WO1999028863A1 - Multi-functional chip card or magnetic card - Google Patents

Multi-functional chip card or magnetic card Download PDF

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Publication number
WO1999028863A1
WO1999028863A1 PCT/EP1998/006596 EP9806596W WO9928863A1 WO 1999028863 A1 WO1999028863 A1 WO 1999028863A1 EP 9806596 W EP9806596 W EP 9806596W WO 9928863 A1 WO9928863 A1 WO 9928863A1
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WO
WIPO (PCT)
Prior art keywords
card
chip
magnetic
data
axis
Prior art date
Application number
PCT/EP1998/006596
Other languages
German (de)
French (fr)
Inventor
Jürgen KAUFHOLD
Original Assignee
Deutsche Telekom Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Telekom Ag filed Critical Deutsche Telekom Ag
Publication of WO1999028863A1 publication Critical patent/WO1999028863A1/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/072—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising a plurality of integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06187—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking
    • G06K19/06196—Constructional details
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0719—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier

Definitions

  • the invention relates to a chip and magnetic card, consisting of a flat, essentially rectangular card body with at least one data and function carrier, such as a contact-free and or contact-based electronic chip and / or magnetic strip, according to the preamble of claim 1.
  • Cards in use that are electronically readable preferably work according to two methods.
  • Cards with magnetic stripes, which do not contain a chip for storing and processing information, are still the most widespread today.
  • Cards are increasingly being used which contain an electronic chip in which information can be securely stored and electronically changed.
  • the chips of such a chip card are supplied with current and voltage via contacts or without contact. by inductive transmission of energy and data.
  • the location of the magnetic strips as well as the galvanic contacts are internationally standardized on the card side according to ISO standard 7816. If the chip card works without contact, the coils and their position are standardized in accordance with draft ISO standard 10536. The existing standard specifications for the card are used by skillful arrangement of the electronic components on the card so that the read head receives its signals in the same way as when the card-side magnetic strip moves relative to the coil head.
  • the chip or the magnetic strip is arranged in a defined position on the plastic card body so that it can be accessed by the read head of a read / write device.
  • the invention is therefore based on the object of providing a chip or magnetic card which allows the integration of several functions.
  • a chip or magnetic card consisting of a flat, essentially rectangular card body with at least one data and function carrier, such as a contact-free and / or contact-based electronic chip and / or magnetic strip, which conforms to the standards, at a defined position on the Card body are arranged, the data and function carrier in the case of a magnetic strip in the longitudinal direction on a surface of the card body and in the case of a chip in the region of the card's longitudinal axis in spatial proximity to a transverse edge is arranged or embedded in the card body, the card at least two has electronic chips and / or at least two magnetic strips, which are each arranged symmetrically on the card body in such a way that data and function carriers of the same type are rotated by rotating the card through an angle of 180 ° about the longitudinal card axis and / or the transverse card axis and / or around a e axis perpendicular to the map surface are mapped into each other through the map center.
  • data and function carrier such as a contact-free
  • multifunction cards Compared to standard cards with only one data and function carrier, such multifunction cards have the following advantages, among others: The number of cards that an individual consumer must carry with them for different purposes is becoming smaller. This also reduces the number of used cards and simplifies disposal as plastic waste. Lower material consumption, less complexity and simpler storage and security systems continue to result in price advantages for providers of such cards.
  • a chip and magnetic card with a maximum of eight data and function carriers can be implemented without modifications to conventional reading devices being necessary.
  • An embodiment is advantageous in which one or more contact-free chips are additionally arranged in the middle of the card surface and / or in areas on the card surface that are free of other function carriers.
  • FIGS. 1 and 2 show a chip card according to the invention with two electronic chips 3 shows a chip card according to the invention with four electronic chips.
  • FIG. 4 shows a magnetic card according to the invention with two
  • Magnetic stripe Figure 5 shows a multifunction card according to the invention with two electronic chips and two magnetic strips.
  • FIGS. 1 to 5 show examples of multifunction cards 1, 2, 3, 4, 5 according to the invention, in which a plurality of data and function carriers are integrated in each plastic card body 6, 7, 8, 9, 10.
  • the figures each show the top view of such a card, objects which are on the back of the card being shown in dashed lines.
  • Figure 1 shows a multi-function chip card 1, consisting of a flat rectangular card body 6 made of plastic.
  • two electronic chips 13, 14, which are contacted and / or accessed contactlessly by means of an electronic reader / writer, are integrated in a known manner.
  • Both chips 13, 14 are located in the direction of view on the card surface, ie on the same main surface of the card 1.
  • the chips 13, 14 are preferably arranged on the card in accordance with the standards and are located in the region of the card's longitudinal axis near a transverse edge of the card.
  • the chips 13, 14 have a fixed distance from the adjacent transverse edge and to the respective upper and lower longitudinal edge, the distance of the chip 13 from the lower longitudinal edge corresponding to the distance of the chips 14 from the upper longitudinal edge.
  • FIG. 2 shows a chip card 2 corresponding to FIG.
  • chip 15 being arranged on the front of the chip card and chip 16 on the back.
  • the positions of the chips 15, 16 on the card body 7 are in turn compliant with standards, chip 15 being imaged in chip 16 by rotating the card through 180 ° about the transverse axis 11 and vice versa.
  • chip 15 or chip 16 can be used as required.
  • the arrangement on the front and back of the card 2 largely prevents mix-ups of the chips and mutual influences.
  • FIG. 3 shows a multifunction card 3 according to the invention with four electronic chips 17, 18, 19, 20, of which two chips 17, 20 are arranged on the front and two chips 18, 19 on the back of the card body 8.
  • the arrangement of the chips corresponds to that of FIGS. 1 and 2.
  • four different functions can advantageously be provided on a card body 8, each half of the card corresponding to the front or back of a function.
  • a multifunction card 4 consisting of a card body 9 with two magnetic strips 23, 24, which extend in the longitudinal direction of the card parallel to the longitudinal axis 12 and are each at the same distance from the upper and the lower longitudinal edge.
  • the magnetic stripe 23 is arranged in the direction of view on the front of the card 4, while the magnetic stripe 24 is on the back. Both magnetic strips are imaged into one another by rotating the card through 180 ° about the longitudinal axis 12. This symmetrical arrangement also ensures in this embodiment of the invention that each of the data and function carriers 23, 24 can be read and written by conventional reading devices.
  • FIG. 5 shows a multifunction card 5, which is formed by combining the cards from FIGS. 2 and 4.
  • the card 5 has four data and function carriers, namely two magnetic strips 25, 26 arranged in the manner described in FIG. 4 and two electronic chips 21, 22 arranged in the manner described in FIG. 2.
  • the functions associated with the individual data carriers are each different addressed according to the reader and the insertion direction of the card.
  • Multifunction cards are also conceivable in which there are magnetic strips on the front and back of the card body both on the upper and on the lower longitudinal edge and four chips corresponding to FIG. 3 are arranged in the region of the longitudinal axis 12. This means that eight different functions can be implemented with one multifunction card without modifying the reading devices currently in use.

Abstract

The invention relates to a chip card or magnetic card (1, 2, 3, 4, 5) consisting of a flat, rectangular card body (6, 7, 8, 9, 10) with at least one data carrier and function carrier such as an electronic contactless and/or contact-linked chip (13, 14, 15, 16, 17, 18, 19, 20, 21, 22) and/or magnetic strip (23, 24, 25, 26) which are arranged in a precisely defined position on the card body (6, 7, 8, 9, 10) in compliance with required standards. In the case of a magnetic strip, the data carrier and function carrier are arranged in a longitudinal direction on a surface of the card body. In the case of a chip, it is arranged in the vicinity of the longitudinal axis (12) of the chip close to a transversal edge or embedded in the body of the card. The card has at least two electronic chips and/or at least two magnetic strips which are respectively and symmetrically arranged on the card body in such a way that similar types of data and function carriers can be transferred when the card is turned at an angle of 180° aroung the longitudinal axis (12) of the card and/or around the transversal axis (11) of the card and/or around an axis perpendicular to the card surfaces via the central point of said card.

Description

MULTIFUNKTIONELLE CHIP- ODER MAGNETKARTE MULTIFUNCTIONAL CHIP OR MAGNETIC CARD
Die Erfindung betrifft eine Chip- und Magnetkarte, bestehend aus einem flachen, im wesentlichen rechteckfόrmigen Kartenkörper mit wenigstens einem Daten- und Funktionsträger wie kontaktfrei und oder kontaktgebunden arbeitenden elektronischen Chip und/oder Magnetstreifen, gemäß dem Oberbegriff von Anspruch 1.The invention relates to a chip and magnetic card, consisting of a flat, essentially rectangular card body with at least one data and function carrier, such as a contact-free and or contact-based electronic chip and / or magnetic strip, according to the preamble of claim 1.
Im Einsatz befindliche Karten, welche elektronisch lesbar sind, arbeiten vorzugsweise nach zwei Verfahren. Bis heute am weitesten verbreitet sind Karten mit Magnetstreifen, welche keinen Chip zur Speicherung und Bearbeitung von Informationen enthalten. Zunehmend werden Karten eingesetzt, welche einen elektronischen Chip enthalten, in dem Informationen sicher gespeichert und elektronisch verändert werden können. Die Versorgung der Chips einer solchen Chipkarte mit Strom und Spannung geschieht über Kontakte oder berührungslos. indem die Energie- und Datenübertragung induktiv erfolgen.Cards in use that are electronically readable preferably work according to two methods. Cards with magnetic stripes, which do not contain a chip for storing and processing information, are still the most widespread today. Cards are increasingly being used which contain an electronic chip in which information can be securely stored and electronically changed. The chips of such a chip card are supplied with current and voltage via contacts or without contact. by inductive transmission of energy and data.
Die Lage der Magnetstreifen wie auch der galvanischen Kontakte sind karten- seitig gemäß ISO-Norm 7816 international genormt. Arbeitet die Chipkarte berührungslos, so sind die Spulen und deren Lage gemäß der Entwurfs-ISO- Norm 10536 genormt. Die bestehenden Normvorgaben für die Karte werden durch geschickte Anordnung der elektronischen Bauelemente auf der Karte so genutzt, daß der Lesekopf in gleicher Weise seine Signale erhält, wie bei der Bewegung des kartenseitigen Magnetstreifens relativ zum Spulenkopf.The location of the magnetic strips as well as the galvanic contacts are internationally standardized on the card side according to ISO standard 7816. If the chip card works without contact, the coils and their position are standardized in accordance with draft ISO standard 10536. The existing standard specifications for the card are used by skillful arrangement of the electronic components on the card so that the read head receives its signals in the same way as when the card-side magnetic strip moves relative to the coil head.
In den genannten Fällen ist der Chip oder der Magnetstreifen auf einer definierten Position auf dem Plastikkartenkörper angeordnet, damit durch den Lesekopf eines Schreib/Lesegerätes auf ihn zugegriffen werden kann.In the cases mentioned, the chip or the magnetic strip is arranged in a defined position on the plastic card body so that it can be accessed by the read head of a read / write device.
Für eine universelle Nutzung einer Chip- bzw. Magnetkarte besteht jedoch ein großes Interesse daran, verschiedene Systeme innerhalb ein- und derselben Chipkarte als "Dienstleister" zur Datenspeicherung, Datenübermittlung, Funktionsauslösung bzw. sonstigen Benutzung im Sinne einer einfachen Handhabung und Verfügbarkeit vorzuhalten, ohne dazu die Anzahl der notwendigen Plastikkarten zu vervielfältigen. Der Erfindung hegt daher die Aufgabe zugrunde, eine Chip- bzw. Magnetkarte zur Verfügung zu stellen, welche die Integration mehrerer Funktionen erlaubt.For universal use of a chip or magnetic card, however, there is great interest in keeping different systems within the same chip card as a "service provider" for data storage, data transmission, function triggering or other use in terms of simple handling and availability, without doing so reproduce the number of plastic cards required. The invention is therefore based on the object of providing a chip or magnetic card which allows the integration of several functions.
Die Aufgabe wird gelöst durch eine Chip- oder Magnetkarte, bestehend aus einem flachen, im wesentliche rechteckförmigen Kartenkörper mit wenigstens einem Daten- und Funktionsträger wie kontaktfrei und/oder kontaktgebunden arbeitenden elektronischen Chip und/oder Magnetstreifen, die normgerecht auf, einer definierten Position auf dem Kartenkörper angeordnet sind, wobei der Daten- und Funktionsträger im Falle eines Magnetstreifens in Längsrichtung an einer Oberfläche des Kartenkörpers und im Falle eines Chips im Bereich der Kartenlängsachse in räumlicher Nähe zu einer Querkante angeordnet bzw. in den Kartenkörper eingebettet ist, wobei die Karte wenigstens zwei elektronische Chips und/oder wenigstens zwei Magnetstreifen aufweist, welche jeweils auf dem Kartenkörper derart symmetrisch angeordnet sind, daß Daten- und Funktionsträger gleicher Art durch Drehung der Karte um einen Winkel von jeweils 180° um die Kartenlängsachse und/oder um die Kartenquerachse und/oder um eine Achse senkrecht zur Kartenoberfläche durch den Kartenmittelpunkt ineinander abgebildet werden.The object is achieved by a chip or magnetic card, consisting of a flat, essentially rectangular card body with at least one data and function carrier, such as a contact-free and / or contact-based electronic chip and / or magnetic strip, which conforms to the standards, at a defined position on the Card body are arranged, the data and function carrier in the case of a magnetic strip in the longitudinal direction on a surface of the card body and in the case of a chip in the region of the card's longitudinal axis in spatial proximity to a transverse edge is arranged or embedded in the card body, the card at least two has electronic chips and / or at least two magnetic strips, which are each arranged symmetrically on the card body in such a way that data and function carriers of the same type are rotated by rotating the card through an angle of 180 ° about the longitudinal card axis and / or the transverse card axis and / or around a e axis perpendicular to the map surface are mapped into each other through the map center.
Gegenüber Standardkarten mit nur einem Daten- und Funktionsträger haben derartige Multifunktionskarten unter anderem folgende Vorteile: Die Anzahl der Karten, die ein einzelner Verbraucher zu unterschiedlichen Zwecken mit sich führen muß, wird kleiner. Dadurch wird auch die Anzahl gebrauchter Karten verringert und die Entsorgung als Plastikmüll vereinfacht. Durch geringeren Materialverbrauch, durch geringere Komplexität und durch einfachere Speicherund Sicherheitssysteme entstehen weiterhin für die Anbieter derartiger Karten Preis vorteile.Compared to standard cards with only one data and function carrier, such multifunction cards have the following advantages, among others: The number of cards that an individual consumer must carry with them for different purposes is becoming smaller. This also reduces the number of used cards and simplifies disposal as plastic waste. Lower material consumption, less complexity and simpler storage and security systems continue to result in price advantages for providers of such cards.
Erfindungsgemäß kann eine Chip- und Magnetkarte mit maximal acht Daten - und Funktionsträgern realisiert werden, ohne daß Modifikationen an herkömmlichen Lesegeräten notwendig werden. Vorteilhaft ist eine Ausführung, bei welcher zusätzlich ein oder mehrere kontaktfrei arbeitende Chip in der Mitte der Kartenoberfläche und/oder in von sonstigen Funktionsträgern freien Bereichen auf der Kartenoberfläche angeordnet sind.According to the invention, a chip and magnetic card with a maximum of eight data and function carriers can be implemented without modifications to conventional reading devices being necessary. An embodiment is advantageous in which one or more contact-free chips are additionally arranged in the middle of the card surface and / or in areas on the card surface that are free of other function carriers.
Kurzbeschreibung der Zeichnung, in der zeigen: Figuren 1 und 2 eine erfindungsgemäße Chipkarte mit zwei elektronischen Chip Figur 3 eine erfindungsgemäße Chipkarte mit vier elektronischen Chip Figur 4 eine erfindungsgemäße Magnetkarte mit zweiBrief description of the drawing, in which: FIGS. 1 and 2 show a chip card according to the invention with two electronic chips 3 shows a chip card according to the invention with four electronic chips. FIG. 4 shows a magnetic card according to the invention with two
Magnetstreifen Figur 5 eine erfindungsgemäße Multifunktionskarte mit zwei elektronischen Chips und zwei Magnetstreifen.Magnetic stripe Figure 5 shows a multifunction card according to the invention with two electronic chips and two magnetic strips.
In den Figuren 1 bis 5 sind Beispiele für erfindungsgemäße Multifunktionskarten 1, 2, 3, 4, 5 dargestellt, bei denen jeweils in einen Kartenkörper 6, 7, 8, 9, 10 aus Plastik eine Mehrzahl von Daten- und Funktionsträgern integriert sind. Die Figuren zeigen jeweils die Aufsicht von oben auf eine derartige Karte, wobei Objekte, die sich auf der Rückseite der Karte befinden, gestrichelt dargestellt sind.FIGS. 1 to 5 show examples of multifunction cards 1, 2, 3, 4, 5 according to the invention, in which a plurality of data and function carriers are integrated in each plastic card body 6, 7, 8, 9, 10. The figures each show the top view of such a card, objects which are on the back of the card being shown in dashed lines.
Figur 1 zeigt eine Multifunktions-Chipkarte 1, bestehend aus einem flachen rechteckförmigen Kartenkörper 6 aus Kunststoff. In den Kartenkörper 6 sind zwei elektronische Chips 13, 14, auf welche mittels eines elektronischen Lese- /Schreibgeräts kontaktbehaftet und/oder kontaktos zugegriffen wird, in bekannter Weise integriert. Beide Chips 13, 14 befinden sich in Blickrichtung auf der Kartenoberfläche, d.h. auf derselben Hauptoberfläche der Karte 1. Die Chips 13, 14 sind vorzugsweise jeweils normgerecht auf der Karte angeordnet und befinden sich im Bereich der Kartenlängsachse in der Nähe einer Querkante der Karte. Die Chips 13, 14 haben von der ihnen benachbarten Querkante und zu der jeweils oberen und unteren Längskante einen festen Abstand, wobei der Abstand des Chips 13 von der unteren Längskante mit dem Abstand der Chips 14 von der oberen Längskante übereinstimmt. Es ist damit eine symmetrische Anordung der beiden Chips 13, 14 auf dem Kartenkörper gegeben, wobei Chip 13 durch Drehung der Karte um 180° um eine Achse, die senkrecht zur Kartenebene durch den Kartenmittelpunkt verläuft, in Chip 14 überführt wird und umgekehrt. Durch diese Anordnung der Chips ist sichergestellt, daß sich beim Einschieben der Karte in ein Lesegerät von seiten des Chips 13 oder des Chips 14 der Lesekopf des Geräts im Bereich genau des Chips 13 bzw. 14 befindet. Damit setzen Einführung und Nutzung der erfindungsgemäßen Multifunktionskarte keinerlei Modifikationen an den bereits im Einsatz befindlichen Lesegeräten voraus. Durch die Anordnung auf unterschiedhchen Seiten rechts und links der Querachse 11 der Karte 1 können Verwechslungen der Chips und gegenseitige Beeinflussungen weitgehend ausgeschlossen werden. Figur 2 zeigt eine der Figur 1 entsprechende Chipkarte 2 mit zwei elektronischen Chips 15 und 16, wobei hier der Chip 15 an der Vorderseite der Chipkarte und Chip 16 an der Rückseite angeordnet ist. Die Positionen der Chips 15, 16 auf dem Kartenkörper 7 sind wiederum normgerecht, wobei Chip 15 durch Drehung der Karte um 180° um die Querachse 11 in Chip 16 abgebildet wird und umgekehrt. Je nachdem, von welcher Querkante und mit welcher Hauptoberfläche nach oben gerichtet die Karte in ein Lesegerät eingeschoben- wird, können je nach Bedarf die Funktionen des Chips 15 oder des Chips 16 genutzt werden. Durch die Anordnung auf Vorder- und Rückseite der Karte 2 können Verwechslungen der Chips und gegenseitige Beeinflussungen weitgehend ausgeschlossen werden.Figure 1 shows a multi-function chip card 1, consisting of a flat rectangular card body 6 made of plastic. In the card body 6, two electronic chips 13, 14, which are contacted and / or accessed contactlessly by means of an electronic reader / writer, are integrated in a known manner. Both chips 13, 14 are located in the direction of view on the card surface, ie on the same main surface of the card 1. The chips 13, 14 are preferably arranged on the card in accordance with the standards and are located in the region of the card's longitudinal axis near a transverse edge of the card. The chips 13, 14 have a fixed distance from the adjacent transverse edge and to the respective upper and lower longitudinal edge, the distance of the chip 13 from the lower longitudinal edge corresponding to the distance of the chips 14 from the upper longitudinal edge. There is thus a symmetrical arrangement of the two chips 13, 14 on the card body, chip 13 being transferred to chip 14 by rotation of the card through 180 ° about an axis that runs perpendicular to the card plane through the center of the card, and vice versa. This arrangement of the chips ensures that when the card is inserted into a reader on the part of the chip 13 or the chip 14, the read head of the device is in the area of the chip 13 or 14. Thus, the introduction and use of the multifunction card according to the invention do not require any modifications to the reading devices already in use. The arrangement on different sides to the right and left of the transverse axis 11 of the card 1 largely prevents mix-ups of the chips and mutual influences. FIG. 2 shows a chip card 2 corresponding to FIG. 1 with two electronic chips 15 and 16, here the chip 15 being arranged on the front of the chip card and chip 16 on the back. The positions of the chips 15, 16 on the card body 7 are in turn compliant with standards, chip 15 being imaged in chip 16 by rotating the card through 180 ° about the transverse axis 11 and vice versa. Depending on the transverse edge and the main surface facing upwards, the card is inserted into a reader, the functions of chip 15 or chip 16 can be used as required. The arrangement on the front and back of the card 2 largely prevents mix-ups of the chips and mutual influences.
Figur 3 zeigt eine erfindungsgemäße Multifunktionskarte 3 mit vier elektronischen Chips 17, 18, 19. 20, von denen jeweils zwei Chips 17, 20 auf der Vorder- und zwei Chips 18. 19 auf der Rückseite des Kartenkörpers 8 angeordnet sind. Die Anordnung der Chips entspricht der aus den Figuren 1 und 2. Mit dieser Karte 3 können vorteilhaft vier verschiedene Funktionen auf einem Kartenkörper 8 zur Verfügung gestellt werden, wobei jeweils jede Kartenhälfte der Vorder- bzw. Rückseite einer Funktion entspricht.FIG. 3 shows a multifunction card 3 according to the invention with four electronic chips 17, 18, 19, 20, of which two chips 17, 20 are arranged on the front and two chips 18, 19 on the back of the card body 8. The arrangement of the chips corresponds to that of FIGS. 1 and 2. With this card 3, four different functions can advantageously be provided on a card body 8, each half of the card corresponding to the front or back of a function.
Figur 4 eine erfindungsgemäße Multifunktionskarte 4, bestehend aus einem Kartenkörper 9 mit zwei Magnetstreifen 23, 24, welche sich in Kartenlängsrichtung parallel zur Längsachse 12 erstrecken und von der oberen bzw. der unteren Längskante jeweils den gleichen Abstand haben. Der Magnetstreifen 23 ist in Blickrichtung auf der Vorderseite der Karte 4 angeordnet, während sich der Magnetstreifen 24 auf der Rückseite befindet. Beide Magnetstreifen werden durch Drehung der Karte um 180° um die Längsachse 12 ineinander abgebildet. Durch diese symmetrische Anordnung ist auch in dieser Ausgestaltung der Erfindung sichergestellt, daß jeder der Daten- und Funktionsträger 23, 24 von herkömmlichen Lesegeräten gelesen und beschrieben werden kann.4 shows a multifunction card 4 according to the invention, consisting of a card body 9 with two magnetic strips 23, 24, which extend in the longitudinal direction of the card parallel to the longitudinal axis 12 and are each at the same distance from the upper and the lower longitudinal edge. The magnetic stripe 23 is arranged in the direction of view on the front of the card 4, while the magnetic stripe 24 is on the back. Both magnetic strips are imaged into one another by rotating the card through 180 ° about the longitudinal axis 12. This symmetrical arrangement also ensures in this embodiment of the invention that each of the data and function carriers 23, 24 can be read and written by conventional reading devices.
Figur 5 zeigt eine Multifunktionskarte 5, welche durch Kombination der Karten aus den Figuren 2 und 4 gebildet ist. Die Karte 5 weist vier Daten- und Funktionsträger auf, nämlich zwei in der unter Figur 4 beschriebenen Weise angeordnete Magnetstreifen 25, 26 sowie zwei in der unter Figur 2 beschriebenen Weise angeordnete elektronische Chips 21, 22. Die mit den einzelnen Datenträgern assoziierten Funktionen werden je nach Lesegerät und Einschieberichtung der Karte angesprochen. Ebenso sind Multifunktionskarten denkbar, bei denen sich auf Vorder- und Rückseite des Kartenkörpers sowohl an der oberen als auch an der unteren Längskante Magnetstreifen befinden sowie vier Chips entsprechend Figur 3 im Bereich der Längsachse 12 angeordnet sind. Damit können acht unterschiedhche Funktionen mit einer Multifunktionskarte realisiert werden, ohne die zur Zeit eingesetzten Lesegeräte zu modifizieren. FIG. 5 shows a multifunction card 5, which is formed by combining the cards from FIGS. 2 and 4. The card 5 has four data and function carriers, namely two magnetic strips 25, 26 arranged in the manner described in FIG. 4 and two electronic chips 21, 22 arranged in the manner described in FIG. 2. The functions associated with the individual data carriers are each different addressed according to the reader and the insertion direction of the card. Multifunction cards are also conceivable in which there are magnetic strips on the front and back of the card body both on the upper and on the lower longitudinal edge and four chips corresponding to FIG. 3 are arranged in the region of the longitudinal axis 12. This means that eight different functions can be implemented with one multifunction card without modifying the reading devices currently in use.

Claims

Patentansprüche claims
1. Multifunktionelle Chip- oder Magnetkarte (1, 2, 3, 4, 5), bestehend aus einem flachen, im wesentlichen rechteckfbrmigen Kartenkörper (6, 7, 8, 9, 10) mit wenigstens einem Daten- und Funktionsträger wie kontaktfrei und/oder kontaktgebunden arbeitenden elektronischen Chip (13, 14, 15 ,16, 17, 18, 19, 20, 21 22) und/oder Magnetstreifen (23, 24, 25, 26), die normgerecht auf einerdefinierten Position auf dem Kartenkörper (6, 7, 8, 9, 10) angeordnet sind, wobei der Daten- und Funktionsträger im Falle eines Magnetstreifens in Längsrichtung an einer Oberfläche des Kartenkörpers und im Falle eines Chips im Bereich der Kartenlängsachse (12) in räumlicher Nähe zu einer Querkante angeordnet bzw. in den Kartenkörper eingebettet ist, dadurch gekennzeichnet, daß die Karte wenigstens zwei elektronische Chips und/oder wenigstens zwei Magnetstreifen aufweist, welche jeweils auf dem Kartenkörper derart symmetrisch angeordnet sind, daß Daten- und Funktionsträger gleicher Art durch Drehung der Karte um einen Winkel von jeweils 180° um die Kartenlängsachse (12) und/oder um die Kartenquerachse (11) und/oder um eine Achse senkrecht zur Kartenoberfläche durch den Kartenmittelpunkt ineinander abgebildet werden.1. Multifunctional chip or magnetic card (1, 2, 3, 4, 5), consisting of a flat, essentially rectangular card body (6, 7, 8, 9, 10) with at least one data and function carrier such as contact-free and / or contact-based electronic chip (13, 14, 15, 16, 17, 18, 19, 20, 21 22) and / or magnetic stripe (23, 24, 25, 26), which conforms to the standards in a defined position on the card body (6, 7, 8, 9, 10) are arranged, the data and function carrier in the case of a magnetic strip being arranged in the longitudinal direction on a surface of the card body and in the case of a chip in the region of the card's longitudinal axis (12) in spatial proximity to a transverse edge or in the card body is embedded, characterized in that the card has at least two electronic chips and / or at least two magnetic strips, which are each arranged symmetrically on the card body in such a way that data and function carriers of the same type are rotated g of the card are mapped into one another by an angle of 180 ° around the longitudinal card axis (12) and / or around the card transverse axis (11) and / or around an axis perpendicular to the card surface through the center of the card.
2. Chipkarte nach Anspruch 1, dadurch gekennzeichnet, daß sie zwei elektronische Chips aufweist, welche jeweils an einer Hauptoberfläche des Kartenkörpers angeordnet sind.2. Chip card according to claim 1, characterized in that it has two electronic chips, which are each arranged on a main surface of the card body.
3. Magnetkarte nach Anspruch 1, dadurch gekennzeichnet, daß sie zwei Magnetstreifen aufweist, welche jeweils an einer Hauptoberfläche des Kartenkörpers angeordnet sind.3. Magnetic card according to claim 1, characterized in that it has two magnetic strips, which are each arranged on a main surface of the card body.
4. Chip- und Magnetkarte nach Anspruch 1, dadurch gekennzeichnet, daß sie zwei elektronische Chips sowie zwei Magnetstreifen aufweist, die derart symmetrisch angeordnet sind, daß sie durch 180°-Drehung der Karte um die Kartenlängsachse ineinander übergehen.4. Chip and magnetic card according to claim 1, characterized in that it comprises two electronic chips and two magnetic strips which are arranged symmetrically such that they merge into one another by 180 ° rotation of the card about the longitudinal axis of the card.
5. Chip- und Magnetkarte nach einem der Ansprüche 1 bis 4, dadurch gekennzeichnet, daß sie maximal vier kontaktgebundene elektronische Chips sowie maximal vier Magnetstreifen aufweist. 5. Chip and magnetic card according to one of claims 1 to 4, characterized in that it has a maximum of four contact-bound electronic chips and a maximum of four magnetic strips.
6. Chip- und Magnetkarte nach Anspruch 4, dadurch gekennzeichnet, daß zusätzhch ein oder mehrere kontaktfrei arbeitende Chip in der Mitte der Kartenoberfläche und/oder in von sonstigen Funktionsträgern freien Bereichen auf der Kartenoberfläche angeordnet sind. 6. Chip and magnetic card according to claim 4, characterized in that additional one or more contact-free chip are arranged in the middle of the card surface and / or in areas free of other function carriers on the card surface.
PCT/EP1998/006596 1997-11-26 1998-10-19 Multi-functional chip card or magnetic card WO1999028863A1 (en)

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DE19752288.2 1997-11-26

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