US3436009A - Envelope for cancelled bank checks - Google Patents

Description

April 1, J. T. ucHARDsoN- l 3,43 6,009 ENVELOPE FOR CANCELLEDTBANK CHECKS Filed June 26, 1967 FIG; lI

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OOO i- DOLLARS F/LE REGULAR CHECKS HERE RSN mil Q mlO FIRST NATIONAL BANK United States Patent O U.S. Cl. 229-71 5 Claims ABSTRACT OF THE DISCLOSURE For segregating cancelled bank checks the return envelope therefor has a row of die-cut perforations along which one panel can be severed to provide a separating flap.

Among the objects of this invention are: To provide for separating a stack of cancelled bank checks into two groups by means of an envelope supplied by a bank in which they are returned; and to accomplish this by diecutting a row of perforations in one panel of the envelope along which it can be severed transversely to provide a flap for insertion between the two groups of cancelled checks.

According to this invention an envelope is specially provided for use by a bank in returning a stack of cancelled checks to a depositor. The envelope is made up of front and back panels suitably secured together along 3 sides with the fourth side arranged to receive the cancelled checks. The front panel has a transversely extending row of die-cut perforations along which it can be severed to provide a flap at one end which can be inserted between the two groups ot checks. The flap has an extension on which the depositor can indicate the character of the group of checks which it underlies while the back panel extends beyond the front panel where the period for which the checks are issued can be inserted. A Window in the front panel exposes the cancelled check on top of the stack.

In the drawing: FIG. l is a plan view of an envelope embodying this invention and is shown as containing a stack of cancelled checks which is returned to the depositor -by his bank. FIG. 2 is a view, similar to FIG. l, but showing how the depositor has severed the front panel of the envelope and separated the cancelled checks into two groups, a portion of the top cancelled check of one of the groups being exposed.

Referring to the drawing the reference character designates, generally, an envelope which can be used by a bank for returning to a depositor a stack of cancelled checks. The envelope 10 has a front panel 11 and a back panel 12 which are integrally formed as a part of a one-piece blank of paper and folded along line 13 so that the front panel 11 overlies the back panel 12. Side aps 14 and 15 are yformed from the back panel 12 and are folded over along lines 16 and 17 so that they underlie the sides of the front panel 11 to which they are secured by suitable adhesive.

The front panel 11 has a window 18 through which the top check of a stack 19 of cancelled checks within the envelope 10 can be seen. The window 18 is located such that the name of the bank is visible. The upper edge 20 of the iront panel 11 is spaced for a substantial portion of its extent from the upper edge of the back panel 12 so as to provide a space 21 to indicate that regular checks are filed here.

In order to facilitate separating the stack 19 of can- 3,436,009 Patented Apr. 1, 1969 celled checks into two groups, for example one group being those checks which were issued for tax deductible items, a row of die-cuts 22 is provided transversely of the front panel 11 so as to divide it substantially as lndicated and form a Hap 23 which is used in separating the stack 19 of cancelled checks into two groups. The ap 23 has an extension 24 at its upper end on which the depositor can indicate the period for which the cancelled checks are reconciled.

In order to separate the stack 19 of cancelled checks into two groups, the depositor, as indicated by legend 25, severs the front panel 11 along the row 22 of diecuts as indicated at 26 in FIG. 2. Then one group of cancelled checks is inserted in the envelope entirely behind the front panel 11 including the flap 23 While the other group is inserted in the envelope 10 underneath only a portion of the front panel 11 while this second group of cancelled checks overlies the ap 23 as shown in FIG. 2.

The row of die-cuts 22 is located a substantial distance from the fold line 17 to provide the ap 23 of corresponding length. As shown, the arrangement is such that the flap has a length from the fold line 17 of about one-fourth to one-third the length of the front panel 11.

What is claimed as new is:

1. An envelope having an open side for use by a bank to return to a checking account owner a stack of cancelled checks comprising:

an imperforate back panel, and

a front panel secured to said back panel,

said front panel having a row of die-cut perforations extending transversely from said open side a substantial distance from one end thereof whereby it can ybe severed therealong to provide a ap between said row and one end of said front panel having a length suicient to separate said stack of cancelled checks between said panels into two groups.

2. The envelope according to claim 1 wherein said iap has a length at least one-fourth of the length of said front panel.

3. The envelope according to claim 2 wherein said front panel has a window through which a portion of the cancelled check at the top of said stack can be viewed.

4. The envelope according to claim 3 wherein said front panel is an integral continuation of said back panel with a fold line therebetween and said row of die-cut perforations extends to said fold line.

5. The envelope according to claim 4 wherein said panels are secured along three sides, are open at the fourth side, and said flap has an extension toward said fourth side.

References Cited UNITED STATES PATENTS 3,294,313 12/ 1966 Spaulding 229--85 3,339,828 9/1967 Hiersteiner 229-72 1,491,675 4/ 1924 Conklin 229-70 X 1,985,114 12/1934 Storcr 229-71 X 2,750,102 6/1956 Thurman 229-85 3,116,010 12/1963 Stevenson 229-72 FOREIGN PATENTS 611,021 3/1935 Germany.

DONALD F. NORTON, Primary Examiner.

U.S. Cl. X.R. 229--72

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