confract negotiation situs for a given frading member. Such interface would retrieve a previously used negotiation situs in the system of the present invention for a particular frading member and permit the administrator of the exchange to search the system of the present invention for the negotiation situs that the administrator may have previously created in the system for a particular trading member. It would further permit such administrator to search the exchange system for contract negotiation situs and edit contracts with respect to ownership, etc.
  • third party on-line exchanges are hosted on the exchange.
  • third party on-line exchanges reside on the computer network of the exchange.
  • the rules of the exchange may include specific provision for such hosting arrangements, including provisions which address the respective application of the rules of the exchange and the hosted exchange to transactions on the hosted exchange.
  • the invention is also embodied in a carrier wave carried over a computer network to the trading members via the exchange server for performing computer-based on-line commerce transactions between a first frading member and a second frading member as disclosed above.
  • inventions for performing computer-based on-line commerce transactions between a first trading member and a second frading member include a commerce exchange computer program product, stored on a computer readable storage medium, which program product when executed on a computer causes a computer server to host the above disclosed exchange and/or causes the performance of the exchange method.
  • the computer program product of the present invention may include the following modules: a trading member log-on module receiving a frading member log-on data; a trading member transaction execution module engaging a first trading member with a second trading member; and a fransaction completion module to form a completed fransaction by transmitting executed transaction confracts to the first trading member and the second trading member.
  • the program product of the invention may further comprise a module permitting the first frading member to contact the exchange via a World Wide Web browser application and a module operatively connecting the exchange server to the Internet allowing the first trading member and the second trading member to engage in real-time on-line commerce fransactions.
  • the program product includes a module presenting an agreement screen to the first trading member which requires the first frading member to agree prior to entering into a transaction module that the exchange operates under express authority and pursuant to a particular government statute which forms the rules controlling operations of the exchange.
  • the acknowledgment module itself includes a fransaction assurance module for transmitting to the first trading member an assurance that a frading member is not deemed to be engaging in or carrying on a frade or business in the agreed-to legal jurisdiction by reason only of being a trading member or conducting commerce on the exchange.
  • Another module causes the exchange to require on-line proof of ownership of property prior to accepting the property for sale on the exchange.
  • Screening by the exchange is accomplished by an eligibility monitoring module determining the eligibility of the first trading member to log on to the exchange, where the first frading member is screened as to credit authorization, fransaction alerts and pending transaction status.
  • the program product may further comprise a module for verifying that the first trading member is a registered trading member admitted to membership of the exchange and is currently in good financial standing with the exchange.
  • Program modules also execute the exchange's contract performance guarantee program by causing the exchange to transmit on-line to the first frading member a guarantee of contract performance.
  • the invention includes a module which lets plural frading members transact auction-style with an offerer trading member.
  • the invention provides for the inclusion of a program module causing the computer server to host a completed contract memorialization database.
  • a program module causing the computer server to host a completed contract memorialization database.
  • the completed confract memorialization module upon the first trading member agreeing to a transaction and forming a pending transaction, transmits to the first trading member a completed transaction contract, records in the completed contract memorialization database a transaction contract record, and provides to the first trading member a database record identification corresponding to the completed fransaction confract.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L"invention porte sur un système de commerce électronique mondial, qui met en oeuvre un commerce électronique informatisé résidant dans un serveur de réseau et facilitant des transactions en ligne entre des membres autorisés. Le système réunit les membres en ligne et, lorsque ceux-ci sont d"accord pour effectuer une transaction, transmet des contrats exécutés aux membres, dont les transactions sont protégées au moyen de signatures électroniques confirmant l"identification des membres, de garanties d"exécution du marché, et de surveillance des transactions en cours quant au type de transaction et aux questions relatives à la propriété.
PCT/US2001/028969 2000-09-19 2001-09-17 Procede et systeme de commerce electronique mondial WO2002025400A2 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CA002422185A CA2422185A1 (fr) 2000-09-19 2001-09-17 Procede et systeme de commerce electronique mondial
AU2001289112A AU2001289112A1 (en) 2000-09-19 2001-09-17 A method and system providing a world e-commerce exchange

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US66481000A 2000-09-19 2000-09-19
US09/664,810 2000-09-19

Publications (2)

Publication Number Publication Date
WO2002025400A2 true WO2002025400A2 (fr) 2002-03-28
WO2002025400A3 WO2002025400A3 (fr) 2002-06-13

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PCT/US2001/028969 WO2002025400A2 (fr) 2000-09-19 2001-09-17 Procede et systeme de commerce electronique mondial

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AU (1) AU2001289112A1 (fr)
CA (1) CA2422185A1 (fr)
WO (1) WO2002025400A2 (fr)

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US7793826B2 (en) 2004-03-12 2010-09-14 British Telecommunications Public Limited Company Controlling transactions
US8515791B2 (en) 2007-11-02 2013-08-20 Buysafe, Inc. Method, system and components for obtaining, evaluating and/or utilizing seller, buyer and transaction data
US8744917B2 (en) 2007-11-02 2014-06-03 Buysafe, Inc. Method, system and components for obtaining, evaluating and/or utilizing seller, buyer and transaction data
US9691089B2 (en) 2012-02-03 2017-06-27 Buysafe, Inc. User to website guaranteed shopping

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