WO2000017800A8 - Reducing risk using behavioral and financial rewards - Google Patents

Reducing risk using behavioral and financial rewards

Info

Publication number
WO2000017800A8
WO2000017800A8 PCT/US1999/022020 US9922020W WO0017800A8 WO 2000017800 A8 WO2000017800 A8 WO 2000017800A8 US 9922020 W US9922020 W US 9922020W WO 0017800 A8 WO0017800 A8 WO 0017800A8
Authority
WO
WIPO (PCT)
Prior art keywords
behavioral
reducing risk
insured persons
client
response
Prior art date
Application number
PCT/US1999/022020
Other languages
French (fr)
Other versions
WO2000017800A9 (en
WO2000017800A1 (en
Inventor
Stephen J Brown
Original Assignee
Health Hero Network Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Health Hero Network Inc filed Critical Health Hero Network Inc
Priority to AU61589/99A priority Critical patent/AU6158999A/en
Priority to EP99948399A priority patent/EP1032903A1/en
Priority to CA002310648A priority patent/CA2310648A1/en
Publication of WO2000017800A1 publication Critical patent/WO2000017800A1/en
Publication of WO2000017800A8 publication Critical patent/WO2000017800A8/en
Publication of WO2000017800A9 publication Critical patent/WO2000017800A9/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

The invention provides a set of techniques and products in which one or more insured persons and one or more associated beneficiaries are monitored with regard to dynamic risk reassessment, given feedback information in response to that dynamic risk reassessment, and are encouraged to comply with the feedback. The insured persons and associated beneficiaries are coupled to a client-server system disposed for dynamic measurement of medical information, and the client-server system is disposed for alerting the insured persons and associated beneficiaries to suggested behaviors for reducing risk. The invention includes an insurance product in which portions of the insurance premium are allocated to one or more components, in response to compliance with the suggested behaviors.
PCT/US1999/022020 1998-09-23 1999-09-22 Reducing risk using behavioral and financial rewards WO2000017800A1 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU61589/99A AU6158999A (en) 1998-09-23 1999-09-22 Reducing risk using behavioral and financial rewards
EP99948399A EP1032903A1 (en) 1998-09-23 1999-09-22 Reducing risk using behavioral and financial rewards
CA002310648A CA2310648A1 (en) 1998-09-23 1999-09-22 Reducing risk using behavioral and financial rewards

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15905898A 1998-09-23 1998-09-23
US09/159,058 1998-09-23

Publications (3)

Publication Number Publication Date
WO2000017800A1 WO2000017800A1 (en) 2000-03-30
WO2000017800A8 true WO2000017800A8 (en) 2000-08-03
WO2000017800A9 WO2000017800A9 (en) 2000-10-05

Family

ID=22570907

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/022020 WO2000017800A1 (en) 1998-09-23 1999-09-22 Reducing risk using behavioral and financial rewards

Country Status (4)

Country Link
EP (1) EP1032903A1 (en)
AU (1) AU6158999A (en)
CA (1) CA2310648A1 (en)
WO (1) WO2000017800A1 (en)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8140358B1 (en) 1996-01-29 2012-03-20 Progressive Casualty Insurance Company Vehicle monitoring system
US8090598B2 (en) 1996-01-29 2012-01-03 Progressive Casualty Insurance Company Monitoring system for determining and communicating a cost of insurance
GB2363874B (en) * 1999-11-06 2004-08-04 Dennis Sunga Fernandez Bioinformatic transaction scheme
US8641644B2 (en) 2000-11-21 2014-02-04 Sanofi-Aventis Deutschland Gmbh Blood testing apparatus having a rotatable cartridge with multiple lancing elements and testing means
US9226699B2 (en) 2002-04-19 2016-01-05 Sanofi-Aventis Deutschland Gmbh Body fluid sampling module with a continuous compression tissue interface surface
US9795747B2 (en) 2010-06-02 2017-10-24 Sanofi-Aventis Deutschland Gmbh Methods and apparatus for lancet actuation
US9427532B2 (en) 2001-06-12 2016-08-30 Sanofi-Aventis Deutschland Gmbh Tissue penetration device
US7041068B2 (en) 2001-06-12 2006-05-09 Pelikan Technologies, Inc. Sampling module device and method
US8579831B2 (en) 2002-04-19 2013-11-12 Sanofi-Aventis Deutschland Gmbh Method and apparatus for penetrating tissue
US9795334B2 (en) 2002-04-19 2017-10-24 Sanofi-Aventis Deutschland Gmbh Method and apparatus for penetrating tissue
US7547287B2 (en) 2002-04-19 2009-06-16 Pelikan Technologies, Inc. Method and apparatus for penetrating tissue
US8702624B2 (en) 2006-09-29 2014-04-22 Sanofi-Aventis Deutschland Gmbh Analyte measurement device with a single shot actuator
US8784335B2 (en) 2002-04-19 2014-07-22 Sanofi-Aventis Deutschland Gmbh Body fluid sampling device with a capacitive sensor
US9314194B2 (en) 2002-04-19 2016-04-19 Sanofi-Aventis Deutschland Gmbh Tissue penetration device
US9248267B2 (en) 2002-04-19 2016-02-02 Sanofi-Aventis Deustchland Gmbh Tissue penetration device
US7708701B2 (en) 2002-04-19 2010-05-04 Pelikan Technologies, Inc. Method and apparatus for a multi-use body fluid sampling device
US8574895B2 (en) 2002-12-30 2013-11-05 Sanofi-Aventis Deutschland Gmbh Method and apparatus using optical techniques to measure analyte levels
WO2006001797A1 (en) 2004-06-14 2006-01-05 Pelikan Technologies, Inc. Low pain penetrating
WO2005033659A2 (en) 2003-09-29 2005-04-14 Pelikan Technologies, Inc. Method and apparatus for an improved sample capture device
US9351680B2 (en) 2003-10-14 2016-05-31 Sanofi-Aventis Deutschland Gmbh Method and apparatus for a variable user interface
US8668656B2 (en) 2003-12-31 2014-03-11 Sanofi-Aventis Deutschland Gmbh Method and apparatus for improving fluidic flow and sample capture
US8828203B2 (en) 2004-05-20 2014-09-09 Sanofi-Aventis Deutschland Gmbh Printable hydrogels for biosensors
EP1765194A4 (en) 2004-06-03 2010-09-29 Pelikan Technologies Inc Method and apparatus for a fluid sampling device
US9386944B2 (en) 2008-04-11 2016-07-12 Sanofi-Aventis Deutschland Gmbh Method and apparatus for analyte detecting device
US9375169B2 (en) 2009-01-30 2016-06-28 Sanofi-Aventis Deutschland Gmbh Cam drive for managing disposable penetrating member actions with a single motor and motor and control system
US9916625B2 (en) 2012-02-02 2018-03-13 Progressive Casualty Insurance Company Mobile insurance platform system
US11080790B2 (en) 2009-09-24 2021-08-03 Guidewire Software, Inc. Method and apparatus for managing revisions and tracking of insurance policy elements
US8965476B2 (en) 2010-04-16 2015-02-24 Sanofi-Aventis Deutschland Gmbh Tissue penetration device
US9053516B2 (en) 2013-07-15 2015-06-09 Jeffrey Stempora Risk assessment using portable devices
US9870448B1 (en) * 2014-11-10 2018-01-16 State Farm Mutual Automobile Insurance Company Systems and methods for analyzing insurance claims associated with long-term care insurance

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2231420A (en) * 1989-04-04 1990-11-14 Agency Management Services Inc Insurance rating
ES2108613B1 (en) * 1994-09-01 1998-08-01 Perez Salvador Minguijon SYSTEM TO ASSESS RISK IN AUTOMOBILE VEHICLES.
US5752236A (en) * 1994-09-02 1998-05-12 Sexton; Frank M. Life insurance method, and system

Also Published As

Publication number Publication date
WO2000017800A9 (en) 2000-10-05
AU6158999A (en) 2000-04-10
EP1032903A1 (en) 2000-09-06
WO2000017800A1 (en) 2000-03-30
CA2310648A1 (en) 2000-03-30

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