TWM568443U - Self-service international currency exchange machine - Google Patents

Abstract

This creation is about a self-service currency exchange machine. It mainly provides people with the ability to exchange foreign currency through this creation without having to go through the counter staff or the corresponding bank's ATM card. It is fast, time-saving and convenient. The effect is also enhanced with identity verification to improve overall security.

Description

Self-service currency exchange machine

This creation is about a exchange machine, especially a self-service currency exchange machine.

According to Taiwan, since the adjustment of the holiday system, there have been many consecutive holidays in a year. These consecutive holidays and the prevalence of low-cost airlines have greatly improved the people’s willingness to go abroad, and have greatly increased the demand for foreign currency exchange.

However, there are currently two ways to exchange foreign currency: (1) exchange through bank counters. However, there are a number of additional forms to be filled out, as well as waiting to be queued to increase the time required for foreign currency exchange. (2) Hand-held ATM card to bank ATM withdrawal. However, not all ATMs have the function of withdrawing foreign currency. If the public does not have a corresponding withdrawal card, or if the balance of the ATM card is insufficient, it is difficult to exchange foreign currency.

In response to the demand for foreign currency exchange, the creators believe that the above methods are necessary to solve the problem, and start to think about solutions.

In view of the deficiencies mentioned in the prior art, the creator proposes a solution for a self-service national currency exchange machine, comprising: a currency identifier: the currency identifier can be used after receiving an input currency Identification, get a currency identification result, a currency value identification result, and a true identification result.

An input unit: The input unit is available for inputting a currency to be exchanged.

One identity verification input unit: The identity verification input unit is configured to input an identity verification data.

A identity database: The identity database includes multiple identity data.

An exchange rate database: The exchange rate database includes real-time exchange rate data for multiple currencies.

A redemption unit: The redemption unit includes exchange currency of a plurality of currencies.

a processing unit: the processing unit separately links the currency identifier, the input unit, the biometric identifier, the identity database, an exchange rate database, and the redemption unit; the processing unit writes a identification program, a first currency exchange program, the first currency conversion program is executable by the processing unit: selecting a corresponding instant exchange rate data in the exchange rate database according to the currency to be converted, and the currency identification result, and then according to the currency value The identification result and the real-time exchange rate data are obtained as a conversion currency value, and then the exchange unit controls the exchange currency to issue a corresponding currency and currency exchange currency according to the exchange currency value and the currency to be exchanged; the identity recognition program is executable by the processing unit : The identity verification data is compared with each identity data one by one, and when the result does not form a match, the processing unit cancels execution of the first currency conversion program.

When people exchange foreign currency, they do not need to use the counter staff, or through the corresponding deposit bank's cash machine, they can use this creation, directly invest in the input currency, enter the identity verification data, and want to exchange currency, etc. The identity of the public will be automatically recognized, and the exchange currency of the corresponding currency and currency will be output to the public, and the purpose of self-service currency exchange will be fast, time-saving and convenient. Moreover, the currency referred to in this specification includes banknotes and coins, and the currency of the input currency is not limited to NT, but may also be RMB, US dollars, Japanese yen, and the like.

(1)‧‧‧ currency identification program

(11)‧‧‧ currency identification program

(12)‧‧‧ Genuine Currency Identification Program

(13) ‧ ‧ counterfeit currency confiscation program

(14)‧‧‧First alarm program

(15) ‧ ‧ confiscation unit

(2) ‧‧‧ currency characteristics treasury

(3) ‧‧‧ Genuine Currency Character Database

(4) ‧‧‧Alarm

(5)‧‧‧ Input unit

(6) ‧ ‧ identity verification input unit

(61)‧‧‧Biometric detector

(7) ‧‧‧ Identity Database

(71) ‧ ‧ wanted criminal biometric database

(8)‧‧‧ exchange rate database

(9) ‧ ‧ redemption unit

(0) ‧ ‧ unit

(01)‧‧‧First currency exchange program

(02)‧‧‧Second currency exchange program

(03)‧‧‧ Identity Identification Program

(04)‧‧‧Second Alert Program

(05)‧‧‧The third alarm program

(S01~S34, S075) ‧ ‧ steps

The first picture is a schematic diagram of the connection of each component of the creation.

The second picture is the flow chart of the input currency test of this creation.

The third picture is the flow chart of foreign currency exchange for this creation.

The fourth figure is another embodiment of the present foreign currency exchange flow chart

The fifth picture is the verification flow chart of the identity of this creation.

The sixth figure is a flowchart of another embodiment of the identity verification of the present creation

The advantages and features of the present invention will be described below in conjunction with the preferred embodiments of the present invention. As shown in the first figure, this creation is about a self-service currency exchange machine, including:

A currency identifier (1): Please refer to the first figure, the currency identifier (1) can be used to receive a currency input for identification, to obtain a currency identification result, a currency value identification result, and an authenticity identification result. .

In order to improve the recognition rate of the currency identifier (1) for the currency identification result, please refer to the first figure, the present invention preferably can be implemented as: a currency feature database (2), The currency characteristic database (2) includes a plurality of currency feature verification materials, such as a dollar currency feature, a currency feature of a Japanese currency, a currency feature of a new Taiwan dollar, etc., so that the currency identifier (1) can be According to the above-mentioned currency characteristics, the currency of the input currency is more accurately determined. The currency identifier (1) information is linked to the currency feature database (2), and the currency identifier (1) is written with a currency identification program (11), and the currency recognition program (11) is available for the currency identification. (1) Execution: detecting the input currency to obtain a currency feature detection knot If the currency feature detection result is matched with one of the currency feature verification data, the currency identification result is obtained, wherein the currency identification result indicates that the input currency is NT, US dollar, Japanese currency, RMB, etc., or the currency of other countries.

Please cooperate with the second figure. As shown in steps S01 and S02, after the currency is put into the self-service currency exchange machine, the currency identifier (1) starts to detect the input currency, and then proceeds to the step. S03, based on the currency characteristic database (2), finds the currency characteristic verification data that matches the detection result of the currency feature, thereby determining the currency of the input currency.

Then, in order to improve the identification result of the currency identifier (1) for genuine coins and counterfeit coins, please refer to the first figure, the creation can be further implemented as: a more real currency feature database (3), The genuine currency feature database (3) includes a plurality of genuine currency feature verification data corresponding to each currency; the currency identifier (1) information is linked to the genuine currency feature database (3), and the currency identifier (1) Write a real currency identification program (12), the real currency identification program (12) can be executed by the currency identifier (1): according to the currency identification result, select the corresponding currency in the genuine currency feature database (3) The real money feature verification data is detected, and the real money feature detection result is obtained, and the real money feature detection result is compared with the real money feature verification data to determine whether the two are A match is formed to obtain the authenticity identification result.

Please cooperate with the second figure, after the present execution proceeds to step S03, then in step S04, the currency recognizer (1) searches for the currency identification result in the genuine currency feature database (3). Corresponding to the real currency characteristic data of the currency, and then, as shown in step S05, the true coin feature detection result is compared with the genuine coin feature verification data, if the true coin feature detection result and the real coin are The feature verification data matches, indicating that the input currency is a real coin, and vice versa.

Moreover, in order to avoid the counterfeit currency flowing in the market, it is necessary for the creation to confiscate the received counterfeit currency. As shown in the first figure, the implementation method is better: a confiscation of the counterfeit currency is provided. a unit (15), the confiscation unit (15) is in communication with the currency identifier (1); the currency identifier (1) is written There is a counterfeit currency confiscation program (13), and the counterfeit currency confiscation program (13) is executable by the currency identifier (1): when the authenticity identification result is displayed as a counterfeit currency, the input currency is stored in the confiscation unit (4).

Therefore, as shown in steps S06 and S07, once the currency identifier (1) recognizes the counterfeit currency, the input currency is immediately stored in the forfeiture unit (15), and at the same time, the exchange is cancelled to avoid Counterfeit coins are circulating in the market.

Since the use and manufacture of counterfeit currency is a major violation of the criminal law, in order to effectively suppress the occurrence of related incidents, in order to avoid the intention of fraudulent use of counterfeit money, it is necessary for the creation to receive the counterfeit currency at the first time. Notification, or warning, so that the criminal can be arrested in the first time. For this reason, please refer to the first figure. The currency identifier (1) can be further implemented as: a signal is connected to the currency identifier. (1) an alarm (4), the currency identifier (1) is written with a first alarm program (14), the first alarm program (14) is executable by the currency identifier (1): when the authenticity When the identification result is displayed as a counterfeit currency, the alarm (4) is controlled to operate.

As shown in steps S06 and S08 of the second figure, when the currency identifier (1) determines that the input currency is a counterfeit currency, the alarm device (4) is activated and the exchange is cancelled at the same time, so that the nearby resident police are alerted. The prisoner can be arrested at the fastest time, and the alarm (4) can be a buzzer or a warning device connected to the central control system, etc., with warnings and alarms for the police or related criminal protection units to The fastest time to process the processor, is called the alarm (4). In addition, as shown in steps S06 and S075 of the second figure, in order to prevent the currency identifier (1) from being misjudged due to a failure, or a misjudgment due to an identification error, the currency identifier (1) determines the input. When the currency is a counterfeit currency, the exchange can also be cancelled directly to prevent losses due to misjudgment.

An input unit (5): As shown in the first figure, the input unit (5) can be used to input a currency to be exchanged, for example, the user wants to exchange currency of different currencies such as US dollars, Japanese yen, or RMB.

A verification input unit (6): Referring to the first figure, the identity verification input unit (6) can be used to input an identity verification data. Wherein, the identity verification input unit (6) can be used as a basis for verification of human biometrics, or is a password, a drawing graphic, an electronic card, etc., in the present specification, the identity verification input unit (6) is preferably a human body. The feature serves as the basis for verification to have the best validation effect, wherein the biometric includes one of the following groups: voiceprint, finger vein verification, fingerprint, iris, pupil, face recognition.

A identity database (7): Please refer to the first figure, the identity database (7) includes a plurality of identity data, each identity data represents a public, and each of the plurality of identity data has a verification of the identity The input unit corresponds to the comparison data, and the matching data is matched with the identity verification data to determine the people who exchange the currency.

An exchange rate database (8): Please refer to the first figure, the exchange rate database (8) includes multiple exchange rates of two currencies, such as the exchange rate of the US dollar against the Japanese currency, the exchange rate of the Japanese currency against the RMB, and the Australian dollar. Exchange rate against Taiwan dollar, etc.

A redemption unit (9): Please refer to the first figure, the redemption unit (9) includes the exchange currency of the plurality of currencies, and the exchange currency of the plurality of currencies referred to in the present specification mainly refers to the exchange unit (9) The currency of each country in the world is stored for exchange, and the currency is not limited to banknotes, but may also be coins.

A processing unit (0): Please refer to the first figure, the processing unit (0) respectively links the currency identifier (1), the input unit (5), the alarm (4), the identity verification input Unit (6), the identity database (7), an exchange rate database (8), and the redemption unit (9). The processing unit (0) writes a identity identification program (01), a first currency conversion program (02), and the first currency conversion program (02) is executable by the processing unit (0): according to the currency to be exchanged And the currency identification result selects the corresponding real-time exchange rate data in the exchange rate database (8), and then obtains a exchange currency according to the currency value identification result and the instant exchange rate data. a value, and then controlling the redemption unit (9) to issue a corresponding currency and currency exchange currency according to the exchange currency value and the currency to be exchanged; the identity recognition program (01) is executable by the processing unit (0): The identity verification data is compared with each identity data one by one, and when the result does not form a match, the processing unit (0) cancels execution of the first currency conversion program (02).

Please refer to the third figure and the first figure to introduce the operation process of the actual use of the creation. First, as the steps S09 and S10, when the public puts the money into the currency identifier (1), the currency identifier ( 1) As in the process described above, the input currency is detected and identified step by step, and then the currency identification result, the currency value identification result, and the authenticity identification result are obtained. We assume that the input currency is new. For NT$300, the currency identification result is: NTD, the currency value identification result is: 300 yuan. Then, in step S11, the currency to be exchanged is input through the input unit (5), assuming that it is intended to be new. Taiwan dollars are exchanged for US dollars. Going to step S14, the processing unit (0) executes the first currency conversion program (02). Through the currency to be exchanged and the currency identification result, the processing unit (-) can know that the public wants to The new Taiwan dollar is converted into US dollars, so the real exchange rate data of the new Taiwan dollar and the US dollar (for example, 1:30) is selected in the exchange rate database (8), and then, as in step S15, the result is identified based on the currency value, and the instant exchange rate data is The processing unit (0) will calculate the converted currency value after the exchange is 10 dollars, and then control the exchange unit (9) to output the exchange currency to the US dollar 10 yuan to the public.

It is worthwhile to note that in the above process, according to the internal regulations of each bank, the identity verification data may be input before the public inputs the money, or in any step before the exchange unit (9) issues the exchange currency. The identity verification data is required to be input. The description of the present specification is an example of the identity verification process of step S12 after the step S11 is executed. After the identity verification data is input, the processing unit (0) executes the identity recognition program. (01), comparing the identity verification data with each identity data one by one, if the comparison is successful, as in step S13, canceling the execution of the first currency conversion program (01), otherwise, if successful, proceeding to step S14 .

Therefore, this creation can make the currency exchange method of each country more flexible. It is not necessary to go through the formalities of the counter, or apply for the Internet, or you must hold the bank deposit card to the corresponding bank to withdraw the foreign currency ATM. Currency can not reduce the manpower demand of the bank to exchange currency, but also provide a more convenient and rapid way to exchange money.

The above embodiment is to completely convert the currency invested by the people into the equivalent of other countries' currencies. The creation may also replace one of the input currencies with the equivalent of other countries according to their own needs. Please refer to the first figure, The embodiment is: the input unit (5) is operable to input a currency value to be exchanged; the processing unit (0) is written with a second currency conversion program (03), and the second currency conversion program (03) is available for the processing unit ( 0) Execution: When receiving the exchange currency value, the corresponding real-time exchange rate data is selected in the exchange rate database (8) according to the currency to be converted and the currency identification result, according to the currency value to be exchanged and The real-time exchange rate data calculates a converted currency value, and when the converted currency value is less than the currency value identification result, the exchange unit (9) then controls the exchange currency value and the corresponding exchange currency to be exchanged for the corresponding exchange currency, and The remaining value of the currency value recognition result after deducting the converted currency value is output through the redemption unit (9); when the converted currency value is greater than the currency value identification result, the execution of the second currency conversion program (03) is stopped; the identity identification process (01) is further executable by the processing unit (0): when the result does not form a match, the processing unit (0) cancels execution of the second currency conversion program (03), and the second currency conversion program (03) ).

Referring to FIG. 4, when the processing unit executes the second currency conversion program, steps S16 to S20 are substantially the same as steps S09 to S13 when the first currency conversion program is executed, but in step S18, The difference is that the input is to be exchanged for the value of the currency. Therefore, steps S16 to S20 are not introduced. The difference is that in step S21, the currency value is exchanged for the exchange rate, and the converted currency value is obtained, and then, according to the steps. S22, the conversion currency value is compared with the currency value identification result. If the conversion currency value is less than or equal to the currency value identification result, then according to step S23, the control exchange unit (9) controls the currency value according to the And the currency to be exchanged Corresponding exchange currency, and the residual value of the currency value recognition result after deducting the converted currency value is output through the redemption unit (9); when the converted currency value is greater than the currency value identification result, as in step 24, temporarily stopping the execution of the second currency Redeem the program (03) until the public increases the coin amount.

Next, as shown in the first figure, since there are few human biometrics in the world that are consistent with each other, in order to improve the accuracy of the identity verification of this creation, the present implementation further demonstrates that the identity verification data includes a living being. Feature detection result; each identity data includes a biometric feature; the identity verification input unit (6) includes a biometric detector (61), and the biometric feature detector (61) is configured to detect human biometrics. Obtaining the biometric detection result as the identity verification data; the identity recognition program (01) is further executable by the processing unit (0): comparing the biometric detection result to each biometric one by one, when the result is When no match is formed, the processing unit (0) cancels execution of the first currency conversion program and the second currency conversion program.

Since this creation is mostly used in the airport lobby when using it, in order to avoid the convenience of suspicious people to abuse this creation, it is necessary to beware of this. Therefore, this creation can be further implemented: the processing unit (0 Writing a second alarm program (04), the second alarm program (04) is executable by the processing unit (0): when the identity recognition program (01) is executed, when the identity verification data is in a preset When the number of times does not form a match with one of the identity data, the alarm (4) is controlled to operate.

As the steps described above, when the public enters the identity verification data, it may be performed by scanning biometrics or other means (S25, S26), and then starting the comparison (S27), if the comparison results are the same, The identity verification (S28) is completed. If the difference is continuous and the continuous input is different, and the predetermined number of times (S29) indicates that the behavior of the public is suspicious, the alarm (4) will start to operate (S30).

Or, in order to prevent wanted persons from entering or leaving the country, an auxiliary tool can be used through the creation. The implementation method is as follows: an informational connection to the processing unit (0) of the wanted criminal biometric database (71), the wanted criminal The feature database (71) includes a plurality of wanted criminals with wanted criminal characteristics The processing unit (0) writes a third alarm program (05), and the third alarm program (05) is executable by the processing unit (0): when the biometric detection result and one of the wanted biometrics When matched, the alarm (4) is controlled to operate.

Therefore, in the process of utilizing the creation, the wanted person can perform detection through the biometric detector when the step is performed to verify the identity (S31), and the biometric detection result and each of the wanted biometrics are performed. In the comparison (S32), if the comparison is different, the identity verification is completed (S33), and if the comparison is the same, the alarm (4) is controlled (S34) for catching the wanted person in the first time. . In addition, the wanted person is not limited to wanted criminals in the country of use, but may also be an international wanted criminal.

To sum up, the case is in accordance with the requirements of the Patent Law, and the patent application is filed according to law. The above description only lists the preferred embodiment of the creation. The scope of the case is still listed in the request.

Claims (10)

A self-service national currency exchange machine, comprising: a currency identifier: for receiving an input currency for identification, obtaining a currency identification result, a currency value identification result, and an authenticity identification result; an input unit: available for input One is required to exchange currency; one identity verification input unit: for inputting one identity verification data; one identity database: including plural identity data; one exchange rate database: including multiple exchange rates of two currencies; one exchange unit: Included in the exchange currency of the plurality of currencies; a processing unit: the information link to the currency identifier, the input unit, the identity verification input unit, the identity database, an exchange rate database, and the redemption unit; An identity identification program, a first currency conversion program, the first currency conversion program is executable by the processing unit: selecting a corresponding instant exchange rate data in the exchange rate database according to the currency to be exchanged and the currency identification result And obtaining a currency value based on the currency value identification result and the instant exchange rate data, and then controlling the redemption unit The exchange currency corresponding to the currency and the currency to be exchanged according to the currency value and the currency to be exchanged; the identity recognition program is executable by the processing unit: the identity verification data is compared with each identity data one by one, when the result is not When a match is formed, the processing unit cancels execution of the first currency conversion program. The self-service national currency exchange machine according to claim 1, wherein the input unit is configured to input a value to be exchanged; the processing unit writes a second currency conversion program, and the second currency conversion program is available for processing Unit execution: when receiving the exchange currency value, according to the currency to be exchanged, and the currency identification result, the corresponding real-time exchange rate data is selected in the exchange rate database, according to the desired exchange rate Converting the currency value and the real-time exchange rate data to calculate a converted currency value, and when the converted currency value is less than the currency value identification result, then controlling the redemption unit to exchange the corresponding exchange currency according to the currency value to be exchanged and the currency to be exchanged, and The residual value of the currency value deduction after deducting the converted currency value is output through the redemption unit; when the converted currency value is greater than the currency value identification result, the second currency conversion program is temporarily stopped; the identity recognition program is further available for the The processing unit executes: when the result does not form a match, the processing unit cancels execution of the second currency conversion program and the second currency conversion program. For example, the self-service national currency exchange machine described in claim 2, wherein the identity verification data includes a biometric detection result; each identity data includes a biometric feature; and the identity verification input unit includes a biometric detection The biometric detector is configured to detect a biometric feature of the human body, and obtain the biometric detection result as the identity verification data; the identity recognition program is further executable by the processing unit: the biometric detection result is performed one by one Comparing with each biometric, when the result does not form a match, the processing unit cancels execution of the first currency conversion program and the second currency conversion program. The self-service national currency exchange machine according to claim 3, wherein the biometric feature comprises one of the following groups: voiceprint, finger vein verification, fingerprint, iris, pupil, face recognition. For example, the self-service currency exchange machine described in the first application of the patent scope includes a currency feature database, and the currency feature database includes a plurality of currency feature verification data; the currency identifier information is linked to the currency a feature database, and the currency identifier writes a currency identification program, and the currency identification program is executable by the currency identifier: detecting the input currency to obtain a currency feature detection As a result, when the coin feature detection result is matched with one of the currency feature verification data, the currency identification result is obtained. For example, the self-service currency exchange machine described in claim 5 of the patent application has a real currency feature database, and the genuine currency feature database includes a plurality of genuine currency feature verification data corresponding to each currency; the currency identification The information is linked to the real money feature database, and the currency identifier is written with a real currency identification program, and the real currency identification program is executable by the currency identifier: selecting the phase in the genuine currency feature database according to the currency identification result Corresponding to the real money feature verification data of the currency, the input currency is detected, and a true coin feature detection result is obtained, and the true coin feature detection result is compared with the genuine currency feature verification data to determine Whether the two form a match, and the authenticity identification result is obtained. For example, the self-service national currency exchange machine described in claim 6 further includes a forfeiture unit for accommodating the counterfeit currency, the forfeiture unit is connected to the currency identifier; the currency recognizer writes a counterfeit currency confiscation program The counterfeit currency confiscation program is executable by the currency identifier: when the authenticity identification result is displayed as a counterfeit currency, the input currency is stored in the confiscation unit. The self-service national currency exchange machine according to claim 7, wherein a currency alarm is connected to the alarm device, and the currency identifier is written with a first alarm program, and the first alarm program is available for the Currency recognizer execution: When the authenticity identification result is displayed as a counterfeit currency, the alarm is controlled to operate. The self-service national currency exchange machine according to any one of claims 1 to 8, wherein the processing unit writes a second alarm program, the second alarm program is executable by the processing unit: when During the execution of the identity recognition program, when the identity verification data does not form a match with one of the identity data continuously for a predetermined number of times, the alarm is controlled to operate. For example, the self-service national currency exchange machine described in claim 9 of the patent application has an information link to the wanted biometric database of the processing unit, and the wanted biometric database includes a plurality of wanted biometric features. The processing unit writes a third alarm program, and the third alarm program is executable by the processing unit to control the alarm when the biometric detection result matches one of the wanted biometrics.