US9092690B2 - Extraction of financial account information from a digital image of a card - Google Patents

Extraction of financial account information from a digital image of a card Download PDF

Info

Publication number
US9092690B2
US9092690B2 US13/798,026 US201313798026A US9092690B2 US 9092690 B2 US9092690 B2 US 9092690B2 US 201313798026 A US201313798026 A US 201313798026A US 9092690 B2 US9092690 B2 US 9092690B2
Authority
US
United States
Prior art keywords
characters
card
payment
information
image
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active, expires
Application number
US13/798,026
Other languages
English (en)
Other versions
US20140270329A1 (en
Inventor
Henry Allan Rowley
Ashok Chhabedia Popat
Michael Edward Jahr
Zhifei Li
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Google LLC
Original Assignee
Google LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Google LLC filed Critical Google LLC
Priority to US13/798,026 priority Critical patent/US9092690B2/en
Assigned to GOOGLE INC. reassignment GOOGLE INC. ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS). Assignors: LI, ZHIFEI, JAHR, MICHAEL EDWARD, ROWLEY, HENRY ALLAN, POPAT, ASHOK CHHABEDIA
Publication of US20140270329A1 publication Critical patent/US20140270329A1/en
Application granted granted Critical
Publication of US9092690B2 publication Critical patent/US9092690B2/en
Assigned to GOOGLE LLC reassignment GOOGLE LLC CHANGE OF NAME (SEE DOCUMENT FOR DETAILS). Assignors: GOOGLE INC.
Active legal-status Critical Current
Adjusted expiration legal-status Critical

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/20Image acquisition
    • G06K9/2054Selective acquisition/locating/processing of specific regions, e.g. highlighted text, fiducial marks, predetermined fields, document type identification
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/00442Document analysis and understanding; Document recognition
    • G06K9/00449Layout structured with printed lines or input boxes, e.g. business forms, tables
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/18Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints using printed characters having additional code marks or containing code marks, e.g. the character being composed of individual strokes of different shape, each representing a different code value
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/36Image preprocessing, i.e. processing the image information without deciding about the identity of the image
    • G06K9/46Extraction of features or characteristics of the image
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/62Methods or arrangements for recognition using electronic means
    • G06K9/6267Classification techniques
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K9/00Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K9/62Methods or arrangements for recognition using electronic means
    • G06K9/72Methods or arrangements for recognition using electronic means using context analysis based on the provisionally recognised identity of a number of successive patterns, e.g. a word
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K2209/00Indexing scheme relating to methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
    • G06K2209/01Character recognition
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments
    • G06Q20/3567Software being in the reader
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
US13/798,026 2013-03-12 2013-03-12 Extraction of financial account information from a digital image of a card Active 2034-01-17 US9092690B2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
US13/798,026 US9092690B2 (en) 2013-03-12 2013-03-12 Extraction of financial account information from a digital image of a card

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US13/798,026 US9092690B2 (en) 2013-03-12 2013-03-12 Extraction of financial account information from a digital image of a card
CN201480023971.6A CN105247541B (zh) 2013-03-12 2014-03-12 改进的从卡的数字图像中提取金融账户信息
CN201711456994.8A CN108256442A (zh) 2013-03-12 2014-03-12 改进的从卡的数字图像中提取金融账户信息
PCT/US2014/024330 WO2014165081A1 (en) 2013-03-12 2014-03-12 Improved extraction of financial account information from a digital image of a card
EP14778802.0A EP2973227A4 (en) 2013-03-12 2014-03-12 Improved extraction of financial account information from a digital image of a card
US14/743,455 US20150287002A1 (en) 2013-03-12 2015-06-18 Extraction of financial account information from a digital image of a card
US15/915,054 US10318835B2 (en) 2013-03-12 2018-03-07 Extraction of data from a digital image
US16/402,186 US10614334B2 (en) 2013-03-12 2019-05-02 Extraction of data from a digital image

Related Child Applications (1)

Application Number Title Priority Date Filing Date
US14/743,455 Continuation US20150287002A1 (en) 2013-03-12 2015-06-18 Extraction of financial account information from a digital image of a card

Publications (2)

Publication Number Publication Date
US20140270329A1 US20140270329A1 (en) 2014-09-18
US9092690B2 true US9092690B2 (en) 2015-07-28

Family

ID=51527196

Family Applications (4)

Application Number Title Priority Date Filing Date
US13/798,026 Active 2034-01-17 US9092690B2 (en) 2013-03-12 2013-03-12 Extraction of financial account information from a digital image of a card
US14/743,455 Abandoned US20150287002A1 (en) 2013-03-12 2015-06-18 Extraction of financial account information from a digital image of a card
US15/915,054 Active US10318835B2 (en) 2013-03-12 2018-03-07 Extraction of data from a digital image
US16/402,186 Active US10614334B2 (en) 2013-03-12 2019-05-02 Extraction of data from a digital image

Family Applications After (3)

Application Number Title Priority Date Filing Date
US14/743,455 Abandoned US20150287002A1 (en) 2013-03-12 2015-06-18 Extraction of financial account information from a digital image of a card
US15/915,054 Active US10318835B2 (en) 2013-03-12 2018-03-07 Extraction of data from a digital image
US16/402,186 Active US10614334B2 (en) 2013-03-12 2019-05-02 Extraction of data from a digital image

Country Status (4)

Country Link
US (4) US9092690B2 (zh)
EP (1) EP2973227A4 (zh)
CN (2) CN108256442A (zh)
WO (1) WO2014165081A1 (zh)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190066113A1 (en) * 2017-08-30 2019-02-28 Mastercard International Incorporated Payment card transaction authorisation system and process
US10318835B2 (en) 2013-03-12 2019-06-11 Google Llc Extraction of data from a digital image

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10290036B1 (en) * 2013-12-04 2019-05-14 Amazon Technologies, Inc. Smart categorization of artwork
US20160125387A1 (en) * 2014-11-03 2016-05-05 Square, Inc. Background ocr during card data entry
CN104966077A (zh) * 2015-07-21 2015-10-07 携程计算机技术(上海)有限公司 银行卡的印刷体卡号的纵坐标的识别方法及系统
US9483693B1 (en) * 2015-11-25 2016-11-01 Clover Network, Inc. Free-hand character recognition on a touch screen POS terminal
US10853359B1 (en) 2015-12-21 2020-12-01 Amazon Technologies, Inc. Data log stream processing using probabilistic data structures
US10796422B1 (en) * 2017-05-31 2020-10-06 Charles Schwab & Co., Inc. System and method for capturing by a device an image of a light colored object on a light colored background for uploading to a remote server
US10007907B1 (en) 2017-09-25 2018-06-26 Capital One Services, Llc Method and system of capturing an image of a card
CN111935464B (zh) * 2020-10-19 2021-03-12 太仓市昊博技术服务有限公司 亮度识别仪表监控装置及方法

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090173784A1 (en) 2008-01-04 2009-07-09 Intuit Inc. Method and system for performing a card-present transaction using image capture on a portable device
US20100084476A1 (en) 2004-10-28 2010-04-08 At&T Intellectual Property I, Lp, Multiple function portable electronic devices
US20120050305A1 (en) 2010-08-25 2012-03-01 Pantech Co., Ltd. Apparatus and method for providing augmented reality (ar) using a marker
US20120284185A1 (en) 2011-05-04 2012-11-08 Lumber Labs, Inc. Image-Based Financial Processing
US20120310760A1 (en) 2011-06-03 2012-12-06 Simon Phillips Mobile device automatic card account selection for a transaction
US20140044303A1 (en) * 2012-08-10 2014-02-13 Lexmark International, Inc. Method of Securely Scanning a Payment Card
US20140119616A1 (en) * 2012-10-31 2014-05-01 Datacard Corporation Machine vision verification

Family Cites Families (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US318835A (en) * 1885-05-26 Grain-separator
EP0104824A3 (en) 1982-09-23 1986-12-30 Trw Inc. Method for contrast enhancement of embossed information
JPH0520300A (ja) * 1991-07-15 1993-01-29 Sharp Corp 文書処理装置
US8556168B1 (en) 2002-11-26 2013-10-15 Diebold Self-Service Systems, Division Of Diebold, Incorporated Automated banking machine operated responsive to data bearing records with improved resistance to fraud
US20040223648A1 (en) * 2003-05-05 2004-11-11 Keith Hoene Determining differences between documents
JP4250483B2 (ja) * 2003-08-25 2009-04-08 キヤノン株式会社 画像処理装置、画像処理方法ならびにプログラム、記憶媒体
US20060131389A1 (en) * 2004-12-16 2006-06-22 Hansup Kwon Data card authentication system and method
CA2667306A1 (en) * 2006-11-22 2008-12-04 Mark A. Cox Point 0f sale transaction device with magnetic stripe emulator and biometric authentication
JP4154700B1 (ja) * 2007-06-21 2008-09-24 健治 吉田 カード面の読取・命令実行方法
JP4486987B2 (ja) * 2007-09-26 2010-06-23 シャープ株式会社 画像データ出力処理装置、画像データ出力処理方法、プログラム及び記録媒体
US9269010B2 (en) * 2008-07-14 2016-02-23 Jumio Inc. Mobile phone payment system using integrated camera credit card reader
US8429078B2 (en) * 2008-09-11 2013-04-23 Visa U.S.A. Inc. Payment processing device signature verification
US20100125510A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of conducting transactions using a mobile wallet system
CN102009557B (zh) * 2009-12-09 2012-01-04 何少敦 一种答题卡标识装置及标识方法和识别方法
US9349063B2 (en) * 2010-10-22 2016-05-24 Qualcomm Incorporated System and method for capturing token data with a portable computing device
CN102436580A (zh) * 2011-10-21 2012-05-02 镇江科大船苑计算机网络工程有限公司 基于名片扫描仪的智能信息录入方法
WO2014028769A2 (en) * 2012-08-15 2014-02-20 Jumio Inc. Image processing for credit validation
US8942420B2 (en) 2012-10-18 2015-01-27 Qualcomm Incorporated Detecting embossed characters on form factor
US9092690B2 (en) 2013-03-12 2015-07-28 Google Inc. Extraction of financial account information from a digital image of a card

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100084476A1 (en) 2004-10-28 2010-04-08 At&T Intellectual Property I, Lp, Multiple function portable electronic devices
US20090173784A1 (en) 2008-01-04 2009-07-09 Intuit Inc. Method and system for performing a card-present transaction using image capture on a portable device
US20120050305A1 (en) 2010-08-25 2012-03-01 Pantech Co., Ltd. Apparatus and method for providing augmented reality (ar) using a marker
US20120284185A1 (en) 2011-05-04 2012-11-08 Lumber Labs, Inc. Image-Based Financial Processing
US20120310760A1 (en) 2011-06-03 2012-12-06 Simon Phillips Mobile device automatic card account selection for a transaction
US20140044303A1 (en) * 2012-08-10 2014-02-13 Lexmark International, Inc. Method of Securely Scanning a Payment Card
US20140119616A1 (en) * 2012-10-31 2014-05-01 Datacard Corporation Machine vision verification

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
Kang, "International Search Report and Written Opinion issued in International Application PCT/US2014/024330", Jul. 17, 2014, 1-11.

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10318835B2 (en) 2013-03-12 2019-06-11 Google Llc Extraction of data from a digital image
US10614334B2 (en) 2013-03-12 2020-04-07 Google Llc Extraction of data from a digital image
US20190066113A1 (en) * 2017-08-30 2019-02-28 Mastercard International Incorporated Payment card transaction authorisation system and process
US10825026B2 (en) * 2017-08-30 2020-11-03 Mastercard International Incorporated Payment card transaction authorization system and process

Also Published As

Publication number Publication date
US10318835B2 (en) 2019-06-11
CN105247541A (zh) 2016-01-13
CN105247541B (zh) 2018-01-23
CN108256442A (zh) 2018-07-06
US20180239983A1 (en) 2018-08-23
US20140270329A1 (en) 2014-09-18
EP2973227A1 (en) 2016-01-20
WO2014165081A1 (en) 2014-10-09
US20190258886A1 (en) 2019-08-22
US10614334B2 (en) 2020-04-07
US20150287002A1 (en) 2015-10-08
EP2973227A4 (en) 2017-01-25

Similar Documents

Publication Publication Date Title
US10614334B2 (en) Extraction of data from a digital image
US10387742B2 (en) Extracting card data for simultaneous display with an image
US9984313B2 (en) Hierarchical classification in credit card data extraction
US9740929B2 (en) Client side filtering of card OCR images
US9886641B2 (en) Extracting card identification data

Legal Events

Date Code Title Description
AS Assignment

Owner name: GOOGLE INC., CALIFORNIA

Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:ROWLEY, HENRY ALLAN;POPAT, ASHOK CHHABEDIA;JAHR, MICHAEL EDWARD;AND OTHERS;SIGNING DATES FROM 20140330 TO 20140415;REEL/FRAME:032671/0337

STCF Information on status: patent grant

Free format text: PATENTED CASE

AS Assignment

Owner name: GOOGLE LLC, CALIFORNIA

Free format text: CHANGE OF NAME;ASSIGNOR:GOOGLE INC.;REEL/FRAME:044334/0466

Effective date: 20170929

MAFP Maintenance fee payment

Free format text: PAYMENT OF MAINTENANCE FEE, 4TH YEAR, LARGE ENTITY (ORIGINAL EVENT CODE: M1551); ENTITY STATUS OF PATENT OWNER: LARGE ENTITY

Year of fee payment: 4