TWM612301U - System for developing mobile banking application - Google Patents

Abstract

A system for developing a mobile banking application includes a management server and a development host connected to the management server. The development host is configured to execute a development program. A basic function plugin, an extended function plugin, and a test sandbox are installed on the development program. The basic function plugin is configured to provide plural basic functions for developing a mobile banking application. The extended function plugin is configured to provide plural customized functions for expanding the mobile banking application. The test sandbox is configured to provide plural test functions for testing the mobile banking application.

Description

Mobile Banking Development System

This model relates to a mobile banking development system.

Today, due to the popularization of mobile devices, and the advantages of mobile devices, such as convenient portability and easy operation, many financial institutions use mobile applications (APP) to provide financial services, allowing users to communicate with mobile devices through mobile devices. Financial transactions such as currency exchange or transfer can be completed online. Generally speaking, the above method of providing financial services can be called "mobile banking".

However, the existing mobile bank development methods have the disadvantages of slow function development speed and slightly insufficient function development flexibility, which makes it impossible for mobile bank developers to efficiently add new functions or modify the structure on the mobile bank, and thus cannot respond quickly. Changes in the market.

In view of this, this author proposes a mobile banking development system to effectively improve the above problems in response to the above-mentioned shortcomings.

The purpose of this disclosure is to propose a mobile banking development system including a management server and a development host. The host communication of the development end is connected to the management server. The development end host is used to execute the development program, and the development program is installed with basic function plug-ins, extended function plug-ins, and test environment sandbox. The basic function plug-in is used to provide multiple basic functions for developing mobile banking applications. The extension function plug-in is used to provide multiple customized functions for expanding the mobile banking application. The test environment sandbox is used to provide multiple test functions for testing mobile banking applications.

In some embodiments, the multiple basic functions include: image interface, transfer transaction, deposit inquiry, credit extension business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest news and credit card business.

In some embodiments, the multiple customized functions include: API serialization, third-party plug-ins, pure online services, and specific special functions.

In some embodiments, the multiple testing functions include: vulnerability scanning, stress testing, system suitability, and testing transactions.

In some embodiments, the test environment sandbox is used to provide an independent test environment for mobile banking applications for transaction testing or information security testing.

In some embodiments, the authentication is performed by entering the account and password in the management server, which is used as a basis for whether to allow logging in to the development program.

In some embodiments, the basic function plug-in, the extended function plug-in and the test environment sandbox of the development program are presented as a graphical interface in the application system.

In some embodiments, a mobile banking independent plug-in developed by a third party can be downloaded through an extended function plug-in.

In some embodiments, API data concatenation is performed through extension function plug-ins.

In some embodiments, each of the plurality of basic functions and the plurality of customized functions presents graphical elements in the development program and can be arbitrarily dragged and arranged.

In order to make the above-mentioned features and advantages of the present disclosure more obvious and understandable, the following specific embodiments are described in detail in conjunction with the accompanying drawings.

The embodiments of the present invention are discussed in detail below. However, it can be understood that the embodiments provide many applicable concepts, which can be implemented in various specific contents. The discussed and disclosed embodiments are for illustrative purposes only, and are not intended to limit the scope of the present invention.

FIG. 1 is a block diagram of a mobile bank development system 10 according to an embodiment of the disclosure. The mobile banking development system 10 is used to develop mobile banking applications installed on mobile devices of bank customers, and the mobile banking development system 10 is used to provide modular development services for mobile banking applications. In other words, developers can develop mobile banking applications through the mobile banking development system 10, and add functions or modify the architecture of the mobile banking applications.

The mobile banking development system 10 includes a development host 100 and a management server 200. The host 100 on the development end communicates with the management server 200. The development host is used to execute the development program 120.

FIG. 2 is a block diagram of the development program 120 of the mobile bank development system 10 according to the embodiment of the disclosure. As shown in FIGS. 1 and 2, the development program 120 is installed with a basic function plug-in 122, an extended function plug-in 124, and a test environment sandbox (sandox) 126. Specifically, the basic function plug-in 122 and the extended function plug-in 124 are plug-ins, which can be loaded into the development program 120, so that the development program and the plug-in can exchange data, so that the development of mobile banking applications can add some Specific features required.

The basic function plug-in 122 is used to provide multiple basic functions for developing mobile banking applications. The multiple basic functions include: image interface, transfer transaction, deposit inquiry, credit business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest news and credit card business.

The extension function plug-in 124 is used to provide multiple customized functions for extending the mobile banking application. Specifically, the extended function plug-in 124 provides for adding customized functions to the mobile banking application. The multiple customized functions include: application interface (API) connection, third-party plug-ins, pure online services, and specific special functions.

In the disclosed embodiment, the mobile banking independent plug-in developed by a third party can be downloaded through the extended function plug-in 124 to quickly add the latest financial product peripheral functions in response to market changes.

In the disclosed embodiment, the extension function plug-in 124 can also be used for API data connection with emerging financial technology companies; in other words, the extension function plug-in 124 can be used to add an API for connection with an external unit database or software.

The testing environment sandbox 126 is used to provide multiple testing functions for testing mobile banking applications. The multiple testing functions include: vulnerability scanning, stress testing, system suitability and testing transactions.

In the disclosed embodiment, the test environment sandbox 126 can be used to provide an independent test environment for the mobile banking application to perform transaction testing or information security testing. In this way, once the mobile banking application has been developed, it can be imported into the test environment sandbox 126 for testing in preparation for the launch.

In the disclosed embodiment, the user can log in to the development program 120 by entering a personal account and password in the management server 200. In other words, the authentication is performed by inputting the account and password in the management server 200 to serve as a basis for whether to allow login to the development program 120.

In the embodiment of the disclosure, the basic function plug-in 122, the extended function plug-in 124 and the test environment sandbox 126 of the development program 120 are presented as a graphical interface in the development program 120. In the disclosed embodiment, each of the multiple basic functions of the basic function plug-in 122 and the multiple customized functions of the extended function plug-in 124 present graphical elements in the development program 120 and can be dragged and arranged at will. In other words, the mobile banking application can be developed quickly by using the drag-and-drop combination of independent plug-ins provided by the basic function plug-in 122 and the extended function plug-in 124.

In the disclosed embodiment, the mobile banking development system 10 is used to establish a collection of package codes or software components (ie, multiple basic functions and extensions of the basic function plug-in 122 required for the development of mobile banking applications by a large number of banking systems). Multiple customized functions of the function plug-in 124, multiple test functions of the test environment sandbox 126), these development tools are integrated with the development environment and converted into a visual interface for developers of mobile banking applications All the core functions required. It should be noted that the mobile banking development system 10 will fully comply with information security regulations to provide bank customers with a safe and complete experience.

Based on the above, this disclosure proposes a mobile banking development system that can increase the speed and flexibility of developing mobile banking applications, enabling mobile banking application developers to add functions or modify the structure of mobile banking applications more efficiently , Quickly respond to market changes, and improve the completion efficiency of developers to develop mobile banking applications.

The features of several embodiments are summarized above, so those who are familiar with the art can better understand the aspect of the present disclosure. Those who are familiar with this art should understand that they can easily use the present disclosure as a basis to design or modify other processes and structures, thereby achieving the same goals and/or the same advantages as the embodiments described herein. . Those who are familiar with this technique should also understand that these equivalent constructions do not depart from the spirit and scope of this disclosure, and they can make various changes, substitutions and alterations without departing from the spirit and scope of this disclosure.

10: Mobile Banking Development System 100: Development host 120: Development Program 122: Basic function plug-in 124: Extended function plug-in 126: Test environment sandbox 200: Management server

From the following detailed description in conjunction with the accompanying drawings, a better understanding of the aspect of the present disclosure can be obtained. It should be noted that, according to industry standard practice, each feature is not drawn to scale. In fact, in order to make the discussion clearer, the size of each feature can be increased or decreased arbitrarily. Fig. 1 is a block diagram of a mobile bank development system according to an embodiment of the disclosure. FIG. 2 is a block diagram of the development program of the mobile bank development system according to the embodiment of the disclosure.

10: Mobile Banking Development System

100: Development host

120: Development Program

122: Basic function plug-in

124: Extended function plug-in

126: Test environment sandbox

200: Management server

Claims (10)

A mobile banking development system, including: A management server; and A development-end host, which is communicatively connected to the management server, wherein the development-end host is used to execute a development program, and the development program is installed with: A basic function plug-in to provide multiple basic functions for developing a mobile banking application; An extension function plug-in for providing multiple customized functions for expanding the mobile banking application; and A test environment sandbox for providing multiple test functions for testing the mobile banking application. The mobile banking development system described in claim 1, wherein the basic functions include: image interface, transfer transaction, deposit inquiry, credit business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest Message with credit card business. The mobile banking development system described in claim 1, wherein the customized functions include: API connection, third-party plug-ins, pure online services and specific special functions. The mobile banking development system described in claim 1, wherein the test functions include: vulnerability scanning, stress testing, system suitability, and testing transactions. The mobile banking development system according to claim 1, wherein the testing environment sandbox is used to provide an independent testing environment for the mobile banking application to perform transaction testing or information security testing. The mobile bank development system described in claim 1, wherein verification is performed by inputting an account and a password into the management server, which is used as a basis for whether to allow logging in to the development program. The mobile banking development system according to claim 1, wherein the basic function plug-in, the extended function plug-in and the test environment sandbox of the development program are presented as a graphical interface in the development program. The mobile bank development system according to claim 1, wherein the extended function plug-in is used to download a mobile bank independent plug-in developed by a third party. The mobile bank development system described in claim 1, wherein the extension function plug-in is used to implement API data connection. The mobile banking development system according to claim 1, wherein each of the basic functions and the customized functions presents graphical elements in the development program and can be dragged and arranged arbitrarily.

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