WO2001029637A3 - Systeme et procede pour effectuer des transactions electroniques sures - Google Patents

Systeme et procede pour effectuer des transactions electroniques sures Download PDF

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Publication number
WO2001029637A3
WO2001029637A3 PCT/US2000/041480 US0041480W WO0129637A3 WO 2001029637 A3 WO2001029637 A3 WO 2001029637A3 US 0041480 W US0041480 W US 0041480W WO 0129637 A3 WO0129637 A3 WO 0129637A3
Authority
WO
WIPO (PCT)
Prior art keywords
transactions
secure electronic
numbers
electronic transactions
credit card
Prior art date
Application number
PCT/US2000/041480
Other languages
English (en)
Other versions
WO2001029637A8 (fr
WO2001029637A2 (fr
Inventor
Michael Tsur
Naftali Bennett
Lior Golan
Ben Enosh
Original Assignee
Cyota Inc
Michael Tsur
Naftali Bennett
Lior Golan
Ben Enosh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cyota Inc, Michael Tsur, Naftali Bennett, Lior Golan, Ben Enosh filed Critical Cyota Inc
Priority to IL14927000A priority Critical patent/IL149270A0/xx
Priority to AU26165/01A priority patent/AU2616501A/en
Priority to EP00989685A priority patent/EP1234223A2/fr
Priority to JP2001532367A priority patent/JP2003532170A/ja
Publication of WO2001029637A2 publication Critical patent/WO2001029637A2/fr
Publication of WO2001029637A3 publication Critical patent/WO2001029637A3/fr
Publication of WO2001029637A8 publication Critical patent/WO2001029637A8/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un système et un procédé qui permettent d'effectuer des transactions électroniques sûres. On décrit un système de serveur central qui peut traiter et corréler des numéros ou des données substitutifs remplaçant des données personnelles et des informations financières au cours de transactions pendant lesquelles des informations pourraient être interceptées, ou faire l'objet d'un usage illicite de la part du destinataire. Dans le mode préféré, des numéros de transaction sont utilisés par des clients pour cacher leur numéro de carte de crédit réel aux commerçants en ligne et aux personnes qui pourraient être tentées d'intercepter les numéros de carte de crédit utilisés dans les transactions en ligne.
PCT/US2000/041480 1999-10-22 2000-10-23 Systeme et procede pour effectuer des transactions electroniques sures WO2001029637A2 (fr)

Priority Applications (4)

Application Number Priority Date Filing Date Title
IL14927000A IL149270A0 (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions
AU26165/01A AU2616501A (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions
EP00989685A EP1234223A2 (fr) 1999-10-22 2000-10-23 Systeme et procede pour effectuer des transactions electroniques sures
JP2001532367A JP2003532170A (ja) 1999-10-22 2000-10-23 安全な電子取引のためのシステムおよび方法

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US16094599P 1999-10-22 1999-10-22
US60/160,945 1999-10-22
US20443900P 2000-05-15 2000-05-15
US60/204,439 2000-05-15

Publications (3)

Publication Number Publication Date
WO2001029637A2 WO2001029637A2 (fr) 2001-04-26
WO2001029637A3 true WO2001029637A3 (fr) 2001-09-13
WO2001029637A8 WO2001029637A8 (fr) 2002-01-24

Family

ID=26857367

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/041480 WO2001029637A2 (fr) 1999-10-22 2000-10-23 Systeme et procede pour effectuer des transactions electroniques sures

Country Status (5)

Country Link
EP (1) EP1234223A2 (fr)
JP (1) JP2003532170A (fr)
AU (1) AU2616501A (fr)
IL (1) IL149270A0 (fr)
WO (1) WO2001029637A2 (fr)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002366859A (ja) * 2001-06-11 2002-12-20 Sony Corp 与信仲介システム、与信仲介装置および方法、記録媒体、並びにプログラム
JP4363800B2 (ja) 2001-06-11 2009-11-11 ソニー株式会社 電子商取引支援装置，電子商取引支援方法およびコンピュータプログラム
US7805376B2 (en) 2002-06-14 2010-09-28 American Express Travel Related Services Company, Inc. Methods and apparatus for facilitating a transaction
US6901387B2 (en) 2001-12-07 2005-05-31 General Electric Capital Financial Electronic purchasing method and apparatus for performing the same
WO2004104797A1 (fr) 2003-05-21 2004-12-02 Hewlett-Packard Development Company L.P. Utilisation de secrets certifies en communication
TWI368177B (en) * 2004-03-26 2012-07-11 Citicorp Credit Services Inc Methods and systems for integration of multiple rewards programs
US8571980B1 (en) 2005-06-01 2013-10-29 Stragent, Llc System, method and computer program product for transferring money
JP4886365B2 (ja) * 2006-06-01 2012-02-29 ヤフー株式会社 本人確認を行う方法および当該方法を実現するサーバ
MX2009003868A (es) * 2006-10-12 2009-08-17 Peter A Shapiro Metodo y sistema para hacer compras anónimas por internet.
JP4981461B2 (ja) * 2007-01-18 2012-07-18 株式会社日立製作所 情報秘匿化方法、および情報秘匿装置
US7770789B2 (en) * 2007-05-17 2010-08-10 Shift4 Corporation Secure payment card transactions
US7891563B2 (en) 2007-05-17 2011-02-22 Shift4 Corporation Secure payment card transactions
US7841523B2 (en) 2007-05-17 2010-11-30 Shift4 Corporation Secure payment card transactions
EP2156397B1 (fr) * 2007-05-17 2019-06-26 Shift4 Corporation Transactions par carte de paiement sécurisées
WO2020162706A1 (fr) * 2019-02-08 2020-08-13 주식회사 센스톤 Procédé, programme et système de fourniture de transaction financière fondée sur une carte d'entreprise virtuelle
JP6799097B2 (ja) * 2019-02-20 2020-12-09 ヤフー株式会社 情報処理装置、制御プログラム、情報処理方法及び情報処理プログラム

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US5956699A (en) * 1996-10-03 1999-09-21 Jaesent Inc. System for secured credit card transactions on the internet
WO1999049424A1 (fr) * 1998-03-25 1999-09-30 Orbis Patents Limited Systeme et procede de carte de credit
US5991738A (en) * 1996-02-05 1999-11-23 Ogram; Mark E. Automated credit card processing
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US6061665A (en) * 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
US6138107A (en) * 1996-01-04 2000-10-24 Netscape Communications Corporation Method and apparatus for providing electronic accounts over a public network

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US6138107A (en) * 1996-01-04 2000-10-24 Netscape Communications Corporation Method and apparatus for providing electronic accounts over a public network
US5991738A (en) * 1996-02-05 1999-11-23 Ogram; Mark E. Automated credit card processing
US5956699A (en) * 1996-10-03 1999-09-21 Jaesent Inc. System for secured credit card transactions on the internet
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US6061665A (en) * 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
WO1999049424A1 (fr) * 1998-03-25 1999-09-30 Orbis Patents Limited Systeme et procede de carte de credit

Also Published As

Publication number Publication date
EP1234223A2 (fr) 2002-08-28
AU2616501A (en) 2001-04-30
JP2003532170A (ja) 2003-10-28
WO2001029637A8 (fr) 2002-01-24
IL149270A0 (en) 2002-11-10
WO2001029637A2 (fr) 2001-04-26

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