UA136754U - INFORMATION AND TELECOMMUNICATIONS MONITORING MANAGEMENT SYSTEM FOR ORGANIZATION OF HOUSING CONSTRUCTION AT THE EXPENSE OF POPULATION - Google Patents

Abstract

Information and telecommunication monitoring management system for the organization of housing construction at the expense of the population, built on client-server architecture. The system includes a monitoring subsystem for data collection and transmission, a subsystem for processing, correcting and encrypting data, a central data processing server, a decryption module for decrypting and verifying the integrity and authenticity of data obtained from the subsystem for processing, correcting and encrypting data. verified integrity and authenticity, access component of the technical controller to enable control and management of information and telecommunication monitoring control system using the subsystem of the technical controller and the subsystem of external user access to provide access to remote user terminals and Internet banking terminals.

Description

The useful model belongs to information technologies, namely to information collection and processing systems used for operational monitoring of data in real time and their automated processing, specially adapted for administrative, financial and management purposes, as well as for construction and financial and credit spheres . A useful model can be used to manage the technological process of organizing housing construction at the expense of public funds and providing remote banking services.

A known system for carrying out credit and financial operations, which includes an insurance subsystem, a subsystem for managing credit and financial operations, a subsystem for technical sales execution, a block of marketing programs, which is used to implement a method of credit and financial operations, which includes the first stage of product production or real estate construction, valuation and insurance of goods or real estate, issuance of securities as collateral for goods or real estate, credit and financial transactions using securities, which involve granting credit to the manufacturer of the goods and repayment of the manufacturer's debt obligations due to the disposal of the goods or real estate, financing of the second stage of production of the goods or construction of real estate, as well as the accumulation, preservation and transformation of data related to the performed operations of the process (Patent for invention KO 2145438 C1, IPC: Ob 17/60, СОбЕ 157/00, 10.02.2000).

The known system has very limited functionality, does not provide centralized data acquisition and processing, access of remote users to the system, and does not provide protection of data processed in the system. This system and the management process implemented by it practically cannot be used for the organization of housing construction at the expense of the population.

The well-known process of organizing housing construction at the expense of public funds, which includes attracting funds from individual investors and financing housing construction using mortgage mechanisms. The management of the technological process is carried out using the automated information system "MAYS", built with a single system-forming core "Dinasite "MAIF", single databases and adapted variable blocks for a specific housing program (per://agspime /de MIV).

However, this automated system is built on a rather primitive architecture and does not have hardware and software tools to manage the necessary processes during preparation

By construction, it does not implement remote banking services, it provides centralized user access to the system, protection of data processed in the system, etc.

A known method of conducting real estate transactions, which describes the process of organizing housing construction at the expense of public funds, which includes attracting funds from investors - individuals, construction preparation, construction of a residential building or a residential complex consisting of several buildings, financing construction at the expense of investors' funds, transfer of apartments to property to investors, as well as implementation using a computerized management system of accumulation, storage and transformation of data related to process operations. At the same time, funds are raised by issuing, placing and circulating securities in the form of interest-free target bonds, which give their owners the right to receive apartments (Patent for a utility model OA 2859, IPC: ЗО6Е 17/60, 16.08.2004).

This process is ineffective for the organization of housing construction at the expense of the population due to the lack of an effective computerized management system that would ensure centralized data acquisition and processing, access of remote users to the system, and protection of data processed in the system.

The method of processing project documentation and operational information during the life cycle of a road infrastructure object is the closest in technical essence to the declared useful model. The known method is implemented with the help of a computer information system that implements the functions of storing and processing design and work information of road infrastructure objects, the functions of exchanging and transforming design and work information into various formats, and interacts with computers of information systems that implement functions of accumulation and transformation of design and operational information of road infrastructure objects, obtained at various stages of the life cycle of a road infrastructure object, performs storage of information on memory media for implementation of strategic management, design and expertise, procurement management, financial management, management construction and operational monitoring, management of operation and implementation of other functions in accordance with the map of information interaction of computers of information systems, which determine the input and output data of computer systems (UMO invention application 2017030459 A2,

IPC: 206010/06; 1:06050/08, 23.02.2017).

The disadvantages of the known computer system are the lack of continuous monitoring and processing of data in real time, the impossibility of registering settlement operations, the lack of cryptographic data encryption, which ensures their integrity and authenticity in the system, the lack of remote access to the system, and the low speed of the system.

The task of a useful model is to create an information and telecommunications monitoring management system for the organization of the construction of residential buildings at the expense of the population, built on a client-server architecture, which would be due to the introduction of a monitoring subsystem, a subsystem of data processing, correction and encryption, and a subsystem of external access of users and their communication provided continuous monitoring of data in real time, centralized acquisition and further processing of data, ensured an increase in the degree of confidentiality, integrity and availability of data processed in the system, implemented the implementation of remote banking services and ensured full automation of the entire data processing process in real time .

The technical result of the useful model consists in increasing the degree of confidentiality and integrity of data, as well as eliminating the possibility of unauthorized access to information and distortion of data processed in the system due to the use of secure communication channels and the introduction of an information protection module in the data processing, correction and encryption subsystem and blocking of further actions in case of detection of violation of data authenticity by the central data processing server; full automation of the entire data processing process due to real-time monitoring and data collection; ensuring the implementation of remote banking services through the use of Internet banking terminals and the external user access subsystem; providing technical control and management of the system using the access component of the technical controller.

The task is solved by the fact that the information and telecommunications monitoring management system for the organization of housing construction at the expense of the population is built on a client-server architecture and includes: a monitoring subsystem of data collection and transmission (6), equipped with means of continuous monitoring, collection and temporary storage of data in real-time mode, means of registration of settlement transactions and means of receiving and transmitting data for data transmission to

From the data processing, correction and encryption subsystem (2) and the central data processing server (1), the data processing, correction and encryption subsystem (2), equipped with a data receiving-transmission device for receiving data from the data collection and transmission monitoring subsystem (6) , a means of processing and correcting the received data, as well as equipped with an information protection module that is specially adapted to encrypt the processed data using cryptographic protection methods and to transmit the encrypted data using secure communication channels to the central data processing server (1), the central data processing server ( 1) which includes: a means of receiving and transmitting data for receiving encrypted data from the subsystem of data processing, correction and encryption (2) and communication with the monitoring subsystem of data collection and transmission (b), a decryption module for decoding and checking the integrity and authenticity of data , received from the data processing, correction and encryption subsystem (2), and the module d encryption is performed with the possibility of blocking work with data in the event of a negative result of checking the integrity or authenticity of the data, a database for storing the received data that has passed the integrity and authenticity check, an access component of the technical controller to ensure the ability to control and manage the information and telecommunications monitoring control system using technical controller subsystem (3), user external access subsystem for providing access of remote user terminals (5) and Internet banking terminals (4), and the user external access subsystem contains a web resource that includes a content management system and web servers for providing external access to data and specially adapted to process requests coming from user terminals and Internet banking terminals, at least one remote user terminal (5) to ensure access of registered users to information-te lecommunication monitoring control system, at least one internet banking terminal (4) for carrying out remote transactions on 60 central data processing server (1).

The information and telecommunications monitoring management system includes a number of software and hardware subsystems that are connected to each other by means of communication, such as the Internet, a local or corporate network, a cellular telephone network, etc. Data exchange between all subsystems is carried out through protected communication channels.

The information and telecommunications monitoring control system shown in the drawings 1 includes a central data processing server 1, a data processing, correction and encryption subsystem 2, a technical controller subsystem 3, a plurality of Internet banking terminals 4 and a plurality of remote user terminals 5, as well as a monitoring subsystem data collection and transmission 6.

Internet banking terminals 4 can be wired or wireless terminals for carrying out banking transactions via the Internet, and remote user terminals 5 can be made in the form of, for example, a personal computer connected to the network

Internet, mobile phone, smartphone, tablet or other means of communication capable of connecting to telecommunication networks, for example, the Internet.

The monitoring subsystem of data collection and transmission 6 can be implemented as a separate module and on the hardware of the central data processing server 1 and/or the data processing, correction and encryption subsystem 2.

The monitoring subsystem of data collection and transmission is specially adapted for continuous monitoring and automated processing of incoming data. Such data can be, for example, data on marketing research of secondary market prices for housing.

The central data processing server 1 and the data processing, correction, and encryption subsystem 2 are configured so that the data processing, correction, and encryption subsystem 2 periodically receives data generated by it from the data collection and transmission monitoring subsystem 6 (for example, data on market research of prices of secondary housing market), provided the ability to correct and approve these data and transmitted the approved and, if necessary, corrected data in encrypted form to the central server 1.

The central data processing server 1 is further configured so that the data received from the data processing, correction and encryption subsystem 2 (for example, regarding the current

From the price of investment) to be presented on the web resource of the user external access subsystem in the list of types of objects that are available for investment, and used for calculations using Internet banking terminals 4.

The information and telecommunications monitoring and control system works as follows.

The monitoring subsystem of data collection and transmission 6, equipped with means of continuous monitoring, is specially configured with the help of the subsystem of the technical controller Z to work with the data of a certain object of primary monitoring in real time. That is, the monitoring subsystem of data collection and transmission b due to the means of continuous monitoring, collection and temporary storage of data is quite flexible and can be connected to any object of primary monitoring, for example, a local network, local and public servers, the Internet, etc. and function with any type and stream of input data. In addition, the subsystem b has the ability to register settlement transactions using the appropriate tool and can interact with banking systems. The data collected by the subsystem 6 is transferred to the data processing, correction and encryption subsystem 2. Also, the subsystem 6 transmits and receives from the central data processing server 1 the service data necessary to ensure the functioning and correction of the monitoring subsystem of data collection and transmission 6.

The data processing, correction and encryption subsystem 2, equipped with a means of receiving and transmitting data, receives data from the monitoring subsystem of data collection and transmission 6, and with the help of a means of processing and correcting the received data, performs input data processing, which consists in bringing them to the standard processed by the central server data processing 1 and formation of data packets in the appropriate format. After that, the generated data packets are encrypted using cryptographic methods of information protection and transmitted through secure communication channels to the central data processing server 1.

The central data processing server 1, using the means of reception and transmission, receives encrypted data from the data processing, correction and encryption subsystem 2. After receiving the data, the decryption module decrypts and checks the integrity and authenticity of the data received from the data processing, correction and encryption subsystem 2.

Such verification can be implemented by various data protection mechanisms, for example, verification of checksums, imposition of an electronic digital signature, bo certificates, etc. If the decryption module detects a violation of the integrity and authenticity of the data, it blocks further work with the compromised data, thus preventing interference in the system and data distortion. If the decryption module, the data that has passed the integrity and authenticity check is stored in the database of the central data processing server.

Configuration of the system as a whole and the monitoring subsystem of data collection and transmission 6 is carried out using the access component of the technical controller 3. The access component provides an interface through which the technician can control the operation and configuration of the system, in particular, the configuration of the monitoring subsystem of data collection and transmission 6 for operation with a specific object of primary monitoring and type of input data. At the same time, the central data processing server 1 and the monitoring subsystem of data collection and transmission 6 exchange service information using means of data reception and transmission.

User access to the information and telecommunications monitoring control system using remote user terminals 5 is carried out using the user external access subsystem. In addition, the user external access subsystem provides access to Internet banking terminals 4, designed for online transactions and remote banking. Internet banking terminals 4 are pre-registered in the system by the technical controller using the subsystem of the technical controller 3, and remote user terminals 5 are registered in the system by the users themselves using the web resource of the user external access subsystem.

The web resource includes a content management system and web servers to provide external access to data by users using remote user terminals 5. The content management subsystem processes requests from remote user terminals 5, and also provides integration of the Internet banking system into the information - telecommunications monitoring management system for conducting remote transactions and manages the work of Internet banking terminals 4.

To carry out remote transactions in the system, the user registers and authorizes in the system using a web resource using the remote user terminal 5, automatically forms a transaction request, and then chooses one of

From the 4 terminals registered in the Internet banking system and performs an electronic transaction, which is registered in the database of the central data processing server.

The use of an information and telecommunications monitoring management system with a specific object of primary monitoring can be considered on the example of the technological process of organizing housing construction at the expense of public funds.

A financial institution, for example, a bank (hereinafter referred to as the Manager or Bank Manager) deploys a central data processing server 1 at its facilities and creates a construction financing fund (hereinafter referred to as the FFB) with the aim of obtaining housing ownership by the Trustees of the FFB. FFB is created as follows.

The manager approves and publishes the Rules of the FFB, which determine the procedure for creation

FFB, the procedure for organizing the relationship between the Developer, the Manager and the Trustees, the procedure for establishing property management, conditions, features and limitations of property management, the directions and procedure for using the funds involved, the procedure for participation in the fund and refusal to participate in it, types of measurement units of investment objects , the procedure and conditions for securing the investment object by the Trustee, terms of crediting the Trustee, the amount of the reward

Manager and other conditions of operation of the FFB. The rules of the FFB are a public offer for admission to the fund of a person who wishes to become a Trustee of this fund, based on the recognition of these

Rules

The Manager concludes an agreement with the Developer, according to which he orders the Developer to build the construction object, put it into operation and transfer the investment objects to the Trustees of the FFB within the terms established in the agreement and under the conditions determined by the Rules of the fund.

The relationship between the Investor, the Managing Bank and the Developer is carried out on the basis of the Law of Ukraine "On financial and credit mechanisms and property management during housing construction and real estate transactions". In particular, Article 18. "Control of fulfillment of obligations under the contract" stipulates that the Manager exercises control over the Builder's compliance with the conditions and obligations under the contract in order to timely prevent the occurrence of risky situations in the construction process as a result of the actions of the developer, which may lead to: changes technical characteristics of construction objects and/or investment objects; deterioration of consumer properties of construction objects and/or investment objects; an increase in the cost of construction by more than twenty percent; 60 extension of construction terms by more than ninety days.

Also, in the General Agreements between the Bank Manager and the Developer, control features and reporting articles are established.

However, due to the increase in the requirements of the controlling State institutions and the increase in the number of construction objects, electronic processing of information regarding economic operations for the construction of housing is needed, which would make possible the occurrence of risky situations. It was for these purposes that the information and telecommunications monitoring management system was created for the organization of housing construction at the expense of the population.

According to the agreement, the Developer transfers to the Manager a list of investment objects (apartments) in the construction object, which is the preliminary volume of the construction order, and the property rights to these investment objects for further transfer to the FFB Trustees under the terms of the Rules of this fund.

Data from the specified list are entered into the monitoring subsystem of data collection and transmission 6 of the information and telecommunications monitoring management system. At the same time, preliminary classification of construction objects (individual houses or complexes) of the housing program into n types is carried out, mainly by construction, material, first of all, external walls, individuality of the house, comfort, area of apartments, etc., as well as classification of construction objects into t subspecies, mainly by transport accessibility and proximity to the city center.

Predominantly, the construction objects (houses) of the housing program are classified into three types (p-3): the first type (P-1) - brick made of cheap silicate brick or frame-monolithic with filling made of silicate brick; the second type (пПи-2) - brick made of silicate brick or frame-monolithic with filling made of silicate brick, as well as the presence of additional factors that increase demand: individuality of the house, panoramic view, location, etc.; the third type (P1-3) - increased comfort, large apartment areas, material, mainly ceramic brick, in the central areas of the city.

Construction objects (houses) of the housing program are also classified into three subtypes (t-3): the first subtype (p51-1) - located in residential areas with good transport connections; the second subspecies (p51-2) - close to the central areas of the city;

From the third subspecies (p51-3) - located in the central areas of the city. The information and telecommunications monitoring control system with the help of the data processing, correction and encryption subsystem 2 and the central data processing server 1 provides identification of data on construction objects (houses) of a certain type by the type index (MU ...p), identification of data on objects construction objects (houses) of a certain subtype by subtype index (peT-1... t) and identification of data on investment objects (apartments) by the number of rooms (item). This means that all data on construction objects (individual houses or complexes) and investment objects (apartments) in the electronic database of the central data processing server 1 is organized in such a way that the system software can correlate any data that relating to a certain construction object, with the indices of type (PO) and subtype (P50), which are assigned to this construction object during classification and entered into the automated system, and any data relating to a certain investment object - with the number rooms (ypg) and indices of the type (PO and subtype (p51)) of the construction object in which this investment object is located.

The information and telecommunications monitoring management system accumulates and stores in the database of the central data processing server 1 the first information array of data submitted by the Developers to the Manager for investment in construction objects and investment objects in these construction objects.

In order to effectively attract public funds, it is necessary to adhere to a certain optimal nomenclature of investment objects, which allows you to reach different strata of the population with different needs and different purchasing power. For this purpose, a second information array of data, identified by the indexes of the type and subtype and the number of rooms, is entered into the information and telecommunications monitoring control system with the help of the monitoring subsystem of data collection and transmission 6 regarding: the optimal share of construction objects of a certain type (n) in the total number of of construction projects of the housing program - (OSU); the optimal share of construction objects of a certain subtype (p51) in the total number of construction objects of a certain type (PO - (oSun, nau); the optimal share of investment objects with a certain number of rooms (ypg) in the total number of Investment objects, placed in construction objects of a certain subtype (p51) - (OSUnu, her, ipg/).

At the same time, the information and telecommunications monitoring control system is configured so that it provides:

software processing of the first information array to form the third information array of data on the number of construction objects of a certain type available for investment (PO and subtype (p50) and investment objects with a certain number of rooms (pp) located in construction objects of a certain type (PO) and subspecies (p50) - (Mu), (My, well), (My, nvi ipg/); software development of the third information array - (My, (Myth, pu), (Min, her, p/ ) FOR the formation of the fourth information array of factual data regarding the fractions of the specified types (Yum, TO nem, TOUun, nee, tp); comparison of the second (0О/nu, оС, peu, OSup, pai, pu) and the fourth (ТО/ПИ/, ТО/пи, п5/, ТО/Й, пи, Тпг/ of information arrays for the formation of the fifth information array of data regarding discrepancies in the data of the second and fourth arrays (ДОлу, ДОуни, пеу, ЛО пе, пи/); program analysis of p' of the information array for the formation of an information signal regarding the introduction of changes to the procedures of construction preparation and/or construction by means of ensuring the adjustment of the number of investment objects available for investment (Mu, her, "pg/) in order to reduce the specified discrepancies (Dolu, Do, neu, Don pvi, ipg/).

Thanks to the procedure described above, the process of managing the range of objects that are available for investment is fully automated, so that this range is optimal for the maximum attraction of public funds.

The Manager, due to integration into the information and telecommunications monitoring system of the Internet banking system, opens an FFB account on the central data processing server 1, where he accumulates, stores, and accounts for funds received from Trustees using Internet banking terminals 4 as trust property, and current account

The developer. The manager determines the bank in which the current accounts of contractors, subcontractors and other business entities participating in the construction of the construction site must be opened. The Developer includes this condition in the subcontracts and other agreements related to the construction of the construction object.

Data related to all the actions described above are entered into the database of the central data processing server 1 of the information and telecommunications monitoring management system, which technically ensures the implementation of the declared technological process. This data is processed in the data processing, correction and encryption subsystem 2 and is accumulated and stored in

In the form of an organized system in the database of the central data processing server 1.

The central data processing server contains a decryption module designed with the possibility of blocking the execution of subsequent actions, if there is no data in it regarding the implementation of mandatory previous actions.

When carrying out construction at the expense of public funds, it is necessary to take into account a number of factors that directly or indirectly affect the process of housing construction and the demand of investors (Trustees. The primary task for housing construction is the selection of a site that would meet the requirements of potential investors and minimize the costs of its construction .

The developer at the stage of construction preparation, with the support of the Manager, carries out, using the data processing, correction and encryption subsystem 2 of the information and telecommunications monitoring management system, evaluates the economic feasibility of the site, while the system takes into account the following indicators: the amount of invested area; the planned amount of investments; the price of the construction contractor; costs of the Developer; advertising expenses; contractor's insurance; costs of registration in ownership.

The determination of the planned amount of investments is carried out using the monitoring subsystem of data collection and transmission b of the information and telecommunications monitoring management system based on the following indicators: volumes of invested space; of the average or starting price of investing one square meter. m of total area of apartments; investment prices of one sq. m of the total area of non-residential premises; investment prices for one parking space or one garage in a garage complex. To forecast the average (starting) investment price of one sq. m of the total area of apartments, the main initial parameters are: secondary housing market data regarding the average price of one square meter. m of the area of a similar object in the building area; construction terms; coefficients of seasonal activity of investors. Data on the cost of construction of one square meter. m of the total area of apartments, non-residential premises and parking lots or garages are determined based on the results of software processing by the management system of accumulated data regarding contractors, constructive and construction and assembly schemes. The information and telecommunications monitoring management system also takes into account data on the contractor's costs for conducting off-site networks and communications based on data from pre-project studies.

The cost of contract works is determined taking into account the volume of the areas under construction, the cost of construction of one square meter. m (according to the purpose of the areas) and expenses for utility networks. Costs

The developer is determined on the basis of processing data on design costs; customer service costs; costs for land acquisition for construction; costs for the use of land during the construction period until the moment of transfer of the object to the owners.

The availability of the site's economic feasibility is established if the sum of all costs for the site is lower than the planned amount of investments.

Optimum determination of the starting investment price is one of the most important stages of the stated technological process. A correctly set starting price at the stage of construction preparation gives an opportunity to participate in the financing of housing construction to those who have the funds only to pay the cost of the apartment at the lowest price.

The price of housing is set by the Developer with mandatory consideration of the Manager's recommendations with the application of "discounting" the price, and the final investment price of Sepa is set at the level of 0.96--1.08 of the average price of similar housing on the secondary market Szves/n, neu, THAT is determined based on the results of market research of secondary market prices for housing with similar properties.

The final investment price of Sepa for a specific construction object is established using the central data processing server 1 and the data processing, correction and encryption subsystem 2 of the information and telecommunications monitoring management system, which is configured to provide: input, identification and preservation of the information array regarding coefficients of the final price Kun, "y for construction objects of all types (PO and subtypes (050); entering the average price of similar housing on the secondary market Sees/n, neu; selection from the fourth information array by type (PI) and subtype indices (n50) of the final price coefficient of the construction object K/ti, and the determination of the final investment price of Sepa for this object according to the Sepa-Kuni formula, neu 7 Sves/ni, pvi.

The specified information array, for example, can be specified as follows: for (П-1) and (пе(-1,2): K l.1/0.96, Кы,2g/-1.0; for (пП- 2) and (p51-1...3): K »/-1.02, Ke,2/1.06, Ke,z/-1.06; for (P-3) and (p5i-2, 3): Kagu-1.07, Kuzz/-1.08.

The information and telecommunications monitoring control system is also configured

З in order to ensure the introduction, identification and preservation of the information array of data regarding the annual price discount of ali, peu FOR construction objects of all types (PO) and subtypes (50) in the database of the central data processing server.

The annual price discount of a/Liya, p5/ is set at the rate of 5-12 95 per year, while the fifth information array, for example, can be set as follows: for (M-1) and (p51-1,2): dlliya -12 Ov, dl,-10 90; for (P-2) and (p5i-1...3): d/gl/-9 U, d/g -8 o, y/gyn o; for (PI-3) and (n51-2, 3): d/z, o, d/z, o.

Using the information and telecommunications monitoring management system connected to the global Internet information network, the Manager presents to the public on the web resource of the user external access subsystem information blocks regarding the housing program for the population, in particular: the first information block, which contains information about the main provisions of the FFB Rules, which determine the principal's relationship with

Manager; the second information block, containing basic information about the crediting program by the Trustee Manager; the third information block containing a list of types of available investment objects and basic information about these objects (apartments), in particular: construction site with address, number of rooms, total area, living area, kitchen area, price (current) of one sq.m., total cost, loan term, construction completion term, full payment term, location plan of the house on the city map, apartment plan, floor and comfort factor, wall material, presence or absence of decoration, proximity to the metro station, availability of parking. The web resource also contains a search system that provides information search in the list of available types of investment objects according to certain indicators, in particular: city, district, number of rooms, total area, living area, kitchen area, (current) price per square meter. m, total cost, term of the loan, wall material, proximity to the metro station, availability of parking, construction completion date. Access to the web resource is carried out using remote user terminals 5 and web servers of the user external access subsystem.

The external user access subsystem of the data processing server 1 may contain a service for self-registration of potential investors, which ensures that certain information about the latter is entered into the database of potential investors, and provides potential investors with means of identification (login and password), a service that provides automated sending to the registered investor notification of the arrival of a house for investment, for example, an e-mail, a phone call, "MO or MM5-message, etc.") and a service that, after identifying a registered potential investor, provides the latter with access to various tools.

With a natural person who has expressed a corresponding wish, the Manager concludes an agreement on the participation of this person (Trustee) in the FFB. The contract for participation in the FFB is concluded on the condition that the person provides the documents identified by the FFB Rules that identify this person. For citizens

of Ukraine - a passport of a citizen of Ukraine and an identification code issued by the State Tax Administration of Ukraine. For foreigners and stateless persons staying in Ukraine - a passport document confirming citizenship or certifying a stateless person, issued by an authorized body of a foreign state or a statutory organization of the UN, and recognized by Ukraine as a passport document with a note about its registration at checkpoints through the state border of Ukraine by the bodies of the State Committee for the Protection of the State Border of Ukraine.

The FFB manager opens an account for the Trustee in the accounting system of the FFB selected by him on the central data processing server 1 for the accounting of funds transferred using the Internet banking terminal 4 in fund management.

When concluding the Agreement on participation in the FFB, the Principal chooses a specific investment object from the list of investment objects not assigned to other Principals, which is included in the Manager's offer. The Manager secures this investment object for the Trustee under the terms of the FFB Rules.

When an investment object is secured by the Trustee: the Trustee undertakes to further contribute funds to the FFB, and the Manager removes this object from the list of investment objects in the Manager's proposal, in order to exclude the possibility of securing this object subject to another Trustee and undertakes, subject to the Trustee's fulfillment of its obligations under the FFB Participation Agreement, to include the Trustee in the list of Trustees to whom the Developer is obliged to transfer ownership of the investment objects secured by them in the future.

Confirmation of the investment object by the Principal is confirmation of the order

From the Developer for the construction of this investment object as a component part of the construction object (inclusion of this investment object in the confirmed scope of the order).

After the Trustee has contributed funds to the FFB, for example, in the amount of not less than 25 95 of the value of the total area of the investment object (selected apartment), the Manager issues

The Trustee's Certificate of participation in the FFB, which is a document confirming the Principal's participation in the FFB. Such a document can be, in particular, an electronic document approved by an electronic digital signature, generated using the web resource of the central data processing server 1. The remaining space is paid by the Trustee using the internet banking terminal 4 every month in equal parts at the price set at the time of investment, with in such a way that one month before the planned date of putting the building (construction object) into operation, the apartment was fully invested.

The Certificate of participation in the FFB states: type of FFB; details of the Trustee (surname, first name, patronymic, address of permanent residence and identification number in the State Register of natural persons - taxpayers of taxes and other mandatory payments); date of issuance of the Certificate; investment object secured by the Trustee; the planned date of putting the construction facility into operation; the amount of funds transferred by the Trustee to the Manager; the number of measurement units of the investment object assigned to the Trustee; the schedule of subsequent payment of funds by the Trustee to the FFB. The unit of measurement of the investment object is the unit of measurement of the investment object established by the FFB rules, which is determined, for example, in square meters.

Data on all actions performed in the process of involving the population to participate in the FFB are also entered into the database of the central data processing server 1. The specified data can be entered simultaneously with the formation of the above-mentioned documents: the Agreement on participation in the FFB and the Certificate of participation in the FFB. The data is processed by the central data processing server 1, which ensures the formation and preservation of the sixth information array of data regarding investment objects in construction objects secured by the Manager for the Trustees.

Of course, identical data on identical objects in the system are not duplicated. Records regarding objects transferred by Builders (first information array) and assigned to Trustees (sixth information array) are identified by different indices, so that the system perceives the data of these records as data of the first or sixth information arrays. When 60 apartments are assigned to the Trustee, the latter is automatically removed by software from the list of available investment objects, which is presented on the Manager's website. Moreover, the computerized control system is made with the possibility of blocking the possibility of performing subsequent actions, if there is no data in it, regarding the implementation of mandatory previous actions. Thanks to the application of the information and telecommunications monitoring management system, the possibility of errors and the fixing of one apartment by several Trustees is eliminated. The system monitors the timeliness of input

Creditors of funds to FBB and payments for loans granted to them using the central data processing server 1.

The specified sixth array of data is processed by the central data processing server 1 to form the seventh information array of data on the number of construction objects of a certain type (PO) and subtype (p50) and investment objects with a certain number of rooms (ypg) in construction objects of a certain of type (1) and sub-type (p50), assigned to Trustees for i-th time intervals, - (aMile, u, amMle, ne y, am /n, ne, pt, y). The central data processing server 1 by processing the seventh information array of data in the database (aMlyi, i, am/n, ne /, aMy/n, ne tk i) forms the eighth information array of data regarding: the share of construction objects of a certain type (PO ) in the total number of construction objects, in which all investment objects are fixed for

Trustees for i-th periods of time - (aSun, y); shares of construction objects of a certain subtype (50). in the total number of construction objects of a certain type (Y) - (aSunt no, y); shares of investment objects with a certain number of rooms (ypg) in the total number of investment objects placed in construction objects of a certain subtype (p50 - (aSum, nei, pt, /). Comparing the second (obu, oSun, nvu, OSununv tu) and eighth (abun, u, abun ne; /, aSun ne n /) information arrays, the central data processing server 1 forms the ninth information array of data regarding discrepancies in the data of the second and eighth arrays (Daouli, u, Lan, her, /, Laskhup, pe pp i).By performing a program analysis of the ninth information array, the control system forms a tenth information array of data regarding the average values of the specified discrepancies in the |th time interval, which contains several i-th time intervals, - (DaSut y, daoyu/n, pe, u, Dasun, pe, te y).According to the results of processing the tenth information array, the central data processing server generates an information signal regarding the correction of the data of the second information array (o0Oun/, OSun, pu, OSut, pe, t using processing subsystems, corrected Anna and

Co) data encryption 2, if the specified average values of discrepancies (Dao y, Dasun, ny, y, DS, ne p, y) exceed the threshold values entered into the control system - (Lasunutah/, LasSun, neutah/,

Dasun, pvi, titah/).

The central data processing server 1 is configured so that it reduces the threshold values (DLaounitah,, Lasun, pvutah,, Laos, pvi, ip/tah) In the case of establishment in the |th time interval of a stable upward trend of the specified discrepancies determined for i- those periods of time - (Dasun, and /, Dashup, pai, /, Dasun, pe, p). At the same time, one month is taken as the i-th time interval, and one quarter as the J-th time interval.

The described procedure allows you to analyze the process of raising funds and, based on this analysis, automatically make corrections to the array of data regarding the optimal nomenclature of the proposal for investment objects.

When concluding the Agreement on participation in the FFB, the Trustee is provided with a means of identification

The trustee is a subsystem of external user access, such as a password or login and password.

At the same time, the Manager's web resource contains a service that, after identifying the Trustee, provides him with access to personalized information, for example, messages addressed to him

Manager or Developer.

At the stage of construction using the management system, the FFB Manager constantly monitors the process of attracting funds for each construction object and manages the investment price in the event that the Developer grants him such powers.

Price management involves: setting the current discount price C for the i-th period of time (month, week, etc.); within the approved schedule in accordance with the actual rates of attracting funds or the actual share of the invested square footage from the total square footage of the building IZipmil/ In the previous period of time (i-th) to the corresponding planned indicators (Zipm/i-/, i.e. when

TOipmiy-1/e Zipm/-1/); setting the discount price C for the i-th time period; at the next planned level Seven In the event that the actual amount of fundraising (or ibim/-/) in the previous period of time (i-1) exceeds the planned amount (bim/-17), that is, when ЯZipmi-/»Zipil; preservation in the i-th period of time of the discount price of the previous period of time (i-1) until the planned amount of funds is reached (that is, until the moment when GOipm/-

meZit/-), in the event that the actual volume of fundraising is less than planned (i.e

Toipmiy-l/«Enpmi-1/).

The information and telecommunications monitoring management system provides an opportunity, during the investment period of the construction object, in case of changes of an objective and subjective nature in the real estate market, during construction (inappropriate quality of housing, violation of construction deadlines, etc.), in the financial market etc. making adjustments to the discount price schedule, in particular: change the final price of Seth's investment; change the percentages of the reduction of the investment price discount by month; recalculate schedule data in case of extension of construction period and investment period (T).

The developer carries out the construction of construction objects in accordance with the documentation provided under the agreement.

Construction is mainly carried out by the method of phased development of the territories of microdistricts with reliable transport accessibility to the central areas of the city, which gives the greatest technical effect, in particular, the ability to ensure a non-stop multi-stage construction cycle and the availability of all off-site networks and communications. At the same time, the construction of a new building or residential complex consisting of several buildings is usually started after securing the majority of apartments for the trustees (investors) of the previous building or residential complex.

Funding of construction at the expense of FFB funds is carried out by the Manager within the limits received in the management of funds and with the help of an integrated Internet banking system, he keeps track of the funds directed to the financing of their construction for construction objects. In the interest

Trustees The Manager controls the intended use by the Developer of funds aimed at financing the construction. At the same time, the Manager controls the volumes of completed construction and assembly works and the main technical characteristics of construction objects.

After putting the construction object into operation, the Developer shall notify the Manager in writing (as an option by electronic document with an electronic digital signature, which is automatically processed by the management system) and provide data on the actual total area of the investment objects received from state authorities, which

They carry out the registration of the right of ownership of immovable property.

The manager of the FFB provides the Developer with the final confirmed scope of the construction order for this construction object and gives him the list of Trustees who have the right to take ownership of the investment objects secured by them.

On the basis of data on the actual total area of investment objects, the Trustee, based on the current price of the investment object's measurement unit, makes final calculations with

by the Manager of the FFB and receives from the Manager of the FFB a certificate in the established form in exchange for

Certificate of participation in the FFB. The certificate is a document that confirms the right of the Trustee to obtain ownership of the investment object secured by him.

The certificate received from the FFB Manager is provided by the Trustee to the Developer for further registration of ownership of the investment object secured by him.

Registration of housing ownership is carried out by the Developer on his own and at his own expense.

For the transfer of funds for construction financing, the Builder pays the Manager a fee in the amount, term and in the manner agreed with the Builder when concluding the agreement.

The FFB terminates its operation by the decision of the FFB Manager in the event of achieving the goal for which the fund was created, i.e. after the FFB Manager fulfills his obligations to all

Trustees of FFB.

The information and telecommunications monitoring management system with the help of the central data processing server 1 blocks any actions related to the FFB, which has ceased to function, and the data related to it are archived or deleted depending on their type.

The central data processing server 1 can have a software-hardware analytical module, which is adapted for statistical analysis of the data accumulated by the system in the database regarding the actual investment and construction processes of various construction objects in various conditions and generating information signals regarding the adjustment of the data array in relation to the reference scenarios of the process investment and construction.

As was shown on the example of the use of the information and telecommunications monitoring management system in the technological process of organizing housing construction at the expense of the population, the path of funds for the construction of construction objects passes through a number of key links that are not connected to each other for objective reasons, since each has 60 separate tasks. However, it should be noted that the common goal of the key links of the process, namely: the Bank

Manager, Developer, General contractor, it is high-quality and cheap to build and expensive to sell. Naturally, with the interaction of a certain number of participants in the technological process, a system of control over the performance of their technological functions by the participants is also necessary for the realization of a common goal.

In this regard, a project of a process control scheme and generalization of the results of the construction of objects was developed, based on the statistical analysis of the data accumulated by the system in the database regarding the actual processes of investment and construction of the construction object, generated by the software and hardware analytical module .

Control of processes and summarization of results is carried out with the possibility of generating reports and grouping data for any date according to the following characteristics: 1) Summarized, for the investment object as a whole, in terms of the name of works according to the calendar plans of design and construction, according to a separate launch complex: the amount financed; cost of completed works; cost of installed materials and equipment; the percentage of financed works to the planned ones; percentage of completed work to planned. 2) Financing (advances) collected for a separate launch complex in the section of works according to the design and construction calendar plans, according to the date of payment. For the completeness and reliability of the information, the simultaneous existence of two (the number is not limited) users who fill in parallel the Builder (separately) and the Company, which are financed directly from the FFB: the amount of financed advances, which is formed from the payment instructions of the Builder, checked by the Manager and "checked" by the Bank. The best option is when the Developer will "download" the statement from the Client-Bank system into this table, and the Manager will confirm the accuracy with an electronic digital signature to avoid additional reconciliations; the tables display separately and group the contractors of the Developer with the further possibility of reproducing information both by types of work in the section of contractors, and by counterparty (for example, the General Contractor) by types of advances provided;

From the creation of "sub-levels" of this table to display information related to whom the General Contractor transferred the funds and for what type of work to the partner (for example, the Subcontractor) and so on. The number of levels depends on how deeply you need to disclose information. 3) Execution of works, aggregated, for a separate start-up complex (investment object) in the section of works according to the design and construction calendar plans, according to the date of the economic operation: execution of works, write-off of assembled materials and equipment. As in the case of advances, the completeness and reliability of the information requires the simultaneous existence of two (the number is not limited) identical users who fill in parallel the Builder (separately) and the Societies financed directly from the FFB. The data in the MoC table must be entered through additional processing and "unloading" of the Credit turnover from the turnover and balance information of the Builder "Settlements with domestic suppliers" of the Chart of accounts of accounting and/or Debit turnover (which is formed from the M23 certificates that reflect the number and value of installed materials and equipment) account Mo 23 of the turnover and balance information of the Company-supplier of materials, or directly "unloading" certificate M23 from the General contractor. When filling out the tables, it is necessary to check the Bank-Manager and approve it with an electronic digital signature to avoid paper copies and additional checks of primary documents.

The cost of completed works, which is formed from KBZ3 for construction and installation works, acts of acceptance and handover of works for works and services, and Certificate M23 (an integral part of acts for construction and installation works.).

This table displays separately and groups the Contractor's contractors with the further possibility of reproducing information both by types of work in the section of contractors, and by contractor (for example, the General Contractor) by types of work performed, services provided, and installed materials and equipment.

As with the scheme of advances: the creation of "sub-levels" of this table to display information related to whom the General Contractor transferred the funds to and for what type of work for the partner (for example, the Subcontractor) and so on. The number of levels depends on how deeply you need to disclose information.

The analysis of the data accumulated by the system in the database regarding the actual processes of investment and construction of the object, construction and control of the construction processes of the objects requires 60 applications of the coding system.

The construction plan (including the design and purchase of materials and equipment) should be used exclusively as the basis for the creation of the coding system. In this plan, at the opening of the FFB for the construction object, it must be accepted and mandatory for use by the process participants, the only list of work titles (can be supplemented in the process) with terms according to the DBN is the first level of codes. The next level of codes should be "tied" to contracts and other documents. At a new construction site, one must take into account the specifics of the depth of disclosure of the final information (a more detailed beginning gives the possibility of detailing at the exit).

Codes are set by the Manager, and at the time of making a decision on providing financing, the code can be assigned at the primary level to any document: a letter, a financing application or another (it can be, for example, a sticker).

Considering the above, the proposed information and telecommunication monitoring system, specially developed and intended for management purposes

Builder, covers the main construction processes and uses the data of various accounting systems, without requiring their radical refinement.

The above-described method of information processing in the information and telecommunications monitoring system of the Developer completely solves the issue of avoiding the risks of construction of objects.

Thus, the proposed information and telecommunications monitoring management system is specially developed and intended for the management purposes of the Builder and ensures an increase in the degree of confidentiality and integrity of data, as well as the exclusion of the possibility of unauthorized access to information and distortion of data processed in the system due to the use of secure communication channels connection and introduction of the information protection module in the processing subsystem, correction and encryption of data and blocking of further actions in case of detection of a violation of data authenticity by the central data processing server; full automation of the entire data processing process due to real-time monitoring and data collection; provides remote banking services through the use of Internet banking terminals and the user external access subsystem; provides technical control and management of the system using the component

From the access of the technical controller.

Claims (2)

USEFUL MODEL FORMULA 1. Information and telecommunications monitoring management system for the organization of housing construction at the expense of public funds, built on a client-server architecture, which is distinguished by the fact that it contains a monitoring subsystem for data collection and transmission (b), equipped with means of continuous monitoring, collection and temporary storage of data in real time, a means of registering settlement operations and a means of receiving and transmitting data for transferring data to the data processing, correction and encryption subsystem (2) and the central data processing server (1), the data processing, correction and encryption subsystem (2), equipped means of receiving and transmitting data for receiving data from the monitoring subsystem of data collection and transmission (b), means of processing and correcting the received data, as well as equipped with an information protection module, which is specially adapted for encryption of processed data using cryptographic protection methods and for transmission of encrypted data using protected channel of communication to the central data processing server (1), the central data processing server (1), which includes: a means of receiving and transmitting data for receiving encrypted data from the subsystem of data processing, correction and encryption (2) and communication with the monitoring subsystem data collection and transmission (b), a decryption module for decoding and checking the integrity and authenticity of data received from the data processing, correction and encryption subsystem (2), and the decryption module is made with the possibility of blocking work with data in the event of a negative result of the integrity or authenticity check data, a database for storing received data that has passed the integrity and authenticity check, a technical controller access component to ensure the ability to control and manage the information and telecommunications monitoring control system using the technical controller subsystem (3), an external user access subsystem to ensure remote terminal access in the user (5) and Internet banking terminals (4), and the user external access subsystem contains a web resource that includes a content management system and web servers for providing external access to data and is specially adapted for processing requests coming from user terminals and Internet banking terminals, at least one remote user terminal (5) to ensure the access of registered users to the information and telecommunications monitoring management system, at least one Internet banking terminal (4) for remote transactions on the central data processing server (1). 2. The system according to claim 1, which differs in that the data exchange between system elements is carried out by protected communication channels. C. The system according to claim 1, which is distinguished by the fact that it additionally contains a software and hardware analytical module, which is specially adapted for statistical analysis of the data accumulated by the system in the database of the central data processing server regarding the actual processes of investment and construction of various construction objects in different conditions and the generation of information signals regarding the adjustment of the array of data regarding the reference scenarios of the investment and construction process. nin , E and U I I 3 | and 8 Ksenia a x and /d / and 5 | I and econo Z, ri and sa pokoy, z nn PI I, | | ! IS ; 5 5-2 j EC. and I and o ee (5 | SHE and 7 and | 4 in sh- il OT Ko i; ; she (4) (4) ! and ! I ; 7 your Mch