TWI665618B - Payment, delivering and receipt system and method - Google Patents

Abstract

The present invention proposes a payment, sending and receiving system and method. This method includes the following steps. The server accepts the seller's request to generate a code. The server receives payment authentication information and pickup geographic information from the buyer's user device. The server sends a first message to the seller's contact code and a second Message to the buyer's contact code, where the first message contains the pickup geographic information, and the second message contains the code and payment authentication information; after the payment device scans the payment barcode, the server notifies the seller of the payment information that the buyer has paid, the payment code is It is generated based on the code and payment authentication information. After the server receives the information that the buyer has received, the server will remit the payment corresponding to the payment barcode to the account related to the seller's contact code.

Description

Payment and delivery system and method

The present invention relates to a system and method, and in particular, to a payment, sending and receiving system and method of payment, sending and receiving.

In addition to on-site sales, convenience stores provide fee collection services, including public expenses (water, electricity, telephone, parking), insurance, and credit card fees. They also provide storefronts for customers to shop through the Internet. goods. Many convenience stores also have ATMs, photocopiers and fax machines.

However, Taiwan's convenience stores have grown too fast, with high distribution densities and too many supply services, often resulting in shop assistants who are often busy and need to learn a lot of workplace skills. It also provides very comprehensive convenience very early, which indirectly makes Taiwan's online service demand inadequate And development is slow.

The invention proposes a payment, sending and receiving system and a payment, sending and receiving method.

In an embodiment of the present invention, the system provided by the present invention includes a server and a cash register device. The server accepts the seller's request to generate a proxy The seller request includes the seller's contact code and the buyer's contact code. The server sends the link URL associated with the code to the buyer's contact code. After the buyer user device connects to the server through the link URL, the server receives the payment authentication from the buyer user device. The server sends the first message to the seller's contact code and the second message to the buyer's contact code. The first message contains the geographic information of the pickup, and the second message contains the code and payment authentication information. The cash register device is set up in the store. After the cash register device scans the payment barcode, the cash register device sends the buyer's payment information to the server. The payment barcode is generated based on the code and payment authentication information. The server notifies the seller's contact information of the buyer's payment information. After the server receives the information that the buyer has received, the server will remit the payment corresponding to the payment barcode to the account associated with the seller's contact code.

In an embodiment of the present invention, the buyer user device executes a store application, and the store application accepts input of the code and payment authentication information to generate a payment barcode, so that the buyer user device presents the payment barcode.

In an embodiment of the present invention, the payment, sending and receiving system further includes a multimedia machine. The multimedia machine is set in the store. The multimedia machine accepts the input of the code and payment authentication information to generate a payment barcode, and prints the payment slip. The payment slip has the payment barcode.

In an embodiment of the present invention, the payment authentication information includes at least one of text, numbers, and pictures.

In one embodiment of the present invention, the seller's contact code is the seller's mobile phone number, and the buyer's contact code is the buyer's mobile phone number.

In one embodiment of the present invention, the payment, sending and receiving methods provided by the present invention include the following steps: (A) through a server, Accept the seller's request to generate a code, where the seller's request contains the seller's contact code and the buyer's contact code; (B) send the link URL related to the code to the buyer contact code through the server; (C) connect on the buyer user device through the link URL After the server receives payment authentication information and pickup geographic information from the buyer's user device through the server, the server sends a first message to the seller's contact code and a second message to the buyer's contact code, where the first message contains the pickup geography Information, the second message contains the code and payment authentication information; and (D) after scanning the payment barcode on the cash register device installed in the store, the buyer has paid the information to the server through the cash register device, where the payment barcode is based on the code and payment authentication information As a result, the server notifies the seller's contact code of the buyer's payment information. After the server receives the buyer's receipt information, the server will remit the payment corresponding to the payment barcode to the account associated with the seller's contact code.

In an embodiment of the present invention, the buyer user device executes a store application, and the store application accepts input of the code and payment authentication information to generate a payment barcode, so that the buyer user device presents the payment barcode.

In an embodiment of the present invention, the payment, sending and receiving methods further include: receiving a code and payment authentication information through a multimedia machine installed in a store to generate a payment barcode, and printing a payment slip, and the payment slip has a payment Barcode.

In an embodiment of the present invention, the payment authentication information includes at least one of text, numbers, and pictures.

In one embodiment of the present invention, the seller's contact code is the seller's mobile phone number, and the buyer's contact code is the buyer's mobile phone number.

In summary, the technical solution of the present invention is compared with the prior art. Has obvious advantages and beneficial effects. With the technical solution of the present invention, only a set of codes and payment authentication information are needed to pass through the payment, sending and receiving processes, so that buyers will not mistake the payment for the order and sellers will not mistake the shipping Object.

The above description will be described in detail in the following embodiments, and further explanation will be provided for the technical solution of the present invention.

In order to make the above and other objects, features, advantages, and embodiments of the present invention more comprehensible, the description of the attached symbols is as follows:

100‧‧‧Payment, Shipping and Collection System

110‧‧‧Server

120、121‧‧‧Multimedia

130, 131‧‧‧ cash register

140‧‧‧Buyer User Device

150‧‧‧ Seller User Device

190, 191‧‧‧ shops

200‧‧‧Payment, shipping and collection methods

S201, S202, S203, S204 ‧‧‧ steps

In order to make the above and other objects, features, advantages, and embodiments of the present invention more comprehensible, the description of the drawings is as follows: FIG. 1 is a payment, sending and receiving system according to an embodiment of the present invention And FIG. 2 is a flowchart of a payment, sending and receiving method according to an embodiment of the present invention.

In order to make the description of the present invention more detailed and complete, reference may be made to the accompanying drawings and various embodiments described below. The same numbers in the drawings represent the same or similar elements. On the other hand, well-known elements and steps have not been described in the embodiments, so as to avoid unnecessary limitation to the present invention.

In the embodiments and the scope of patent application, the description related to "electrical connection" can refer to an element that is indirectly electrically coupled to another element through other elements, or that an element is directly and electrically connected to another element without passing through other elements. One component.

In the embodiments and the scope of the patent application, the description related to "connection" can refer to a component indirectly wired and / or wireless communication with another component through other components, or a component does not need to pass through other components and is physically Connect to another component.

In the embodiments and the scope of patent application, unless there is a special limitation on the article in the text, "a" and "the" can refer to a single or plural.

As used in this article, "about," "approximately," or "roughly" is used to modify any quantity that can vary slightly, but such slight changes do not change its essence. Unless otherwise specified in the embodiments, the error range of the value modified by "about", "approximately" or "approximately" is generally allowed within 20%, preferably 10% Within, and more preferably within five percent.

FIG. 1 is a block diagram of a payment, sending and receiving system 100 according to an embodiment of the present invention. As shown in FIG. 1, the payment, sending and receiving system 100 includes a server 110, a multimedia machine 120, 121, a cash register device 130, 131, a buyer user device 140, and a seller user device 150. In terms of architecture, the multimedia machine 120 and the cash register device 130 are disposed at the store 190, the multimedia machine 121 and the cash register device 131 are disposed at the store 191, and the multimedia machines 120, 121 and the cash register devices 130, 131 are directly or indirectly connected to the server 110.

In practice, for example, the buyer user device 140 and the seller user device 150 may be smart phones, tablets, or other computer devices, and the stores 190, 191 may be convenience stores (such as family convenience stores), but the present invention does not Limited to convenience stores. The cash register devices 130 and 131 can be electronic cash registers Machine, server 110 may include a data exchange center host, a gold flow server, a logistics server, etc.

First, the buyer and the seller reach a consensus on the transaction (such as through the establishment of the entire network, communication software, verbal agreement, etc.). The seller sends a seller request to the server 110 through the seller user device 150, where the seller request includes the seller's contact code (such as: seller's mobile phone number, seller's email address, etc.) and the buyer's contact code (such as: buyer's mobile phone number, buyer's electronic Email address ... etc.).

The server 110 accepts the seller's request to generate a code, and this code can also be stored in the database of the gold flow and logistics company. For example, the server 110 may send this code to the buyer and seller contact code.

The server 110 sends a link URL associated with the code to the buyer contact code, so that the buyer can use the seller user device 150 to connect to the server 110 through the link URL. Then, the buyer can fill in the payment certification information (such as: text, numbers, pictures, etc.) for certification, to avoid false payment due to false code, and fill in the geographic information of the pickup (such as: pickup address or store, like It is shop 190). Then, the server 110 receives payment authentication information and pickup geographic information from the seller user device 150. The server sends a first message to the seller's contact code and a second message to the buyer's contact code, where the first message contains the pickup geographic information , The second message contains the code and payment authentication information.

The buyer can then pay to the store 190 with the first message. In an embodiment of the present invention, the buyer user device 140 executes a shop application, and the seller can enter a code and payment authentication information, and the shop application accepts the input of the code and payment authentication information to generate a payment barcode, so that the buyer user device 140 presents the payment barcode. Alternatively, in another embodiment of the present invention, the buyer accepts the input of the code and the payment authentication information through the multimedia machine 120 to generate a payment barcode, and prints the payment slip, and the payment slip has the payment barcode.

When the buyer pays, the clerk at the store 190 uses the cash register device 130 to scan the payment barcode to complete the payment operation. The cash register device 130 sends the buyer's paid information to the server 110, and the server 110 notifies the seller's contact code and the buyer's contact code of the buyer's paid information , So that the buyer can confirm that the payment he has made is actually accounted for, and the seller can safely send the goods as requested by the buyer.

For example, the seller can go to the multimedia machine 121 in the store 191 to enter the code, and the multimedia machine 121 prints out the delivery note, and the delivery note can be attached to the goods. The cash register device 131 scans the bar code on the consignment note, the clerk delivers the goods to the logistics company for distribution, and the cash register device 131 notifies the server 110 of the goods delivery.

After the seller has delivered the goods, through the data exchange, the buyer can use the seller's user device 150 to make inquiries on the progress of goods distribution on the server 110 through the original code until the goods are received.

For example, if the pickup geographic information refers to the store 190, the buyer can go to the store 190 to pick up the goods, and the clerk scans the barcode on the delivery note with the cash register device 131 to send the buyer's received information to the server 110. Alternatively, if the geographic information of the pickup refers to the pickup address, the delivery person sends it to the pickup address. After the buyer receives the delivery, the delivery person sends the buyer's received information to the server 110 with the handheld device.

After the server 110 receives the information that the buyer has received, the server 110 remits the money corresponding to the payment barcode to an account (such as a bank account ...) related to the seller's contact code. For example, the seller may The account information is pre-filled at the time.

If the seller is bound to a bitcoin wallet and has applied for a bitcoin financial card, he can immediately withdraw funds through ATM.

In order to further explain the payment, sending and receiving methods performed by the above payment, sending and receiving system 100, refer to FIG. 2, which is a payment and sending according to an embodiment of the present invention. And a flowchart of a collection method 200. As shown in FIG. 2, the payment, sending and receiving method 200 includes steps S201, S202, S203, and S204 (It should be understood that the steps mentioned in this embodiment, except for the order in which they are specifically described, They can be adjusted according to the actual needs, and they can even be executed at the same time or partly). The technical scheme of the present invention will be described below with reference to FIGS. 1 and 2.

In step S201, a request from the seller is accepted through the server 110 to generate a code, where the seller request includes a seller contact code and a buyer contact code.

In step S202, the link URL associated with the code is sent to the buyer contact code through the server 110.

In step S203, after the buyer user device 140 is connected to the server through the link URL, the server 110 receives payment authentication information and pickup geographic information from the buyer user device. The server 110 sends a first message to the seller contact code and sends The second message to the buyer's contact code, where the first message contains the geographic information of the pickup, and the second message contains the code and payment certification information.

In step S204, after the payment barcode is scanned by the cash register device 130 installed in the store 190, the payment information of the buyer is sent to the server through the cash register device 130, where the payment barcode is generated based on the code and payment authentication information, and the server 110 Payment information to notify the seller's contact code, waiting to be served After the server 110 receives the information that the buyer has received, the server 110 remits the amount corresponding to the payment barcode to the account associated with the seller's contact code.

Regarding the method of generating the payment barcode, in one embodiment of the present invention, the buyer user device 140 executes a store application, and the store application accepts input of a code and payment authentication information to generate a payment barcode, so that the buyer user device 140 presents the payment barcode.

Alternatively, in an embodiment of the present invention, the payment, sending and receiving method 200 further includes: receiving the input of the code and payment authentication information through the multimedia machine 120 provided in the store 190 to generate a payment barcode and printing a payment slip, The payment slip has a payment barcode.

In summary, the technical solution of the present invention has obvious advantages and beneficial effects compared with the prior art. With the technical solution of the present invention, only a set of codes and payment authentication information are needed to pass through the payment, sending and receiving processes, so that buyers will not mistake the payment for the order and sellers will not mistake the shipping Object.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention. Any person skilled in the art can make various modifications and retouches without departing from the spirit and scope of the present invention. Therefore, the protection of the present invention The scope shall be determined by the scope of the attached patent application.

Claims (10)

A payment, shipping and collection system includes: a server that accepts a seller request to generate a generation number, wherein the seller request includes a seller contact code and a buyer contact code, and the server sends a The link URL is to the buyer contact code. After a buyer user device connects to the server through the link URL, the server receives a payment authentication information and a pickup geographic information from the buyer user device. The pickup geographic information includes The address of a store, the server sends a first message to the seller's contact code, and sends a second message to the buyer's contact code, where the first message contains the pickup geographic information and the second message contains the code And the payment authentication information; and a cash register device installed in the shop, after the cash register device scans a payment barcode, the cash register device sends a buyer's payment information to the server, wherein the payment barcode is based on the code and the Generated by payment authentication information, the server notifies the seller of the payment information of the buyer, and waits for the server to receive a purchase After the recipient has the information, the server will correspond to the amount of the payment remittance to the bar code related to the account of the seller contact code. The payment, shipping and collection system as described in claim 1, wherein the buyer user device executes a shop application, and the shop application accepts the input of the code and the payment authentication information to generate the payment barcode, so that the buyer user The device presents the payment barcode. The payment, sending and receiving system as described in claim 1, further includes: a multimedia machine installed in the store, the multimedia machine accepts the input of the code and the payment authentication information to generate the payment barcode, and prints a A payment slip with the payment barcode. The payment, sending and receiving system as described in claim 1, wherein the payment authentication information includes at least one of text, numbers, and pictures. The payment, sending and receiving system as described in claim 1, wherein the seller's contact code is a seller's mobile phone number, and the buyer's contact code is a buyer's mobile phone number. A method for paying, sending and receiving money, including the following steps: (A) accepting a seller request through a server to generate a generation number, wherein the seller request includes a seller contact code and a buyer contact code; (B) Send a link URL related to the code to the buyer contact code through the server; (C) After a buyer user device connects to the server through the link URL, a payment authentication is received from the buyer user device through the server Information and a pickup geographic information, the pickup geographic information includes the address of a store, the server sends a first message to the seller contact code, and sends a second message to the buyer contact code, where the first message Contains the geographic information of the pickup, the second message includes the code and the payment authentication information; and (D) after scanning a payment barcode by a cash register device installed in the store, sending a buyer's paid information to the cash register device via The server, wherein the payment barcode is generated based on the code and the payment authentication information, and the server notifies the seller of the payment information to the seller contact code The server receives the buyer to be a recipient later had information that the server will correspond to the amount of the payment remittance to the bar code related to the account of the seller contact code. The payment, sending and receiving method as described in claim 6, wherein the buyer user device executes a shop application, and the shop application accepts the input of the code and the payment authentication information to generate the payment barcode, so that the buyer user The device presents the payment barcode. The method of payment, sending and receiving as described in claim 6, further includes: accepting the input of the code and the payment authentication information through a multimedia machine installed in the store to generate the payment barcode, and printing a payment slip, The payment slip has the payment barcode. The payment, sending, and receiving method as described in claim 6, wherein the payment authentication information includes at least one of text, numbers, and pictures. The method of payment, sending and receiving as described in claim 6, wherein the seller's contact code is a seller's mobile phone number, and the buyer's contact code is a buyer's mobile phone number.