TWM595790U - Identity verification system using sensing element and verification code to verify identity - Google Patents

Identity verification system using sensing element and verification code to verify identity Download PDF

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TWM595790U
TWM595790U TW109201108U TW109201108U TWM595790U TW M595790 U TWM595790 U TW M595790U TW 109201108 U TW109201108 U TW 109201108U TW 109201108 U TW109201108 U TW 109201108U TW M595790 U TWM595790 U TW M595790U
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Taiwan
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identity
authentication
code
sensing element
document
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TW109201108U
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Chinese (zh)
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李嘉銘
劉家造
薛幼瑄
林宛儒
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玉山商業銀行股份有限公司
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Priority to TW109201108U priority Critical patent/TWM595790U/en
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Abstract

The present disclosure provides an identity verification system using sensing element and verification code. The system includes an identity verification device and a server. The identity verification device includes an input element, an image retrieving element and a biometric sensing element. The input element receives an input data. The image retrieving element retrieves a document image, and the biometric sensing element obtains biometric information. The server receives the input data, the document image and the biometric information from the identity verification device and performs a verification operation according to the input data, the document image and the biometric information. When the verification operation is successful, the server transmits a verification code to the identity verification device. The server receives the verification code and performs a predetermined transaction corresponding to an identity verification code of the document image.

Description

使用感測元件及認證碼核驗身分的身分認證系統Identity authentication system using sensor element and authentication code to verify identity

本揭露是有關於一種使用感測元件及認證碼核驗身分的身分認證系統,且特別是有關於一種增加身分驗證安全性的身分認證系統。The present disclosure relates to an identity authentication system that uses a sensing element and an authentication code to verify an identity, and particularly relates to an identity authentication system that increases the security of identity verification.

一般來說,使用者可利用自動櫃員機(Automatic Teller Machine,ATM)或便利商店提供的機器(例如,KOISK)進行指定交易,例如轉帳交易、購票或其他金融交易。然而,現有機器並不具有完善的身分認證功能。這會增加造成交易不安全的風險。In general, users can use Automatic Teller Machines (ATM) or machines provided by convenience stores (for example, KISOK) to perform specified transactions, such as transfer transactions, ticket purchases, or other financial transactions. However, existing machines do not have a complete identity authentication function. This increases the risk of insecure transactions.

有鑑於此,本揭露提供一種身分認證系統,能增加身分驗證的安全性。In view of this, the present disclosure provides an identity authentication system that can increase the security of identity verification.

本揭露提出一種使用感測元件及認證碼核驗身分的身分認證系統,包括:伺服器;以及身分認證裝置,耦接到伺服器。身分認證裝置包括輸入元件、影像擷取元件及生物特徵感測元件。輸入元件接收輸入資料。影像擷取元件擷取文件影像,且生物特徵感測元件獲得生物特徵。伺服器從身分認證裝置接收輸入資料、文件影像、生物特徵,並根據輸入資料、文件影像、生物特徵進行認證操作。當認證操作成功時,伺服器傳送認證碼到身分認證裝置。伺服器接收認證碼並執行對應文件影像的身分識別碼的預定交易。The present disclosure proposes an identity authentication system that uses a sensing element and an authentication code to verify an identity, including: a server; and an identity authentication device, which is coupled to the server. The identity authentication device includes an input element, an image capturing element, and a biometric sensing element. The input element receives input data. The image capturing element captures the document image, and the biometric sensing element obtains the biometric. The server receives input data, document images, and biometrics from the identity authentication device, and performs authentication operations based on the input data, document images, and biometrics. When the authentication operation is successful, the server sends the authentication code to the identity authentication device. The server receives the authentication code and executes a predetermined transaction corresponding to the identity code of the document image.

基於上述,本揭露的使用感測元件及認證碼核驗身分的身分認證系統可將使用者輸入資料、文件影像及簽名記錄元件接收的簽名資訊傳送到伺服器,且伺服器根據使用者輸入資料、文件影像及簽名記錄元件接收的簽名資訊來進行身分認證操作。當認證操作成功時,伺服器傳送認證碼到身分驗證裝置給使用者,且使用者在身分驗證裝置上輸入認證碼後,伺服器執行對應文件影像的身分識別碼的預定交易。Based on the above, the identity authentication system using the sensing element and the authentication code to verify the identity of the present disclosure can transmit user input data, document images, and signature information received by the signature recording element to the server, and the server The document image and the signature information received by the signature recording component are used for identity verification operations. When the authentication operation is successful, the server sends the authentication code to the identity verification device to the user, and after the user enters the authentication code on the identity verification device, the server performs a predetermined transaction corresponding to the identity identification code of the document image.

為讓本揭露的上述特徵和優點能更明顯易懂,下文特舉實施例,並配合所附圖式作詳細說明如下。In order to make the above-mentioned features and advantages of the present disclosure more comprehensible, the embodiments are specifically described below and described in detail in conjunction with the accompanying drawings.

圖1為根據本揭露一實施例的身分認證系統的方塊圖。FIG. 1 is a block diagram of an identity authentication system according to an embodiment of the present disclosure.

請參照圖1,本揭露一實施例的身分認證系統100包括伺服器110及身分認證裝置120。身分認證裝置120透過有線通訊或無線通訊耦接到伺服器110。伺服器110例如是銀行主機並儲存銀行客戶各種資料。Referring to FIG. 1, an identity authentication system 100 according to an embodiment of the present disclosure includes a server 110 and an identity authentication device 120. The identity authentication device 120 is coupled to the server 110 through wired communication or wireless communication. The server 110 is, for example, a bank host and stores various data of bank customers.

在一實施例中,使用者可透過身分認證裝置120的輸入元件(例如,實體鍵盤或觸控螢幕的虛擬鍵盤)來輸入資料來開始身分認證。使用者的輸入資料可以是對應於使用者要進行的預定交易所事先設定的代號、密碼、身分證字號、或其他類似資料。接著,使用者可將文件(例如,身分證、護照、健保卡、駕照等)放置在身分認證裝置120的影像辨識區。影像辨識區的影像擷取元件可擷取文件影像並將文件影像傳送到伺服器120來辨識文件以獲得對應文件影像的身分識別碼(例如,身分證字號或駕照號碼)。使用者還可在身分認證裝置120的觸控板或觸控螢幕上進行簽名。觸控板或觸控螢幕的簽名記錄元件會接收簽名資訊,根據簽名記錄元件的壓力感測元件獲得對應簽名資訊的壓力感測值,並根據簽名記錄元件的筆跡感測元件感測筆跡資訊。在一實施例中,壓力感測元件與筆跡感測元件可實作在一個觸控面板上,但本揭露不限於此。身分認證裝置120將輸入資料、文件影像、簽名資訊的至少其中之一傳送到伺服器110。伺服器110根據輸入資料、文件影像及簽名資訊的至少其中之一進行認證操作。當認證操作成功時,伺服器110傳送認證碼到身分認證裝置120。伺服器110接收認證碼並執行對應文件影像的身分識別碼的預定交易。在本實施例中,透過身分認證裝置120的單一機台就可進行文件認證及簽名認證的雙認證。In one embodiment, the user may input data through an input element of the identity authentication device 120 (for example, a physical keyboard or a virtual keyboard on a touch screen) to start identity authentication. The input data of the user may be a code, password, ID number, or other similar data set in advance corresponding to the predetermined exchange to be performed by the user. Then, the user may place documents (for example, identity card, passport, health insurance card, driver's license, etc.) in the image recognition area of the identity authentication device 120. The image capturing component of the image recognition area can capture the document image and send the document image to the server 120 to recognize the document to obtain the identity code (eg, ID number or driver's license number) of the corresponding document image. The user can also sign on the touch panel or touch screen of the identity authentication device 120. The signature recording component of the touchpad or touch screen receives the signature information, obtains the pressure sensing value corresponding to the signature information according to the pressure sensing component of the signature recording component, and senses the handwriting information according to the handwriting sensing component of the signature recording component. In an embodiment, the pressure sensing element and the handwriting sensing element can be implemented on one touch panel, but the disclosure is not limited thereto. The identity authentication device 120 transmits at least one of input data, document images, and signature information to the server 110. The server 110 performs an authentication operation according to at least one of input data, document images, and signature information. When the authentication operation is successful, the server 110 transmits the authentication code to the identity authentication device 120. The server 110 receives the authentication code and executes a predetermined transaction corresponding to the identity code of the document image. In this embodiment, a single machine of the identity authentication device 120 can perform dual authentication of document authentication and signature authentication.

值得注意的是,身分認證裝置120還可包括輸出元件(例如,顯示器)。輸出元件可顯示文字或圖案以引導使用者進行上述將文件放置在影像辨識區、在觸控板或觸控螢幕上進行簽名等操作。It is worth noting that the identity authentication device 120 may further include an output element (for example, a display). The output element can display text or patterns to guide the user to perform the operations of placing the document in the image recognition area, signing on the touchpad or touchscreen, and the like.

在另一實施例中,身分認證裝置120還可包括生物特徵感測元件(例如,指紋感測器、靜脈感測器、人臉感測器、虹膜感測器、聲紋感測器、麥克風等)用以獲得使用者的生物特徵(例如,指紋、靜脈影像、人臉、虹膜影像、聲紋等生物特徵)。身分認證裝置120將輸入資料、文件影像、簽名資訊及生物特徵傳送到伺服器110。伺服器110根據輸入資料、文件影像、簽名資訊及生物特徵進行認證操作。當認證操作成功時,伺服器110傳送認證碼到身分認證裝置120。伺服器110接收認證碼並執行對應文件影像的身分識別碼的預定交易。In another embodiment, the identity authentication device 120 may further include a biometric sensing element (eg, fingerprint sensor, vein sensor, face sensor, iris sensor, voiceprint sensor, microphone Etc.) to obtain the biometrics of the user (for example, biometrics such as fingerprints, vein images, human faces, iris images, voiceprints, etc.). The identity authentication device 120 transmits the input data, document image, signature information, and biometrics to the server 110. The server 110 performs authentication operations based on input data, document images, signature information, and biometrics. When the authentication operation is successful, the server 110 transmits the authentication code to the identity authentication device 120. The server 110 receives the authentication code and executes a predetermined transaction corresponding to the identity code of the document image.

在一實施例中,身分認證裝置120也可透過輸入元件接收與使用者事先約定的身分識別資料,或透過讀卡機、掃描器、攝像頭、鍵盤、白光燈、紅外線燈、紫外線燈來接收使用者持有的身分識別資料,或透過其攝像頭、麥克風、壓力感應裝置,接收使用者擁有的生物特徵原始資料。In one embodiment, the identity authentication device 120 can also receive the identity identification data previously agreed with the user through the input element, or receive and use the card reader, scanner, camera, keyboard, white light, infrared light, and ultraviolet light The identification data held by the user, or through their cameras, microphones, and pressure sensing devices, receive the original biometric data owned by the user.

在一實施例中,身分認證裝置120的影像擷取元件包括掃描器及攝像頭的至少其中之一及發光元件(例如,白光燈、紅外線燈及紫外線燈的至少其中之一)。身分認證裝置120可判斷文件的文件種類並根據文件種類指示發光元件進行防偽發光感測。舉例來說,當身分認證裝置120對應的處理單元判斷文件的文件種類為身分證、護照、健保卡或駕照的其中之一時,處理單元會發出指示訊號給發光元件,讓發光元件發出例如上下雙白光加紫外光來照射文件,並將對應防偽發光感測的文件影像傳送到伺服器110以進行防偽檢測,或直接利用影像擷取元件進行防偽檢測。值得注意的是,發光元件可對應不同種類的文件而發出不同的光線來進行防偽檢測。在一實施例中,身分認證裝置120更包括積體電路(Integrated Circuit,IC)感測元件及護照碼(即,MRZ碼)辨識元件,以感測並讀取護照或健保卡內的晶片資料。在另一實施例中,使用者可根據指示將文件放到身分認證裝置120上,且發光元件可啟動對應文件的發光組合。舉例來說,當使用者將身分證放到身分認證裝置120上時,發光元件可啟動正面白光、反面白光、正面紫光、反面紫光、正反面白光等組合來進行防偽檢測。In an embodiment, the image capturing element of the identity authentication device 120 includes at least one of a scanner and a camera, and a light emitting element (for example, at least one of a white light lamp, an infrared lamp, and an ultraviolet lamp). The identity authentication device 120 can determine the file type of the file and instruct the light emitting element to perform anti-counterfeiting light-emitting sensing according to the file type. For example, when the processing unit corresponding to the identity authentication device 120 determines that the file type of the document is one of an identity card, a passport, a health insurance card, or a driver's license, the processing unit will issue an instruction signal to the light-emitting element, so that the light-emitting element emits, for example, up and down. White light and ultraviolet light are used to irradiate the document, and the document image corresponding to the anti-counterfeit luminescence sensing is transmitted to the server 110 for anti-counterfeit detection, or the image capturing element is used directly for anti-counterfeit detection. It is worth noting that the light-emitting element can emit different light for different types of documents for anti-counterfeiting detection. In one embodiment, the identity authentication device 120 further includes an integrated circuit (Integrated Circuit, IC) sensing element and a passport code (ie, MRZ code) identification element to sense and read the chip data in the passport or health insurance card . In another embodiment, the user can put the document on the identity authentication device 120 according to the instruction, and the light-emitting element can activate the light-emitting combination of the corresponding document. For example, when the user places the identity card on the identity authentication device 120, the light-emitting element can activate a combination of front white light, white back light, front purple light, back purple light, front and back white light, etc. for anti-counterfeiting detection.

在一實施例中,伺服器110所進行的認證操作包括比對簽名資訊與對應文件影像的身分識別碼的預定簽名資訊的相似度是否大於門檻值,並判斷壓力感測值與對應文件影像的身分識別碼的預設壓力感測值的相似度是否大於壓力門檻值。伺服器110可將簽名資訊分解成多個筆畫並根據每個筆畫的壓力感測值來判斷壓力感測值與預設壓力感測值的相似度是否大於壓力門檻值。舉例來說,伺服器110可比對使用者的簽名資訊與預設簽名資訊的所有取樣點的平均壓力感測值的差異是否在預定範圍內。伺服器110也可透過比對簽名資訊與預設簽名資訊的所有取樣點的最大壓力感測值/最小壓力感測值/最大壓力感測值與最小壓力感測值的差值的至少其中之一來判斷是否通過認證操作。伺服器110還可透過比對簽名資訊與預設簽名資訊的所有取樣點的壓力感測值的標準差來判斷是否通過認證操作(例如,簽名資訊對應的標準差與預設簽名資訊對應的標準差的差異是否在預定範圍內)。在上述三個範例中,平均壓力感測值、最大最小壓力感測值、標準差的比對也可對每個筆畫的取樣點分別執行,並當預定比例(例如,95%)的筆畫的比對結果都通過認證,才判斷簽名資訊通過認證。In one embodiment, the authentication operation performed by the server 110 includes comparing whether the similarity between the signature information and the predetermined signature information of the identity code of the corresponding document image is greater than a threshold value, and judging the pressure sensing value and the corresponding document image Whether the similarity of the preset pressure sensing value of the identity identification code is greater than the pressure threshold. The server 110 can decompose the signature information into multiple strokes and determine whether the similarity between the pressure sensing value and the preset pressure sensing value is greater than the pressure threshold according to the pressure sensing value of each stroke. For example, the server 110 may compare whether the difference between the average pressure sensing values of all sampling points of the user's signature information and the preset signature information is within a predetermined range. The server 110 may also compare at least one of the maximum pressure sensing value/minimum pressure sensing value/the difference between the maximum pressure sensing value and the minimum pressure sensing value of all sampling points of the signature information and the preset signature information First, determine whether to pass the authentication operation. The server 110 can also judge whether the authentication operation is passed by comparing the standard deviation of the pressure sensing values of all sampling points of the signature information and the preset signature information (for example, the standard deviation corresponding to the signature information and the standard corresponding to the preset signature information Whether the difference is within the predetermined range). In the above three examples, the comparison of the average pressure sensing value, the maximum and minimum pressure sensing value, and the standard deviation can also be performed separately for each stroke sampling point, and when the predetermined ratio (for example, 95%) of strokes The result of the comparison is certified, and then the signature information is determined to be certified.

在一實施例中,當伺服器110傳送認證碼到身分認證裝置120時,身分認證裝置120可將認證碼顯示於螢幕、將認證碼列印於紙張並輸出紙張、或將驗證碼透過通訊軟體(例如,電子郵件、簡訊及推播訊息的至少其中之一)傳送到對應文件影像的身分識別碼的電子裝置(例如,使用者的手機)。認證碼可為一一次性密碼(One Time Password,OTP)且認證碼具有到期時間。使用者必須在到期時間之前輸入驗證碼來執行預定交易。In one embodiment, when the server 110 sends the authentication code to the identity authentication device 120, the identity authentication device 120 can display the authentication code on the screen, print the authentication code on paper and output the paper, or pass the verification code through the communication software (For example, at least one of e-mail, text message, and push message) sent to an electronic device (for example, the user's mobile phone) corresponding to the identity code of the document image. The authentication code may be a one-time password (OTP) and the authentication code has an expiration time. The user must enter the verification code before the expiration time to execute the scheduled transaction.

綜上所述,本揭露的身分認證系統可將使用者輸入資料、文件影像及簽名記錄元件接收的簽名資訊傳送到伺服器,且伺服器根據使用者輸入資料、文件影像及簽名記錄元件接收的簽名資訊來進行身分認證操作。當認證操作成功時,伺服器傳送認證碼到身分驗證裝置給使用者,且使用者在身分驗證裝置上輸入認證碼後,伺服器執行對應文件影像的身分識別碼的預定交易。In summary, the disclosed identity authentication system can send user input data, document images, and signature information received by the signature recording component to the server, and the server receives the user input data, document images, and signature recording components received by the server. Sign information to perform identity verification operations. When the authentication operation is successful, the server sends the authentication code to the identity verification device to the user, and after the user enters the authentication code on the identity verification device, the server performs a predetermined transaction corresponding to the identity identification code of the document image.

雖然本揭露已以實施例揭露如上,然其並非用以限定本揭露,任何所屬技術領域中具有通常知識者,在不脫離本揭露的精神和範圍內,當可作些許的更動與潤飾,故本揭露的保護範圍當視後附的申請專利範圍所界定者為準。Although this disclosure has been disclosed as above with examples, it is not intended to limit this disclosure. Anyone who has ordinary knowledge in the technical field should make some changes and retouching without departing from the spirit and scope of this disclosure. The scope of protection disclosed in this disclosure shall be subject to the scope defined in the appended patent application.

100:身分認證系統 110:伺服器 120:身分認證裝置 100: Identity authentication system 110: server 120: Identity authentication device

圖1為根據本揭露一實施例的身分認證系統的方塊圖。FIG. 1 is a block diagram of an identity authentication system according to an embodiment of the present disclosure.

100:身分認證系統 100: Identity authentication system

110:伺服器 110: server

120:身分認證裝置 120: Identity authentication device

Claims (10)

一種使用感測元件及認證碼核驗身分的身分認證系統,包括:一身分認證裝置,包括一輸入元件、一影像擷取元件及一生物特徵感測元件,該輸入元件接收一輸入資料,該影像擷取元件擷取一文件的一文件影像,且該生物特徵感測元件獲得一生物特徵;以及一伺服器,該伺服器從該身分認證裝置接收該輸入資料、該文件影像、該生物特徵,並根據該輸入資料、該文件影像、該生物特徵進行一認證操作,當該認證操作成功時,該伺服器傳送該認證碼到該身分認證裝置,該伺服器接收該認證碼並執行對應該文件影像的一身分識別碼的一預定交易。 An identity authentication system using a sensing element and an authentication code to verify an identity includes: an identity authentication device, including an input element, an image capturing element, and a biometric sensing element, the input element receiving an input data, the image The capturing element captures a document image of a document, and the biometric sensing element obtains a biometric; and a server that receives the input data, the document image, and the biometric from the identity authentication device, And perform an authentication operation based on the input data, the document image, and the biometrics. When the authentication operation is successful, the server sends the authentication code to the identity authentication device, and the server receives the authentication code and executes the corresponding document A predetermined transaction of an identification code of the image. 如申請專利範圍第1項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該影像擷取元件包括一發光元件,該影像擷取元件判斷該文件的一文件種類並根據該文件種類指示該發光元件發光照射該文件以進行一防偽發光感測,以獲得該文件影像,並將該文件影像於該影像擷取元件上或傳送到該伺服器進行一防偽檢測。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 1 of the patent application scope, wherein the image capturing element includes a light emitting element, the image capturing element determines a document type of the document and according to the The document type instructs the light-emitting element to emit light to illuminate the document for an anti-counterfeiting luminescence sensing to obtain the document image, and transfer the document image on the image capturing element or to the server for an anti-counterfeiting detection. 如申請專利範圍第2項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該發光元件包括一白光燈、一紅外線燈及一紫外線燈的至少其中之一,該影像擷取元件根據該文件 種類指示該白光燈、該紅外線燈及該紫外線燈的至少其中之一照射光線到該文件上以進行該防偽發光感測。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 2 of the patent scope, wherein the light-emitting element includes at least one of a white light lamp, an infrared lamp, and an ultraviolet lamp, and the image is captured Components according to this document The type indicates that at least one of the white light lamp, the infrared lamp, and the ultraviolet lamp irradiates light onto the document to perform the anti-counterfeiting luminescence sensing. 如申請專利範圍第2項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該文件為一身分證、一護照、一健保卡及一駕照的至少其中之一。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 2 of the patent application scope, wherein the document is at least one of an identity card, a passport, a health insurance card, and a driver's license. 如申請專利範圍第4項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該身分認證裝置更包括一積體電路感測元件及一護照碼辨識元件,以感測並讀取該護照內的資料。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 4 of the patent application scope, wherein the identity authentication device further includes an integrated circuit sensing element and a passport code identification element to sense and read Get the information in the passport. 如申請專利範圍第1項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該認證操作包括比對該生物特徵與對應該身分識別碼的一預定生物特徵的相似度是否大於一門檻值。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 1 of the patent application scope, wherein the authentication operation includes comparing whether the similarity between the biometric feature and a predetermined biometric feature corresponding to the identity identification code is greater than A threshold. 如申請專利範圍第6項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該生物特徵感測元件包括一指紋感測器、一靜脈感測器、一人臉感測器、一虹膜感測器、一聲紋感測器的至少其中之一。 The identity authentication system using the sensing element and the authentication code to verify the identity as described in item 6 of the patent application scope, wherein the biometric sensing element includes a fingerprint sensor, a vein sensor, a face sensor, At least one of an iris sensor and a voiceprint sensor. 如申請專利範圍第1項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中當該伺服器傳送該認證碼到該身分認證裝置時,該身分認證裝置將該認證碼顯示於一螢幕、將該認證碼列印於一紙張並輸出該紙張、或將該驗證碼透過一通訊軟體傳送到對應該身分識別碼的一電子裝置。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 1 of the patent scope, wherein when the server transmits the authentication code to the identity authentication device, the identity authentication device displays the authentication code on the A screen, print the authentication code on a paper and output the paper, or send the verification code to an electronic device corresponding to the identity code through a communication software. 如申請專利範圍第8項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該通訊軟體包括一電子郵件、一簡訊及一推播訊息的至少其中之一。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 8 of the patent scope, wherein the communication software includes at least one of an email, a text message, and a push message. 如申請專利範圍第1項所述的使用感測元件及認證碼核驗身分的身分認證系統,其中該認證碼為一一次性密碼且該認證碼具有一到期時間。 An identity authentication system using a sensing element and an authentication code to verify an identity as described in item 1 of the patent application scope, wherein the authentication code is a one-time password and the authentication code has an expiration time.
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