WO1997015032A1 - Systeme permettant une authentification et une gestion sures d'instruments et de documents de credit enregistres - Google Patents

Systeme permettant une authentification et une gestion sures d'instruments et de documents de credit enregistres Download PDF

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Publication number
WO1997015032A1
WO1997015032A1 PCT/EP1995/005015 EP9505015W WO9715032A1 WO 1997015032 A1 WO1997015032 A1 WO 1997015032A1 EP 9505015 W EP9505015 W EP 9505015W WO 9715032 A1 WO9715032 A1 WO 9715032A1
Authority
WO
WIPO (PCT)
Prior art keywords
documents
holder
document
instruments
credit
Prior art date
Application number
PCT/EP1995/005015
Other languages
English (en)
Inventor
Ferdinando Antonio Bozzo
Original Assignee
Prima Officina Carte Valori Turati Lombardi E C. S.P.A.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Prima Officina Carte Valori Turati Lombardi E C. S.P.A. filed Critical Prima Officina Carte Valori Turati Lombardi E C. S.P.A.
Priority to EP95941724A priority Critical patent/EP0855070A1/fr
Priority to BR9510650-2A priority patent/BR9510650A/pt
Priority to AU43052/96A priority patent/AU4305296A/en
Publication of WO1997015032A1 publication Critical patent/WO1997015032A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically

Definitions

  • This invention relates to a system for the safe authentication and management of registered credit instruments and documents. More particularly, this invention relates to a system suitable to identify with the utmost certainty the possessory title of a document which is univocally associated to the legitimate holder on the basis of a personalized card.
  • this invention relates to the apparatuses for issuing the personalized card and the document and for the validation of the latter, with the ascertainment of its authenticity on its utilization.
  • the same system of authentication and management may be utilized for any other credit instruments, such as cheques, share certificates, certificates of indebtedness, savings books and the like, as well as personal documents o r Dersonal identification documents, of the kind, for instance, of credit cards, passports, identity ca rds and driving licences.
  • the payment is through credit instruments, for instance bank cheques or bank drafts, relatively to which special cautions are adopted, to try to avoid their forgery or stealing and their illicit utilization.
  • Another form of payment is based on the use of credit cards, which authorize the holder to purchase goods or services with third parties having an arrangement with the issuer of said cards, to which the charge of the payment is transferred.
  • a personalized card integrating a microprocessor wherein a personal code and information are stored deriving from the application of a mathematical expression to the parameters referred to the fingerprint of at least 3 finger of the holder of the same card: based on such document, a credit instrument is issued, which can be associated only to the holder, and which may be, by way of example, a cheque for a given sum, validable with businesses that have stipulated an agreement with the issuer, on the conclusion of the commercial transaction.
  • said credit instrument provides guarantees of utmost security, as it cannot be utilized by a person other than the holder, and also the person who receives the payment has the utmost guarantees, as there is the certainty of the authenticity of the the instrument, substantially assimilable to cash.
  • Object of this invention is therefore to provide a system for the authentication and management of registered credit instruments and documents, such as to provide the utmost security quarantees, causing them to be utilizable only by the holder to whom they have been legitimately issued.
  • a further object of this invention is to provide said credit instruments associated to the economic transaction o r said registered documents o r identity documents with a security print indissolubly associated to the paper support forming said instrument o r document.
  • a further object of this invention is to realize simple apparatuses for carrying out the different stages of the system which allows to implement the above defined system.
  • a personalized document incorporating a microprocessor suitable to store a personal identification code of the holder and a numeric information associated to biometric characteristics of the same holder;
  • said issued instruments and documents comprising at least a security code univocally generated by utilizing the personal identification code as a cryptographic key
  • said information being associated to a mathematical expression of the data concerning the fingerprint of at least one live finger of the holder of said personalized instrument or document;
  • the recognition of the holder both for the issue of the instrument or document and for the related validation, being obtained by comparing the information got through the direct reading of the live finger of the holder and the application of the mathematical expression with the information stored in the personalized documents.
  • Fig. 1 shows the block diagram of the issue stage of the personalized card
  • Fig. 2 shows the block diagram of the issue stage of the credit instrument, based on said personalized card
  • Fig. 3 shows the block diagram of the validation stage of the credit instrument associated to the personalized card.
  • the system for the safe authentication and management of registered credit instruments and documents subject matter of this invention comprises basically a personalized document 10 and a paper support forming the credit instrument 12.
  • the personalized document or smartcard 10 formed, by way of example, by a card having dimensions similar to those of the conventional credit cards, incorporates a microprocessor wherein there are stored a personal identification code CIP and a mathematical expression associated to at least one fingerprint of the pe rson who requires of the issuing institution, for instance a bank, said card 10, to utilize the system subject matter of this invention referred to a credit instrument to perform commercial transactions.
  • the personal identification code CIP for instance in the form of an alphanumerical sequence univocally associated to each holder, is generated by the information system of the issuer SI and sent to the apparatus for the personalization of card 10, of which more will be said in the following.
  • the mathematical expression stored in the microprocessor of card 10 is advantageously formed by an algorithm of the DES type (Data Encryption Standard), which allows to transcode the parameters associated to the fingerprint of one o r more fingers of the applicant, forming therefore a unique feature of the same.
  • microprocessor of card 10 there are also stored, according to a preferred non critical embodiment, particulars and tax number of the applicant, as well as the current account number, complete with the bank co-ordinates, for the domiciliation of the credit instruments to be issued and negotiated.
  • the credit instrument 12 which is the means for the execution of the economic transaction through the system subject matter of this invention, is formed by a support, preferably from paper, whose scheme is shown in Figs, 2 and 3, shaped, by way of example, like bank cheques o r drafts; anyhow, said support may also be of diffent size, as the system of this invention concerns in general all of the credit instruments, is for instance savings books, share and deposit certificates, besides the mentioned personal documents or personal identification documents.
  • said support has the configuration of a conventional cheque, for instance from watermarked paper, which is authenticated on the basis of the data previously stored in the microprocessor of card 10.
  • a dot coding (not interpretable at sight) is provided, along a prefixed field, on the paper support forming the credit instrument. 12, which coding defines, for instance, the issuing date, the code of the issuing institution and the amount of said instrument.
  • the same data are also formed along a distinct field, expressed in cryptographic form through a key made up by the aforementioned personal identification code stored in card 10.
  • the support forming the credit instrument or security 12 is provided with a security print 14, of any shape and size, made up by two o r more zones with different light reflection; said zones are formed by an alternation of embossed and hollow sectors, circumscribed by approached lines differently oriented by groups relatively to one another. Impression 14 as a whole is obtained in reflecting or metallic ink, through offset and dry copperplate printing processes.
  • a credit instrument for the implementation of the system of this invention, by way of example and not critically referred to a credit instrument to carry out commercial transactions, specific apparatuses a re supplied, some of which have already been mentioned; there are , in particular, a first apparatus allowing to issue the personalized document, in the following referred to as card, and a second apparatus which, against the rocognition of the applicant through the parameters stored in the microprocessor of said card, allows to issue the credit instrument and to authenticate it univocally.
  • a third apparatus validates the instrument on its utilization, by means of a triangulation.
  • the first apparatus shown as a scheme in Fig. 1, allows to realize the starting stage of the system of this invention, issuing the document o r personalized card 10.
  • Said apparatus comprises a personal computer 16, connected to the information system SI of the issuing institution, for instance a bank, through a communication line 18; the information system SI checks, through the connection with the anagraphical file and current accounts file of the institution or body issuing card 10, the existence of the corresponding data (particulars and proprietors title of the applicant) relative to the person requiring said c ar d .
  • the apparatus comprises also a reader/encoder 20 of card 10 to be personalized, an a biometric identity sensor 22.
  • the reader/encoder 20 connected to the personal computer 16 and consequently to the information system Sl through line 18, receives from the latter the personal identification code CIP; the biometric sensor 22, connected to or integrated in the reader-encoder 20, senses and transcodes the Print or fingerprints of the applicant, who puts the finger or fingers in sequence on a special seat 24 obtained on the same sensor 22.
  • the latter is obviously provided with one or more openings (not shown) for the introduction and coming out of card 10 to be personalized.
  • the apparatus schematically shown in Fig. 2, which realizes the second stage of the system subject matter of this invention issuing the credit, instrument 12 based on the data of card 10, is substantially formed by the same components as the preceding apparatus, with the addition of a printer.
  • said apparatus comprises a personal computer 26 connected to theinformation system SI of the issuing institution through a communication line 28 and a software programme SW3, a reader 30 of the personalized smart-card 10, an identity reader or biometric sensor 32 having a seat 31 where the applicant puts the finger o r fingers, and a printer 36, preferably an ink jet printer with graphic printing modalities.
  • Said printer prints in cryptographied form, on the paper support forming the credit instrument 12 which is inserted in it, a security code formed on the basis of the data existing on card 10, authenticating said instrument.
  • Printer 36 is provided with a conventional opening(s) (not shown) for the introduction and coming out of the credit instrument 12 to be authenticated.
  • a third apparatus is provided, schematically shown in Fig. 3 analogous to the preceding one and provided with further functions, being utilized in the last stage on the utilization and validation of the credit instrument 12.
  • Said apparatus comprises a personal computer 40 connected to the information system SI of the issuing institution through a communication line 42 and a software programme SWC, a reader 14 of smart-card 10, a biometric identity sensor with a scat 50 where the applicant put the finger or fingers, and a printer 48.
  • the latter is. provided with a device which provides to the possible invalidation of the negotiated instrument 12.
  • the biometriec sensor comprised in all the above described apparatuses, is substantially made up by a terminal controlled by an built-in microprocessor specialized for the check of the identity based on the biometric ⁇ l data of the fingers and the technology of the card. Both the built-in application and the data reside in an internal PAM permanently fed by a lithium battery; the security is ensured by a built-in microprocessor and by a built-in tamper proof security microprocessor, with secrete keys, independent and unalterable, for the DCS crypto- graphy, permanently fed by the lithium battery.
  • the first stage is associated with the issue of card 10, which has preferably a temporary validity; through the apparatus schematically shown in Fig. 1, card 10 to be personalized is introduced, through a special slit (not shown), in the reader/encoder 20.
  • the connection is made with the information system SI of the issuing institution through the communication line 18, to record the issuing operation of card 10 and to receive from the same system the personal identification code CIP of the client .
  • Said code is stored in the microprcessor of card 10 by the reader-encoder 20 in a protested manner, preferably in the form of an alphanumerical sequance.
  • the applicant puts the finger on seat 24 of the biometric sensor 22; the print, or possibly several prints, corresponding to as many fingers, are stored in the microprocessor of card 10 in transcoded and protected form with the personal identification code CIP.
  • further indications are preferably stored in card 10, such as, for instance, the expiry date of the same card and the particulars of the client o r other data.
  • card 10 is univocally personalized and allows to start the second stage which, through the apparatus schematically shown in Fig. 2, causes the issuing of the credit instrument or document 12, introduced in printer 36.
  • the mentioned security print 14 in metallic or reflecting ink is already present on the paper support forming said instrument.
  • a security code is printed, for instance of the known type PDF 417, subdivided into two parts that are not interpretable at sight; the first part of said code includes all the data relating to the release of the instrument (for instance, data and place of issue, institution and branch, document number, etc.), while the second part of the code comprises the same data as the first one, expressed in cryptographied form by means of the key formed by the personal identification code CIP, which can be univocally associated as such to the person requiring the credit instrument 12.
  • the applicant puts the finger in correspondence of seat 34 of the biometric sensor 32 for the validation of his own print against the one stored in protected form in card 10 and sensed by reader 30.
  • Reader 30 autonomously provides to reading the data of card 10 through the mathematical expression or algorithn and the personal identification code CIP of the applicant: such code is therefore utilized as a cryptographic key to generate the security code which printer 36 prints on the paper support forming the credit instrument or security o r document 12. Also in this case, the details of the transaction are recorded through the communication line 20 in the information system SI of the issuing institution.
  • the third apparatus will be installed in the same institutions o r with a branch.
  • the owner of the personalized instrument 12 introduces preliminarily in reader 44 of said apparatus his card 10 and at the same time or immediately after, outs his finger on seat 50 of the biometric sensor 46, for the validation of his print against the one stored in protected form in the microprocessor of the same card.
  • reader 44 reads on card 10 the personal identification code CIP of the owner of instrument 12, which is adopted as a key to check the consistency between the two parts of the security code, utilizing the same mathematical expression of cryptography used on the issue of said instrument.
  • the operations concerning the issue stage of card 10 with the intervention of the first apparatus may comprise also the issue of a further card for a co-holder whose particulars a re obtained with the same modalities described above.
  • the same apparatus issuing the card may provide also to the renewal of the same, with the updating of the particulars on the client and/or the issue of a new personalized document.
  • the system for the authen- tication and management of registered credit instruments and documents subject matter of this invention provides guarantees of utmost security; in fact, the issued instruments can be exacted only by the legitimate holder based on a precise and univocal check.
  • the apparatus for the issue of the registered credit instrument or document and the apparatus for the related validation, and possibly also the first apparatus providing to issuing the personalized card might be incorporated in only apparatus; in the same way, the card reader and the biometric sensor comprised in the second and the third apparatus might be incorporated in one only station.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Human Computer Interaction (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Collating Specific Patterns (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Inspection Of Paper Currency And Valuable Securities (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

Ce système d'authentification et de gestion sûres d'instruments ou de documents de crédit enregistrés comprend: - un document (10) personnalisé pourvu d'un microprocesseur pour la mémorisation du code personnel d'identification (CIP) du détenteur, ainsi que des informations relatives à des caractéristiques biométriques de celui-ci; - des moyens de remise de ce document (10) au détenteur; - des moyens d'émission d'instruments (12) ou de documents de crédit enregistrés; - des moyens de validation de ces instruments (12) de crédit, tous ces moyens étant pourvus d'un dispositif destiné à recueillir au moins une caractéristique biométrique du détenteur. Ce système est caractérisé en ce que les instruments (12) de crédit comprennent au moins un code de sécurité produit de manière univoque, par utilisation du code d'identification personnel (CIP) en tant que clé de chiffrement, en ce que les informations sont associés à une expression mathématique des données relatives à de l'empreinte digitale d'au moins un doigt du détenteur du document (10), et en ce que la reconnaissance de l'émission de l'instrument (12) de crédit et la validation de celui-ci sont obtenues par comparaison entre les informations obtenues par lecture directe du doigt du détenteur et celles obtenues par application de l'expression mathématique aux informations conservées dans le document (10).
PCT/EP1995/005015 1995-10-13 1995-12-18 Systeme permettant une authentification et une gestion sures d'instruments et de documents de credit enregistres WO1997015032A1 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
EP95941724A EP0855070A1 (fr) 1995-10-13 1995-12-18 Systeme permettant une authentification et une gestion sures d'instruments et de documents de credit enregistres
BR9510650-2A BR9510650A (pt) 1995-10-13 1995-12-18 Sistema para autenticação e gerenciamento seguros de instrumentos e documentos registrados de crédito
AU43052/96A AU4305296A (en) 1995-10-13 1995-12-18 System for the safe authentication and management of registered credit instruments and documents

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IT95MI002105A IT1277257B1 (it) 1995-10-13 1995-10-13 Sistema per l'autenticazione e la gestione in sicurezza di titoli e documenti nominativi
ITMI95A002105 1995-10-13

Publications (1)

Publication Number Publication Date
WO1997015032A1 true WO1997015032A1 (fr) 1997-04-24

Family

ID=11372360

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP1995/005015 WO1997015032A1 (fr) 1995-10-13 1995-12-18 Systeme permettant une authentification et une gestion sures d'instruments et de documents de credit enregistres

Country Status (9)

Country Link
EP (1) EP0855070A1 (fr)
AR (1) AR000830A1 (fr)
AU (1) AU4305296A (fr)
BR (1) BR9510650A (fr)
CA (1) CA2234577A1 (fr)
IT (1) IT1277257B1 (fr)
MX (1) MX9802873A (fr)
TN (1) TNSN96070A1 (fr)
WO (1) WO1997015032A1 (fr)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1999049379A2 (fr) * 1998-03-06 1999-09-30 Fargo Electronics, Inc. Mecanisme d'impression et de deverouillage de securite pour imprimantes haute securite
WO2000022769A1 (fr) * 1998-10-14 2000-04-20 Sonera Smarttrust Oy Procede et appareil de mise en place d'un marquage de securite
WO2000046770A1 (fr) * 1999-02-08 2000-08-10 Pulse Systems, Inc. Systeme et procede pour l'evaluation d'un document et la creation d'un enregistrement du processus d'evaluation et d'une transaction associee
WO2000048135A1 (fr) * 1999-02-11 2000-08-17 Image Data, Llc Systeme de verification d'identite positive et procede incluant l'authentification anthropometrique de l'utilisateur
US7107245B1 (en) * 2000-04-20 2006-09-12 Gaming System Technologies, Llc Biometric gaming access system
US7278581B2 (en) 2000-02-16 2007-10-09 Yong Kin Ong Electronic credit card-ecc
US8322606B2 (en) 2000-02-16 2012-12-04 Ong Yong Kin Michael Electronic credit card—ECC

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113808307B (zh) * 2021-09-19 2022-11-22 安徽江淮汽车集团股份有限公司 基于信贷锁车功能的紧急解锁控制方法

Citations (7)

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Publication number Priority date Publication date Assignee Title
GB1369537A (en) * 1971-04-21 1974-10-09 Ostertag Werke Ag System for dispensing units of value
EP0097110A2 (fr) * 1982-06-08 1983-12-28 Michel Bonnaval-Lamothe Procédé de contrôle de l'usage de documents réservés
FR2581776A1 (fr) * 1985-05-09 1986-11-14 Bertin & Cie Procede et dispositif pour l'etablissement et le controle d'un document a usage reserve a son titulaire, et document ainsi etabli
US5157726A (en) * 1991-12-19 1992-10-20 Xerox Corporation Document copy authentication
GB2256170A (en) * 1991-05-02 1992-12-02 William Robert Brandes Integrated circuit card with fingerprint verification.
EP0590224A2 (fr) * 1992-09-29 1994-04-06 Franco Russi Procédé d'élaboration de documents de crédit et dispositif de détection de marques de propriété sur ces documents
WO1996005576A1 (fr) * 1994-08-10 1996-02-22 Prima Officina Carte Valori Turati Lombardi & C.S.P.A. Document de credit associe a une carte ou a un document personnalise, carte de credit independante personnalisee et equipement d'emission et de validation adapte

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1369537A (en) * 1971-04-21 1974-10-09 Ostertag Werke Ag System for dispensing units of value
EP0097110A2 (fr) * 1982-06-08 1983-12-28 Michel Bonnaval-Lamothe Procédé de contrôle de l'usage de documents réservés
FR2581776A1 (fr) * 1985-05-09 1986-11-14 Bertin & Cie Procede et dispositif pour l'etablissement et le controle d'un document a usage reserve a son titulaire, et document ainsi etabli
GB2256170A (en) * 1991-05-02 1992-12-02 William Robert Brandes Integrated circuit card with fingerprint verification.
US5157726A (en) * 1991-12-19 1992-10-20 Xerox Corporation Document copy authentication
EP0590224A2 (fr) * 1992-09-29 1994-04-06 Franco Russi Procédé d'élaboration de documents de crédit et dispositif de détection de marques de propriété sur ces documents
WO1996005576A1 (fr) * 1994-08-10 1996-02-22 Prima Officina Carte Valori Turati Lombardi & C.S.P.A. Document de credit associe a une carte ou a un document personnalise, carte de credit independante personnalisee et equipement d'emission et de validation adapte

Cited By (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6650430B2 (en) 1998-03-06 2003-11-18 Fargo Electronics, Inc. Security printing and unlocking mechanism for high security printers
WO1999049379A3 (fr) * 1998-03-06 1999-12-09 Fargo Electronics Inc Mecanisme d'impression et de deverouillage de securite pour imprimantes haute securite
WO1999049379A2 (fr) * 1998-03-06 1999-09-30 Fargo Electronics, Inc. Mecanisme d'impression et de deverouillage de securite pour imprimantes haute securite
WO2000022769A1 (fr) * 1998-10-14 2000-04-20 Sonera Smarttrust Oy Procede et appareil de mise en place d'un marquage de securite
CN1336051B (zh) * 1998-10-14 2013-05-08 桑纳拉斯麦脱信托有限公司 安全标记应用的方法和系统
US7010694B2 (en) 1998-10-14 2006-03-07 Harri Vatanen Method and system for application of a safety marking
CN1336051A (zh) * 1998-10-14 2002-02-13 桑纳拉斯麦脱信托有限公司 安全标记应用的方法和系统
WO2000046770A1 (fr) * 1999-02-08 2000-08-10 Pulse Systems, Inc. Systeme et procede pour l'evaluation d'un document et la creation d'un enregistrement du processus d'evaluation et d'une transaction associee
US6341169B1 (en) 1999-02-08 2002-01-22 Pulse Systems, Inc. System and method for evaluating a document and creating a record of the evaluation process and an associated transaction
WO2000048135A1 (fr) * 1999-02-11 2000-08-17 Image Data, Llc Systeme de verification d'identite positive et procede incluant l'authentification anthropometrique de l'utilisateur
US7278581B2 (en) 2000-02-16 2007-10-09 Yong Kin Ong Electronic credit card-ecc
US7533828B2 (en) 2000-02-16 2009-05-19 Ong Yong Kin Michael Electronic credit card—ECC
US8322606B2 (en) 2000-02-16 2012-12-04 Ong Yong Kin Michael Electronic credit card—ECC
US7107245B1 (en) * 2000-04-20 2006-09-12 Gaming System Technologies, Llc Biometric gaming access system

Also Published As

Publication number Publication date
TNSN96070A1 (fr) 1998-12-31
ITMI952105A0 (fr) 1995-10-13
CA2234577A1 (fr) 1997-04-24
AR000830A1 (es) 1997-08-06
EP0855070A1 (fr) 1998-07-29
IT1277257B1 (it) 1997-11-05
BR9510650A (pt) 2000-10-31
MX9802873A (es) 1998-11-29
ITMI952105A1 (it) 1997-04-13
AU4305296A (en) 1997-05-07

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