TWM612301U - System for developing mobile banking application - Google Patents

System for developing mobile banking application Download PDF

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TWM612301U
TWM612301U TW110200840U TW110200840U TWM612301U TW M612301 U TWM612301 U TW M612301U TW 110200840 U TW110200840 U TW 110200840U TW 110200840 U TW110200840 U TW 110200840U TW M612301 U TWM612301 U TW M612301U
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Taiwan
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mobile banking
development
mobile
functions
testing
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TW110200840U
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Chinese (zh)
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楊鄭緯
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合作金庫商業銀行股份有限公司
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Priority to TW110200840U priority Critical patent/TWM612301U/en
Publication of TWM612301U publication Critical patent/TWM612301U/en

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Abstract

A system for developing a mobile banking application includes a management server and a development host connected to the management server. The development host is configured to execute a development program. A basic function plugin, an extended function plugin, and a test sandbox are installed on the development program. The basic function plugin is configured to provide plural basic functions for developing a mobile banking application. The extended function plugin is configured to provide plural customized functions for expanding the mobile banking application. The test sandbox is configured to provide plural test functions for testing the mobile banking application.

Description

行動銀行開發系統Mobile Banking Development System

本新型是關於一種行動銀行開發系統。This model relates to a mobile banking development system.

時至今日,因行動裝置已普及化,加上行動裝置具有攜帶方便、容易操作等優點;因此,許多金融機構使用行動應用程式(mobile application, APP)提供金融服務,讓用戶能透過行動裝置與網路即可完成換匯或轉帳等金融事務。一般而言,上述提供金融服務的方式可稱為「行動銀行」。Today, due to the popularization of mobile devices, and the advantages of mobile devices, such as convenient portability and easy operation, many financial institutions use mobile applications (APP) to provide financial services, allowing users to communicate with mobile devices through mobile devices. Financial transactions such as currency exchange or transfer can be completed online. Generally speaking, the above method of providing financial services can be called "mobile banking".

然而,現有的行動銀行的開發方式存在功能開發速度緩慢以及功能開發彈性略有不足之缺點,使得行動銀行的開發人員無法有效率地在行動銀行上新增功能或修改架構,從而無法快速地反應市場變化。However, the existing mobile bank development methods have the disadvantages of slow function development speed and slightly insufficient function development flexibility, which makes it impossible for mobile bank developers to efficiently add new functions or modify the structure on the mobile bank, and thus cannot respond quickly. Changes in the market.

有鑑於此,本創作遂針對上述之缺失,提出一種行動銀行開發系統,以有效改善上述之問題。In view of this, this author proposes a mobile banking development system to effectively improve the above problems in response to the above-mentioned shortcomings.

本揭露之目的在於提出一種行動銀行開發系統包括管理伺服器及開發端主機。開發端主機通訊連接管理伺服器。開發端主機用以執行開發程式,開發程式安裝有有基礎功能插件、擴充功能插件及測試環境沙盒。基礎功能插件用以提供開發行動銀行應用程式之多個基礎功能。擴充功能插件用以提供擴充行動銀行應用程式之多個客製化功能。測試環境沙盒用以提供測試行動銀行應用程式之多個測試功能。The purpose of this disclosure is to propose a mobile banking development system including a management server and a development host. The host communication of the development end is connected to the management server. The development end host is used to execute the development program, and the development program is installed with basic function plug-ins, extended function plug-ins, and test environment sandbox. The basic function plug-in is used to provide multiple basic functions for developing mobile banking applications. The extension function plug-in is used to provide multiple customized functions for expanding the mobile banking application. The test environment sandbox is used to provide multiple test functions for testing mobile banking applications.

在一些實施例中,所述多個基礎功能包括:圖像介面、轉帳交易、存款查詢、授信業務、外匯業務、投資理財、稅費繳款、個人設定、保險業務、最新消息與信用卡業務。In some embodiments, the multiple basic functions include: image interface, transfer transaction, deposit inquiry, credit extension business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest news and credit card business.

在一些實施例中,所述多個客製化功能包括:API串接、第三方插件、純線上服務與特定特殊功能。In some embodiments, the multiple customized functions include: API serialization, third-party plug-ins, pure online services, and specific special functions.

在一些實施例中,所述多個測試功能包括:弱點掃描、壓力測試、系統適性與測試交易。In some embodiments, the multiple testing functions include: vulnerability scanning, stress testing, system suitability, and testing transactions.

在一些實施例中,所述測試環境沙盒用以提供行動銀行應用程式進行交易測試或資安測試之獨立的測試環境。In some embodiments, the test environment sandbox is used to provide an independent test environment for mobile banking applications for transaction testing or information security testing.

在一些實施例中,透過於管理伺服器輸入帳號與密碼以進行驗證,藉以作為是否允許登入開發程式的依據。In some embodiments, the authentication is performed by entering the account and password in the management server, which is used as a basis for whether to allow logging in to the development program.

在一些實施例中,所述開發程式之基礎功能插件、擴充功能插件與測試環境沙盒於應用程式係呈現為圖形化介面。In some embodiments, the basic function plug-in, the extended function plug-in and the test environment sandbox of the development program are presented as a graphical interface in the application system.

在一些實施例中,透過擴充功能插件以下載第三方開發的行動銀行獨立插件。In some embodiments, a mobile banking independent plug-in developed by a third party can be downloaded through an extended function plug-in.

在一些實施例中,透過擴充功能插件以執行API資料串接。In some embodiments, API data concatenation is performed through extension function plug-ins.

在一些實施例中,所述多個基礎功能與所述多個客製化功能之每一者於開發程式係呈現圖形化元件且可任意拖曳編排。In some embodiments, each of the plurality of basic functions and the plurality of customized functions presents graphical elements in the development program and can be arbitrarily dragged and arranged.

為讓本揭露的上述特徵和優點能更明顯易懂,下文特舉實施例,並配合所附圖式作詳細說明如下。In order to make the above-mentioned features and advantages of the present disclosure more obvious and understandable, the following specific embodiments are described in detail in conjunction with the accompanying drawings.

以下仔細討論本新型的實施例。然而,可以理解的是,實施例提供許多可應用的概念,其可實施於各式各樣的特定內容中。所討論、揭示之實施例僅供說明,並非用以限定本新型之範圍。The embodiments of the present invention are discussed in detail below. However, it can be understood that the embodiments provide many applicable concepts, which can be implemented in various specific contents. The discussed and disclosed embodiments are for illustrative purposes only, and are not intended to limit the scope of the present invention.

圖1係根據本揭露的實施例之行動銀行開發系統10的方塊圖。行動銀行開發系統10用以開發安裝於銀行客戶之行動裝置的行動銀行應用程式,且行動銀行開發系統10用以提供行動銀行應用程式之模組化開發的服務。換言之,開發人員可藉由行動銀行開發系統10來開發行動銀行應用程式,並對於行動銀行應用程式進行新增功能或修改架構。FIG. 1 is a block diagram of a mobile bank development system 10 according to an embodiment of the disclosure. The mobile banking development system 10 is used to develop mobile banking applications installed on mobile devices of bank customers, and the mobile banking development system 10 is used to provide modular development services for mobile banking applications. In other words, developers can develop mobile banking applications through the mobile banking development system 10, and add functions or modify the architecture of the mobile banking applications.

行動銀行開發系統10包括開發端主機100及管理伺服器200。開發端主機100通訊連接管理伺服器200。開發端主機用以執行開發程式120。The mobile banking development system 10 includes a development host 100 and a management server 200. The host 100 on the development end communicates with the management server 200. The development host is used to execute the development program 120.

圖2係根據本揭露的實施例之行動銀行開發系統10的開發程式120的方塊圖。如圖1與圖2所示,開發程式120安裝有基礎功能插件122、擴充功能插件124及測試環境沙盒(sandox)126。具體而言,基礎功能插件122與擴充功能插件124為外掛程式(plugin),可以載入到開發程式120中,從而讓開發程式和外掛程式進行資料交換,使得開發行動銀行應用程式能增加一些所需要的特定的功能。FIG. 2 is a block diagram of the development program 120 of the mobile bank development system 10 according to the embodiment of the disclosure. As shown in FIGS. 1 and 2, the development program 120 is installed with a basic function plug-in 122, an extended function plug-in 124, and a test environment sandbox (sandox) 126. Specifically, the basic function plug-in 122 and the extended function plug-in 124 are plug-ins, which can be loaded into the development program 120, so that the development program and the plug-in can exchange data, so that the development of mobile banking applications can add some Specific features required.

基礎功能插件122用以提供開發行動銀行應用程式之多個基礎功能。所述多個基礎功能包括:圖像介面、轉帳交易、存款查詢、授信業務、外匯業務、投資理財、稅費繳款、個人設定、保險業務、最新消息與信用卡業務。The basic function plug-in 122 is used to provide multiple basic functions for developing mobile banking applications. The multiple basic functions include: image interface, transfer transaction, deposit inquiry, credit business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest news and credit card business.

擴充功能插件124用以提供擴充行動銀行應用程式之多個客製化功能。具體而言,擴充功能插件124提供在行動銀行應用程式上加裝客製化功能。所述多個客製化功能包括:應用程式介面(application interface,API)串接、第三方插件、純線上服務與特定特殊功能。The extension function plug-in 124 is used to provide multiple customized functions for extending the mobile banking application. Specifically, the extended function plug-in 124 provides for adding customized functions to the mobile banking application. The multiple customized functions include: application interface (API) connection, third-party plug-ins, pure online services, and specific special functions.

在本揭露的實施例中,可透過擴充功能插件124來下載第三方開發的行動銀行獨立插件,快速因應市場變化增加最新的金融商品周邊功能。In the disclosed embodiment, the mobile banking independent plug-in developed by a third party can be downloaded through the extended function plug-in 124 to quickly add the latest financial product peripheral functions in response to market changes.

在本揭露的實施例中,也可透過擴充功能插件124與新興的金融科技公司做API資料串接;換言之,可利用擴充功能插件124加裝與外部單位資料庫或軟體串接之API。In the disclosed embodiment, the extension function plug-in 124 can also be used for API data connection with emerging financial technology companies; in other words, the extension function plug-in 124 can be used to add an API for connection with an external unit database or software.

測試環境沙盒126用以提供測試行動銀行應用程式之多個測試功能。所述多個測試功能包括:弱點掃描、壓力測試、系統適性與測試交易。The testing environment sandbox 126 is used to provide multiple testing functions for testing mobile banking applications. The multiple testing functions include: vulnerability scanning, stress testing, system suitability and testing transactions.

在本揭露的實施例中,可透過測試環境沙盒126來提供行動銀行應用程式進行交易測試或資安測試之獨立的測試環境。如此一來,一旦行動銀行應用程式開發完後即可再匯入測試環境沙盒126來進行測試以作為上線之準備。In the disclosed embodiment, the test environment sandbox 126 can be used to provide an independent test environment for the mobile banking application to perform transaction testing or information security testing. In this way, once the mobile banking application has been developed, it can be imported into the test environment sandbox 126 for testing in preparation for the launch.

在本揭露的實施例中,使用者可透過於管理伺服器200輸入個人帳號及密碼來登入開發程式120。換言之,透過於管理伺服器200輸入帳號與密碼以進行驗證,藉以作為是否允許登入開發程式120的依據。In the disclosed embodiment, the user can log in to the development program 120 by entering a personal account and password in the management server 200. In other words, the authentication is performed by inputting the account and password in the management server 200 to serve as a basis for whether to allow login to the development program 120.

在本揭露的實施例中,所述開發程式120之基礎功能插件122、擴充功能插件124與測試環境沙盒126於開發程式120係呈現為圖形化介面。在本揭露的實施例中,基礎功能插件122的多個基礎功能與擴充功能插件124的多個客製化功能之每一者於開發程式120係呈現圖形化元件且可任意拖曳編排。換言之,可透過交互運用基礎功能插件122及擴充功能插件124提供的獨立插件拖拉組合,以快速地將行動銀行應用程式開發完成。In the embodiment of the disclosure, the basic function plug-in 122, the extended function plug-in 124 and the test environment sandbox 126 of the development program 120 are presented as a graphical interface in the development program 120. In the disclosed embodiment, each of the multiple basic functions of the basic function plug-in 122 and the multiple customized functions of the extended function plug-in 124 present graphical elements in the development program 120 and can be dragged and arranged at will. In other words, the mobile banking application can be developed quickly by using the drag-and-drop combination of independent plug-ins provided by the basic function plug-in 122 and the extended function plug-in 124.

在本揭露的實施例中,透過行動銀行開發系統10來建立一個蒐集大量銀行系統在開發行動銀行應用程式所需要的套裝程式碼或軟體組件(即,基礎功能插件122的多個基礎功能、擴充功能插件124的多個客製化功能、測試環境沙盒126的多個測試功能),這些開發工具通過與開發環境進行集成後,將其轉換為可視化界面,向行動銀行應用程式的開發人員提供所需要的全部核心功能。應注意的是,行動銀行開發系統10將完全遵循資安法規,以提供銀行客戶安全且完善的使用體驗。In the disclosed embodiment, the mobile banking development system 10 is used to establish a collection of package codes or software components (ie, multiple basic functions and extensions of the basic function plug-in 122 required for the development of mobile banking applications by a large number of banking systems). Multiple customized functions of the function plug-in 124, multiple test functions of the test environment sandbox 126), these development tools are integrated with the development environment and converted into a visual interface for developers of mobile banking applications All the core functions required. It should be noted that the mobile banking development system 10 will fully comply with information security regulations to provide bank customers with a safe and complete experience.

綜合上述,本揭露提出一種行動銀行開發系統,能夠提升開發行動銀行應用程式的開發速度及彈性,使行動銀行應用程式的開發人員能夠更有效率的在行動銀行應用程式上新增功能或修改架構,快速反應市場變化,增進開發人員開發行動銀行應用程式之完成效率。Based on the above, this disclosure proposes a mobile banking development system that can increase the speed and flexibility of developing mobile banking applications, enabling mobile banking application developers to add functions or modify the structure of mobile banking applications more efficiently , Quickly respond to market changes, and improve the completion efficiency of developers to develop mobile banking applications.

以上概述了數個實施例的特徵,因此熟習此技藝者可以更了解本揭露的態樣。熟習此技藝者應了解到,其可輕易地把本揭露當作基礎來設計或修改其他的製程與結構,藉此實現和在此所介紹的這些實施例相同的目標及/或達到相同的優點。熟習此技藝者也應可明白,這些等效的建構並未脫離本揭露的精神與範圍,並且他們可以在不脫離本揭露精神與範圍的前提下做各種的改變、替換與變動。The features of several embodiments are summarized above, so those who are familiar with the art can better understand the aspect of the present disclosure. Those who are familiar with this art should understand that they can easily use the present disclosure as a basis to design or modify other processes and structures, thereby achieving the same goals and/or the same advantages as the embodiments described herein. . Those who are familiar with this technique should also understand that these equivalent constructions do not depart from the spirit and scope of this disclosure, and they can make various changes, substitutions and alterations without departing from the spirit and scope of this disclosure.

10:行動銀行開發系統 100:開發端主機 120:開發程式 122:基礎功能插件 124:擴充功能插件 126:測試環境沙盒 200:管理伺服器 10: Mobile Banking Development System 100: Development host 120: Development Program 122: Basic function plug-in 124: Extended function plug-in 126: Test environment sandbox 200: Management server

從以下結合所附圖式所做的詳細描述,可對本揭露之態樣有更佳的了解。需注意的是,根據業界的標準實務,各特徵並未依比例繪示。事實上,為了使討論更為清楚,各特徵的尺寸都可任意地增加或減少。 圖1係根據本揭露的實施例之行動銀行開發系統的方塊圖。 圖2係根據本揭露的實施例之行動銀行開發系統的開發程式的方塊圖。 From the following detailed description in conjunction with the accompanying drawings, a better understanding of the aspect of the present disclosure can be obtained. It should be noted that, according to industry standard practice, each feature is not drawn to scale. In fact, in order to make the discussion clearer, the size of each feature can be increased or decreased arbitrarily. Fig. 1 is a block diagram of a mobile bank development system according to an embodiment of the disclosure. FIG. 2 is a block diagram of the development program of the mobile bank development system according to the embodiment of the disclosure.

10:行動銀行開發系統 10: Mobile Banking Development System

100:開發端主機 100: Development host

120:開發程式 120: Development Program

122:基礎功能插件 122: Basic function plug-in

124:擴充功能插件 124: Extended function plug-in

126:測試環境沙盒 126: Test environment sandbox

200:管理伺服器 200: Management server

Claims (10)

一種行動銀行開發系統,包括: 一管理伺服器;及 一開發端主機,通訊連接該管理伺服器,其中該開發端主機用以執行一開發程式,其中該開發程式安裝 有: 一基礎功能插件,用以提供開發一行動銀行應用程式之複數個基礎功能; 一擴充功能插件,用以提供擴充該行動銀行應用程式之複數個客製化功能;及 一測試環境沙盒,用以提供測試該行動銀行應用程式之複數個測試功能。 A mobile banking development system, including: A management server; and A development-end host, which is communicatively connected to the management server, wherein the development-end host is used to execute a development program, and the development program is installed with: A basic function plug-in to provide multiple basic functions for developing a mobile banking application; An extension function plug-in for providing multiple customized functions for expanding the mobile banking application; and A test environment sandbox for providing multiple test functions for testing the mobile banking application. 如請求項1所述之行動銀行開發系統,其中該些基礎功能包括:圖像介面、轉帳交易、存款查詢、授信業務、外匯業務、投資理財、稅費繳款、個人設定、保險業務、最新消息與信用卡業務。The mobile banking development system described in claim 1, wherein the basic functions include: image interface, transfer transaction, deposit inquiry, credit business, foreign exchange business, investment and wealth management, tax payment, personal settings, insurance business, latest Message with credit card business. 如請求項1所述之行動銀行開發系統,其中該些客製化功能包括:API串接、第三方插件、純線上服務與特定特殊功能。The mobile banking development system described in claim 1, wherein the customized functions include: API connection, third-party plug-ins, pure online services and specific special functions. 如請求項1所述之行動銀行開發系統,其中該些測試功能包括:弱點掃描、壓力測試、系統適性與測試交易。The mobile banking development system described in claim 1, wherein the test functions include: vulnerability scanning, stress testing, system suitability, and testing transactions. 如請求項1所述之行動銀行開發系統,其中該測試環境沙盒用以提供該行動銀行應用程式進行交易測試或資安測試之獨立的一測試環境。The mobile banking development system according to claim 1, wherein the testing environment sandbox is used to provide an independent testing environment for the mobile banking application to perform transaction testing or information security testing. 如請求項1所述之行動銀行開發系統,其中透過於該管理伺服器輸入一帳號與一密碼以進行驗證,藉以作為是否允許登入該開發程式的依據。The mobile bank development system described in claim 1, wherein verification is performed by inputting an account and a password into the management server, which is used as a basis for whether to allow logging in to the development program. 如請求項1所述之行動銀行開發系統,其中該開發程式之該基礎功能插件、該擴充功能插件與該測試環境沙盒於該開發程式係呈現為圖形化介面。The mobile banking development system according to claim 1, wherein the basic function plug-in, the extended function plug-in and the test environment sandbox of the development program are presented as a graphical interface in the development program. 如請求項1所述之行動銀行開發系統,其中透過該擴充功能插件以下載第三方開發的一行動銀行獨立插件。The mobile bank development system according to claim 1, wherein the extended function plug-in is used to download a mobile bank independent plug-in developed by a third party. 如請求項1所述之行動銀行開發系統,其中透過該擴充功能插件以執行API資料串接。The mobile bank development system described in claim 1, wherein the extension function plug-in is used to implement API data connection. 如請求項1所述之行動銀行開發系統,其中該些基礎功能與該些客製化功能之每一者於該開發程式係呈現圖形化元件且可任意拖曳編排。The mobile banking development system according to claim 1, wherein each of the basic functions and the customized functions presents graphical elements in the development program and can be dragged and arranged arbitrarily.
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI800150B (en) * 2021-12-10 2023-04-21 財金資訊股份有限公司 Test transaction processing system and method for providing autonomous interbank financial transactions testing function

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI800150B (en) * 2021-12-10 2023-04-21 財金資訊股份有限公司 Test transaction processing system and method for providing autonomous interbank financial transactions testing function

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