WO1988010467A1 - Dispositif de paiement par carte de credit pour restauration avec service au volant - Google Patents

Dispositif de paiement par carte de credit pour restauration avec service au volant Download PDF

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Publication number
WO1988010467A1
WO1988010467A1 PCT/US1987/001479 US8701479W WO8810467A1 WO 1988010467 A1 WO1988010467 A1 WO 1988010467A1 US 8701479 W US8701479 W US 8701479W WO 8810467 A1 WO8810467 A1 WO 8810467A1
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WO
WIPO (PCT)
Prior art keywords
patron
panel
selection
selections
account
Prior art date
Application number
PCT/US1987/001479
Other languages
English (en)
Original Assignee
Lucero, James, L.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Lucero, James, L. filed Critical Lucero, James, L.
Priority to PCT/US1987/001479 priority Critical patent/WO1988010467A1/fr
Publication of WO1988010467A1 publication Critical patent/WO1988010467A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Definitions

  • This invention relates to interactive systems for menu selection and processing of said selection. More particularly, it relates to interactive systems whereupon making a selection a credit voucher is generated and the patron's credit account is debited.
  • Background of the Invention The restaurant industry has heretofore been highly labor intensive. To provide service to its patrons, sit-down types of restaurants have required personnel such as a host (or hostess) to seat the patrons and attend to their general needs, a waiter/waitress to take the patron's menu selection and communicate that selection to the kitchen and to deliver the prepared selection to the table, a cashier to receive payment for the food and service and bus boys and other personnel to assist the waiter in clean-up.
  • the fast-food industry is also labor intensive.
  • a cashier takes the patron's order, rings it up in the cash register, fills the order (or when the order cannot be immediately filled, communicates the order to the kitchen) and receives cash payment for the foods and drinks provided.
  • This process is inefficient since the establishment must be staffed with sufficient cashiers and cooks to properly fill the orders.
  • additional personnel by the way of a drive-through attendant or attendants are required.
  • obvious staffing problems cause occasional and sometimes frequent overstaffing or understaffing.
  • the inefficient utilization of personnel causes a major concern in this establishment over payroll expenses.
  • credit account indicia such as a credit card.
  • a system is set forth by which a patron may select and via a credit instrument pay for items selected from a population of items which may be foods selected from a menu.
  • the system includes a selector panel having for each item a button switch depressable to select each desired item from the population.
  • a video display screen may augment the selector as well as processor means coacting with the switches and screen to generate on the screen a visual representation corresponding to each item as it is selected so that the patron can visually verify the selection.
  • the system also includes means for issuing a credit voucher including means for identifying the credit instrument, which may be a card or the like and the account represented thereby, means for generating a voucher for signature by the patron and verification of the acceptance of payment terms represented thereby and a receipt for the patron's record.
  • the system includes means for debiting the patron's account and for imprinting on the voucher and receipt, for example, an indication of each item selected and a total charge therefor and a totalized charge. Also included are means for issuing the voucher and receipt to the patron for signature thereon.
  • the system includes a menu board or display associated with a kiosk containing certain equipment according to the present invention.
  • the menu board displays each item such as a food selection offered by the restaurant and its price.
  • a conventional speaker and receiver set can be provided at the menu board by which the patron may verbally enter his selections to an attendant at the restaurant.
  • a touch panel is provided at the kiosk, the panel having associated therewith means for reading and verifying the credit instrument and the patron's account represented thereby. If the patron's account is in arrears, or for some reason not verified, the system will reject the instrument and the patron will have to make the purchase on a cash basis.
  • the touch panel includes a plurality of switches, each switch or combination of switches adapted to indicate a particular selection by the patron. Visible and/or audible signals may be provided to indicate that the selection has been received by the system. If desired, a display screen may be associated with the panel to give the patron a visual display in .alphanumeric form of each selection and the price thereof. Hence, as the selections are made, a running total of items and charges therefor is displayed. Upon completion of the entry of the order by the patron, an end sequence signal is entered into the system as by the patron depressing an appropriate button switch.
  • the system totalizes the selections, adds on tax, where appropriate, and generates a grand total.
  • This grand total is debited from the customer's credit account.
  • the system imprints the selections, subtotal and grand total on a voucher and receipt, the voucher provided with a signature portion to be signed by the customer indicating acceptance of the credit condition attached to the credit instrument.
  • a receipt is also generated for the customer's records.
  • the system thereafter delivers the imprinted voucher and receipt to the customer and returns the credit instrument.
  • the selections made by the customer are also displayed at the restaurant for filling of the order.
  • the customer then drives up to the pick-up window and signs the voucher and hands the voucher to the attendant who, in turn, delivers the order to the patron.
  • the system is believed to increase the efficiency of many industries, in particular the restaurant industry, since some or many of the cashiers or attendants can be dispensed with. Further, the system provides a convenient method by which a patron may make his/her selection and automatically debit a credit account and hence operate on a non-cash basis .
  • Fig. 1 is a perspective view of a portion of a drive-through establishment incorporating the system according to the present invention
  • Fig. 2 is a front view of the panel for the system by which the patron may enter his/her selections and the display for said selections;
  • Fig. 3 is a logic diagram illustrating the operation of the system according to the present invention.
  • Fig. 4 is a side section view of a portion of a kiosk incorporating the panel according to the present invention including means for storing and protecting the panel when not in use;
  • Fig. 4B is a perspective view of portions of the mechanism for storing and protecting the panel illustrating the operation thereof;
  • Fig. 5 is a perspective side view of an alternative kiosk for the system according to the present invention.
  • Figs. 6 and 7 are side section views of a portion of the kiosk of Fig. 5 illustrating the operation of the panel in a first position for manipulation by a patron and in a second position at which the panel is protected from the elements and vandalism.
  • Fig. 1 shows generally a drive-through arrangement for a fast food restaurant.
  • the illustration and employment of the invention for a fast food drive-through is merely by way of example and it should be understood that as hereinafter described the invention is equally useful in fast food establishments not having a drive-through, in other types of restaurants and other types of industries.
  • a fast food establishment 10 includes a drive-through shown generally as 12.
  • the establishment 10 has a main building 14 in which is housed kitchen facilities r personnel, and if desired, a patron sit-down area, counter and other equipment conventionally provided in such installations. Also included are displays as hereinafter set forth for carrying out the various functions according to the present invention.
  • Traversing adjacent the building 14 is a drive 16 defined between curbs 18 along which a motorist operates his vehicle through the drive-through 12.
  • the building 14 may jut out to define a pick-up window 20 where the foodstuffs are ultimately delivered to the customer.
  • the pick-up window 20 is preferably arranged closely adjacent the drive 16.
  • a motorist desiring to pick-up and pay for his/her food order by traversing the drive-through 12 operates his/her vehicle along the drive 16 in the direction shown by arrow 22.
  • a menu board 24 having displayed thereon the various selections of foodstuffs offered by the establishment 10. Each foodstuff item is listed with its price.
  • the customer stops his/her vehicle at the menu board 24 and eyes the various foodstuff items and prices therefor in preparation to make their selection.
  • a transceiver or 2-way speaker 26 Disposed at the menu board 24 is a transceiver or 2-way speaker 26 which enables an employee (drive-through attendant) within the main building 14 to prompt the customer selection and enables the customer to verbally make his/her selections.
  • the attendant When the customer's vehicle reaches the menu board, typically the attendant requests that the customer make their selection, the selections being received at the speaker 26 and transmitted by suitable means to a receiving speaker (not shown) in the main building 14 where the attendant makes note of the selection and at the end of the selection process announces the total price of the customer's order.
  • the customer thereafter motors to the pick-up window 20 and tenders, in cash, the price for the order and the attendant transfers the order to the customer.
  • the present invention includes a kiosk 28 disposed adjacent the menu board 24.
  • the kiosk 28 has a housing 30 defining a base 31 extending upwardly from the ground with a transverse extension 32 projecting toward and perhaps slightly into the area over the drive 16 for access by a customer from their vehicle.
  • the extension 32 terminates at an opening 34 which reveals certain components of the system according to the present invention.
  • a panel 36 Disposed in the kiosk 28, and presented at the opening 34 is a panel 36 incorporating various features according to the present invention.
  • the panel 36 communicates, via an underground cable or the like, with the main building 14, its ⁇ various video displays as hereinafter set forth and processing equipment. As illustrated, the panel 36 may be somewhat slanted for ease of operation by the motorist/customer. With reference to Fig. 2, the details of an exemplary panel 36 will now be described.
  • the panel 36 includes a panel board 38 providing support for the various components of the panel 36. Located on the board 36 are a plurality of button switches (not shown) of known design which interact with various processing equipment.
  • a flexible skin 40 of durable, washable plastic or the like overlays the board 36 and the various button switches thereon.
  • the skin 40 is embossed or imprinted with indicia which identifies the various switch buttons.
  • the skin 40 may be imprinted with a matrix design or grid 42 each coordinate defining an area superimposed over a designated button switch.
  • twenty coordinate locations defining buttons 44a-t are defined, each button representing a particular foodstuff item to be selected.
  • buttons for example, for example 44t, representing a cancel or "clear entry" control and a selection end button 46.
  • the panel could also be embodied as a touch screen which, via a monitor, displays a representation of the grid 42 and includes light switches or the like which are interrupted when a portion of the screen is touched.
  • the customer when making his/her selections r for example, depresses button 44a to select a hamburger r button 44g to select a beef taco, and button 44k to select onion rings. As described below, this selection is communicated to the main building 14 displays so that personnel therein can fill the orders.
  • an indicator light 48 associated with each button and defined, for example, by an indicator light underlying a transparent area of the skin 40, may be provided. These lights may be green, for example. Accordingly, when the customer touches button 44a to make the selection of the hamburger, light 48 will flash indicating to the customer that that selection has been entered.
  • means may be provided for controlling the intensity of the lights 48. For example, upon selection of a first hamburger, light 48 would decrease slightly in intensity. After the selection of the second hamburger, the intensity would reduce still further. Hence by perceiving the intensity of the light 48 the customer can determine the number of any particular .items selected.
  • the light 48 would flash signifying that the selection has been made.
  • an audible tone may be generated.
  • the patron would depress button 46 indicating the end of the selection process and terminating at least that portion of the transaction for the customer.
  • the panel 36 may also include a CRT video display 50.
  • the display 50 is adapted to indicate what selections have been made, the total charge to the customer for those selections and, if desired, the itemized cost breakdown. Hence, in addition to or in lieu of the means for controlling the intensity of the lights 48, as each selection is made, it is displayed at display 50.
  • the display 50 would signify the number being selected. Hence, the customer can quickly and easily verify the selections made.
  • An acronym system for abbreviating the selections may be adopted as necessary. Further scroll-up or scroll-down controls may be necessary for selections of a large number of items, of course, depending upon the size of the display 50 and the manner in which the items are presented. .
  • the patron is able to enter his/her own selections, verify those selections either by means of the lights 48, audible tone, or the display 50 or combination thereof, the selections being communicated to the main building 14 and presented upon suitable displays in the kitchen and/or pick-up window 20 such that personnel can properly fill the order. Since the customer inputs their own selections into the system an attendant or the number of attendants can be reduced thereby eliminating certain labor costs.
  • the customer is provided with a credit instrument in the form of a credit card 52 as shown in Fig. 2 and as well known in the art.
  • the card 52 may be issued by the establishment, i.e., a McDonald's, Burger King card, or may be a card issued by a bank or other credit institution, i.e, Master Card, Visa.
  • the card 52 represents a credit account for the customer created pursuant to an application therefor and acceptance of the terms of payment of the account by the customer.
  • the issuer of the card 52 submits a statement to the customer for payment. Traditionally, these statements include a date of purchase, merchant identification means, and the amount of purchase.
  • Each card 52 for identification thereof by the system according to the present invention includes a magnetic strip 54 encoded with customer account identification means recognizable by the system.
  • the card 52 or credit instrument may be encoded by other suitable electronic means, by bar code or other means in existence or hereinafter developed. Suffice it to say the card 52 includes a machine readable means for identifying the customer account represented by the card 52.
  • the panel 36 includes means for reading the card 52.
  • the panel 36 includes a slot 56 into which the customer inserts the card 52 for recognition by the system.
  • the card 52 which ' may be driven into registry with an appropriate card reader 58 (Fig. 4A) , is received into the system and may be held during the customer selection process.
  • the reader 58 communicates the account information to a processor (not shown) contained within the main building 14 which verifies the account and its status, i.e., not in arrears. Once the account is recognized and verified, a prompt which may be displayed at display 50 or may be an audible tone is generated indicating to the customer to begin the selection process.
  • the processor may be linked with a central processor which maintains the accounts and their status for all cardholders.
  • the system according to the present invention also includes means for generating a transaction slip shown as 60 in Fig. 2.
  • These means include an imprinter shown generally as 62 in Fig. 4A, the imprinter including means for feeding individual packs of slips 60 or a roll of slips and means.for severing the slips as desired.
  • the slip pack 60 includes in its most rudimentary embodiment a voucher 64 and a receipt 66.
  • the imprinter 62 imprints, preferably simultaneously, the voucher 64 and receipt 66 with a listing of the items selected, the charges therefor, tax and a total shown as 68.
  • the slip pack 60 may be of the type having carbonless .transfer medium therebetween. Hence, as the imprinter impacts the voucher 64 the image is transferred to receipt 66.
  • the slip pack 60 or at least the voucher 64 also has imprinted thereon a signature line 70 and merchant identifying information and time and date,
  • the imprinter 62 delivers the slip pack 60 from a delivery slit 72 at the panel 36. The customer thereafter removes the slip pack 60 for signature authorization of the credit purchase.
  • the patron Upon arrival at the kiosk 28, the patron would be requested to signify whether the purchase is going to be on a cash basis or credit basis.
  • the request may be done audibly through speaker 26 by an attendant in the main building 14 or may be by other suitable means such as a voice sensitizer or the like.
  • the system may be rendered inactive and the patron would make his/her selections verbally to the speaker 26 in the manner described above. The selections are noted by an attendant in the main building 14. Should the patron indicate that the purchase is going to be made on a credit basis, the system would be initialized and the panel 36 presented for operation by the patron.
  • the patron would insert their particular credit instrument or card 52 into the slot 56 for recognition and authorization of the customer's account. Should the account not be recognized or be in arrears, a void indication would be displayed at display 50 and at the establishment display and use of the card 52 would be denied. Accordingly, the patron would have to proceed thereafter on a cash basis. If the account is recognized, the system would enter the selection mode whereupon the patron makes his/her selections in the manner described above by depressing selective buttons 44a-s. As the selections are being made, a display 50 verifies the selection and the selections are also displayed at a suitable monitor in the main building 14 informing personnel therein of said selections.
  • end button 46 is depressed, signaling the system of the end of the selection process whereupon the CPU totalizes the selection, adds tax and generates a total 66.
  • the total is displayed at terminal 50 and at a monitor in the main building 14 and, if desired, in the kitchen within the main building, so that cooking personnel are aware of the selections and can schedule their preparations of the foodstuffs.
  • the system at the same time debits the customer's account in the amount of the purchase indicating the date of purchase and some type of establishment identification, i.e., merchant number.
  • the imprinter 62 imprints upon the slip pack 60 the items- selected, prices, tax, and the total 68 and issues the slip pack 60 to the customer.
  • the customer thereafter removes the slip pack 60 from the panel 36 and the card 52 from the slot 56. Thereafter, the customer motors to the pick-up window 20, signs the voucher 64 at the signature line 70 and presents the voucher 64 to an attendant at the pick-up window 20. The attendant receives the voucher 64 for their records and hands the items selected to the customer. The customer then drives away with thei credit purchase, of the foodstuffs.
  • the CPU within the main building 14 communicates with a main accounting processor for generating monthly statements to customers.
  • the CPU at the main building 14 may be unloaded onto a tape or disk which is thereafter transported to the building facility.
  • the signed vouchers 64 are retained as a record for verification of the purchase by the customer.
  • the system according to the present invention provides for the customer to make his/her own selection thereby not requiring personnel for that purpose.
  • clerks have been required to receive the order and hence for that time are unavailable for other tasks.
  • efficient use of personnel and minimization of labor costs are obtained.
  • the facility of the system for providing for a credit purchase is believed to be of significant importance to customers who do not like to carry cash, or may not have cash on hand.
  • the panel 36 is pivotally joined along its lower margin 74 to the extension 32 at the opening 34.
  • a panel linkage 76 Connected at at least one side margin of the panel 36 is a panel linkage 76.
  • Panel linkage 76 includes a first link 78 pivotally joined at one end to the panel 36 and having at the other end a pin which pivotally mounts one end of a second link 80. Opposite the pin 79, the second link 80 is pivotally attached to the kiosk housing 30.
  • the linkage 76 further includes a lost motion actuator link 82 receiving an actuator 84 of an actuator rod 86. Movement of the rod 86 downwardly from the position shown in Figs. 4A and 4B moves the pin 79 downwardly operating the first and second links 78 and 80 to pivot the panel 36 in the direction indicated by arrows 88 to pivot the panel 36 about its lower margin 74 inwardy and downwardly into the housing 30 for concealment thereof.
  • a protective flap 90 is provided within the extension 32 and is connected along its upper margin by a hinge 92 to the extension 32.
  • the flap 90 is withdrawn into the housing 30 in the manner illustrated.
  • flap linkage 94 is provided including an arm 96 pivotally attached at one end to at least one side margin of the flap 90 and at the other end to a pin 98.
  • a leg 100 is pivotally attached at one end to the pin 98 and at the other end to the housing 30.
  • a slide 102 is likewise connected to pin 98 and receives a second actuator 104 which is likewise attached to the actuator rod 86.
  • Slide 102 has a track 106 slidably receiving the second actuator 104.
  • the second actuator 104 bottoms in the track 106 and urges the pin 98 downwardly causing the arm-96 and leg 104 to manipulate the flap 90 in a manner so as to position it to cover the opening 34. In this position, the flap 90 is locked by the flap linkage 94. In the completely closed position, the second actuator 104 is disposed at the top of the track 106.
  • the actuator rod 86 is driven upwardly by suitable means pivoting the flap 90 inwardly about its hinge 92 revealing the opening 34.
  • the first actuator 84 urges the pin 79 upwardly reversibly pivoting the panel 36 ultimately to its reveal position shown in Fig. 4A. In this position, the panel 36 is locked.
  • Figs. 5-7 a further embodiment of the kiosk according to the present invention is shown. Like components carry the same reference numerals. According to this embodiment, the kiosk
  • the 28' has a base 31' which may be provided with an aesthetically pleasing brick exterior.
  • the menu board 24 projects upwardly from the ' base 31' displaying the various selections.
  • a speaker 26 is provided at the menu board for audibly entering the customer selection.
  • a tubular neck 108 Extending upwardly and forwardly (towards the drive 16) is a tubular neck 108 having at its end a rectangular, box like head 110 housing the panel 36 of the type described above. When the patron has elected to make his/her purchase on credit, the panel 36 is presented for that purpose. Electronic cables extend from the panel 36 through the neck 108 into the base 31' and, via underground cables or the like, to the main building 14.
  • the head 110 is attached by bolts 112 to a flange 114 for the neck 108.
  • the head 110 has an aperture 116 which registers with the hollow neck 108 to pass an electronic cable 118 communicating with the appropriate processor.
  • a multiple connection jack 120 is provided for coupling the cable 118 to a similar cable (not shown) passing along the length of the neck 108 into the base 31' .
  • the head 110 Opposite the aperture 116 the head 110 has the opening 34 providing access to the panel 36 for operation of the system.
  • an angular wall 122 is provided and at the lowermost edge a footing 124.
  • the panel 36 is disposed upon a semi-cylindrical drum 126. disposed within the head " 110 for rotation about a horizontal axis.
  • a horizontally arranged stub shaft 128 journals the drum 126 to the head 110 for rotation in the direction indicated by arrow 130.
  • the drum 126 has a semi-cylindrical backing 132 which is solid along its axial extent, the backing 132 being provided with a peripheral cable way 134 arranged in a radial plane and passing the cable 118 which extends from the panel 36 and the components thereof through the aperture 116.
  • the backing 132 joins the panel 36 at its upper and lower margins 136a-b, respectively. When in the display position, the upper margin 136a adjoins wall 122 whereas lower margin 136b adjoins footing 124. Hence, the panel 36 is presented for operation by the customer.
  • means are provided for rotating the drum 126 about the shaft 128 to the panel concealed position shown in Fig. 7.
  • drive means (not shown) are provided and are coupled to one of the shafts 128.
  • the drive means When energized, the drive means rotates the drum in a counter- clockwise direction to a concealed position whereat the lower margin 136b engages or lies adjacent wall 122.
  • the way 134 accommodates the cable 118 during the rotation of the drum 126.
  • the drive means stops the rotation and locks the drum 126 in the concealed position.
  • the backing 122 is presented at the opening 34 thereby protecting the panel 36 and the other components of the system.
  • a movable, arcuate cover 138 is provided at the footing 124.
  • a tab 140 provided thereon passes through a track (not shown) along the cover 138, engaging a stop (not shown) at the forward end, i.e., the end of the cover 138 at the opening 34, to pull the cover 138 from the head 110 as the drum 126 rotates.
  • the cover 138 has a stop 142 at its rear end to engage the footing 124 to limit its extension from the head 110.
  • the drum 126 has pulled the cover 138 over the way
  • the drive means is reversibly driven.to rotate the drum 126 in a clockwise
  • the cover 138 may be spring loaded to maintain engagement with the tab 140 such that as the drum 126 is rotated in a clockwise direction, the cover 138 is withdrawn into the head 110.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Système particulièrement adapté pour être utilisé dans des établissements de restauration rapide avec service au volant, grâce auquel un client fait son choix et règle sa commande avec une carte de crédit. Ce système comporte un tableau (36) possédant une pluralité de commutateurs à effleurement (44a-t), chacun ou plusieurs correspondant à un article particulier, par exemple des aliments, à choisir. Le système identifie la carte de crédit (52) et le compte du client, après quoi ce dernier pianote son choix sur le tableau. Ce choix est reproduit dans, par exemple, l'immeuble principal chargé de l'exécution de la commande et peut également être affiché (50) sur le tableau en vue de la vérification de son choix par le client. Une fois la commande passée, une quittance de crédit (64) et un reçu (66) sont produits sur le tableau et remis au client dont le compte est débité du montant de la commande. Le client signe la quittance, acceptant les conditions de crédit qui sont stipulées, et remet cette quittance signée en échange de la livraison de sa commande.
PCT/US1987/001479 1987-06-19 1987-06-19 Dispositif de paiement par carte de credit pour restauration avec service au volant WO1988010467A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/US1987/001479 WO1988010467A1 (fr) 1987-06-19 1987-06-19 Dispositif de paiement par carte de credit pour restauration avec service au volant

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US1987/001479 WO1988010467A1 (fr) 1987-06-19 1987-06-19 Dispositif de paiement par carte de credit pour restauration avec service au volant

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WO1988010467A1 true WO1988010467A1 (fr) 1988-12-29

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Cited By (10)

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EP0501697A2 (fr) * 1991-02-27 1992-09-02 AT&T Corp. Médiation de transactions par un système de communication
US7527195B2 (en) 2005-04-11 2009-05-05 Bill Me Later, Inc. Method and system for risk management in a transaction
US7560866B2 (en) 2005-04-18 2009-07-14 Marvell World Trade Ltd. Control system for fluorescent light fixture
US7890393B2 (en) 2002-02-07 2011-02-15 Ebay, Inc. Method and system for completing a transaction between a customer and a merchant
US8001040B2 (en) 2005-01-25 2011-08-16 Ebay Inc. Computer-implemented method and system for dynamic consumer rating in a transaction
US8433648B2 (en) 2007-02-26 2013-04-30 Bill Me Later, Inc. Method and system for engaging in a transaction between a consumer and a merchant
US8554669B2 (en) 2007-01-09 2013-10-08 Bill Me Later, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale
US8571972B2 (en) 2004-02-23 2013-10-29 Bill Me Later, Inc. Computer-implemented method, system and apparatus for the dynamic verification of a consumer engaged in a transaction with a merchant and authorization of the transaction
US8719164B2 (en) 2008-06-19 2014-05-06 Bill Me Later, Inc. Method and system for engaging in a transaction between a business entity and a merchant
US10580070B2 (en) 2007-05-02 2020-03-03 Paypal, Inc. Distributed system for commerce

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US9412132B2 (en) 2007-01-09 2016-08-09 Paypal, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale
US8554669B2 (en) 2007-01-09 2013-10-08 Bill Me Later, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale
US9684931B2 (en) 2007-01-09 2017-06-20 Paypal, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale
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US11847692B2 (en) 2007-01-09 2023-12-19 Paypal, Inc. Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale
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US10580070B2 (en) 2007-05-02 2020-03-03 Paypal, Inc. Distributed system for commerce
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