TWI718543B - Data exchange platform based on text exploration and method of using it - Google Patents

Abstract

The present invention provides a data exchange platform based on text exploration, which is characterized in that the data exchange platform includes an information collection module, a text exploration module, a data storage module, a data exchange module, and a data collection module; The present invention also provides a method for data exchange using the data exchange platform. After the user terminal uploads personal information to the data exchange platform, the data exchange platform integrates the personal information of the user terminal through text exploration, so as to provide services or goods. Businesses can obtain client data through this data exchange platform, and users can obtain supplier services or products through the exchange of personal information.

Description

Data exchange platform based on text exploration and method of using it

The invention relates to a data exchange platform, in particular to a data exchange platform based on text mining and a method for data exchange using it, so that users can exchange their personal information with data in different fields through this platform.

Most of the current data exchange platforms focus on financial-related data collection, by obtaining users' bank accounts and expenditures and other data and integrating them, or further analyzing and calculating to make suggestions for users' financial management.

The popularity of smart phones, smart homes, smart cars, wearable devices, and paperless billing have contributed to the development of such data exchange platform applications. However, the current common applications can only rely on the user to input each of their expenses into the vehicle in order to collect statistics on the financial data. In most cases, manual input is prone to errors or gradually neglecting Entering each piece of data makes the completeness of the database poor, resulting in distortion of statistical content and lack of data traceability.

In order to solve the above problems, for example, the US Invention Patent Publication No. US20130211986A1 proposes a personal financial integration system and method. The above-mentioned system can collect credit reports or other financial data from one or more credit sources, and obtain financial accounting information from these credit reports or financial data. The system can further format or translate the above-mentioned financial accounting information into a format compatible with the user's personal financial software and deliver the financial accounting information to the user's personal financial software. In this way, the user can add multiple accounting information associated with it to the user's personal financial software with the least effort.

Another problem is that the database content of such data exchange platforms is relatively single, so data can only be exchanged between company data in the same or similar fields, such as personal financial data or credit reports with banks or lending institutions. . However, when the data age comes, it will face the possibility of data and its database application in areas different from the source of the database, the application expansion of the data exchange platform, etc., which should become an important consideration in the development of the future data exchange platform.

One of the objectives of the present invention is to solve the problem that the conventional data exchange platform can only build a database by manually inputting information by the user, but it is easy to make the database complete due to human factors such as input errors or gradually neglecting to input each data. The performance is not good, and the statistical content also has the disadvantage of a certain degree of distortion.

Another purpose of the present invention is to solve the shortcomings that the information content of the conventional data exchange platform is relatively single and not diversified.

Another purpose of the present invention is to solve the disadvantage of conventional data exchange, which is limited to data exchange between companies in the same or similar fields due to the high unity of data content, which prevents the data from being flexibly used.

In order to achieve the above objectives, the present invention provides a data exchange platform based on text mining, including: an information collection module, a text mining module, a data storage module, a data exchange module, and a data collection Module. The information collection module receives a plurality of personal information from a client; the text exploration module connects to the information collection module, obtains the personal information and determines the file format of each personal information, and then separates them according to the file formats Output a corresponding captured content; the data storage module is connected to the text exploration module to obtain, classify and store the captured content, wherein any two of the captured content have different time points and differences The information content of, or a combination thereof; the data exchange module receives a request from a supplier and sends a request data exchange message; and the data set module is connected to the data storage module, and the data set module responds to the request After the data exchange message, the data storage module connected to the data set module obtains the captured content corresponding to the requested data exchange message to generate a data transaction record.

The present invention also provides a method for data exchange on a data exchange platform based on text exploration, which includes:

Collect, collect plural personal information from a client through an information collection module;

Retrieval, through a text exploration module, the text exploration module is connected to the information collection module to obtain the personal information, and after judging the file format of each of the personal information, output a corresponding one according to the file format Extracted content of;

Storage (repository), through a data storage module, the data storage module is connected to the text exploration module to obtain, classify and store the captured content, wherein any two of the captured content have different times Points, different information content, or a combination thereof;

Exchange through a data exchange module that receives a request from a supplier and sends out a request data exchange message; and

Export through a data set module that is connected to the data storage module. After the data set module responds to the request data exchange message, the data storage module connected to the data set module Obtain the extracted content corresponding to the requested data exchange message to generate a data transaction record.

Therefore, compared with the conventional technology, the effects that the present invention can achieve are:

(1) The data exchange platform of the present invention includes a text exploration module. After the user agrees to upload personal information, the text exploration module determines the file format of the uploaded personal information, and outputs the corresponding extracted content according to the file format. Stored in the data storage module, compared to a conventional data exchange platform that can only obtain relevant information by manually inputting information by the user, the present invention can obtain a personal data database with a low error rate and high integrity.

(2) The data exchange platform information of the present invention covers a wide range of information, in addition to financial-related information such as user's bank receipts and payments or credit card consumption, it also includes medical information, electricity usage information, water usage information, gas usage information, Internet usage records, and ratings Records, even physiological information obtained through wearable devices, etc., provide a complete personal traceability database for data exchange between different industries. For example, power companies can use the data exchange platform of the present invention After the user’s consent is obtained, the user’s heterogeneous information (medical treatment/water use/gas use/internet/viewing, etc.) is obtained, and after the data transaction record is generated, the original product or service provider provides corresponding discounts for the product or service, such as two The monthly electricity discount is exchanged for the three-month internet usage record.

Involving the detailed description and technical content of the present invention, the following descriptions are provided in conjunction with the drawings and specific embodiments:

"Figure 1" is a data exchange platform based on text mining according to an embodiment of the present invention. The data exchange platform mainly includes an information collection module 10, a text mining module 20, a data storage module 30, and a data exchange module. Group 40, and a data set module 50.

The information collection module 10 is used to receive personal information from a client. In other words, a single user can continuously upload his personal information to the data exchange platform at different time points, so that the personal information has continuity and integrity, and the personal information will be continuously received by the information collection module 10.

In this embodiment, examples of the personal information can be a bank's income and expenditure information, a bank deposit and loan record information, a credit card consumption information, an electricity usage information, a water usage information, a gas usage information, a person's digital TV information, a person Game platform digital information, one person’s music information, one lifestyle information, one driving information, one car insurance information, one medical treatment information, one labor insurance information, one health insurance information, one physiological information, one loan information, one person’s stock trading information, one mobile phone Usage information, an insurance application information, a physiological data measurement information, a person's history information, or any combination of the above.

The personal information can also come from information provided by an interconnected device. For example, many wearable devices can capture the user's health status, such as heartbeat, sleep status, walking steps, and other physiological information; for example, some of them are currently cold and warm. Smart home appliances such as gas, plugs, etc. have the functions of storing switch time, recording the user’s peak usage period, average daily/monthly usage hours, etc.; or, smart TV can record the user’s favorite channels, favorite program types, and average Daily/monthly viewing hours reflect the user’s living habits; or, the user’s information while driving, such as average speed, monthly kilometers, maintenance data and other driving information; even the user’s medical information, health insurance information, etc., It is also included in the category of "personal information" in this embodiment.

The text exploration module 20 is connected to the information collection module 10 to obtain the personal information. After determining the file format of the personal information one by one, it can execute a text exploration technique to output a corresponding captured content. Examples of file formats applicable to this embodiment can be plain text TXT format, HTML format, RTF format, WORD format, CSV format, or PDF format, but are not limited to this.

In the present invention, the text mining module 20 receives the personal information and operates a text mining technology on the personal information. For example, the text mining module 20 determines various written features in the personal information, such as text, numbers, colors, number of tables, number of columns, etc., and further extracts keywords in the content of the specification. So that at least one of the above-listed information in the retrieved file is retrieved.

The text exploration module 20 can determine the numbers and texts of the personal information through a built-in dictionary, at least one data format template, and a predetermined word hyphenation rule. Non-limiting examples of the data format template include various Credit card bill format, electricity bill and data format, smart home appliance data format, health insurance card data format, or personal insurance policy data format, etc.

After the data storage module 30 is connected to the text exploration module 20, the captured content is obtained, and the captured content is classified and stored according to a rule. The "rule" can be a preset rule of the data exchange platform. In this case, examples of the basis for the rule can be keywords, synonyms, etc.; in addition, the "rule" can also be used by the user on the data exchange platform The rules you choose to set on the Internet, such as setting and categorizing it into "health status", "transportation", "network usage", "daily life", etc., and classify the captured content based on its judgment. In this embodiment, any two pieces of the captured content stored in the data storage module 30 may have different time points, different information content, or a combination thereof.

The data exchange module 40 is connected to the data storage module 30 and the data collection module 50 respectively. After the data exchange module 40 receives a request from a supplier, it sends a request data exchange message to the data collection module 50. In this embodiment, the supplier may be an organization that supplies services or supplies goods, such as financial institutions, advertising agencies, department stores, auto insurance companies, credit card issuers, or real estate companies, and the supplier sends the request when making the request. It can be accompanied by a description of the information to be obtained.

The data set module 50 responds to the request data exchange message, and after the data storage module 30 connected to the data set module 50 obtains the captured content corresponding to the requested data exchange message, a data transaction record is generated for The data exchange module 40. In this embodiment, the data collection module 50 can be configured so that the supplier can access through the data exchange platform and obtain the data transaction record.

Please continue to refer to "Figure 2". An embodiment of the present invention can provide a method for data exchange through the above-mentioned data exchange platform, including:

Step (S1): collection. The information collection module 10 is used to collect personal information from a client. In this embodiment, the personal information may include any one or a combination of the following: a bank's income and expenditure information, a bank Deposit and loan record information, one credit card consumption information, one electricity usage information, one water usage information, one gas usage information, one person’s home digital TV information, one person’s digital TV information, one person’s game platform digital information, one person’s music information, one lifestyle information, one driving information, One car insurance information, one medical treatment information, one labor insurance information, one health insurance information, one physiological information, one loan information, one person’s stock transaction information, one mobile phone usage information, one insurance information, one physiological data measurement information, or one person’s biographical information.

Step (S2): extract, through the text exploration module 20, the text exploration module 20 is connected to the information collection module 10 to obtain the personal information, and determine the file format of each of the personal information Afterwards, a corresponding captured content is output according to the file formats. Wherein, the text exploration module 20 may include a built-in dictionary, at least one data format template, and a predetermined word hyphenation rule to determine the numbers and texts of the personal information. Regarding the above "retrieving", please refer to "Figure 3", taking a credit card bill as an example. After the text exploration module 20 obtains the credit card statement, if the format of the credit card statement is entered for the first time, the built-in dictionary of the text exploration module 20 will perform a vocabulary analysis process and construct the Data format template; if the format of the credit card bill has been entered, that is, the data format template has been constructed, the data format template corresponding to the credit card bill is selected from the at least one built-in data format template. Subsequently, at least one characteristic character is selected from the credit card bill (step S21). The characteristic character may be a combination of names, numbers, and other preset specific words (such as deposits, withdrawals). This step is called Entity identification (step S22). Next, according to the preset rule of word segmentation, the characteristic characters are further labeled and classified into, for example, name, amount, income, and expenditure. This step is also called entity resolution (step S23) . Finally, the entity-analyzed information is rearranged into a structured message (step S24).

Step (S3): storage (repository), through a data storage module 30, the data storage module 30 is connected to the text exploration module 20 to obtain, classify and store the captured content, where any two of the Some captured content has different time points, different information content, or a combination thereof.

Step (S4): Exchange, through a data exchange module 40, which receives a request from a supplier and sends a request data exchange message. Among them, the supplier is an organization that supplies services or supplies goods.

Step (S5): Export, through a data set module 50, the data set module 50 is connected to the data storage module 30, the data set module 50 responds to the request data exchange message, and then The data storage module 30 connected to the data collection module 50 obtains the extracted content corresponding to the requested data exchange message to generate a data transaction record. In this embodiment, the data collection module 50 can be configured so that the supplier can access through the data exchange platform and obtain the data transaction record.

Take a car insurance company as an example. In order to understand the user’s driving habits and health information, the car insurance company can send a request data exchange message through the data exchange module 40, hoping to obtain the user’s health insurance data, as well as information such as heartbeat, pulse, and blood pressure. It also hopes to obtain personal information provided by the car, such as the average speed of the user while driving, and maintenance data.

After the user agrees to provide the above-mentioned personal information, the request data exchange message is sent to the data set module 50 connected to the data storage module 30, and the data set module 50 responds to the request data exchange message and exchanges information with the data set. The data storage module 30 connected to the module 50 obtains the extracted content corresponding to the requested data exchange message, thereby generating a data transaction log (Data Transaction Log) for the data exchange module 40. In this way, the supplier can access and obtain the data transaction record through the data exchange platform, and the supplier will provide corresponding discounts, such as a one-year car insurance discount for two months of physiological information or driving habits.

The present invention has been described in detail above, but what is described above is only a preferred embodiment of the present invention, and should not limit the scope of implementation of the present invention. That is to say, all equal changes and modifications made according to the scope of application of the present invention should still fall within the scope of the patent of the present invention.

10‧‧‧Information Collection Module 20‧‧‧Text Exploration Module 30‧‧‧Data Storage Module 40‧‧‧Data Exchange Module 50‧‧‧Data Set Module

"Figure 1" is a block diagram of a data exchange platform according to an embodiment of the present invention. "Figure 2" is a flowchart of a data exchange method according to an embodiment of the present invention. "Figure 3" is a schematic diagram of "capture" of a data exchange method according to an embodiment of the present invention.

10‧‧‧Information Collection Module

20‧‧‧Text Exploration Module

30‧‧‧Data Storage Module

40‧‧‧Data Exchange Module

50‧‧‧Data Set Module

Claims (10)

A data exchange platform based on text exploration, including: An information collection module, the information collection module receives plural personal information from a client; A text exploration module, the text exploration module is connected to the information collection module, obtains the personal information and determines the file format of each personal information, and outputs a corresponding extracted content according to the file format; A data storage module, the data storage module is connected to the text exploration module to obtain, classify and store the captured content, wherein any two of the captured content have different time points and different information content , Or a combination thereof; A data exchange module which receives a request from a supplier and sends out a request data exchange message; and A data set module connected to the data storage module. After the data set module responds to the request data exchange message, the data storage module connected to the data set module obtains the corresponding request The captured content of the data exchange message is used to generate a data transaction record. For example, in the data exchange platform described in item 1 of the scope of patent application, the personal information is selected from a bank's income and expenditure information, a bank deposit and loan record information, a credit card consumption information, an electricity usage information, a water usage information, and a Use gas information, a person’s home digital TV information, a person’s game platform digital information, a person’s music information, a lifestyle information, a driving information, a car insurance information, a medical treatment information, a labor insurance information, a health insurance information, a physiological information, A group consisting of a loan information, a person's stock transaction information, a mobile phone usage information, an insurance application information, a physiological data measurement information, a person's biographical information, and the above combination. For example, in the data exchange platform described in item 1 of the scope of patent application, the text exploration module includes a built-in dictionary, at least one data format template, and a predetermined word hyphenation rule. For example, the data exchange platform described in item 1 of the scope of patent application, wherein the data set module is configured to enable the supplier to access the data transaction record through the data exchange platform. For example, in the data exchange platform described in item 1 of the scope of patent application, the supplier is an organization that supplies services or supplies goods. A method for data exchange on a data exchange platform based on text exploration, including: Collect, collect plural personal information from a client through an information collection module; Retrieval, through a text exploration module, the text exploration module is connected to the information collection module to obtain the personal information, and after judging the file format of each of the personal information, output a corresponding one according to the file format Extracted content of; Storage, through a data storage module, the data storage module is connected to the text exploration module to obtain, classify and store the captured content, where any two of the captured content have different time points and differences The information content of, or a combination thereof; Exchange through a data exchange module that receives a request from a supplier and sends out a request data exchange message; and Export through a data set module that is connected to the data storage module. After the data set module responds to the request data exchange message, the data storage module connected to the data set module Obtain the extracted content corresponding to the requested data exchange message to generate a data transaction record. For example, the method described in item 6 of the scope of patent application, wherein the personal information includes a bank's income and expenditure information, a bank deposit and loan record information, a credit card consumption information, an electricity usage information, a water usage information, a gas usage information, One person’s home digital TV information, one person’s game platform digital information, one person’s music information, one lifestyle information, one driving information, one car insurance information, one medical treatment information, one labor insurance information, one health insurance information, one physiological information, one loan information, A person’s stock trading information, a mobile phone usage information, an insurance application information, a physiological data measurement information, a person’s biographical information, or any combination of the above. Such as the method described in item 6 of the scope of patent application, wherein the text exploration module includes a built-in dictionary at least one data format template, and a predetermined word hyphenation rule. Such as the method described in item 6 of the scope of patent application, wherein the data set module is configured to enable the supplier to access the data transaction record through the data exchange platform. Such as the method described in item 6 of the scope of patent application, wherein the supplier is an organization that supplies services or supplies goods.

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