WO2000011568A1 - Procede et machine de distribution de cartes prepayees - Google Patents

Procede et machine de distribution de cartes prepayees Download PDF

Info

Publication number
WO2000011568A1
WO2000011568A1 PCT/US1998/017429 US9817429W WO0011568A1 WO 2000011568 A1 WO2000011568 A1 WO 2000011568A1 US 9817429 W US9817429 W US 9817429W WO 0011568 A1 WO0011568 A1 WO 0011568A1
Authority
WO
WIPO (PCT)
Prior art keywords
vending machine
credit
communicating
credit card
housing
Prior art date
Application number
PCT/US1998/017429
Other languages
English (en)
Inventor
Jason Bailis
Original Assignee
Harris Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Harris Corporation filed Critical Harris Corporation
Priority to AU91143/98A priority Critical patent/AU9114398A/en
Priority to PCT/US1998/017429 priority patent/WO2000011568A1/fr
Publication of WO2000011568A1 publication Critical patent/WO2000011568A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Definitions

  • Prepaid telephone systems are well known.
  • a user is conventionally provided with a plastic card with a code which identifies the amount of credit carried by the PrePaid Card and a personal identification number ("PIN") for that PrePaid Card.
  • PIN personal identification number
  • This card (a "PrePaid Card”) may then be used from any telephone, generally a toll free call, to access a server in the prepaid telephone switching system.
  • the association by the server in its data base of the credit on the card at the time of sale with that account/PIN is known as the "activation" of the PrePaid Card.
  • the subscriber may simply dial the prepaid telephone system and, in response to a tone or voice prompt, dial his PIN to receive access to the telephone network.
  • the server which controls the operation of the telephone switching system causes the telephone switching network to service the call to the extent that the subscriber has credit associated with his PIN in the data base to which the server is connected.
  • Vending machines have been used to dispense PrePaid Cards, i.e., a subscriber may by the insertion of one or more bills into a conventional bill reader of the vending machine cause a PrePaid Card to be "charged” with the amount of cash inserted into the vending machine.
  • a PrePaid Card With known machines, either the PrePaid Card must be activated by a proprietary method of the particular vending machine or the machine must store pre-activated cards, tying up inventory capacity and posing a theft risk.
  • Figure 1 is a functional block diagram of one embodiment of the PrePaid Card vending system of the present invention.
  • Figure 2 is a functional block diagram illustrating a second embodiment of the PrePaid Card vending system of the present invention.
  • a vending machine 10 may be located in any suitable place and may be provided with a conventional credit card reader 12, a conventional manual keyboard 14 and a conventional PrePaid Card dispenser 16.
  • the vending machine 10 may also be provided with a conventional interface 18 for operably connecting the vending machine to a credit network such as that of a credit card or automatic teller machine (“ATM”) network 19, in turn operably connected in a conventional manner to the user's banking institution 20.
  • a credit network such as that of a credit card or automatic teller machine (“ATM") network 19
  • ATM automatic teller machine
  • the vending machine 10 may also be connected through any conventional interface 22 such as telephone lines or the Internet to the server 24 and associated data base 26 associated with the telephone switching network (not shown) .
  • the user may insert his credit card into the credit card reader 12 of the vending machine 10.
  • the credit card may be a bank card or the card of an ATM.
  • the user enters his credit card account and PIN or ATM PIN into the keyboard 14 to thereby access the data base associated with the user's bank 20.
  • the user may then enter through the keyboard 14 the amount of credit he desires to be transferred to the PrePaid Card being purchased, and the transfer of funds, once approved by the user's bank 20, is applied to a PrePaid Card and the PrePaid Card dispensed for activation in the usual manner.
  • the user may use the keyboard to enter the account/PIN of his PrePaid Card and instruct the vending machine to credit his account in the data base 26 of the prepaid telephone system.
  • the user may credit the account associated with an existing prepaid telephone account/PIN without having to receive a new PrePaid Card and go through the activation process for that PrePaid Card.
  • the prepaid server 24 need not be connected directly to the vending machine 10, but may alternatively be connected to the vending machine 10 via the ATM network 19.

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'invention concerne un distributeur automatique placé dans un endroit quelconque approprié et pouvant être équipé d'un lecteur de cartes de crédit classiques (12), d'un clavier manuel classique (14) et d'un distributeur (16) de cartes prépayées classiques. Ledit distributeur est doté d'une interface classique (18) qui connecte activement le distributeur à un réseau de crédit, tel qu'un réseau de cartes (19) de crédit ou de distributeurs automatiques.
PCT/US1998/017429 1998-08-25 1998-08-25 Procede et machine de distribution de cartes prepayees WO2000011568A1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU91143/98A AU9114398A (en) 1998-08-25 1998-08-25 Prepaid card vending machine and method
PCT/US1998/017429 WO2000011568A1 (fr) 1998-08-25 1998-08-25 Procede et machine de distribution de cartes prepayees

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US1998/017429 WO2000011568A1 (fr) 1998-08-25 1998-08-25 Procede et machine de distribution de cartes prepayees

Publications (1)

Publication Number Publication Date
WO2000011568A1 true WO2000011568A1 (fr) 2000-03-02

Family

ID=22267720

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1998/017429 WO2000011568A1 (fr) 1998-08-25 1998-08-25 Procede et machine de distribution de cartes prepayees

Country Status (2)

Country Link
AU (1) AU9114398A (fr)
WO (1) WO2000011568A1 (fr)

Cited By (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001074049A2 (fr) * 2000-03-29 2001-10-04 Wireless Air Time Direct Inc. Procede d'octroi d'une duree d'utilisation de services telephoniques depuis un guichet automatique ou d'un terminal de point de vente
EP1156460A1 (fr) * 2000-05-05 2001-11-21 Berthold Binder Méthode et dispositif pour l'exécution de transactions ou services commerciaux prépayés
KR100407655B1 (ko) * 2002-09-30 2003-12-03 주식회사 하렉스인포텍 키오스크의 수수료 광결제시스템 및 방법
US6707894B1 (en) * 2000-05-24 2004-03-16 At&T Wireless Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
KR100467215B1 (ko) * 2000-07-14 2005-01-24 문창훈 전화카드의 인터넷 자동판매 방법
US6973172B1 (en) 2000-03-29 2005-12-06 Wireless Airtime Direct Corporation Method for providing a quantity of telephone time from an ATM or POS terminal
EP1629356A2 (fr) * 2003-06-03 2006-03-01 Coinstar, Inc. Procedes et systemes de fourniture de produis tels que du contenu numerique notamment des jeux, des tonalites d'appel et/ou des graphismes et de founiture de services tels qu'un service de reseau informatique notamment un service internet
WO2007079079A2 (fr) * 2005-12-30 2007-07-12 Ready Credit Corporation Émission d’une carte de valeur associée uniquement à des informations ne permettant pas une identification personnelle
US8675840B2 (en) 1998-10-28 2014-03-18 Mastercard International Incorporated System and method for using a prepaid card
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9064268B2 (en) 2010-11-01 2015-06-23 Outerwall Inc. Gift card exchange kiosks and associated methods of use
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like
US20170243431A1 (en) * 2007-10-25 2017-08-24 Enterprise Express, Inc. Apparatus for mixing, cooling, and dispensing a containerized beverage
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4993587A (en) * 1988-05-09 1991-02-19 Asahi Seiko Kabushiki Kaisha Card dispensing apparatus for card vending machine
US5272320A (en) * 1990-10-27 1993-12-21 Ikuhiro Hakamada Telephone card having calendar and system for issuing and using same
US5409092A (en) * 1990-05-25 1995-04-25 Nippon Conlux Co., Ltd. Vending system capable of renewing record of a prepaid card
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4993587A (en) * 1988-05-09 1991-02-19 Asahi Seiko Kabushiki Kaisha Card dispensing apparatus for card vending machine
US5409092A (en) * 1990-05-25 1995-04-25 Nippon Conlux Co., Ltd. Vending system capable of renewing record of a prepaid card
US5272320A (en) * 1990-10-27 1993-12-21 Ikuhiro Hakamada Telephone card having calendar and system for issuing and using same
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method

Cited By (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8675840B2 (en) 1998-10-28 2014-03-18 Mastercard International Incorporated System and method for using a prepaid card
US6973172B1 (en) 2000-03-29 2005-12-06 Wireless Airtime Direct Corporation Method for providing a quantity of telephone time from an ATM or POS terminal
WO2001074049A3 (fr) * 2000-03-29 2001-12-13 Wireless Air Time Direct Inc Procede d'octroi d'une duree d'utilisation de services telephoniques depuis un guichet automatique ou d'un terminal de point de vente
WO2001074049A2 (fr) * 2000-03-29 2001-10-04 Wireless Air Time Direct Inc. Procede d'octroi d'une duree d'utilisation de services telephoniques depuis un guichet automatique ou d'un terminal de point de vente
EP1156460A1 (fr) * 2000-05-05 2001-11-21 Berthold Binder Méthode et dispositif pour l'exécution de transactions ou services commerciaux prépayés
US6707894B1 (en) * 2000-05-24 2004-03-16 At&T Wireless Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
US7945033B2 (en) 2000-05-24 2011-05-17 At&T Mobility Ii Llc Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
US7447300B2 (en) 2000-05-24 2008-11-04 At&T Mobility Ii Llc Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
KR100467215B1 (ko) * 2000-07-14 2005-01-24 문창훈 전화카드의 인터넷 자동판매 방법
KR100407655B1 (ko) * 2002-09-30 2003-12-03 주식회사 하렉스인포텍 키오스크의 수수료 광결제시스템 및 방법
EP2267651A1 (fr) * 2003-06-03 2010-12-29 Coinstar, Inc. Procédés et systèmes de fourniture de produits tels que du contenu numérique notamment des jeux, des tonalites d'appel et/ou des graphismes et de fourniture de services tels qu'un service de réseau informatique notamment un service internet
EP1629356A2 (fr) * 2003-06-03 2006-03-01 Coinstar, Inc. Procedes et systemes de fourniture de produis tels que du contenu numerique notamment des jeux, des tonalites d'appel et/ou des graphismes et de founiture de services tels qu'un service de reseau informatique notamment un service internet
EP1629356A4 (fr) * 2003-06-03 2006-12-27 Coinstar Inc Procedes et systemes de fourniture de produis tels que du contenu numerique notamment des jeux, des tonalites d'appel et/ou des graphismes et de founiture de services tels qu'un service de reseau informatique notamment un service internet
US7766225B2 (en) 2005-12-30 2010-08-03 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
WO2007079079A3 (fr) * 2005-12-30 2007-08-30 Ready Credit Corp Émission d’une carte de valeur associée uniquement à des informations ne permettant pas une identification personnelle
WO2007079079A2 (fr) * 2005-12-30 2007-07-12 Ready Credit Corporation Émission d’une carte de valeur associée uniquement à des informations ne permettant pas une identification personnelle
US8893963B2 (en) 2005-12-30 2014-11-25 Ready Credit Corporation Issuing a value-bearing card associated with only non-personally identifying information
US20170243431A1 (en) * 2007-10-25 2017-08-24 Enterprise Express, Inc. Apparatus for mixing, cooling, and dispensing a containerized beverage
US9064268B2 (en) 2010-11-01 2015-06-23 Outerwall Inc. Gift card exchange kiosks and associated methods of use
US10600069B2 (en) 2010-11-01 2020-03-24 Cardpool, Inc. Gift card exchange kiosks and associated methods of use
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9799014B2 (en) 2011-11-23 2017-10-24 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US10716675B2 (en) 2011-11-23 2020-07-21 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US11100744B2 (en) 2011-11-23 2021-08-24 Coinstar Asset Holdings, Llc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving

Also Published As

Publication number Publication date
AU9114398A (en) 2000-03-14

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