TWM537684U - System of combining merchandise transaction and charitable donation - Google Patents

Description

A system combining commodity trading and charitable donation

This creation is about a system of commodity transactions that is characterized by a system that integrates the sale of goods with charitable donations.

Housing transactions, insurance transactions and auto trading have been in business for a long time, and both companies and salesmen can obtain a substantial profit or commission through commodity trading, so companies or individuals will donate more or less to charity. Institutions to help others who need help. However, there is no good operating model to effectively combine purchases with charitable donations.

In 2013, Amazon launched another independent online shopping platform, Amazon Smile, which combines online shopping transactions with charitable donations by donating 0.5% of the amount of shopping on the website to a designated charity. The nominal person is Amazon Smile. However, this practice has a defect that the fixed donation amount is 0.5% of the transaction amount, which results in the inefficient operation of the transaction combined with the donation.

Because the donation amount is based on the benefits obtained by the exchange, the amount of the donation should be fully linked to the transaction content in order to exert greater economic benefits. The level of its links includes three main areas: (1) Commodity: The profit of different commodities is not the same. Therefore, the donation amount should also be determined according to the profit of the transaction. Therefore, the amount of donation corresponding to different commodity exchanges should be different. The higher the correlation between the two, The higher the operational efficiency; (2) Business side: Different merchants are willing to provide different amounts of donations due to different cost structures, or because of different business scales or because of different approvals for donations. The amount of the proceeds from the transaction will be different; and (3) the transaction amount: the greater the transaction amount, the higher the profit the merchant receives from the transaction, so the percentage of the donation amount to the total transaction amount should be increased.

Therefore, if the merchant can flexibly adjust the amount of charitable donations according to the content of the transaction, it will not only induce consumers' willingness to purchase, but also improve the sales performance of the merchant's goods, so that the buyers, sellers and charities will benefit, it will be a A new business operation model.

Therefore, in view of this, the creator of this creator has created the idea of creation and has been designed with many years of experience. After many discussions and revisions and improvements, it is the creation of this creation to solve the above problems.

The articles "a" or "an" are used herein to describe the elements and compositions of the invention. This terminology is only for convenience of description and the basic idea of the invention. This description is to be construed as inclusive of the singular When used in conjunction with the word "comprising", the term "a" may mean one or more than one.

The term "or" in this document means "and/or".

The present invention provides a system for combining commodity sales and charitable donation, comprising: a client platform, comprising a user interface component, wherein the user interface component comprises a commodity service module and a demand unit module, wherein the The merchandise service module provides a list of options for the merchandise service, wherein the option list of the merchandise service includes information of at least one merchandise service, wherein the information of the at least one merchandise service includes a content of the merchandise service and a list of business personnel, wherein the merchandise The service includes a home trading service, a car trading service and a financial insurance service, wherein the business personnel list is used to display information of a business person and a bonus to be donated after successful transaction of the goods, so that a customer selects the The business personnel contact, and the demand unit module provides a list of options for the demand unit, which includes information of at least one demand unit, so that the customer can designate the bonus to be donated to a demand unit; a business personnel platform, and The client platform connection, which includes a business operation interface element The service operation interface component includes a customer contact module and a bonus donation module, wherein the customer contact module is configured to contact the customer, wherein the bonus donation module has a remittance function for remittance of the bonus; And a third-party payment platform, which is connected to the client platform and the business personnel platform, and receives a bonus sent by the business personnel through the bonus donation module in the business personnel platform, and confirms that the product is After the transaction of the service is completed, the bonus is donated to the demand unit according to the demand unit specified by the demand unit module in the client platform.

The system of combining the sale of goods and charitable donations of this creation is mainly used in housing trading services, automobile trading services and financial insurance services. The three types of services are characterized by relatively high transaction amount of goods; and business personnel can obtain commissions or bonuses from them. Therefore, it will actively sell goods for performance, and the combination of charitable donations through this creative system will contribute to performance improvement.

In a specific embodiment, the client platform, the business personnel platform, and the third party payment platform are connected in a wired or infinite manner.

In another embodiment, the user interface component further includes an account login component for recording the client's account number and password to allow the client to log into the user interface component of the individual. Therefore, the customer can register the account on the system of the product purchase and charitable donation of the creation, and then log in to the personal account under the client platform through the account login component. In one embodiment, the user interface component further includes a client management component for storing a person profile and a transaction record. The customer can fill in the personal data in the customer management component.

In one embodiment, the merchandise service is a financial insurance service. In a preferred embodiment, the merchandise service is an insurance product. In a more preferred embodiment, the merchandise service is a policy.

In another embodiment, the content of the merchandise service includes a name of the merchandise service, a description of the merchandise service, and a price of the merchandise service. Taking insurance products as an example, it will show that the goods service is life insurance, and further disclose information such as the amount of insurance, insurance coverage and premiums.

In one embodiment, the content of the merchandise service and the list of business personnel are linked to each other, wherein the business personnel list is a list of business personnel responsible for the merchandise service. Therefore, when the customer browses a certain product service, he can simultaneously see which business personnel are responsible for the goods service, and at the same time, display the amount of bonuses that the business personnel must donate after the transaction of the goods service is successful, as the selection business personnel. Basis. In another embodiment, the business person's The data further shows the personal introduction of a business person, the contact information of a business person, the evaluation information of a business person, and the performance ranking of a business person. Therefore, the customer further evaluates the business personnel from other information of the business personnel.

The business personnel in the business personnel list must deposit or trust a certain margin in the account under the third-party payment platform, and the business personnel can appear in the business personnel list; and the margin must be at least higher than the commodity. The amount of the bonus to be donated after the successful transaction of the service plus the system fee will be paid to ensure that the demand unit will be paid after the transaction. Therefore, the business personnel can first deposit or trust a certain amount of money in the third-party payment platform through the bonus donation module to ensure the subsequent donation.

The term "individual introduction" in this article includes, but is not limited to, academic qualifications, relevant work experience and professional licenses. The term "comparison data" in this article includes but is not limited to the evaluation of other customers.

The term "bonus" as used herein includes, but is not limited to, commissions, draws or performance bonuses. The bonus can be displayed on the list of business personnel in the form of an actual donation amount (for example, 20,000 donations) or a few percent (%) of the amount of merchandise sold (for example, 5% of the first year premium).

In a specific embodiment, the information of the at least one demand unit includes a unit name of a demand unit, a basic introduction of a demand unit, and a demand unit requirement. Since the customer can donate the bonus of the business person to the self-designated demand unit, the introduction of the information of the at least one demand unit can let the customer know what the demand unit and the demand are, and let the customer decide the demand for help. unit.

The term "demand unit" in this article includes, but is not limited to, an individual, group, or company that needs help. The demand unit includes a natural person, legal person, company or agency. Therefore, both individuals and charities can seek donation assistance through the creation of a system that combines the sale of goods and charitable donations. In a preferred embodiment, the demand unit is a charity.

In a specific embodiment, the business personnel list further includes a notification component coupled to the customer contact module for notifying the selected business personnel. In a preferred embodiment, the notification component is a communication software. In a more preferred embodiment, the notification component is a digital assistant software for agreeing on time and location. Therefore, the customer can communicate with the selected business personnel online for initial contact and further negotiation. In addition, since the business staff also has contact information for business people, customers can also contact business staff by phone or SMS.

In another embodiment, the customer contact module is capable of receiving notification of the notification component. Therefore, if the customer communicates online with the business personnel through the system of the combined product sale and charitable donation, the system will mask the customer's personal information to maintain customer privacy until the customer decides to contact the selected business personnel. During the meeting, the interviews were arranged through digital assistant software.

In a specific embodiment, the third party payment platform includes, but is not limited to, a letter of credit or a trust.

In a specific embodiment, the customer contact module further includes a transaction confirmation component for transmitting the commodity service transaction completion notification to the client platform and the third party payment platform. After the customer confirms that he wants to purchase or purchase the goods and services, the business personnel also confirm the goods. In the event that the bonus/commission is received and confirmed, the third-party payment platform is notified to perform the donation. For example, since the insurance product has a hesitation period of 10 days, the actual execution date of the donation will wait for the hesitation period, so if the business personnel determine that the bonus/commission transaction income can be obtained, then the account of the third-party payment platform will be donated. The bonus is given to the customer's specified demand unit.

In another embodiment, the third party payment platform further has a donation notification component for transmitting the bonus to the charity to complete the notification to the client platform and the business personnel platform. After the third-party payment platform donates the bonus to the customer's designated demand unit, the customer and the business personnel are notified through the donation notification component, and the donation has been completed. In addition, the demand unit will hand over the receipt of the charitable donation to the business personnel, in order to facilitate the business personnel to declare the deduction of income tax, and will also send a thank-you letter to the customer.

In addition, the customer can see transaction information of past product services from the transaction record in the customer management component, such as which goods service and its content have been purchased, and the demand units that have been donated. In the case of a policy purchase, the customer management component will periodically notify the customer to pay the premium because the policy is to pay the premium annually.

In a specific embodiment, the client platform, the business personnel platform, and the third party payment platform are executed in a computer device. In a preferred embodiment, the computer device is a computer host. In a preferred embodiment, the computer device is a personal computer, a notebook computer, a tablet computer or a smart phone. In another embodiment, the user interface component and the business operation interface component are displayed in a display component. In a preferred embodiment, the display member is a computer screen.

The system of combining commodity sales and charitable donations provided by this creation, and other When comparing technologies with each other, it has the following advantages: (1) The system of combining the sale of goods and charitable donations of this creation is based on the three types of business personnel engaged in housing trading services, automobile trading services and financial insurance services. In the transaction performance, the commission/bonus is obtained. Therefore, donating the bonus as a public interest will easily attract customers to purchase goods and services, which is conducive to the sale of goods and services. In addition to significantly improving the performance of business personnel, it can also help many people in the society who need help; And (2) the average customer may only know well-known or large-scale charitable foundations or institutions, and most of them donate to these institutions. However, there are still many small organizations or families or individuals in the society who need social assistance. In conjunction with the system of merchandise trading and charitable donation, various demand units will be opened to log in, put into the list of options of the demand unit, let the customer know the information of various demand units, and select the demand units that they want to help, instead of Once you donate to a large charity.

10‧‧‧Combined system of commodity trading and charitable donations

110‧‧‧Client Platform

111‧‧‧User interface components

112‧‧‧Commodity Service Module

113‧‧‧Required unit module

114‧‧‧List of options for commodity services

115‧‧‧List of options for demand units

120‧‧‧Business Staff Platform

121‧‧‧Business operation interface components

122‧‧‧Customer Contact Module

123‧‧‧ Bonus Donation Module

130‧‧‧ Third Party Payment Platform

The first picture is a schematic diagram of the structure of the system of combining commodity trading and charitable donation.

This creation may be implemented in different forms and is not limited to the embodiments mentioned below. The following examples are merely representative of the different aspects and features of the present invention. The described embodiments are not intended to limit the scope of the present invention as described in the claims.

As shown in Figure 1, this is a system that combines the sale of goods and charitable donations. 10 is a schematic diagram of a system 10 for combining commodity sales and charitable donation, comprising: (1) a client platform 110, comprising a user interface component 111, wherein the user interface component 111 comprises a commodity service module 112 and a demand unit module 113, wherein the product service module 112 provides a product service option list 114, wherein the product service option list 114 includes at least one product service information, wherein the at least one product service information includes a product service content and a list of business personnel, wherein the business personnel list is used to display information of a business person and a bonus to be donated after successful transaction of the product service, so that a customer selects the business personnel to perform Contact, and the demand unit module 113 provides a demand list 115 of demand units, which includes information of at least one demand unit for the customer to designate the bonus donation to a demand unit; (2) a business personnel platform 120 Connected to the client platform 110, which includes a service operation interface component 121, wherein the service operation interface component 121 includes a customer contact module 122 and a bonus donation module 123, wherein the customer contact module 122 is configured to contact the customer, wherein the bonus donation module 123 has a money transfer function for remittance of the bonus; 3) a third-party payment platform 130, which is connected to the client platform 110 and the business personnel platform 120, and is configured to receive the donated by the business personnel through the bonus donation module 123 in the business staff platform 120. The bonus is confirmed, and after the transaction of the commodity service is completed, the bonus is donated to the demand unit according to the demand unit specified by the demand unit module 113 in the client platform 110.

This merchandise service includes, but is not limited to, home buying and selling services, car trading services and gold Financial insurance services. In addition, the content of the merchandise service includes the name of a merchandise service, a description of a merchandise service, and the price of a merchandise service.

The information of the business personnel further shows the personal introduction of a business person, the contact information of a business person, the evaluation information of a business person, and the performance ranking of a business person. The business personnel list further includes a notification component coupled to the customer contact module 122 for notifying the selected business personnel. In addition, the information of the at least one demand unit includes a unit name of a demand unit, a basic introduction of a demand unit, and a demand unit demand.

The user interface component 111 of the client platform 110 further includes an account login component for recording the client's account number and password to allow the client to log into the user interface component 111 of the individual. In addition, the user interface component 111 further includes a client management component for storing a person profile and a transaction record.

Therefore, taking a financial insurance service as an example, if an insurance product is purchased, first, after the customer registers the account with the system 10 of the product purchase and charitable donation, the user can log in to the component through the account and log in to the combined product. The client platform 110 of the system 10 for buying and selling and charitable donations. In the client platform 110, the customer can browse the option list 114 of the product service in the product service module 112 to find an insurance product of interest. When an insurance product is clicked, the insurance product is presented. The content includes the name of the insurance product, the description of the insurance product, and the price of the insurance product. At the same time, the list of the business personnel responsible for the insurance product can be seen. The business personnel list shows that each business person has successfully traded the insurance product. The amount of the prize to be donated, for example, the amount of donation of the business person A to the insurance product A is 5% of the first year premium payment amount of the insurance product, and the business person B pays the first year premium for the insurance product. For 3%, the amount of donation for different insurance products may also be different. For example, the amount of donation of insurance product B is 8% of the premium payment for the first year; therefore, the customer can do good deeds when purchasing insurance products from business personnel. Donate the bonus of the business personnel to a demand unit. In addition, the business personnel list will also display the information of the business personnel, such as the personal introduction of the business personnel (including academic qualifications, relevant work experience and professional licenses, etc.), contact information, evaluation materials (including evaluations of other customers) and business personnel. Performance rankings, etc. The business personnel in the business personnel list are required to deposit a certain margin on the third-party payment platform 130, and the business personnel can appear in the business personnel list; and the security deposit must be at least higher than the insurance commodity transaction. The amount of bonus to be donated after success. If the customer wants to purchase the insurance product A, the amount of the insurance is 1.2 million, the annual premium is 200,000, and the payment is 6 years, and the amount of the business person A’s donation to the insurance product A is the first annual premium payment amount of the insurance product A. 5%, that is, a donation of 10,000 yuan (5% of the first annual premium of 200,000), and the business person A must use the bonus donation module 123 in the business personnel platform 120 in the transaction account of the third party payment platform 130. The amount of the trust must exceed NT$11,000 (donation amount of 10,000 yuan plus system handling fee of 1,000 yuan) to ensure that it will be paid after the transaction.

In addition to selecting the insurance product and the responsible business personnel, the customer must additionally select a donation object from the option list 115 of the demand unit of the demand unit module 113, and the demand unit 115 of the demand unit presents each demand unit. It can be an individual, a charity or a foundation. The client can further see the basic introduction of the demand unit and the current needs or charity activities. For example, the Tzu Chi Foundation currently raises funds for the disaster relief, so the customer chooses the donation. The object is the Tzu Chi Foundation.

Since the customer can precede one of the client management elements on the client platform 110 The personal information is filled in, and through the notification component in the business personnel list, it is connected with the customer contact module 122, and can first contact and contact the three business personnel A, B and C. The notification component can be a communication software. In addition, the customer can also contact through the contact information left by the business staff, such as telephone or newsletter. If the customer communicates with the business person through the system 10 of the combined product sale and charitable donation, the system will also mask the customer's personal information to maintain customer privacy until the customer decides to follow the selected business. When the personnel meet and negotiate, they will arrange interviews through digital assistant software.

After initial contact, the customer selects the business person A and, through the notification component, agrees on the time and place of the meeting. After the meeting, the customer plans to purchase insurance products A (protection amount of 1.2 million, 6 years of payment, annual premium of 200,000), business personnel A also after the insurance company underwriting, and determined that they can get bonuses, it is necessary Donating 5% of the initial premium payment amount of the insurance product A (that is, 10,000 yuan), the business person A can notify the third-party payment platform 130 of the transaction through the transaction confirmation component of the customer contact module. Upon completion, the transaction account of the third-party payment platform 130 donates 10,000 yuan to the Tzu Chi Foundation designated by the customer, and the third-party payment platform 130 also sends a donation notification component to send the bonus. The charity completes the notification to the client platform 110 and the business personnel platform 120, notifying the customer and the business person A to complete the entire commodity transaction and charity donation process. In addition, the Tzu Chi Foundation will hand over the receipt of charitable donations to the business personnel A, in order to facilitate the business personnel A to declare the deduction of income tax, and will also send a thank-you letter to the customer.

Finally, the customer can see the transaction from the transaction record of the customer management component, which records the purchase of the merchandise service and its content, as well as the unit of demand donated. And the industry For the staff member A, the first-year commission rate of insurance commodity A is 8% of the premium, and the commission rate for the second to fourth year is 2% each. Business Person A can still earn a living, and the amount of donation and platform fees can be used as a cost to find prospective customers.

10‧‧‧Combined system of commodity trading and charitable donations

110‧‧‧Client Platform

111‧‧‧User interface components

112‧‧‧Commodity Service Module

113‧‧‧Required unit module

114‧‧‧List of options for commodity services

115‧‧‧List of options for demand units

120‧‧‧Business Staff Platform

121‧‧‧Business operation interface components

122‧‧‧Customer Contact Module

123‧‧‧ Bonus Donation Module

130‧‧‧ Third Party Payment Platform

Claims (10)

A system for combining commodity trading and charitable donation, comprising: a client platform, comprising a user interface component, wherein the user interface component comprises a commodity service module and a demand unit module, wherein the commodity service module The group provides a list of options for a merchandise service, wherein the list of options for the merchandise service includes information of at least one merchandise service, wherein the information of the at least one merchandise service includes a merchandise service content and a business personnel list, wherein the merchandise service includes a house Trading service, automobile trading service and financial insurance service, wherein the business personnel list is used to display information of a business person and a bonus to be donated after successful transaction of the goods, so that a customer selects the business personnel to perform Contact, and the demand unit module provides a list of options for a demand unit, which includes information of at least one demand unit for the customer to designate the bonus to be donated to a demand unit; a business personnel platform, and the client a platform connection comprising a business operation interface component, wherein the The service interface component includes a customer contact module and a bonus donation module, wherein the customer contact module is configured to contact the customer, wherein the bonus donation module has a money transfer function for remittance of the bonus; a three-party payment platform, which is connected to the client platform and the business personnel platform for receiving the bonus sent by the business personnel through the bonus donation module in the business personnel platform, and confirms that the product service is After the transaction is completed, the bonus is donated to the demand unit according to the demand unit specified by the demand unit module in the client platform. The system of claim 1, wherein the user interface component further comprises an account login component for recording the client's account number and password to allow the client to log in. The user interface component of the person. The system of claim 1, wherein the user interface component further comprises a client management component for storing a person profile and a transaction record. The system of claim 1, wherein the content of the merchandise service includes a name of the merchandise service, a description of the merchandise service, and a price of the merchandise service. For example, the system described in claim 1 is characterized in that the information of the business personnel further displays a personal introduction of a business person, a contact manner of a business person, a rating information of a business person, and a performance ranking of a business person. The system of claim 1, wherein the information of the at least one demand unit comprises a unit name of a demand unit, a basic introduction of a demand unit, and a demand unit demand. The system of claim 1, wherein the business personnel list further comprises a notification component coupled to the customer contact module for notifying the selected business personnel. The system of claim 7, wherein the customer contact module is capable of receiving the notification of the notification component. The system of claim 1, wherein the customer contact module further comprises a transaction confirmation component for transmitting the commodity service transaction completion notification to the client platform and the third party payment platform. The system of claim 1, wherein the third party payment platform further has a donation notification component for transmitting the bonus to the charity to complete the notification to the client platform and the business personnel platform.