TWM572017U - Cross-store consumption management system platform - Google Patents

Abstract

An inter-store consumption management system platform, the server includes a business management module, a member management module, a discount management module, an accounting verification module and a system database linked to each other; the client device network connection server includes The client application, the client application includes an identity recognition unit and a member information display unit, the identity recognition unit generates an identity recognition signal, the client application program synchronizes with the system database information, and the merchant device network connection server includes the telecommunications Linked business application, display and recognizer, the merchant application includes a stored value module and a consumer module. The identifier is used to read the identification signal and display the member information and action options on the display. To trigger a follow-up action from the merchant app.

Description

Cross-store consumption management system platform

The present invention provides a cross-store consumption management system platform, in particular, a consumer management system platform capable of performing cross-store consumption management on the front end and extending to the back end of the accounting verification mechanism, and having multi-functional integration and instantness.

With the change of consumption patterns, more and more merchants have expanded their commercial layouts in the form of chain or franchise. The advantages include standardization of business models, uniform pricing rules, and reduced publicity costs. In the past, in order to make the performance grow, all chain stores will sell their paper tickets, and with the introduction of more discounts, the more discounts, such as: buy a department store 10,000 gift vouchers, enjoy the price of 90% off Discounts, purchases of 50,000 yuan gift vouchers are entitled to a discount of 5% off, and purchases of 100,000 yuan vouchers are discounted at a discount of 3%, etc. Generally speaking, most of these cash vouchers are sold by the head office. And must go through the trust process, making the whole sales process too complicated; in addition, most of the paper ticket volumes have restrictions on use, such as: date restrictions, store usage restrictions, use denomination restrictions, etc., for consumers, often cause subsequent consumption A lot of inconvenience.

In addition, as a chain of super-business often introduced the current grinding coffee purchase discount program, the program is to buy a cup of coffee at a time, and then give the corresponding discount, such as, buy two cups of coffee at a time, the second cup of coffee Half-price concessions, thereby increasing consumers' willingness to purchase and driving sales, but consumers do not need to buy two cups of coffee at a time. Therefore, in order to be flexible, each branch will implement its own cup service, appealing to the present. Buy two cups, but the second cup can be collected again when you come to the store next time. Consumers not only enjoy the discount immediately, but also increase the sales volume by super-business. However, in response to the popularity of chain supermarkets, the cup-counting services launched by the supermarkets are likely to result in the purchase of A, which means that consumers buy at store A, but they want to collect them at store B. The accounting system is responsible for the problem of accounting, so at this stage, each branch can only produce the cup service card belonging to its own branch, and the card service card can only be collected at the original store, but the paper cup service card is easy to be lost. Or the consumer may no longer pass the original purchase store, so the measure is actually more inconvenient for the consumer.

Nowadays, in response to the rapid development of technology and the popularity of personal mobile devices, many merchants have replaced the sales and use of traditional paper tickets by electronic stored value. In more detail, in the past, in order to get more discounts. Buying a higher denomination or a larger number of tickets can now achieve the same goal by using electronic stored value. However, although the business model of front-end consumers and merchants has not changed much, the back-end accounting write-off model has long been Many outstanding problems can be solved. For example, the stored value from the A store is consumed in the B store. The back-end accounting system cannot be successfully written off in the first time. It must be done in the background after the consumer has consumed it. Set up and write off; for example: A Jun's first stored value of 10,000 yuan to get a 20% discount on consumption, the second time stored value of 100,000 yuan to get a discount of 19% off, in the real consumption, the system is not Judging whether the level of A's real discount is 90% discount or 9% discount; for example: continue the previous case, such as A Jun's two stored values are in different branches, In yet another different branches, which account for the back-end accounting system is more complex because the process can not be successfully stored-value and consumer verification, reconciliation often cause people dazzled, the number of accounting mistakes.

In view of the inevitable trend of consumer electronics in the future, the existing management systems and platforms cannot effectively solve the problem of accounting write-off after cross-store consumption, cross-store value storage and graded stored value, and even use semi-automatic and manual methods. For non-instantial write-offs, not only is it inefficient, but it also increases the complexity and error rate when making accounts. How can we develop a system platform that can achieve immediate account processing across store-stored value and cross-store consumption? It also protects the customers' rights and interests when they store their shares in a fractional period. The direction of the effort.

In view of this, the present invention provides an inter-store consumption management system platform, which comprises a server, a client device and a merchant device; the server includes a merchant management module, a member management module, a discount management module, and an accounting The verification module and the system database are linked to each other; the client device has a network connection server, the client device includes a client application, and the client application includes an identity recognition unit and a member information display unit, and the identification is performed. The unit generates an identity identification signal, and the client application synchronizes with the system database information; the merchant device has its network connection server, and the merchant device includes a merchant application, a display and an identifier, and a merchant application that are electrically connected to each other. The stored value module and the consumer module are included, and the identifier is read by the identifier and the member information and action options are displayed on the display, and the action options are selected to trigger the subsequent actions of the merchant application.

The cross-store consumption management system platform, wherein the member information includes a member name, a member number, an entry date, a stored value date, a stored value merchant, a membership level, a membership relationship, an available balance, a member consumption record, and a member stored value. Records, membership bonuses, etc., and member information is stored in the system database.

The cross-store consumption management system platform, wherein the action option includes a stored value option and a consumption option, the stored value option corresponds to a stored value behavior, and the consumption option corresponds to a consumption behavior.

The cross-store consumption management system platform, wherein the stored value module further comprises a stored value input unit.

The cross-store consumption management system platform, wherein the merchant application further includes a discount decision module, and the discount decision module further includes a discount decision rule.

The cross-store consumption management system platform, wherein the discount decision rule is based on the stored value amount input by the stored value amount input unit, and the corresponding first preferential discount is given.

The cross-store consumption management system platform, wherein the discount decision rule is based on the member information, and the corresponding second discount is given.

The cross-store consumption management system platform, wherein the discount decision rule is to input a third discount by the merchant.

The cross-store consumption management system platform, wherein the accounting verification module further comprises an inter-store verification unit, and the member information determines whether the consumption behavior belongs to an inter-store transaction.

The cross-store consumption management system platform, wherein the accounting verification module further comprises a fractional verification unit, and the member information determines whether the consumer behavior needs to be written off in stages.

The new cross-store consumption management system platform includes a server, a client device and a merchant device, and the server management module, the member management module, the discount management module, the accounting verification module, etc. can be used by the server. When each member performs stored value or consumption, it completely follows the existing set of rules for stored value and deduction actions, and more specifically deals with different branches and different discount levels, not only maintaining consumers' consumer discount rights, but also Let the accounting verification procedures at the back end of each branch be more systematic, increase the efficiency of accounting administrative operations, and handle all electronic connections, so as to eliminate the ills that the previous stored value sales fees cannot be used across stores, so that the management of business affairs can be more effective. In turn, the store and customers are willing to use and form a positive cycle.

Since the present disclosure discloses a cross-store consumption management system platform, the related basic principles such as accounting sales and management related knowledge and system information links have been known to those having ordinary knowledge in the related technical field, so the following Description, no longer a complete description. At the same time, the drawings in the following texts express the structural schematics related to the features of the present invention, and do not need to be completely drawn according to the actual size, which is first described.

Please refer to FIG. 1 , which is a schematic diagram of an implementation manner of the cross-store consumption management system platform proposed by the present invention. The present invention proposes a cross-store consumption management system platform 1, which includes a server 10, a client device 12 and a merchant device 14. The number of the servers 10 may be one set, and may be quantitatively expanded according to actual needs. If the number is more than one set, each set of servers 10 is still connected to each other, and the server 10 includes a merchant management module. 100. The member management module 102, the discount management module 104, the accounting verification module 106, and the system database 108, and each module and the database are connected to each other, that is, the data processed by each module can be The system database 108 is obtained, and after the data processing is completed, it can also be sent to the system database 108 for storage. In the member management module 102, the member data is managed, including the editing, adding, modifying, deleting, and storing of the member data. It is also worth mentioning that the member management module 102 is directed to the system database 108. The member information in the member is further managed for the relationship between the member and the member, for example, family group management, friend group management, etc. The so-called family group and friend group, that is, the member can be given to the family members or friends members of the family. Request to increase its member account, if it is already a member, increase its connection relationship (such as family relationship, friend relationship), and record it in the system database 108 to make the resource sharing relationship among the members of each group. In the discount management module 104, the discounts that each member should enjoy are recorded and managed. The client device 12 is connected to the server 10 by means of network communication, for example, a wireless local area network and a wireless mobile network, etc., and may be one of network connection communication methods; the client device 12 includes a group The client application 120 is connected to the system database 108 and synchronized with the information. In more detail, the client device 12 can be a notebook computer, a smart phone, a personal digital assistant or a tablet computer, and the client application. The software is preset to be executable in the client device 12, and may be downloaded and installed by the user, and is not particularly limited. The client application 120 can further include a web browser, and the user can connect to the server database 108 through the web browser to directly log in and use the webpage to make the whole user experience more. In the end, users can avoid downloading and installing additional applications, that is, not binding the application to hardware resources, which indirectly reduces the complexity of maintenance and update of the client application 120. The client application 120 includes an identity recognition unit 1200 and a member information display unit 1202. The identity recognition unit 1200 can generate an identity recognition signal 12000. In more detail, when the user gives an execution action, such as a function, on the client application 120. Clicking, the identity recognition unit 1200 of the client application 120 will respond accordingly, that is, generate an identity signal 12000, where the identity recognition signal 12000 can be a one-dimensional barcode, a two-dimensional barcode, or a wireless radio frequency induction. (Radio Frequency IDentification, RFID) signal or Near-Field Communication (NFC) signal, where the identity identification signal 12000 is only the type of signal that the identity recognition unit 1200 can provide, and the actual implementation manner is not As a limitation. In addition, if the client application 120 is implemented by a web browser, the user can directly input the user's account password by using the webpage login method to perform member login and authentication. The merchant device 14 is connected to the server 10, that is, the merchant device 14 is connected to the server 10 by means of network communication, such as a wired network, a wireless local area network, and a wireless mobile network. One of the communication methods of the network connection; the merchant device 14 includes a merchant application 140, a display 142 and an identifier 144 electrically connected to each other, and the merchant application 140, the display 142 and the identifier 144 may be integrated into one. A hardware, such as a tablet computer, uses its tablet to install its merchant application 140 and operates as its display 142 with its screen, with its lens or NFC sensing chip as a recognizer 144; it can also be a separate individual, plus an independent screen. The display 142, the external bar code scanner or the NFC sensor operate as the recognizer 144, and is not particularly limited thereto. In addition, the merchant application 140 can be downloaded and installed by the merchant in addition to the program software executable in the merchant device 14 , and is not particularly limited; in addition, the merchant application 140 It can also be included as a web browser. The merchant can connect to the system database 108 through the web browser to directly use the webpage login method to make the whole merchant experience more beautiful, and the merchant can be exempted. Downloading and installing additional applications, that is, not binding the application to hardware resources, indirectly reduces the complexity of the maintenance and update of the merchant application 140. In addition, the identity recognition action may also use fingerprint recognition, vein recognition, iris recognition or 3D face recognition. If the above identification method is used, the identity recognition unit 1200 of the client application 120 does not operate, depending on The identifier 144 of the merchant device 14 is identified and operated, and then connected to the server 10 via the merchant device 14 to transmit the signal captured by the identifier 144 to the server 10 for comparison to complete the identification operation. . Further, the merchant application 140 includes a stored value module 1400 and a consumption module 1402. The stored value module 1400 is in charge of all stored value functions, and the consumption module 1402 controls all consumption functions by the merchant application 140 and the display 142. And the connection of the identifier 144, the identifier 144 can read the identity recognition signal 12000 presented by the user device 12, and display the user's member information 1420 and subsequent action options 1422 on the display 142 according to the identity recognition signal 12000. After the merchant performs the action selection action option 1422, the subsequent action of triggering the merchant application 140 is performed.

Please continue to refer to Figure 1, at this time, the member information 1420 displayed on the display 142 includes the member name, member number, date of enrollment, stored value date, stored value merchant, membership level, membership relationship, available balance, member consumption record. The member's stored value record, member bonus, etc., the displayed items may be flexibly increased or decreased depending on the situation, and are not limited thereto, and the member information 1420 is stored in the system database 108 by the merchant device 14 and the server. 10 news links to synchronize information. In addition, the action option 1422 selected by the merchant for performing the personnel operation may include a stored value option 14220 and a consumption option 14222. The stored value option 14220 corresponds to the stored value behavior, and is controlled by the stored value module 1400, and the consumption option 14222 Corresponding to the consumption behavior, and controlled by the consumption module 1402, in more detail, when the merchant scans or senses the identity identification signal 12000 of the user terminal, in addition to knowing the member information 1420 of the user, it is more important to Let the merchant choose to perform the next stage of action, including the consumption option 14222 and the stored value option 14220. When the user or the merchant knows that the account balance is insufficient from the member information 1420, the user can decide to select the stored value behavior and then let the merchant trigger it. The stored value option 14220, conversely, when the user or merchant learns from the member information 1420 that the account balance is sufficient for the current purchase, the merchant can be prompted to trigger their spending option 14222 for subsequent consumption behavior.

In addition, when the member information 1420 on the display 142 of the merchant indicates that the member has a membership relationship with another member, such as a family relationship, the merchant can have the same member having another family relationship with the consent of the primary account. Member's account balance. For example: the daughter is a sub-account, the mother is the main account, the daughter goes to the merchant to consume, the member information 1420 on the display 142 of the merchant shows that the daughter has a family relationship with another member (mother), then the main account (mother) With the consent, the deputy account (daughter) has the right to use the account balance of the main account (mother).

Please refer to FIG. 1 again, the stored value module 1400 further includes a stored value input unit 14000. When the merchant triggers its stored value option 14220, the stored value input unit 14000 is triggered at the same time, so that the user or the merchant decides the present. The amount of the secondary stored value is further input through the merchant's stored value to complete the entire stored value behavior. In order to stimulate the user to perform the stored value consumption, the merchant gives the user different discount rebates for different stored value amounts. Therefore, the merchant application 140 further includes a discount decision module 1404 for making a discount decision for each consumption of the user, and the discount. The decision module 1404 further includes at least one discount decision rule 14040 for different consumption discounts for each consumption based on different discount decision rules 14040. In more detail, the discount decision rule 14040 is based on the stored value A of the stored value input unit 14000, and is given a corresponding first discount A', wherein the stored value A can be compared with the first discount A' In proportion, and when the amount of stored value is higher, the first discount A' will be given. For example, if the merchant sets its discount decision rule 14040: the stored value is 10,000 yuan, and the consumption amount is 5% discount based on the original price. The stored value is 30,000 yuan, and the consumption amount is 10% discount according to the original price. For the 50,000 yuan, the consumption amount will be discounted by 20% according to the original price. The discount decision rule 14040 will attract the user's willingness to store the value and increase the amount of the single stored value. The stored value A in this embodiment may be directly proportional to the first discount A', and the proportional relationship may be a linear proportional relationship, or may be a skipped pitch relationship, and only the first discount is described herein. A' is based on its stored value A and is not limited by the above examples.

In addition, the discount decision rule 14040 may also be given a corresponding second discount B' according to the member information 1420. The member information 1420 referred to herein may be a member level, but is not limited thereto. In more detail, when the user performs the stored value, the system platform will give the user a membership level according to the stored value amount B, and the different membership levels will correspond to different preferential discounts, for example: when the user has stored a value of 10,000 yuan. , the system platform will give the user a membership level C, and the member C will be corresponding to the consumption amount according to the original price and then 5% discount; when the user stored value of 30,000 yuan, the system platform will give the user a membership level B, The member and other B will be corresponding to the consumption amount and then 10% discount according to the original price; when the user has a stored value of 50,000 yuan, the system platform will give the user a membership level A, and the member A will correspond to the consumption amount according to the original price. Get a 20% discount. Here, only the discount decision rule 14040 is presented in accordance with the member information 1420, and the corresponding second discount B' is given, and the above example is not limited to the present invention.

It is worth mentioning that, in addition to the above embodiments, the discount decision rule 14040 can also input the third discount C' by the merchant C, which is not restricted by the stored value input unit 14000 and the member information 1420. However, the actual situation occurs, for example, when the business C organizes activities, the launch of today's stored value is an unprecedented discount, which allows the merchant C to flexibly enter the third discount C', and when the user has an unlimited amount of stored value, the system platform Users will be given a discount that is superior to previous rules. The above discount decision rule 14040 exists in the discount decision module 1404, but is linked to the discount management module 104, and all information is also recorded in the server 10. The above examples are for illustrative purposes only and the actual situation is not intended to be limiting.

In addition, in addition to the stored value management, the management system platform can also carry out commodity storage management, treatment registration management, and preferential project registration management. The implementation principle is the same as the above stored value management, and the system operation is performed by the merchant, and the information will be stored. It is stored in the server and will not be described here.

Referring to FIG. 1 , the accounting verification module 106 in the server 10 further includes an inter-store verification unit 1060. The cross-store verification unit 1060 determines whether the consumption behavior belongs to an inter-store transaction by the member information 1420. In more detail, when the user wants to consume, the merchant obtains the user's member information 1420 by the merchant device 14, and then judges whether the user belongs to the cross-store transaction by the stored-value merchant information of the member information 1420, and if so, the accounting The sales module 106 transfers the consumption amount from the stored value merchant to a consumer merchant for accounting verification; if not, the accounting verification module 106 directly deducts the consumption amount from the stored value amount for accounting. Write off. This concept is actually because if it is judged to be a cross-store transaction, the back-end accountant must write off the amount of the user’s stored value in the stored-value merchant to the merchant who actually consumes it, and then it will be balanced, but if the merchants have domestic sales. The cost should be deducted and then the remaining amount converted to the real consumer's write-off. The so-called domestic sales cost here means that if the stored value merchant pays some personnel costs to store the user's stored value or the employee incentive bonus, it can be the subject of domestic sales cost deduction. If the domestic sales cost is not deducted, the above The setting of a certain ratio can be set to 100%. The above examples are only used to assist the description, and the present invention is not limited to the implementation.

In addition, the above-mentioned accounting verification module 106 can be applied to the cross-store commodity sales management, the treatment registration management, and the preferential project registration management in addition to the cross-store verification operation for the actual amount of consumption by the user. The cross-store verification implementation methods such as deposit verification, cross-store treatment registration verification, cross-store preferential project registration verification, etc., are implemented in the same way as the above-mentioned cross-store verification method, and will not be repeated here.

The present invention further proposes a cross-store consumption management system platform, please refer to FIG. 2, which is a schematic diagram of another implementation manner of the cross-store consumption management system platform proposed by the present invention. Continuing the previous embodiment, the repetitive points are not described herein again. The accounting verification module 206 of the present embodiment further includes a derating and writing unit 2062, and the member information 2420 determines whether the consumer behavior needs to be divided. pin. In more detail, the user may enjoy different discount levels A' for each different amount of stored value. For example, if the first stored value is 10,000 yuan, the user will enjoy a 5% discount on the purchase price, but at the store. When the value has not been used, the value will be stored again at 30,000 yuan. At this time, the 30,000 yuan will enjoy a 10% discount on the amount of consumption. The various preferential levels are independent, and they do not continue and do not affect each other. Based on its member information 2420, member information 2420 will record all of the user's stored value records and the membership level corresponding to each stored value. The membership level of this example is also the same as its preferential level. Give a practical example to illustrate, such as the consumption of two thousand dollars, and the stored value of only one thousand yuan, the thousand yuan is the purchase amount of the original price of another 5% off, at this time, if the user I decided to store the value of 30,000 yuan again and get a discount of 10% off the original price. The two thousand yuan of this purchase will involve two different preferential levels, that is, the first one thousand yuan belongs to nine. The discount level of 50% discount, the last one thousand yuan is a 10% discount level, the two grades are set according to the user's stored value, and each of them does not continue independently, and is deducted according to their time order in consumption. The value of the stored value and the discount level corresponding to the value of the stored value are discounted, so that the account is given a different discount level, and the debiting unit 2062 of the embodiment is processing the above, for example. The value of the stored value corresponds to the discount level and adopts the concept of first-in, first-out (first use first, then use after storage), and the system platform will judge whether the consumer behavior needs to be written off by member information 2420 ( that is, If the amount of stored value is sufficient for the consumption amount of this consumer behavior, there is no need to write off the credit; if the amount of the stored value is less than the consumption amount of the current consumption behavior, the user's subsequent stored value action is further used. The debit-selling unit 2062 performs a partial write-off, to clarify the consumer discount for each user, and protect the consumer's consumer rights.

In addition, the present invention proposes a cross-store consumption management system platform, please refer to FIG. 3, which is a schematic diagram of another embodiment of the cross-store consumption management system platform proposed by the present invention. The present embodiment is the continuation of the first two embodiments, and the repetitive points are not described herein again. The accounting verification module 306 of the present embodiment may further include an inter-store verification unit 3060 and a sub-counting verification unit 3062. That is, the accounting verification module 306 of the embodiment can simultaneously perform back-end accounting verification for cross-store consumption and fractional stored value consumption, and the implementation principle of the cross-store verification unit 3060 and the fractional verification unit 3062 The foregoing embodiments are the same and will not be described here. This will not only solve the problem of accounting write-off of cross-store consumption, but also solve the problem of accounting verification of the value-added stored value, so that the function of the cross-store consumption management system platform becomes more complete. .

In all the implementation manners of the above-mentioned cross-store consumption management system platform, both the client device and the merchant device are connected with the server information, that is, all actions performed and processed by the client device and the merchant device are ultimately attributed to The corresponding modules in the server are managed and stored in the system database. For example, the member information will be managed by the member management module, and the discount decision module will be managed by the discount management module (the discount decision rule exists. In the discount decision module, but will be linked to the discount management module, all information will be recorded in the server's system database).

In summary, as far as the conventional practice is concerned, although cross-store consumption is already the current consumption trend, many chain operators still use paper cash coupons because their back-end still hides some difficult problems. Selling to consumers who buy a large number of purchases, but the paper cash gift is too inconvenient and restrictive for consumers, so some merchants have developed electronic stored value methods to make up for the shortage of paper cash coupons. However, it is not easy to solve the problem of cross-store accounting and accounting. Therefore, it can only be used in semi-automatic or even manual manner for non-instantial verification. It is not only inefficient, but also increases the complexity and error rate when making accounts. . The new cross-store consumption management system platform is based on consumer rights, which not only allows consumers to enjoy the convenience of cross-store value storage and cross-store consumption, but also joins the sub-counterfeiting unit to maintain the consumer's graded storage. The discounted equity at the time of value, for the merchant, the cross-store verification unit and the sub-sales verification unit included in the accounting verification module, so that the cross-store consumption and cross-store verification are fully automated, and timely Sex, not only allows consumers to enjoy the convenience of multi-consumption, the accounting management of the system platform makes the merchants get twice the result with half the effort and help.

The above description is only a preferred embodiment of the present invention, and is not intended to limit the patent application rights of the present invention; the above description should be understood and implemented by those skilled in the art, and thus the other aspects are not deviated from the present invention. Equivalent changes or modifications made in the spirit of the disclosure should be included in the scope of the patent application.

1, 2, 3‧‧‧ cross-store consumption management system platform

10, 20, 30‧‧‧ server

100, 200, 300‧‧‧ Merchant Management Module

102, 202, 302‧‧‧ Member Management Module

104, 204, 304‧‧‧ Discount Management Module

106, 206, 306‧‧‧Accounting verification module

1060, 3060‧‧‧ cross-store verification unit

2062, 3062‧‧ ‧ separate write-off unit

108, 208, 308‧‧‧ system database

12, 22, 32‧‧‧Customer device

120, 220, 320‧‧‧ client applications

1200, 2200, 3200‧‧‧ identity unit

1202, 2202, 3202‧‧‧ member information display unit

12000, 22000, 32000‧‧‧identification signals

14, 24, 34‧ ‧ merchant equipment

140, 240, 340‧‧‧ merchant applications

‧‧‧1400, 2400, 3400‧‧‧ stored value modules

14000, 24000, 34000‧‧‧ stored value input unit

1402, 2402, 3402‧‧‧ consumer modules

1404, 2404, 3404‧‧‧ Discount Decision Module

14040, 24040, 34040‧‧‧ discount decision rules

142, 242, 342‧‧ display

1420, 2420, 3420‧‧‧ Member Information

1422, 2422, 3422‧‧‧ action options

14220, 24220, 34220‧‧‧ stored value options

14222, 24222, 34222‧‧‧ consumption options

144, 244, 344‧‧‧ recognizers

The first figure is a schematic diagram of an implementation manner of the cross-store consumption management system platform proposed by the present invention.

FIG. 2 is a schematic diagram of another embodiment of the cross-store consumption management system platform proposed by the present invention.

FIG. 3 is a schematic diagram of still another embodiment of the cross-store consumption management system platform proposed by the present invention.

Claims (10)

An inter-store consumption management system platform comprises: a server comprising a merchant management module, a member management module, a discount management module, an accounting verification module and a system database, and mutual information a client device, the network device is connected to the server, the client device includes a client application, the client application includes an identity recognition unit and a member information display unit, and the identity recognition unit generates an identity Identifying the signal, the client application is synchronized with the system database information; a merchant device, the network is connected to the server, the merchant device includes one of the merchant applications, a display and an identification electrically connected to each other The merchant application includes a stored value module and a consumption module, and the identifier reads the identification signal and displays a member information and an action option on the display, and selects the action option by clicking the action option. To trigger subsequent actions of the merchant application. According to the cross-store consumption management system platform described in claim 1, wherein the member information includes: member name, member number, date of enrollment, date of stored value, stored value merchant, membership level, membership relationship, available balance , member consumption record, member stored value record, membership bonus, etc., and the member information is stored in the system database. According to the cross-store consumption management system platform described in claim 1, wherein the action option includes a stored value option and a consumption option, the stored value option corresponds to a stored value behavior, and the consumption option corresponds to a consumption behavior. The cross-store consumption management system platform according to claim 1, wherein the stored value module further comprises a stored value input unit. According to the cross-store consumption management system platform of claim 4, the merchant application further includes a discount decision module, and the discount decision module further includes a discount decision rule. According to the cross-store consumption management system platform described in claim 5, the discount decision rule is given one of the first discounts according to the stored value of the stored value input unit. According to the cross-store consumption management system platform described in claim 5, wherein the discount decision rule is given a second discount according to the member information. According to the cross-store consumption management system platform described in claim 5, the discount decision rule is to input a third discount by a merchant. According to the cross-store consumption management system platform described in claim 3, the accounting verification module further includes an inter-store verification unit, and the member information determines whether the consumption behavior belongs to an inter-store transaction. According to the cross-store consumption management system platform described in claim 1, wherein the accounting verification module further includes a one-off verification unit, and the member information determines whether the consumer behavior needs to be written off in stages.