TWI507009B - System and method of smartphone for preventing fraud - Google Patents

Description

Anti-fraud system of smart mobile phone and method thereof

The present invention relates to fraud prevention, and more particularly to a system and method thereof that is built into a smart phone to detect incoming call messages and prevent themselves from being deceived.

In recent years, thanks to the rapid development of Internet technology, people can easily obtain various information and services through online search and service. However, many unscrupulous users also use the Internet. Convenience, illegally breaking into a private or company's online database without approval, and improperly intercepting various information, such as personal information or confidential information, etc. Illegal materials, but often used as a tool for fraudulent crimes under the operation of the people; therefore, although Internet technology does give people the advantage of quick access to information, it also provides illegal elements to collect victims’ personal data for fraudulent gains. Another pipe.

According to the above, the current telephone fraud group is to use the personal data obtained through illegal channels to sue the victim, but the fraudulent behavior, from the early use of home phone notification to the victim to win or refund the tax, etc., to the current mobile phone to send newsletters In a variety of names, the victim is required to transfer the amount of the remittance to a specific account number. It can be seen that the fraud of the telephone fraud group is not only increasingly rampant, but also the fraudulent methods are constantly being updated. Together with the popularity of mobile phones, the telephone fraud group uses mobile phones as a mobile phone. Fraud crime Tools make the people more difficult to defend.

However, in order to prevent people from being continually defrauded, U.S. Patent No. 7,447,302 discloses a system for verifying a telephone number to prevent fraud, however, such a system must be paired with the Internet to obtain a PIN Code for verifying a telephone number. It can be confirmed that the caller number is legal rather than fraudulent. However, when implementing the call, it is necessary to receive the incoming call and obtain the required PIN code on the Internet, thus causing inconvenience of answering and/or verifying the call, and the effect of preventing fraud is not good.

In view of this, a system and a method for quickly detecting or recognizing fraudulent telephones without authentication are provided on the mobile phone to improve problems such as poor performance of the conventional technology.

The invention solves the problems of the current telephone fraud group mobile phone fraud, the public can not be prevented and vulnerable to fraud, resulting in loss of property and physical and mental damage.

Therefore, the present invention provides a smart phone anti-fraud system and method thereof, including: a wireless communication module for receiving an incoming call message; and a mobile phone database storing a plurality of fraudster calls And the identification module is electrically connected between the wireless communication module and the mobile phone database. When the incoming call is made, the identification module can also receive the incoming call message. And compare with the data line identification in the mobile phone database.

The above call message includes the caller number and the content of the conversation.

The above identification module uses the wireless communication module to download and install the APP software to a specific website by means of wireless Internet access, and the APP soft system can capture the incoming call message and identify with the data line in the mobile phone database. Comparison. And the APP software and the When the data line in the mobile phone database is compared, the APP soft system can detect the location of the ATM and issue a warning.

The smart phone anti-fraud system further includes a cloud server, and the cloud server includes a cloud database, wherein the cloud database has a fraudulent category keyword database, a fraudulent caller number data, and an ATM. Address information, a scammer's voiceprint data, a geographic information material and a latest scam news, case and new method and statistical report data; enable the wireless communication module to download the cloud database through the network connection Information to update the data in the mobile phone database. The cloud server further includes a voiceprint comparison module, a keyword comparison module, a fraud statistical analysis module, a cash dispenser position comparison module, a case and news update promotion module, A data push update module and a voice geographic information module.

Furthermore, the present invention also provides an anti-fraud method for a smart phone, which at least includes the following steps: a, receiving an incoming call; b, capturing a call message; c, identifying a caller number; d, identifying a key word of the fraud category; e. Identify the caller's voiceprint; and f. Identify the caller's call.

In the above steps c, d, e and f, if there is an unsafe message, the steps c, d, e and f each include a step, which is to notify the judicial authorities of the inquiry and notification.

Before the step c above, a step is further included, and the step is: connecting a cloud server. In the step of connecting the cloud server, the latest fraud news, cases, new methods and statistical reports in the cloud server are downloaded.

The specific features and effects of the present invention are as follows:

1. Since the fraudulent comparison data of the present invention contains the telephone number of the fraudster or the fraudulent group, the caller is known as a fraudster or a fraud group before the call is answered, so that the callee can immediately judge and refuse In order to completely block the contact with the fraudster or the fraud group, the probability of being deceived occurs.

Second, the fraud comparison data contains more information such as the voiceprint of the scammer and the key words of the scam category. When the call is made, the identity of the conversation can be used to know whether it is a fraudster or a fraud group, and then alert the call. The caller may be from a scammer or a fraud group, so that the callee is mentally prepared and can make appropriate defenses, thus effectively preventing the public from being defrauded.

Third, the fraud comparison data can be downloaded from the cloud server at any time by means of wireless Internet access to update the latest fraud comparison data, so that the identification of fraud can be more accurate, in order to reduce the probability of people being defrauded.

Fourth, at any time, it can provide the latest information on fraudulent news, fraudulent methods and statistical analysis of fraud, so that the ability of people to prevent fraud and the fraudulent means of fraudulent groups can grow simultaneously, and the fraudulent tricks of fraud groups are invisible. .

(10)‧‧‧Wireless communication module

(20) ‧‧‧Mobile database

(30)‧‧‧ Identification Module

(40) ‧‧‧Cloud Server

(41) ‧‧‧Cloud Database

First Figure: A schematic view of a first preferred embodiment of the system of the present invention.

Second: is a schematic diagram of a mobile phone database in a first preferred embodiment of the system of the present invention.

Third Figure: An identification block diagram of a first preferred embodiment of the system of the present invention.

The fourth figure is a schematic diagram of the caller number identification early warning system in the present invention.

Fig. 5 is a schematic view showing the system for detecting and disconnecting cash dispensers in the present invention.

Figure 6 is a schematic illustration of a second preferred embodiment of the system of the present invention.

Figure 7: A schematic diagram of new fraudulent methods and news, etc., provided in the present invention.

The eighth figure is a schematic diagram of the analysis report on fraud cases in the present invention.

The ninth diagram is a schematic diagram of the statistical analysis report on fraud in the present invention.

The tenth figure is a schematic diagram of the statistical report on the fraud of the telecommunications company and the auction website in the present invention.

Figure 11 is a schematic diagram of the analysis report on the classification of fraudulent telephone numbers in the present invention.

Twelfth Diagram: A schematic diagram of a notification report in the present invention.

Thirteenth Diagram: A schematic diagram of a fraudulent inquiry to a service agency in the present invention.

Figure 14 is a flow chart showing the steps of the first preferred embodiment of the method of the present invention.

Figure 15 is a second flow chart of the first preferred embodiment of the method of the present invention.

Figure 16 is a flow chart showing the steps of a second preferred embodiment of the method of the present invention.

a wireless communication module (10) for receiving an incoming call message; and the incoming call message The information includes the caller number and the content of the conversation, wherein the conversation includes messages such as the caller number, the voiceprint, and the key words of the fraud category.

A mobile phone database (20) stores information such as caller numbers, voiceprints, and key words of the fraud category (as shown in the second figure).

An identification module (30), which uses the wireless communication module (10) to download an APP software to a specific website (such as Android Market) by means of wireless Internet access (such as WiFi) and built therein to make the identification The module (30) can have the function of identifying and matching according to the instruction of the APP software, and the identification module (30) is electrically connected to the wireless communication module (10) and the mobile phone database (20). In order to make an incoming call, the identification module (30) can use the APP software to retrieve the incoming call message, and then compare with the data line in the mobile phone database (20); in addition, the APP software is in the middle The system has a keyword identification and warning, a caller number for early warning, a caller voice comparison, a cash machine detection and disconnection, a fraud method and news, a fraud statistical analysis report and an online warning Or the automatic comparison and other identification functions (as shown in the sixth figure).

Referring to the third figure, in the embodiment, when the incoming call is received, the identification module (30) uses the APP software to retrieve the incoming call message, and uses the caller number to perform the early warning function to compare the caller number with the caller number. The phone scammer's phone number is the same in the mobile phone database (20). If the phone number is the same, the identification module (30) will use the caller number on the APP software to perform the early warning function to issue an identification warning (as shown in the fourth figure). ), tell the public that the caller number is the management number, whether to reject the call; if it does not match, let the smart phone keep the call state so that the public can answer the call; however, when the content of the scam is the key In the language, the keyword recognition and warning function in the APP software of the identification module (30) displays an identification warning and automatically breaks the message. If there is no key word in the scam category in the conversation content, the smart type There is no warning message on the mobile phone, and the smart phone is kept in the normal state of the call. It does not interfere with the answering of the incoming call; moreover, the key words of the fraud category further include the bank account number, password or amount, etc., when the keyword recognition and warning function of the identification module (30) detects the foregoing in the incoming call message. Key words, the ATM detection and disconnection function in the APP software, if the location of the incoming call message is detected and detected near the ATM (as shown in the fifth figure), a warning will be issued. Informing this call may be highly risky and warn people not to send money, or automatically disconnect the call to prevent the public from continuing to be deceived; next, the caller's voice recognition function in the identification module (30) will recognize the call again. The voiceprint of the person and the caller's call; if the voiceprint matches the voiceprint data in the mobile phone database (20), the APP software issues a warning and automatically breaks the call, but when it does not match, it continues Answering the call; in addition, when detecting that the caller is not at the local end, the APP soft system will issue a warning and even automatically disconnect the call to prevent the public from being deceived; for example, the APP software in the identification module (30) is 撷Take call message, parallel detection and identification When the country code or area code is not the local country code or area code, the system will issue a warning whether to reject or automatically disconnect (as shown in the fourth picture); but when the caller is identified at the local end, it will not Interfering with maintaining normal calls; in addition, the APP soft system can provide and display new fraudulent methods and news, a fraud statistics analysis report and other information to the smartphone users at any time.

As shown in the sixth figure, a second preferred embodiment of the smart phone anti-fraud system of the present invention includes the wireless communication module (10), the mobile phone database (20), and the identification. The module (30) and a cloud server (40), wherein the wireless communication module (10), the mobile phone database (20) and the identification module (30) function and function are the first preferred The embodiment is the same and will not be described again; and in this embodiment, the wireless communication module (10) can be connected to the cloud server (40) by means of wireless Internet access (such as WiFi), and the cloud server (40) includes a cloud database (41), and the cloud database (41) has a fraud category keyword database, a scammer caller number information, an ATM address information, a scammer voiceprint data, a GIS information and a latest scam news, cases and new methods and statistical report data, etc.; and the cloud database ( The data in 41) can be updated at any time through the Internet connection, which means that the public can use the smart phone to download the latest fraud information from the cloud database (41) at any time, so that the public will not update the data for a long time. And being scammed by new scammers.

Therefore, in this embodiment, the wireless communication module (10) can be directly connected to the cloud database (41) of the cloud server (40), and the wireless communication module (10) Downloading the data in the cloud database (41) in the cloud server (40) to the smart phone, and then extracting the data from the APP software in the identification module (30) for identification comparison. The method for identifying the comparison is the same as the first preferred embodiment, and the cloud database (41) in the cloud server (40) can provide the latest fraud mode and news (as shown in the seventh figure). And fraud statistics analysis report (as shown in the eighth to eleventh figures, providing case analysis reports, statistical analysis reports, telecommunication companies and auction website fraud statistics reports and fraudulent telephone number classification ranking analysis reports), etc. The public can display the information through the APP software, let the public understand the fraudulent group's continuous fraudulent means, and cultivate and improve the public's awareness of preventing deception, so as to reduce the probability of people being deceived. Moreover, when this embodiment is identified When found in the conversation When the voiceprint or caller number is an unsafe message, the message will be stored in a suspicious case database (not shown) to be analyzed, and then further submitted to the relevant unit for analysis and identification through the network link. At the same time, the unsafe messages will be displayed through the APP software to inform the public that the message is suspicious, and should be guarded against fraud.

Referring to the sixth figure, the cloud server (40) further includes a voiceprint comparison module, a keyword comparison module, a fraud statistical analysis module, and a cash dispenser position. Comparing module, a case and news update promotion module, a data push update module, and a call geographic information module; and receiving an incoming call and utilizing the wireless communication module (10) and the cloud servo (40) When the wireless network is connected, the APP soft system may select the fraudulent data comparison by the cloud server (40) or compare the functions built by the APP software, but the APP software is built in. The manner in which the functions are compared is disclosed in the above content and will not be described again; when the comparison is performed by the cloud server (40), the incoming call message and the cloud database (41) can be used by the foregoing module. The data in the identification is compared, and then the wireless communication module (10) is transmitted back to the identification module (30), and the identification result is obtained by the APP software, and then the application is in the APP software. The online warning or automatic offline function provides warning or offline operation; and the cloud database (41) contains a scammer's caller number data, a scammer's voiceprint data, a scam category key words, an ATM Address information, a geographical location, a latest fraud News case information, a new method and statistical report data, and a self-built database of telecom operators and/or third-party manufacturers. The telecom operator and/or third-party self-built database also contains the caller number information of the self-built fraudster. , the voice data of the fraudster, the key words of the fraud category, the ATM address data, the geographic location information, the latest fraud news case data, the new method and the statistical report data, etc.; therefore, the wireless communication module (10) The data in the cloud database (41) can be downloaded, and the wireless communication module (10) can also download the data in the self-built database of the carrier and/or the third-party database in the cloud database (41). In the smart phone.

Please refer to the twelfth and thirteenth pictures. When the APP software issues or displays a warning, or rejects, or automatically disconnects the incoming call message, the APP soft system can notify the judicial authority of the report and is suspicious. Calls can also be queried to the relevant service agencies through the APP software.

Please refer to FIG. 14 for the steps of the method of a preferred embodiment of the present invention. Flowchart, as shown in the figure, a first preferred embodiment of the smart phone anti-fraud method of the present invention includes at least the following steps: a, receiving an incoming call; b, capturing a call message; c, identifying the caller number ;d, identify the key words of the fraud category; e, identify the caller's voiceprint; and f, identify the caller's call.

In the step b and the step c, the identification module (30) is used to capture the incoming call message before or after the call, and first compares whether the incoming call number is related to the memory fraud group in the mobile phone database (20). If the phone number is the same, if the match is made, the identification module (30) will issue an identification warning to inform the public that the call should be rejected. If it does not match, the smart phone is kept in a call state so that the public can answer the call.

In the step d, if the key words of the fraud category appear in the conversation content, the identification module (30) issues an identification warning and automatically breaks the message. If there is no key word in the conversation category, the The smart phone does not have any warning message, and the smart phone is kept in the normal state of the call without disturbing the incoming call; in addition, the key words of the fraud category include the bank account number, password or amount, etc. When the identification module (30) recognizes the key words in the incoming call message, it will be determined that the public is near the ATM, and a warning will be sent to inform the call that the call is not to send money, or to automatically disconnect. Do not let people remit money to be deceived.

In the step e and the step f, the identification module (30) further recognizes the caller's voiceprint and the caller's call; wherein the voiceprint and the voiceprint data in the mobile phone database (20) If the comparison matches, the warning will be issued and the call will be automatically disconnected, but when it does not match, the call can be continued; in addition, when the caller is detected not at the local end, the identification mode The group (30) will issue a warning to even more automatic disconnection to prevent people from being deceived; for example, when the country code or area code is not a local country code or area code, the identification module (30) is issued under detection and identification. Warning or automatic disconnection; only when the caller's call is recognized at the local end, it will not interfere and maintain a normal call.

As shown in the fifteenth figure, in the steps c, d, e, and f, if there is an unsafe message, the steps c, d, e, and f each include a step c-1, a step D-1, a step e-1 and a step f-1, and the step c-1, the step d-1, the step e-1 and the step f-1 are for reporting to the judicial authority, Inquire about the suspicious incoming call to the relevant service agency.

Referring to FIG. 16 , a second preferred embodiment of the smart phone anti-fraud method of the present invention includes at least the following steps: g, receiving an incoming call; h, capturing a call message; i, connecting The cloud server (40) j, identifying the caller number; k, identifying the key words of the fraud category; l, identifying the caller's voiceprint; and m, identifying the caller's call.

In this embodiment, the methods described in the steps j, k, l, and m are the same as the steps of the first preferred embodiment, except that the steps j, k, l, and m are compared. The data is the key words of the caller number, voiceprint and fraud category pre-stored in the cloud database (41) of the cloud server (40), but the identification methods are the same, and when there is unsafe In the case of a message, the same will be issued or the smart phone will be automatically disconnected, so it will not be described; in addition, when the step i is connected to the cloud server (40), the wireless communication module (10) can be used. ) the cloud server (40) The latest scam news, cases, new methods and statistical reports, etc., are downloaded and sent back to the mobile phone for the public to read, so that the public can understand the fraudulent group's continuous fraudulent means, and then cultivate and improve the public's awareness of preventing deception, and reduce it. The probability of people being cheated.

However, the above description is only a preferred embodiment of the present invention, and is not intended to limit the technical features of the present invention. It is still within the scope of the invention to utilize the technical means and the reinvention of the inventive principle. Therefore, the present invention is not intended to limit the scope of the present invention, and any equivalent changes and modifications may be made without departing from the spirit and scope of the invention. It is reasonable to apply for a patent.

(10)‧‧‧Wireless communication module

(20) ‧‧‧Mobile database

(30)‧‧‧ Identification Module

Claims (4)

An anti-fraud system for a smart phone, comprising: a wireless communication module for receiving a call message; a mobile phone database storing a plurality of fraudulent caller numbers, voiceprints and fraud categories And an identification module electrically connected between the wireless communication module and the mobile phone database, so that when the incoming call is made, the identification module can also receive the incoming call message and the data in the mobile phone database. The identification module uses the wireless communication module to download and install the APP software to a specific website by means of wireless internet access, and the APP soft system is used for capturing incoming call information, and then the mobile phone database is used. The information in the software can be used to identify the location of the ATM and issue a warning; the APP software in the identification module captures the incoming call message and performs detection and identification of the incoming call message. When the country code or area code of the call station is not the local country code or area code, it will issue a warning whether to reject or automatically disconnect the call; a cloud server includes a cloud database, a voiceprint comparison module, and a The essential Comparison module, a fraud statistical analysis module, a cash dispenser position comparison module, a case and news update promotion module, a data push update module and a voice geographic information module; the cloud data There is a scam category keyword database data, a fraudulent caller number data, an ATM address data, a scammer's voiceprint data, a geographic information material, and a latest fraud news, case and new method and statistical report. Table data; by executing the APP software, the wireless communication module can download the data in the cloud database through the network connection, thereby updating the data in the mobile phone database. For example, in the anti-fraud system of the smart phone described in claim 1, wherein the incoming call message includes a caller number and a conversation content. An anti-fraud method for a smart phone is to execute an APP software on the smart phone, connect to a cloud server, and download the latest fraud news, case and new method and statistical report data on the cloud server, at least Including the following steps: a, receiving an incoming call; b, capturing a call message; c, identifying the caller number; d, identifying the key words of the fraud category; e, identifying the caller's voiceprint; and f, identifying the caller's voice ATM cash machine location and country code or area code. For example, the anti-fraud method of the smart phone described in claim 3, wherein in the steps c, d, e and f, if there is an unsafe message, after the steps c, d, e and f Each includes a step, which is to notify the judicial authorities for inquiries and notifications.