WO2000060487A8 - Preselection pour l'octroi d'un credit et systeme et procede d'octroi - Google Patents

Preselection pour l'octroi d'un credit et systeme et procede d'octroi

Info

Publication number
WO2000060487A8
WO2000060487A8 PCT/US2000/008673 US0008673W WO0060487A8 WO 2000060487 A8 WO2000060487 A8 WO 2000060487A8 US 0008673 W US0008673 W US 0008673W WO 0060487 A8 WO0060487 A8 WO 0060487A8
Authority
WO
WIPO (PCT)
Prior art keywords
credit
consumer
prequalification
granting system
prequalifying
Prior art date
Application number
PCT/US2000/008673
Other languages
English (en)
Other versions
WO2000060487A1 (fr
Inventor
Warren S Wilcox
Original Assignee
Fleet Credit Card Services L P
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fleet Credit Card Services L P filed Critical Fleet Credit Card Services L P
Priority to EP00920006A priority Critical patent/EP1222555A4/fr
Priority to BR0009527-3A priority patent/BR0009527A/pt
Priority to MXPA01009959A priority patent/MXPA01009959A/es
Priority to CA002403260A priority patent/CA2403260A1/fr
Priority to AU40608/00A priority patent/AU4060800A/en
Publication of WO2000060487A1 publication Critical patent/WO2000060487A1/fr
Publication of WO2000060487A8 publication Critical patent/WO2000060487A8/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne un système et un procédé permettant de présélectionner un client demandant un prêt et de proposer de manière sélective l'ouverture d'un compte de crédit au client uniquement si celui-ci satisfait à certains critères de présélection. L'invention concerne plus particulièrement un système et un procédé de présélection et d'offre sélective d'une ouverture d'un compte de crédit (S4(b)) réservée aux clients répondant à certains critères de présélection. Les clients individuels sont automatiquement présélectionnés (S3) pour le crédit en un point de contact entre le client et l'institution (S10) sans pour autant en être conscients.
PCT/US2000/008673 1999-04-02 2000-03-31 Preselection pour l'octroi d'un credit et systeme et procede d'octroi WO2000060487A1 (fr)

Priority Applications (5)

Application Number Priority Date Filing Date Title
EP00920006A EP1222555A4 (fr) 1999-04-02 2000-03-31 Preselection pour l'octroi d'un credit et systeme et procede d'octroi
BR0009527-3A BR0009527A (pt) 1999-04-02 2000-03-31 Sistema e método de pré-qualificação e de concessão de crédito
MXPA01009959A MXPA01009959A (es) 1999-04-02 2000-03-31 Sistema y metodo de calificacion previa y otorgamiento de credito.
CA002403260A CA2403260A1 (fr) 1999-04-02 2000-03-31 Preselection pour l'octroi d'un credit et systeme et procede d'octroi
AU40608/00A AU4060800A (en) 1999-04-02 2000-03-31 Credit prequalification and granting system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US28528199A 1999-04-02 1999-04-02
US09/285,281 1999-04-02

Publications (2)

Publication Number Publication Date
WO2000060487A1 WO2000060487A1 (fr) 2000-10-12
WO2000060487A8 true WO2000060487A8 (fr) 2000-12-14

Family

ID=23093573

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/008673 WO2000060487A1 (fr) 1999-04-02 2000-03-31 Preselection pour l'octroi d'un credit et systeme et procede d'octroi

Country Status (6)

Country Link
EP (1) EP1222555A4 (fr)
AU (1) AU4060800A (fr)
BR (1) BR0009527A (fr)
CA (1) CA2403260A1 (fr)
MX (1) MXPA01009959A (fr)
WO (1) WO2000060487A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9213965B1 (en) 2008-11-26 2015-12-15 Metabank Machine, methods, and program product for electronic inventory tracking

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5970478A (en) 1997-03-12 1999-10-19 Walker Asset Management Limited Partnership Method, apparatus, and program for customizing credit accounts
US7318046B1 (en) 1998-03-05 2008-01-08 American Management Systems, Inc. Collector's account payment promise option advisory apparatus and method
US7006994B1 (en) 1999-07-16 2006-02-28 American Management Systems, Inc. Automated receivables management system
US7552866B2 (en) * 2005-10-24 2009-06-30 American Express Travel Related Services Company, Inc. System and method for transferring a financial transaction account according to predetermined criteria
US8583515B2 (en) 2007-12-21 2013-11-12 Metabank Transfer account systems, computer program products, and associated computer-implemented methods
US8108272B2 (en) 2007-12-21 2012-01-31 Metabank Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account
US10515405B2 (en) 2008-03-03 2019-12-24 Metabank Person-to-person lending program product, system, and associated computer-implemented methods
WO2009124270A1 (fr) * 2008-04-04 2009-10-08 Metabank Système, produit programme et méthodes associées de prélèvement automatique pour des microcrédits rattachés à une carte prépayée
US11227331B2 (en) 2008-05-14 2022-01-18 Metabank System, program product, and computer-implemented method for loading a loan on an existing pre-paid card
WO2010028266A1 (fr) 2008-09-04 2010-03-11 Metabank Système, produit de programme et procédés pour une activation et recharge de vente au détail associées à des transactions d’autorisation partielle
US8286863B1 (en) 2009-02-04 2012-10-16 Metabank System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
US20110082737A1 (en) 2009-09-28 2011-04-07 Crowe Andrew B Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network
HK1189328A2 (en) * 2013-09-30 2014-05-30 Hong Kong Modern Technology Ltd Fluid heat exchanger and energy recovery device

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5025138A (en) * 1984-02-27 1991-06-18 Vincent Cuervo Method and system for providing verifiable line of credit information
US5274547A (en) * 1991-01-03 1993-12-28 Credco Of Washington, Inc. System for generating and transmitting credit reports
US5239462A (en) * 1992-02-25 1993-08-24 Creative Solutions Groups, Inc. Method and apparatus for automatically determining the approval status of a potential borrower
US5611052A (en) * 1993-11-01 1997-03-11 The Golden 1 Credit Union Lender direct credit evaluation and loan processing system
US5797133A (en) * 1994-08-31 1998-08-18 Strategic Solutions Group, Inc Method for automatically determining the approval status of a potential borrower
US5809478A (en) * 1995-12-08 1998-09-15 Allstate Insurance Company Method for accessing and evaluating information for processing an application for insurance

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9213965B1 (en) 2008-11-26 2015-12-15 Metabank Machine, methods, and program product for electronic inventory tracking

Also Published As

Publication number Publication date
BR0009527A (pt) 2003-03-05
EP1222555A1 (fr) 2002-07-17
AU4060800A (en) 2000-10-23
WO2000060487A1 (fr) 2000-10-12
MXPA01009959A (es) 2003-07-14
EP1222555A4 (fr) 2002-07-17
CA2403260A1 (fr) 2000-10-12

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