BR0009527A - Sistema e método de pré-qualificação e de concessão de crédito - Google Patents
Sistema e método de pré-qualificação e de concessão de créditoInfo
- Publication number
- BR0009527A BR0009527A BR0009527-3A BR0009527A BR0009527A BR 0009527 A BR0009527 A BR 0009527A BR 0009527 A BR0009527 A BR 0009527A BR 0009527 A BR0009527 A BR 0009527A
- Authority
- BR
- Brazil
- Prior art keywords
- credit
- consumer
- prequalification
- credit granting
- qualifying
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
"SISTEMA E MéTODO DE PRé-QUALIFICAçãO E DE CONCESSãO DE CRéDITO". Trata-se de um sistema e método para pré-qualificar um consumidor em relação ao crédito e seletivamente oferecer uma oportunidade de registro ou de aplicação em relação a uma conta de crédito para o consumidor somente se o consumidor satisfizer certos critérios de pré-seleção. Mais particularmente, a invenção relaciona-se com um sistema e método para pré-qualificar e seletivamente oferecer uma oportunidade de registro ou de aplicação em relação a uma conta de crédito (S4(b)) somente para consumidores satisfazendo certos critérios de pré-seleção, onde os consumidores individuais são automaticamente pré-qualificados(S3) em relação ao crédito em um ponto de contato entre o consumidor e um vendedor (S1O) e onde os consumidores individuais não estão cientes de que eles estão sendo pré-qualificados.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US28528199A | 1999-04-02 | 1999-04-02 | |
PCT/US2000/008673 WO2000060487A1 (en) | 1999-04-02 | 2000-03-31 | Credit prequalification and granting system and method |
Publications (1)
Publication Number | Publication Date |
---|---|
BR0009527A true BR0009527A (pt) | 2003-03-05 |
Family
ID=23093573
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR0009527-3A Pending BR0009527A (pt) | 1999-04-02 | 2000-03-31 | Sistema e método de pré-qualificação e de concessão de crédito |
Country Status (6)
Country | Link |
---|---|
EP (1) | EP1222555A4 (pt) |
AU (1) | AU4060800A (pt) |
BR (1) | BR0009527A (pt) |
CA (1) | CA2403260A1 (pt) |
MX (1) | MXPA01009959A (pt) |
WO (1) | WO2000060487A1 (pt) |
Families Citing this family (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5970478A (en) | 1997-03-12 | 1999-10-19 | Walker Asset Management Limited Partnership | Method, apparatus, and program for customizing credit accounts |
US7318046B1 (en) | 1998-03-05 | 2008-01-08 | American Management Systems, Inc. | Collector's account payment promise option advisory apparatus and method |
US7006994B1 (en) | 1999-07-16 | 2006-02-28 | American Management Systems, Inc. | Automated receivables management system |
US7552866B2 (en) * | 2005-10-24 | 2009-06-30 | American Express Travel Related Services Company, Inc. | System and method for transferring a financial transaction account according to predetermined criteria |
US8108272B2 (en) | 2007-12-21 | 2012-01-31 | Metabank | Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account |
US8583515B2 (en) | 2007-12-21 | 2013-11-12 | Metabank | Transfer account systems, computer program products, and associated computer-implemented methods |
US10515405B2 (en) | 2008-03-03 | 2019-12-24 | Metabank | Person-to-person lending program product, system, and associated computer-implemented methods |
WO2009124262A1 (en) * | 2008-04-04 | 2009-10-08 | Metabank | System, program product and method for performing an incremental automatic credit line draw using a prepaid card |
US11227331B2 (en) | 2008-05-14 | 2022-01-18 | Metabank | System, program product, and computer-implemented method for loading a loan on an existing pre-paid card |
WO2010028266A1 (en) | 2008-09-04 | 2010-03-11 | Metabank | System, program product and methods for retail activation and reload associated with partial authorization transactions |
US9213965B1 (en) | 2008-11-26 | 2015-12-15 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US8286863B1 (en) | 2009-02-04 | 2012-10-16 | Metabank | System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods |
US20110082737A1 (en) | 2009-09-28 | 2011-04-07 | Crowe Andrew B | Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network |
HK1189328A2 (en) * | 2013-09-30 | 2014-05-30 | Hong Kong Modern Technology Ltd | Fluid heat exchanger and energy recovery device |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5025138A (en) * | 1984-02-27 | 1991-06-18 | Vincent Cuervo | Method and system for providing verifiable line of credit information |
US5274547A (en) * | 1991-01-03 | 1993-12-28 | Credco Of Washington, Inc. | System for generating and transmitting credit reports |
US5239462A (en) * | 1992-02-25 | 1993-08-24 | Creative Solutions Groups, Inc. | Method and apparatus for automatically determining the approval status of a potential borrower |
US5611052A (en) * | 1993-11-01 | 1997-03-11 | The Golden 1 Credit Union | Lender direct credit evaluation and loan processing system |
US5797133A (en) * | 1994-08-31 | 1998-08-18 | Strategic Solutions Group, Inc | Method for automatically determining the approval status of a potential borrower |
US5809478A (en) * | 1995-12-08 | 1998-09-15 | Allstate Insurance Company | Method for accessing and evaluating information for processing an application for insurance |
-
2000
- 2000-03-31 BR BR0009527-3A patent/BR0009527A/pt active Pending
- 2000-03-31 MX MXPA01009959A patent/MXPA01009959A/es unknown
- 2000-03-31 CA CA002403260A patent/CA2403260A1/en not_active Abandoned
- 2000-03-31 EP EP00920006A patent/EP1222555A4/en not_active Withdrawn
- 2000-03-31 AU AU40608/00A patent/AU4060800A/en not_active Abandoned
- 2000-03-31 WO PCT/US2000/008673 patent/WO2000060487A1/en not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
AU4060800A (en) | 2000-10-23 |
WO2000060487A8 (en) | 2000-12-14 |
EP1222555A1 (en) | 2002-07-17 |
WO2000060487A1 (en) | 2000-10-12 |
CA2403260A1 (en) | 2000-10-12 |
MXPA01009959A (es) | 2003-07-14 |
EP1222555A4 (en) | 2002-07-17 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FA10 | Dismissal: dismissal - article 33 of industrial property law | ||
B11Y | Definitive dismissal acc. article 33 of ipl - extension of time limit for request of examination expired | ||
B15K | Others concerning applications: alteration of classification |
Ipc: G06Q 40/08 (2012.01) |