TWM622490U - Electronic loan management device - Google Patents

Abstract

An electronic loan management device includes a transceiver, a display, and an input interface and a processor. The processor is coupled to the transceiver, the display, and the input interface. The processor is configured to perform: accepting a click operation on an identification code through the input interface, sending a search request for the identification code through the transceiver, receiving loan information associated with the search request through the transceiver, displaying the loan information through the display.

Description

Electronic loan management device

This novel creation relates to electronic financial technology, and in particular to an electronic loan management device.

With the rapid development of technology, banks have combined electronic technology and financial management to establish an electronic loan (e-Loan) system to allow bank staff to track customers and handle various banking services such as credit loans. However, in the existing electronic loan system, when the bank clerk wants to maintain the loan management tracking checklist, multiple tabs will be generated for different loan types with the same ID, causing the bank clerk to check. Loan information is complex.

The novel creation provides an electronic loan management device, which can present loan information concisely and clearly.

An embodiment of the present invention provides an electronic loan management device, comprising: a transceiver; a display; an input interface; and a processor coupled to the transceiver, the display, and the input interface, the processor is configured to Execute: through the The input interface accepts a click operation for an identification code; sends a search request for the identification code through the transceiver; receives loan information associated with the search request through the transceiver; and displays the display through the display. Loan Information.

In an embodiment of the present invention, the above-mentioned processor is further configured to execute: generating a tab on the screen of the display according to the identification code and displaying the loan information in the tab.

In an embodiment of the present invention, the above-mentioned loan information includes a plurality of loan accounts, wherein the plurality of loan accounts are displayed in the same tab corresponding to the identification code.

In an embodiment of the present invention, the above loan information includes a first loan account number and a second loan account number, wherein the first loan account number corresponds to a first loan category, and the second loan account number corresponds to a second loan account number. Loan Type.

In an embodiment of the present invention, the above-mentioned first loan category is the same as the second loan category.

In an embodiment of the present invention, the above-mentioned first loan category is different from the second loan category.

In an embodiment of the novel creation, the above-mentioned identification code includes an identity card number.

In an embodiment of the present invention, the above-mentioned loan information includes customer name, line number, loan account number, and loan type.

Based on the above, the electronic loan management device of the present invention receives the loan information associated with the identification code through the transceiver, and displays the loan information through the display, The loan information that the bank clerks need to check can be presented concisely and clearly, making the process of electronic loan management smoother.

100: Electronic loan management device

110: Processor

120: Transceiver

130: Display

140: Input interface

150: Storage Media

200: tab

210: Identification code

220: Loan Information

230, 240, 250: Loan category

FIG. 1 is a block diagram of an electronic loan management apparatus according to an embodiment of the present invention.

FIG. 2 is a schematic diagram of generating a tab on the screen of the display according to the identification code and displaying loan information in the tab in the creative embodiment of the present invention.

Part of the embodiments of the present invention will be described in detail with reference to the accompanying drawings in the following. The component symbols quoted in the following description, when the same component symbols appear in different drawings, will be regarded as the same or similar components. These embodiments are only a part of the present invention, and do not disclose all possible implementations of the present invention. Rather, these embodiments are only examples of devices within the scope of the patent application of the present invention.

FIG. 1 is a block diagram of an electronic loan management apparatus according to an embodiment of the present invention. Referring to FIG. 1 , the electronic loan management apparatus 100 may include a processor 110 , a transceiver 120 , a display 130 , an input interface 140 and a storage medium 150 . The processor 110 can be coupled to the transceiver 120 , the display 130 , the input interface 140 and the storage medium 150 .

The processor 110 is, for example, a central processing unit (central processing unit, CPU), or other programmable general-purpose or special-purpose micro control unit (micro control unit, MCU), microprocessor (microprocessor), digital signal processor (digital signal processor, DSP), programmable control unit device, application specific integrated circuit (ASIC), graphics processing unit (GPU), image signal processor (ISP), image processing unit (IPU), Arithmetic logic unit (arithmetic logic unit, ALU), complex programmable logic device (complex programmable logic device, CPLD), field programmable gate array (field programmable gate array, FPGA) or other similar elements or a combination of the above elements. The processor 110 can access and execute various modules and various application programs stored in the storage medium 150 to perform various functions of the electronic loan management apparatus 100 .

The transceiver 120 transmits and receives signals in a wireless or wired manner. Transceiver 120 may also perform operations such as low noise amplification, impedance matching, frequency mixing, up or down frequency conversion, filtering, amplification, and the like.

The display 130 may be a liquid-crystal display (LCD), a light-diode (LED) display, a vacuum fluorescent display (VFD), a plasma display panel (PDP) , an organic light-emitting diode (OLED) or a field-emission display (FED).

The input interface 140 can receive various operations performed by the user, and the input interface 140 can be composed of various input interfaces, such as: a mouse, a keyboard, a touch-sensitive A screen, a voice-controlled input mechanism, a financial card input mechanism, a contactless card reader, or buttons with multiple options corresponding to the display screen. Thereby, the user is allowed to input the necessary data for each operation. In one embodiment, the display 130 and the input interface 140 may be implemented by the same touch screen.

The storage medium 150 is, for example, any type of fixed or removable random access memory (random access memory, RAM), read-only memory (ROM), and flash memory (flash memory). , a hard disk drive (HDD), a solid state drive (SSD) or similar components or a combination of the above components for storing a plurality of modules or various application programs executable by the processor 110 .

The processor 110 may be configured to perform the following steps. The processor 110 may accept the click operation on the identification code through the input interface 140 . The processor 110 may send the search request for the identification code through the transceiver 120 . The processor 110 may receive loan information associated with the search request via the transceiver 120 . The processor 110 may display loan information through the display 130 .

Specifically, the identification code is, for example, the customer account number, the customer's unified number, or the identity card number, etc., which can be used to identify the customer. The click operation may be the operation of the user's mouse click, or the operation of determining the identification code through a graphical interface or an option. The search request can be a command sent to the database. For example, when the customer's ID code to be clicked by the user is the ID number "A125XXXOOO", the search request at this time is the command to search the ID card number "A125XXXOOO" from the database . Loan information can be, for example, the customer's name, payment records, loan records, Information about the loan account number, loan amount, or loan type, etc. In an embodiment of the present invention, the loan information may include customer name, line number, loan account number or loan type.

In an embodiment of the present invention, the processor 110 may be further configured to generate a tab on the screen of the display 130 according to the identification code and display the loan information in the tab.

FIG. 2 is a schematic diagram of generating a tab on the screen of the display according to the identification code and displaying loan information in the tab in the creative embodiment of the present invention. Referring to FIG. 2 , the processor 110 generates a tab 200 on the screen of the display 130 according to the identification code 210 and displays the loan information 220 in the tab.

In an embodiment of the present invention, the loan information 220 may include multiple loan account numbers, and the multiple loan account numbers may be displayed in the same tab 200 corresponding to the identification code 210 . For example, the identification code 210 may include the customer's ID number, such as an ID number in the form "A125XXXOOO". The loan information 220 may include a plurality of pieces of data associated with the identification code 210, wherein the plurality of pieces of data may include fields of customer name, line number, loan account number, and loan type.

It should be noted that the tab 200 may be displayed in the main window of the screen of the display 130 . The tab 200 may be displayed in a plurality of sub-windows of the main window of the screen of the display 130 . The tab 200 may also be displayed in the display area of the graphical interface of the screen of the display 130 . It is worth mentioning that one tab 200 may only correspond to one identification code 210 , in other words, one tab 200 may only display loan information 220 related to the corresponding identification code 210 .

In an embodiment of the present invention, the loan information 220 may include a first loan account number and a second loan account number, wherein the first loan account number corresponds to the loan category 230 , and the second loan account number corresponds to the loan category 240 . Specifically, as shown in FIG. 2 , the loan category 230 corresponding to the first lending account is “A”, and the loan category 240 corresponding to the second lending account is “A”. That is to say, the loan category 230 corresponding to the first lending account is the same as the loan category 240 corresponding to the second lending account.

In an embodiment of the present invention, the loan information 220 may include a first loan account number and a second loan account number, where the first loan account number corresponds to the loan category 230 and the second loan account number corresponds to the loan category 250 . Specifically, as shown in FIG. 2 , the loan category 230 corresponding to the first lending account is “A”, and the loan category 250 corresponding to the second lending account is “B”, that is, the loan category corresponding to the first lending account 230 is different from the loan category 250 corresponding to the second lending account number.

To sum up, the electronic loan management device of the present invention receives the loan information associated with the identification code through the transceiver, and displays the loan information through the display, thereby, the loan information that the bank clerk needs to check can be presented concisely and clearly , making the process of electronic loan management smoother. On the other hand, the electronic loan management device of the present invention generates a tab on the screen of the display according to the identification code and displays the loan information in the tab, whereby different loan categories with the same identification code are organized and displayed on one page It allows bank staff to check loan information more clearly and improves the efficiency of electronic loan management.

Although the present invention has been disclosed above by way of example, it is not intended to limit the present invention. Anyone with ordinary knowledge in the technical field can Within the spirit and scope of the new creation, some changes and modifications can be made, so the protection scope of the new creation should be determined by the scope of the appended patent application.

100: Electronic loan management device

110: Processor

120: Transceiver

130: Display

140: Input interface

150: Storage Media

Claims (8)

An electronic loan management device, comprising: a transceiver; a display; an input interface; and a processor coupled to the transceiver, the display, and the input interface, the processor configured to perform: through the input interface accepting a click on an identification code; sending a search request for the identification code through the transceiver; receiving loan information associated with the search request through the transceiver; and displaying the loan information through the display . The electronic loan management device of claim 1, wherein the processor is further configured to perform: generating a tab in the screen of the display according to the identification code and displaying the loan information in the tab . The electronic loan management device according to claim 2, wherein the loan information includes a plurality of loan account numbers, wherein the plurality of loan account numbers are displayed in the same tab corresponding to the identification code. The electronic loan management device according to claim 2, wherein the loan information includes a first loan account number and a second loan account number, wherein the first loan account number corresponds to a first loan category, wherein the second loan account number corresponds to in the second loan category. The electronic loan management apparatus of claim 4, wherein the first loan category is the same as the second loan category. The electronic loan management apparatus of claim 4, wherein the first loan category is different from the second loan category. The electronic loan management device of claim 1, wherein the identification code includes an identity card number. The electronic loan management device according to claim 1, wherein the loan information includes customer name, line number, loan account number, and loan type.

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