WO2000010068B1 - Apparatus for and method of electronic currency generation, transfer and redemption - Google Patents

Apparatus for and method of electronic currency generation, transfer and redemption

Info

Publication number
WO2000010068B1
WO2000010068B1 PCT/US1999/018356 US9918356W WO0010068B1 WO 2000010068 B1 WO2000010068 B1 WO 2000010068B1 US 9918356 W US9918356 W US 9918356W WO 0010068 B1 WO0010068 B1 WO 0010068B1
Authority
WO
WIPO (PCT)
Prior art keywords
electronic currency
electronic
redemption
new
transfer
Prior art date
Application number
PCT/US1999/018356
Other languages
French (fr)
Other versions
WO2000010068A2 (en
WO2000010068A3 (en
Inventor
Richard C Fuisz
Original Assignee
Richard C Fuisz
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Richard C Fuisz filed Critical Richard C Fuisz
Priority to JP2000565449A priority Critical patent/JP2002522840A/en
Priority to EP99942146A priority patent/EP1125181A4/en
Priority to AU55589/99A priority patent/AU5558999A/en
Priority to CA002340055A priority patent/CA2340055A1/en
Publication of WO2000010068A2 publication Critical patent/WO2000010068A2/en
Publication of WO2000010068A3 publication Critical patent/WO2000010068A3/en
Publication of WO2000010068B1 publication Critical patent/WO2000010068B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Abstract

An electronic form of commerce that provides acceptable levels of security while at the same time permitting anonymous electronic transfers of money substitutes, including a new form of electronic currency (3 & 4), new forms of electronic counterfeit protection, a new storage device (20) that may, but which does not have to be, used with this new form of electronic currency (3 & 4), an electronic currency generator (17 & 18) and an apparatus for tracking incoming cash reserves (21).

Claims

AMENDED CLAIMS
[received by the International Bureau on 9 March 2000 (09.03.00); Original claim 6 amended; remaining claims unchanged (1 page)]
6. The method for issuing electronic currency as claimed in claim 5 further comprising the steps of: encrypting at least a portion of said electronic currency unit.
7. The method for issuing electronic currency a claimed in claim 6 further comprising the steps of: transmitting encryption data to an electronic currency unit storage device.
8. A system for managing electronic currency comprising; an issuing module; a network module; and a redemption module.
9. An electronic currency storage device comprising; an input port; a memory; a processor.
25
PCT/US1999/018356 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption WO2000010068A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
JP2000565449A JP2002522840A (en) 1998-08-13 1999-08-12 Electronic money generation transfer and redemption apparatus and method
EP99942146A EP1125181A4 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
AU55589/99A AU5558999A (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
CA002340055A CA2340055A1 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13382498A 1998-08-13 1998-08-13
US09/133,824 1998-08-13

Publications (3)

Publication Number Publication Date
WO2000010068A2 WO2000010068A2 (en) 2000-02-24
WO2000010068A3 WO2000010068A3 (en) 2000-05-18
WO2000010068B1 true WO2000010068B1 (en) 2000-06-22

Family

ID=22460451

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/018356 WO2000010068A2 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption

Country Status (5)

Country Link
EP (1) EP1125181A4 (en)
JP (1) JP2002522840A (en)
AU (1) AU5558999A (en)
CA (1) CA2340055A1 (en)
WO (1) WO2000010068A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1705951A (en) * 2002-10-18 2005-12-07 松下电器产业株式会社 Electronic settlement method and electronic money recording medium and processing device
JP2006187344A (en) * 2004-12-28 2006-07-20 Sankyo Kk Game system
US20150023581A1 (en) * 2012-03-06 2015-01-22 Roberto Giori Method for generating an electronic/digital banknote and machine for carrying out the said method
GB2539430A (en) * 2015-06-16 2016-12-21 The Provost Fellows Found Scholars & The Other Members Of Board Of The College Of The Holy & Unidv T Digital token exchange system
CN106845950A (en) * 2017-02-06 2017-06-13 吕文华 A kind of digital currency for meeting binary system

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
JP3614480B2 (en) * 1994-11-18 2005-01-26 株式会社日立製作所 Electronic ticket sales / refund system and sales / refund method

Also Published As

Publication number Publication date
CA2340055A1 (en) 2000-02-24
EP1125181A4 (en) 2001-10-17
JP2002522840A (en) 2002-07-23
AU5558999A (en) 2000-03-06
WO2000010068A2 (en) 2000-02-24
WO2000010068A3 (en) 2000-05-18
EP1125181A2 (en) 2001-08-22

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