TWI721382B - Transaction method based on quick response code and electronic device - Google Patents

Transaction method based on quick response code and electronic device Download PDF

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TWI721382B
TWI721382B TW108107478A TW108107478A TWI721382B TW I721382 B TWI721382 B TW I721382B TW 108107478 A TW108107478 A TW 108107478A TW 108107478 A TW108107478 A TW 108107478A TW I721382 B TWI721382 B TW I721382B
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quick response
response code
transaction
processor
electronic device
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TW202034244A (en
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許繡鶴
劉家羽
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兆豐國際商業銀行股份有限公司
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Abstract

A transaction method based on a quick response (QR) code and an electronic device are provided. The electronic device includes a camera module and a processor. The transaction method includes: scanning the QR code by the camera module; determining whether the QR code corresponds to a transaction operation by the processor; when the QR code corresponds to the transaction operation, storing the QR code in an album of the electronic device by the processor; and obtaining the QR code from the album to perform the transaction operation by the processor.

Description

基於快速反應碼的交易方法及電子裝置Transaction method and electronic device based on quick response code

本揭露是有關於一種基於快速反應碼的交易方法及電子裝置，且特別是有關於一種能儲存用於交易的快速反應碼的基於快速反應碼的交易方法及電子裝置。The present disclosure relates to a quick response code-based transaction method and electronic device, and more particularly to a quick response code-based transaction method and electronic device that can store a quick response code for transactions.

在現有的線上交易應用中，大多需要付款人透過網路轉帳功能進行付款。付款人需要輸入收款人的銀行帳號資料以完成交易。多次的重複性交易會對付款人造成不便。因此，如何能夠更便利地進行線上交易是本領域技術人員應致力的目標。Most of the existing online transaction applications require the payer to make payment through the network transfer function. The payer needs to enter the payee’s bank account information to complete the transaction. Repeated transactions will cause inconvenience to the payer. Therefore, how to conduct online transactions more conveniently is a goal that those skilled in the art should strive for.

本揭露提供一種基於快速反應碼的交易方法及電子裝置，能利用電子裝置儲存的快速反應碼進行交易操作。The disclosure provides a transaction method and an electronic device based on a quick response code, which can use the quick response code stored in the electronic device to perform transaction operations.

本揭露提出一種基於快速反應碼的交易方法，適用於電子裝置。電子裝置包括相機模組及處理器。上述交易方法包括：藉由相機模組掃描快速反應碼；藉由處理器判斷快速反應碼是否對應交易操作；當快速反應碼對應交易操作時，藉由處理器將快速反應碼儲存在電子裝置的相簿中；以及藉由處理器從相簿中取得快速反應碼來進行交易操作。This disclosure proposes a transaction method based on a quick response code, which is suitable for electronic devices. The electronic device includes a camera module and a processor. The above transaction method includes: scanning the quick response code by the camera module; determining whether the quick response code corresponds to the transaction operation by the processor; when the quick response code corresponds to the transaction operation, storing the quick response code in the electronic device by the processor In the photo album; and through the processor to obtain the quick response code from the photo album to perform transaction operations.

在本揭露的一實施例中，當處理器判斷快速反應碼符合台灣快速反應碼協定規格時，處理器判斷快速反應碼對應交易操作。In an embodiment of the present disclosure, when the processor determines that the quick response code meets the specifications of the Taiwan Quick Response Code Agreement, the processor determines that the quick response code corresponds to a transaction operation.

在本揭露的一實施例中，上述快速反應碼包括銀行代碼資訊及轉入帳號資訊。In an embodiment of the present disclosure, the aforementioned quick response code includes bank code information and transfer account information.

在本揭露的一實施例中，上述處理器接收交易金額輸入，並根據交易金額輸入及快速反應碼來進行交易操作。In an embodiment of the present disclosure, the above-mentioned processor receives the transaction amount input, and performs the transaction operation according to the transaction amount input and the quick response code.

在本揭露的一實施例中，上述處理器執行應用程式來掃描快速反應碼、儲存快速反應碼在相簿中、以及取得快速反應碼來進行交易操作。In an embodiment of the present disclosure, the above-mentioned processor executes an application program to scan the quick response code, store the quick response code in a photo album, and obtain the quick response code to perform transaction operations.

本揭露提出一種電子裝置，包括：相機模組；以及處理器，耦接到相機模組。相機模組掃描快速反應碼。處理器判斷快速反應碼是否對應交易操作。當快速反應碼對應交易操作時，處理器將快速反應碼儲存在電子裝置的相簿中。處理器從相簿中取得快速反應碼來進行交易操作。The present disclosure proposes an electronic device including: a camera module; and a processor coupled to the camera module. The camera module scans the quick response code. The processor determines whether the quick response code corresponds to the transaction operation. When the quick response code corresponds to the transaction operation, the processor stores the quick response code in the photo album of the electronic device. The processor obtains the quick response code from the photo album to perform transaction operations.

在本揭露的一實施例中，當處理器判斷快速反應碼符合台灣快速反應碼協定規格時，處理器判斷快速反應碼對應交易操作。In an embodiment of the present disclosure, when the processor determines that the quick response code meets the specifications of the Taiwan Quick Response Code Agreement, the processor determines that the quick response code corresponds to a transaction operation.

在本揭露的一實施例中，上述快速反應碼包括銀行代碼資訊及轉入帳號資訊。In an embodiment of the present disclosure, the aforementioned quick response code includes bank code information and transfer account information.

在本揭露的一實施例中，上述處理器接收交易金額輸入，並根據交易金額輸入及快速反應碼來進行交易操作。In an embodiment of the present disclosure, the above-mentioned processor receives the transaction amount input, and performs the transaction operation according to the transaction amount input and the quick response code.

在本揭露的一實施例中，上述處理器執行應用程式來掃描快速反應碼、儲存快速反應碼在相簿中、以及取得快速反應碼來進行交易操作。In an embodiment of the present disclosure, the above-mentioned processor executes an application program to scan the quick response code, store the quick response code in a photo album, and obtain the quick response code to perform transaction operations.

基於上述，本揭露的基於快速反應碼的交易方法及電子裝置可掃描快速反應碼，並判斷快速反應碼是否對應交易操作。當快速反應碼對應交易操作時，將快速反應碼儲存在相簿中。當產生重複性交易時，就可直接利用相簿中的快速反應碼進行交易操作，以增加交易操作的效率。Based on the foregoing, the disclosed transaction method and electronic device based on the quick response code can scan the quick response code and determine whether the quick response code corresponds to a transaction operation. When the quick response code corresponds to a transaction operation, the quick response code is stored in the photo album. When repetitive transactions occur, you can directly use the quick response code in the photo album to perform transaction operations to increase the efficiency of transaction operations.

為讓本揭露的上述特徵和優點能更明顯易懂，下文特舉實施例，並配合所附圖式作詳細說明如下。In order to make the above-mentioned features and advantages of the present disclosure more comprehensible, the following specific embodiments are described in detail in conjunction with the accompanying drawings.

圖1為根據本揭露一實施例的電子裝置的方塊圖。FIG. 1 is a block diagram of an electronic device according to an embodiment of the disclosure.

請參照圖1，本揭露一實施例的電子裝置100包括處理器110、相機模組120及儲存裝置130。相機模組120及儲存裝置130耦接到處理器110。電子裝置100例如是智慧型手機、平板電腦或其他類似裝置。處理器110例如是中央處理器(Central Processing Unit，CPU)、微處理器控制單元(Microprocessor Control Unit，MCU)或其他類似元件。相機模組120例如包括互補式金屬氧化物半導體(Complementary Metal Oxide Semiconductor，CMOS)感測器或感光耦合元件(Charge Coupled Device，CCD)感測器等影像感測器。儲存裝置130例如是符合通用快閃記憶體儲存(Universal Flash Storage，UFS)規範的快閃記憶卡或其他類似元件。付款人可使用電子裝置100進行線上交易操作。Please refer to FIG. 1, the electronic device 100 of an embodiment of the disclosure includes a processor 110, a camera module 120 and a storage device 130. The camera module 120 and the storage device 130 are coupled to the processor 110. The electronic device 100 is, for example, a smart phone, a tablet computer or other similar devices. The processor 110 is, for example, a central processing unit (Central Processing Unit, CPU), a microprocessor control unit (Microprocessor Control Unit, MCU), or other similar components. The camera module 120 includes, for example, an image sensor such as a Complementary Metal Oxide Semiconductor (CMOS) sensor or a Charge Coupled Device (CCD) sensor. The storage device 130 is, for example, a flash memory card or other similar components complying with Universal Flash Storage (UFS) specifications. The payer can use the electronic device 100 to perform online transaction operations.

在一實施例中，當付款人使用相機模組120掃描收款人的快速反應碼或使用應用程式產生快速反應碼後，處理器110可判斷快速反應碼是否對應交易操作。當快速反應碼對應交易操作時，處理器110可將快速反應碼儲存在電子裝置100的儲存裝置130的相簿中。處理器110可從相簿中取得快速反應碼來進行交易操作。因此，當日後進行重複性交易時，付款人就不用再重新掃描或產生收款人的快速反應碼，而可直接重複利用儲存於相簿中的快速反應碼來完成線上交易。In one embodiment, after the payer uses the camera module 120 to scan the quick response code of the payee or uses an application to generate the quick response code, the processor 110 can determine whether the quick response code corresponds to a transaction operation. When the quick response code corresponds to a transaction operation, the processor 110 may store the quick response code in the photo album of the storage device 130 of the electronic device 100. The processor 110 can obtain the quick response code from the photo album to perform transaction operations. Therefore, when performing repetitive transactions in the future, the payer does not need to rescan or generate the quick response code of the payee, but can directly reuse the quick response code stored in the photo album to complete online transactions.

當處理器110判斷快速反應碼符合台灣快速反應碼協定(twqrp)規格時，處理器110可判斷快速反應碼對應交易操作。舉例來說，當處理器110解碼對應上述交易操作的快速反應碼時，處理器110可產生例如「TWQRP://銀行名稱/國家代碼/交易類別/交易參數」的交易資訊，因此處理器110可判斷此快速反應碼符合台灣快速反應碼協定規格。對應上述交易操作的快速反應碼可至少包括銀行代碼資訊及轉入帳號資訊。When the processor 110 determines that the quick response code complies with the Taiwan Quick Response Code Protocol (twqrp) specification, the processor 110 can determine that the quick response code corresponds to a transaction operation. For example, when the processor 110 decodes the quick response code corresponding to the aforementioned transaction operation, the processor 110 may generate transaction information such as "TWQRP://bank name/country code/transaction type/transaction parameters", so the processor 110 It can be judged that this quick response code complies with the specifications of the Taiwan Quick Response Code Agreement. The quick response code corresponding to the foregoing transaction operation may at least include bank code information and transfer account information.

在一實施例中，處理器110可接收付款人進行交易金額輸入，並根據交易金額輸入及對應交易操作的快速反應碼來進行交易操作。在另一實施例中，收款人的快速反應碼可包括交易金額，因此付款人可直接利用收款人的快速反應碼進行交易操作而不需要輸入交易金額。In one embodiment, the processor 110 may receive the transaction amount input by the payer, and perform the transaction operation according to the transaction amount input and the quick response code corresponding to the transaction operation. In another embodiment, the quick response code of the payee may include the transaction amount, so the payer can directly use the quick response code of the payee to perform transaction operations without inputting the transaction amount.

在一實施例中，處理器110可執行應用程式來掃描快速反應碼、儲存快速反應碼在相簿中、以及取得快速反應碼來進行交易操作。In one embodiment, the processor 110 can execute an application program to scan the quick response code, store the quick response code in a photo album, and obtain the quick response code to perform transaction operations.

圖2為根據本揭露一實施例的交易方法的流程圖。Fig. 2 is a flowchart of a transaction method according to an embodiment of the disclosure.

請參照圖2，在步驟S201中，藉由相機模組掃描快速反應碼。Please refer to FIG. 2, in step S201, the quick response code is scanned by the camera module.

在步驟S202中，藉由處理器判斷快速反應碼是否對應交易操作。In step S202, the processor determines whether the quick response code corresponds to a transaction operation.

在步驟S203中，當快速反應碼對應交易操作時，藉由處理器將快速反應碼儲存在電子裝置的相簿中。In step S203, when the quick response code corresponds to the transaction operation, the processor stores the quick response code in the photo album of the electronic device.

在步驟S204中，藉由處理器從相簿中取得快速反應碼來進行交易操作。In step S204, the processor obtains the quick response code from the photo album to perform the transaction operation.

綜上所述，本揭露的基於快速反應碼的交易方法及電子裝置可掃描快速反應碼，並判斷快速反應碼是否對應交易操作。當快速反應碼對應交易操作時，將快速反應碼儲存在相簿中。處理器可透過判斷快速反應碼是否符合台灣快速反應碼協定規格來判斷快速反應碼是否對應交易操作。當產生重複性交易時，就可直接利用相簿中的快速反應碼進行交易操作，以增加交易操作的效率。In summary, the disclosed transaction method and electronic device based on the quick response code can scan the quick response code and determine whether the quick response code corresponds to a transaction operation. When the quick response code corresponds to a transaction operation, the quick response code is stored in the photo album. The processor can determine whether the quick response code corresponds to a transaction operation by judging whether the quick response code meets the specifications of the Taiwan Quick Response Code Agreement. When repetitive transactions occur, you can directly use the quick response code in the photo album to perform transaction operations to increase the efficiency of transaction operations.

雖然本揭露已以實施例揭露如上，然其並非用以限定本揭露，任何所屬技術領域中具有通常知識者，在不脫離本揭露的精神和範圍內，當可作些許的更動與潤飾，故本揭露的保護範圍當視後附的申請專利範圍所界定者為準。Although the present disclosure has been disclosed in the above embodiments, it is not intended to limit the present disclosure. Anyone with ordinary knowledge in the technical field can make some changes and modifications without departing from the spirit and scope of this disclosure. Therefore, The scope of protection of this disclosure shall be subject to the scope of the attached patent application.

100:電子裝置 110:處理器 120:相機模組 130:儲存裝置 S201~S204:交易方法的步驟 100: electronic device 110: processor 120: camera module 130: storage device S201~S204: Steps of the transaction method

圖1為根據本揭露一實施例的電子裝置的方塊圖。 圖2為根據本揭露一實施例的交易方法的流程圖。FIG. 1 is a block diagram of an electronic device according to an embodiment of the disclosure. Fig. 2 is a flowchart of a transaction method according to an embodiment of the disclosure.

S201~S204:交易方法的步驟 S201~S204: Steps of the transaction method

Claims (4)

一種基於快速反應碼(Quick Response Code，QR code)的交易方法，適用於一電子裝置，該電子裝置包括一相機模組及一處理器，該交易方法包括：藉由該相機模組掃描一快速反應碼；藉由該處理器判斷該快速反應碼符合一台灣快速反應碼協定規格以判斷該快速反應碼對應一交易操作，其中該快速反應碼包括一銀行代碼資訊及一轉入帳號資訊；藉由該處理器將符合該台灣快速反應碼協定規格的該快速反應碼儲存在該電子裝置的一相簿中；藉由該處理器接收一交易金額輸入；以及藉由該處理器從該相簿中取得該快速反應碼，並根據該交易金額輸入及該快速反應碼來進行與該交易操作不同的一第二交易操作。 A transaction method based on Quick Response Code (QR code) is suitable for an electronic device. The electronic device includes a camera module and a processor. The transaction method includes: scanning a quick response code by the camera module. Response code: The processor determines that the quick response code conforms to a Taiwanese quick response code protocol specification to determine that the quick response code corresponds to a transaction operation, wherein the quick response code includes a bank code information and a transfer-in account information; The processor stores the quick response code that meets the specifications of the Taiwan Quick Response Code Agreement in an album of the electronic device; receives a transaction amount input by the processor; and uses the processor from the album The quick response code is obtained in the, and a second transaction operation different from the transaction operation is performed according to the transaction amount input and the quick response code. 如申請專利範圍第1項所述的基於快速反應碼的交易方法，其中該處理器執行一應用程式來掃描該快速反應碼、儲存該快速反應碼在該相簿中、以及取得該快速反應碼來進行該交易操作。 The transaction method based on the quick response code as described in item 1 of the scope of patent application, wherein the processor executes an application to scan the quick response code, store the quick response code in the photo album, and obtain the quick response code To perform the transaction operation. 一種電子裝置，包括：相機模組；以及一處理器，耦接到該相機模組，其中該相機模組掃描一快速反應碼； 該處理器判斷該快速反應碼符合一台灣快速反應碼協定規格以判斷該快速反應碼對應一交易操作，其中該快速反應碼包括一銀行代碼資訊及一轉入帳號資訊；該處理器將符合該台灣快速反應碼協定規格的該快速反應碼儲存在該電子裝置的一相簿中；該處理器接收一交易金額輸入；以及該處理器從該相簿中取得該快速反應碼，並根據該交易金額輸入及該快速反應碼來進行與該交易操作不同的一第二交易操作。 An electronic device, comprising: a camera module; and a processor, coupled to the camera module, wherein the camera module scans a quick response code; The processor determines that the quick response code complies with a Taiwanese quick response code protocol specification to determine that the quick response code corresponds to a transaction operation, where the quick response code includes a bank code information and a transfer account information; the processor will comply with the The quick response code specified in the Taiwan Quick Response Code Protocol is stored in a photo album of the electronic device; the processor receives an input of a transaction amount; and the processor obtains the quick response code from the photo album, and according to the transaction Enter the amount and the quick response code to perform a second transaction operation that is different from the transaction operation. 如申請專利範圍第3項所述的電子裝置，其中該處理器執行一應用程式來掃描該快速反應碼、儲存該快速反應碼在該相簿中、以及取得該快速反應碼來進行該交易操作。 The electronic device described in item 3 of the scope of patent application, wherein the processor executes an application to scan the quick response code, store the quick response code in the photo album, and obtain the quick response code to perform the transaction operation .
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