US20060116931A1 - Internet-based frequency and award redemption system and method - Google Patents

Internet-based frequency and award redemption system and method Download PDF

Info

Publication number
US20060116931A1
US20060116931A1 US11331139 US33113906A US2006116931A1 US 20060116931 A1 US20060116931 A1 US 20060116931A1 US 11331139 US11331139 US 11331139 US 33113906 A US33113906 A US 33113906A US 2006116931 A1 US2006116931 A1 US 2006116931A1
Authority
US
Grant status
Application
Patent type
Prior art keywords
user
award
program
product
points
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
US11331139
Inventor
Thomas Storey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Trilegiant Corp
Affinion Net Patents Inc
Original Assignee
Affinion Net Patents Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0219Discounts or incentives, e.g. coupons, rebates, offers or upsales based on funds or budget
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0222During e-commerce, i.e. online transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0224Discounts or incentives, e.g. coupons, rebates, offers or upsales based on user history
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0226Frequent usage incentive systems, e.g. frequent flyer miles programs or point systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0226Frequent usage incentive systems, e.g. frequent flyer miles programs or point systems
    • G06Q30/0233Method of redeeming a frequent usage reward
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0234Rebate after completed purchase, i.e. post transaction awards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0236Incentive or reward received by requiring registration or ID from user
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0238Discounts or incentives, e.g. coupons, rebates, offers or upsales at point-of-sale [POS]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • G06Q30/0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
    • G06Q30/0239Online discounts or incentives
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing

Abstract

An on-line frequency award program is disclosed. A user may access the program on-line and may browse a product catalog for shopping. The user may electronically place an order, upon which the program automatically checks the user's credit and electronically issues a purchase order to the supplying company. The program also calculates award points, updates the award account of enrolled users, and communicates that number of awarded points to the user. Enrolled users may browse through an award catalog and electronically redeem an amount of awarded points towards an award. The program then electronically places an award redeeming order with the fulfillment house and updates the user's award account.

Description

  • [0001]
    The application is a continuation of application Ser. No. 10/420,901, filed Apr. 23, 2003, which is a continuation of application Ser. No. 09/441,144, filed Nov. 12, 1999, now U.S. Pat. No. 6,578,012, which is a continuation of application Ser. No. 09/105,227, filed Jun. 25, 1998, now U.S. Pat. No. 6,009,412, which is a continuation of application Ser. No. 08/572,017, filed Dec. 14, 1995, now U.S. Pat. No. 5,774,870.
  • BACKGROUND OF THE INVENTION
  • [0002]
    1. Field of the Invention
  • [0003]
    This-invention relates to frequency and award redemption program. More particularly, the present invention relates to an on-line, interactive frequency and award redemption program which is fully integrated.
  • [0004]
    2. Description of Related Art
  • [0005]
    Frequency programs have been developed by the travel industry to promote customer loyalty. An example of such a program is a “frequent flyer” program. According to such a program, when a traveler books a flight, a certain amount of “mileage points” are calculated by a formula using the distance of the destination as a parameter. However, the mileage points are not awarded until the traveler actually takes the flight.
  • [0006]
    When a traveler has accumulated sufficient number of mileage points, he may redeem these points for an award chosen from a specific list of awards specified by the program. Thus, for example, the traveler may redeem the points for a free flight ticket or a free rental car. In order to redeem the accumulated points, the traveler generally needs to request a certificate, and use the issued certificate as payment for the free travel.
  • [0007]
    While the above program may induce customer loyalty, it has the disadvantage that the selection of prizes can be made only from the limited list of awards provided by the company. For example, a traveler may redeem the certificate for flights between only those destinations to which the carrier has a regular service. Another disadvantage is that the customer generally needs to plan ahead in sufficient time to order and receive the award certificate.
  • [0008]
    According to another type of frequency and award program, a credit instrument is provided and credit points are accumulated instead of the mileage points. In such programs, bonus points are awarded by using a formula in which a price paid for merchandise is a parameter. Thus, upon each purchase a certain number of bonus points are awarded, which translate to dollar credit amount. According to these programs, the customer receives a credit instrument which may be acceptable by many enrolled retailers, so that the selection of prizes available is enhanced. An example of such a program is disclosed in E.P.A. 308,224. However, while such programs may enhance the selection of prizes, there is still the problem of obtaining the credit instrument for redeeming the awarded points. In addition, the enrollee must allow for processing time before the bonus points are recorded and made available as redeemable credit. Thus, the immediacy effect of the reward is lacking in these conventional incentive programs.
  • SUMMARY OF THE INVENTION
  • [0009]
    In view of the above, the present invention is advantageous in that it provides an on-line, interactive incentive program which is fully integrated.
  • [0010]
    The disclosed invention is also advantageous in that it provides an on-line access to product information, product purchases using an on-line electronic order form, award catalogs, and award redemption using an on-line electronic redemption forms.
  • [0011]
    Another advantage of the subject invention is that it awards bonus points immediately upon purchase of merchandise.
  • [0012]
    The present invention is further advantageous in that it provides bonus points which are immediately made available for redemption.
  • [0013]
    Another advantage of the present invention is that it allows the customer to select a prize immediately upon the award of the bonus points.
  • [0014]
    A further advantage of the present invention is that it allows a customer to order a prize and redeem the awarded points towards the ordered prize immediately upon the award of the bonus points, thus enhancing the immediacy effect of the reward program.
  • [0015]
    Yet another advantage of the present invention is that it provides an electronic sign-up form for on-line signing up by users.
  • [0016]
    The above and other advantages are provided by the disclosed invention which includes provisions for access over the internet. Upon gaining of an access, the customer is able to browse through a merchandize catalog, an award catalog, view the bonus points available for redemption in the customer's award bonus account, and get information about the products for purchase, the program and the customer's account. The program also enables the customer to order merchandize on-line, order prizes on-line and redeem awarded points on-line. Accordingly, the selection of available prizes is expanded by the merchants who join the program, and the bonus award is made instantly redeemable.
  • BRIEF DESCRIPTION OF THE DRAWINGS
  • [0017]
    Other objects and advantages of the present invention will become apparent from the following description of the preferred embodiment with reference to the drawings, in which:
  • [0018]
    FIG. 1 is a flow chart showing the access part of the program of the preferred embodiment of the present invention;
  • [0019]
    FIG. 2 is a flow chart showing the product selection and on-line purchase part of the program of the preferred embodiment of the present invention;
  • [0020]
    FIG. 3 is a flow chart showing the membership part of the program of the preferred embodiment of the present invention;
  • [0021]
    FIG. 4 is a flow chart showing the award redemption part of the program of the preferred embodiment of the present invention;
  • [0022]
    FIG. 5 is a flow chart showing an enrollment routine.
  • [0023]
    FIG. 6 is a flow chart showing an exemplary routine to determine the number of points the user is short of for redeeming a particular product.
  • DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT
  • [0024]
    The program according to the present invention will be described with reference to FIGS. 1-5. FIG. 1 is a flow chart showing the access part of the program. In FIG. 1, 10 indicates access via an on-line provider such as AOL™, CompuServe™ etc. On the other hand, 20 indicates a direct access to the Internet, such as via Netscape™. Upon gaining an access to the internet, 30, the program proceeds to a selection menu 40. Depending on the user's choice, from the selection menu 40 the program may proceed to PRODUCT A HOMEPAGE 100A or PROGRAM HOMEPAGE 300. Alternatively the user may choose to exit the program via EXIT, 50.
  • [0025]
    It should be noted from the outset that in the preferred embodiment of the disclosed invention, the user may back-track from any particular point in the program. Notably, the user is able to return to selection menu 40 from any part of the program. This being stated generally, it will be appreciated that this feature is applicable to the further program steps of the preferred embodiment described below and, therefore, it will not be repeated in the following description.
  • [0026]
    In FIG. 1, PRODUCT A HOMEPAGE, 100A, is a homepage of a particular type of products. For example, PRODUCT A HOMEPAGE, 100A, may be a homepage for men's shirts. In such an example, the PRODUCT A HOMEPAGE, 100A, may include icons to allow the user to select information regarding, for example, different brands, price ranges, types (dress shirts, sport shirts, etc.), and thereafter review the products available relating to the particular selection in a manner much similar to reviewing a printed product catalogue.
  • [0027]
    Alternatively PRODUCT A HOMEPAGE, 100A, may identify a particular brand. In such an example PRODUCT A HOMEPAGE, 100A, may include icons to allow the user to review information regarding particular products sold by this particular brand.
  • [0028]
    In the preferred embodiment, the capability to view information regarding the various products is enhanced by providing the user with various “browsing” options, generally implemented in the form of icons. This is depicted in FIG. 1 as BROWSING OPTION 60. Thus, for example, the user may choose to list the products alphabetically, list the brands alphabetically, or use a search engine to create a group of products which fit the user's requirements. Any conventional search engine may be used for this purpose. Such a search engine can be implemented for accepting a boolean string, or by collecting the user's response to an inquiry set. The fields for the search engine may include, for example, key words, brands, price range, material etc.
  • [0029]
    In FIG. 1, BROWSING OPTION 60 is shown at the same level as PRODUCT A HOMEPAGE, 100A, to indicate that in the preferred embodiment the user may go directly to view the products information, or arrange a new list of products according to the user's needs. However, it will be appreciated by those skilled in the art, that other arrangements are possible. For example, BROWSING OPTION, 60, can be inserted between SELECTION MENU 40 and PRODUCT A HOMEPAGE 100A so that the user may have to enter his preferred way of viewing the products before the user is able to select the products' homepage.
  • [0030]
    In the Figures, PRODUCT A HOMEPAGE, 100A, is depicted as multiple pages. This depiction signifies two features of the program of the present invention. The first feature, is that PRODUCT A HOMEPAGE, 100A, may include more than one page. Thus, if a large amount of information needs to be included in PRODUCT A HOMEPAGE, 100A, the homepage may actually comprise several pages and the user will be provided with a scroll option so as to be able to scroll over the information pages. Another feature is that from the selection menu 40 the user may be able to choose other products homepage such as, for example, PRODUCT B HOMEPAGE, PRODUCT C HOMEPAGE, etc., which are depicted impliedly in the drawings as pages following PRODUCT A HOMEPAGE, 100A.
  • [0031]
    In a similar manner, PROGRAM HOMEPAGE, 300, is shown in the Figures as multiple pages. (It will be understood by those skilled in the art that PROGRAM HOMEPAGE 300 is the main internet address for the incentive program system). This depiction also signifies two features of the program of the present invention. The first feature, is that PROGRAM HOMEPAGE, 300, may comprise multiple pages with a scrolling feature to allow the user to scroll for viewing the information contained in the pages. The second feature is that several incentive programs, or incentive level programs may be available for access from the selection menu 40. For example, several different programs may be accessible, each program being managed by a different incentive company. Alternatively, or in addition, several incentive level programs may be accessible from the selection menu 40.
  • [0032]
    In the case of several incentive level programs, restrictions may be imposed for accessibility to the various incentive level programs. For example, a particular incentive company may manage three incentive programs: white, silver and gold. The white incentive program can be accessible for enrollment by any approved user. On the other hand, the incentive company may allow limited access to the silver and gold incentive programs for providing information only, while enrollment may be restricted only to those users who satisfy set requirements. These requirements may relate, for example, to a certain level of purchasing within a given period, credit rating, gross salary, special company promotion program, etc. As in the above, while these various features have been described herein, they are depicted in the drawing simply by showing multiple pages following PROGRAM HOMEPAGE 300.
  • [0033]
    If a user selects PRODUCT A HOMEPAGE 100A, the program proceeds to a selection menu 110, shown in FIG. 2. Incidentally, the routines shown in FIG. 2 are depicted to proceed from the routine of FIG. 1 by the designation Ai. This designation is to alert the reader that this particular routine is generic to all the other products homepage, such as PRODUCT B HOMEPAGE, PRODUCT C HOMEPAGE, etc. Therefore, while the description provided herein relates to PRODUCT A HOMEPAGE, 100A, this is only for demonstration purposes and it will be appreciated by those skilled in the art that similar processing would follow upon selection of a different product homepage. With continued reference to FIG. 2, selection menu 110 provides the user with the following options: proceed to PROGRAM HOMEPAGE 300, proceed to PRODUCT i HOMEPAGE, 100 i, (i being any of the number of available products homepage) or proceed to ORDER FORM 130. Alternatively, the user may change the list of products by choosing the appropriate browsing option or using the search engine to create a new list of products (not shown). Upon selection of PRODUCT i HOMEPAGE, 100 i, the program reverts to step Ai, i.e., to SELECTION MENU 110. Upon selection of PROGRAM HOMEPAGE 300, the program proceeds to step B shown in FIG. 3, which will be described later.
  • [0034]
    If the user decides to purchase an item, the program proceeds to ORDER FORM 130 and the user is prompted to electronically provide entries to the appropriate queries in the order form. Thereupon, a communication link is established and the program performs a CREDIT CHECK routine, 140, to verify the availability of funds for purchase.
  • [0035]
    At this juncture, a particular feature of the program of the present invention will be described. As noted above and shown in FIG. 1, the user may access the internet using an on-line provider or an internet direct access. If the user is accessing the internet via an on-line provider, his credit information (account number, type of credit card etc.) is available directly from the on-line provider. Accordingly, in performing the CREDIT CHECK routine 140, the information needed for the credit check can be obtained from the on-line provider. Alternatively, if the user gained access via an internet direct method, the CREDIT CHECK routine 140 may provide an inquiry screen requesting the user to enter his credit information.
  • [0036]
    A related feature of the present invention is that when the user enters ORDER FORM 130 from a particular product homepage describing a particular product, it is very likely that the user wishes to purchase that particular product. Therefore, the relevant information regarding the product can be read from the product's homepage and pasted at the appropriate positions in the ORDER FORM 130. Thus, the user will only have to enter information specific to options such as size, color, quantity, etc.
  • [0037]
    At step 130, certain predetermined information is striped off from the completed order form and sent to the credit check 140. Such information may be, for example, credit card number and dollar amount. This is because much of the information included in the order form is irrelevant to the person's credit, and the credit institution may be unable to handle the extra information. Furthermore, sending the least amount of information would expedite the credit check.
  • [0038]
    If the CREDIT CHECK routine 140 result is negative, in step 150N the user is provided with a message to that effect. The program may then prompt the user to enter another credit card number or to exit. However, if the CREDIT CHECK routine 140 result is positive, in step 150P the program proceeds to establish a communication link link and places a PRODUCT ORDER, 160, with the product company. As shown in FIG. 2, in the preferred embodiment PRODUCT ORDER 160 is placed by electronic means such as e-mail or facsimile so as to render the program of the present invention fully integrated in an interactive on-line system; however, the ORDER FORM 160 can alternatively be place by conventional means by simply printing and mailing the ORDER FORM 160 to the product company.
  • [0039]
    As shown in FIG. 2, while the communication link is established to the product company, the program also proceeds to the FREQUENCY DATABASE, 170. In FREQUENCY DATABASE 170 the user's information is checked against the database of enrolled users. If it is determined that the user is an enrolled user, 180E, the program proceeds to step 190 to calculate the award points according to a preprogrammed formula. Thereafter the program proceeds to add the points to the enrolled user's account, 200, and display the account information and the added points to the user, 210. From this point, the program may return to ORDER FORM 130, to step Ai, to PROGRAM HOMEPAGE 300 to view the awards catalog (not shown in FIG. 2) or proceed to SELECTION MENU, 40, (not shown in FIG. 2).
  • [0040]
    The preferred embodiment includes a particular feature wherein in addition to displaying the points added to the account, the program includes a routine to display a selected award or product, and the number of points the user is short of in order to receive that award or product. For example, during particular periods certain awards or products may be designated as under a “special program”. Thus, during those periods, the award would require a reduced number of points and/or the product would be available under special favorable terms. The user may be notified of that fact to thereby entice the user to purchase additional products in order to qualify for the “special program” terms.
  • [0041]
    In order to implement the “special program,” the information regarding the award/product needs to be read. The number of points required to redeem the particular qualifying award is then fetched. Similarly, the user's account is accessed and the number of points in the user account is fetched. The number of points read from the user's account is subtracted from the number of points read from the award information and the result is displayed as the number of points the user is short of to redeem the particular qualified qualified award. An exemplary flow chart is provided in FIG. 6.
  • [0042]
    On the other hand, if in step 170 it was determined that the user is a new, unenrolled user, 180N, the program proceeds to step 220 to calculate the award points according to the preprogrammed formula. Thereafter, the program proceeds to step 230, wherein a message is sent to the user identifying how many points he will earn should he enroll in the program. Step 230 also inquires whether the user is interested in joining the program. Accordingly, step 230 may be in a form of a message such as, for example, “By enrolling in the incentive program you will earn [X] points for purchasing the [insert the item purchased]. These points may be redeemed toward exciting awards. Are you interested in enrolling or viewing the award catalog? Y/N.”
  • [0043]
    If in step 240 the user selects NO in response to step 230, the program proceeds to ORDER FORM 130 or to process Ai (not shown), which proceeds to SELECTION MENU 110. Alternatively, after receiving NO in step 240 process may continue to SELECTION MENU 40. At step 240, if it is determined that the user would like to sign up with the award program (join), the program proceeds to step 250 which is a sign up routine. Any conventional sign up routine may be used at this stage of processing. At the end of the sign up routine, the program can return to point Ai, or to the purchase order form. The user may sign off from any of these locations.
  • [0044]
    For illustration purposes, a general flow of an enrollment routine for signing up is shown in FIG. 5. This routine may be entered from many different places in the program, e.g., after making a purchase, after reviewing information regarding the program, etc. Accordingly, the beginning of the routine of FIG. 5 is shown “floating.”
  • [0045]
    At step 600 the user is prompted either to enter a credit card account number, 610, or to indicate that he wishes to use the same account used to access the internet or to purchase an item, in which case the account number is obtained from within the program, 620. (It should be recognized that the user's name can also be obtained internally from the on-line access program.) At 630 the user is prompted to enter a personal identification code, which can generally be a four letter/number code. At 640 the user is prompted to enter his choice of mailing address—the address indicated on the order form, 660—or a different address, 650. (A different address can be entered in the order order form, for example, when purchasing a present to be mailed to the recipient). At 670 the program creates a new account in the database. In FIG. 2, steps 190 and 220 may be combined and the awards point calculated before reaching step 170. That is, upon obtaining a positive credit check at step 150P, the program can proceed to calculate the award points before proceeding to step 170. Then after performing step 180, process can proceed either to step 200, when it is determined that the user is an enrolled user (180E), or to step 230, when it is determined that the user is not an enrolled user (180N).
  • [0046]
    In the description of the preferred embodiment, the term product also refers to a gift certificate. The following examples are provided in order to make this feature clearer to the reader. When a user accesses the various product homepages, the user has the option to purchase a gift certificate rather than purchasing an actual product. The gift certificate can be directed to a particular merchant, a particular manufacturer/brand, or to all the products available through the program.
  • [0047]
    In the preferred embodiment the gift certificate is sent electronically to a computer designated by the user to be printed by a printer linked to the designated computer. Thus, for example, if the user knows the account number of the recipient of the gift certificate, the user may purchase the gift certificate and designate the recipient's account as the designated computer. Accordingly, the gift certificate will be electronically sent to the recipient's computer, or electronically added to the recipient's account while electronically informing the recipient of the transaction. Therefore, the user will not have to mail the certificate to the recipient.
  • [0048]
    It should also be realized that the user will be credited award points corresponding to the price of the gift certificate purchased. Thus, while the recipient will receive the gift certificate for purchases, the user will receive the award points. In addition, the user may use award points from his account as payment for the purchasing of a gift certificate; thus effectively making the award points available for purchases by a recipient. This can be used to entice unenrolled recipients to join the program.
  • [0049]
    When a user selects PROGRAM HOMEPAGE 300 (e.g., from SELECTION MENU 40 or from SELECTION MENU 110), the program proceeds through to SELECTION MENU 310, shown in FIG. 3. In FIG. 3, SELECTION MENU 310 is shown as three consecutive decision points. This represents the structure in the preferred embodiment wherein each of the options shown branching from the three decision points are available for selection from PROGRAM HOMEPAGE 300.
  • [0050]
    SELECTION MENU 310 allows the user to exit the program, go to PRODUCT Ai HOMEPAGE 100A (from which program would proceed to Ai in FIG. 2), go to the BROWSING OPTION 60, learn about the award program by selecting ABOUT AWARD PROGRAM 320, apply for membership by selecting MEMBERSHIP APPLICATION 250 (see, FIGS. 2 and 5), review the user's account by selecting the FREQUENCY DATA BASE 340, or review the awards catalog by selecting AWARD CATALOG HOMEPAGE 400 (shown in FIG. 4).
  • [0051]
    Upon selecting FREQUENCY DATABASE 340, the user will be prompted to enter the account number, the identification code, or both at step 350. In the program of the present invention, the account number and the identification code are linked together, for the user for which they are available. Thus, when a user account is established in the frequency database, data is included to link the user's account number to the user's identification code. (It should be noted that account number can refer to a credit card account number, an account number internal to the program, etc.)
  • [0052]
    If the user has entered the internet via an on-line provider 10, his credit card account number can be obtained on-line from the on-line provider. Therefore, rather than prompting the user to enter his credit card account number or his program account number, the credit card account number can be obtained on-line from the on-line provider, and the account can be matched against the accounts in the frequency database. If a match is obtained, the program account number can be read from the frequency database. However, for security purposes, it is preferable that the program will not proceed to step 360 to display the account information before the user has been prompted and has entered at least the correct identification code at step 350, which is matched with the account number.
  • [0053]
    If the user selects AWARD CATALOG HOMEPAGE 400 processing proceeds to the routine shown in FIG. 4. In the preferred embodiment several options are available for viewing the award catalog. This is represented by the SELECTION MENU 410, although those skilled in the art would recognize that other processing can be provided for viewing the award catalog. As shown in FIG. 4, at least two options are made available by SELECTION MENU 410: SHOW QUALIFIED AWARDS 420 (shown continuing at branch E) and VIEWING OPTIONS 450. QUALIFIED AWARDS 420 allows the user a quick access to viewing all the awards the user is qualified for. VIEWING OPTIONS 450 allows the user to view the awards according to the order selected by the user.
  • [0054]
    If the user selects QUALIFIED AWARDS 420, the frequency database is accessed to determine the award point, 425 thereafter, the entire award catalog is scanned and a qualified awards database is created for the particular number of award points read from the user's account, 430. Thereafter, the first page of the first award is displayed, 435, and the user can browse through the catalog created in step 430. Alternatively, the user can select QUALIFIED AWARD OPTION 440 for different options of arranging and viewing the qualified awards catalog. These options can be, for example, by alphabetical order, by brands, by product, etc.
  • [0055]
    While the above method of displaying the qualified awards is workable, it may take too much time to scan all the awards in order to “custom” build a qualified awards catalog. Therefore, other alternatives may be used for creating the qualified award catalog. According to the preferred alternative, point levels are defined. For example, point level 1 can include all awards of value up to 500 points, point level 2, up to 1000 points, etc. When the user's account is read at 425, the highest point level the user is qualified for is determined. At this point a message may be displayed such as “You are qualified for point level 3 and have additional 350 points in your account. To qualify for point level 4 you will need 150 additional points.”
  • [0056]
    If memory size is not a problem, different libraries can be stored, each corresponding to a certain point level. Thus, for example, award library 1 can include all the awards which can be redeemed by a number of points defined by point level 1. In the above example, award library 1 will include all awards worth up to 500 points. Thus, when the point level of the user is determined, all the awards in the corresponding library are made accessible as qualified awards. This allow for fast access, since the step 430 of creating the qualified catalog is skipped. However, such system may require large amount of memory, since many libraries may be needed to store the various awards of different point levels.
  • [0057]
    In the preferred embodiment the award libraries are arranged in a progressive manner, so as to avoid the need for a large memory size. The above example of the point levels will be used to explain this feature. Using the above example, award library 1 should include all awards worth up to 500 points. Award library 2 should include all awards worth from 501-1000 points, etc. Thus, if the user is qualified, for example, for point level 2, access is made to award libraries 1 and 2. Thus, duplication of awards in the various libraries is prevented.
  • [0058]
    A further option would be to flag the various awards according to the point level for which they are qualified. Accordingly, when the point level of the user has been determined, the awards are scanned for the appropriate flag and the qualified award library is created in this manner. While this feature does not eliminate step 430, the qualified award library can be built in less time than by scanning the required points and comparing each required point to the available points.
  • [0059]
    By selecting VIEWING OPTIONS 450, the user may set the order in which to view the awards. Thus, for example, the user may view the awards by alphabetical order, enter a ceiling point number for viewing all awards up to that ceiling, view awards by product or brand, etc. The award catalog of the program of the preferred embodiment includes a feature whereby when a particular award is shown, it includes information regarding how many points are required to redeem that particular award, and how many points the user is short of in order to redeem that particular award.
  • [0060]
    To implement the above mentioned feature, the program accesses the user's account in the frequency database and reads the amount of award points the user has in his account. Then, whenever the program displays a particular product, the program subtracts the number of points available in the user's account from the number of points required to redeem the award. The result is displayed as the number of points the user is short of to redeem that award. Of course, if the user is not enrolled in the program or does not have any award points in his account, the number of points the user is short of will be equal to the number of points required to redeem the award. An exemplary flow chart is shown in FIG. 6.
  • [0061]
    Another particular feature for viewing the award catalog is shown in FIG. 4. The user is provided with an access to the frequency database via FREQUENCY DATABASE 460. While in FIG. 4 FREQUENCY DATABASE 460 is shown to proceed from VIEWING OPTION 450, it would be appreciated that access to the frequency database and the routine of the feature described below can be provided in other places in the program.
  • [0062]
    Upon accessing the frequency database, the user may view the account to verify the amount of redeemable points recorded therein. Thereafter, the user may enter any ceiling awards points of the user's choice, 470, for viewing the awards worth up to that ceiling, 475. Processing for displaying the qualified awards can then proceed as shown in steps 435, 440, and 500 in branch E of FIG. 4.
  • [0063]
    In the preferred embodiment, the user may enter the REDEEM routine 500 at any point in the program. In FIG. 4 this feature is represented by the several REDEEM 500 selections depicted at many points of the program. When entering the REDEEM routine, the user may be prompted to enter the account number, the identification code or both, 510. This is similar to the description provided with respect to step 350 in FIG. 3. Thus, only the identification code may be required if on-line access was gained via an on-line provider. Thereafter, the proper award to be redeemed is determined.
  • [0064]
    It should be noted that if the REDEEM 500 step has been entered into from an award page, the award described in that particular page may be automatically read into the REDEEM 500 routine as the selected award. However, the user may be prompted to verify that this is the correct award he wished to redeem and enter appropriate selections, such as color, size, etc. Otherwise, the user may simply be prompted to enter the award by, for example, an award code. It should also be noted that if the user has designated the ceiling award points, the user's account needs to be accessed to verify that the user has sufficient points to redeem the chosen award, 515.
  • [0065]
    The proper amount of points is then subtracted from the user's account and an adjustment is made in the frequency database, 520. A link is then established to the fulfillment house or directly to the product manufacturer and an award order is communicated, 530. Thereafter, the program returns to the PROGRAM HOMEPAGE 300.
  • [0066]
    In the description of the preferred embodiment, the term “user” also refers to merchants, product manufacturers, award program administrators, etc. These particular users may be provided with a special access code. Upon entering the special code, these particular users may be provided with a privileged access to the program which allows them to make limited changes to the data. Thus, for example, a merchant may use this special access to change a price charged for a particular product. Similarly, a program administrator may gain privileged access to enter newly added awards available through the program. In addition, in the preferred embodiment a report is generated upon each privileged entry so that the changes made can be monitored.
  • [0067]
    Certain variations would be apparent to those skilled in the art, which variations are considered within the spirit and scope of the claimed invention.

Claims (17)

  1. 1. An internet-based product marketing incentive system comprising:
    a product information web page adapted to present a user with information relating to one or more products available for purchase by the user;
    a product selection link adapted to enable the user to select a product presented on said product information web page for purchase, wherein the system is adapted to issue award points to the user in connection with purchasing the product selected with said product selection link; and
    an award information web page adapted to present the user with information relating to one or more awards for which the user can exchange award points.
  2. 2. The system of claim 1, further comprising a product purchase link adapted to enable the user to purchase the product selected with said product selection link.
  3. 3. The system of claim 2, said product purchase link being adapted to enable the user to access means enabling the user to purchase merchandise selected with said product selection link.
  4. 4. The system of claim 3, wherein said means enabling the user to purchase comprises an electronic order form.
  5. 5. The system of claim 4, wherein said means enabling the user to purchase is adapted to automatically insert information identifying the product selected by the user when the user selects said product purchase link.
  6. 6. The system of claim 2, said product purchase link comprising means for calculating the number of award points to be issued to the user when the user purchases the product with said product purchase link and for issuing the award points to the user after the user purchases the product with said product purchase link.
  7. 7. The system of claim 1, said product information web page being adapted to present the user with information relating to merchandise available for purchase.
  8. 8. The system of claim 1, further comprising an award selection link adapted to enable the user to select an award presented on said award information web page to exchange for a corresponding number of award points issued to the user.
  9. 9. The system of claim 1, further comprising an award points database web page adapted to provide the user with information relating to award points issued to the user.
  10. 10. An internet-based product marketing incentive system comprising:
    a product navigation link adapted to be activated by a user and direct the user to a product information web page which presents the user with information relating to one or more products available for purchase by the user;
    a product selection link adapted to enable the user to select a product presented on said product information web page for purchase, wherein the system is adapted to issue award points to the user in connection with purchasing the product selected with said product selection link; and
    an award navigation link adapted to be activated by the user and direct the user to an award information web page which presents the user with information relating to one or more awards for which the user can exchange award points.
  11. 11. The system of claim 10, further comprising a product purchase link adapted to enable the user to purchase the product selected with said product selection link.
  12. 12. The system of claim 11, said product purchase link being adapted to enable the user to access means enabling the user to purchase merchandise selected with said product selection link.
  13. 14. The system of claim 10, further comprising an award selection link adapted to enable the user to select an award presented on said award presentation web page to exchange for a number of award points issued to the user.
  14. 15. A method for providing an internet-based product marketing incentive system comprising:
    electronically transmitting over the internet to a user computer a product navigation link which can be activated by a user to direct the user to a product information web page which presents the user with information relating to one or more products available for purchase by the user;
    electronically transmitting over the internet to the user computer a product selection link which enables the user to select a product presented on the product information web page for purchase;
    issuing award points to the user in connection with purchasing the product selected with the product selection link; and
    electronically transmitting over the internet to the user computer an award navigation link which can be activated by the user to direct the user to an award information web page which presents the user with information relating to one or more awards for which the user can exchange award points.
  15. 16. The method of claim 15, further comprising electronically transmitting over the internet to the user computer a product purchase link which enables the user to purchase the product selected with the product selection link.
  16. 17. The method of claim 16, wherein issuing award points to the user in connection with purchasing the product selected comprises calculating the number of award points to be issued to the user when the user purchases the product with the product purchase link and issuing the award points to the user after the user purchases the product with the product purchase link.
  17. 19. The method of claim 15, further comprising electronically transmitting over the internet to the user computer an award selection link which enables the user to select an award presented on said award information web page to exchange for a number of award points issued to the user.
US11331139 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method Abandoned US20060116931A1 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
US08572017 US5774870A (en) 1995-12-14 1995-12-14 Fully integrated, on-line interactive frequency and award redemption program
US09105227 US6009412A (en) 1995-12-14 1998-06-25 Fully integrated on-line interactive frequency and award redemption program
US09441144 US6578012B1 (en) 1995-12-14 1999-11-12 Fully integrated, on-line interactive frequency and award redemption program
US10420901 US20030195805A1 (en) 1995-12-14 2003-04-23 On-line, interactive frequency and award redemption program
US11331139 US20060116931A1 (en) 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11331139 US20060116931A1 (en) 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method
US11930519 US8060404B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
US10420901 Continuation US20030195805A1 (en) 1995-12-14 2003-04-23 On-line, interactive frequency and award redemption program

Related Child Applications (1)

Application Number Title Priority Date Filing Date
US11930519 Continuation US8060404B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method

Publications (1)

Publication Number Publication Date
US20060116931A1 true true US20060116931A1 (en) 2006-06-01

Family

ID=24285997

Family Applications (8)

Application Number Title Priority Date Filing Date
US08572017 Expired - Lifetime US5774870A (en) 1995-12-14 1995-12-14 Fully integrated, on-line interactive frequency and award redemption program
US09105227 Expired - Lifetime US6009412A (en) 1995-12-14 1998-06-25 Fully integrated on-line interactive frequency and award redemption program
US09441144 Expired - Lifetime US6578012B1 (en) 1995-12-14 1999-11-12 Fully integrated, on-line interactive frequency and award redemption program
US10420901 Abandoned US20030195805A1 (en) 1995-12-14 2003-04-23 On-line, interactive frequency and award redemption program
US11331265 Abandoned US20060116932A1 (en) 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method
US11331139 Abandoned US20060116931A1 (en) 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method
US11930519 Active 2018-10-28 US8060404B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method
US11930516 Expired - Lifetime US7856376B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method

Family Applications Before (5)

Application Number Title Priority Date Filing Date
US08572017 Expired - Lifetime US5774870A (en) 1995-12-14 1995-12-14 Fully integrated, on-line interactive frequency and award redemption program
US09105227 Expired - Lifetime US6009412A (en) 1995-12-14 1998-06-25 Fully integrated on-line interactive frequency and award redemption program
US09441144 Expired - Lifetime US6578012B1 (en) 1995-12-14 1999-11-12 Fully integrated, on-line interactive frequency and award redemption program
US10420901 Abandoned US20030195805A1 (en) 1995-12-14 2003-04-23 On-line, interactive frequency and award redemption program
US11331265 Abandoned US20060116932A1 (en) 1995-12-14 2006-01-13 Internet-based frequency and award redemption system and method

Family Applications After (2)

Application Number Title Priority Date Filing Date
US11930519 Active 2018-10-28 US8060404B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method
US11930516 Expired - Lifetime US7856376B2 (en) 1995-12-14 2007-10-31 Internet-based frequency and award redemption system and method

Country Status (3)

Country Link
US (8) US5774870A (en)
EP (1) EP0867006A4 (en)
WO (1) WO1997022058A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080052170A1 (en) * 1995-12-14 2008-02-28 Affinion Net Patents, Inc. Internet-Based Frequency and Award Redemption System and Method

Families Citing this family (747)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5758257A (en) 1994-11-29 1998-05-26 Herz; Frederick System and method for scheduling broadcast of and access to video programs and other data using customer profiles
US6658568B1 (en) * 1995-02-13 2003-12-02 Intertrust Technologies Corporation Trusted infrastructure support system, methods and techniques for secure electronic commerce transaction and rights management
US7133846B1 (en) * 1995-02-13 2006-11-07 Intertrust Technologies Corp. Digital certificate support system, methods and techniques for secure electronic commerce transaction and rights management
US6237145B1 (en) 1995-06-06 2001-05-22 Infospace, Inc. System for accessing promotion information and for generating redeemable coupons therefrom
US20030009379A1 (en) * 1995-06-06 2003-01-09 Ashok Narasimhan System and method for providing an automatic purchase reward
US20020178051A1 (en) 1995-07-25 2002-11-28 Thomas G. Scavone Interactive marketing network and process using electronic certificates
US9519915B1 (en) 1996-12-23 2016-12-13 Catalina Marketing Corporation System and method for providing shopping aids and incentives to customer through a computer network
US20010042089A1 (en) * 1996-01-22 2001-11-15 Tobin William J. Method and system for customizing marketing services on networks Communicating with hypertext tagging conventions
CN1146781C (en) 1996-01-23 2004-04-21 环球媒介股份有限公司 Information Display System
US8052518B1 (en) * 1996-11-14 2011-11-08 Bally Gaming, Inc. Networked gaming system
US8454432B2 (en) * 1996-11-14 2013-06-04 Agincourt Gaming, Llc Method for providing network gaming system
US8944909B2 (en) * 1996-11-14 2015-02-03 Bally Gaming, Inc. Gaming system having a plurality of players and randomly incremented progressive prize
US8235821B2 (en) 1996-11-14 2012-08-07 Bally Gaming, Inc. Progressive controller and TCP/IP in gaming system
US6758755B2 (en) * 1996-11-14 2004-07-06 Arcade Planet, Inc. Prize redemption system for games executed over a wide area network
US5937391A (en) * 1996-07-11 1999-08-10 Fujitsu Limited Point-service system in online shopping mall
US7711604B1 (en) * 1997-07-08 2010-05-04 Walker Digital, Llc Retail system for selling products based on a flexible product description
US20070150354A1 (en) * 1997-07-08 2007-06-28 Walker Jay S Method and apparatus for conducting a transaction based on brand indifference
WO2000079456A8 (en) * 1999-06-22 2001-11-15 Andrew P Golden Method and apparatus for conducting a transaction based on brand indifference
US20040243478A1 (en) * 1996-09-04 2004-12-02 Walker Jay S. Purchasing, redemption, and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US7039603B2 (en) * 1996-09-04 2006-05-02 Walker Digital, Llc Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US8799100B2 (en) 1997-07-08 2014-08-05 Groupon, Inc. Retail system for selling products based on a flexible product description
US6754636B1 (en) 1996-09-04 2004-06-22 Walker Digital, Llc Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US20110099082A1 (en) * 1997-07-08 2011-04-28 Walker Digital, Llc Purchasing, redemption and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US6076101A (en) * 1996-09-12 2000-06-13 Fujitsu Limited Electronic mail processing system with bonus point tracking
US6690779B2 (en) 1997-03-19 2004-02-10 Walker Digital, Llc Method and apparatus for awarding and redeeming prepaid telephone time
US5909486A (en) * 1997-03-19 1999-06-01 Walker Asset Management Limited Partnership Method and apparatus for awarding and redeeming prepaid telephone time
WO2001003087A1 (en) 1999-06-30 2001-01-11 Walker Digital, Llc Vending machine system and method for encouraging the purchase of profitable items
US7894936B2 (en) 1997-10-09 2011-02-22 Walker Digital, Llc Products and processes for managing the prices of vending machine inventory
US7236942B1 (en) 1997-12-19 2007-06-26 Walker Digital, Llc Pre-sale data broadcast system and method
US7233912B2 (en) 1997-08-26 2007-06-19 Walker Digital, Llc Method and apparatus for vending a combination of products
US5907831A (en) * 1997-04-04 1999-05-25 Lotvin; Mikhail Computer apparatus and methods supporting different categories of users
US20040230495A1 (en) * 1997-04-04 2004-11-18 Mikhail Lotvin Computer systems and methods supporting on-line interaction with content, purchasing, and searching
US6243688B1 (en) * 1997-04-14 2001-06-05 Dyan T. Kalina Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle
US5970480A (en) * 1997-04-14 1999-10-19 Kalina; Dyan T. Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle
KR100234204B1 (en) * 1997-05-15 1999-12-15 윤종용 After service system using internet
US6161099A (en) 1997-05-29 2000-12-12 Muniauction, Inc. Process and apparatus for conducting auctions over electronic networks
US6926203B1 (en) * 1997-06-24 2005-08-09 Richard P. Sehr Travel system and methods utilizing multi-application traveler devices
US7107228B1 (en) 1997-07-08 2006-09-12 Walker Digital, Llc Systems and methods wherein a buyer purchases a product at a first price and physically acquires the product at a location associated with a merchant that offers the product for sale at a second price
US20020161670A1 (en) * 1997-07-08 2002-10-31 Walker Jay S. Method and apparatus for facilitating purchase agreements with a retailer
US7251617B1 (en) 1998-12-28 2007-07-31 Walker Digital, Llc Method and apparatus for managing subscriptions
US6415262B1 (en) 1997-07-08 2002-07-02 Walker Digital, Llc Method and apparatus for determining a subscription to a product in a retail environment
US6249772B1 (en) * 1997-07-08 2001-06-19 Walker Digital, Llc Systems and methods wherein a buyer purchases a product at a first price and acquires the product from a merchant that offers the product for sale at a second price
US7826923B2 (en) 1998-12-22 2010-11-02 Walker Digital, Llc Products and processes for vending a plurality of products
US5960411A (en) 1997-09-12 1999-09-28 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US7222087B1 (en) 1997-09-12 2007-05-22 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US7546277B1 (en) 1997-10-09 2009-06-09 Walker Digital, Llc Method and apparatus for dynamically managing vending machine inventory prices
US6061660A (en) * 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
CA2308751A1 (en) * 1997-10-20 1999-04-29 Andrey Ukhov System and method for incentive programs and award fulfillment
US6925441B1 (en) * 1997-10-27 2005-08-02 Marketswitch Corp. System and method of targeted marketing
US6014635A (en) * 1997-12-08 2000-01-11 Shc Direct, Inc. System and method for providing a discount credit transaction network
US6226750B1 (en) 1998-01-20 2001-05-01 Proact Technologies Corp. Secure session tracking method and system for client-server environment
US6173267B1 (en) 1998-02-24 2001-01-09 Laurie Cairns Method for product promotion
WO1999046708A1 (en) * 1998-03-11 1999-09-16 Iq.Commerce Corporation Method and system for delivering and redeeming dynamically and adaptively characterized promotional incentives on a computer network
US6915271B1 (en) 1998-03-11 2005-07-05 The Product Engine, Inc. Method and system for delivering redeeming dynamically and adaptively characterized promotional incentives on a computer network
WO1999050733A2 (en) * 1998-03-27 1999-10-07 Walker Digital, Llc System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment
US7240021B1 (en) * 1998-03-27 2007-07-03 Walker Digital, Llc System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment
US7668782B1 (en) * 1998-04-01 2010-02-23 Soverain Software Llc Electronic commerce system for offer and acceptance negotiation with encryption
US6450407B1 (en) 1998-04-17 2002-09-17 Viztec, Inc. Chip card rebate system
US20070055628A1 (en) * 1999-04-23 2007-03-08 First Data Corporation Authorizing transactions associated with accounts
US6741968B2 (en) * 1998-04-24 2004-05-25 Fuel Partners, L.P. Method for processing information through a clearinghouse
US7076465B1 (en) * 1998-04-24 2006-07-11 First Data Corporation Methods for processing a group of accounts corresponding to different products
US20030171992A1 (en) * 1999-04-23 2003-09-11 First Data Corporation System and methods for redeeming rewards associated with accounts
US20020198806A1 (en) * 1998-04-24 2002-12-26 First Data Corporation Systems and methods for accessing and modifying usage parameters associated with a financial transaction account
CA2403176A1 (en) * 1999-04-23 2000-11-02 First Data Corporation Methods for processing a group of accounts corresponding to different products
US20030212620A1 (en) * 1999-04-23 2003-11-13 First Data Corporation Systems and methods for authorizing transactions
US7050996B1 (en) * 1998-04-24 2006-05-23 First Data Corporation Method for linking accounts corresponding to different products together to create a group
US7069228B1 (en) * 1998-04-30 2006-06-27 Rose James W Apparatus and method for an internet based computer reservation booking system
US7240022B1 (en) * 1998-05-19 2007-07-03 Mypoints.Com Inc. Demographic information gathering and incentive award system and method
US8079618B1 (en) 1998-05-20 2011-12-20 Hidden Image Technology Solutions, Llc Hidden image game piece
US6296900B1 (en) * 1998-05-20 2001-10-02 Thomas L. Barnhart Method of making hidden image game piece
US20030232639A1 (en) * 1999-11-10 2003-12-18 Barnhart Thomas L. Hidden image game piece
US20050093291A1 (en) * 1998-05-20 2005-05-05 Barnhart Thomas L. Hidden image game piece
US6615189B1 (en) * 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7516883B2 (en) * 1998-07-17 2009-04-14 Pluris Savings Network, Llc Financial transaction system with consumer reward and net settlement
CA2338488C (en) 1998-08-26 2010-03-09 United Video Properties, Inc. Television chat system
EP1458193A3 (en) 1998-08-26 2009-03-04 United Video Properties, Inc. Television message system
CA2342871A1 (en) * 1998-09-03 2000-03-16 Ownx, Inc. System for automatically calculating consumer earned equity
US6792452B1 (en) 1998-09-11 2004-09-14 L.V. Partners, L.P. Method for configuring a piece of equipment with the use of an associated machine resolvable code
US7010577B1 (en) 1998-09-11 2006-03-07 L. V. Partners, L.P. Method of controlling a computer using an embedded unique code in the content of DVD media
US7159037B1 (en) * 1998-09-11 2007-01-02 Lv Partners, Lp Method and apparatus for utilizing an existing product code to issue a match to a predetermined location on a global network
US6868433B1 (en) 1998-09-11 2005-03-15 L.V. Partners, L.P. Input device having positional and scanning capabilities
US6973438B1 (en) 1998-09-11 2005-12-06 L.V. Partners, L.P. Method and apparatus for delivering information from a remote site on a network based on statistical information
US6843417B1 (en) 1998-09-11 2005-01-18 L. V. Partners, L.P. Aiming indicia for a bar code and method of use
US7379901B1 (en) 1998-09-11 2008-05-27 Lv Partners, L.P. Accessing a vendor web site using personal account information retrieved from a credit card company web site
US7493283B1 (en) 1998-09-11 2009-02-17 Rpx-Lv Acquisition Llc Performing an e-commerce transaction from credit card account information retrieved from a credit card company web site
US6697949B1 (en) * 1998-09-11 2004-02-24 L.V. Partner, L.P. Method and apparatus for controlling a user's pc through an audio-visual broadcast to archive information in the users pc
US6594705B1 (en) 1998-09-11 2003-07-15 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US6701354B1 (en) 1998-09-11 2004-03-02 L. V. Partners, L.P. Method for interconnecting two locations over a network in response to using a tool
US6701369B1 (en) 1998-09-11 2004-03-02 L.V. Partners, L.P. Method and apparatus for accessing a remote location by sensing a machine-resolvable code
US6877032B1 (en) 1998-09-11 2005-04-05 L.V. Partners, L.P. Launching a web site using a portable scanner
US7440993B1 (en) 1998-09-11 2008-10-21 Lv Partners, L.P. Method and apparatus for launching a web browser in response to scanning of product information
US6098106A (en) * 1998-09-11 2000-08-01 Digitalconvergence.Com Inc. Method for controlling a computer with an audio signal
US7191247B1 (en) * 1998-09-11 2007-03-13 Lv Partners, Lp Method for connecting a wireless device to a remote location on a network
US7392945B1 (en) 1998-09-11 2008-07-01 Lv Partners, L.P. Portable scanner for enabling automatic commerce transactions
US6836799B1 (en) 1998-09-11 2004-12-28 L.V. Partners, L.P. Method and apparatus for tracking user profile and habits on a global network
US6688522B1 (en) 1998-09-11 2004-02-10 L. V. Partners, L.P. Unique bar code
US7117240B1 (en) 1998-09-11 2006-10-03 Lv Partners, Lp Method and apparatus for launching a web site with non-standard control input device
US8712835B1 (en) 1998-09-11 2014-04-29 Rpx Corporation Method and apparatus for linking a web browser link to a promotional offer
US7284066B1 (en) 1998-09-11 2007-10-16 Lv Partners, Lp Method and apparatus for matching a user's use profile in commerce with a broadcast
US7424521B1 (en) 1998-09-11 2008-09-09 Lv Partners, L.P. Method using database for facilitating computer based access to a location on a network after scanning a barcode disposed on a product
US6970914B1 (en) 1998-09-11 2005-11-29 L. V. Partners, L.P. Method and apparatus for embedding routing information to a remote web site in an audio/video track
US6845388B1 (en) * 1998-09-11 2005-01-18 L. V. Partners, L.P. Web site access manual of a character string into a software interface
US6829650B1 (en) 1998-09-11 2004-12-07 L. V. Partners, L.P. Method and apparatus for opening and launching a web browser in response to an audible signal
US7370114B1 (en) 1998-09-11 2008-05-06 Lv Partners, L.P. Software downloading using a television broadcast channel
US6636892B1 (en) 1998-09-11 2003-10-21 Lv Partners, L.P. Method for conducting a contest using a network
US6970916B1 (en) 1998-09-11 2005-11-29 L. V. Partners, L.P. Method for conducting a contest using a network
US7392312B1 (en) 1998-09-11 2008-06-24 Lv Partners, L.P. Method for utilizing visual cue in conjunction with web access
US6704864B1 (en) * 1999-08-19 2004-03-09 L.V. Partners, L.P. Automatic configuration of equipment software
US7043536B1 (en) 1998-09-11 2006-05-09 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of CD media
US6928413B1 (en) 1998-09-11 2005-08-09 L.V. Partners, L.P. Method of product promotion
US7536478B2 (en) * 1998-09-11 2009-05-19 Rpx-Lv Acquisition Llc Method and apparatus for opening and launching a web browser in response to an audible signal
US7228282B1 (en) * 1998-09-11 2007-06-05 Lv Partners, L.P. Method and apparatus for directing an existing product code to a remote location
US7493384B1 (en) 1998-09-11 2009-02-17 Rpx-Lv Acquisition Llc Controlling a PC using a tone from a cellular telephone
US6725260B1 (en) 1998-09-11 2004-04-20 L.V. Partners, L.P. Method and apparatus for configuring configurable equipment with configuration information received from a remote location
US6631404B1 (en) 1998-09-11 2003-10-07 Lv Partners, L.P. Method and system for conducting a contest using a network
US6745234B1 (en) 1998-09-11 2004-06-01 Digital:Convergence Corporation Method and apparatus for accessing a remote location by scanning an optical code
US6622165B1 (en) 1998-09-11 2003-09-16 Lv Partners, L.P. Method and apparatus for allowing a remote site to interact with an intermediate database to facilitate access to the remote site
US6615268B1 (en) 1998-09-11 2003-09-02 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of dat media
US6791588B1 (en) 1998-09-11 2004-09-14 L.V. Partners, L.P. Method for conducting a contest using a network
US6860424B1 (en) 1998-09-11 2005-03-01 L.V. Partners, L.P. Optical reader and use
US6526449B1 (en) 1998-09-11 2003-02-25 Digital Convergence Corporation Method and apparatus for controlling a computer from a remote location
US6636896B1 (en) * 1998-09-11 2003-10-21 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US7900224B1 (en) 1998-09-11 2011-03-01 Rpx-Lv Acquisition Llc Method and apparatus for utilizing an audible signal to induce a user to select an E-commerce function
US7818423B1 (en) 1998-09-11 2010-10-19 RPX-LV Acquisition, LLC Retrieving personal account information from a web site by reading a credit card
US6754698B1 (en) 1998-09-11 2004-06-22 L. V. Partners, L.P. Method and apparatus for accessing a remote location with an optical reader having a dedicated memory system
US6708208B1 (en) 1998-09-11 2004-03-16 L.V. Partners, L.P. Unique bar code for indicating a link between a product and a remote location on a web network
US6384744B1 (en) 1998-09-11 2002-05-07 Digital:Convergence Corp. Method and system for data transmission from an optical reader
US6629133B1 (en) 1998-09-11 2003-09-30 Lv Partners, L.P. Interactive doll
US7321941B1 (en) 1998-09-11 2008-01-22 Lv Partners, L.P. Network routing utilizing a product code
US7792696B1 (en) 1998-09-11 2010-09-07 RPX-LV Acquisition, LLC Method and apparatus for allowing a broadcast to remotely control a computer
US7386600B1 (en) 1998-09-11 2008-06-10 Lv Partners, L.P. Launching a web site using a personal device
US8028036B1 (en) 1998-09-11 2011-09-27 Rpx-Lv Acquisition Llc Launching a web site using a passive transponder
US6826592B1 (en) 1998-09-11 2004-11-30 L.V. Partners, L.P. Digital ID for selecting web browser and use preferences of a user during use of a web application
US7930213B1 (en) 1998-09-11 2011-04-19 Rpx-Lv Acquisition Llc Method and apparatus for completing, securing and conducting an E-commerce transaction
US6757715B1 (en) * 1998-09-11 2004-06-29 L.V. Partners, L.P. Bar code scanner and software interface interlock for performing encrypted handshaking and for disabling the scanner in case of handshaking operation failure
US6643692B1 (en) 1998-09-11 2003-11-04 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of video tape media
US6823388B1 (en) 1998-09-11 2004-11-23 L.V. Parners, L.P. Method and apparatus for accessing a remote location with an optical reader having a programmable memory system
US6961555B1 (en) 1998-09-11 2005-11-01 L.V. Partners, L.P. System and apparatus for connecting a wireless device to a remote location on a network
US6206782B1 (en) * 1998-09-14 2001-03-27 Walker Digital, Llc. System and method for facilitating casino team play
US6175823B1 (en) * 1998-09-15 2001-01-16 Amazon.Com, Inc. Electronic gift certificate system
US6601761B1 (en) 1998-09-15 2003-08-05 Citibank, N.A. Method and system for co-branding an electronic payment platform such as an electronic wallet
EP1034502A1 (en) * 1998-10-06 2000-09-13 Netcentives, Inc. An on-line incentive system
US6267672B1 (en) 1998-10-21 2001-07-31 Ayecon Entertainment, L.L.C. Product sales enhancing internet game system
US6385642B1 (en) 1998-11-03 2002-05-07 Youdecide.Com, Inc. Internet web server cache storage and session management system
US6032136A (en) 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US7862418B2 (en) * 1999-10-16 2011-01-04 Bally Gaming, Inc. Voucher gaming systems and methods
US20010042020A1 (en) * 1998-12-08 2001-11-15 David Schachne Method for increasing electronic business
US6173269B1 (en) 1998-12-16 2001-01-09 Zowi.Com, Inc Method and apparatus for executing electronic commercial transactions with minors
CA2355285A1 (en) * 1998-12-17 2000-06-22 Rstar Corporation Method and apparatus for incentive points management
US6507870B1 (en) 1998-12-31 2003-01-14 Qwest Communications International Inc. xDSL web ordering tool
US6484147B1 (en) 1999-01-27 2002-11-19 Edexpress, Inc. Data processing system for facilitating merchandise transactions
US6513042B1 (en) * 1999-02-11 2003-01-28 Test.Com Internet test-making method
EP1212708A4 (en) * 1999-02-25 2006-03-22 Cybersource Corp Stored value electronic certificate processing
KR20020007318A (en) * 1999-03-02 2002-01-26 추후제출 Electronic commerce transactions within a marketing system that may contain a membership buying opportunity
US7359871B1 (en) 1999-03-02 2008-04-15 Alticor Investments Inc. System and method for managing recurring orders in a computer network
US7353194B1 (en) * 1999-03-02 2008-04-01 Alticor Investments, Inc. System and method for managing recurring orders in a computer network
US6574606B1 (en) * 1999-03-12 2003-06-03 Webloyalty.Com Method and system for cross-marketing products and services over a distributed communication network
US6519628B1 (en) 1999-03-24 2003-02-11 Live Person, Inc. Method and system for customer service using a packet switched network
WO2000058861A1 (en) * 1999-03-30 2000-10-05 Dash.Com, Inc. Computer system and method for returning commissions to consumers
US6594638B1 (en) * 1999-04-07 2003-07-15 Netstakes, Inc. On-line method and apparatus for collecting demographic information about a user of a world-wide-web site and dynamically selecting questions to present to the user
US6594639B1 (en) * 1999-04-19 2003-07-15 At&T Corp. Rewarding telephone callers based on call information
US7231357B1 (en) * 1999-04-19 2007-06-12 Neil Shanman System and method for the targeted distribution of discount coupons over a network
US8533039B1 (en) * 1999-04-19 2013-09-10 Christopher C. Winslade System for online sales with automatic rebate and coupon redemption
US7624038B1 (en) 1999-04-23 2009-11-24 The Internet Money Exchange Pty Ltd Interactive reward system and method
US7392224B1 (en) 1999-04-23 2008-06-24 Jpmorgan Chase Bank, N.A. System and method of operating a debit card reward program
US6847969B1 (en) * 1999-05-03 2005-01-25 Streetspace, Inc. Method and system for providing personalized online services and advertisements in public spaces
CA2367918A1 (en) * 1999-05-12 2000-11-23 Steven Buchholz Method of generating and offering gift certificates for sale
US7305473B2 (en) * 1999-05-28 2007-12-04 The Coca-Cola Company Provision of transparent proxy services to a user of a client device
US7006993B1 (en) 1999-05-28 2006-02-28 The Coca-Cola Company Method and apparatus for surrogate control of network-based electronic transactions
US20050197919A1 (en) * 1999-06-02 2005-09-08 Robertson Steven C. System and method for providing electronic multi-merchant gift certificate & contribution brokering services over a distributed network
US6882984B1 (en) 1999-06-04 2005-04-19 Bank One, Delaware, National Association Credit instrument and system with automated payment of club, merchant, and service provider fees
US7426480B2 (en) 1999-06-09 2008-09-16 Catalina Marketing Corporation In-vehicle promotions system
GB2366642A (en) * 1999-06-15 2002-03-13 Cfph Llc Systems and methods for electronic trading that provide incentives and linked auctions
CN1357129A (en) * 1999-06-23 2002-07-03 理查德·波斯特尔 System for electronic barter, traidng and redeeming points accumulated in frequent use reward programs
US20110010238A1 (en) * 2004-03-01 2011-01-13 Richard Postrel Method and system for issuing, aggregating and redeeming merchant rewards
US20050080727A1 (en) * 1999-06-23 2005-04-14 Richard Postrel Method and system for using reward points to liquidate products
US7263505B1 (en) * 1999-06-30 2007-08-28 Kyklos Entertainment S.R.L. Method and apparatus for generating a sale offer over an electronic network system
CN1371497A (en) * 1999-06-30 2002-09-25 西尔弗布鲁克研究股份有限公司 Interactive printer reward scheme
CN1360703A (en) * 1999-07-06 2002-07-24 达纳·B·邓肯 On-line interactive system and method for transacting business
US6934692B1 (en) 1999-07-06 2005-08-23 Dana B. Duncan On-line interactive system and method for transacting business
CA2379148A1 (en) * 1999-07-13 2001-01-18 Webmiles.Com System and method for global generic mileage loyalty program
US6178408B1 (en) 1999-07-14 2001-01-23 Recot, Inc. Method of redeeming collectible points
US7181438B1 (en) 1999-07-21 2007-02-20 Alberti Anemometer, Llc Database access system
WO2001007980A3 (en) * 1999-07-23 2008-04-10 Ideal International Inc Promotional cyber-currency structure and system
US6493698B1 (en) * 1999-07-26 2002-12-10 Intel Corporation String search scheme in a distributed architecture
US6405175B1 (en) 1999-07-27 2002-06-11 David Way Ng Shopping scouts web site for rewarding customer referrals on product and price information with rewards scaled by the number of shoppers using the information
US6386444B1 (en) 1999-07-30 2002-05-14 First Usa Bank, N.A. System and methods for card payment instrument with rebate applied to an insurance premium
EP1208511A4 (en) * 1999-08-13 2003-02-05 Trilegiant Corp Transaction based award program
US7146328B1 (en) * 1999-08-15 2006-12-05 Parago, Inc. Rebate processing system and method offering selectable disbursement options
US7769631B2 (en) 1999-08-17 2010-08-03 Mcclung Iii Guy L Business systems with price guarantee and display
US7107225B1 (en) 1999-08-17 2006-09-12 Mcclung Iii Guy L Business system
US7606731B2 (en) 1999-08-17 2009-10-20 Mcclung Iii Guy Lamonte Price guarantee methods and systems
WO2001015048A1 (en) * 1999-08-23 2001-03-01 Webmiles.Com Corporation On-line registration system and method
US20040064371A1 (en) * 1999-08-23 2004-04-01 Crapo Jeff D. On-line registration system and method
US7392205B1 (en) 1999-08-26 2008-06-24 Inest Realty, Inc. System and method for directing and instructing customers to deal with specific merchants using incentives
US6578011B1 (en) 1999-08-26 2003-06-10 Newhomesamerica.Com, Inc. System and method for directing and instructing customers to deal with specific merchants using incentives
US8355947B2 (en) 2000-02-02 2013-01-15 The Ohana Companies, Inc. Methods and systems for processing rebates
US6748365B1 (en) * 1999-09-15 2004-06-08 Chris Quinlan Method and system for redeeming product marketing rebates
US20040210481A1 (en) * 1999-09-15 2004-10-21 Quinlan Christopher F. Method and system for redeeming promotional offers
US8560382B2 (en) 1999-09-15 2013-10-15 The Ohana Companies, Inc. Method and system for redeeming product marketing rebates
US20090037281A1 (en) * 1999-09-15 2009-02-05 Devlin Edward A System and method of providing purchase receipts
US20020188537A1 (en) * 1999-09-16 2002-12-12 Leeds Peter A. Management systems and methods for maximizing return on assets
US7577582B1 (en) * 1999-09-21 2009-08-18 Nextag, Inc. Methods and apparatus for facilitating transactions
US6345261B1 (en) 1999-09-21 2002-02-05 Stockback Holdings, Inc. Customer loyalty investment program
US7634424B2 (en) 1999-10-04 2009-12-15 Mindspark Interactive Network, Inc. Network-based sweepstakes systems and method
US7152042B1 (en) * 1999-10-08 2006-12-19 Hinda, Inc. Incentive points redemption program carried out via an on-line auction
US6829646B1 (en) 1999-10-13 2004-12-07 L. V. Partners, L.P. Presentation of web page content based upon computer video resolutions
US7461022B1 (en) 1999-10-20 2008-12-02 Yahoo! Inc. Auction redemption system and method
EP1228469A4 (en) * 1999-11-04 2003-05-21 Ipo Market Com Corp System and method for allocating shares in an offering
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
US7663648B1 (en) 1999-11-12 2010-02-16 My Virtual Model Inc. System and method for displaying selected garments on a computer-simulated mannequin
US6392668B1 (en) * 1999-11-12 2002-05-21 Kendara, Inc. Client-side system and method for network link differentiation
US7370004B1 (en) 1999-11-15 2008-05-06 The Chase Manhattan Bank Personalized interactive network architecture
US8271336B2 (en) 1999-11-22 2012-09-18 Accenture Global Services Gmbh Increased visibility during order management in a network-based supply chain environment
US8032409B1 (en) 1999-11-22 2011-10-04 Accenture Global Services Limited Enhanced visibility during installation management in a network-based supply chain environment
US7716077B1 (en) 1999-11-22 2010-05-11 Accenture Global Services Gmbh Scheduling and planning maintenance and service in a network-based supply chain environment
US7130807B1 (en) 1999-11-22 2006-10-31 Accenture Llp Technology sharing during demand and supply planning in a network-based supply chain environment
EP1417608A2 (en) * 1999-11-23 2004-05-12 Nokia Corporation Method and apparatus for accessing an interactive incentive rewards program through a wireless communications network
US7925539B1 (en) * 1999-12-06 2011-04-12 General Electric Company Method and apparatus for screening transactions across a global computer network
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
JP2003516592A (en) * 1999-12-09 2003-05-13 カールソン マーケッティング グループ,インク. Combined in-store and online participation-based compensation repurchase system and method
US20020013757A1 (en) * 1999-12-10 2002-01-31 Bykowsky Mark M. Automated exchange for the efficient assignment of audience items
US20040073483A1 (en) * 1999-12-29 2004-04-15 Beenz.Com Ireland Ltd. Compensation driven network based exchange system and method
US8639571B1 (en) * 1999-12-29 2014-01-28 David Leason Rebate transaction system
WO2001095205A1 (en) * 1999-12-30 2001-12-13 Jeffrey Alnwick Method and system for ordering items over the internet
US6477509B1 (en) 2000-01-06 2002-11-05 Efunz.Com Internet marketing method and system
FR2803930A1 (en) * 2000-01-13 2001-07-20 World Internat Trading Management system for remote control of objects over the internet, uses program with database to store objects needed to build catalogues and to control access to these objects
US6571216B1 (en) * 2000-01-14 2003-05-27 International Business Machines Corporation Differential rewards with dynamic user profiling
US20030130958A1 (en) * 2000-01-18 2003-07-10 Shankar Narayanan Electronic transactions and payments system
US8813123B2 (en) 2000-01-19 2014-08-19 Interad Technologies, Llc Content with customized advertisement
US20020100042A1 (en) * 2000-01-19 2002-07-25 Denis Khoo Method and system for providing intelligent advertisement placement in a motion picture
JP3872278B2 (en) * 2000-01-19 2007-01-24 セイコーエプソン株式会社 The image forming system of donating a benefit to the user by using the cartridge
US6735778B2 (en) * 2000-01-19 2004-05-11 Denis Khoo Method and system for providing home shopping programs
US6434747B1 (en) * 2000-01-19 2002-08-13 Individual Network, Inc. Method and system for providing a customized media list
US20040193488A1 (en) * 2000-01-19 2004-09-30 Denis Khoo Method and system for advertising over a data network
US20040107434A1 (en) * 2000-01-19 2004-06-03 Denis Khoo Customized media method and system
CA2331244C (en) * 2000-01-21 2009-06-30 Anchor Coin, Inc. Method and apparatus for awarding and redeeming promotional points at an electronic game
KR20010000093A (en) * 2000-01-25 2001-01-05 정정태 A System and a Method for Mileage Stock Back Service Management
US6883032B1 (en) 2000-02-02 2005-04-19 Lucent Technologies Inc. Method and system for collecting data on the internet
JP3813780B2 (en) * 2000-02-02 2006-08-23 株式会社東芝 Purchasing information utilization system
US20020039921A1 (en) * 2000-02-03 2002-04-04 Rick Rowe Method and apparatus for monitoring player loss in a gaming environment
US8452687B2 (en) * 2000-02-03 2013-05-28 Igt Method and apparatus for facilitating and monitoring monetary transactions and rewards in a gaming environment
US20020002075A1 (en) * 2000-02-03 2002-01-03 Rick Rowe Method and apparatus for facilitating monetary and reward transactions and accounting in a gaming environment
WO2001059656A1 (en) * 2000-02-03 2001-08-16 Doubleclick Inc. Automated online sweepstakes system and method
US6685559B2 (en) 2000-02-10 2004-02-03 Sierra Design Group Voucher gaming system and method
US6839683B1 (en) 2000-02-15 2005-01-04 Walker Digital, Llc Systems and methods using a representation of a stored benefit to facilitate a transaction
US6907400B1 (en) * 2000-02-18 2005-06-14 Ncr Corporation Promotion apparatus and method
US6941279B1 (en) 2000-02-23 2005-09-06 Banke One Corporation Mutual fund card method and system
US20010027413A1 (en) * 2000-02-23 2001-10-04 Bhutta Hafiz Khalid Rehman System, software and method of evaluating, buying and selling consumer's present and potential buying power through a clearing house
US20020128916A1 (en) * 2000-02-28 2002-09-12 Walter Beinecke Methods, apparatus and articles-of-manufacture for distributing/redeeming a universal incentive currency
JP2001251576A (en) * 2000-03-03 2001-09-14 Dentsu Inc Program reception device and accumulation broadcast charging device
US8121941B2 (en) 2000-03-07 2012-02-21 American Express Travel Related Services Company, Inc. System and method for automatic reconciliation of transaction account spend
WO2001067355A2 (en) 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
US8799208B2 (en) * 2000-03-07 2014-08-05 E-Rewards, Inc. Method and system for evaluating, reporting, and improving on-line promotion effectiveness
JP4599649B2 (en) * 2000-03-09 2010-12-15 株式会社エクォス・リサーチ Billing apparatus in a data communication network
WO2001071452A3 (en) 2000-03-17 2002-02-07 Ebay Inc Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
US7499875B1 (en) 2000-03-17 2009-03-03 Ebay Inc. Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
EP1136931A1 (en) * 2000-03-20 2001-09-26 Roundit Inc. Patronage incentive system and method for internet-based retail businesses
US7539628B2 (en) 2000-03-21 2009-05-26 Bennett James D Online purchasing system supporting buyer affordability screening
US20010049628A1 (en) * 2000-03-23 2001-12-06 Robert Icho On-line system for aggregation of purchase bonuses
CA2341819A1 (en) * 2000-03-23 2001-09-23 Deepak Puri System and method for providing e-commerce based on a reward currency
US20080052169A1 (en) * 2000-03-29 2008-02-28 O'shea Deirdre Method and apparatus for providing a coupon offer having a variable value
US6532481B1 (en) 2000-03-31 2003-03-11 George C. Fassett, Jr. Product identifier, catalog and locator system and method
US20020147663A1 (en) * 2000-03-31 2002-10-10 Walker Jay S. Systems and methods for facilitating a transaction by use of third party subsidies
WO2001075734A1 (en) * 2000-03-31 2001-10-11 Softcoin, Inc. Facilitating transactions between merchant, associate, and user
CA2342971A1 (en) * 2000-04-04 2001-10-04 Haskell New York, Inc. System and method for placing on-line orders
JP2001290817A (en) * 2000-04-04 2001-10-19 Shunichi Tsuchida Structure of information page, computer-readable medium with recorded information page display data, information providing device, printer for information page, and information providing method using the printer for information page
US7016859B2 (en) * 2000-04-04 2006-03-21 Michael Whitesage System and method for managing purchasing contracts
US20010039532A1 (en) * 2000-04-11 2001-11-08 Coleman William Edward Chargeback calculator
US20010047299A1 (en) * 2000-04-11 2001-11-29 Brewer Sherran Irene Rebate calculator
CA2406001A1 (en) * 2000-04-14 2001-10-25 American Express Travel Related Services Company, Inc. A system and method for using loyalty points
WO2001082240A3 (en) * 2000-04-20 2002-11-21 Systec Pos Technology Gmbh Method and system for detecting and rewarding the returning of shopping carts
US20010037243A1 (en) * 2000-04-21 2001-11-01 Rouston W. Graeme System and method for redeeming frequent flyer miles
JP3890204B2 (en) * 2000-04-28 2007-03-07 キヤノンマーケティングジャパン株式会社 Data processing apparatus, the method, and its program
WO2001084280A3 (en) * 2000-05-01 2002-03-21 Mark W Daly Fully integrated, on-line interactive flexible rewards program
NL1015197C2 (en) * 2000-05-13 2001-11-15 Ficaro N V Telecommunication system and telecommunication apparatus for use therein.
US8359231B2 (en) 2000-05-16 2013-01-22 Maritz Holdings Inc. Method and system for electronically selecting, modifying, and operating a motivation or recognition program
US20020038251A1 (en) * 2000-05-16 2002-03-28 Maritz Inc. System and method for print-on-demand communications campaigns for motivation programs
US7139725B1 (en) * 2000-05-16 2006-11-21 Moyersoen Jean-Francois Method of offering free products or services over the internet
US7390264B2 (en) * 2000-05-17 2008-06-24 Walker Digital, Llc Method and system to incorporate game play into product transactions
US20050033639A1 (en) * 2000-05-19 2005-02-10 Noclips.Com Inc. Multi-vendor transactions based on near-immediate rebate detection
US7308419B1 (en) 2000-05-19 2007-12-11 Noclips.Com Inc. Method and system for tracking consumer awareness of brand-names
US7725427B2 (en) 2001-05-25 2010-05-25 Fred Bishop Recurrent billing maintenance with radio frequency payment devices
US7308420B1 (en) 2000-05-25 2007-12-11 Target Brands, Inc. Co-branded internet service provider and retailer internet service site with retailer-offered incentives for member use
US7753772B1 (en) 2000-05-25 2010-07-13 Walker Digital, Llc Systems and methods wherein a player indicates an item that may be received based on a game event outcome associated with the player
WO2001093159A2 (en) * 2000-05-27 2001-12-06 Dana Howard Jones Method and system for payment of intellectual property royalties by interposed sponsor on behalf of consumer over a telecommunications network
US7415425B1 (en) 2000-06-02 2008-08-19 Walker Digital, Llc Systems and methods wherein a security deposit facilitates a transaction in which a benefit is applied in exchange for performance of a task
US7499872B1 (en) 2000-06-02 2009-03-03 Tuition Fund, Llc Methods and systems for applying rebates to higher education
US7769621B2 (en) * 2000-06-02 2010-08-03 Mentor Partners, Llc Information trading system and method
JP2002063465A (en) * 2000-06-08 2002-02-28 Sony Computer Entertainment Inc Device and method for accepting order, storage medium and point service method
US20010056395A1 (en) * 2000-06-09 2001-12-27 Khan Saadat H. Internet bargaining system
WO2001099020A1 (en) * 2000-06-22 2001-12-27 Gopin Inc System and method for automated mediation of vendor accounts
US20030208400A1 (en) * 2001-04-25 2003-11-06 Jeff Kuo Incentive mechanism for encouraging adoption and use
JP4496613B2 (en) * 2000-06-30 2010-07-07 ソニー株式会社 Virtual space-providing device, a virtual space-providing system and a virtual space providing method
US20020016737A1 (en) * 2000-07-07 2002-02-07 Izzo Henry V. Method and apparatus for offering promotional incentives on the World-Wide-Web
WO2002007047A1 (en) 2000-07-14 2002-01-24 American Express Travel Related Services Company, Inc. Fee allocator system and method
JP2002041769A (en) * 2000-07-21 2002-02-08 Fujitsu Ltd Negotiation introduction system
US7827086B1 (en) 2000-07-24 2010-11-02 Bank Of America Corporation System and method for conducting a customer affinity program auction
EP1182599A1 (en) * 2000-07-26 2002-02-27 Transmedia Network, Inc. System and method for providing consumer rewards
WO2002011027A1 (en) * 2000-07-28 2002-02-07 Union Carbide Chemicals & Plastics Technology Corporation Transport logistics systems and methods
WO2002011019A1 (en) 2000-08-01 2002-02-07 First Usa Bank, N.A. System and method for transponder-enabled account transactions
US7430520B1 (en) * 2000-08-11 2008-09-30 Affinion Net Patents, Inc. System and method for determining the level of a authentication required for redeeming a customer's award credits
WO2002015081A8 (en) 2000-08-14 2006-11-02 Yahoo Inc Offline-online incentive points system and method
US20020111860A1 (en) * 2000-08-22 2002-08-15 Jones Dana Howard Method and system for payment of goods and/or services by the sponsor of an interposed communication on behalf of a consumer
US7953630B2 (en) * 2000-08-22 2011-05-31 Moneris Solutions Corporation Marketing systems and methods
US7218991B2 (en) 2000-08-22 2007-05-15 Walker Digital, Llc System for vending physical and information items
US20110202402A1 (en) * 2001-08-22 2011-08-18 Moneris Solutions Corporation Marketing systems and methods
JP2002063521A (en) * 2000-08-23 2002-02-28 Sony Corp Communication system and information processing method
US6726563B1 (en) 2000-09-08 2004-04-27 Igt Gaming device having a selectively accessible bonus scheme
WO2002023452A1 (en) * 2000-09-12 2002-03-21 American Express Travel Related Services Company, Inc. Microchip-enabled online transaction system
WO2002023412A1 (en) * 2000-09-14 2002-03-21 Paul Joseph Watson Points transaction process
JP2002099801A (en) * 2000-09-22 2002-04-05 Sanyo Electric Co Ltd Method and device for controlling purchase point
EP1320825A4 (en) * 2000-09-26 2006-07-12 Iac Search & Media Inc System and method for facilitating information requests
US20020042727A1 (en) * 2000-10-05 2002-04-11 Takafumi Soramoto Compensation-granting system and method and server thereof
US20020049657A1 (en) * 2000-10-11 2002-04-25 Main Peter T. Web site for retail marketing program
US20050192866A1 (en) * 2000-10-11 2005-09-01 Nintendo Of America Inc. System and method for managing a retail marketing program utilizing dynamic forms
US7660740B2 (en) 2000-10-16 2010-02-09 Ebay Inc. Method and system for listing items globally and regionally, and customized listing according to currency or shipping area
US20020046135A1 (en) * 2000-10-17 2002-04-18 Lage Mark C. Marketing arrangement for goods and services
US7831467B1 (en) 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
WO2002035398A1 (en) * 2000-10-23 2002-05-02 Worldsmart Technology Pty. Ltd. A customer loyalty program computer network site
US8868448B2 (en) 2000-10-26 2014-10-21 Liveperson, Inc. Systems and methods to facilitate selling of products and services
US9819561B2 (en) 2000-10-26 2017-11-14 Liveperson, Inc. System and methods for facilitating object assignments
US20020052752A1 (en) * 2000-10-30 2002-05-02 Mark Landesmann Serious intent mechanism and method
US20020053076A1 (en) * 2000-10-30 2002-05-02 Mark Landesmann Buyer-driven targeting of purchasing entities
US7124109B2 (en) * 2000-11-01 2006-10-17 Matsushita Electric Industrial Co., Ltd. Point service system
US20020133438A1 (en) * 2000-11-02 2002-09-19 Michael Tarr AdPix - viewer initiated ad selection
US8473380B2 (en) * 2000-11-06 2013-06-25 Propulsion Remote Holdings, Llc Pay yourself first budgeting
US8407137B2 (en) 2004-08-02 2013-03-26 Propulsion Remote Holdings, Llc Pay yourself first with user guidance
US7398226B2 (en) * 2000-11-06 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US20100299251A1 (en) * 2000-11-06 2010-11-25 Consumer And Merchant Awareness Foundation Pay yourself first with revenue generation
US7228287B1 (en) 2000-11-13 2007-06-05 Ben Simon Samson Method of providing online incentives
WO2002041556A3 (en) * 2000-11-16 2003-04-24 Milepoint Inc Loyalty program tracking and conversion system
US7318049B2 (en) * 2000-11-17 2008-01-08 Gregory Fx Iannacci System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling
US20020062275A1 (en) * 2000-11-22 2002-05-23 John Dyke Buyer-driven electronic marketplace system
US20030233278A1 (en) * 2000-11-27 2003-12-18 Marshall T. Thaddeus Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets
US20020072968A1 (en) * 2000-12-12 2002-06-13 Gorelick Richard B. System and method for incentivizing online sales
US20020077904A1 (en) * 2000-12-14 2002-06-20 Naushad Ali Loyalty program
US20020077901A1 (en) * 2000-12-19 2002-06-20 Catalina Marketing International, Inc. Paired promotion architecture
US7295999B1 (en) 2000-12-20 2007-11-13 Jpmorgan Chase Bank, N.A. System and method for determining eligibility and enrolling members in various programs
US6923721B2 (en) * 2000-12-20 2005-08-02 Sierra Design Group Apparatus and method for maintaining game state
US6758757B2 (en) * 2000-12-20 2004-07-06 Sierra Design Group Method and apparatus for maintaining game state
FR2818413B1 (en) * 2000-12-20 2006-06-23 Maximiles Systems and processes LOYALTY online
US20020087400A1 (en) * 2000-12-28 2002-07-04 Denis Khoo Method and system for providing a reward for playing content received over a data network
JP2002203191A (en) * 2000-12-28 2002-07-19 Web Money:Kk Electronic payment device, its method, and storage medium
WO2002054362A1 (en) * 2000-12-29 2002-07-11 Thrunetshopping Inc. Pre-reward system and method using credit cards
US6985873B2 (en) 2001-01-18 2006-01-10 First Usa Bank, N.A. System and method for administering a brokerage rebate card program
US20040148232A1 (en) * 2001-01-22 2004-07-29 Osamu Fushimi Electronic catalog aggregation apparatus for realizing fast and efficient electronic catalog system
US20040088221A1 (en) * 2001-01-30 2004-05-06 Katz Gary M System and method for computing measures of retailer loyalty
US20020120511A1 (en) * 2001-01-30 2002-08-29 Maritz Inc. System and method for print-on-demand electronic awards for motivation programs
US20020107729A1 (en) * 2001-02-06 2002-08-08 Catalina Marketing International, Inc. Method and system for timing promotions based on a prior receipt of promotions
US20020107731A1 (en) * 2001-02-07 2002-08-08 Teng Patrick Chee-Wai Purchase-based reward system and method
US20020169668A1 (en) * 2001-02-09 2002-11-14 Bank Edward L. Method, article of manufacture, and processing device for providing promotions over a network using an alphanumeric sequence from a product
US7493391B2 (en) * 2001-02-12 2009-02-17 International Business Machines Corporation System for automated session resource clean-up by determining whether server resources have been held by client longer than preset thresholds
US20020111859A1 (en) * 2001-02-15 2002-08-15 Gregory Sheldon Integrated frequency and award redemption program for installment based receivables behavior modification and customer loyalty management
US20020120497A1 (en) * 2001-02-23 2002-08-29 King Crispin J.B. System and method for operating an awards redemption program
US7222101B2 (en) * 2001-02-26 2007-05-22 American Express Travel Related Services Company, Inc. System and method for securing data through a PDA portal
US7584149B1 (en) 2001-02-26 2009-09-01 American Express Travel Related Services Company, Inc. System and method for securing data through a PDA portal
US7895098B2 (en) 2001-03-01 2011-02-22 Jpmorgan Chase Bank, N.A. System and method for measuring and utilizing pooling analytics
US20020165775A1 (en) * 2001-03-05 2002-11-07 American Express Travel Related Services System and method for integrating offers
US20030144907A1 (en) * 2001-03-05 2003-07-31 American Express Travel Related Services Company, Inc. System and method for administering incentive offers
US20020128942A1 (en) * 2001-03-09 2002-09-12 Mark Colosi System and method for purchasing goods and services and receiving a future return on investment
GB0106082D0 (en) 2001-03-13 2001-05-02 Mat & Separations Tech Int Ltd Method and equipment for removing volatile compounds from air
US20020133817A1 (en) * 2001-03-13 2002-09-19 Markel Steven O. Affinity marketing for interactive media systems
WO2002073557A1 (en) * 2001-03-14 2002-09-19 Centro Della Comunicazione Interattiva S.P.A. Method of managing portable payment/charging modules usable in sales services
US7340419B2 (en) 2001-03-15 2008-03-04 Walker Digital, Llc Method and apparatus for product display
JP2002281157A (en) * 2001-03-16 2002-09-27 Fujitsu Ltd Specified call management system
US20020138366A1 (en) * 2001-03-21 2002-09-26 Kristofer Skantze Method and device for issuing and redeeming gift certificates on an e-commerce site
US20030050859A1 (en) * 2001-03-23 2003-03-13 Restaurant Services, Inc. System, method and computer program product for a catalog feature in a supply chain management framework
US8595055B2 (en) * 2001-03-27 2013-11-26 Points.Com Apparatus and method of facilitating the exchange of points between selected entities
US7398225B2 (en) 2001-03-29 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US7324962B1 (en) * 2001-03-29 2008-01-29 Symbol Technologies, Inc. Network for alliance marketing
US20020143623A1 (en) * 2001-03-29 2002-10-03 Dayley J. Don Method for personalized drive-thru service
US8180671B2 (en) * 2001-03-29 2012-05-15 Propulsion Remote Holdings, Llc Point pooling loyalty system and method
US7467096B2 (en) * 2001-03-29 2008-12-16 American Express Travel Related Services Company, Inc. System and method for the real-time transfer of loyalty points between accounts
US20020161644A1 (en) * 2001-03-31 2002-10-31 George Duffield Cooperative incentive and promotion system and method for use on a computer networking system
WO2002082331A8 (en) * 2001-04-03 2004-02-26 Natura Cosmeticos Sa A data-managing system and a data-managing method
US20020156678A1 (en) * 2001-04-18 2002-10-24 Adams Vincent Lee Internet-based newspaper publishing franchise
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7428496B1 (en) * 2001-04-24 2008-09-23 Amazon.Com, Inc. Creating an incentive to author useful item reviews
US20030009374A1 (en) * 2001-05-04 2003-01-09 Moodie Justin Charles Schemes employing mobile communications
US20020165770A1 (en) * 2001-05-04 2002-11-07 Individual Network, Inc. Method and system for providing content with an option
US20020188511A1 (en) * 2001-05-14 2002-12-12 Trilegiant Loyalty Solutions Interactive online point redemption system
US20030236701A1 (en) * 2001-05-15 2003-12-25 Netcentives, Inc. Method and system for affiliate tracking
US20020172995A1 (en) * 2001-05-17 2002-11-21 Wei Shao Isolated human secreted proteins, nucleic acid molecules encoding human secreted proteins, and uses thereof
US20030069787A1 (en) * 2001-05-22 2003-04-10 Tendon Consulting Group Kb Computer system and method for the establishment of a virtual marketplace of promotional values
US7313546B2 (en) 2001-05-23 2007-12-25 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
US20020184507A1 (en) * 2001-05-31 2002-12-05 Proact Technologies Corp. Centralized single sign-on method and system for a client-server environment
WO2002099598A3 (en) 2001-06-07 2004-03-25 First Usa Bank Na System and method for rapid updating of credit information
US20030004794A1 (en) * 2001-06-27 2003-01-02 International Business Machines Corporation Corporate rewards program overdraft method
US7403908B1 (en) * 2001-07-06 2008-07-22 Hothand, Inc. Devices, systems, and methods for solving challenges in telecom and sales marketing
US8001054B1 (en) 2001-07-10 2011-08-16 American Express Travel Related Services Company, Inc. System and method for generating an unpredictable number using a seeded algorithm
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US7705732B2 (en) 2001-07-10 2010-04-27 Fred Bishop Authenticating an RF transaction using a transaction counter
US8284025B2 (en) 2001-07-10 2012-10-09 Xatra Fund Mx, Llc Method and system for auditory recognition biometrics on a FOB
US20040236699A1 (en) 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for hand geometry recognition biometrics on a fob
USRE45416E1 (en) 2001-07-10 2015-03-17 Xatra Fund Mx, Llc Processing an RF transaction using a routing number
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US7889052B2 (en) 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
DE10133975C1 (en) * 2001-07-17 2002-10-17 Fachhochschule Dortmund Discount provision method for products and/or services allows customer to be provided with free telecommunications services corresponding to value of obtained discount
WO2003010701A8 (en) 2001-07-24 2003-03-20 First Usa Bank Na Multiple account card and transaction routing
US7809641B2 (en) 2001-07-26 2010-10-05 Jpmorgan Chase Bank, National Association System and method for funding a collective account
US20030028425A1 (en) * 2001-07-31 2003-02-06 Zane Adam S. Method for increasing patronage to a sales enterprise through utilizing an award system
JP4980523B2 (en) * 2001-07-31 2012-07-18 株式会社リコー Point bank system, equipment, terminal, point accumulation method, service providing method, and program
US20040143491A1 (en) * 2001-08-02 2004-07-22 Marty Steinberg Method and system for management of purchasing incentives
US6945453B1 (en) 2001-08-13 2005-09-20 Bank One Delaware N.A. System and method for funding a collective account by use of an electronic tag
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7306141B1 (en) 2001-08-13 2007-12-11 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8800857B1 (en) 2001-08-13 2014-08-12 Jpmorgan Chase Bank, N.A. System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag
US20030036952A1 (en) * 2001-08-17 2003-02-20 Panttaja James T. Redemption system for award redemption
US20030126042A1 (en) * 2001-08-23 2003-07-03 Beegle Jeffrey B. On-line credit redemption system and method
RU2004112541A (en) * 2001-09-26 2005-03-27 Сео-Киу ПАРК (KR) The gaming system to the guaranteed capital, the way the game, using this system on the Internet, and information storage medium designed for this system
JP2003108815A (en) * 2001-09-28 2003-04-11 Canon Inc Information providing system, information processing device, control method thereof, control program thereof, and storage medium
US20020052788A1 (en) * 2001-10-18 2002-05-02 Lumenati, Inc. New-media monetary engine business method
CA2919269A1 (en) 2001-11-01 2003-05-08 Jpmorgan Chase Bank, N.A. System and method for establishing or modifying an account with user selectable terms
US20030093319A1 (en) * 2001-11-14 2003-05-15 Paul Jarman Essential bill reduction system and method
US20030126015A1 (en) * 2001-11-19 2003-07-03 Jenny Chan System and Method for Cardmember Acquisition
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
DE10200314A1 (en) * 2002-01-07 2003-07-24 Kreissparkasse Wesermuende Had Method for automatic evaluation of data from cashless transactions for use in loyalty schemes, etc., whereby data is collected based on linked databases in which participants are uniquely identified by their bank account number
US20030130900A1 (en) * 2002-01-10 2003-07-10 Telford Ian G. Internet-based system and method for electronically fulfilling purchase orders for chemical and plastic products
US7424441B2 (en) * 2002-02-19 2008-09-09 First Data Corporation Systems and methods for integrating loyalty and stored-value programs
US7620567B2 (en) * 2002-02-19 2009-11-17 First Data Corporation Systems and methods for operating loyalty programs
US6973440B1 (en) * 2002-02-19 2005-12-06 Brian Gudio Method of managing a deposit exchange to offer price reductions
US7756896B1 (en) 2002-03-11 2010-07-13 Jp Morgan Chase Bank System and method for multi-dimensional risk analysis
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
WO2003083619A3 (en) 2002-03-29 2004-01-08 Bank One Delaware N A System and process for performing purchase transaction using tokens
US20030187736A1 (en) * 2002-04-02 2003-10-02 David Teague Patron tracking system
WO2003083730A8 (en) * 2002-04-02 2004-04-22 Clarkin Darlene Higbee Apparatus and method of distributing and tracking the distribution of incentive points
US7134087B2 (en) * 2002-04-05 2006-11-07 Maritz Inc. System and method for transacting purchases with a cash vendor using points
US20040005919A1 (en) * 2002-04-18 2004-01-08 Walker Jay S. Method and apparatus for enabling a player to select features on a gaming device
US20060217194A1 (en) * 2002-04-18 2006-09-28 Walker Jay S Method and apparatus for managing performance of multiple games
US20040127277A1 (en) 2002-10-09 2004-07-01 Walker Jay S. Method and apparatus for authenticating data relating to usage of a gaming device
WO2003089078A1 (en) 2002-04-19 2003-10-30 Walker Digital, Llc Method and apparatus for linked play gaming with combined outcomes and shared indicia
WO2003089084A1 (en) * 2002-04-19 2003-10-30 Walker Digital, Llc Managing features on a gaming device
US20030200142A1 (en) * 2002-04-23 2003-10-23 Heather Hicks On-line employee incentive system
US7680688B2 (en) 2002-05-28 2010-03-16 American Express Travel Related Services Company, Inc. System and method for exchanging loyalty points for acquisitions
US8078505B2 (en) 2002-06-10 2011-12-13 Ebay Inc. Method and system for automatically updating a seller application utilized in a network-based transaction facility
US20040039612A1 (en) 2002-06-14 2004-02-26 Neil Fitzgerald Method and apparatus for customer direct on-line reservation of rental vehicles
US8108231B2 (en) 2002-06-14 2012-01-31 The Crawford Group, Inc. Method and apparatus for improved customer direct on-line reservation of rental vehicles
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US20040015394A1 (en) * 2002-07-19 2004-01-22 Beatrice Mok Method for rewarding customer loyalty with respect to a lease agreement
US8010405B1 (en) 2002-07-26 2011-08-30 Visa Usa Inc. Multi-application smart card device software solution for smart cardholder reward selection and redemption
US8239304B1 (en) 2002-07-29 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for providing pre-approved targeted products
US7124939B2 (en) * 2002-08-09 2006-10-24 Tri Ventures Inc. Method and apparatus for creating a bar code
US20070102531A1 (en) * 2002-08-09 2007-05-10 Tri Ventures Inc. Method and apparatus for creating a bar code
US20040030637A1 (en) * 2002-08-12 2004-02-12 Robison Sharon K. Method for conducting electronic commerce
US20040122734A1 (en) * 2002-09-03 2004-06-24 Schleicher James R. Points-based rewards automation system and method
US20040049452A1 (en) * 2002-09-09 2004-03-11 First Data Corporation Multiple credit line presentation instrument
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US7121456B2 (en) 2002-09-13 2006-10-17 Visa U.S.A. Inc. Method and system for managing token image replacement
US8626577B2 (en) 2002-09-13 2014-01-07 Visa U.S.A Network centric loyalty system
US8015060B2 (en) 2002-09-13 2011-09-06 Visa Usa, Inc. Method and system for managing limited use coupon and coupon prioritization
US9852437B2 (en) 2002-09-13 2017-12-26 Visa U.S.A. Inc. Opt-in/opt-out in loyalty system
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US7769629B1 (en) * 2002-09-23 2010-08-03 Marketing Technology Concepts, Inc. System and method for providing hierarchical reporting for online incentive programs
US20040098306A1 (en) * 2002-09-30 2004-05-20 Fitzpatrick Brian F. Platform system and method for extending sales and use of a resource of motivational programs
US20040122736A1 (en) * 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US20040073497A1 (en) * 2002-10-15 2004-04-15 Hayes Mark R. Method and system for automated linkable promotions
US20040220884A1 (en) * 2002-11-01 2004-11-04 Khan Saadat H. Intelligent internet bargaining system
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
JP2004157747A (en) * 2002-11-06 2004-06-03 Ricoh Co Ltd Point management method and point management program
US20040098315A1 (en) * 2002-11-19 2004-05-20 Haynes Leonard Steven Apparatus and method for facilitating the selection of products by buyers and the purchase of the selected products from a supplier
US6920611B1 (en) * 2002-11-25 2005-07-19 Visa U.S.A., Inc. Method and system for implementing a loyalty merchant component
US20050261913A1 (en) * 2002-11-27 2005-11-24 Patrick Lapointe Providing means to accrue miles or points
US9495691B1 (en) * 2002-12-13 2016-11-15 Versata Development Group, Inc. Efficient large-scale compensation calculation system
US20040117249A1 (en) * 2002-12-16 2004-06-17 Wang Annie X. Business improvement program with on-line access
US8511553B1 (en) 2003-02-13 2013-08-20 Global Fulfillment Services, Inc. Method and processes for secure real time purchase validation award system
US20050289003A1 (en) * 2004-02-20 2005-12-29 Thompson R M System and method for direct marketing
US7370212B2 (en) 2003-02-25 2008-05-06 Microsoft Corporation Issuing a publisher use license off-line in a digital rights management (DRM) system
US20040172537A1 (en) * 2003-02-28 2004-09-02 Baus George Harold System and method for tracking and authenticating items through an internet web site
US7353373B2 (en) * 2003-03-31 2008-04-01 Sharp Laboratories Of America, Inc. Intelligent printer installation
US20040199421A1 (en) * 2003-04-04 2004-10-07 Oda Lisa Maureen Method and system to discharge a liability associated with a proprietary currency
US9881308B2 (en) * 2003-04-11 2018-01-30 Ebay Inc. Method and system to facilitate an online promotion relating to a network-based marketplace
US20040204991A1 (en) * 2003-04-11 2004-10-14 Jay Monahan Method and system to incentivize a seller to perform an activity relating to a network-based marketplace
US20040254873A1 (en) * 2003-04-24 2004-12-16 Loveland Andrew John Method and system for generating interaction between an issuer of shares and its shareholders
US7827077B2 (en) 2003-05-02 2010-11-02 Visa U.S.A. Inc. Method and apparatus for management of electronic receipts on portable devices
US20040225510A1 (en) * 2003-05-07 2004-11-11 Mcgovern Glen E. Method and software for facilitating a purchase
US8429041B2 (en) 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
US20050234773A1 (en) * 2004-04-15 2005-10-20 Alexis Hirst Credit card mileage rewards program, system and method
US7949559B2 (en) * 2003-05-27 2011-05-24 Citicorp Credit Services, Inc. Credit card rewards program system and method
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US20040243467A1 (en) * 2003-06-02 2004-12-02 American Express Travel Related Services Company, Inc. System and method for facilitating distribution of incentives from a merchant to a parent
US20100023389A1 (en) * 2003-06-04 2010-01-28 Strasser Stephen M Method and apparatus for providing internet based marketing channels
US7729992B2 (en) 2003-06-13 2010-06-01 Brilliant Digital Entertainment, Inc. Monitoring of computer-related resources and associated methods and systems for disbursing compensation
US8095500B2 (en) * 2003-06-13 2012-01-10 Brilliant Digital Entertainment, Inc. Methods and systems for searching content in distributed computing networks
US7606727B1 (en) 2003-06-16 2009-10-20 Jpmorgan Chase Bank, N.A. System and method for identifying optimal marketing offers
US7742985B1 (en) 2003-06-26 2010-06-22 Paypal Inc. Multicurrency exchanges between participants of a network-based transaction facility
US20050001712A1 (en) * 2003-07-03 2005-01-06 Yarbrough Craig D. RF ID tag
US20050075931A1 (en) * 2003-09-22 2005-04-07 Mark Pearson Systems and methods for consumers to purchase health care and related products
US7702530B2 (en) * 2003-07-29 2010-04-20 Lifespring Health Network Llc Systems and methods for consumers to purchase health care and related products
US20050160023A1 (en) * 2003-07-29 2005-07-21 Mark Pearson Systems and methods for consumers to purchase products
US20050027622A1 (en) 2003-07-30 2005-02-03 Walker Jay S. Products and processes for vending a plurality of products via defined groups
US8554610B1 (en) 2003-08-29 2013-10-08 Visa U.S.A. Inc. Method and system for providing reward status
US7104446B2 (en) 2003-09-03 2006-09-12 Visa U.S.A., Inc. Method, system and portable consumer device using wildcard values
US7953663B1 (en) 2003-09-04 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for financial instrument pre-qualification and offering
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
US8489452B1 (en) 2003-09-10 2013-07-16 Target Brands, Inc. Systems and methods for providing a user incentive program using smart card technology
US7051923B2 (en) 2003-09-12 2006-05-30 Visa U.S.A., Inc. Method and system for providing interactive cardholder rewards image replacement
WO2005029259A3 (en) * 2003-09-15 2005-10-20 Richard Postrel Method and system for using reward points to liquidate products
US8239323B2 (en) 2003-09-23 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for distribution of unactivated bank account cards
US7949594B2 (en) * 2003-09-26 2011-05-24 First Data Corporation Systems and methods for participant controlled communications regarding financial accounts
US8527332B2 (en) * 2003-09-29 2013-09-03 International Business Machines Corporation Incentive-based website architecture
US20050144071A1 (en) * 2003-09-30 2005-06-30 Jay Monahan Method and apparatus to facilitate the electronic accumulation and redemption of a value in an account
US8407083B2 (en) 2003-09-30 2013-03-26 Visa U.S.A., Inc. Method and system for managing reward reversal after posting
US8005763B2 (en) 2003-09-30 2011-08-23 Visa U.S.A. Inc. Method and system for providing a distributed adaptive rules based dynamic pricing system
US7653602B2 (en) 2003-11-06 2010-01-26 Visa U.S.A. Inc. Centralized electronic commerce card transactions
US8015085B2 (en) * 2003-11-14 2011-09-06 First Data Corporation System for distributing funds
US7386800B2 (en) * 2003-11-21 2008-06-10 American Registry, Llc Personalized, customized achievement recognition items
US20050125343A1 (en) * 2003-12-03 2005-06-09 Mendelovich Isaac F. Method and apparatus for monetizing personal consumer profiles by aggregating a plurality of consumer credit card accounts into one card
US20050149386A1 (en) * 2003-12-30 2005-07-07 American Express Travel Related Services, Inc. Authorizing third party participants
US8055508B1 (en) 2003-12-30 2011-11-08 Amazon Technologies, Inc. Computer controlled article classification and processing system
US20060247975A1 (en) * 2003-12-30 2006-11-02 Craig Shapiro Processes and systems employing multiple sources of funds
US20050144100A1 (en) * 2003-12-30 2005-06-30 Craig Shapiro Payment systems and methods for earning incentives using at least two financial instruments
US8538874B2 (en) * 2004-02-06 2013-09-17 Propulsion Remote Holdings, Llc Pay yourself first with auto bill pay system and method
US20050197904A1 (en) * 2004-03-08 2005-09-08 Baron Claudia A. Credit card reward program
US7912777B2 (en) * 2004-03-12 2011-03-22 American Express Travel Related Services Company, Inc. System and method for using cash rebates
US8676614B2 (en) * 2004-03-12 2014-03-18 Amr Corporation Automated airlines reservations system
US20050209917A1 (en) * 2004-03-17 2005-09-22 Brian Anderson Employee incentive program
CN101124597A (en) * 2004-03-26 2008-02-13 花旗信贷服务公司 Methods and systems for integration of multiple rewards programs
WO2005106749A3 (en) * 2004-04-23 2006-02-09 Bank Of Nova Scotia Cardholder loyalty program with rebate
US7472827B2 (en) 2004-05-17 2009-01-06 American Express Travel Related Services Company, Inc. Limited use PIN system and method
US7509272B2 (en) * 2004-06-16 2009-03-24 American Express Travel Related Services Company, Inc. Calendar auction method and computer program product
US8429006B1 (en) 2004-06-18 2013-04-23 Jpmorgan Chase Bank, N.A. System and method for offer targeting
US7467106B1 (en) 2004-06-18 2008-12-16 Jpmorgan Chase Bank, N.A. System and method for offer management
US20060004629A1 (en) * 2004-07-01 2006-01-05 American Express Travel Related Services Company, Inc. Deferred loyalty points redemption method
US7318550B2 (en) 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
US20060003306A1 (en) * 2004-07-02 2006-01-05 Mcginley Michael P Unified web-based system for the delivery, scoring, and reporting of on-line and paper-based assessments
US20080171586A1 (en) * 2004-07-26 2008-07-17 Mickey Roemer Casino player loyalty system offering random player bonus opportunity
US7392222B1 (en) 2004-08-03 2008-06-24 Jpmorgan Chase Bank, N.A. System and method for providing promotional pricing
US20060059040A1 (en) * 2004-08-25 2006-03-16 First Data Corporation Systems and methods of data transfer in a distributed computer network
US7870071B2 (en) 2004-09-08 2011-01-11 American Express Travel Related Services Company, Inc. Systems, methods, and devices for combined credit card and stored value transaction accounts
US8566151B2 (en) * 2004-09-09 2013-10-22 Google Inc. Co-pay options for frequent traveler award redemption by rule
US8577720B2 (en) * 2004-09-09 2013-11-05 Google Inc. Display of travel options with frequent travel award credit
US8615425B2 (en) * 2004-09-09 2013-12-24 Google Inc. Mileage purchase options for frequent traveler award redemption by rule
US8589224B2 (en) * 2004-09-09 2013-11-19 Google Inc. Frequent traveler award redemption by rule
US8762198B2 (en) * 2004-09-15 2014-06-24 Eppendorf Ag Method and system for assigning bonus-credits to the user of products
US7455586B2 (en) 2004-09-21 2008-11-25 Igt Method and system for gaming and brand association
US7778870B1 (en) * 2004-09-21 2010-08-17 Marketing Technology Concepts, Inc. System and method for managing, monitoring and reporting on a plurality of online incentive programs
WO2005073887A1 (en) * 2004-10-07 2005-08-11 Korvac Consumer Services (S) Pte Ltd Payment network
US20060224451A1 (en) * 2004-10-18 2006-10-05 Xcelerator Loyalty Group, Inc. Incentive program
US8347078B2 (en) 2004-10-18 2013-01-01 Microsoft Corporation Device certificate individualization
US20060085252A1 (en) * 2004-10-18 2006-04-20 Kersenbrock Robert D Incentive program
JPWO2006043330A1 (en) * 2004-10-22 2008-05-22 ソフトバンクBb株式会社 Calculator, calculation method, and a program
US8856117B2 (en) * 2004-10-29 2014-10-07 Opentable, Inc. System and method of accelerating response time to inquiries regarding inventory information in a network
US20090076972A1 (en) * 2004-11-08 2009-03-19 Prosper Marketplace, Inc. Automated lending system with automatic diversification and contract execution and sponsorships
US8336085B2 (en) 2004-11-15 2012-12-18 Microsoft Corporation Tuning product policy using observed evidence of customer behavior
US8464348B2 (en) 2004-11-15 2013-06-11 Microsoft Corporation Isolated computing environment anchored into CPU and motherboard
US8176564B2 (en) * 2004-11-15 2012-05-08 Microsoft Corporation Special PC mode entered upon detection of undesired state
US20060106920A1 (en) * 2004-11-15 2006-05-18 Microsoft Corporation Method and apparatus for dynamically activating/deactivating an operating system
US20060190325A1 (en) * 2004-11-23 2006-08-24 Tarsh David J No-fee, Internet, marketing system with new-member, introducer identification
US20060111973A1 (en) * 2004-11-23 2006-05-25 First Data Corporation Stored value mileage card systems and methods of use
US20060168012A1 (en) * 2004-11-24 2006-07-27 Anthony Rose Method and system for electronic messaging via distributed computing networks
US8620739B1 (en) 2004-12-03 2013-12-31 Amazon Technologies, Inc. Dynamic conversion and use of non-monetary rewards
US20060208065A1 (en) * 2005-01-18 2006-09-21 Isaac Mendelovich Method for managing consumer accounts and transactions
US7711632B2 (en) * 2005-02-16 2010-05-04 Sri, Inc. Systems and methods for implementing the structuring, pricing, quotation, and trading of financial instruments
US7574394B2 (en) * 2005-02-16 2009-08-11 Sri, Inc. Systems and methods for implementing the structuring, pricing, quotation, and trading of financial instruments
US8630898B1 (en) 2005-02-22 2014-01-14 Jpmorgan Chase Bank, N.A. Stored value card provided with merchandise as rebate
US8762160B2 (en) * 2005-03-23 2014-06-24 Amadeus S.A.S. Purchaser value optimization system
US20070033102A1 (en) * 2005-03-29 2007-02-08 Microsoft Corporation Securely providing advertising subsidized computer usage
US8216061B2 (en) 2005-03-31 2012-07-10 Wms Gaming Inc. Wagering games with unlockable bonus rounds
US20060224449A1 (en) * 2005-04-05 2006-10-05 First Data Corporation Integrating transaction features into a POS system
US20060229937A1 (en) * 2005-04-08 2006-10-12 Manley Douglas R Method for retaining a customer at a dealership
US8725646B2 (en) 2005-04-15 2014-05-13 Microsoft Corporation Output protection levels
US9436804B2 (en) 2005-04-22 2016-09-06 Microsoft Technology Licensing, Llc Establishing a unique session key using a hardware functionality scan
US9363481B2 (en) 2005-04-22 2016-06-07 Microsoft Technology Licensing, Llc Protected media pipeline
US20060242406A1 (en) 2005-04-22 2006-10-26 Microsoft Corporation Protected computing environment
US8438645B2 (en) 2005-04-27 2013-05-07 Microsoft Corporation Secure clock with grace periods
US7698185B2 (en) * 2005-04-28 2010-04-13 Loylogic, Inc. Methods and systems for generating dynamic reward currency values
US20060253320A1 (en) * 2005-05-06 2006-11-09 First Data Corporation Loyalty systems and methods
US20060253321A1 (en) * 2005-05-06 2006-11-09 First Data Corporation Loyalty enrollment systems and methods
US20060271436A1 (en) * 2005-05-09 2006-11-30 Eric Aubertin Organization-powered online benefits management system and method with dynamically-published benefits web site and data and financial tracking
US20060265758A1 (en) 2005-05-20 2006-11-23 Microsoft Corporation Extensible media rights
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US8353046B2 (en) 2005-06-08 2013-01-08 Microsoft Corporation System and method for delivery of a modular operating system
US8452654B1 (en) * 2005-06-16 2013-05-28 Rbs Nb System and method for issuing rewards to card holders
US20060287914A1 (en) * 2005-06-21 2006-12-21 Shelley Kevin J Systems and methods for managing premiums
WO2007004310A1 (en) * 2005-07-06 2007-01-11 Luke19 Co., Ltd. Free sample provision management system, free sample provision management server, and free sample provision management method
US20070051797A1 (en) * 2005-08-22 2007-03-08 Ronald Randolph-Wall Methods and systems for packaging and distributing financial instruments
US20070050242A1 (en) * 2005-08-23 2007-03-01 Way Out World, Llc Solo-unit system and methods for game augmented interactive marketing
US20070049367A1 (en) * 2005-08-23 2007-03-01 Way Out World, Llc Methods for game augmented interactive marketing
US20070050243A1 (en) * 2005-08-23 2007-03-01 Way Out World, Llc Multi-unit system and methods for game augmented interactive marketing
US8113948B1 (en) * 2005-08-23 2012-02-14 Jack Bertram Coronel Method and system for a gaming or gambling operator for issuing secondary value for redemption of primary value
US9432468B2 (en) 2005-09-14 2016-08-30 Liveperson, Inc. System and method for design and dynamic generation of a web page
US8738732B2 (en) 2005-09-14 2014-05-27 Liveperson, Inc. System and method for performing follow up based on user interactions
US20070059319A1 (en) * 2005-09-15 2007-03-15 Caliper Life Sciences, Inc. Methods of screening for immuno-adjuvants and vaccines comprising anti-microtubule immuno-adjuvants
US8301566B2 (en) * 2005-10-20 2012-10-30 American Express Travel Related Services Company, Inc. System and method for providing a financial transaction instrument with user-definable authorization criteria
US20070179839A1 (en) * 2005-10-25 2007-08-02 American Express Marketing & Development Corp., a Delaware Corporation Method and computer program product for redeeming loyalty points in an online raffle
US20070179879A1 (en) * 2005-10-25 2007-08-02 American Express Marketing & Development, Corp., A Delaware Corporation Method and computer program product for creating a unique online auction
US20090307070A1 (en) * 2005-11-04 2009-12-10 Krista Vard-Abash Goods and services-based trade method and system
US20070179842A1 (en) * 2006-01-27 2007-08-02 Chaing Chen Method and system to deliver a pixel or block based non-intrusive Internet web advertisement mall service via interactive games using one-time numeric codes
US20070176921A1 (en) * 2006-01-27 2007-08-02 Koji Iwasaki System of developing urban landscape by using electronic data
US20070179846A1 (en) * 2006-02-02 2007-08-02 Microsoft Corporation Ad targeting and/or pricing based on customer behavior
US20080114651A1 (en) * 2006-02-02 2008-05-15 Microsoft Corporation Omaha - user price incentive model
US8996406B2 (en) * 2006-02-02 2015-03-31 Microsoft Corporation Search engine segmentation
US20080140491A1 (en) * 2006-02-02 2008-06-12 Microsoft Corporation Advertiser backed compensation for end users
US20070179849A1 (en) * 2006-02-02 2007-08-02 Microsoft Corporation Ad publisher performance and mitigation of click fraud
US20070179853A1 (en) * 2006-02-02 2007-08-02 Microsoft Corporation Allocating rebate points
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
WO2007095135A3 (en) 2006-02-10 2009-01-22 Mark B Gagner Persistent state systems, methods and software
WO2007098105A3 (en) * 2006-02-21 2009-03-12 John Clayton Bollinger Internet contest
US8271309B2 (en) 2006-03-16 2012-09-18 The Crawford Group, Inc. Method and system for providing and administering online rental vehicle reservation booking services
US8608477B2 (en) * 2006-04-06 2013-12-17 Vantage Technologies Knowledge Assessment, L.L.C. Selective writing assessment with tutoring
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US8342399B1 (en) 2006-05-25 2013-01-01 Mcghie Sean I Conversion of credits to funds
US8201734B1 (en) 2006-05-25 2012-06-19 Mcghie Sean I Conversion of non-negotiable credits associated with an entity into entity independent negotiable funds
US8376224B2 (en) 2006-05-25 2013-02-19 Sean I. Mcghie Self-service stations for utilizing non-negotiable credits earned from a game of chance
US8267315B1 (en) 2006-05-25 2012-09-18 Mcghie Sean I Exchange of non-negotiable credits for entity independent funds
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US8162209B2 (en) 2006-05-25 2012-04-24 Buchheit Brian K Storefront purchases utilizing non-negotiable credits earned from a game of chance
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
WO2007142712A3 (en) * 2006-06-02 2008-01-24 Mohd N Alkassmi Targeted marketing communication system
US20070294116A1 (en) * 2006-06-14 2007-12-20 Scott Paul Stephens Method and system for an online rental vehicle reservation-booking website including a travel agent path
US8024235B2 (en) * 2006-06-21 2011-09-20 Microsoft Corporation Automatic search functionality within business applications
US8934117B2 (en) 2006-07-10 2015-01-13 Synnex Corporation Equipment management system
US20080033791A1 (en) * 2006-07-18 2008-02-07 Chacha Search, Inc Method and system tracking work done by human workers
WO2008011537A3 (en) * 2006-07-19 2008-11-06 Chacha Search Inc Method, system, and computer readable medium useful in managing a computer-based system for servicing user initiated tasks
US20080021885A1 (en) * 2006-07-24 2008-01-24 Chacha Search, Inc. System for substantially immediate payment for search related tasks
US20080046380A1 (en) * 2006-08-16 2008-02-21 Kurt Wise System and apparatus for transactions using certificates
US20090055248A1 (en) * 2006-08-22 2009-02-26 Wolf Andrew L Method of administering a search engine with a marketing component
US20080077454A1 (en) * 2006-09-08 2008-03-27 Opentable, Inc. Verified transaction evaluation
US20080133327A1 (en) * 2006-09-14 2008-06-05 Shah Ullah Methods and systems for securing content played on mobile devices
US7824093B2 (en) * 2006-10-02 2010-11-02 Samsung Electronics Co., Ltd. Backlight assembly, liquid crystal display device having the same, and method of manufacturing thereof
JP4955362B2 (en) * 2006-10-13 2012-06-20 Necインフロンティア株式会社 Wireless lan system and a wireless communication method
US8371919B2 (en) * 2006-10-18 2013-02-12 Wms Gaming Inc. Wagering game with community game having a persistent-state feature
US8608061B2 (en) * 2006-10-27 2013-12-17 Bancvue, Ltd. Financial institution account-associated rewards program
US7753264B2 (en) * 2006-10-27 2010-07-13 Bancvue Ltd Automated reward program
US8682791B2 (en) * 2006-10-31 2014-03-25 Discover Financial Services Redemption of credit card rewards at a point of sale
US8027871B2 (en) 2006-11-03 2011-09-27 Experian Marketing Solutions, Inc. Systems and methods for scoring sales leads
US8135607B2 (en) * 2006-11-03 2012-03-13 Experian Marketing Solutions, Inc. System and method of enhancing leads by determining contactability scores
US7657569B1 (en) 2006-11-28 2010-02-02 Lower My Bills, Inc. System and method of removing duplicate leads
US20080030496A1 (en) * 2007-01-03 2008-02-07 Social Concepts, Inc. On-line interaction system
US8413059B2 (en) 2007-01-03 2013-04-02 Social Concepts, Inc. Image based electronic mail system
US20090089168A1 (en) * 2007-01-10 2009-04-02 Phyllis Adele Schneck ACE (Alternative Currency Exchange): Alternative Currency Tracking and Mapping System and Method
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8452649B1 (en) 2007-01-17 2013-05-28 Tcf Financial Corporation Computer-based methods and arrangements for consumer-directed marketing program
US8166407B2 (en) 2007-01-25 2012-04-24 Social Concepts, Inc. Apparatus for increasing social interaction over an electronic network
US20080184026A1 (en) * 2007-01-29 2008-07-31 Hall Martin H Metered Personal Computer Lifecycle
CA2582495A1 (en) * 2007-02-14 2008-08-14 Visa International Service Association Rewards program manager
US8078522B1 (en) 2007-03-09 2011-12-13 Uat, Inc. System and method for exchanging institutional research and trade order execution services
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
GB0708290D0 (en) * 2007-04-28 2007-06-06 Vali Riaz Web points
US8353772B2 (en) 2007-05-15 2013-01-15 Fantasy Weekly, Llc System and method for conducting a fantasy sports competition
US8147322B2 (en) 2007-06-12 2012-04-03 Walker Digital, Llc Multiplayer gaming device and methods
US8676642B1 (en) 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
EP2191429A4 (en) * 2007-08-23 2012-07-11 Accenture Global Services Ltd Travel reward accrual
US8219533B2 (en) 2007-08-29 2012-07-10 Enpulz Llc Search engine feedback for developing reliable whois database reference for restricted search operation
US8055671B2 (en) 2007-08-29 2011-11-08 Enpulz, Llc Search engine using world map with whois database search restriction
US8108255B1 (en) 2007-09-27 2012-01-31 Amazon Technologies, Inc. Methods and systems for obtaining reviews for items lacking reviews
US8001003B1 (en) 2007-09-28 2011-08-16 Amazon Technologies, Inc. Methods and systems for searching for and identifying data repository deficits
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
US7988071B2 (en) 2007-10-30 2011-08-02 Bredberg Anthony J Lawn sprinkler
US8357034B2 (en) 2007-11-08 2013-01-22 Igt Gaming system and method providing third party promotions
US7996521B2 (en) 2007-11-19 2011-08-09 Experian Marketing Solutions, Inc. Service for mapping IP addresses to user segments
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US20090187478A1 (en) * 2008-01-18 2009-07-23 Maritz Inc. Item-based seller sales incentive method
US8458019B2 (en) * 2008-03-03 2013-06-04 Russell Sergiades Method and system for displaying discount information
US20110022655A1 (en) * 2008-03-27 2011-01-27 Fortressgb Ltd. Smart-card based fault resistant on-line/off-line loyalty point accumulation system for spectator event venues
US8229911B2 (en) 2008-05-13 2012-07-24 Enpulz, Llc Network search engine utilizing client browser activity information
US20090287570A1 (en) * 2008-05-14 2009-11-19 Adamousky Glenn D E-commerce website
US8171041B2 (en) 2008-05-15 2012-05-01 Enpulz, L.L.C. Support for international search terms
US8250083B2 (en) 2008-05-16 2012-08-21 Enpulz, Llc Support for international search terms—translate as you crawl
US20090287471A1 (en) 2008-05-16 2009-11-19 Bennett James D Support for international search terms - translate as you search
US8180788B2 (en) 2008-06-05 2012-05-15 Enpulz, L.L.C. Image search engine employing image correlation
US8190623B2 (en) 2008-06-05 2012-05-29 Enpulz, L.L.C. Image search engine using image analysis and categorization
US20090319423A1 (en) * 2008-06-24 2009-12-24 Kersenbrock Robert D Incentive program
US20090325666A1 (en) * 2008-06-30 2009-12-31 Aristocrat Technologies Australia Pty Limited Gaming method, gaming system and game controller
US8762313B2 (en) 2008-07-25 2014-06-24 Liveperson, Inc. Method and system for creating a predictive model for targeting web-page to a surfer
US8799200B2 (en) 2008-07-25 2014-08-05 Liveperson, Inc. Method and system for creating a predictive model for targeting webpage to a surfer
US8805844B2 (en) 2008-08-04 2014-08-12 Liveperson, Inc. Expert search
US20100057553A1 (en) * 2008-09-04 2010-03-04 Michael Ameiss System and Method for Performing a Real Time Redemption Transaction by Leveraging a Payment Network
US9892417B2 (en) 2008-10-29 2018-02-13 Liveperson, Inc. System and method for applying tracing tools for network locations
US8244567B2 (en) * 2008-12-31 2012-08-14 Synnex Corporation Business goal incentives using gaming rewards
US8407087B2 (en) * 2009-01-14 2013-03-26 Signature Systems, LLC. Online reward point exchange method and system
US8615428B2 (en) 2009-01-14 2013-12-24 Signature Systems, LLC. Point of sale device for online reward point exchange method and system
US20120010933A1 (en) * 2009-01-21 2012-01-12 Billshrink, Inc. System and method for matching a savings opportunity using third party data
US8566197B2 (en) * 2009-01-21 2013-10-22 Truaxis, Inc. System and method for providing socially enabled rewards through a user financial instrument
US8600857B2 (en) 2009-01-21 2013-12-03 Truaxis, Inc. System and method for providing a savings opportunity in association with a financial account
US20120004970A1 (en) * 2009-01-21 2012-01-05 Billshrink, Inc. System and method for providing a savings opportunity matched to a spend pattern in association with a financial account
US8831976B2 (en) * 2009-01-22 2014-09-09 Maritz Holdings Inc. System and method for transacting purchases with a cash vendor using points and a virtual credit card
US9721238B2 (en) * 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
JP4759066B2 (en) * 2009-02-19 2011-08-31 シャープ株式会社 An image forming system and an image forming apparatus
US8460168B2 (en) * 2009-03-27 2013-06-11 Circulite, Inc. Transseptal cannula device, coaxial balloon delivery device, and methods of using the same
US20090182637A1 (en) * 2009-03-30 2009-07-16 Lee Roberts Method of referral marketing
WO2010132492A3 (en) 2009-05-11 2014-03-20 Experian Marketing Solutions, Inc. Systems and methods for providing anonymized user profile data
US9031859B2 (en) 2009-05-21 2015-05-12 Visa U.S.A. Inc. Rebate automation
US8301496B2 (en) * 2009-08-18 2012-10-30 Hugues Courchesne System and method for increasing traffic to websites
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US8429048B2 (en) 2009-12-28 2013-04-23 Visa International Service Association System and method for processing payment transaction receipts
US8775245B2 (en) 2010-02-11 2014-07-08 News America Marketing Properties, Llc Secure coupon distribution
US9767212B2 (en) 2010-04-07 2017-09-19 Liveperson, Inc. System and method for dynamically enabling customized web content and applications
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
US8560389B2 (en) 2010-08-04 2013-10-15 Linkable Networks, Inc. Consumer offer redemption methods and systems
US9152727B1 (en) 2010-08-23 2015-10-06 Experian Marketing Solutions, Inc. Systems and methods for processing consumer information for targeted marketing applications
US9070254B2 (en) 2010-11-12 2015-06-30 Wms Gaming Inc. Wagering game with incremental unlocking of content
US8918465B2 (en) 2010-12-14 2014-12-23 Liveperson, Inc. Authentication of service requests initiated from a social networking site
US9350598B2 (en) 2010-12-14 2016-05-24 Liveperson, Inc. Authentication of service requests using a communications initiation feature
CA2833664A1 (en) * 2011-04-18 2012-10-26 Perkville, Inc. Systems and methods for facilitating promotions
US20120272258A1 (en) 2011-04-21 2012-10-25 Winnol Llc Methods and systems for displaying content
US20140222539A1 (en) * 2011-06-15 2014-08-07 Matthew Scholz Customer loyalty system
US20130036001A1 (en) * 2011-08-05 2013-02-07 Triliant, LLC System for an integrated multi-vendor customer loyalty and targeted marketing program and method for its use
US20130054342A1 (en) * 2011-08-31 2013-02-28 Yahoo! Inc. Advertising bonus system
US20130073357A1 (en) * 2011-09-15 2013-03-21 Click Science Corporation US Baseless token user interaction incentive system, method, and apparatus
US8506378B2 (en) 2011-09-21 2013-08-13 Igt Gaming system, gaming device, and method providing advertising messages to players based on a determination of a positive winning gaming session
US9076283B2 (en) 2011-09-30 2015-07-07 Wms Gaming Inc. Systems, methods, and devices for playing wagering games with symbol-driven expected value enhancements and eliminations
US20130090158A1 (en) 2011-09-30 2013-04-11 Wms Gaming Inc. System and Method for Assessing and Providing Location-Based Benefits
US9495690B2 (en) 2012-04-04 2016-11-15 Visa International Service Association Systems and methods to process transactions and offers via a gateway
US9460436B2 (en) 2012-03-16 2016-10-04 Visa International Service Association Systems and methods to apply the benefit of offers via a transaction handler
US8460090B1 (en) 2012-01-20 2013-06-11 Igt Gaming system, gaming device, and method providing an estimated emotional state of a player based on the occurrence of one or more designated events
US8781906B2 (en) 2012-02-06 2014-07-15 Walter Cruttenden Systems and methods for managing consumer transaction-based investments
US8943002B2 (en) 2012-02-10 2015-01-27 Liveperson, Inc. Analytics driven engagement
US8784190B2 (en) 2012-02-23 2014-07-22 Igt Gaming system and method providing optimized incentives to delay expected termination of a gaming session
US8834261B2 (en) 2012-02-23 2014-09-16 Igt Gaming system and method providing one or more incentives to delay expected termination of a gaming session
US8805941B2 (en) 2012-03-06 2014-08-12 Liveperson, Inc. Occasionally-connected computing interface
US8880431B2 (en) 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9922338B2 (en) 2012-03-23 2018-03-20 Visa International Service Association Systems and methods to apply benefit of offers
US8768751B2 (en) * 2012-04-25 2014-07-01 Sap Ag Enterprise gamification system for awarding employee performance
US9563336B2 (en) 2012-04-26 2017-02-07 Liveperson, Inc. Dynamic user interface customization
US9672196B2 (en) 2012-05-15 2017-06-06 Liveperson, Inc. Methods and systems for presenting specialized content using campaign metrics
US9495708B2 (en) 2012-06-11 2016-11-15 Acorns Grow Incorporated Systems and methods for managing electronic interactive gaming-based investments
US9864988B2 (en) 2012-06-15 2018-01-09 Visa International Service Association Payment processing for qualified transaction items
US9626678B2 (en) 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US20140122282A1 (en) * 2012-10-23 2014-05-01 Ubiquity Broadcasting Corporation System and Method for Mobile Gift Distribution
US9633363B2 (en) 2012-11-08 2017-04-25 Thnx, Llc System and method of incentivized advertising
US9514611B2 (en) 2013-03-06 2016-12-06 Igt Gaming system and method for providing a game with unlockable features
US9227207B1 (en) 2013-03-15 2016-01-05 Anthony J. Bredberg Multi-nozzle cam driven sprinkler head
US9108206B1 (en) 2013-03-15 2015-08-18 Anthony J. Bredberg Water control system for sprinkler nozzle
US9672516B2 (en) 2014-03-13 2017-06-06 Visa International Service Association Communication protocols for processing an authorization request in a distributed computing system
JP6059694B2 (en) * 2014-08-29 2017-01-11 Kddi株式会社 Privilege imparting device and privilege granting method
USD785640S1 (en) 2015-02-11 2017-05-02 Acorns Grow Inc. Mobile device screen or portion thereof with a graphical user interface
US9767309B1 (en) 2015-11-23 2017-09-19 Experian Information Solutions, Inc. Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria
WO2017154014A1 (en) * 2016-03-10 2017-09-14 Sinha Nilotpal Kanti Single platform based multi-merchant, multi-coalition system for loyalty award points

Citations (89)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4376442A (en) * 1977-11-30 1983-03-15 General Railway Signal Company Coin Assorter
US4376978A (en) * 1980-07-29 1983-03-15 Merrill Lynch Pierce, Fenner & Smith Securities brokerage-cash management system
US4597046A (en) * 1980-10-22 1986-06-24 Merrill Lynch, Pierce Fenner & Smith Securities brokerage-cash management system obviating float costs by anticipatory liquidation of short term assets
US4750119A (en) * 1986-10-10 1988-06-07 Tradevest, Inc. Purchasing system with rebate feature
US4833607A (en) * 1987-09-08 1989-05-23 Juergen Dethloff Apparatus and method to control economical systems
US4862357A (en) * 1987-01-28 1989-08-29 Systemone Holdings, Inc. Computer reservation system with means to rank travel itineraries chosen in terms of schedule/fare data
US4870576A (en) * 1986-03-19 1989-09-26 Realpro, Ltd. Real estate search and location system and method
US4932485A (en) * 1988-09-30 1990-06-12 Teraoka Seiko Co., Ltd. Electronic scale device with printer for retail stores
US4941090A (en) * 1989-01-27 1990-07-10 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US4949256A (en) * 1988-05-06 1990-08-14 Humble David Raymond Coupon validation network with storage of customer coupon data for credit on future purchases
US4982346A (en) * 1988-12-16 1991-01-01 Expertel Communications Incorporated Mall promotion network apparatus and method
US4984155A (en) * 1988-08-29 1991-01-08 Square D Company Order entry system having catalog assistance
US4992940A (en) * 1989-03-13 1991-02-12 H-Renee, Incorporated System and method for automated selection of equipment for purchase through input of user desired specifications
US5025372A (en) * 1987-09-17 1991-06-18 Meridian Enterprises, Inc. System and method for administration of incentive award program through use of credit
US5056019A (en) * 1989-08-29 1991-10-08 Citicorp Pos Information Servies, Inc. Automated purchase reward accounting system and method
US5117355A (en) * 1989-01-27 1992-05-26 Mccarthy Patrick D Centralized consumer cash valve accumulation system for multiple merchants
US5200889A (en) * 1988-10-31 1993-04-06 Teraoka Seiko Co., Ltd. System for maintaining continuous total of refund amounts due a customer and for allowing customer designation of the amount of refund to be applied to a purchase
US5202826A (en) * 1989-01-27 1993-04-13 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US5214702A (en) * 1988-02-12 1993-05-25 Fischer Addison M Public key/signature cryptosystem with enhanced digital signature certification
US5233514A (en) * 1990-01-09 1993-08-03 Luay Ayyoubi System and method for redeeming and accumulating stock purchase credits in a company by the participating consumers
US5235165A (en) * 1990-10-01 1993-08-10 Hitachi, Ltd. System for issuing resident certificates
US5237499A (en) * 1991-11-12 1993-08-17 Garback Brent J Computer travel planning system
US5237678A (en) * 1987-05-08 1993-08-17 Kuechler William L System for storing and manipulating information in an information base
US5239460A (en) * 1991-01-03 1993-08-24 At&T Bell Laboratories Arrangement for motivating telemarketing agents
US5297026A (en) * 1992-01-03 1994-03-22 Frank Hoffman System for promoting account activity
US5310997A (en) * 1992-09-10 1994-05-10 Tandy Corporation Automated order and delivery system
US5311594A (en) * 1993-03-26 1994-05-10 At&T Bell Laboratories Fraud protection for card transactions
US5327497A (en) * 1992-06-04 1994-07-05 Integrated Technologies Of America, Inc. Preboot protection of unauthorized use of programs and data with a card reader interface
US5331546A (en) * 1988-01-06 1994-07-19 Rosenbluth International, Inc. Trip planner optimizing travel itinerary selection conforming to individualized travel policies
US5355474A (en) * 1991-09-27 1994-10-11 Thuraisngham Bhavani M System for multilevel secure database management using a knowledge base with release-based and other security constraints for query, response and update modification
US5420926A (en) * 1994-01-05 1995-05-30 At&T Corp. Anonymous credit card transactions
US5436972A (en) * 1993-10-04 1995-07-25 Fischer; Addison M. Method for preventing inadvertent betrayal by a trustee of escrowed digital secrets
US5442342A (en) * 1990-08-29 1995-08-15 Hughes Aircraft Company Distributed user authentication protocol
US5448471A (en) * 1989-05-01 1995-09-05 Credit Verification Corporation Check transaction processing, database building and marketing method and system utilizing automatic check reading
US5448472A (en) * 1990-04-10 1995-09-05 Mushabac; David R. Method using reference indicia on tape attached to mouth surface to obtain three dimensional contour data
US5483444A (en) * 1993-10-26 1996-01-09 Radisson Hotels International, Inc. System for awarding credits to persons who book travel-related reservations
US5513102A (en) * 1994-06-28 1996-04-30 Auriemma Consulting Group, Inc. Data processing methods of implementing an award to an authorized user of a credit card
US5528490A (en) * 1992-04-10 1996-06-18 Charles E. Hill & Associates, Inc. Electronic catalog system and method
US5537314A (en) * 1994-04-18 1996-07-16 First Marketrust Intl. Referral recognition system for an incentive award program
US5553123A (en) * 1994-06-09 1996-09-03 Gemstar Development Corporation Method for downloading setup data via telephone to an appliance controller
US5577120A (en) * 1995-05-01 1996-11-19 Lucent Technologies Inc. Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like
US5592378A (en) * 1994-08-19 1997-01-07 Andersen Consulting Llp Computerized order entry system and method
US5592560A (en) * 1989-05-01 1997-01-07 Credit Verification Corporation Method and system for building a database and performing marketing based upon prior shopping history
US5602560A (en) * 1994-03-30 1997-02-11 Nec Corporation Apparatus for driving liquid crystal display panel with small deviation of feedthrough voltage
US5602854A (en) * 1991-05-13 1997-02-11 Norand Corporation Wireless personal local area network utilizing removable radio frequency modules with digital interfaces and idle sense communication protocol
US5612868A (en) * 1984-07-18 1997-03-18 Catalina Marketing International, Inc Method and apparatus for dispensing discount coupons
US5638457A (en) * 1989-05-01 1997-06-10 Credit Verification Corporation Method and system for building a database for use with selective incentive marketing in response to customer shopping histories
US5638446A (en) * 1995-08-28 1997-06-10 Bell Communications Research, Inc. Method for the secure distribution of electronic files in a distributed environment
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5649114A (en) * 1989-05-01 1997-07-15 Credit Verification Corporation Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US5655077A (en) * 1994-12-13 1997-08-05 Microsoft Corporation Method and system for authenticating access to heterogeneous computing services
US5659616A (en) * 1994-07-19 1997-08-19 Certco, Llc Method for securely using digital signatures in a commercial cryptographic system
US5668876A (en) * 1994-06-24 1997-09-16 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
US5689638A (en) * 1994-12-13 1997-11-18 Microsoft Corporation Method for providing access to independent network resources by establishing connection using an application programming interface function call without prompting the user for authentication data
US5689100A (en) * 1995-03-21 1997-11-18 Martiz, Inc. Debit card system and method for implementing incentive award program
US5706427A (en) * 1995-09-08 1998-01-06 Cadix Inc. Authentication method for networks
US5708780A (en) * 1995-06-07 1998-01-13 Open Market, Inc. Internet server access control and monitoring systems
US5710887A (en) * 1995-08-29 1998-01-20 Broadvision Computer system and method for electronic commerce
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5724424A (en) * 1993-12-16 1998-03-03 Open Market, Inc. Digital active advertising
US5734738A (en) * 1991-03-26 1998-03-31 Kabushiki Kaisha Toshiba Ultrasonic diagnosing apparatus
US5734838A (en) * 1995-05-04 1998-03-31 American Savings Bank, F.A. Database computer architecture for managing an incentive award program and checking float of funds at time of purchase
US5748738A (en) * 1995-01-17 1998-05-05 Document Authentication Systems, Inc. System and method for electronic transmission, storage and retrieval of authenticated documents
US5761648A (en) * 1995-07-25 1998-06-02 Interactive Coupon Network Interactive marketing network and process using electronic certificates
US5765141A (en) * 1995-10-06 1998-06-09 Spector; Donald Computerized merchandising system
US5764890A (en) * 1994-12-13 1998-06-09 Microsoft Corporation Method and system for adding a secure network server to an existing computer network
US5768578A (en) * 1994-02-28 1998-06-16 Lucent Technologies Inc. User interface for information retrieval system
US5771291A (en) * 1995-12-11 1998-06-23 Newton; Farrell User identification and authentication system using ultra long identification keys and ultra large databases of identification keys for secure remote terminal access to a host computer
US5774870A (en) * 1995-12-14 1998-06-30 Netcentives, Inc. Fully integrated, on-line interactive frequency and award redemption program
US5794210A (en) * 1995-12-11 1998-08-11 Cybergold, Inc. Attention brokerage
US5806045A (en) * 1994-02-04 1998-09-08 Cardone Development Company Method and system for allocating and redeeming incentive credits between a portable device and a base device
US5809144A (en) * 1995-08-24 1998-09-15 Carnegie Mellon University Method and apparatus for purchasing and delivering digital goods over a network
US5841970A (en) * 1995-09-08 1998-11-24 Cadix, Inc. Authentication method for networks
US5855077A (en) * 1995-12-04 1999-01-05 Samsung Electronics Co., Ltd. Apparatus for drying semiconductor wafers using isopropyl alcohol
US5864818A (en) * 1993-01-04 1999-01-26 Feldman; Ron Automated hotel reservation processing method and system
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5910676A (en) * 1989-07-21 1999-06-08 Texas Instruments Incorporated Method for forming a thick base oxide in a BiCMOS process
US5915244A (en) * 1996-12-31 1999-06-22 Bi Performance Services Computerized incentive program with plateau pricing and remote award redemption
US5937391A (en) * 1996-07-11 1999-08-10 Fujitsu Limited Point-service system in online shopping mall
US5937390A (en) * 1995-09-14 1999-08-10 Fujitsu Limited On-line advertising system and its method
US5941970A (en) * 1996-09-26 1999-08-24 Vlsi Technology, Inc. Address/data queuing arrangement and method for providing high data through-put across bus bridge
US5956695A (en) * 1995-03-21 1999-09-21 Maritz, Inc. Filter processor and method for implementing a program
US5970469A (en) * 1995-12-26 1999-10-19 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US5983196A (en) * 1995-12-19 1999-11-09 Phoneworks, Inc. Interactive computerized methods and apparatus for conducting an incentive awards program
US5991736A (en) * 1997-02-26 1999-11-23 Ferguson; Henry Patronage incentive award system incorporating retirement accounts and method thereof
US6094640A (en) * 1993-06-08 2000-07-25 The Pugliese Company Electronic ticketing and reservation system and method
US6148400A (en) * 1994-02-24 2000-11-14 The Merdan Group, Inc. Apparatus and method for establishing a crytographic link between elements of a system
US6195644B1 (en) * 1987-07-08 2001-02-27 Stuart S. Bowie Computer program and system for credit card companies for recording and processing bonus credits issued to card users

Family Cites Families (35)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US577120A (en) * 1897-02-16 Cut-off for nozzles
GB308224A (en) * 1928-03-19 1930-06-05 British Thomson Houston Co Ltd Improvements in and relating to magnetic insulating materials
GB1565286A (en) * 1977-06-03 1980-04-16 Videcom Ltd Terminal system
EP0308224A3 (en) * 1987-09-17 1990-09-05 Meridian Enterprises, Inc. Incentive award system
US4764666A (en) 1987-09-18 1988-08-16 Gtech Corporation On-line wagering system with programmable game entry cards
US4885685A (en) 1987-09-18 1989-12-05 L & C Family Partnership Investment management system with travel usage funds indexed to customer account status
DE68919404T2 (en) * 1988-09-20 1995-03-30 Fujitsu Ltd Semiconductor memory with serial input / serial output.
US5220501A (en) 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
DE69219206T2 (en) 1991-05-31 1997-08-28 Mitsui Petrochemical Ind A solid catalyst component, catalyst and process for olefin polymerization
US6009415A (en) * 1991-12-16 1999-12-28 The Harrison Company, Llc Data processing technique for scoring bank customer relationships and awarding incentive rewards
WO1994003959A1 (en) 1992-07-31 1994-02-17 Baumüller Nürnberg GmbH Armature for an electrical machine
DE69233708T2 (en) 1992-07-31 2008-05-21 Micron Technology, Inc. Apparatus and method for providing network security
GB2274349B (en) 1993-01-15 1997-01-15 Htec Ltd Retailing system
JP3261201B2 (en) * 1993-04-09 2002-02-25 富士通株式会社 Number management system
US6965869B1 (en) * 1993-04-09 2005-11-15 Fujitsu Limited Service point management system for use in sales promotion services
JPH10501638A (en) * 1994-03-21 1998-02-10 イミジング テクノロジーズ プロプライエタリー リミテッド Electronic ordering system
US5694546A (en) * 1994-05-31 1997-12-02 Reisman; Richard R. System for automatic unattended electronic information transport between a server and a client by a vendor provided transport software with a manifest list
US5533123A (en) 1994-06-28 1996-07-02 National Semiconductor Corporation Programmable distributed personal security
EP0815524A4 (en) 1995-03-21 2002-05-15 Maritz Inc Debit card system and method for implementing incentive award program
GB2306740B (en) 1995-10-21 1999-09-22 Safeway Stores Store checkout system and method for operating same
US5855007A (en) 1995-11-15 1998-12-29 Jovicic; Neboisa Electronic coupon communication system
CA2240424A1 (en) 1995-12-14 1997-06-19 Netcentives, Inc. Fully integrated, on-line interactive frequency and award redemption system
US5806044A (en) * 1996-02-20 1998-09-08 Powell; Ken R. System and method for distributing coupons through a system of computer networks
US6311594B1 (en) * 1996-07-03 2001-11-06 Amada Company, Limited Punch guiding apparatus and stripper plate used therefor
US5999914A (en) * 1996-10-16 1999-12-07 Microsoft Corporation Electronic promotion system for an electronic merchant system
EP0974098A4 (en) 1997-02-07 2000-10-25 About Com Inc Collaborative internet data mining system
US6243688B1 (en) 1997-04-14 2001-06-05 Dyan T. Kalina Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle
US6029141A (en) 1997-06-27 2000-02-22 Amazon.Com, Inc. Internet-based customer referral system
US6061660A (en) 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
US6049778A (en) 1997-10-31 2000-04-11 Walker Asset Management Limited Partnership Method and apparatus for administering a reward program
US20020188511A1 (en) 2001-05-14 2002-12-12 Trilegiant Loyalty Solutions Interactive online point redemption system
US20030236701A1 (en) 2001-05-15 2003-12-25 Netcentives, Inc. Method and system for affiliate tracking
US20030036952A1 (en) 2001-08-17 2003-02-20 Panttaja James T. Redemption system for award redemption
GB0206139D0 (en) * 2002-03-15 2002-04-24 Rolls Royce Plc A variable position intake for an aircraft mounted gas turbine engine
US20030200142A1 (en) 2002-04-23 2003-10-23 Heather Hicks On-line employee incentive system

Patent Citations (99)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4376442A (en) * 1977-11-30 1983-03-15 General Railway Signal Company Coin Assorter
US4376978A (en) * 1980-07-29 1983-03-15 Merrill Lynch Pierce, Fenner & Smith Securities brokerage-cash management system
US4597046A (en) * 1980-10-22 1986-06-24 Merrill Lynch, Pierce Fenner & Smith Securities brokerage-cash management system obviating float costs by anticipatory liquidation of short term assets
US5612868A (en) * 1984-07-18 1997-03-18 Catalina Marketing International, Inc Method and apparatus for dispensing discount coupons
US4870576A (en) * 1986-03-19 1989-09-26 Realpro, Ltd. Real estate search and location system and method
US4750119A (en) * 1986-10-10 1988-06-07 Tradevest, Inc. Purchasing system with rebate feature
US4862357A (en) * 1987-01-28 1989-08-29 Systemone Holdings, Inc. Computer reservation system with means to rank travel itineraries chosen in terms of schedule/fare data
US5875437A (en) * 1987-04-15 1999-02-23 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5237678A (en) * 1987-05-08 1993-08-17 Kuechler William L System for storing and manipulating information in an information base
US6195644B1 (en) * 1987-07-08 2001-02-27 Stuart S. Bowie Computer program and system for credit card companies for recording and processing bonus credits issued to card users
US4833607A (en) * 1987-09-08 1989-05-23 Juergen Dethloff Apparatus and method to control economical systems
US5025372A (en) * 1987-09-17 1991-06-18 Meridian Enterprises, Inc. System and method for administration of incentive award program through use of credit
US5331546A (en) * 1988-01-06 1994-07-19 Rosenbluth International, Inc. Trip planner optimizing travel itinerary selection conforming to individualized travel policies
US5214702A (en) * 1988-02-12 1993-05-25 Fischer Addison M Public key/signature cryptosystem with enhanced digital signature certification
US4949256A (en) * 1988-05-06 1990-08-14 Humble David Raymond Coupon validation network with storage of customer coupon data for credit on future purchases
US4984155A (en) * 1988-08-29 1991-01-08 Square D Company Order entry system having catalog assistance
US4932485A (en) * 1988-09-30 1990-06-12 Teraoka Seiko Co., Ltd. Electronic scale device with printer for retail stores
US5200889A (en) * 1988-10-31 1993-04-06 Teraoka Seiko Co., Ltd. System for maintaining continuous total of refund amounts due a customer and for allowing customer designation of the amount of refund to be applied to a purchase
US4982346A (en) * 1988-12-16 1991-01-01 Expertel Communications Incorporated Mall promotion network apparatus and method
US5202826A (en) * 1989-01-27 1993-04-13 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US5117355A (en) * 1989-01-27 1992-05-26 Mccarthy Patrick D Centralized consumer cash valve accumulation system for multiple merchants
US4941090A (en) * 1989-01-27 1990-07-10 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US5287268A (en) * 1989-01-27 1994-02-15 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US4992940A (en) * 1989-03-13 1991-02-12 H-Renee, Incorporated System and method for automated selection of equipment for purchase through input of user desired specifications
US5448471A (en) * 1989-05-01 1995-09-05 Credit Verification Corporation Check transaction processing, database building and marketing method and system utilizing automatic check reading
US5687322A (en) * 1989-05-01 1997-11-11 Credit Verification Corporation Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US5649114A (en) * 1989-05-01 1997-07-15 Credit Verification Corporation Method and system for selective incentive point-of-sale marketing in response to customer shopping histories
US5592560A (en) * 1989-05-01 1997-01-07 Credit Verification Corporation Method and system for building a database and performing marketing based upon prior shopping history
US5638457A (en) * 1989-05-01 1997-06-10 Credit Verification Corporation Method and system for building a database for use with selective incentive marketing in response to customer shopping histories
US5910676A (en) * 1989-07-21 1999-06-08 Texas Instruments Incorporated Method for forming a thick base oxide in a BiCMOS process
US5056019A (en) * 1989-08-29 1991-10-08 Citicorp Pos Information Servies, Inc. Automated purchase reward accounting system and method
US5233514A (en) * 1990-01-09 1993-08-03 Luay Ayyoubi System and method for redeeming and accumulating stock purchase credits in a company by the participating consumers
US5448472A (en) * 1990-04-10 1995-09-05 Mushabac; David R. Method using reference indicia on tape attached to mouth surface to obtain three dimensional contour data
US5442342A (en) * 1990-08-29 1995-08-15 Hughes Aircraft Company Distributed user authentication protocol
US5235165A (en) * 1990-10-01 1993-08-10 Hitachi, Ltd. System for issuing resident certificates
US5239460A (en) * 1991-01-03 1993-08-24 At&T Bell Laboratories Arrangement for motivating telemarketing agents
US5734738A (en) * 1991-03-26 1998-03-31 Kabushiki Kaisha Toshiba Ultrasonic diagnosing apparatus
US5602854A (en) * 1991-05-13 1997-02-11 Norand Corporation Wireless personal local area network utilizing removable radio frequency modules with digital interfaces and idle sense communication protocol
US5355474A (en) * 1991-09-27 1994-10-11 Thuraisngham Bhavani M System for multilevel secure database management using a knowledge base with release-based and other security constraints for query, response and update modification
US5237499A (en) * 1991-11-12 1993-08-17 Garback Brent J Computer travel planning system
US5297026A (en) * 1992-01-03 1994-03-22 Frank Hoffman System for promoting account activity
US5761649A (en) * 1992-04-10 1998-06-02 Charles E. Hill & Associates, Inc. Method for updating a remote computer
US6029142A (en) * 1992-04-10 2000-02-22 Charles E. Hill & Associates, Inc. Electronic catalog system and method
US5528490A (en) * 1992-04-10 1996-06-18 Charles E. Hill & Associates, Inc. Electronic catalog system and method
US5327497A (en) * 1992-06-04 1994-07-05 Integrated Technologies Of America, Inc. Preboot protection of unauthorized use of programs and data with a card reader interface
US5310997A (en) * 1992-09-10 1994-05-10 Tandy Corporation Automated order and delivery system
US5434394A (en) * 1992-09-10 1995-07-18 Tandy Corporation Automated order and delivery system
US5864818A (en) * 1993-01-04 1999-01-26 Feldman; Ron Automated hotel reservation processing method and system
US5311594A (en) * 1993-03-26 1994-05-10 At&T Bell Laboratories Fraud protection for card transactions
US6094640A (en) * 1993-06-08 2000-07-25 The Pugliese Company Electronic ticketing and reservation system and method
US5436972A (en) * 1993-10-04 1995-07-25 Fischer; Addison M. Method for preventing inadvertent betrayal by a trustee of escrowed digital secrets
US6631355B1 (en) * 1993-10-26 2003-10-07 Radisson Hotels International, Inc. System and method for awarding credits to persons who book travel-related reservations
US5483444A (en) * 1993-10-26 1996-01-09 Radisson Hotels International, Inc. System for awarding credits to persons who book travel-related reservations
US5724424A (en) * 1993-12-16 1998-03-03 Open Market, Inc. Digital active advertising
US5420926A (en) * 1994-01-05 1995-05-30 At&T Corp. Anonymous credit card transactions
US5806045A (en) * 1994-02-04 1998-09-08 Cardone Development Company Method and system for allocating and redeeming incentive credits between a portable device and a base device
US6148400A (en) * 1994-02-24 2000-11-14 The Merdan Group, Inc. Apparatus and method for establishing a crytographic link between elements of a system
US5768578A (en) * 1994-02-28 1998-06-16 Lucent Technologies Inc. User interface for information retrieval system
US5602560A (en) * 1994-03-30 1997-02-11 Nec Corporation Apparatus for driving liquid crystal display panel with small deviation of feedthrough voltage
US5537314A (en) * 1994-04-18 1996-07-16 First Marketrust Intl. Referral recognition system for an incentive award program
US5553123A (en) * 1994-06-09 1996-09-03 Gemstar Development Corporation Method for downloading setup data via telephone to an appliance controller
US5668876A (en) * 1994-06-24 1997-09-16 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
US5513102A (en) * 1994-06-28 1996-04-30 Auriemma Consulting Group, Inc. Data processing methods of implementing an award to an authorized user of a credit card
US5659616A (en) * 1994-07-19 1997-08-19 Certco, Llc Method for securely using digital signatures in a commercial cryptographic system
US5592378A (en) * 1994-08-19 1997-01-07 Andersen Consulting Llp Computerized order entry system and method
US5909492A (en) * 1994-10-24 1999-06-01 Open Market, Incorporated Network sales system
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5655077A (en) * 1994-12-13 1997-08-05 Microsoft Corporation Method and system for authenticating access to heterogeneous computing services
US5764890A (en) * 1994-12-13 1998-06-09 Microsoft Corporation Method and system for adding a secure network server to an existing computer network
US5689638A (en) * 1994-12-13 1997-11-18 Microsoft Corporation Method for providing access to independent network resources by establishing connection using an application programming interface function call without prompting the user for authentication data
US5748738A (en) * 1995-01-17 1998-05-05 Document Authentication Systems, Inc. System and method for electronic transmission, storage and retrieval of authenticated documents
US5956695A (en) * 1995-03-21 1999-09-21 Maritz, Inc. Filter processor and method for implementing a program
US5689100A (en) * 1995-03-21 1997-11-18 Martiz, Inc. Debit card system and method for implementing incentive award program
US5677955A (en) * 1995-04-07 1997-10-14 Financial Services Technology Consortium Electronic funds transfer instruments
US5577120A (en) * 1995-05-01 1996-11-19 Lucent Technologies Inc. Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like
US5734838A (en) * 1995-05-04 1998-03-31 American Savings Bank, F.A. Database computer architecture for managing an incentive award program and checking float of funds at time of purchase
US5708780A (en) * 1995-06-07 1998-01-13 Open Market, Inc. Internet server access control and monitoring systems
US5761648A (en) * 1995-07-25 1998-06-02 Interactive Coupon Network Interactive marketing network and process using electronic certificates
US5809144A (en) * 1995-08-24 1998-09-15 Carnegie Mellon University Method and apparatus for purchasing and delivering digital goods over a network
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US5638446A (en) * 1995-08-28 1997-06-10 Bell Communications Research, Inc. Method for the secure distribution of electronic files in a distributed environment
US5710887A (en) * 1995-08-29 1998-01-20 Broadvision Computer system and method for electronic commerce
US5841970A (en) * 1995-09-08 1998-11-24 Cadix, Inc. Authentication method for networks
US5706427A (en) * 1995-09-08 1998-01-06 Cadix Inc. Authentication method for networks
US5937390A (en) * 1995-09-14 1999-08-10 Fujitsu Limited On-line advertising system and its method
US5765141A (en) * 1995-10-06 1998-06-09 Spector; Donald Computerized merchandising system
US5855077A (en) * 1995-12-04 1999-01-05 Samsung Electronics Co., Ltd. Apparatus for drying semiconductor wafers using isopropyl alcohol
US5771291A (en) * 1995-12-11 1998-06-23 Newton; Farrell User identification and authentication system using ultra long identification keys and ultra large databases of identification keys for secure remote terminal access to a host computer
US5794210A (en) * 1995-12-11 1998-08-11 Cybergold, Inc. Attention brokerage
US6578012B1 (en) * 1995-12-14 2003-06-10 Trilegiant Corporation Fully integrated, on-line interactive frequency and award redemption program
US5774870A (en) * 1995-12-14 1998-06-30 Netcentives, Inc. Fully integrated, on-line interactive frequency and award redemption program
US20030195805A1 (en) * 1995-12-14 2003-10-16 Storey Thomas W. On-line, interactive frequency and award redemption program
US5983196A (en) * 1995-12-19 1999-11-09 Phoneworks, Inc. Interactive computerized methods and apparatus for conducting an incentive awards program
US5970469A (en) * 1995-12-26 1999-10-19 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US5937391A (en) * 1996-07-11 1999-08-10 Fujitsu Limited Point-service system in online shopping mall
US5941970A (en) * 1996-09-26 1999-08-24 Vlsi Technology, Inc. Address/data queuing arrangement and method for providing high data through-put across bus bridge
US5915244A (en) * 1996-12-31 1999-06-22 Bi Performance Services Computerized incentive program with plateau pricing and remote award redemption
US5991736A (en) * 1997-02-26 1999-11-23 Ferguson; Henry Patronage incentive award system incorporating retirement accounts and method thereof

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080052170A1 (en) * 1995-12-14 2008-02-28 Affinion Net Patents, Inc. Internet-Based Frequency and Award Redemption System and Method
US20080109308A1 (en) * 1995-12-14 2008-05-08 Affinion Net Patents, Inc. Internet-Based Frequency and Award Redemption System and Method
US7856376B2 (en) 1995-12-14 2010-12-21 Affinion Net Patents, Inc. Internet-based frequency and award redemption system and method
US8060404B2 (en) 1995-12-14 2011-11-15 Affinion Net Patents, Inc. Internet-based frequency and award redemption system and method

Also Published As

Publication number Publication date Type
US6578012B1 (en) 2003-06-10 grant
US8060404B2 (en) 2011-11-15 grant
US7856376B2 (en) 2010-12-21 grant
US20080109308A1 (en) 2008-05-08 application
US20060116932A1 (en) 2006-06-01 application
EP0867006A1 (en) 1998-09-30 application
EP0867006A4 (en) 2005-04-20 application
US20030195805A1 (en) 2003-10-16 application
WO1997022058A1 (en) 1997-06-19 application
US5774870A (en) 1998-06-30 grant
US6009412A (en) 1999-12-28 grant
US20080052170A1 (en) 2008-02-28 application

Similar Documents

Publication Publication Date Title
US6336098B1 (en) Method for electronic distribution and redemption of coupons on the world wide web
US6505171B1 (en) System and method for handling purchasing transactions over a computer network
US5612527A (en) Discount offer redemption system and method
US6862575B1 (en) Electronic coupon system
US5710887A (en) Computer system and method for electronic commerce
US7006983B1 (en) Method and system for processing a rebate
US6663105B1 (en) Game or lottery with a reward validated and/or redeemed online
US7546266B2 (en) Method, system, and storage medium for pre-screening customers for credit card approval at a point of sale
US7578435B2 (en) Couponing system
US5761648A (en) Interactive marketing network and process using electronic certificates
US20020116257A1 (en) On-line advertisement enhancement and incentive system
US20020026348A1 (en) Marketing systems and methods
US7013286B1 (en) Generation, distribution, storage, redemption, validation and clearing of electronic coupons
US6321208B1 (en) Method and system for electronic distribution of product redemption coupons
US5970469A (en) System and method for providing shopping aids and incentives to customers through a computer network
US20050209921A1 (en) Proximity-based method and system for generating customized incentives
US20050144066A1 (en) Individually controlled and protected targeted incentive distribution system
US5999914A (en) Electronic promotion system for an electronic merchant system
US20050273387A1 (en) Apparatus and method for rewarding consumers
US20010023407A1 (en) Method and apparatus for distributing and redeeming offers and incentives
US20020174018A1 (en) Method, system, and computer readable medium for facilitating a transaction between a customer, a merchant and an associate
US7606730B2 (en) System and method for a multiple merchant stored value card
US20070017976A1 (en) System and method for child card payment
US20100057580A1 (en) Unified payment card
US20060161478A1 (en) System, method and computer program product for currency redemption in loyalty reward programs

Legal Events

Date Code Title Description
AS Assignment

Owner name: TRILEGIANT CORPORATION, CONNECTICUT

Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:NETCENTIVES INC.;REEL/FRAME:017446/0050

Effective date: 20011207