TWI799049B - Discount processing method, device and system for electronic payment - Google Patents

Abstract

A discount processing method, device and system for electronic payment is provided. The discount processing method comprises the steps. Fetching a location information of an electronic device. Selecting an activity information according to the location information. Selecting a least of target item according to the activity information. Generating a first checking information according to the target item. Fetching an electronic payment list of the electronic device and the electronic payment list comprises a plurality of electronic checking process. Each electronic checking process includes correspond to a first discount information. Fetching a bank list of the electronic device and the bank list comprises a plurality of back end bank. Each back end bank includes correspond to a second discount information. Outputting a combine discount information according to the first discount information and the second discount information. Generating a second checking information according to the first checking information and the combine discount information.

Description

Discount processing method for electronic payment, electronic device and processing system

A data processing method, device and system, in particular to a discount processing method for electronic payment, an electronic device and a processing system.

With the rise of online payment tools, physical stores also increase payment options for online payment tools. For consumers, in addition to increasing payment channels, they can also enjoy discounts brought by different payment tools. Generally speaking, consumers may have various payment tools, such as cash, credit cards, stored value cards, or online payment programs. Also due to too many payment tool options, it is difficult for consumers to find out the most favorable discount tool and price immediately at checkout.

In view of this, according to some embodiments, the electronic payment discount processing method and the electronic device provide discount information related to different payment tools in addition to the discount information of consumer products in real time.

In some embodiments, the electronic payment discount processing method includes obtaining location information of the electronic device; selecting store event information according to the location information; selecting at least one target product according to the store event information; generating first checkout information according to the target product; get electron The electronic payment list of the device, which includes multiple electronic payment programs, each electronic payment program has corresponding first discount information; obtains the payment bank list of the electronic device, which includes multiple back-end banks, each back-end bank Have corresponding second discount information; output combined discount information according to the first discount information and the second discount information; generate second checkout information according to the first checkout information and combined discount information.

In some embodiments, the step of selecting the target product includes: reading the identification carrier of the purchased product; judging whether the purchased product is included in the store event information according to the identification carrier; if the purchased product is included in the store event information , make the selected product the target product; obtain preferential information of the target product.

In some embodiments, the step of obtaining the first checkout information includes: obtaining preferential information of each target product; calculating the first price of each preferential information and corresponding target product; obtaining the purchased product and its associated second price; The first price and the second price generate first checkout information.

In some embodiments, according to the first discount information and the second discount information, the step of outputting the combined discount information includes: combining the first discount information and the second discount information to obtain a combined discount list; sorting the combined discount list in descending order; Select the maximum value in the list as the combined discount information.

In some embodiments, the electronic device applying the electronic payment discount processing method includes a positioning component, a network communication component, a storage component and a processing unit. The positioning component obtains the location information of the electronic device; the network communication component is connected to the server side, the online payment terminal and the back-end bank, the network communication component transmits the store activity information of the server side, and the network communication component transmits the first payment information of the online payment terminal. The first discount information and the second discount information of the back-end bank; The storage component stores the shopping program, the electronic payment list, the payment bank list and the electronic payment program; the processing unit is coupled to the positioning component, the network communication component and the storage component, the processing unit executes the shopping program and the electronic payment program, and the shopping program is driven according to the location information The network communication component selects store event information from the server; wherein, the shopping program generates the first checkout information according to the target product, the shopping program outputs combined discount information according to the first discount information and the second discount information, and the shopping program outputs the combined discount information according to the first discount information. Combined billing information and discount information to generate second billing information.

In some embodiments, the electronic device further includes a camera component, the camera component is electrically connected to the processing unit, and the camera component is used to photograph the identification carrier of the purchased product, and the processing unit judges whether the purchased product includes the store activity according to the identification carrier information.

In some embodiments, the electronic payment discount processing system includes a server, at least one online payment terminal, and an electronic device. The server side stores information of at least one sales terminal and store activity information of the corresponding sales terminal; the online payment terminal has the first discount information; the back-end bank network is connected to the online payment terminal, and each back-end bank has the second discount information; the electronic device The network is connected to the server or the online payment terminal. The electronic device has a shopping program, an electronic payment list and a payment bank list. The electronic payment list records the online payment terminal and the corresponding first discount information, and the payment bank list records the back-end bank and the corresponding The second discount information, the electronic device executes the shopping program, the shopping program selects the location of the sales terminal and store activity information from the server according to the location information, and the shopping program generates the first checkout according to at least one target product selected in the store activity information information; wherein, the electronic device outputs combined discount information according to the first discount information and the second discount information, and the shopping program generates second checkout information according to the first checkout information and the combined discount information.

The electronic payment discount processing method and the electronic device according to the consumer The location information provides corresponding store event information and discount product information. The shopping program also provides corresponding discount information according to the selected online payment terminal and payment bank. The shopping program uses the first checkout information, the first discount information, the second discount information or a combination thereof to generate second checkout information to prompt consumers.

100: Discount Processing System

110: Electronic device

111: Positioning components

112:Network communication components

113: storage components

114: processing unit

115: Shopping program

116: Electronic payment procedure

117: Electronic payment list

118: Payment bank list

119: location information

120: server side

121: store activity information

130:Online payment terminal

140: Sales side

141: The first sales terminal

142:Second sales terminal

150: Backend Bank

411: display components

412:Camera component

510: Identify vehicle

520: input component

S310~S380, S331~S333, S351~S354: steps

[FIG. 1A] A schematic diagram of the hardware architecture of this embodiment of the present case.

[FIG. 1B] A schematic diagram of the system architecture of this embodiment of the present case.

[Fig. 2] A schematic diagram of the sales terminal of this embodiment of the present case.

[FIG. 3A] A schematic diagram of the electronic payment discount processing flow in this embodiment of the present application.

[ FIG. 3B ] Schematic flowchart of the processing method for obtaining the first settlement in this embodiment of the present case.

[FIG. 3C] A schematic diagram of store activity information, first discount information, second discount information, and second checkout information in this embodiment of the present case.

[FIG. 4A] A schematic diagram of the system architecture of this embodiment of the present application.

[ FIG. 4B ] A schematic diagram of the first checkout information, the first discount information, the second discount information and the second checkout information of this embodiment of the present case.

[FIG. 5] A schematic diagram of the system architecture of this embodiment of the present case.

[FIG. 6A] A schematic diagram of the system architecture of this embodiment of the present case.

[ FIG. 6B ] A schematic diagram of the processing unit identifying the target commodity in this embodiment of the present application.

Please refer to FIG. 1A and FIG. 1B , which are respectively a schematic diagram of a hardware architecture and a schematic diagram of a system architecture of an embodiment of the present case. The discount processing system of the electronic payment of this embodiment The system 100 includes an electronic device 110 , a server terminal 120 and at least one online payment terminal 130 . The electronic device 110 is network-connected to the server 120 and the online payment terminals 130 . The type of the electronic device 110 may be, but not limited to, a mobile phone, a tablet, an interactive kiosk, a smart shopping basket, or a computing device with communication. In addition, FIG. 1A not only shows the electronic payment discount processing system 100 of this embodiment, but also shows the back-end bank 150 coordinated by the sales terminal 140 and the online payment terminal 130 to illustrate the operation object of this embodiment.

The electronic device 110 includes a positioning component 111 , a network communication component 112 , a storage component 113 and a processing unit 114 , as shown in FIG. 1B . The processing unit 114 is coupled to the positioning component 111 , the storage component 113 and the network communication component 112 . The location component 111 is used to obtain location information 119 of the electronic device 110 . The positioning component 111 can obtain the location information 119 through a Global Positioning System (GPS) or obtain the location information 119 through a telecommunication base station assisted positioning (Assisted GPS). The network communication component 112 is connected to the server end 120 or the online payment end 130 through ethernet or mobile communication technology standards.

The storage component 113 stores a shopping program 115 , a plurality of sets of electronic payment programs 116 , an electronic payment list 117 and a payment bank list 118 . The processing unit 114 runs the shopping program 115 and the electronic payment program 116 . The shopping program 115 drives the positioning component 111 to obtain the location information 119 of the electronic device 110 . The shopping program 115 drives the network communication component 112 to connect to the server 120 . In addition to being deployed in the cloud network, the server end 120 can also be physically built in the sales end 140 at a corresponding location. The sales terminal 140 is a convenience store, a store, or other chain stores. The server side 120 selects the corresponding location of the electronic device 110 according to the location information 119 121 store activity information. The server 120 transmits the selected store event information 121 to the electronic device 110 . The store event information 121 includes a plurality of discounted product information. The discount product information includes the product name, price, event period, discount information or discount type of the target product.

In the process of selecting the store event information 121 , the server 120 searches the location (or its coverage area) according to the location information 119 to see if there is a sales terminal 140 with the store event information 121 . Taking the coverage area as an example, if the server 120 determines that there are multiple sales outlets 140 within the range of the location information 119 , the server 120 can transmit multiple pieces of store activity information 121 to the electronic device 110 . The sales terminal 140 is selected by the electronic device 110 .

In order to distinguish the sales terminal 140 where the electronic device 110 is located from other sales terminals 140, the sales terminal 140 where the electronic device 110 is located is called the first sales terminal 141, and the other sales terminals 140 are called the second sales terminal 142. Please refer to Figure 2 shows. Consumers and electronic devices 110 are located in the sales terminal 140 on the lower left side of FIG. Therefore, the sales terminal 140 where the electronic device 110 is located is the first sales terminal 141 , and the other sales terminals 140 within the coverage area are the second sales terminals 142 .

The shopping program 115 receives a plurality of shopping product information and screens out target products according to the store activity information 121 to calculate the preferential price. The sales terminal 140 provides a variety of shopping products, and the target product refers to the shopping products belonging to the store event information 121 . When a consumer selects several purchased commodities from the first sales terminal 141, the shopping program 115 identifies whether all the purchased commodities include the target commodity in the store activity information 121, and calculates the target commodity and non-target commodity (that is, the remaining selected commodities). Purchased goods) corresponding first checkout information. The specific method for the shopping program 115 to identify the items to be purchased will be described later.

The electronic payment list 117 includes a plurality of electronic payment programs 116 . Each electronic stick The payment program 116 has corresponding first discount information. The electronic payment program 116 is a program related to transaction payment provided by the online payment terminal 130 . The electronic payment program 116 is determined according to the platform type of the electronic device 110 , and is not limited to a specific platform here. After the shopping program 115 generates the first checkout information, the shopping program 115 loads the electronic payment list 117 for obtaining each electronic payment program 116 and the associated first discount information. The electronic payment program 116 can request the latest first discount information from the associated online payment terminal 130 .

The online payment terminal 130 includes electronic payment (Electronic Payment), mobile payment (Mobile payment) and third-party payment (Third-Party Payment). Mobile payment: the method of binding the electronic device 110 with a credit card as a payment carrier, such as Apple Pay, Android Pay, etc. Electronic payment: There is an independent electronic payment account, which can be used for transactions or transfers, or payment methods that can be paid or stored by binding bank accounts, credit cards, etc., such as: icash Pay, LINE Pay, Jiekou Pay, Youyou pay. The online payment terminal 130 is between the back-end bank 150 and the consumer. For consumers, the online payment terminal 130 provides consumers with various payment collection, escrow, transfer or stored value services. For the back-end bank 150, the online payment terminal 130 integrates the payment or collection processing of each customer.

Generally speaking, the online payment terminal 130 cooperates with at least one back-end bank 150 for business. The payment bank list 118 records each backend bank 150 of the electronic device 110 and the second discount information to which the backend bank 150 belongs. Generally speaking, the backend bank 150 in the electronic device 110 does not necessarily have a corresponding online payment terminal 130 . For convenience of description, in this case, the backend bank 150 recorded by the electronic device 110 corresponds to the wired online payment terminal 130 . For the same back-end bank 150, it is possible to cooperate with multiple online payment terminals 130 at the same time, as shown in FIG. 1A. in the figure In 1A, the dotted line box indicates the back-end bank 150 that the online payment terminal 130 cooperates with, and the back-end bank 150 that overlaps with the two dotted line boxes indicates that the back-end bank 150 is compatible with the two online payment terminals 130 . FIG. 1A is only illustrative of the back-end banks 150, and the number is not limited thereto. The shopping program 115 can obtain corresponding second discount information from each back-end bank 150 according to the payment bank list 118 .

In order to clearly illustrate the operation process of this embodiment, please refer to FIG. 3A , which is a schematic flowchart of the electronic payment discount processing method of this embodiment of the present case. The discount processing method of electronic payment in this embodiment includes the following steps: Step S310: Obtain the location information of the electronic device; Step S320: Select store event information according to the location information; Step S330: Receive multiple purchased product information through the electronic device, and Screen at least one target product from the purchased product information according to store activity information; step S340: generate the first checkout information according to the target product and the remaining purchased product information; step S350: obtain the electronic payment list of the electronic device, which includes A plurality of electronic payment programs, each electronic payment program has corresponding first discount information; Step S360: Obtain the payment bank list of the electronic device, which includes a plurality of back-end banks, each back-end bank has a corresponding second discount information; step S370: output combined discount information according to the first discount information and the second discount information; and step S380: generate second checkout information according to the first checkout information and the combined discount information.

First, the electronic device 110 executes the shopping program 115 . Shopping Program 115 Driver The positioning component 111 obtains current location information 119 . The shopping program 115 determines whether it is located at the sales end 140 according to the location information 119 and the electronic map. If the electronic device 110 is located at the first sales terminal 141 , the shopping program 115 selects the corresponding server terminal 120 according to the location information 119 , and obtains the corresponding store activity information 121 from the server terminal 120 . The shopping program 115 can be connected to a server on the Internet, or to a server located at the first sales terminal 141 .

After the consumer selects several purchased commodities in the first sales terminal 141 , the electronic device 110 identifies whether the purchased commodities are target commodities. The identification of target products can be divided into three situations: the first situation is that all purchased products are target products; the second situation is that part of purchased products are target products; the third situation is that none of the purchased products are target products . The shopping program 115 calculates the corresponding first checkout information for both the first situation and the second situation. The third shape is out of the scope of this embodiment.

Corresponding to the first situation and the second situation, the shopping program 115 further includes the following steps in the process of obtaining the first checkout, as shown in FIG. 3B: Step S351: Obtain discount information for each target product; Step S352: Calculate Each preferential information and the first price of the corresponding target product; Step S353: Obtain the purchased product and its associated second price; and Step S354: Generate first checkout information according to the first price and the second price.

Corresponding to the first situation, the shopping program 115 calculates according to the preferential information and the original price of the target product, and obtains the discounted first price. The shopping program 115 counts all target products and their associated first prices as first checkout information. For example, the single price of target commodity A is 80 yuan. In the store activity information 121, the discounted price of two target commodities A is 128 yuan, as shown in the dashed line box on the left in FIG. 3C .

In some embodiments, the shopping program 115 will preferentially calculate the discounted preferential price of each target product. The preferential price after the discount is considered as the first price here. Next, the shopping program 115 acquires other purchased items and their associated second prices. The shopping program 115 counts the first price and the second price and generates first checkout information.

After the shopping program 115 completes the calculation of the first checkout information, the shopping program 115 will load the electronic payment list 117 and the payment bank list 118 . The shopping program 115 selects the electronic payment program 116 with the first discount information according to the electronic payment list 117 . Generally speaking, the electronic payment program 116 can have at least one type of first discount information. For example, the first discount information of the electronic payment program 116 is: "100 yuan discounted to 10 yuan" or "2% reward point", etc., as shown in the central dashed box in FIG. 3C .

After selecting the electronic payment programs 116 with the first discount information, the shopping program 115 selects the backend bank 150 with the second discount information from the payment bank list 118 . Each back-end bank 150 may also have at least one type of second discount information, as shown in the dotted line box on the right side of FIG. 3C . The second discount information may be a cash discount provided by the bank, or may be an accumulated bonus or the like.

The shopping program 115 outputs a combined discount information according to the first discount information and the second discount information. As mentioned above, the shopping program 115 can select multiple sets of electronic payment programs 116 according to the first discount information, and select multiple sets of back-end banks 150 according to the second discount information. Therefore, the shopping program 115 arranges and combines the first discount information and the second discount information respectively, and obtains a combined discount list. The combined discount list records various preferential combinations of the first discount information and the second discount information. The shopping program 115 carries out descending order (descending) to the combination discount table, and takes the discount combination with the maximum value in the combination discount table as a combination discount data News. The shopping program 115 generates second checkout information according to the first checkout information and combined discount information. The combined discount information is a discount combination in which the sum of information such as discount amount, points, and bonus returns is the maximum value.

Taking FIG. 3C as an example, the first discount information has three sets of electronic payment programs 116, namely electronic payment_I, electronic payment_II and electronic payment_III, and each electronic payment program 116 has a piece of first discount information. The second discount information has three groups of back-end banks 150, which are respectively back-end bank_I, back-end bank_II and back-end bank_III, and each back-end bank 150 has a piece of second discount information. Therefore, the shopping program 115 can obtain a combined discount list of 3*3 items. The shopping program 115 then selects combined discount information from the combined discount list.

In some embodiments, the electronic device 110 further includes a display component 411 , as shown in FIG. 4A . The display component 411 is electrically connected to the processing unit 114 . The display component 411 is used to play the store event information 121, the first checkout information, the first discount information, the second discount information or the second checkout information. The display component 411 can display a sales terminal list, a store activity information list, a first discount information list, a second discount information list or combined discount information, as shown in FIG. 4B . In FIG. 4B , the combined discount information selected by the shopping program 115 will be represented by gray blocks.

In some embodiments, the electronic device 110 further includes an input component 520 , as shown in FIG. 5 . The input component 520 is electrically connected to the processing unit 114 . The input component 520 is used for receiving shopping information. In some embodiments, the input component 520 may be a human interface device (Human Interface Devices or Human Input Device, HID), such as a cursor, a keyboard, or a touch screen. Consumers can query and purchase commodities through manual input.

In some embodiments, input component 520 includes camera component 412, as shown in FIG. 6A. The camera component 412 is electrically connected to the processing unit 114 . The camera component 412 is used to take pictures of the identification carrier 510 of the selected commodity. The processing unit 114 determines whether the shopping product is included in the store event information 121 according to the identification carrier 510 . In some embodiments, the processing unit 114 identifying the target product further includes the following steps, please refer to FIG. 6B: Step S331: Read the identification carriers of the plurality of purchased products; Step S332: According to the identification carrier obtained The purchased product information determines whether each purchased product information is included in the store event information; and Step S333: If the purchased product information is included in the store event information, the purchased product corresponding to the purchased product information is the target product.

When the consumer obtains the purchased product, the electronic device 110 can read the identification carrier 510 of the purchased product. The identification carrier 510 can be but not limited to a barcode, a two-dimensional barcode (QR code), a product name or a product number. Taking a mobile phone as an example, the electronic device 110 can take a picture of the identification carrier 510 of the purchased product through the camera component 412 . The processing unit 114 judges whether the purchased product belongs to the store activity information 121 according to the identification carrier 510 . If the purchased product is included in the store activity information 121, the purchased product is the target product. The shopping program 115 generates first checkout information according to the target product combined with other purchased products. If the purchased product does not include the store event information 121, the shopping program 115 does not calculate the discount for the purchased product. In other words, the shopping program 115 only discounts the price of the target item.

The electronic payment discount processing method and the electronic device provide corresponding store activity information 121 and discount commodity information according to the consumer's location information 119 . The shopping program also provides corresponding discount information according to the selected online payment terminal and payment bank. shopping program The first checkout information, the first discount information, the second discount information or a combination thereof is used to generate second checkout information to remind consumers. The electronic payment discount processing method in this case automatically selects the best combined discount information according to the electronic payment program 116 recorded in the electronic device 110 and the back-end bank 150, which is convenient for consumers to prompt for purchasing products.

100: Discount Processing System

110: Electronic device

111: Positioning components

112:Network communication components

113: storage components

114: processing unit

115: Shopping program

116: Electronic payment procedure

117: Electronic payment list

118: Payment bank list

119: location information

120: server side

121: store activity information

130:Online payment terminal

150: Backend Bank

Claims (17)

A discount processing method for electronic payment, comprising: obtaining a location information of an electronic device by a server; the server selects at least one sales terminal and a store activity information corresponding to the sales terminal according to the location information; the server The terminal sends the selected store event information to the electronic device; the electronic device receives a plurality of purchased product information, and selects at least one target product from the purchased product information according to the store event information; the electronic device according to These target products and the remaining purchased product information generate a first checkout information; an electronic payment list is loaded by the electronic device, and the electronic payment list includes a plurality of electronic payment programs, each of which has Correspondingly a first discount information; the electronic device obtains the first discount information from an online payment terminal according to the selected electronic payment program; the electronic device loads a payment bank list, and the payment bank list includes a plurality of following Each of the back-end banks has a corresponding second discount information; the electronic device obtains the second discount information from a back-end bank according to the selected electronic payment program; the electronic device obtains the second discount information from a back-end bank according to the first discounts information and the second discount information to output a combined discount information; and the electronic device generates a second checkout information according to the first checkout information and the combined discount information. The discount processing method for electronic payment as described in Claim 1, wherein the step of receiving the purchased product information through the electronic device, and screening the at least one target product from the product information according to the store activity information includes: the The electronic device respectively reads an identification carrier of a plurality of shopping products; the electronic device judges whether the shopping product information is included in the store activity information according to the shopping product information obtained by the identification carrier; and if The shopping product information is included in the store activity information, and the shopping product corresponding to the shopping product information is the target product. The electronic payment discount processing method as described in Claim 2, wherein the identification carrier is a barcode, a two-dimensional barcode, a product name or a product number. The electronic payment discount processing method as described in Claim 2, wherein the step of obtaining the first checkout information includes: the electronic device obtains a discount information of each target commodity; the electronic device calculates the discount information and the corresponding A first price of the target commodity; the electronic device obtains the remaining purchased commodity information and a second price; and the electronic device generates the first checkout according to the first price and the second price Information. The discount processing method for electronic payment as described in Claim 1, wherein according to the first discount information and the second discount information, the step of outputting the combined discount information includes: combining the first discount information and the electronic device Obtain a combined discount list for the second discount information; The electronic device sorts the combination discount list in descending order; and the electronic device selects the maximum discount value from the combination discount list as the combination discount information. The electronic payment discount processing method as described in Claim 5, wherein the step of sorting the combined discount list further includes: selecting a cash discount information, a reward discount information or a point discount information as a key value for descending sorting. The discount processing method for electronic payment as described in Claim 1, wherein generating the second checkout information includes: being selected from the first checkout information, the first discount information, the second discount information, or a group formed one. An electronic device applying the electronic payment discount processing method of Claim 1, comprising: a positioning component to obtain the location information of the electronic device; a network communication component connected to the server end and an online payment end With the back-end bank, the server selects the sales terminal and the store activity information according to the location information, the network communication component transmits the selected store activity information, and the network communication component transmits the first online payment terminal A discount information and the second discount information of the back-end bank; an input component, which receives the purchase information; a storage component, which stores a shopping program, the electronic payment list, the payment bank list and the electronic payment program and a processing unit, coupled to the positioning component, the network communication component, the input component and the storage component, the processing unit executes the shopping program and the electronic payment program, the shopping program The program drives the network communication component to select the store activity information corresponding to the location information to the server according to the location information; wherein, the shopping program generates the first result according to the target product and the remaining purchased product information account information, the shopping program outputs the combined discount information according to the first discount information and the second discount information, and the shopping program generates the second checkout information according to the first checkout information and the combined discount information. The electronic device as described in claim 8 further includes a display unit electrically connected to the processing unit, the display unit is used to play the store event information, the first checkout information, the first discount information, the second discount information, 2. Discount information or the 2nd checkout information. The electronic device as described in claim 8, wherein the input component includes a camera component electrically connected to the processing unit, the camera component is used to photograph an identification carrier of a selected product, and the processing unit It can judge whether the purchased product information is included in the store activity information. The electronic device as described in claim 8, wherein the input component includes a human interface device, the human interface device is electrically connected to the processing unit, and the human interface device is used to input an identification carrier of a purchased commodity, the The processing unit judges whether the purchased product information is included in the store activity information according to the identification carrier. The electronic device according to claim 10 or 11, wherein the identification carrier is a barcode, a two-dimensional barcode, a product name or a product number. A discount processing system for electronic payment, comprising: a server end storing information of at least one sales end and a store activity information corresponding to the sales end; At least one online payment terminal has a first discount information; at least one back-end bank is connected to the online payment terminal, and each of the back-end banks has a second discount information; and an electronic device is connected to the network The server side or the online payment terminal, the electronic device has a shopping program, an electronic payment list and a payment bank list, the electronic payment list records the online payment terminals and a corresponding first discount information, the payment bank The list records the back-end banks and the corresponding second discount information. The electronic device executes a shopping program. The shopping program selects the store activity information corresponding to the location of the sales terminal from the server according to the location information. The shopping The program receives a plurality of purchased product information and screens out at least one target product according to the store activity information, and generates a first checkout information according to the at least one target product and the remaining purchased product information; wherein, the electronic device A combined discount information is output according to the first discount information and the second discount information, and the shopping program generates second checkout information according to the first checkout information and the combined discount information. The electronic payment discount processing system as described in claim 13, wherein the electronic device includes a display unit for playing the store event information, the first checkout information, the first discount information, the second discount information or The secondary checkout information. The discount processing system for electronic payment as described in claim 13, wherein the electronic device includes an input unit for receiving the purchased commodity information. The discount processing system for electronic payment as described in claim 15, wherein the input component includes a camera component for photographing an identification carrier of a purchased product, the electronic The sub-device judges whether the purchased product information is included in the store activity information according to the identification carrier. The discount processing system for electronic payment as described in claim 15, wherein the input component includes a human interface device for inputting an identification carrier of an optional commodity, and the electronic device judges the optional commodity according to the identification carrier Whether the information is included in the store activity information.

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