Classifications

• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
  • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
  • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
  • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/22—Payment schemes or models
  • G06Q20/229—Hierarchy of users of accounts
• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• • G—PHYSICS
  • G06—COMPUTING OR CALCULATING; COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/355—Personalisation of cards for use
  • G06Q20/3552—Downloading or loading of personalisation data

Definitions

• the present invention relates to the implementation of application programs supplied by means of an additional smart card insertable in a terminal.
• the terminal is a mobile radiotelephone terminal including a first card for subscriber identification and communications with a telecommunications network, as well as an additional smart card reader.
• SIM Session Management Function
• pro-activity allows the SIM card, in the course of a program, to address requests to the outside world: the terminal, the subscriber and the network.
• such application programs include menus for interrogating a bank server and conducting remote banking operations from the terminal.
• the development of value-added service applications running on the SIM card requires means of distribution and maintenance of these applications during subscription. This is possible by personalizing the SIM card with suitable programs before it is delivered to the subscriber, or by downloading by radio or by charging directly in a point of sale these programs in the SIM card.
• the personalization of the SIM card is binding by obliging to fix in advance the service and the application. It is complex: for a determined operator, it is necessary to create as many customization packages as there are types of service.
• the prior art also provides an additional chip card which is separate from the SIM card, and which can be inserted into the terminal or can be connected to the terminal of the SIM card by an external reader.
• the second card is controlled by a program running in the SIM card.
• the terminal plays a transparent role, by simply transmitting the commands developed by the SIM card to the second card.
• This exchange of orders aims to develop services using any type of smart card.
• the second card is a bank card to thus offer remote payment services on the mobile terminal.
• the second card becomes a means of distributing applications by transporting programs providing value-added services such as those that can currently be found in the SIM card.
• the application program is downloaded from the second card to the SIM card by means of the software means of multiple card reader ("multiple cardreader") of the Toolkit application, so that the program is executed in the SIM card.
• the program is executed in the second card.
• the program is launched under the command of the SIM card which then leaves the initiative for exchanging commands and responses for the execution of the program to the TE terminal which communicates directly with the second card.
• the program is downloaded from the second card into the terminal TE and is executed in an execution software environment initially implemented for this purpose in the terminal.
• the invention aims to implement an application program in an additional card using only types of exchanges available at the terminal and the first card.
• a method for preparing the execution of a program typically a proactive program, and executing the program in a second smart card inserted in a terminal in addition to a first smart card containing data linked to the owner of the first card, is characterized in that the second card communicates with the terminal by means of exchanges of commands and responses between the two cards relayed by exchanges of commands and responses between the first card and the terminal.
• the first card is a SIM card.
• the terminal is a mobile radiotelephone terminal
• the first card is a SIM card.
• a SIM Toolkit protocol interface is installed between the two cards, the terminal playing the role of transparent relay.
• the terminal is connected to a telecommunications network, such as a radiotelephony network.
• a telecommunications network such as a radiotelephony network.
• the terminal can be a stand-alone device, or be connected to a network such as the switched telephone network or a digital network with service integration or a specialized or private data transmission telephone network.
• the method of the invention comprises reading characteristics for the execution of the program in the second card from the first card in response to an introduction of the second card into a means of reading connected to the terminal, and an analysis of the characteristics compared to the hardware and software capacities of the first card and / or of the terminal to refuse the second card when said characteristics are incompatible with at least the terminal.
• the method may include a step of transmitting software and hardware characteristics of the terminal from the first card to the second card to adapt the second card to the terminal.
• the method of the invention preferably also includes the steps of:
• a step for replacing a predetermined item in the first menu with the second menu in order to form the general menu in place of the step of combining, there is provided a step for replacing a predetermined item in the first menu with the second menu in order to form the general menu.
• the method of the invention can comprise the steps of:
• each command or response passes through the first card.
• FIG. 1 is a block diagram of a cellular radio network with a detailed mobile terminal
• Figure 2 is an algorithm of main steps of the preparation of the execution of an application program according to the invention
• - Figure 3 is a step algorithm for the execution of the program following the preparation.
• a mobile radiotelephone terminal TE of the radiotelephone network comprises a first card with chip Cl constituting a removable microprocessor module of the terminal, called SIM card (Subscriber Identity Mobile), as well as a second smart card C2, known as an additional application card, either connected to the terminal TE by means of a card reader separate from the terminal, or housed in a removable manner in the terminal.
• SIM card Subscriber Identity Mobile
• C2 Smart Card
• the network RR is shown diagrammatically by a switch from the mobile service MSC for the location area where the mobile terminal TE is located at a given time, and a base station BTS connected to the switch MSC by a station controller BSC base station and TE terminal by radio.
• the MSC, BSC and BTS entities mainly constitute a fixed network through which signaling messages with signaling, control, data and voice channels are transmitted.
• the main entity of the RR network capable of interacting with the first card in the terminal TE is the mobile service switch MSC associated with a visitor location recorder VLR and connected to at least one telephone switch with autonomy of routing CAA of the PSTN switched telephone network.
• the MSC switch manages communications for visiting mobile terminals, including the TE terminal, located at a given time in the location area served by the MSC switch.
• the base station controller BSC notably manages the allocation of channels to the visiting mobile terminals, and the base station BTS covers the radio cell where the terminal MS is located at the given instant.
• the radiotelephony network RR also includes a nominal location register HLR connected to the VLR recorders and analogous to a database containing the identity of each subscriber possessing the SIM card, the subscription profile of 1 subscriber and the number of the VLR recorder to which the mobile terminal is temporarily attached.
• HLR nominal location register
• the TE terminal detailed in FIG. 1 comprises a radio interface 30 with the radiotelephony network RR, mainly comprising a duplexer of transmission and reception channels, frequency transposition circuits, analog-digital and digital-analog converters, a modulator and a demodulator, and a channel coding and decoding circuit.
• the TE terminal also includes a speech coding and decoding circuit 31 connected to a microphone 310 and a speaker 311, a microcontroller 32 associated with a non-volatile memory of EEPROM programs 33 and a RAM data memory 34, and an interface.
• input-output 35 serving the smart cards Cl and C2, a keyboard 36 and a graphic display 37.
• the microcontroller 32 is connected by a bus BU to the interface 30, to the circuit 31, and to the memories 33 and 34 and by a other bus BS at the input-output interface 35.
• the microcontroller 32 manages all the processing of the baseband data that the terminal receives and transmits after frequency transposition, in particular relating to the protocol layers 1, 2 and 3 of the ISO model , and supervises data exchanges between the network RR through the radio interface 30 and the first smart card C1 through the input-output interface 35.
• the SIM C1 smart card is connected to the input-output interface 35 including at least one card reader in the terminal, and peripheral sockets of the mobile terminal.
• the smart card C1 mainly contains a microprocessor 10, a memory 11 of ROM type including an operating system of the card and specific communication and application algorithms according to the invention, a non-volatile memory 12 of EEPROM type which contains all the characteristics linked to the subscriber, in particular the international identity of the IMSI subscriber, and a memory 13 of the RAM type intended essentially for processing data to be received from the microcontroller 32 included in the terminal and the second card C2 and to be transmitted to them.
• several software programs are mainly downloaded to the ROM 11 and EEPROM 12 memories to manage applications in additional cards C2.
• the preparation algorithm according to the invention shown in FIG. 2 and the execution algorithm with a proactive session according to FIG. 3 are implemented in memories 11 and 12.
• the second card C2 also includes a microprocessor 20, a ROM memory 21 including an operating system of the card C2 and at least partially an application program PA, or alternatively several application programs, specific according to the invention, a non-volatile memory 12 of EEPROM type containing, according to the invention, an IPA identifier of the application program as well as CPA characteristics required for the execution of the program, or as a variant of the programs, and a RAM memory 13 which processes data to be received from the microcontroller 32 and from the processor 10.
• a microprocessor 20 a ROM memory 21 including an operating system of the card C2 and at least partially an application program PA, or alternatively several application programs, specific according to the invention, a non-volatile memory 12 of EEPROM type containing, according to the invention, an IPA identifier of the application program as well as CPA characteristics required for the execution of the program, or as a variant of the programs, and a RAM memory 13 which processes data to be received from the microcontroller 32 and from the processor 10.
• the card C2 is for example a bank card, an electronic purse card, a game card, or a business card; in the latter case, the business card is intended to insert the name and telephone number of the person who delivered the card to the SIM card telephone directory and / or to automatically call said person.
• the ROM and EEPROM memories 11, 12, 21 and 22 in the cards C1 and C2 include communication software for communicating on the one hand with the microcontroller 32 of the terminal TE, on the other hand between the processors 10 and 20 through the TE terminal, that is to say through the microcontroller 32 and the input-output interface 36.
• the terminal TE is transparent to the exchange of commands and responses between the cards C1 and C2 and cannot communicate directly with the second card C2, but only by means of exchanges of commands and responses between the first Cl card and the TE terminal.
• the terminal TE thus supports the SIM Toolkit protocol only in the means 32-35 interfacing with the first card C1, and no SIM Toolkit protocol is provided directly between the microcontroller 32 and the processor 20 of the card C2.
• the preparation for executing an application program PA contained in the second card C2 comprises six main steps El to E6.
• the pre-control process is triggered at a step E0 either manually by requesting a predetermined validation key on the keyboard of the TE terminal or by validating a "VALIDATE INSERTION OF ADDITIONAL CARD" directive displayed on the terminal screen inserted the card C2 into the reader, either automatically by the terminal TE in response to a card presence message transmitted by the reader distinct from the terminal TE or integrated into the input-output interface 35, like that of the card Cl.
• the terminal TE then invites the first card C1, the SIM card, to interrogate the second card C2.
• the card C1 reads and stores in the EEPROM memory 12 service information IS in the EEPROM memory 22 of the card C2 through the terminal TE.
• the service information contains the IPA identifier of the PA application program and the CPA characteristics required for the execution of the program.
• the CPA characteristics are in particular a type of software environment, a memory capacity and hardware parameters of the TE terminal necessary for the execution of the PA program, as well as a prohibition or authorization to execute the PA program outside the second CA card.
• the first card C1 thanks to the information IS read from the second card C2, thus has knowledge of the nature of the application corresponding to the application program contained in the second card.
• the first card C1 finds an incompatibility of the terminal TE, including the SIM card Cl, with the characteristics of the CPA application program, the card Cl refuses to continue the process of preparation for a step E21, and signals a refusal to the TE terminal so that it displays a message "INCOMPATIBLE ADDITIONAL CARD".
• the card C1 decides to continue or not to continue the preparation for an intermediate step E22. If the card C1 does not immediately continue the preparation, for example due to a call from the terminal, the card C1 defers the preparation for subsequently having it executed locally in the card C2. If, after step E22, the first card C1 continues the preparation, the second card C2 is put in a state conducive to the execution of the application program PA. In the next step E3, the first SIM card C1 reproduces in the second card C2 the results of the protocol negotiation concerning the possibilities of execution of the terminal TE that the card Cl has itself undergone with the terminal after the preliminary insertion of the Cl card in the terminal. Step E3 essentially consists in transmitting software and hardware characteristics CT of the terminal TE and, where appropriate, of the first card C1 by the first card to the second card C2 so that the card C2 adapts to the characteristics CT.
• the first card C1 then triggers the combination of a main menu MPI listing the applications contained in the card Cl with a main menu MP2 of the application program PA, or as a variant of the application programs, contained in the second card C2.
• This menu combination has three stages E4, E5 and E6.
• step E4 the SIM card Cl transmits a request message from the main menu MP2 which is read in the EEPROM memory 22 of the card C2 and transmitted to the RAM memory 13 of the card Cl.
• the SIM card Cl then builds on the step E5 a general menu MG by adding to the main menu MPI listing the services already offered by the first card C1, the main menu MP2 of the additional service relating to the program PA dispensed by the card C2.
• the general menu MG is transmitted by the card Cl to the terminal TE so that it is written to the EEPROM memory 33, replacing the first menu MPI, and accessible to the subscriber by scrolling on the display 37, in step E6 .
• the first main menu MPI already installed in the EEPROM memory 33 of the terminal contains an additional item IS for validating the selection of a menu in an additional card, such as the card C2.
• the additional item IS is replaced by the second menu MP2 received in the card C1 to be combined with the menu MPI in the general menu MG.
• the launching of a program execution with a proactive session in one or the other of the cards C1 and C2 comprises the following steps E7 to Eli.
• an SX service application program is selected by the subscriber in step E7; the TE terminal addresses in a DEM request [ISX] the ISX identifier of the selected program SX on the first card Cl.
• the card C1 distinguishes the programs belonging to the first menu MPI from the programs belonging to the second menu MP2 in step E8.
• An entity table TE in the card C1 is addressed by each program identifier in order to read therein the location entity thereof, the first card C1 or one C2 of second cards.
• the program SX is a program initially contained in memories 11-12 of the card C1
• the card C1 orders at least one normal proactive session between the latter and the terminal to execute the program SX in step E81.
• the execution of the PA program provides a service to the subscriber, for example by displaying text menus on the display 37, acquiring subscriber data by the SIM card C1, sending requests to the RR or PSTN network, and interpretation of responses to requests. All the exchanges of commands and responses are carried out between the card C2 and the TE terminal through the card Cl which gives the terminal illusion of containing and executing the PA program itself.

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• Engineering & Computer Science (AREA)
• Business, Economics & Management (AREA)
• Physics & Mathematics (AREA)
• General Physics & Mathematics (AREA)
• Strategic Management (AREA)
• General Business, Economics & Management (AREA)
• Accounting & Taxation (AREA)
• Theoretical Computer Science (AREA)
• Microelectronics & Electronic Packaging (AREA)
• Computer Networks & Wireless Communication (AREA)
• Telephonic Communication Services (AREA)
• Telephone Function (AREA)
• Mobile Radio Communication Systems (AREA)
• Credit Cards Or The Like (AREA)
• Calculators And Similar Devices (AREA)

Priority Applications (4)

Applications Claiming Priority (3)

Publications (1)

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Cited By (2)

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Citations (7)

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• 1999
  • 1999-06-03 FR FR9907060A patent/FR2794547B1/fr not_active Expired - Fee Related
• 2000
  • 2000-05-11 WO PCT/FR2000/001261 patent/WO2000075882A1/fr not_active Ceased
  • 2000-05-11 EP EP00925428A patent/EP1190398B1/fr not_active Expired - Lifetime
  • 2000-05-11 AU AU44154/00A patent/AU4415400A/en not_active Abandoned
  • 2000-05-11 JP JP2001502079A patent/JP4603221B2/ja not_active Expired - Fee Related
  • 2000-05-11 CN CNB008112754A patent/CN1175381C/zh not_active Expired - Fee Related
  • 2000-06-05 US US09/586,968 patent/US6775725B1/en not_active Expired - Fee Related

Patent Citations (7)

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