US2244908A - Checkbook and account record - Google Patents

Description

June 10, 1941. A

. A. FINNILA CHE cKBoox AND ACCOUNT RECORD Filed Jan. 15, 1941.:

ABC. BANK N r n rn au" or V s f uns IN V EN TOR.

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ATTORNEY Patented June 10, 1941 UNITED STATES PATENT QFFICE CHECKBOOK AND ACCOUNT RECORD l Alfred A. Finnilmsan Francisco, Calif.

Application. January 15, 1940, Serial No. 313,912

1 Claim.

My invention relates to books, such as check books o1' receipt books in which there is a stub remaining after removal of part of a page.

One object of my invention is to provide a check book or other book having stubs with the stubs arranged in overlapping relationship, so that data showing on each underlying stub can be read Without disturbing the stubs lying on top and having interposed between each group of stubs a record transfer sheet, the major portion of which lies exposed at the side of the stub. On this record sheet are aligned record spaces so that data appearing on the exposed portion of the stub :can be directly transferred to the proper line and column on the record transfer sheet.

Another object of my invention is to simplify the keeping of records and particularly 'to minimize the chan-ce for error in overlooking an entry. This is accomplished because, with myv device, on the record transfer sheet on which the records are copied from the stubs, the linesv are aligned with the exposed portions on each check stub.

Another object of my invention is to provide a record book in which the stulbs form part of the permanent record and are equivalent to a daily journal.

Another object of my invention. is to provide a method for the manufacture of a book having l stubs arranged in overlapping (or underlapping) relationship so as to facilitate the economical manufacture of the device.

In the accompanying drawing, forming a part of this specification, and in which like numerals are employed to designate like parts throughout the same:

Fig. 1 is a View in perspective of the book embodying one form of my invention, the book being turned up at one corner showing how each group of sheets is bound together as a part of the process of manufacture;

Fig. 2 is a top plan view of this form of the invention with the checks or receipts torn off, leaving the stubs, and with the record transfer sheet inserted; and

Fig. 3 is a plan view of the inner edge of the record transfer sheet showing one form of slotting permitting insertion of the record sheet between the groups of stubs.

Referring now to Fig. 1, the form of device chosen for illustration of my invention is the checkbook, in which the checks l and attached stubs Il are shown in overlapping relationship and the stubs are bound at the left edge by a yspiral binding I 2 Any other form of binding may be employed, such as a. ring binder, without departing from my invention. The binding l2 is preferably arranged with a backing 13 to which are hinged cover Irl and back l5.

As will be noted from the turned-up lower right hand corner of the checks la, they are secured together by means of a tape l. A similar tape I1, shown by the dotted line at the left edge of the stubs (Fig. 1), secures them in proper spaced relation. This tape is applied before the checks are punched for binding. In place of the tape a spot of adhesive lmay he applied to the adjacent portions of the checks and stubs at the time they are placed in the proper spaced relation. When this adhesive is used, it is arranged in a very small spot so that the checks are easily separated, for tearing from the stubs. Where the `tape is used, once the checks are punched and bound by the spiral binding I2 or by suitable rings, the tapes i6 and l1 may be removed, although this is not necessary. In place of the checks, the forms may be lled out as receipts, notes, or any other form of record on which a stub is kept.

The checks, for instance, have the usual data printed thereon and in this particular illustra tion the stubs are arranged so that on the underlapping portion of the under stub, there is provision for writing the name ofthe payee, the amount of the check, and the number, or any other brief memorandum; This feature is important because it enables one looking at a yseries of stubs to detect immediately the one sought, and is a considerable advance over the old method in which the stubs overlie each other and it is necessary lto examine them by lifting those lying on top of each one.

Referring now to Fig. 2, in which the inven tion is illustrated after a group of checks have been torn olf and distributed, we nd that the stubs have had lled in on the exposed underlapping portions the name of the payee and the amount of the check. Also, the record transfer sheets 20 have been inserted between this group of stubs. In this illustration the transfer sheet is placed behind a ycomplete set of stubs, that is, a set extending the full depth of the checkbook. However, in instances where there is a day-today record transfer sheet made up, the record transfer sheet may be inserted [between a lesser number of stubs, depending upon how many have been used and filled out during the day.

It will be noted that the record transfer sheet has the horizontal lines arranged to correspond with the spacing on the underlapping portion of each stub. This prevents any error in transferring data from the stubs to the record transfer filled out with information from the stubs, it Y' can be left in place to constitute a record, or, it can be removed by means of the binding shown in Fig. 3, and placed in a separate binder.

It will thus be seen that by means of the record transfer sheets 2E combined with the stubs arranged in underlapping relationship, a permanent record is obtained which is equivalent to a daily journal and amounts to a great simplification in bookkeeping, especially for merchants not maintaining an extensive bookkeeping department.

While I have shown theV invention with the checks arranged from the top to the bottom with Veach lower check projecting under the one above,

the device may be arranged oppositely and have Vchecks projecting from the top, so that the rst check to be Written on would be at the Ibottom* of the page` This arrangement, however, is probably not as desirable, because of the data printed at the top and the distribution of transfer sheets One method I have found advantageous to use in the manufacture of this device is to arrange the checks and stubs in the proper spaced relation vertically, so that there is the required underlapping or overlapping, and then to secure them in this position by means of tape, or an adhesive applied between each sheet. When so secured, they are then taken to the punch or binder and the edges of the stubs are perforated with the properly spaced holes 30.

Several groups of these bound sheets are then superimposed and the binding is fed through the holes. As soon as the binding is in place, the adhesive tape I6 and l1 may be removed, although this is not essential as the removal of the checks automatically severs the connection.

While I have described my invention in one form Which I have found advantageous, I do not thereby intend to relinquish claim to any other form which it may take, provided the alternative construction comes within the scope of the claim appended hereto.

What I claim is:

1. A combined check and record book comprising a plurality of sheets secured at one end in superimposed relation, certain adjacent sheets including stubs at their secured ends and outwardly extending check portions detachable therefrom along contiguous lines of severance, said certain sheets being arranged in a group with the sheets in stepped relation to expose an edge portion of each sheet below the sheet above for entry of data of the corresponding check, and a record transfer sheet underlying said group of sheets and having record receiving spaces alignedwith the exposed portions of each stub of said stepped group of sheets to form a contiguous extension thereof when the checks are removed.

ALFRED A. FINNILA.

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