TWM643150U - Automated teller machine system based on face recognition - Google Patents

Abstract

An automatic teller machine system based on facial recognition is provided and including a server and an automatic teller machine. The server stores a user information. The automatic teller machine is communicatively connected to the server and includes a camera lens and an input device. The automatic teller machine receives a transaction request through the input device, and captures an image through the camera lens. The server performs facial recognition on the image according to the transaction request to obtain a facial recognition result, and determines whether the facial recognition result matches the user information. In response to the face recognition result matching the user information, the server instructs the automatic teller machine to execute a transaction service corresponding to the transaction request.

Description

Automated Teller Machine System Based on Facial Recognition

The present invention relates to an automatic teller machine system, and in particular to an automatic teller machine system based on facial recognition.

In today's technology, people mostly use the following two methods to withdraw money from automated teller machines (Automated teller machines, ATMs): one is to withdraw money through a bank card, and the other is to withdraw money without a card. The above-mentioned cardless withdrawal can be applied to the situation where there is no need to carry a financial card and a temporary withdrawal is required. For example, if you apply for cardless cash withdrawal service in online banking, online banking will generate the withdrawal serial number, amount and transaction password, so that users can click on the cardless cash withdrawal service at the automatic teller machine and enter the above withdrawal Serial number, amount and transaction password to complete cardless withdrawal. The above steps of inputting information are inconvenient for users of the cardless cash withdrawal service. In addition, when the user loses the financial card, he needs to go to the bank again to apply for a replacement; when the user needs to withdraw more than NT$100,000 to NT$150,000, he also needs to go to the bank to withdraw the money. How to reduce the business volume of bank counter personnel or make the cardless cash withdrawal service more convenient is one of many topics in this technical field.

In view of this, this new creation provides an automatic teller machine system, which is used to allow users to withdraw cash without a card through the identification and verification of facial images.

In an embodiment of the present invention, the above-mentioned automatic teller machine system includes a server and an automatic teller machine. The server stores user information. The automatic teller machine is communicatively connected to the server and includes a camera lens and an input device. The automatic teller machine receives the transaction request through the input device, and captures the image through the camera lens. The server performs facial recognition on the image according to the transaction request to obtain a facial recognition result, and determines whether the facial recognition result matches the user information. In response to the matching of the facial recognition result with the user information, the server instructs the automatic teller machine to perform a transaction service corresponding to the transaction request.

Based on the above, the automatic teller machine system described in various embodiments of the present invention can automatically identify and check the facial features and the facial images retained by the bank. After the verification is successful, enter the withdrawal password set during the bid. After the password is correct, you can Start withdrawing money. When the amount that the user wants to withdraw exceeds the threshold, the automatic teller machine needs to receive an input password through the input device to provide transaction services for the user.

In order to make the above-mentioned features and advantages of the new creation more obvious and easy to understand, the following specific examples are given together with the attached drawings for detailed description as follows.

FIG. 1 is a schematic circuit block diagram of an automatic teller machine system according to an embodiment of the present invention. The automatic teller machine system 100 includes a server 110 and an automatic teller machine 120 , wherein the server 110 can communicate with the automatic teller machine 120 .

The server 110 may include a processor 111 , a storage 113 and a transceiver 112 . The processor 111 is, for example, a central processing unit (central processing unit, CPU), or other programmable general purpose or special purpose micro control unit (micro control unit, MCU), microprocessor (microprocessor), digital signal processing Digital Signal Processor (DSP), Programmable Controller, Application Specific Integrated Circuit (ASIC), Graphics Processing Unit (GPU), Image Signal Processor (ISP) ), image processing unit (image processing unit, IPU), arithmetic logic unit (arithmetic logic unit, ALU), complex programmable logic device (complex programmable logic device, CPLD), field programmable logic gate array (field programmable gate array , FPGA) or other similar components or combinations of the above components. The processor 111 can be coupled to the storage 113 and the transceiver 112 , and access and execute multiple modules and various application programs stored in the storage 113 .

The storage 113 is, for example, any type of fixed or removable random access memory (random access memory, RAM), read-only memory (read-only memory, ROM), flash memory (flash memory) , a hard disk drive (hard disk drive, HDD), a solid state drive (solid state drive, SSD) or similar components or a combination of the above components for storing multiple modules or various application programs executable by the processor 111 .

The transceiver 112 transmits and receives signals in a wireless or wired manner. The transceiver 112 may also perform operations such as low noise amplification, impedance matching, frequency mixing, up or down frequency conversion, filtering, amplification, and the like. The server 110 can be communicatively connected to the automatic teller machine 120 through the transceiver 112 .

The automatic teller machine 120 may include a processor 121 , a transceiver 122 , a camera lens 123 and an input device 124 . The processor 121 is, for example, a central processing unit, or other programmable general-purpose or special-purpose microcontroller units, microprocessors, digital signal processors, programmable controllers, application-specific integrated circuits, and graphics processors , image signal processor, image processing unit, arithmetic logic unit, complex programmable logic device, field programmable logic gate array or other similar components or a combination of the above components. The processor 121 can be coupled to the transceiver 122 , the camera lens 123 and the input device 124 . The transceiver 122 transmits and receives signals in a wireless or wired manner. The transceiver 122 may also perform operations such as low noise amplification, impedance matching, frequency mixing, up or down frequency conversion, filtering, amplification, and the like. The ATM 120 can be communicatively connected to the server 110 through the transceiver 122 .

The input device 124 may include devices such as a keyboard, a barcode scanner, or a touch screen.

FIG. 2 is a schematic flow diagram of cash withdrawal using an automatic teller machine according to an embodiment of the present invention. The server 110 stores user information in the storage 113 of the server 110 (step S200 ). Specifically, if the user wants to use the service provided by the automatic teller machine 120 . The user can first register with the bank to provide user information to the bank. The bank clerk can upload the user information to the server 110 through a terminal device (such as a computer) to be stored in the storage 113 . User information may include the user's personal information (for example: bank account number), facial image or transaction password and other information.

When the user wants to use the ATM 120 to perform a specific transaction service (such as cardless cash withdrawal), the user can operate a terminal device (such as a smart phone) to send transaction information to the server 110 . Transaction information can include information such as the user's profile, type of transaction (eg, cash withdrawal or transfer), or transaction amount. The server 110 can return the transaction serial number corresponding to the transaction information to the end device of the sender. After the user arrives at the location of the ATM 120 , the user can input a transaction request corresponding to the transaction information to the ATM 120 . The automatic teller machine 120 receives the transaction request through the input device 124 , and drives the camera lens 123 to capture an image (step S210 ). The transaction request includes, for example, information such as the transaction serial number sent by the server 110 to the terminal device.

The server 110 performs facial recognition on the image according to the transaction request to obtain the facial recognition result (step S220), and judges whether the facial recognition result matches the user information in the storage 113 (step S230), so as to decide whether to let the server 110 instructs the automated teller machine 120 to perform transaction services corresponding to the transaction request. If the facial recognition result matches the facial image in the user information, the server 110 instructs the automatic teller machine 120 to execute the transaction service corresponding to the transaction request (step S240 ). Therefore, the user can use the automatic teller machine 120 to perform transaction services through the face recognition result. If the facial recognition result does not match the facial image in the user information, the server 110 instructs the ATM 120 to end the transaction process.

In some embodiments, the transaction amount in a transaction request such as withdrawal or transfer is limited. Assuming that the limit is a preset threshold (for example: 150,000 yuan), if the transaction exceeds the limit, in addition to matching the facial recognition result with the user information, the ATM system 100 will also require further verification from the user. Specifically, after receiving the transaction information, the server 110 determines whether the transaction amount in the transaction information is greater than a threshold. If the transaction amount is greater than the threshold, after judging that the facial recognition result matches the user information, the server 110 sends a verification message to the user's terminal device through the transceiver 112, and instructs the ATM 120 to receive the user's input through the input device 124. Enter the password for . For example, the ATM 120 displays on the operation screen a request for the user to provide a password input, and then the user obtains the input password from the verification message received on the personal terminal device, and inputs the input password in the operation screen for verification. In one embodiment, the server 110 may send the verification message to the user's terminal device through a short message service message or an email message.

The ATM 120 transmits the input password to the server 110 through the transceiver 122 . The server 110 determines whether the input password matches the verification message, so as to determine whether to instruct the ATM 120 to execute the transaction service. If the server 110 determines that the input password matches the verification message, the server 110 can instruct the ATM 120 to execute the transaction service. If the server 110 determines that the input password does not match the verification information, the server 110 may instruct the ATM 120 to end the transaction process, or allow the user to re-enter for a limited number of times. The server 110 can also resend a new verification message to the user's terminal device according to the user's request.

To sum up, the automatic teller machine system described in the various embodiments of the present invention can automatically identify and check the facial features and the facial images retained by the bank, and provide the user with various passwords for withdrawal passwords and advanced verification input passwords. transaction function. In this way, more rapid, convenient and safe withdrawals can be achieved, and at the same time, the cost of making financial cards can be reduced, as well as the bank counter manpower required for users to go to the bank to handle withdrawals.

100: Automatic teller machine system 110: server 111, 121: Processor 112, 122: Transceiver 113: Storage 120: Automatic teller machine 123: photographic lens 124: input device S200, S210, S220, S230, S240: steps

FIG. 1 is a schematic diagram of a circuit block of an automatic teller machine system according to an embodiment of the present invention. FIG. 2 is a schematic flow diagram of cash withdrawal using an automatic teller machine according to an embodiment of the present invention.

100: Automatic teller machine system

110: server

111, 121: Processor

112, 122: Transceiver

113: Storage

120: Automatic teller machine

123: photographic lens

124: input device

Claims (4)

An automatic teller machine system based on facial recognition, comprising: server, which stores user information; and An automatic teller machine, communicatively connected to the server, wherein the automatic teller machine includes a camera lens and an input device, wherein The automatic teller machine receives a transaction request through the input device, and captures an image through the camera lens; The server performs facial recognition on the image according to the transaction request to obtain a facial recognition result, and determines whether the facial recognition result matches the user information; and In response to the facial recognition result matching the user information, the server instructs the automatic teller machine to perform a transaction service corresponding to the transaction request. The automatic teller machine system as described in claim 1, wherein the server receives transaction information corresponding to the transaction request; and The server instructs the automatic teller machine to execute the transaction service according to the transaction information. The automatic teller machine system as described in claim 2, wherein the transaction information includes transaction amount, wherein In response to the fact that the transaction amount is greater than a threshold and the facial recognition result matches the user information, the server sends a verification message and instructs the ATM to receive an input password through the input device, and the server judges that the input password matches the verification message whether it matches; and In response to the input password matching the verification message, the server instructs the automatic teller machine to execute the transaction service. The automatic teller machine system as claimed in claim 3, wherein the verification message includes at least one of a short message service message and an email message.

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