TWI811898B - Voice-controlled transfer system - Google Patents

Voice-controlled transfer system Download PDF

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TWI811898B
TWI811898B TW110147100A TW110147100A TWI811898B TW I811898 B TWI811898 B TW I811898B TW 110147100 A TW110147100 A TW 110147100A TW 110147100 A TW110147100 A TW 110147100A TW I811898 B TWI811898 B TW I811898B
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transfer
account
voice
voice command
accounts
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TW110147100A
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TW202326562A (en
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毛儷錡
黃川原
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兆豐國際商業銀行股份有限公司
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Abstract

A voice-controlled transfer system is provided. The voice-controlled transfer system includes a transceiver, a first server, and a second server. The first server includes a preset account setting module for the user to input a plurality of preset accounts, and an account storage module to store the plurality of preset accounts. The second server is coupled to the transceiver and the first server. The second server includes a voice recognition module recognizes a voice command of the user to input transfer information by voice, a voice command analysis module analyzes the voice command to generate a transfer recognition result, and a transfer module receives the transfer identification result from the transceiver and displays it on the external terminal device of the user for the user to confirm. The transfer information includes the transfer amount and the nicknames of two accounts corresponding to the outward transfer account and the inward transfer account in the plurality of preset accounts.

Description

語音轉帳系統Voice transfer system

本發明是有關於一種轉帳系統,且特別是有關於一種語音轉帳系統。The present invention relates to a transfer system, and in particular to a voice transfer system.

目前常見的用戶於行動銀行進行轉帳交易時,一般必須事先將較常使用的帳號設定為約定帳號或是常用帳號,但是即便如此,用戶登入行動銀行或網路銀行後,仍然需要點選多個連結才能到達轉帳畫面,而針對每筆轉帳又再需要逐步選取轉出帳號以及轉入帳號,再輸入轉帳金額,才能完成轉帳,過程相當繁瑣。若是遇到需要同時進行多筆轉帳的情形,則整個過程將更加複雜且費時,故有必要提出改進的技術手段,來解決上述問題。At present, when users conduct transfer transactions in mobile banking, they generally have to set the more commonly used account as an agreed account or a frequently used account in advance. However, even so, after logging into mobile banking or online banking, users still need to click on multiple Links are required to reach the transfer screen. For each transfer, you need to select the transfer account and transfer account step by step, and then enter the transfer amount to complete the transfer. The process is quite cumbersome. If multiple transfers are required at the same time, the entire process will be more complex and time-consuming, so it is necessary to propose improved technical means to solve the above problems.

本發明提供一種語音轉帳系統,能夠透過語音輸入以及語音辨識功能,同時完成多筆轉帳功能,以利提供客戶更便捷的服務。The present invention provides a voice transfer system that can complete multiple transfer functions simultaneously through voice input and voice recognition functions to facilitate providing customers with more convenient services.

本發明的語音轉帳系統包括訊號收發器、第一伺服器、第二伺服器。第一伺服器包括供用戶輸入多個預設帳號的預設帳號設定模組以及用以儲存多個預設帳號的帳號儲存模組。多個預設帳號分別包括銀行帳號、帳號戶名以及帳號暱稱。第二伺服器耦接訊號收發器以及第一伺服器。第二伺服器包括用以辨識用戶以語音輸入包括至少一筆轉帳資訊的語音指令的語音辨識模組、用以分析包括多個帳號暱稱的帳號數量、轉帳金額的金額出現次數以及多個帳號暱稱的出現順序的語音指令,以產生轉帳辨識結果的語音指令分析模組,以及用以接收由訊號收發器輸出的轉帳辨識結果,並顯示於用戶的外部終端裝置,供用戶確認以完成轉帳的轉帳模組。至少一筆轉帳資訊包括轉帳金額以及多個預設帳號中分別對應於轉出帳號以及轉入帳號的二帳號暱稱。The voice transfer system of the present invention includes a signal transceiver, a first server, and a second server. The first server includes a default account setting module for users to input multiple default accounts and an account storage module for storing multiple default accounts. Multiple default accounts include bank account number, account name, and account nickname. The second server is coupled to the signal transceiver and the first server. The second server includes a voice recognition module for recognizing the user's voice input of a voice command including at least one transfer information, and a module for analyzing the number of accounts including multiple account nicknames, the number of occurrences of the transfer amount, and the multiple account nicknames. A voice command analysis module that generates a transfer recognition result by presenting sequential voice commands, and a transfer module that receives the transfer recognition result output by the signal transceiver and displays it on the user's external terminal device for the user to confirm to complete the transfer. group. At least one piece of transfer information includes the transfer amount and two account nicknames corresponding to the transfer-out account and the transfer-in account among the plurality of default accounts.

在本發明的一實施例中,上述的第一伺服器更包括糾錯模組,適於在用戶輸入新增預設帳號時,比對新增預設帳號的新增帳號暱稱是否與多個預設帳號的多個帳號暱稱重複,並於新增帳號暱稱與多個預設帳號的多個帳號暱稱重複時,輸出糾錯訊息。In an embodiment of the present invention, the above-mentioned first server further includes an error correction module, adapted to compare whether the new account nickname of the newly added default account matches multiple Multiple account nicknames of the default account are duplicated, and when the newly added account nickname overlaps with multiple account nicknames of multiple default accounts, an error correction message is output.

在本發明的一實施例中,上述的第一伺服器以及第二伺服器訊號適於連接外部終端裝置的行動銀行應用程式或是網路銀行網頁。In an embodiment of the present invention, the above-mentioned first server and second server signals are suitable for connecting to a mobile banking application or an online banking web page of an external terminal device.

在本發明的一實施例中,當用戶開啟行動銀行應用程式或是網路銀行網頁時,行動銀行應用程式或是網路銀行網頁執行身分驗證程序,其中身分驗證程序包括輸入對應於用戶的特定帳戶所有人的帳號以及密碼,行動銀行應用程式或是網路銀行網頁根據帳號以及密碼判斷用戶是否為特定帳戶所有人。In an embodiment of the present invention, when a user opens a mobile banking application or an online banking webpage, the mobile banking application or the online banking webpage executes an identity verification process, where the identity verification process includes inputting a specific password corresponding to the user. The account number and password of the account owner. The mobile banking application or online banking web page determines whether the user is the owner of a specific account based on the account number and password.

在本發明的一實施例中,上述的語音辨識模組適於經由用戶點擊內嵌於行動銀行應用程式或是網路銀行網頁的點擊按鈕而啟動。In one embodiment of the present invention, the above-mentioned speech recognition module is adapted to be activated by the user clicking a click button embedded in a mobile banking application or an online banking web page.

在本發明的一實施例中,上述的每一帳號暱稱僅對應多個預設帳號的其中之一。In an embodiment of the present invention, each of the above-mentioned account nicknames only corresponds to one of a plurality of default accounts.

在本發明的一實施例中,上述的至少一筆轉帳資訊更包括轉帳日期以及轉帳頻率。In an embodiment of the present invention, the above-mentioned at least one transfer information further includes a transfer date and a transfer frequency.

在本發明的一實施例中,上述的轉帳金額包括幣別以及金額。In an embodiment of the present invention, the above-mentioned transfer amount includes currency and amount.

在本發明的一實施例中,上述的轉帳辨識結果包括至少一筆轉帳資訊,且轉帳辨識結果顯示的每一筆轉帳資訊包括多個預設帳號中分別對應於轉出帳戶以及轉入帳戶的銀行帳號、帳號戶名以及帳號暱稱,以及轉帳金額。In one embodiment of the present invention, the above-mentioned transfer identification result includes at least one piece of transfer information, and each transfer information displayed by the transfer identification result includes a bank account number corresponding to the transfer-out account and the transfer-in account among the plurality of default account numbers. , account name and account nickname, and transfer amount.

在本發明的一實施例中,上述的金額出現次數以及帳號數量皆為正整數。In an embodiment of the present invention, the above-mentioned number of occurrences of the amount and the number of accounts are both positive integers.

在本發明的一實施例中,當金額出現次數為N次且帳號數量為2N個時,語音指令分析模組將出現順序的第2N-1個帳號預設為第N次轉帳的轉出帳號,並將出現順序的第2N個預設為第N次轉帳的轉入帳號。In an embodiment of the present invention, when the amount appears N times and the number of accounts is 2N, the voice command analysis module defaults the 2N-1th account in the order of appearance as the transfer-out account for the Nth transfer. , and default the 2Nth one in the order of appearance as the transfer account for the Nth transfer.

在本發明的一實施例中,當金額出現次數為N次且帳號數量為2N個時,語音指令分析模組分析語音指令的多個關鍵字,並由多個關鍵字判斷對應於金額出現次數的每一轉帳金額關聯的轉出帳號以及轉入帳號。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is 2N, the voice command analysis module analyzes multiple keywords of the voice command, and determines the number of occurrences of the amount corresponding to the multiple keywords. Each transfer amount is associated with the transfer-out account and the transfer-in account.

在本發明的一實施例中,當金額出現次數為N次且帳號數量不為2N個時,語音指令分析模組輸出指令不明確訊息。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is not 2N, the voice command analysis module outputs an unclear command message.

在本發明的一實施例中,當金額出現次數為N次且帳號數量小於2N個時,語音指令分析模組分析語音指令的多個關鍵字,以判斷語音指令是否由一個轉出帳號轉帳至多個轉入帳號。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is less than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine whether the voice command transfers up to transfer account.

在本發明的一實施例中,當金額出現次數為N次且帳號數量小於2N個時,語音指令分析模組分析語音指令的多個關鍵字,以判斷語音指令欠缺第N次轉帳的轉出帳號或是轉入帳號,並輸出指令補充訊息。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is less than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine that the voice command lacks the transfer of the Nth transfer. Account or transfer to the account, and output the command supplementary message.

在本發明的一實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組分析語音指令的多個關鍵字,以判斷語音指令是否由多個轉出帳號轉帳至一個轉入帳號。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is greater than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine whether the voice command is transferred from multiple transfer-out accounts. to a transfer account.

在本發明的一實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組分析語音指令的多個關鍵字,以判斷語音指令重複輸入第N次轉帳的轉出帳號或是轉入帳號,並輸出指令更正訊息。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is greater than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine whether the voice command is repeatedly entered for the Nth transfer. Leave the account or transfer it to the account, and output the command correction message.

在本發明的一實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組分析語音指令的多個關鍵字,以判斷語音指令欠缺第N次轉帳的轉帳金額,並輸出指令補充訊息。In an embodiment of the present invention, when the number of occurrences of the amount is N times and the number of accounts is greater than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine that the voice command lacks the transfer amount of the Nth transfer. , and output the command supplementary message.

在本發明的一實施例中,當語音指令不包括轉帳金額時,語音指令分析模組依據帳號數量,分析語音指令的多個關鍵字,以判斷語音指令欠缺的金額出現次數,並輸出指令補充訊息。In an embodiment of the present invention, when the voice command does not include the transfer amount, the voice command analysis module analyzes multiple keywords of the voice command based on the number of accounts to determine the number of occurrences of the missing amount of the voice command, and outputs a supplementary command. message.

在本發明的一實施例中,當語音指令不包括帳號暱稱時,語音指令分析模組依據金額出現次數,分析語音指令的多個關鍵字,以判斷語音指令欠缺的帳號數量,並輸出指令補充訊息。In one embodiment of the present invention, when the voice command does not include an account nickname, the voice command analysis module analyzes multiple keywords of the voice command based on the number of occurrences of the amount to determine the number of accounts that are missing the voice command, and outputs a supplementary command. message.

基於上述,用戶一旦確定與特定對象時常有財務往來,便可將這些特定對象的帳號設定為約定帳號或是常用帳號,並且透過語音輸入以及語音辨識功能,同時完成多筆轉帳功能,以利提供客戶更便捷的服務。Based on the above, once the user determines that they have frequent financial transactions with specific persons, they can set the accounts of these specific persons as agreed accounts or frequently used accounts, and use voice input and voice recognition functions to complete multiple transfers at the same time to facilitate the provision of More convenient services for customers.

圖1是根據本發明的實施例繪示一種語音轉帳系統的示意圖。圖2是根據本發明的實施例繪示的訊號收發器與外部終端裝置的示意圖。圖3是根據本發明的實施例繪示的行動銀行應用程式介面的示意圖。圖4是根據本發明的實施例繪示的結果顯示畫面的示意圖。FIG. 1 is a schematic diagram illustrating a voice transfer system according to an embodiment of the present invention. FIG. 2 is a schematic diagram of a signal transceiver and an external terminal device according to an embodiment of the present invention. FIG. 3 is a schematic diagram of a mobile banking application interface according to an embodiment of the present invention. FIG. 4 is a schematic diagram of a result display screen according to an embodiment of the present invention.

請先同時參考圖1至圖2,在本實施例中,語音轉帳系統100包括訊號收發器110、第一伺服器120以及第二伺服器130。第二伺服器130耦接訊號收發器110以及第一伺服器120。除此之外,外部終端裝置140可由訊號收發器110訊號連接至第一伺服器120以及第二伺服器130。Please refer to FIGS. 1 to 2 simultaneously. In this embodiment, the voice transfer system 100 includes a signal transceiver 110 , a first server 120 and a second server 130 . The second server 130 is coupled to the signal transceiver 110 and the first server 120 . In addition, the external terminal device 140 can be signal-connected to the first server 120 and the second server 130 through the signal transceiver 110 .

訊號收發器110以無線或有線的方式傳送及接收訊號。訊號收發器110還可以執行例如低噪聲放大、阻抗匹配、混頻、向上或向下頻率轉換、濾波、放大以及類似的操作。The signal transceiver 110 transmits and receives signals in a wireless or wired manner. The signal transceiver 110 may also perform operations such as low noise amplification, impedance matching, mixing, up or down frequency conversion, filtering, amplification, and similar operations.

在本實施例中,第一伺服器120包括供用戶輸入多個預設帳號的預設帳號設定模組121、用以儲存多個預設帳號的帳號儲存模組122以及適於在用戶輸入新增預設帳號時,比對新增預設帳號的新增帳號暱稱是否與多個預設帳號的多個帳號暱稱重複,並於存在重複時,輸出糾錯訊息的糾錯模組123。在本實施例中,多個預設帳號分別包括銀行帳號、帳號戶名以及帳號暱稱。In this embodiment, the first server 120 includes a default account setting module 121 for the user to input multiple default accounts, an account storage module 122 for storing multiple default accounts, and an account storage module 122 for storing multiple default accounts. When adding a default account, the error correction module 123 compares the newly added account nickname of the newly added default account with multiple account nicknames of multiple default accounts, and outputs an error correction message when there are duplicates. In this embodiment, the plurality of default account numbers respectively include a bank account number, an account name, and an account nickname.

在本實施例中,第二伺服器130包括用以辨識用戶以語音輸入包括至少一筆轉帳資訊的語音指令的語音辨識模組131、用以分析包括多個帳號暱稱的帳號數量、轉帳金額的金額出現次數以及多個帳號暱稱的出現順序的語音指令,以產生轉帳辨識結果的語音指令分析模組132,以及用以接收由訊號收發器110輸出的轉帳辨識結果,並顯示於用戶的外部終端裝置140,供用戶確認以完成轉帳的轉帳模組133。在本實施例中,至少一筆轉帳資訊包括轉帳金額、多個預設帳號中分別對應於轉出帳號以及轉入帳號的二帳號暱稱、轉帳日期以及轉帳頻率。在本實施例中,轉帳金額包括幣別以及金額。In this embodiment, the second server 130 includes a voice recognition module 131 for recognizing the user's voice input of a voice command including at least one transfer information, and for analyzing the number of accounts including multiple account nicknames and the amount of the transfer amount. The voice command analysis module 132 is used to generate the voice command analysis module 132 for the number of occurrences and the order of occurrence of multiple account nicknames, and for receiving the transfer recognition result output by the signal transceiver 110 and displaying it on the user's external terminal device. 140, transfer module 133 for user confirmation to complete the transfer. In this embodiment, at least one piece of transfer information includes the transfer amount, two account nicknames corresponding to the transfer-out account and the transfer-in account among the plurality of preset accounts, the transfer date and the transfer frequency. In this embodiment, the transfer amount includes currency and amount.

在本實施例中,每一帳號暱稱僅對應多個預設帳號的其中之一。舉例而言,銀行用戶「張大頭」可分別將其「台幣活存」、「澳幣活存」以及「美金活存」設定帳號暱稱為「第一桶金」、「私房錢」以及「孝親費」,並且分別將房東「王小華」、好朋友「李小明」與「吳小美」以及爸爸「張老頭」與媽媽「劉老娘」等預設帳號設定帳號暱稱為「房東」、「好兄弟」、「好姐妹」、「老爸」以及「老媽」,一旦新設定的帳號暱稱與已設定的帳號暱稱發生重複時,糾錯模組123將會輸出「帳號暱稱重複」或是「帳號暱稱已存在」等糾錯訊息,例如此時用戶欲再將其另一位好朋友也設定帳號暱稱時,則「好兄弟」或「好姐妹」將無法被再次使用。In this embodiment, each account nickname only corresponds to one of the plurality of preset accounts. For example, bank user "Zhang Datou" can set up his "Taiwan dollar live deposit", "Australian dollar live deposit" and "US dollar live deposit" account nicknames as "First Pot of Gold", "Private Money" and "Fellowship Fee" respectively. ", and set the default account nicknames for the landlord "Wang Xiaohua", good friends "Li Xiaoming" and "Wu Xiaomei", as well as his father "Old Zhang" and mother "Lao Niang Liu" as "Landlord", "Good Brother", "Good" respectively. "Sister", "Dad" and "Mom". Once the newly set account nickname overlaps with the already set account nickname, the error correction module 123 will output "duplicate account nickname" or "account nickname already exists" Wait for the error correction message, for example, if the user wants to set an account nickname for another good friend at this time, "good brother" or "good sister" will not be able to be used again.

在本實施例中,第一伺服器120以及第二伺服器130訊號適於連接外部終端裝置140的行動銀行應用程式,當用戶開啟行動銀行應用程式時,行動銀行應用程式執行身分驗證程序。在本實施例中,身分驗證程序包括輸入對應於用戶的特定帳戶所有人的帳號以及密碼,行動銀行應用程式根據帳號以及密碼判斷用戶是否為特定帳戶所有人。在其他實施例中,第一伺服器120以及第二伺服器130訊號也適於連接外部終端裝置140的網路銀行網頁,而允許用戶可以使用網路銀行網頁來執行語音轉帳,本發明不以此為限。In this embodiment, the signals of the first server 120 and the second server 130 are suitable for connecting to the mobile banking application of the external terminal device 140. When the user opens the mobile banking application, the mobile banking application executes the identity verification process. In this embodiment, the identity verification process includes inputting an account number and password corresponding to the user's specific account owner, and the mobile banking application determines whether the user is the specific account owner based on the account number and password. In other embodiments, the first server 120 and the second server 130 signals are also suitable for connecting to the online banking webpage of the external terminal device 140, allowing the user to use the online banking webpage to perform voice transfers. The present invention does not use This is the limit.

請參考圖3,在本實施例中,語音辨識模組131適於經由用戶點擊內嵌於行動銀行應用程式(如行動銀行應用程式介面10所繪示)或是網路銀行網頁的點擊按鈕11而啟動。Please refer to Figure 3. In this embodiment, the voice recognition module 131 is suitable for the user to click the click button 11 embedded in the mobile banking application (as shown in the mobile banking application interface 10) or the online banking web page. And start.

請參考圖4,在本實施例中,轉帳辨識結果包括至少一筆轉帳資訊,且轉帳辨識結果顯示的每一筆轉帳資訊包括多個預設帳號中分別對應於轉出帳戶以及轉入帳戶的銀行帳號、帳號戶名以及帳號暱稱,以及轉帳金額。舉例而言,當用戶輸入「第一桶金轉台幣12000給房東,私房錢轉澳幣1000給好兄弟和轉澳幣800給好姐妹,孝親費轉人民幣6600給老爸和老媽」,則語音指令分析模組132會辨識出語音指令包括三筆轉帳,其中第二筆以及第三筆又分別包括兩個部分,並進一步將「第一桶金」設為第一筆轉帳的轉出帳號、「房東」設為第一筆轉帳的轉入帳號、「台幣12000」設為第一筆轉帳的轉帳金額、「私房錢」設為第二筆轉帳的第一部分的轉出帳號、「好兄弟」設為第二筆轉帳的第一部分的轉入帳號、「澳幣1000」設為第二筆轉帳的第一部分的轉帳金額、「私房錢」設為第二筆轉帳的第二部分的轉出帳號、「好姐夫」設為第二筆轉帳的第二部分的轉入帳號、「澳幣800」設為第二筆轉帳的第二部分的轉帳金額、「孝親費」設為第三筆轉帳的第一部分的轉出帳號、「老爸」設為第三筆轉帳的第一部分的轉入帳號、「人民幣6600」設為第三筆轉帳的第一部分的轉帳金額、「孝親費」設為第三筆轉帳的第二部分的轉出帳號、「老媽」設為第三筆轉帳的第二部分的轉入帳號、「人民幣6600」設為第三筆轉帳的第二部分的轉帳金額,並將轉帳辨識結果整合如圖4所繪示的結果顯示畫面20,供使用者進行最後確認。Please refer to Figure 4. In this embodiment, the transfer identification result includes at least one transfer information, and each transfer information displayed by the transfer identification result includes bank account numbers corresponding to the transfer-out account and the transfer-in account among multiple default accounts. , account name and account nickname, and transfer amount. For example, when the user enters "The first pot of gold is transferred to NT$12,000 to the landlord, the private money is transferred to AUD 1,000 to the good brother, and the AUD 800 is transferred to the good sister, and the filial piety fee is transferred to RMB 6,600 to the father and mother.", then the voice command The analysis module 132 will recognize that the voice command includes three transfers, of which the second and third transfers each include two parts, and further sets "First Pot of Gold" as the transfer account number of the first transfer, " "Landlord" is set as the transfer account of the first transfer, "NT$12,000" is set as the transfer amount of the first transfer, "Private Money" is set as the transfer account of the first part of the second transfer, "Good Brothers" is set is the transfer account number of the first part of the second transfer, "AUD 1000" is set as the transfer amount of the first part of the second transfer, "private money" is set as the transfer account number of the second part of the second transfer, " "Good brother-in-law" is set as the transfer account number of the second part of the second transfer, "AUD 800" is set as the transfer amount of the second part of the second transfer, and "filial piety fee" is set as the first part of the third transfer. The transfer-out account, "Dad" is set as the transfer-in account of the first part of the third transfer, "RMB 6600" is set as the transfer amount of the first part of the third transfer, and "filial piety fee" is set as the transfer amount of the third transfer. The transfer-out account of the second part, "Mom" is set as the transfer-in account of the second part of the third transfer, "RMB 6600" is set as the transfer amount of the second part of the third transfer, and the transfer identification result is The result display screen 20 shown in Figure 4 is integrated for the user to make final confirmation.

在本實施例中,金額出現次數以及帳號數量皆為正整數。當金額出現次數為N次且帳號數量為2N個時,語音指令分析模組132將出現順序的第2N-1個帳號預設為第N次轉帳的轉出帳號,並將出現順序的第2N個預設為第N次轉帳的轉入帳號。舉例而言,當用戶輸入「第一桶金轉台幣12000給房東,私房錢轉澳幣1000給好兄弟」或是「第一桶金、台幣12000、房東、私房錢、澳幣1000、好兄弟」,則語音指令分析模組132將「第一桶金」設為第一筆轉帳的轉出帳號、「房東」設為第一筆轉帳的轉入帳號、「台幣12000」設為第一筆轉帳的轉帳金額、「私房錢」設為第二筆轉帳的轉出帳號、「好兄弟」設為第二筆轉帳的轉入帳號、「澳幣1000」設為第二筆轉帳的轉帳金額。In this embodiment, the number of occurrences of the amount and the number of accounts are both positive integers. When the amount appears N times and the number of accounts is 2N, the voice command analysis module 132 defaults the 2N-1st account number in the order of appearance as the transfer account for the Nth transfer, and sets the 2Nth account number in the order of appearance to the outgoing account number of the Nth transfer. The default transfer account is the Nth transfer. For example, when the user inputs "The first pot of gold is transferred to NT$12,000 to the landlord, and the private money is transferred to AUD 1,000 to the good brother" or "The first pot of gold, NT$12,000, landlord, private money, AUD 1,000, good brother", Then the voice command analysis module 132 sets "the first pot of gold" as the transfer account number of the first transfer, "landlord" as the transfer account number of the first transfer, and "NT$12,000" as the transfer account number of the first transfer. The transfer amount, "Private Money" is set as the transfer-out account of the second transfer, "Good Brother" is set as the transfer-in account of the second transfer, and "AUD 1000" is set as the transfer amount of the second transfer.

在本實施例中,當金額出現次數為N次且帳號數量為2N個時,語音指令分析模組132分析語音指令的多個關鍵字,並由多個關鍵字判斷對應於金額出現次數的每一轉帳金額關聯的轉出帳號以及轉入帳號。在本實施例中,語音指令分析模組132依據諸如「由」、「從」、「轉」等關鍵字判斷所述帳號為轉出帳號,並且由「付」、「給」、「送」等關鍵字判斷所述帳號為轉入帳號。在其他實施例中,語音指令分析模組132也可以依據其他關鍵字,或是特定的音調或是方言,進行語音指令的判斷。舉例而言,當用戶輸入「由第一桶金付台幣12000給房東,給好兄弟澳幣1000從私房錢」,則語音指令分析模組132將「第一桶金」設為第一筆轉帳的轉出帳號、「房東」設為第一筆轉帳的轉入帳號、「台幣12000」設為第一筆轉帳的轉帳金額、「私房錢」設為第二筆轉帳的轉出帳號、「好兄弟」設為第二筆轉帳的轉入帳號、「澳幣1000」設為第二筆轉帳的轉帳金額。In this embodiment, when the number of occurrences of the amount is N times and the number of accounts is 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command, and determines each keyword corresponding to the number of occurrences of the amount based on the multiple keywords. A transfer amount is associated with the transfer-out account and the transfer-in account. In this embodiment, the voice command analysis module 132 determines that the account is a transfer-out account based on keywords such as "from", "from", and "transfer", and the account is determined by "pay", "give", and "send". Wait for the keyword to determine that the account mentioned is the transferred account. In other embodiments, the voice command analysis module 132 can also determine the voice command based on other keywords, or specific tones or dialects. For example, when the user inputs "From the first pot of gold, pay NT$12,000 to the landlord, and give the good brother 1,000 Australian dollars from private money", then the voice command analysis module 132 sets "the first pot of gold" as the first transfer. Transfer-out account, "Landlord" is set as the transfer-in account for the first transfer, "NT$12,000" is set as the transfer amount for the first transfer, "Private Money" is set as the transfer-out account for the second transfer, "Good Brother" ” is set as the transfer account number for the second transfer, and “AUD 1000” is set as the transfer amount for the second transfer.

在本實施例中,當金額出現次數為N次且帳號數量不為2N個時,語音指令分析模組132輸出指令不明確訊息。原則上,每筆轉帳皆應包括轉出帳號、轉入帳號以及轉帳金額,即帳號數量應為金額出現次數的兩位,因此當兩者的關係非為兩倍時,語音指令分析模組132輸出「語音指令內容有誤」或是「語音指令內容不完整」等不明確訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the amount appears N times and the number of accounts is not 2N, the voice command analysis module 132 outputs an unclear command message. In principle, each transfer should include the transfer account number, transfer account number and transfer amount, that is, the number of accounts should be two digits of the number of occurrences of the amount. Therefore, when the relationship between the two is not twice, the voice command analysis module 132 Output unclear messages such as "The content of the voice command is incorrect" or "The content of the voice command is incomplete" to remind the user to re-enter, supplement or correct.

在本實施例中,當金額出現次數為N次且帳號數量小於2N個時,語音指令分析模組132分析語音指令的多個關鍵字,以判斷語音指令是否由多個轉出帳號轉帳至一個轉入帳號。舉例而言,當用戶輸入「孝親費轉人民幣6600和美金1000給老媽」,則語音指令分析模組132將「孝親費」設為第一筆轉帳的轉出帳號、「老媽」設為第一筆轉帳的轉入帳號、「人民幣6600」設為第一筆轉帳的轉帳金額、「孝親費」設為第二筆轉帳的轉出帳號、「老媽」設為第二筆轉帳的轉入帳號、「美金1000」設為第二筆轉帳的轉帳金額。In this embodiment, when the amount appears N times and the number of accounts is less than 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command to determine whether the voice command is transferred from multiple transfer-out accounts to one Transfer account. For example, when the user inputs "Transfer filial piety fee of RMB 6,600 and USD 1,000 to my mother", the voice command analysis module 132 sets "filial piety fee" as the transfer account number for the first transfer, and "mom" as The transfer account number of the first transfer, "RMB 6600" is set as the transfer amount of the first transfer, "filial piety fee" is set as the transfer account number of the second transfer, and "Mom" is set as the transfer amount of the second transfer. Enter the account number and set "USD 1,000" as the transfer amount for the second transfer.

在本實施例中,當金額出現次數為N次且帳號數量小於2N個時,語音指令分析模組132分析語音指令的多個關鍵字,以判斷語音指令欠缺第N次轉帳的轉出帳號或是轉入帳號,並輸出指令補充訊息。舉例而言,當用戶輸入「孝親費轉人民幣6600給老媽美金1000」,則語音指令分析模組132將「孝親費」設為第一筆轉帳的轉出帳號、「老媽」設為第一筆轉帳的轉入帳號、「人民幣6600」設為第一筆轉帳的轉帳金額,但卻無法判斷「美金1000」對應的轉出帳號以及轉入帳號,故語音指令分析模組132輸出「請問要由哪個帳號將美金1000轉至哪個帳號」、「請問是否取消美金1000的轉帳」或是「語音指令內容不完整」等指令更正訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the amount appears N times and the number of accounts is less than 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command to determine that the voice command lacks the transfer account number for the Nth transfer or It is to transfer the account and output the instruction supplementary message. For example, when the user inputs "Transfer filial piety fee of RMB 6,600 to mom and US$1,000", the voice command analysis module 132 sets "filial filial piety fee" as the transfer account of the first transfer, and "mom" as the transfer account number of the first transfer. The transfer account number of a transfer, "RMB 6600", is set as the transfer amount of the first transfer, but it is unable to determine the transfer account number and transfer account number corresponding to "USD 1000", so the voice command analysis module 132 outputs "Excuse me Command correction messages such as "Which account do you want to transfer USD 1,000 to?", "Would you like to cancel the transfer of USD 1,000", or "The content of the voice command is incomplete" remind the user to re-enter, supplement or correct.

在本實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組132分析語音指令的多個關鍵字,以判斷語音指令是否由一個轉出帳號轉帳至多個轉入帳號。舉例而言,當用戶輸入「孝親費轉人民幣6600給老爸和老媽」,則語音指令分析模組132將「孝親費」設為第一筆轉帳的轉出帳號、「老爸」設為第一筆轉帳的轉入帳號、「人民幣6600」設為第一筆轉帳的轉帳金額、「孝親費」設為第二筆轉帳的轉出帳號、「老媽」設為第二筆轉帳的轉入帳號、「人民幣6600」設為第二筆轉帳的轉帳金額。In this embodiment, when the amount appears N times and the number of accounts is greater than 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command to determine whether the voice command is transferred from one transfer account to multiple transfer accounts. Enter account. For example, when the user inputs "Transfer RMB 6,600 from filial piety fee to dad and mom", the voice command analysis module 132 sets "filial filial piety fee" as the transfer account number for the first transfer, and "dad" as The transfer account number of the first transfer, "RMB 6600" is set as the transfer amount of the first transfer, "filial piety fee" is set as the transfer account number of the second transfer, and "Mom" is set as the transfer amount of the second transfer. Enter the account number and set "RMB 6600" as the transfer amount for the second transfer.

在本實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組132分析語音指令的多個關鍵字,以判斷語音指令重複輸入第N次轉帳的轉出帳號或是轉入帳號,並輸出指令更正訊息。舉例而言,當用戶輸入「給老爸人民幣6600從孝親費和老媽」,則語音指令分析模組132將「孝親費」設為第一筆轉帳的轉出帳號、「老爸」設為第一筆轉帳的轉入帳號、「人民幣6600」設為第一筆轉帳的轉帳金額、「老媽」設為第二筆轉帳的轉入帳號,但要採用哪個帳號轉帳給「老媽」以及要轉帳給「老媽」的轉帳金額,並不明確,故語音指令分析模組132輸出「請問要由哪個帳號轉多少金額給老媽」或是「語音指令內容不完整」等指令補充訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the amount appears N times and the number of accounts is greater than 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command to determine the transfer account number for the Nth transfer when the voice command is repeatedly entered. Or transfer to the account and enter the command correction message. For example, when the user inputs "Give dad RMB 6,600 from filial piety fee and mom", the voice command analysis module 132 sets "filial piety fee" as the transfer account number of the first transfer, and "dad" as The transfer account of the first transfer, "RMB 6600" is set as the transfer amount of the first transfer, "Mom" is set as the transfer account of the second transfer, but which account number should be used to transfer to "Mom"? The transfer amount to be transferred to "Mom" is not clear, so the voice command analysis module 132 outputs command supplementary messages such as "Which account should be used to transfer the amount to Mom" or "The content of the voice command is incomplete", etc. Remind the user to re-enter, add or correct.

在本實施例中,當金額出現次數為N次且帳號數量大於2N個時,語音指令分析模組132分析語音指令的多個關鍵字,以判斷語音指令欠缺第N次轉帳的轉帳金額,並輸出指令補充訊息。舉例而言,當用戶輸入「孝親費轉人民幣6600給老媽美金1000」,則語音指令分析模組132將「孝親費」設為第一筆轉帳的轉出帳號、「老媽」設為第一筆轉帳的轉入帳號、「人民幣6600」設為第一筆轉帳的轉帳金額,但卻無法判斷「美金1000」對應的轉出帳號以及轉入帳號,故語音指令分析模組132輸出「請問要由哪個帳號將美金1000轉至哪個帳號」或是「語音指令內容不完整」等指令補充訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the amount appears N times and the number of accounts is greater than 2N, the voice command analysis module 132 analyzes multiple keywords of the voice command to determine that the voice command lacks the transfer amount of the Nth transfer, and Output command supplementary information. For example, when the user inputs "Transfer filial piety fee of RMB 6,600 to mom and US$1,000", the voice command analysis module 132 sets "filial filial piety fee" as the transfer account of the first transfer, and "mom" as the transfer account number of the first transfer. The transfer account number of a transfer, "RMB 6600", is set as the transfer amount of the first transfer, but it is unable to determine the transfer account number and transfer account number corresponding to "USD 1000", so the voice command analysis module 132 outputs "Excuse me "Which account should I transfer US$1,000 to?" or "The voice command content is incomplete" and other command supplementary messages to remind the user to re-enter, supplement or correct.

在本實施例中,當語音指令不包括轉帳金額時,語音指令分析模組132依據帳號數量,分析語音指令的多個關鍵字,以判斷語音指令欠缺的金額出現次數,並輸出指令補充訊息。舉例而言,當用戶輸入「第一桶金轉租金給房東,私房錢轉江湖救急給好兄弟」,則語音指令分析模組132將「第一桶金」設為第一筆轉帳的轉出帳號、「房東」設為第一筆轉帳的轉入帳號、「私房錢」設為第二筆轉帳的轉出帳號、「好兄弟」設為第二筆轉帳的轉入帳號,但卻無法判斷第一筆轉帳以及第二筆轉帳的金額,故語音指令分析模組132輸出「請問要轉帳給房東多少錢,以及要轉帳給好兄弟多少錢」、「請問租金金額為多少,以及江湖救急為多少」或是「語音指令內容不完整」等指令補充訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the voice command does not include the transfer amount, the voice command analysis module 132 analyzes multiple keywords of the voice command according to the number of accounts to determine the number of occurrences of the missing amount of the voice command, and outputs a command supplementary message. For example, when the user inputs "the first pot of gold is transferred to the landlord, and the private money is transferred to the good brothers for emergency relief", the voice command analysis module 132 sets the "first pot of gold" as the first transfer. Account number, "Landlord" is set as the transfer account for the first transfer, "Private Money" is set as the transfer account for the second transfer, and "Good Brother" is set as the transfer account for the second transfer, but it cannot be determined. The amount of the first transfer and the second transfer, so the voice command analysis module 132 outputs "How much money do you want to transfer to the landlord, and how much money do you want to transfer to the good brother", "How much is the rent, and how much is the emergency response from Jianghu?" "How much" or "The voice command content is incomplete" and other command supplementary messages remind the user to re-enter, supplement or correct.

在本實施例中,當語音指令不包括帳號暱稱時,語音指令分析模組132依據金額出現次數,分析語音指令的多個關鍵字,以判斷語音指令欠缺的帳號數量,並輸出指令補充訊息。舉例而言,當用戶輸入「台幣12000、澳幣1000」,則語音指令分析模組132將「台幣12000」設為第一筆轉帳的轉帳金額、「澳幣1000」設為第二筆轉帳的轉帳金額,但卻無法判斷「台幣12000」以及「澳幣1000」對應的轉出帳號以及轉入帳號,故語音指令分析模組132輸出「請問要由哪個帳號將台幣12000轉至哪個帳號,以及要由哪個帳號將澳幣1000轉至哪個帳號」或是「語音指令內容不完整」等指令補充訊息,提醒用戶重新輸入、補充或是更正。In this embodiment, when the voice command does not include an account nickname, the voice command analysis module 132 analyzes multiple keywords of the voice command based on the number of occurrences of the amount to determine the number of accounts for which the voice command is lacking, and outputs a command supplementary message. For example, when the user inputs "NT$12,000, AUD 1,000", the voice command analysis module 132 sets "NT$12,000" as the transfer amount of the first transfer, and "AUD 1,000" as the transfer amount of the second transfer. , but cannot determine the transfer-out account and transfer-in account corresponding to "NT$12,000" and "AU$1,000", so the voice command analysis module 132 outputs "Which account should be used to transfer NT$12,000 to which account, and which account should be transferred from?" "Which account should I transfer AUD 1,000 to?" or "The content of the voice command is incomplete" and other command supplementary messages to remind the user to re-enter, supplement or correct.

綜上所述,本發明所提出的語音轉帳系統100允許用戶一旦確定與特定對象時常有財務往來,便可將這些特定對象的帳號設定為約定帳號或是常用帳號,並且透過語音輸入以及語音辨識功能,同時完成多筆轉帳功能,以利提供客戶更便捷的服務。除此之外,透過語音指令分析模組智慧分析語音輸入內容的多個關鍵字,能夠進一步提高辨識的準確度以及轉帳效率。To sum up, the voice transfer system 100 proposed by the present invention allows users to set the accounts of these specific objects as agreed accounts or common accounts once they determine that they have frequent financial transactions with specific objects, and through voice input and voice recognition function to complete multiple transfer functions at the same time to provide customers with more convenient services. In addition, the voice command analysis module intelligently analyzes multiple keywords in the voice input content, which can further improve the accuracy of identification and transfer efficiency.

100: 語音轉帳系統 110: 訊號收發器 120: 第一伺服器 121: 預設帳號設定模組 122: 帳號儲存模組 123: 糾錯模組 130: 第二伺服器 131: 語音辨識模組 132: 語音指令分析模組 133: 轉帳模組 140: 外部終端裝置 10: 行動銀行應用程式介面 11: 點擊按鈕 20: 結果顯示畫面 100: Voice transfer system 110: Signal transceiver 120: First server 121: Default account setting module 122: Account storage module 123: Error Correction Module 130: Second server 131: Speech recognition module 132: Voice command analysis module 133: Transfer module 140: External terminal device 10: Mobile Banking API 11: Click the button 20: Result display screen

圖1是根據本發明的實施例繪示一種語音轉帳系統的示意圖。 圖2是根據本發明的實施例繪示的訊號收發器與外部終端裝置的示意圖。 圖3是根據本發明的實施例繪示的行動銀行應用程式介面的示意圖。 圖4是根據本發明的實施例繪示的結果顯示畫面的示意圖。 FIG. 1 is a schematic diagram illustrating a voice transfer system according to an embodiment of the present invention. FIG. 2 is a schematic diagram of a signal transceiver and an external terminal device according to an embodiment of the present invention. FIG. 3 is a schematic diagram of a mobile banking application interface according to an embodiment of the present invention. FIG. 4 is a schematic diagram of a result display screen according to an embodiment of the present invention.

100: 語音轉帳系統 110: 訊號收發器 120: 第一伺服器 121: 預設帳號設定模組 122: 帳號儲存模組 123: 糾錯模組 130: 第二伺服器 131: 語音辨識模組 132: 語音指令分析模組 133: 轉帳模組 100: Voice transfer system 110: Signal transceiver 120: First server 121: Default account setting module 122: Account storage module 123: Error Correction Module 130: Second server 131: Speech recognition module 132: Voice command analysis module 133: Transfer module

Claims (14)

一種語音轉帳系統,包括:一訊號收發器;一第一伺服器,該第一伺服器包括:一預設帳號設定模組,用以供一用戶輸入多個預設帳號,其中該些預設帳號分別包括一銀行帳號、一帳號戶名以及一帳號暱稱;以及一帳號儲存模組,用以儲存該些預設帳號;以及一第二伺服器,耦接該訊號收發器以及該第一伺服器,該第二伺服器包括:一語音辨識模組,用以辨識該用戶以語音輸入包括至少一筆轉帳資訊的一語音指令,其中該至少一筆轉帳資訊包括一轉帳金額以及該些預設帳號中分別對應於一轉出帳號以及一轉入帳號的該二帳號暱稱;一語音指令分析模組,用以分析該語音指令包括的該些帳號暱稱的一帳號數量、該轉帳金額的一金額出現次數以及該些帳號暱稱的一出現順序,以產生一轉帳辨識結果,其中當該金額出現次數為N次且該帳號數量小於2N個時,該語音指令分析模組分析該語音指令的多個關鍵字,以判斷該語音指令是否由一個該轉出帳號轉帳至多個該轉入帳號,或者判斷該語音指令欠缺第N次轉帳的該轉出帳號或是該轉入帳號,並輸出一指令補充訊息,其中該金額出現次數以及該帳號數量皆為正整 數;當該金額出現次數為N次且該帳號數量大於2N個時,該語音指令分析模組分析該語音指令的多個關鍵字,以判斷該語音指令是否由多個該轉出帳號轉帳至一個該轉入帳號,或者判斷該語音指令重複輸入第N次轉帳的該轉出帳號或是該轉入帳號,並輸出一指令更正訊息,或者判斷該語音指令欠缺第N次轉帳的該轉帳金額,並輸出一指令補充訊息;以及一轉帳模組,用以接收由該訊號收發器輸出的該轉帳辨識結果,並顯示於該用戶的一外部終端裝置,供該用戶確認以完成轉帳。 A voice transfer system includes: a signal transceiver; a first server, the first server includes: a default account setting module for a user to input multiple default accounts, wherein the default The accounts respectively include a bank account number, an account name and an account nickname; and an account storage module for storing the default account numbers; and a second server coupled to the signal transceiver and the first server The second server includes: a voice recognition module for recognizing that the user inputs a voice command including at least one transfer information, wherein the at least one transfer information includes a transfer amount and the number of funds in the default accounts. The two account nicknames corresponding to a transfer-out account and a transfer-in account respectively; a voice command analysis module used to analyze an account number of the account nicknames included in the voice command and a number of occurrences of the transfer amount And an appearance sequence of the account nicknames to generate a transfer identification result, wherein when the amount appears N times and the number of accounts is less than 2N, the voice command analysis module analyzes multiple keywords of the voice command , to determine whether the voice command is transferred from one transfer-out account to multiple transfer-in accounts, or to determine whether the voice command lacks the transfer-out account or the transfer-in account for the Nth transfer, and output a command supplementary message, The number of occurrences of the amount and the number of accounts are both correct number; when the amount appears N times and the number of accounts is greater than 2N, the voice command analysis module analyzes multiple keywords of the voice command to determine whether the voice command is transferred from multiple transfer-out accounts to A transfer-in account, or it is determined that the voice command is repeatedly entered into the transfer-out account or the transfer-in account for the Nth transfer, and an instruction correction message is output, or it is determined that the voice command lacks the transfer amount for the Nth transfer. , and output an instruction supplementary message; and a transfer module for receiving the transfer identification result output by the signal transceiver, and displaying it on an external terminal device of the user for the user to confirm to complete the transfer. 如請求項1所述的語音轉帳系統,其中該第一伺服器更包括:一糾錯模組,適於在該用戶輸入一新增預設帳號時,比對該新增預設帳號的一新增帳號暱稱是否與該些預設帳號的該些帳號暱稱重複,並於該新增帳號暱稱與該些預設帳號的該些帳號暱稱重複時,輸出一糾錯訊息。 The voice transfer system of claim 1, wherein the first server further includes: an error correction module adapted to compare a new default account number when the user inputs a new default account number. Whether the newly added account nickname overlaps with the account nicknames of the default accounts, and when the newly added account nickname overlaps with the account nicknames of the default accounts, an error correction message is output. 如請求項1所述的語音轉帳系統,其中該第一伺服器以及該第二伺服器適於訊號連接該外部終端裝置的一行動銀行應用程式或是一網路銀行網頁。 The voice transfer system of claim 1, wherein the first server and the second server are adapted to signal connection to a mobile banking application or an online banking web page of the external terminal device. 如請求項3所述的語音轉帳系統,其中當該用戶開啟該行動銀行應用程式或是該網路銀行網頁時,該行動銀行應用程式或是該網路銀行網頁執行一身分驗證程序,其中該身分驗證程序包括輸入對應於該用戶的一特定帳戶所有人的一帳號以及一密 碼,該行動銀行應用程式或是該網路銀行網頁根據該帳號以及該密碼判斷該用戶是否為該特定帳戶所有人。 The voice transfer system as described in request item 3, wherein when the user opens the mobile banking application or the online banking webpage, the mobile banking application or the online banking webpage executes an identity verification process, wherein the The authentication process involves entering an account number and a password corresponding to a specific account owner of the user. code, the mobile banking application or the online banking web page determines whether the user is the owner of the specific account based on the account number and the password. 如請求項3所述的語音轉帳系統,其中該語音辨識模組適於經由該用戶點擊內嵌於該行動銀行應用程式或是該網路銀行網頁的一點擊按鈕而啟動。 The voice transfer system of claim 3, wherein the voice recognition module is adapted to be activated by the user clicking a click button embedded in the mobile banking application or the online banking web page. 如請求項1所述的語音轉帳系統,其中每一該帳號暱稱僅對應該些預設帳號的其中之一。 The voice transfer system as described in claim 1, wherein each account nickname only corresponds to one of the preset accounts. 如請求項1所述的語音轉帳系統,其中該至少一筆轉帳資訊更包括一轉帳日期以及一轉帳頻率。 The voice transfer system of claim 1, wherein the at least one transfer information further includes a transfer date and a transfer frequency. 如請求項1所述的語音轉帳系統,其中該轉帳金額包括一幣別以及一金額。 The voice transfer system as described in claim 1, wherein the transfer amount includes a currency and an amount. 如請求項1所述的語音轉帳系統,其中該轉帳辨識結果包括該至少一筆轉帳資訊,且該轉帳辨識結果顯示的每一該至少一筆轉帳資訊包括該些預設帳號中分別對應於該轉出帳戶以及該轉入帳戶的該銀行帳號、該帳號戶名以及該帳號暱稱,以及該轉帳金額。 The voice transfer system as described in request item 1, wherein the transfer identification result includes the at least one transfer information, and each of the at least one transfer information displayed by the transfer identification result includes the default account number corresponding to the transfer. account and the bank account number of the transfer account, the account name and account nickname, and the transfer amount. 如請求項1所述的語音轉帳系統,其中當該金額出現次數為N次且該帳號數量為2N個時,該語音指令分析模組將該出現順序的第2N-1個帳號預設為第N次轉帳的該轉出帳號,並將該出現順序的第2N個預設為第N次轉帳的該轉入帳號。 The voice transfer system as described in claim 1, wherein when the amount appears N times and the number of accounts is 2N, the voice command analysis module defaults the 2N-1th account in the order of appearance as the 2Nth account. The transfer-out account for N transfers, and the 2Nth one in the order of appearance is defaulted to the transfer-in account for the N-th transfer. 如請求項1所述的語音轉帳系統,其中當該金額出現次數為N次且該帳號數量為2N個時,該語音指令分析模組分 析該語音指令的多個關鍵字,並由該些關鍵字判斷對應於該金額出現次數的每一該轉帳金額關聯的該轉出帳號以及該轉入帳號。 The voice transfer system as described in request item 1, wherein when the amount appears N times and the number of accounts is 2N, the voice command analysis module component Multiple keywords of the voice command are analyzed, and the transfer-out account and the transfer-in account associated with each transfer amount corresponding to the number of occurrences of the amount are determined based on the keywords. 如請求項1所述的語音轉帳系統,其中當該金額出現次數為N次且該帳號數量不為2N個時,該語音指令分析模組輸出一指令不明確訊息。 The voice transfer system as described in claim 1, wherein when the amount appears N times and the number of accounts is not 2N, the voice command analysis module outputs an unclear command message. 如請求項1所述的語音轉帳系統,其中當該語音指令不包括該轉帳金額時,該語音指令分析模組依據該帳號數量,分析該語音指令的多個關鍵字,以判斷該語音指令欠缺的該金額出現次數,並輸出一指令補充訊息。 The voice transfer system as described in claim 1, wherein when the voice command does not include the transfer amount, the voice command analysis module analyzes multiple keywords of the voice command based on the number of accounts to determine that the voice command is deficient. The number of times the amount appears, and a command supplementary message is output. 如請求項1所述的語音轉帳系統,其中當該語音指令不包括該帳號暱稱時,該語音指令分析模組依據該該金額出現次數,分析該語音指令的多個關鍵字,以判斷該語音指令欠缺的該帳號數量,並輸出一指令補充訊息。 The voice transfer system as described in claim 1, wherein when the voice command does not include the account nickname, the voice command analysis module analyzes multiple keywords of the voice command based on the number of occurrences of the amount to determine the voice command. The number of accounts that are missing from the command, and a command replenishment message is output.
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TWM626034U (en) * 2021-12-16 2022-04-21 兆豐國際商業銀行股份有限公司 Voice-controlled transfer system

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TW202020782A (en) * 2018-05-09 2020-06-01 華南商業銀行股份有限公司 Fund transfer system and method thereof
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