TWM565350U - Remittance and account transfer processing system using barcode - Google Patents

Abstract

A remittance and transfer processing system using a bar code includes a bank counter transfer device. The bank remittance device includes a scanning unit, a communication unit, and a processing unit. The scanning unit is used to scan the remittance medium to output scanned image data. The communication unit is used to communicate with the branch transaction system. The processing unit is electrically coupled to the scanning unit and the communication unit, and is used to control the scanning unit and receive scanned image data. When the scanned image data contains a two-dimensional bar code about remittance or transfer, the processing unit is used to generate account information based on the two-dimensional bar code, and the control communication unit sends the account information to the branch transaction system for remittance or transfer processing.

Description

Remittance and transfer processing system using barcode

This creation is about an information processing system, and more specifically about a remittance and transfer processing system using barcodes.

When a company or government agency processes remittances and transfers, such as payroll, traditionally, it uses remittance details, bill methods, and remittance media such as pen drives. In contrast, financial institutions that handle remittances and transfers must also use paper details, bills, and carriers such as pen drives to receive remittances and transfers. However, because of information security issues, flash drives may also be at risk of spreading or being infected with computer viruses. Furthermore, the counter staff of financial institutions must deal with different vehicles and must carefully check and verify. In this way, the computer computing resources of financial institutions are not effectively used to input remittance or transfer information, which limits the efficiency of remittance or transfer operations.

One of the purposes of this creation is to propose a bar code remittance and transfer processing system that can effectively utilize bar code identification to enter remittance or transfer information, thereby promoting the efficiency of remittance or transfer operations.

In order to achieve the above purpose, this creation proposes a bar code-based remittance and transfer processing system, which includes a bank remittance device. The bank remittance device includes a scanning unit, a communication unit, and a processing unit. The scanning unit is used to scan the remittance medium to output scanned image data. The communication unit is used to communicate with the branch transaction system. The processing unit is electrically coupled to the scanning unit and the communication unit, and is used to control the scanning unit and receive scanned image data. When the scanned image data contains a two-dimensional bar code about remittance or transfer, the processing unit is used to generate account information based on the two-dimensional bar code, and the control communication unit sends the account information to the branch transaction system for remittance or transfer processing.

In one embodiment, the processing unit is configured to determine whether the scanned image data includes a two-dimensional bar code and whether the two-dimensional bar code is related to remittance or transfer, thereby determining whether the scanned image data includes a two-dimensional bar code regarding remittance or transfer.

In an embodiment, when the processing unit determines that the scanned image data includes a two-dimensional barcode and the two-dimensional barcode is information about remittance or transfer, the processing unit checks whether the data about remittance or transfer is correct.

In one embodiment, the processing unit checks whether the information about remittance or transfer is correct according to the detailed data and tail data recorded in the two-dimensional barcode.

In an embodiment, the processing unit counts the number of transfers and the amount of the transfer recorded in the detailed data to obtain the total number of transfers and the total amount of the transfer, and the processing unit accordingly compares with the total of the transfers recorded in the tail data. The number of transactions and the total amount of transfers are compared. If the total number of transactions and the total amount of transactions corresponding to the detailed data are the same as the total number of transactions and the total amount of transactions recorded in the tail data, the processing unit determines whether the remittance or transfer The information is correct.

In an embodiment, when the processing unit judges that the information about remittance or transfer is correct, the processing unit is used to generate the accounting data according to the two-dimensional bar code.

In one embodiment, the number of two-dimensional barcodes is plural, and the processing unit is configured to generate accounting data according to the plurality of two-dimensional barcodes.

In one embodiment, the bank remittance device is used to identify a two-dimensional bar code for remittance or transfer processing. The types of two-dimensional bar code include PDF417 code, QR code, Hanxin code, Aztec code, and data. At least one code among data matrix codes.

In one embodiment, the bank remittance device is a device based on a smart device, a notebook computer, or a desktop computer.

In one embodiment, the communication unit is configured to communicate with the branch transaction system through at least one of a broadband network, an optical fiber network, a local area network, a wireless local area network, and a mobile communication network.

Therefore, the embodiment of the bar code remittance and transfer processing system can effectively use the bar code identification to input remittance or transfer information, thereby promoting the efficiency of the remittance or transfer operation.

In order to fully understand the purpose, characteristics and effects of this creation, hereby use the following specific embodiments and the accompanying drawings to make a detailed description of this creation, as described later:

Please refer to FIG. 1, which is a schematic block diagram of an embodiment of a remittance and transfer processing system 10 using a barcode in an application scenario. As shown in FIG. 1, the bar code-based remittance and transfer processing system 10 includes one or more bank cashier remittance devices 100. The bank cashier remittance device 100 can be used for remittance or transfer according to a remittance medium MA including a two-dimensional barcode deal with. The remittance and transfer processing system 10 using a barcode is, for example, installed in a bank branch, and communicates with the branch transaction system 90 through the network 50. In one embodiment, the bank counter transfer device 100 may be a smart device, a notebook computer, or a desktop computer-based device.

Please refer to FIG. 2, which is a schematic block diagram of an embodiment of a remittance and transfer processing system using a barcode. As shown in FIG. 2, the bank remittance device 100 includes a scanning unit 110, a communication unit 120, and a processing unit 130. The scanning unit 110 is configured to perform image scanning on the remittance medium MA to output scanned image data. The scanning unit 110 is, for example, any barcode scanner such as a handheld barcode scanner, or any scanning such as a portable scanner or a platform scanner. Device. The communication unit 120 is configured to communicate with the branch transaction system 90, for example, to communicate with the branch transaction system 90 through at least one of a broadband network, an optical fiber network, a local area network, a wireless local area network, and a mobile communication network. The processing unit 130 is electrically coupled to the scanning unit 110 and the communication unit 120 and is used to control the scanning unit 110 and receive scanned image data. When the scanned image data includes a two-dimensional bar code about remittance or transfer, the processing unit 130 is used to generate account data based on the two-dimensional bar code, and the control communication unit 120 transmits the account data to the branch transaction system 90 for remittance or transfer . In addition, the bank remittance device 100 may optionally further include a memory unit 140 and a display unit 150. For example, the bank counter remittance device 100 may be configured with a display unit 150. The display unit 150 provides a user interface for bank personnel to perform inspections or operations or other businesses related to remittances or transfers. However, the realization of this creation is not limited by this example. For example, the bank remittance device 100 can also be configured as a self-service machine without a display unit 150 or with an indicator light or a simple display screen.

In one embodiment, the processing unit 130 is configured to determine whether the scanned image data includes a two-dimensional bar code and whether the two-dimensional bar code is related to remittance or transfer data, thereby determining whether the scanned image data includes a two-dimensional bar code regarding remittance or transfer.

Please refer to FIG. 3, which is a schematic diagram of an embodiment of a remittance medium containing a two-dimensional barcode. As shown in FIG. 3, the remittance medium MA1 includes a plurality of two-dimensional barcodes, such as QR (Quick Response) codes. The remittance medium MA1 may be paper, or any flat medium such as a tablet computer screen or electronic paper. In addition, the remittance medium MA1 can also be an image or document file, such as a file in JPEG or PDF format. Each QR code records multiple pieces of information about remittances or transfers, such as company line numbers, enterprises, government agencies or units, etc. about remittances or transfers to employees, such as paying salaries or bonuses. For example, a QR code in the remittance medium MA1 can record the data of 10 transfers of salary. However, the realization of this creation is not limited by this example. For example, the bank remittance device can be configured to identify two-dimensional bar codes for remittance or transfer processing. The types of two-dimensional bar codes include PDF417 codes, QR codes, Hanxin codes, Aztec codes, and data. At least one code among data matrix codes.

In an embodiment, when the processing unit 130 determines that the scanned image data includes a two-dimensional bar code and the two-dimensional bar code is data about remittance or transfer, the processing unit 130 checks whether the data about remittance or transfer is correct.

In one embodiment, the processing unit 130 checks whether the data about remittance or transfer is correct according to the first recorded data, detailed data, and last recorded data recorded in the two-dimensional barcode. For example, a two-dimensional bar code can record the transfer information of multiple payrolls. The transfer data includes the first recorded data, detailed data, and last recorded data. The first record contains basic information such as the company or unit that paid the salary, date, etc. The detailed information includes the details of salary distribution, such as the bank account number of the payee, the transfer amount, etc. The tail data contains the total number of transfers and total transfers in the detailed data.

In one embodiment, when the first recorded data, the detailed data, and the last recorded data recorded in the two-dimensional barcode are consistent, the processing unit 130 determines that the data about remittance or transfer is correct. For example, the processing unit 130 counts the number of transfers and the transfer amount recorded in the detailed information to obtain the total number of transfers and the total amount of the transfer, and the processing unit 130 and the total number of transfers recorded in the tail data according to this And the total amount of the transfer are compared. If the total number of transfers and the total amount of transfers corresponding to the detailed data are the same as the total number of transfers and the total amount of transfers recorded in the tail data, the processing unit 130 determines The information is correct. Otherwise, the information about remittance or transfer recorded in the two-dimensional barcode is incorrect, and the processing unit 130 may stop related operations, request to confirm the remittance media, or request to rescan the remittance media. However, the realization of this creation is not limited by this example.

In an embodiment, when the processing unit 130 determines that the information about the remittance or the transfer is correct, the processing unit 130 is configured to generate the accounting data according to the two-dimensional bar code. For example, the processing unit 130 generates accounting data in accordance with the format of the remittance or transfer data of the financial institution according to the first recorded data, detailed data, and last recorded data. In one embodiment, the number of two-dimensional barcodes is plural, and the processing unit 130 is configured to generate accounting data according to the plurality of two-dimensional barcodes. For example, the processing unit 130 may generate the accounting information in a format conforming to the remittance or transfer information of the financial institution according to the two-dimensional barcode of five or ten or more numbers.

Therefore, the embodiment of the bar code remittance and transfer processing system can effectively use the bar code identification to input remittance or transfer information, thereby promoting the efficiency of the remittance or transfer operation. In addition, the use of vehicles containing two-dimensional barcodes as remittance media can avoid the risk of spreading or infecting computer viruses. In addition, financial institutions can automatically check and verify the data in the two-dimensional bar code through the remittance and transfer processing system of the bar code. In this way, the relevant computer computing resources are effectively used to input remittance or transfer data, so that the efficiency of remittance or transfer operations can be improved.

This creation has been disclosed above with a preferred embodiment, but those skilled in the art should understand that this embodiment is only used to describe this creation, and should not be interpreted as limiting the scope of this creation. It should be noted that all changes and substitutions equivalent to this embodiment should be included in the scope of this creation. Therefore, the scope of protection of this creation shall be defined by the scope of the patent application.

10‧‧‧Remittance and transfer processing system using barcode
50‧‧‧Internet
90‧‧‧ Branch Trading System
100‧‧‧Bank Remittance Device
110‧‧‧scanning unit
120‧‧‧ communication unit
130‧‧‧processing unit
140‧‧‧memory unit
150‧‧‧display unit
MA, MA1‧‧‧ Remittance Media

[Fig. 1] It is a schematic block diagram of one embodiment of an application scenario using a barcode-based remittance and transfer processing system. [Fig. 2] It is a schematic block diagram of an embodiment of a remittance and transfer processing system using a bar code. [Figure 3] is a schematic diagram of an embodiment of a remittance medium containing a two-dimensional barcode.

Claims (10)

A remittance and transfer processing system utilizing a bar code includes: a bank cashier remittance device, the bank cashier remittance device includes: a scanning unit for scanning an image of a remittance medium to output scanned image data; a communication unit, It is used to communicate with a branch transaction system; a processing unit is electrically coupled to the communication unit and the scanning unit, and is used to control the scanning unit and receive the scanned image data, wherein when the scanned image data contains information about remittance or transfer In the case of a two-dimensional bar code, the processing unit is used to generate accounting data according to the two-dimensional bar code, and controls the communication unit to transmit the account data to the branch transaction system for remittance or transfer processing. The remittance and transfer processing system using a barcode as described in claim 1, wherein the processing unit is configured to determine whether the scanned image data includes a two-dimensional barcode and whether the two-dimensional barcode is related to remittance or transfer data, thereby determining the scanned image Whether the data contains a two-dimensional bar code for remittances or transfers. The remittance and transfer processing system using a barcode as described in claim 2, wherein when the processing unit determines that the scanned image data includes a two-dimensional barcode and the two-dimensional barcode is information about remittance or transfer, the processing unit checks the Whether the information about remittance or transfer is correct. The remittance and transfer processing system using a bar code as described in claim 3, wherein the processing unit checks whether the information about remittance or transfer is correct according to the detailed data and tail data recorded in the two-dimensional bar code. The bar code-based remittance and transfer processing system as described in claim 4, wherein the processing unit counts the number of transfers and the transfer amount recorded in the detailed information to obtain the total number of transfers and the total amount of the transfer, and The processing unit accordingly compares with the total number of transfers and the total amount of transfers recorded in the tailing data. If the total number of total transfers and the total amount of transfers corresponding to the detailed data are compared with the transfers recorded in the tailing data The total number of transactions and the total amount of transfers are the same, the processing unit judges that the information about remittances or transfers is correct. The remittance and transfer processing system using a barcode as described in claim 5, wherein when the processing unit judges that the information about the remittance or transfer is correct, the processing unit is used to generate the account information according to the two-dimensional barcode. The remittance and transfer processing system using barcodes as described in claim 6, wherein the number of the two-dimensional barcodes is plural, and the processing unit is configured to generate the account information according to the two-dimensional barcodes. The remittance and transfer processing system using a bar code as described in claim 1, wherein the bank remittance device is used to identify a two-dimensional bar code for remittance or transfer processing, and the type of the two-dimensional bar code includes PDF417 code, QR code, Chinese At least one of a letter code, an Aztec code, and a data matrix code. The bar code-based remittance and transfer processing system as described in claim 1, wherein the bank cash transfer device is a device based on a smart device, a notebook computer, or a desktop computer. The bar code-based remittance and transfer processing system according to claim 1, wherein the communication unit is configured to communicate with at least one of a broadband network, an optical fiber network, a local area network, a wireless local area network, and a mobile communication network. The branch transaction system communicates.