TWM588306U - Financial product retreival system - Google Patents

Abstract

The present disclosure provides a financial product retrieval system including: a server; an electronic device coupled to the server; and a machine coupled to the server and includes multiple safe boxes. The electronic device login to the server through an application to apply for a financial product access service, and transmits a personal identification code and a device identification code of the electronic device to the server, and the server binds the personal identification code and the device identification code. An input/output element of the machine receives a product retrieving message and displays a quick response code. When the electronic device scans the quick response code through the application, the application transmits the device identification code to the server, and the server transmits a product retrieving password to a phone number corresponding to the device identification code. The input/output element receives the product retrieving password and the machines retrieves a first safe box corresponding to the personal identification code.

Description

Financial Goods Receiving System

The present disclosure relates to a financial product receiving system, and more particularly, to a financial product receiving system that increases the efficiency of financial product pickup.

The bank provides some financial commodities (for example, foreign currency, traveler's checks, gold, etc.) or services. After the customer has successfully paid or made a service appointment, he must go to the counter in person to complete the follow-up operations or services. Limited by the bank's external service hours, customers need to receive financial products during the bank's business hours.

This disclosure provides a financial commodity collection system that can increase the efficiency of financial commodity pickup.

The disclosure proposes a financial commodity receiving system including: a server; an electronic device coupled to the server; and a machine coupled to the server and including a plurality of safe deposit boxes. The electronic device logs in to the server through the application to apply for financial commodity access services, and sends a personal identification number and a device identification number of the electronic device to the server, and the server binds the personal identification number and the device identification number. The input and output elements of the machine receive pick-up messages and display quick response codes. When the electronic device scans the quick response code through the application program, the application program sends the device identification code to the server, and the server sends the retrieval password to the phone number of the corresponding device identification code. The input-output element receives the retrieval password and the machine takes out the first safe deposit box corresponding to the personal identification number.

In an embodiment of the present disclosure, when the server receives the device identification code and confirms that the device identification code is bound to the personal identification code, the server sends the retrieval password to the phone number of the corresponding device identification code.

In an embodiment of the present disclosure, when the electronic device applies for a financial commodity access service through an application, the server generates a safe deposit box serial number based on the personal identification code and transmits the safe deposit box serial number to the electronic device.

In an embodiment of the present disclosure, if the input-output component receives the serial number of the safe box after receiving the pick-up message, the input-output component displays the quick response code.

In an embodiment of the present disclosure, the electronic device logs in to the server to apply for a financial commodity access service and sets a corresponding access time interval. When the input / output device receives the access password during the access time interval, the machine only Remove the first storage box.

In an embodiment of the present disclosure, the retrieval password is valid within a predetermined time interval after the server transmits the retrieval password.

In an embodiment of the present disclosure, the device identification code is an international mobile device identification code.

In an embodiment of the present disclosure, the input / output device includes at least one of a touch screen, a display, and a keyboard.

Based on the above, the financial commodity receiving system of the present disclosure can provide customers to apply for financial commodity access services through applications and bind personal identification codes and device identification codes at the same time. The machine can display the quick response code for customers to scan with the application program, and the application sends the device identification code to the server after the scan is successful and confirms that the quick response code corresponds to the extraction operation, so that the server returns the retrieval password to the customer's phone number. Finally, the customer can enter the pick-up password on the machine to let the machine remove the safe deposit box, let the customer remove the financial goods in the safe deposit box or put the items in the safe deposit box.

In order to make the above-mentioned features and advantages of the present disclosure more comprehensible, embodiments are described below in detail with reference to the accompanying drawings.

FIG. 1 is a block diagram of a financial commodity receiving system according to an embodiment of the disclosure.

Please refer to FIG. 1, a financial commodity receiving system 100 according to an embodiment of the present disclosure includes a server 110, an electronic device 120, and a machine 130. The electronic device 120 is, for example, a smart phone, a tablet computer or the like and is coupled to the server 110 through wireless communication. The machine 130 includes multiple storage boxes and can be coupled to the server 110 through wired or wireless communication. The machine 130 can take out the safe deposit box through a robot arm or other similar structure, so that the customer can access the financial commodities in the safe deposit box.

In one embodiment, the customer can use the electronic device 120 to log in to the server 110 through a bank-specific application to apply for financial commodity access services (for example, to obtain physical commodities such as securities, gold, or deposit items in a safe deposit box). The customer can also send the personal identification number and the device identification number of the electronic device 120 to the server 110 through the application program, so that the server 110 can bind the personal identification number and the device identification number. The personal identification code is, for example, an identification number and the device identification code is, for example, an International Mobile Equipment Identity (IMEI). It is worth noting that when the customer logs in to the application with the account password, the bank can confirm the customer's personal identification number and corresponding phone number and other information.

When a customer uses the electronic device 120 to apply for a financial commodity access service through an application, the server 110 generates at least a safe deposit box serial number based on the personal identification number and transmits the safe deposit box serial number to the electronic device 120. For example, the server 110 may generate a safe deposit box serial number based on the customer's personal identification number, the service application time, and the customer's personal information hash. Each financial commodity access service can correspond to a different safe number. The machine 130 can provide a management interface to allow the clerk to enter the safe deposit box serial number, and the machine 130 can select an empty safe box according to a predetermined rule or randomly, so that the clerk can put the financial products applied by the customer into the safe box. Therefore, the storage device of the machine 130 (for example, a flash memory or an EEPROM device) can record all the empty safe boxes and the code of the safe box (for example, 001 to 099) where the financial goods are stored, and record the stored financial goods The safe box serial number (that is, the hash value) corresponding to the safe box of.

When the customer goes to the machine 130 to pick up financial products, the customer can click the "I want to pick up" button of the input and output components of the machine 130. The input / output device is, for example, at least one of a touch screen, a display, and a keyboard. When the I / O component of the machine 130 receives the pick-up message (that is, the "I want to pick up" button is clicked by the customer) and the customer enters the correct safe box serial number on the I / O component, the I / O component displays a quick response code (Quick Response code, QR code). When the customer holds the electronic device 120 to scan the quick response code through the application program and the application program determines that the quick response code corresponds to the fetch operation, the application program transmits the device identification code of the electronic device 120 to the server 110. The server 110 transmits the pick-up password to the phone number of the corresponding device identification code after confirming that the device identification code has been bound. The customer can input the pick-up password at the input-output component and the machine 130 can take out the first safe deposit box corresponding to the personal identification number and the safe deposit box serial number. Since the machine 130 and the server 110 can communicate with each other, both the machine 130 and the server 110 can obtain corresponding information such as a personal identification code, a device identification code, a phone number, a safe deposit box serial number, and a retrieval password corresponding to a financial commodity access service. . The retrieval password is valid for a predetermined time interval (for example, 2 minutes) after the retrieval password is transmitted by the server 110.

It is worth noting that customers can set corresponding access time intervals at the same time when applying for financial commodity access services, such as which day of the morning or afternoon. The machine 130 only takes out the first storage box when the input-output element receives the pick-up password in the access time interval. If the customer does not collect the financial products within the access time interval, the clerk can take the financial products from the first safe deposit box back to the bank for storage.

In summary, the financial commodity receiving system of the present disclosure can provide customers with applications for financial commodity access services through applications and simultaneously bind personal identification codes and device identification codes. The machine can display the quick response code for customers to scan with the application program, and the application sends the device identification code to the server after the scan is successful and confirms that the quick response code corresponds to the extraction operation, so that the server returns the retrieval password to the customer's phone number. Finally, the customer can enter the pick-up password on the machine to let the machine remove the safe deposit box, let the customer remove the financial goods in the safe deposit box or put the items in the safe deposit box.

Although the present disclosure has been disclosed as above by way of example, it is not intended to limit the present disclosure. Any person with ordinary knowledge in the technical field should make some changes and modifications without departing from the spirit and scope of the present disclosure. The scope of protection of this disclosure shall be determined by the scope of the attached patent application.

100‧‧‧Financial Commodity Collection System
110‧‧‧Server
120‧‧‧Electronic device
130‧‧‧ Machine

FIG. 1 is a block diagram of a financial commodity receiving system according to an embodiment of the disclosure.

Claims (8)

A financial commodity collection system includes:
A server
An electronic device coupled to the server; and a machine coupled to the server and including a plurality of safe deposit boxes, wherein the electronic device logs in to the server through an application to apply for a financial commodity access service, and Sending a personal identification number and a device identification number of the electronic device to the server, and the server binds the personal identification number and the device identification number,
An input and output element of the machine receives a pick-up message and displays a quick response code.
When the electronic device scans the quick response code through the application, the application sends the device identification code to the server, and the server sends a retrieval password to a phone number corresponding to the device identification code,
The input-output element receives the pick-up password and the machine takes out a first safe deposit box corresponding to the personal identification number. The financial commodity collection system according to item 1 of the scope of patent application, wherein when the server receives the device identification code and confirms that the device identification code is bound to the personal identification code, the server sends the retrieval password to the corresponding A phone number for the device identification code. According to the financial commodity claiming system described in item 1 of the scope of patent application, wherein when the electronic device applies for the financial commodity access service through the application, the server generates at least a safe deposit box serial number based on the personal identification number and The safe number is transmitted to the electronic device. As described in claim 3 of the scope of patent application for a financial commodity collection system, if the input-output element receives the serial number of the safe after receiving the pick-up message, the input-output element displays the quick response code. The financial commodity receiving system according to item 1 of the scope of patent application, wherein the electronic device logs in to the server to apply for the financial commodity access service and sets a corresponding access time interval, and when the input / output component is in the storage When the pick-up password is received in the pick-up time interval, the machine takes out the first safe deposit box. According to the financial commodity claiming system described in item 1 of the scope of patent application, wherein the retrieval password is valid within a predetermined time interval after the server transmits the retrieval password. The financial commodity receiving system according to item 1 of the scope of patent application, wherein the device identification code is an international mobile device identification code. The financial commodity receiving system according to item 1 of the scope of patent application, wherein the input / output element includes at least one of a touch screen, a display, and a keyboard.