TWM571020U - Automatic detection of payment code payment machine - Google Patents

Abstract

This new type of creation is about a payment machine that automatically detects the payment code. It mainly analyzes the payment schedules in the paper payment slip by scanning the complete paper payment bill, so as to find out the matching of the payment comparison code. Expense information for the user to complete the self-service payment process. In this way, the user does not need to know the scanning method of various codes, or align the code with the scanner, and simply put the paper bill into the inhaling unit to complete the payment.

Description

Automatic detection of payment code payment machine

This new type of creation is about a payment machine, especially a payment machine that automatically detects payment codes.

According to the fact that financial institutions are currently entrusted by public agencies or private enterprises, the collection and payment channels have been numerous, but some contributors or some taxes are still accustomed to paying at the bank counters, making the most traditional In order to effectively reduce the manpower demand and reduce the queue time of customers, some financial institutions have set up self-service payment machines in the self-service area of the business base for customers to provide self-service payment services throughout the year.

However, the fly in the ointment is that the bar code types on the paper bills are not the same, some are QR codes, some are one-dimensional barcodes, two-dimensional barcodes, etc., or the same kind of barcodes, and their length and position are not exhaustive. In the same way, since the self-service payment machine mostly configures the bar code reader, the payer can only use the paper payment slip to align the bar code with the bar code reader for reading, but if the paper payment slip is more than one bar code, or if When you need to read multiple pieces of bar code and have a sequence, even if a few self-service payment machines have auxiliary instructions or patterns on the screen, most of them lack the auxiliary instructions, so the contributors still can't clearly understand how to operate, often need bank service personnel. Auxiliary explanations, or need to operate more than a few times to understand the use of the interface, so this self-service payment machine is difficult to call convenience, resulting in most customers still choose to pay in the counter. The following is a more detailed list of issues facing self-service payment machines:

1. The payment process begins with the contributor selecting the type of payment, and then proceeding to the lower level to select the official office or private enterprise. However, the style of payment documents issued by the outside world is considerable, and most of the contributions cannot be selected. The official office or private enterprise cannot display the correct payment form for confirmation.

2. The payment machine is mostly configured with a bar code reader. The payer can only use the payment document to align the bar code with the bar code reader for reading. However, if the payment document has more than one bar code, please read the multi-segment barcode. When there is a sequence, even if there are a few examples on the screen to explain the assistance, and most of them lack the auxiliary instructions, the judgment of the contributor will be difficult.

3. The payment process planning is not intuitive enough and convenient for the contributor. The system shall automatically judge the issuing unit of the payment order, the tax category, the sales account number (virtual account number), the payment period, the payment amount, etc. Information, displayed on the screen for the contributor to choose to confirm.

Therefore, the creators of this novel believe that there should be a means to solve the aforementioned problems, and to think about solutions.

In view of the deficiencies described in the previous description, the creator of the present invention proposes a solution to the payment machine that automatically detects the payment code, including:

A payment machine body.

A display unit: The display unit is disposed on a front side of the payment machine body.

An inhalation unit: the inhalation unit is disposed on the machine body, and the inhalation unit has a suction port disposed on a front side of the billing machine body, and the inhalation port is configured to suck a paper bill.

A scanning unit: the scanning unit is disposed in the inhaling unit, and the scanning unit is configured to scan the paper bill and obtain a payment comparison code.

a processing unit: the processing unit is disposed in the payment machine body and is connected to the scanning unit and the display unit, and the processing unit is configured to respectively connect a charging unit to the information, and the charging unit can respectively provide services or goods to the individual, Or a chargeable fee data is generated for the individual tax liability, and the payable fee data corresponds to a payment code; the processing unit writes a first bill identification program, and the first bill identification program is executable by the processing unit: In the charging unit, the fee information matching the payment code and the matching code is found, and the display unit is driven to display the fee information.

Through this new creation, the following advantages can be achieved:

1. Users do not need to select the tax category from the top down, the tax category, or even the unit, and read the correct barcode to confirm whether it is a collectable paper payment slip. This new creation can be automatically judged and confirmed.

2. Users do not need to enter information on tax categories, tax categories, or even single units. The new creation will automatically interpret the contents of the paper bill, which is displayed through the display unit (2): Information such as the issuing unit, tax category, sales account number (virtual account number), payment period, payment amount, etc., to provide users with intimate service.

3. The user does not need to judge which barcode or barcodes (and their order) to be aligned with the barcode detector, and only needs to put the paper bill into the inhalation unit (3). The creation will automatically parse out all bar code information, thus eliminating the problems described in the prior art, so as to greatly improve the convenience of the user's payment.

The following description is based on the assistance of the schema, so that you can understand the advantages, features, and implementation of the case. This new creation is about a payment machine that automatically detects the payment code, including:

A payment machine body (1): Please refer to the first figure, the payment machine body (1) can provide users with the function of payment.

A display unit (2): Please refer to the first figure, the display unit (2) is arranged on the front side of the payment machine body (1) for displaying various payment information, description messages and the like.

A suction unit (3): As shown in the first figure, the suction unit (3) is disposed on the payment machine body (1), and the suction unit (3) has a body disposed on the payment machine (1) ) The suction port on the front side, which can be used to suck a paper bill.

a scanning unit (4): Referring to the first figure, the scanning unit (4) is disposed in the inhaling unit (3), and the scanning unit (4) is configured to scan the paper bill, and obtain a The payment is compared to the code. In addition, in order to facilitate the scanning operation, the scanning unit (4) is preferably implemented by: the scanning unit (4) is connected to a picture database (5), and the scanning unit (4) is capable of scanning the paper for payment. A single payment picture file is obtained, and the payment order picture file is stored in the picture database (5). In addition, the codes referred to in this specification include: one-dimensional barcodes and two-dimensional barcodes, and one-dimensional barcodes include: Code 39 barcodes, EAN 13 barcodes, and the like, and the two-dimensional barcodes include: QR Code, PDF 417 barcodes, and the like. . The codes used in the paper bills are the scope of this manual.

First, a detailed introduction is made to the operation mode of the scanning unit (4). When the customer puts the paper bill into the inhaling unit (3), the scanning unit (4) will perform all the paper payment units. Scan and create a picture file, and get the bill of lading picture file, which will be stored in the picture database (5) for subsequent code analysis and interpretation. In the process of performing code analysis and interpretation, when there is only one type of coded information in the paper bill, according to the code processing, when there are multiple types of codes, the one-segment barcode and the two-segment barcode are used. The three-stage bar code and QR Code bar code are used to prioritize the coding analysis, for example, analyzing the three-segment bar code, analyzing the three-segment bar code, and then analyzing the QR Code..., and obtaining the payment comparison code after the analysis is completed.

a processing unit (6): Referring to the first figure, the processing unit (6) is disposed in the payment machine body (1) and is connected to the scanning unit (4) and the display unit (2). The processing unit (6) is adapted to separately connect a charging unit (A), and the charging unit (A) can separately provide services or goods to an individual, or generate a fee due for personal tax liability, and the payment should be paid The fee data corresponds to a payment code; the processing unit (6) writes a first bill identification program (61), and the first bill identification program (61) is executable by the processing unit (6): A) find out the payment fee data matching the payment code and the payment comparison code, and drive the display unit (2) to display the chargeable information. Among them, it is worth mentioning that the information to be paid includes the following information: the name of the issuing unit, the name of the tax category, the number of the account (virtual account number), the payment period, and the amount of the payment.

Referring to the first figure and the second figure, when the present invention is created, as shown in step S01, the user first puts a hand-held paper bill into the inhaling unit (3), and the inhaling unit (3) inhales. After the paper payment slip, proceeding to step S02, the scanning unit (4) will start scanning the paper bill from beginning to end, and obtain any code contained in the paper bill, which is in this embodiment. For example, the payment comparison code is finally obtained. Then, in step S03, the processing unit (6) searches for the charging unit (A) according to the payment ratio. Generally, the charging unit (A) The number is plural or more, and the present specification first describes the number of the charging unit (A) as one. During the search process, the payment comparison code and the payment code are compared one by one until the matching data is obtained, and finally the payment fee data is presented in the display unit (2) (S04). For the user to subsequently pay through the payment machine body (1).

In this way, the following advantages can be achieved through this new creation:

1. Users do not need to select the tax category from the top down, the tax category, or even the unit, and read the correct barcode to confirm whether it is a collectable paper payment slip. This new creation can be automatically judged and confirmed.

2. Users do not need to enter information on tax categories, tax categories, or even single units. The new creation will automatically interpret the contents of the paper bill, which is displayed through the display unit (2): Information such as the issuing unit, tax category, sales account number (virtual account number), payment period, payment amount, etc., to provide users with intimate service.

3. The user does not need to judge which barcode or barcodes (and their order) to be aligned with the barcode detector, and only needs to put the paper bill into the inhalation unit (3). The creation will automatically parse out all bar code information, thus eliminating the problems described in the prior art, so as to greatly improve the convenience of the user's payment.

Then, when the novel creation is implemented, the scanning unit (4) may determine the problem of reading the two-dimensional payment comparison code. In order to avoid the user's payment error, the novel creation may be implemented as: the charging unit (A) The first payable fee data corresponding to the first payment code and the second payable fee data corresponding to the second payment code; the processing unit (6) writes a second billing identification program (62), the first The second bill identification program (62) is executable by the processing unit (6): when the scan result of the scan unit (4) is obtained by the first difference between the first payment comparison code and the second payment comparison code, And identifying, in the charging unit (A), the first payment code matching the first payment fee matching code, and the second payment code matching the second payment comparison code The second payable fee information, and drives the display unit (2) to display the first payable fee information and the first payable fee information for the user to select.

Please refer to the second figure and the first figure. As in step S05, the remaining steps are omitted because they have been described in considerable detail. When the scanning unit (4) determines to read the two-phase payment comparison code, the processing unit (6) still finds the matching first chargeable fee data and the second payable fee data, and Presented in the display unit (2) (S06). After the user selects the correct payment fee information, the user then performs the payment operation through the payment machine body (1). Therefore, the problem of payment errors can be reduced by this embodiment.

Problems that may arise during the payment process In addition to the foregoing, a set of the payment comparison code may be found to match the two payment materials by matching. Similarly, in order to avoid payment errors, the new creation can be further implemented as: The charging unit (A) includes a third payable fee data corresponding to the third payment code, and a fourth payable fee data corresponding to the fourth payment code; the first bill identification program (61) is available for the The processing unit (6) further performs: when the first payment code is the same as the second payment code, and the first payment code forms a match with the payment comparison code, the display unit (2) is driven to display the same The information on the fees payable and the information on the fourth fee payable are available for users to choose.

Please refer to the second figure and the first figure. As in step S07, the remaining steps are omitted because they have been described in considerable detail. When the processing unit (6) generates only one of the payment comparison codes in the process of searching for the fee payable data, it finds the condition of the two different payables, and similarly, in order to avoid payment errors, The display unit (2) will still present the third payable fee data and the fourth payable fee data to the user for selection (S06), and then, after the user selects, the payment machine body (1) The self-payment function can be completed by paying the fee.

Moreover, the novel creation is to prevent the unscrupulous person from maliciously using the counterfeit currency for payment, and the novel creation can also be implemented as follows: the payment machine body (1) is provided with a collection unit (7), and the collection unit (7) is available Receiving the payment currency and performing currency authenticity identification, the processing unit (6) is connected to the money collecting unit (7), and the processing unit (6) is available for information connection to a cloud reporting system (B), and the processing unit ( 6) Write a first alarm program (61), the first alarm program (61) is executable by the processing unit (6): when the number of counterfeit currencies is recognized to a preset value within a preset time, then A first alarm message is sent to the cloud reporting system (B).

Referring to the second figure and the first figure, when the step is executed to S08, the user will start to put money into the money collecting unit (7) to make a payment, and then the money collecting unit (7) will start. It is checked whether a counterfeit currency is present, and the verification process may be that when the counterfeit currency is checked, the counterfeit currency is confiscated, or the counterfeit currency may be returned. Or, when the counterfeit currency is continuously received for a period of time, or a counterfeit currency having a quantity greater than the preset value occurs during a single transaction, indicating that the user may be a recidivist or a member of the group, valid To maintain law and order to suppress crime, at this time, the processing unit (6) will send a first alarm message to the cloud report system (B) to urgently notify the police to attend the process (S10). It is worth mentioning that the first alarm information preferably includes: the location of the crime, the type of the case (such as the use of counterfeit currency).

In addition, in order to prevent the unscrupulous person from destroying the novel creation, the purpose of stealing property has been achieved, and the novel creation can be further implemented as follows: the vibration machine (8) is provided in the body of the payment machine (1), the vibration feeling The detector (8) is configured to sense the vibration condition of the payment machine body (1), and when a preset value of vibration is exceeded, a vibration signal is sent; the processing unit (6) is connected to the vibration sensor ( 8), the processing unit (6) writes a second alarm program (64), and the second alarm program (64) is executable by the processing unit (6): when receiving the vibration signal, transmitting a second Alarm information to the cloud reporting system (B).

Referring to the first figure, when someone deliberately forces or the article intends to destroy the payment machine, the vibration is inevitable during the destruction process. At this time, the vibration sensor (8) senses the processing unit. (6) The second alarm information is sent to the cloud reporting system (B). It is worth mentioning that the second alarm information may include information such as the location of the crime and the type of the case (such as destroying the machine).

In addition, in order to improve law and order and improve the detection rate, the new creation can be further implemented as follows: a video recorder (9) is arranged outside the body of the payment machine (1), and the video recorder (9) can be used for video recording to obtain a video. The processing unit (6) is connected to the video recorder (9) and an overnight facial feature database (5B), and the processing unit (6) writes a facial feature detecting program (65), the face The feature detection program (65) is executable by the processing unit (6): detecting a facial feature of the person in the video data to obtain a facial feature detection data, and the facial feature detection data is used in the communication The face feature database (5B) is compared, and when a match is formed, a third alarm message is transmitted to the cloud report system (B).

Please refer to the first figure, the new creation will record at any time, and at the same time detect the user's facial features, once the comparison is made, then immediately send a third alarm message to the cloud reporting system (B ), Eli police went to arrest the prisoners. Among them, it is worth mentioning that the third alarm information may include: address, name of the prisoner and the like.

Due to the occurrence of a bill fraud incident, in order to effectively prevent similar incidents, the novel creation can be implemented as follows: wherein the processing unit (6) is connected to a fraud database (5A), and the fraud database (5A) includes a Fraudulent account information; the processing unit (6) writes a fraud prevention program (66), the fraud prevention program (66) is executable by the processing unit (6): when the payment code matches the payment comparison code After obtaining a charging unit account data, the charging unit account information is compared in the fraud database (5A), and when the charging unit account data matches the fraud account data, the display unit is controlled (2) Show a scam reminder message.

Referring to the second figure, as shown in the first figure, the processing unit (6) will also obtain the account information of the charging unit at the same time that the fee information is found. At this time, the processing unit (6) will charge according to the charging unit. The unit account data is searched. Once the same fraudulent account information is matched, the fraud reminder information is urgently sent to remind the user (S11).

In order to effectively curb the crime, when the foregoing state occurs, the new creation will directly notify the police, and the implementation manner is as follows: the processing unit (6) can provide information to connect to the cloud report system (B), and the The processing unit (6) writes a third alarm program (67), and the third alarm program (67) is executable by the processing unit (6): when the display unit (2) displays a fraud alert information, simultaneously sends a Four alarm information to the cloud reporting system (B).

Therefore, as shown in step S11 of the second figure, the novel creation will synchronously issue the fourth alarm information to the cloud report system (B), so that the police can take corresponding measures in time to curb the crime. In addition, it is worth mentioning that the fourth alarm information may include: an address, the fraud account, the bill of charge picture, and the like.

Since this new creation is quite different from the conventional payment machine, in order to prevent the user from being used to the related operation, or the user who uses the payment machine for the first time does not understand how to operate, the new creation can be online through manual customer service. The auxiliary operation is guided by: the payment machine body (1) is provided with a customer service call button (0), and a contact unit (01); the processing unit (6) is connected to the customer service call button (0). And the processing unit (6) is configured to connect to the manual customer service unit (C), and when the customer service call button (0) is pressed, the processing unit (6) controls the manual customer service unit (C) to communicate with the user service unit (C). Unit (01) forms an information connection.

For this reason, please refer to the first figure, as long as the user encounters any problems during the operation, the customer service call button (0) can be pressed, and then the processing unit (6) controls the manual customer service unit. (C) forming an information connection with the contact unit (01) to enable the user to contact the manual customer service in the manual customer service unit (C) through the contact unit (01), thereby assisting the online creation of the new creation method Or other issues.

To sum up, the case is in accordance with the requirements of the Patent Law, and the patent application is filed according to law. The above description only lists the preferred embodiment of the novel creation. The scope of the case is still listed in the request.

(A) ‧ ‧ toll unit

(B) ‧ ‧ cloud reporting system

(C) ‧ ‧ manual customer service unit

(S01~S11) ‧‧ steps

(1) ‧ ‧ payment machine body

(2)‧‧‧Display unit

(3)‧‧‧Inhalation unit

(4) ‧‧‧ scanning unit

(5) ‧‧‧ Picture database

(5A) ‧ ‧ Fraud Database

(5B) ‧ ‧ wanted facial features database

(6) ‧‧‧Processing unit

(61)‧‧‧First bill identification program

(62) ‧‧‧Second bill identification program

(63)‧‧‧First alarm program

(64)‧‧‧Second alarm program

(65)‧‧‧Face feature detection program

(66)‧‧‧Scam prevention program

(7) ‧‧‧ collecting unit

(8)‧‧‧Vibration sensor

(9)‧‧‧Video recorder

(0)‧‧‧Customer service call button

(01)‧‧‧Contact Unit

The first picture is a schematic diagram of the connection of each component of the novel creation. The second picture is a flow chart of the method of the novel creation.

Claims (10)

A payment machine for automatically detecting a payment code, comprising: a payment machine body; a display unit: disposed at a front side of the payment machine body; a suction unit: disposed on the payment machine body, and the suction unit has a a suction port provided on a front side of the main body of the payment machine, the suction port being capable of sucking a paper bill; a scanning unit: disposed in the inhaling unit, the scanning unit is capable of scanning the paper bill, and obtaining a payment comparison code; a processing unit: disposed in the payment machine body and connected to the scanning unit and the display unit, the processing unit is configured to respectively connect a charging unit to the information, and the charging unit can respectively provide services to the individual Or a commodity, or a fee due to an individual's tax liability, and the fee payable data corresponds to a payment code; the processing unit writes a first bill identification program, and the first bill identification program is available for processing Unit execution: finding the payment fee data matching the payment code and the payment comparison code in the charging unit, and driving the display unit to display Show the information on the fees payable. For example, if the patent application form is a payment machine that automatically detects the payment code as described in item 1, the charging unit includes a first payment fee data corresponding to the first payment code, and a second response code corresponding to the second payment code. Paying the fee information; the processing unit writes a second bill identification program, and the second bill identification program is executable by the processing unit: when the scan result of the scan unit is obtained, the first pay comparison code is obtained, and When the second payment is compared to the code, the first payment code matching the first payment code and the first payment code matching, and the second payment code and the second are found in the charging unit. The payment comparison compares the second payable fee data that matches the code, and drives the display unit to display the first payable fee information and the first payable fee data for the user to select. For example, if the patent application form is a payment machine that automatically detects the payment code as described in item 1, the charging unit includes a third payment fee data corresponding to the third payment code, and a fourth corresponding fourth payment code. The fee information is available; the first bill identification program is further executable by the processing unit: when the first billing code is the same as the second billing code, and the first billing code forms a match with the billing ratio code, Then driving the display unit to simultaneously display the third payable fee data and the fourth payable fee data for the user to select. For example, the patent application program is an automatic detection fee-paying payment machine according to any one of items 1 to 3, wherein the payment machine body is provided with a collection unit, and the collection unit is available for collecting the payment currency and performing the currency. Pseudo-identification, the processing unit information is connected to the money collecting unit, and the processing unit is available for information connection to a cloud reporting system, and the processing unit writes a first alarm program, and the first alarm program is executable by the processing unit: When the predetermined amount of counterfeit currency is recognized within a preset time, a first alarm message is sent to the cloud reporting system. For example, if the patent application is the automatic detection of the payment code of the payment machine described in item 4, wherein the payment machine body is provided with a vibration sensor, the vibration sensor can be used to sense the vibration condition of the payment machine body. When a preset value of vibration is exceeded, a vibration signal is sent; the processing unit information is connected to the vibration sensor, and the processing unit writes a second alarm program, and the second alarm program is executable by the processing unit: When the vibration signal is received, a second alarm message is transmitted to the cloud reporting system. For example, the application for the automatic detection of the payment code of the payment machine as described in item 5, wherein the outside of the body of the payment machine is provided with a video recorder, the video recorder is available for recording to obtain a video material; the processing unit information connection The video recorder and a facial feature database are provided. The processing unit writes a facial feature detection program, and the facial feature detection program is executable by the processing unit to detect a human face in the video data. The feature obtains a facial feature detection data, and compares the facial feature detection data to the overnight facial feature database. When a match is formed, a third alarm information is transmitted to the cloud reporting system. For example, the application for the patent is the payment machine for automatically detecting the payment code according to item 5, wherein the scanning unit information is connected to a picture database, and the scanning unit is configured to scan the paper payment slip to obtain a payment single picture file. And save the bill of lading image file to the image database. For example, the application for the patent is the automatic detection of the payment code of the payment machine according to the first item, wherein the processing unit information is connected to a fraud database, the fraud database includes a fraud account data; the processing unit writes a fraud prevention program The fraud prevention program is executable by the processing unit: when the payment code is matched with the payment comparison code to obtain a toll unit account data, the charging unit account information is compared in the fraud database, when When the charging unit account data matches the fraud account information, the display unit is controlled to display a fraud alert information. For example, the patent application program is an automatic detection fee-paying payment machine according to item 8, wherein the processing unit is available for information connection to a cloud report system, and the processing unit writes a third alarm program, and the third alarm program can The processing unit performs: when the display unit displays a fraud alert information, simultaneously sends a fourth alarm message to the cloud report system. For example, the application for the patent is the payment machine for automatically detecting the payment code, wherein the payment machine body is provided with a customer service call button and a contact unit; the processing unit information is connected to the customer service call button, and the processing is The unit can be connected to a manual customer service unit. When the customer service call button is pressed, the processing unit controls the manual customer service unit to form an information connection with the contact unit.