TWM588332U - Financial condition warning system - Google Patents

Abstract

A financial condition warning system is provided. The financial condition warning system includes a transmission module, a list generation module and a data processing module. The transmission module is configured to establish a communication link between a user computer and the financial condition warning system, and to establish a communication link between the financial condition warning system and a market observation post system of Taiwan Stock Exchange. The list generation module is configured to generate a data list. The data processing module is electrically connected to the transmission module and the list generation module. The data processing module is configured to receive a query condition from the user computer, and to obtain company data from the market observation post system of Taiwan Stock Exchange according to the query condition, and to transmit the company data to the list generation module to obtain the data list, and to transmit the data list to the user computer.

Description

Financial condition early warning system

The new model relates to an early-warning system for financial conditions, and more particularly, to an early-warning system for financial status of credit grantees of listed cabinets.

When a current financial institution (for example, a bank) provides loan services to an enterprise, it is usually necessary to obtain the financial statements of the enterprise to evaluate the operating status of the enterprise and then decide whether to lend to the enterprise. Generally speaking, when preparing the financial statements of a listed company, banks need to obtain financial reports from customers or download them from the public information observation station of the stock exchange, and then input them one by one, which is time-consuming and time-consuming. Secondly, the watchmaker may make mistakes or omissions while watching the downloaded data while typing to make financial statements. Furthermore, it is not easy for the watchmaker to judge whether the company is experiencing financial deterioration. Therefore, it is necessary to establish a financial condition early warning system to solve the above problems.

Therefore, one of the objectives of the new model is to provide a financial condition early warning system, which can download required data from the public information observation station of the stock exchange according to the query conditions entered by the user, and process these data to Generate the form the user needs. In addition, you can use this information to determine whether there is any financial deterioration.

According to the above-mentioned purpose of the novel model, the financial condition early warning system includes a transmission module, a form generation module, and a data processing module. The transmission module is used to establish a communication link between the financial condition early warning system and the user's computer, and a communication link between the financial condition early warning system and the public information observation station of the stock exchange. The data processing module is electrically connected to the transmission module and the form generating module. The data processing module is used to receive the query condition from the user's computer, and obtain the company data from the public information observation station of the stock exchange according to the query condition, and send the company data to the form generation module to use the form generation module To generate a data form and send it to the user ’s computer.

According to an embodiment of the present invention, the above query conditions are uniformly numbered.

According to an embodiment of the present invention, the above-mentioned company information includes company revenue, company liabilities, and company receivables.

According to an embodiment of the present invention, the aforementioned data processing module is further used to analyze company data to determine whether there is a situation of financial deterioration.

According to an embodiment of the present invention, the aforementioned data processing module is used to analyze company data according to preset financial conditions.

According to an embodiment of the present invention, the above-mentioned preset financial conditions are financial data in the past three years.

According to an embodiment of the present invention, the aforementioned financial condition early warning system is a server.

100‧‧‧Financial condition early warning system

110‧‧‧Transmission Module

120‧‧‧Form Generation Module

130‧‧‧Data Processing Module

200‧‧‧user computer

300‧‧‧Stock Exchange Public Information Observation Station

2100-2400‧‧‧step

For a more complete understanding of the embodiment and its advantages, reference is now made to the following description in conjunction with the accompanying drawings, in which: FIG. 1 is a functional block diagram of a financial condition early warning system according to the new embodiment; Schematic diagram showing the operation flow of the financial condition early warning system according to the new embodiment.

Please refer to FIG. 1, which is a functional block diagram of a financial condition early warning system 100 according to an embodiment of the present invention. The financial condition early warning system 100 is configured to receive a query condition input by a user from the user computer 200, and download related company data from the stock exchange public information observation station 300 according to the query condition. In this embodiment, the user computer 200 is a personal computer, and the user may use an input device of the personal computer to input query conditions.

The financial condition early warning system 100 includes a transmission module 110, a form generation module 120, and a data processing module 130. The transmission module 110 is used to establish a communication link between the financial condition early warning system 100 and the user's computer 200, and a communication link between the financial condition early warning system 100 and the stock exchange public information observation station 300. In this embodiment, the transmission module 110 is a network interface card (NIC), which can be connected to the user's computer 200 and the stock exchange via a call via the Internet. The information observation station 300 is opened to establish a communication link with each other.

The data processing module 130 is used to obtain the query conditions input by the user from the user computer 200 through the transmission module 110, and download the relevant information from the stock exchange public information observation station 300 through the transmission module 110 according to the query conditions. Company information. For example, if the search condition entered by the user is the unified number of the company, the data processing module 130 will download the company-related data from the stock exchange public information observation station 300 according to the unified number. In this embodiment, these data include company revenue, company liabilities, and company receivables, but the embodiment of the new model is not limited to this.

In an embodiment, after the data processing module 130 obtains the company data that the user wants to query, the data processing module 130 can directly transmit these company data to the user computer 200 through the transmission module 110 for use. The person looks at the company information inquired. In another embodiment, after the data processing module 130 obtains the company data that the user wants to query, the data processing module 130 sends these company data to the form generating module 120 to use the form generating module 120 to organize These company data are converted into financial statements and transmitted back to the user computer 200. In another embodiment, after the data processing module 130 obtains the company data that the user wants to query, the data processing module 130 analyzes the company data to determine whether there is a financial deterioration.

For example, the data processing module 130 may determine whether there is a situation of financial deterioration according to preset financial conditions, such as financial data in the past three years. If there is a financial deterioration, the data processing module 130 generates a warning message, and transmits the warning message to the user computer 200 through the transmission module 110 to inform the user that the company has a financial deterioration situation.

In one embodiment of the present invention, the financial condition early warning system 100 may be implemented by a server. When a user wants to inquire about the financial status of a company or create financial statements, the user can connect to this server through a computer to download related company data from the stock exchange public information observation station 300 through this server.

Please refer to FIG. 2, which is a schematic flow chart of the operation of the financial condition early warning system 100 according to the embodiment of the present invention. As shown in FIG. 2, step 2100 is first performed to receive a query condition input by the user computer 200. Then, step 2200 is performed to retrieve company data from the stock exchange public information observation station 300 according to the query conditions. Then, step 2300 is performed to form the company information into a form, such as a financial statement. Next, step 2400 is performed to send the form back to the user computer 200. In addition, if the financial condition early-warning system 100 determines that there is a financial deterioration situation, it may further send a warning message to the user computer 200 to inform the user that the company has a financial deterioration situation.

Although the new model has been disclosed as above, it is not intended to limit the new model. Any person skilled in the art can make various changes and retouches without departing from the spirit and scope of the new model. Therefore, the new model is protected. The scope shall be determined by the scope of the attached patent application.

Claims (7)

A financial condition early warning system includes: a transmission module for establishing a communication link between the financial condition early warning system and a user's computer, and establishing a communication between the financial condition early warning system and a public information observation station of a stock exchange. Communication link; a form generating module for generating a data form according to a company data; and a data processing module electrically connected to the transmission module and the form generating module, wherein the data processing module is For receiving a query condition from the user's computer, and obtaining the company data from the public information observation station of the stock exchange according to the query condition, and transmitting the company data to the form generation module to obtain the data form, And send the data form to the user ’s computer. The financial condition early warning system as described in item 1 of the scope of patent application, wherein the query condition is a uniform number. The financial condition early warning system as described in item 1 of the scope of patent application, where the company information includes company revenue, company liabilities, and company receivables. According to the financial condition early warning system described in item 1 of the scope of patent application, the data processing module is further used to analyze the company's data to determine whether there is any financial deterioration. The financial condition early warning system according to item 4 of the scope of patent application, wherein the data processing module is used to analyze the company data according to a preset financial condition. The financial condition early warning system described in item 5 of the scope of patent application, wherein the preset financial condition is financial information in the past three years. The financial condition early warning system described in item 1 of the scope of patent application, wherein the financial condition early warning system is a server.