US1186792A - Premium device for savings-banks. - Google Patents

Description

T. JANSEN.

PREMIUM DEVICE FOR SAVINGS BANKS.

APPLICATION FILED JULY 15, ISIS Patented June 13, 1916.

I 2 SHEETS-SHEET 1.

1 T. JANSEN. PREMIUM DEVICE FOR SAVINGS BANKS- APPLICATION FILED JULY15.1915.

1 ,1 86,792 Patented June 13, 1916.

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J19 V I 4 (5:

THOMAS JANSEN, OF CHICAG-O, ILLINOIS.

I PREMIUM DEVICE FOR SAVINGS-BANKS.

weaves.

Application filed July 15, 1915.

To all whom it may concern:

Be it known that I, THOMAS JANsEN, a citizen of the United States, residing at Chicago, in. the county of Cook and State of Illinois, have invented a certain new and useful Premium Device for Savings-Banks, of which the following is a specification.

This invention relates to coin receivers or banks such as are frequently distributed to the depositors of banking concerns for the collection of coins.

It is a common practice for banking concerns to distribute to depositors, especially to those having savings accounts, small coin receptacles in which money is deposited from time to time as it is secured by the holder of the bank, the bank being taken at intervals by the depositor to the banking house, where it is opened by an official of the bank, and the contents deposited to the credit of the patron.

The present invention is intended to stimulate and maintain an interest on the part of the depositor, and to encourage the collection of coins for the savings account.

It consists substantially in the combination and arrangement of parts hereinafter described, illustrated in accompanying drawings, and more particularly set forth in the claims.

In the drawings Figure 1 is a perspective of a coin collecting bank to which the pres ent invention is applied; Fig. 2 is a vertical sectional view on line 22 of Fig. 1; Fig. 3 is a vertical sectional view on line 33 of Fig. 2; Fig. 4 is a vertical sectional View on line 44 of Fig. 2; Fig. 5 is a fragmentary vertical sectional view on line 5-5 of Fig. 4; Fig. 6 is a fragmentary vertical sectional view on line 6-6 of Fig. 4; Fig. 7 is a detail perspective of the operating pawl for the register wheel; Fig. 8 is a detail perspective of the holding dog for the key slide; Fig. 9 is a fragmentary vertical sectional view, showing the key slide and the operating ratchet wheel for the control disk.

The embodiment of the invention shown in the drawings represents a rectangular metallic box or retainer, consisting of two telescoping parts. The numeral 1 designates the inner one of these parts, which telescopes into an outer casing 2. Each of these parts forms a rectangular box having one open side, and when the two parts are telescoped together, as shown best in Fig. 2," a complete closure is formed. Part 1 has secured Specification of Letters Patent.

Patented June 13, 1916.

Serial No. 39,981.

therein a locking device, designated gen erally by the numeral 3, with sliding bolts 4, which are arranged to be forced outwardly by a key into openings 5 in the outer case 2. When the parts are thus telescoped together and the locking devices 3 operated by a key, which is retained by the banking establishment, a closed receptacle is formed which cannot be opened by the de positor, but is accessible only to the person in charge of the key at the banking house. The receptacle itself is no part of the present invention, and any other form of lock box may be used.

At the side of the telescoping section 1 opposite that which carries the locking mechanism, is a wall or partition 6, secured to the side walls of section 1 by lugs? and screws 8. On the inner side of the partition 6 is fastened a coin chute 9 of a curved formation, to prevent access to the interior of' the receptacle. An opening or slot 10 is provided at the upper end of the chute 9 for the reception of coins, and the lower, end of the chute discharges downwardly, asshown at 11, into the receptacle.

Projecting from the side of the partition 6, opposite the chute 9, is a short stub shaft 12, on which a control disk 13 is mounted for free rotation- Secured firmly to disk 13 to rotate therewith, is a ratchet wheel 14, shown in Figs. 4 and 6, and two notches 15 are provided in the periphery of the disk for a purpose to be described. Projecting from the partition 6, on the same side thereof as the control disk 13, is a pair of pins 16, on which is slidingly mounted a key 17. A coil spring 18 is secured to the key 17, and normally draws the key upwardly in a way which will be apparent from Fig. 4 of the drawing. Pivotally mounted on a pin 19, secured to the partition 6, is a holding dog 20, having a catch 21 arranged to enter a notch 22 in the edge of the key slide 17 and retain this slide in its lower position against the tension of the spring 18. The coil spring 23 normally forces the catch 21 resiliently into contact with slide 17 in a way to'cause it to enter the notch 22 whenever the notch is in position to receive the catch. An elongated opening 24 is cut through the partition 6 as shown in Figs. 8 and 4, and a pin 25, carried by the dog 20, projects through the opening 24 into a position opposite one edge of the discharge opening 11 of the coin discharged from' the opening 11, the edge of the coin will strike the pin 25, and force it to the left. as shown in Fig. 3, and thus move'the catch21 out of engagement with the notch 22, and permit the keyslide be drawn upwardly by the spring 18. otally mounted on pin 26, is a pawl 27, normally held in the position shown in Fig. 9 by the spring 28.

17 to Piv- As will be apparentffromFigs. 4 and 9,

during the upward movement of the slide 17 referred to above,'the pawl will move freely over the teeth of'the ratchet wheel 14. If, however, the key 17 is moved downwardly by pressure on the finger piece 29, which extends outside .of the casing, the pawl 27 will engage one of the teeth in the ratchet wheel 14, andgive this wheel, together with the control disk 13, a spinning rotation about the pivot 12. The amount of this rotation will depend, of course, upon partition 6 for 0s v31, provided with through the casing, and carries a finger plece the manner in which the finger piece '29 is struck.

Mounted on the pivot 30, carried by. the

cillation'thereon, is a bar a slide32, which extends 33 in the outside of the casing as shown in the drawing. Pivotally mounted on a projection 34 at the end of the bar 31 is an operating pawl 35, and a coil spring 36 is arranged resiliently to hold the pawl 35 in the position shown in Fig. 4. A coil spring 37 normally holds the bar 31 in its uppermost position, as shown in Fig. 4. Rotatably mounted on a stubshaft 38, at the upper left hand corner of the partition 6, as shown-in Fig. 4, is a register wheel 39, having rigidly secured thereto, for rotation therewith, a ratchet wheel 40. The teeth of a the ratchet wheel 40 are arranged in the pri casing,

path of movement of the projecting lug 41 on the operating pawl 35, when this pawl is swung downwardly by pressure on the finger piece 33. The ratchet wheel and operating pawl are so proportioned that the wheel is rotated a distance corresponding. to one tooth on the ratchet wheel for each oscillation of the pawl carrying bar 31. A detent 42 is pivotally mounted on the partition 6, and is resiliently held in posi-, tion to prevent reverse movement of the ratchet wheel 40 by means of the spring 43.

The register wheel 39 is provided on the face thereof, next the outer wall of the with a series of numeralsextending entirely around the wheel. One numeral'is provided for each tooth on the ratchet wheel 40. The number of these teeth and numerals of course'is determined by'the requirements of the service to which the bank is put;

' Carried by the pivot 45 shown at the lower slide 17 by means of a V ing rlght hand corner of Fig.4 is an-oscillatory bar 46, which has pivotally mounted near the'end thereof, opposite the pivot 45, a pawl 47. A spring 48 normally tends to draws the bar 46 and the pawl 47upwardly about the pivot 45. The'inner edge of the pawl 47"is provided'with a cam surface 51,

whichis arranged to contact with a pin 52 projecting from the partition6. As shown in Fig. 4, the pin 52 holds the pawl 47 out of contactfwith the ratchet wheel 14 when this pawl and the bar 46 are in their uppermost position. A link 52 connects the pin 53 on the bar 31 with the pin 54 on the bar 46. The lower end of the link 52, which 00- operates with pin 54, isprovided with an elongated slot 55, to permit of a slight movement of the bar .31 independently of the bar 46. The pin 56, carried by the bar 31, projects laterally into a position extending over the peripheryof the disk 13'as shown in Figs; 4 and 6, so that normally the-disk ,13 will prevent oscillation of thebar 31 about its pivot 30. If, however, one of the notches 15 is in position to register with the pin 56, it will be apparent that the bar 31 may be moved downwardly about the pivot 30 by pressure on the finger'piece 33. An opening 60 is provided in the wall of the casing opposite the register wheel. 39, in position to disclose to view one of the numerals-the From the foregoing description it is believed that the operation of the invention may now'be understood' The bank is delivered to the depositor with the two telescopsections fitted together, and locked in place'by the locking mechanism 3 and sliding bolts 4, slots 65 being provided in the outer section 2 to accommodate the finger pieces 29 and 33 during the opening and closing of the receptacle. When the bank is delivered to the depositor, the key slide 17 is depressed and locked in its lower position by the dog 20. When a coin of the proper size is inserted in the slot 10 by the depositor it descends through chute 9, and strikes. the pin 5 as it is discharged from the mouth of the chute 11 into the receptacle. When the coin strikesthe pin 25, it moves about its pivot 19 a sufficient distance to disengage the catoh 21 from the notch 22, and

the dog 20 the key slide 17 is thus freed, and is drawn upwardly by the spring 18. The depositor may then strike the finger piece 29, and force the slide 17 downwardly again into position, to be held by the dog 20. 'As the slide moves downwardly the pawl 27 will strike one of the teeth of the ratchet wheel 14, and give the ratchet wheel, together with the control disk 13, a spinning rotation about the pivot 12 as an axis. The disk 13 will continue to rotate for some time, and until it is brought to rest by the friction on the pivot pin 12 and the friction of the air against the rotating disk. When the disk finally comes to rest, in most cases the up permost periphery of the disk will be in position to prevent movement of the pin 56. If, however, the disk comesto rest with one of the notches 15 in registration with the pin 56, the bar 31 will be free to move downwardly about the pivot 30 as an axis when the depositor presses the finger piece 33 in a downward direction against the tension of the spring 37. The fact that the notch 15 is in registration with the pin 56 is disclosed to the depositor by one of the colored portions 62 showing through the opening 61 in the casing. When the depositor sees one of these colored portions opposite the opening 61 he knows that it is possible for him to depress the finger piece 33, and the depres sion of this finger piece as previously explained rotates the register wheel 39 one point, which fact will appear to the depositor by the change of the numeral which is visible through the opening 60, to the numeral of the next higher denomination.

As the bar 31 moves downwardly under pressure on the finger piece 33, the link 52' transmits downward movement to the bar 46, which in turn carries the pawl 47 in the same direction. As the pawl 47 descends, it is permitted by the cam face 51 to swing inwardly into position to contact with the teeth of the ratchet wheel 14. On the return or upward movement of the parts mentioned, the pawl. 47 will strike one of the teeth on the ratchet wheel 14: before it is thrown outwardly by the pin 52, and after the pin 56 has moved out ofthe notch 15. I

This operation of the pawl 17 will give the disk13 a rotary motion, which will move the notch 16 out of registration with the pin 56, and thus prevent further operation of the finger piece 33 and the registration wheel 39. It will thus be seen thatfor each coin deposited the operating mechanism for the disk 13 is released, and the depositor is given one opportunity for spinning the control disk, and a chance of the disks stopping in position to permit the rotation ofthe registration wheel into position to register one more point; When the bank is delivered to the depositor, it is explained to him that he will be given credit on his bank account for a certain sum for each point registered and showing through the opening 16. V The credit thus given is additional to the money deposited in the bank, and is a premium for the purpose of encouraging savings de-' posits. It is apparent, of course, that the chance which a depositor has, whenever he makes a deposit, of obtaining a premium, will create and maintain an interest in his savings account, and encourage him in advertising to others the banking establish ment which supplies its customers with banks provided with the present invention. Thus this invention serves the double purpose of encouraging savings accounts on the part of the depositor, and of advertising the business of the banking establishment which distributes the banks provided with the in vention.

I claim:

1. In combination, a receptacle for the accumulation of savings, register mechanism,

a chance device for controlling the operation of said register mechanism, and means controlled by a coin as it is placed within said receptacle for operating said chance device.

2. In combination, a receptacle for the accumulation of savings, means for rendering the contents of said receptacle inaccessible to the holder thereof, register mechanism, means operable in accordance with chance for controlling said register mechanism, and a device rendered operable by a coin deposited in said receptacle for operating said controlling means.

3. In combination, a receptacle for the accumulation of savings, a register device, mechanism operable in accordance with chance for controlling said register device, and means for operating said register control device rendered operable when a coin is deposited in said receptacle, to afford the depositor the chance given by the operation of said control mechanism of being per-. mitted tooperate said register device.

4:. In combination, a receptacle for the accumulation of savings, an indicator, mechanism for operating said indicator, a device arranged, when in certain position, to prevent operation of said mechanism, and to permit operation thereof when in other positions, the position which said device assumes when set in operation being controlled by the laws of chance, and means.

for operating said device rendered operable when a coin is inserted in said receptacle.

5. In combination, a receptaclefor the accumulation of savings, a register device, and coin-controlled means for normally preventing operation of said register device, by which means said register device may or may not, according to chance, be rendered operable when a coin is deposited in said receptacle.

said mechamsm,

ister device,

mitt-ing a single operation -trol device for each coin receptacle.

. 6. In combination, a. coin savings receptacle, aregister. device carried by said receptacle, mechanism for operating said rega rotatable member adapted in certain positions to prevent operation of and in other positions to permit operation of said mechanism, the position at which said rotatable device comes to rest after belng set in motion depending upon the laws of chance, and means rendered operable by the deposit of a coin 9. In combination, a receptacle for the accumulation of savings, a register device connected with said receptacle, and coin-controlled means operable according to chance, by which a depositor may enabled-to record one point on said register device for each coin deposited in said -receptacle.

7 10. In a device of the character described,

a receptacle for the accumulation ofw savings, a register device, operating mechanism for saidreglster device, means for normally preventing operatlon of sald, operating mechanism, but adapted in certain posimeans assuming a movement of'said operating means, and

other positions to permit said movement,

'means controlled by a coin inserted in said tions to permit operation thereof, and means controlled by the insertion of a coin in said receptacle formoving said operation preventing means to afford a chance of said position to permit operation of said register operating device.

11. In a device of the character described, a receptacle for the accumulation of savings, a registerivheel, mechanism for mo-v-' ing said Wheel one point at a time, means adapted in one position to permit operation of said registermoving mechanism, and a device for moving said last namedmeans out of said position after an operation of said register'moving means.

'12. In combination, a receptacle for the accumulation of savings. a register device, means for operating-said register device, a device for controlling said operating means, and adaptedjin certain positions to prevent 1n 'isdeposited in said or may not beregister Wheel, and single operation only of said rotary vvheel Wheel onepoint, means venting the. operation of tacle, and means receptacle for causing said control device to assume a'jposition' by chance, and means for changing the posltion of said control device after an operation of said register operating mechanism. I I v '13. In combination, accumulation of savings, according to the laws of said receptacle, mechanism for operating said device, means, for normally holding said operating mechanism in inoperative position, and arranged to release said mechanism Wheneverfa coinis inserted in said receptacle.

1a. In combination, accumulation of savings, a register device, means: controlled by chance for rendering said register device operable, and means for indicating when said chance control'means is in position to permit operation of said register device. 7

15. In combination, accumulation of savings, operable in accordance with the laws of chance, carried by said receptacle, means controlled by the insertion of a coin in said receptacle for operating said chance control device, and means" for recording results of the operation of said chance control device. I

16. In combination, accumulationv of savings, carried by said receptacle, a register Wheel carried by said receptacle, means controlled by said rotary Wheel .for operating said means for permitting a a receptacle for the a device, operable a receptacle for the a receptacle for the a rotary Wheel Whenever a coin is inserted in said receptacle. 1

17 In combination, a vreceptacle for the accumulation of savings, a register Wheel carried by said receptacle, a key arranged, at each operation, to move said register for normally presaid key, a second key for operating the said last named means, a device for normally holding said second key in inoperative position, and arranged torelease said key Whenever a coin is inserted in said receptacle. V 18. In combination, a receptacle for, the accumulation of savings, a register device carriedby said receptacle, a key for operating said registerdevice,mechanism for con-' trolling according to the laws of chance said register device operating key, a second key arranged to operate said mechanism, means foronormally holding said second key in inoperative position, and for releasing said key when a: coin is inserted'in said recep- V for causing said key holding means to render said second key inoperative after each-operation thereof.

19.;In combination, a receptacle for the accumulation of ,savings, a register device chance, carried by' a receptacle for the a control device, 7

carried by said receptacle, means for operating said register device, a chance device for controlling said register device operating means, mechanism for operating said chance device, coin-controlled means for rendering said mechanism operable when a.

coin is inserted in said receptacle, and for rendering said mechanism inoperable after each operation thereof.

20. In combination, a receptacle for the for rotating said disk, means for normally holding said second key in inoperative position and for releasing said key to permit a single operation thereof when a coin is inserted in said receptacle but arranged to prevent a repetition of said operation, and means for changing the position of the control disk for said register operating key after each operation of said key.

In testimony whereof I have signed my name to this specification, in the presence of two subscribing witnesses, on this9th day of July, A. D. 1915.

THOMAS JANSEN.

Witnesses: A. J. CRANE, C. H. SEEM.

Gomez of this patent may be obtained for five cents each, by addressing the Commissioner of Patents,

' Washington, I). 0.

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