BR0009527A - Sistema e método de pré-qualificação e de concessão de crédito - Google Patents

Sistema e método de pré-qualificação e de concessão de crédito

Info

Publication number
BR0009527A
BR0009527A BR0009527-3A BR0009527A BR0009527A BR 0009527 A BR0009527 A BR 0009527A BR 0009527 A BR0009527 A BR 0009527A BR 0009527 A BR0009527 A BR 0009527A
Authority
BR
Brazil
Prior art keywords
credit
consumer
prequalification
credit granting
qualifying
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
BR0009527-3A
Other languages
English (en)
Inventor
Warren S Wilcox
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
FLEET CREDIT CAR SERVICES LP
FLEET CREDIT CAR SERVICES L P
Original Assignee
FLEET CREDIT CAR SERVICES, L.P.
FLEET CREDIT CAR SERVICES L P
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by FLEET CREDIT CAR SERVICES, L.P., FLEET CREDIT CAR SERVICES L P filed Critical FLEET CREDIT CAR SERVICES, L.P.
Publication of BR0009527A publication Critical patent/BR0009527A/pt
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

"SISTEMA E MéTODO DE PRé-QUALIFICAçãO E DE CONCESSãO DE CRéDITO". Trata-se de um sistema e método para pré-qualificar um consumidor em relação ao crédito e seletivamente oferecer uma oportunidade de registro ou de aplicação em relação a uma conta de crédito para o consumidor somente se o consumidor satisfizer certos critérios de pré-seleção. Mais particularmente, a invenção relaciona-se com um sistema e método para pré-qualificar e seletivamente oferecer uma oportunidade de registro ou de aplicação em relação a uma conta de crédito (S4(b)) somente para consumidores satisfazendo certos critérios de pré-seleção, onde os consumidores individuais são automaticamente pré-qualificados(S3) em relação ao crédito em um ponto de contato entre o consumidor e um vendedor (S1O) e onde os consumidores individuais não estão cientes de que eles estão sendo pré-qualificados.
BR0009527-3A 1999-04-02 2000-03-31 Sistema e método de pré-qualificação e de concessão de crédito Pending BR0009527A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US28528199A 1999-04-02 1999-04-02
PCT/US2000/008673 WO2000060487A1 (en) 1999-04-02 2000-03-31 Credit prequalification and granting system and method

Publications (1)

Publication Number Publication Date
BR0009527A true BR0009527A (pt) 2003-03-05

Family

ID=23093573

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0009527-3A Pending BR0009527A (pt) 1999-04-02 2000-03-31 Sistema e método de pré-qualificação e de concessão de crédito

Country Status (6)

Country Link
EP (1) EP1222555A4 (pt)
AU (1) AU4060800A (pt)
BR (1) BR0009527A (pt)
CA (1) CA2403260A1 (pt)
MX (1) MXPA01009959A (pt)
WO (1) WO2000060487A1 (pt)

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5970478A (en) 1997-03-12 1999-10-19 Walker Asset Management Limited Partnership Method, apparatus, and program for customizing credit accounts
US7318046B1 (en) 1998-03-05 2008-01-08 American Management Systems, Inc. Collector's account payment promise option advisory apparatus and method
US7006994B1 (en) 1999-07-16 2006-02-28 American Management Systems, Inc. Automated receivables management system
US7552866B2 (en) * 2005-10-24 2009-06-30 American Express Travel Related Services Company, Inc. System and method for transferring a financial transaction account according to predetermined criteria
US8108272B2 (en) 2007-12-21 2012-01-31 Metabank Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account
US8583515B2 (en) 2007-12-21 2013-11-12 Metabank Transfer account systems, computer program products, and associated computer-implemented methods
US10515405B2 (en) 2008-03-03 2019-12-24 Metabank Person-to-person lending program product, system, and associated computer-implemented methods
WO2009124262A1 (en) * 2008-04-04 2009-10-08 Metabank System, program product and method for performing an incremental automatic credit line draw using a prepaid card
US11227331B2 (en) 2008-05-14 2022-01-18 Metabank System, program product, and computer-implemented method for loading a loan on an existing pre-paid card
WO2010028266A1 (en) 2008-09-04 2010-03-11 Metabank System, program product and methods for retail activation and reload associated with partial authorization transactions
US9213965B1 (en) 2008-11-26 2015-12-15 Metabank Machine, methods, and program product for electronic inventory tracking
US8286863B1 (en) 2009-02-04 2012-10-16 Metabank System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
US20110082737A1 (en) 2009-09-28 2011-04-07 Crowe Andrew B Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network
HK1189328A2 (en) * 2013-09-30 2014-05-30 Hong Kong Modern Technology Ltd Fluid heat exchanger and energy recovery device

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5025138A (en) * 1984-02-27 1991-06-18 Vincent Cuervo Method and system for providing verifiable line of credit information
US5274547A (en) * 1991-01-03 1993-12-28 Credco Of Washington, Inc. System for generating and transmitting credit reports
US5239462A (en) * 1992-02-25 1993-08-24 Creative Solutions Groups, Inc. Method and apparatus for automatically determining the approval status of a potential borrower
US5611052A (en) * 1993-11-01 1997-03-11 The Golden 1 Credit Union Lender direct credit evaluation and loan processing system
US5797133A (en) * 1994-08-31 1998-08-18 Strategic Solutions Group, Inc Method for automatically determining the approval status of a potential borrower
US5809478A (en) * 1995-12-08 1998-09-15 Allstate Insurance Company Method for accessing and evaluating information for processing an application for insurance

Also Published As

Publication number Publication date
AU4060800A (en) 2000-10-23
WO2000060487A8 (en) 2000-12-14
EP1222555A1 (en) 2002-07-17
WO2000060487A1 (en) 2000-10-12
CA2403260A1 (en) 2000-10-12
MXPA01009959A (es) 2003-07-14
EP1222555A4 (en) 2002-07-17

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Legal Events

Date Code Title Description
FA10 Dismissal: dismissal - article 33 of industrial property law
B11Y Definitive dismissal acc. article 33 of ipl - extension of time limit for request of examination expired
B15K Others concerning applications: alteration of classification

Ipc: G06Q 40/08 (2012.01)