TWI490828B - Method of finance specialty certification - Google Patents

Description

Financial certification method

The invention is a financial authentication method, in particular to an authentication method for applying each user operation record recorded by a financial certification platform as a basis for authenticating and finding talents.

There are certain rules for buying and selling stocks, bonds or other investments. When someone wants to learn, in addition to directly entering the market, the prior art has some tools to provide a simulated financial environment, and learn to buy and sell in a virtual environment. How to use investment tools.

If you need to assess the rewards or advantages and disadvantages of the investor's investment behavior, the general system is to analyze the quality of the trading signal by Back Test or Monte Carlo Simulation. In addition to the methods, it can also be used as a backward test, or a competitive test. At present, the prior art technology is a system computer program for stock trading simulation. This system can simulate and analyze stocks, commodities or other trading-related behaviors, and analyze the investment returns and investment methods through the virtual stock market.

One of the conventional techniques can be referred to the schematic diagram of the investment simulation analysis system shown in FIG. 1, which shows the software and hardware that a basic investment and wealth management system should have.

The illustrated system provides a computer center 108 through which the user enters the computer center 108 via the Internet 114. After login authentication, the information and simulation environment of various investment and wealth management can be used. There are some servers in the computer center 108, such as The data server 15 captures the real-time transaction market information from the external resources and converts it into information that can be read by the computer system, and then passes the data to the database server 17 of the current day, thereby reading the database server 17 on the same day. Whether the information is useful or not, the useful portion is stored in the current day database 12 in the storage medium 110, and the useless information is discarded. In this way, real-time transaction information can be stored, including various stock market transactions of the day, especially the data of the day. If the data has been more than one day, it should be collected by the historical database server 19 and stored in the historical database 14 in the storage medium 110.

The signal captured and transmitted from the real-time data server 15 is also transmitted to the investment server 13, which is a management server registered for use by a plurality of people, and each user is provided by the real-time data server 15. The real-time transaction market information, the user can also retrieve various information stored in the storage medium 110 via the investment server 13.

According to the conventional technology, in addition to the purpose of simulation analysis, the user can learn various investment tools through the simulation environment to achieve the purpose of education and training.

In addition, if the relevant financial personnel need to apply for financial related work, in the existing way, it is necessary to provide personal experience, in addition to the general paperwork authentication method, there is no practical experience in the evaluation criteria.

In order to establish a certification standard with practical experience evaluation, the present invention will introduce a simulation trading system, which can simulate the real world and even import financial models of specific historical events, can test the operational ability of relevant personnel, and achieve the purpose of training financial professionals. . The invention provides a financial authentication method, which utilizes the data generated by the transaction system, such as the above-mentioned simulated transaction system, and the other embodiments can be further provided by other provided operational materials, such as the real record of the real broker, thereby serving as the basis for the certification of the financial personnel. And even through the screening mechanism, find the manpower that meets the needs, such as the employer. The financial certification system can be used to find qualified personnel. Similarly, the user can submit the records recorded to the employer to achieve the purpose of the application; the employer can design instructions according to the requirements, simulate the transaction system import instructions, use You can use the system to get the people who meet the conditions.

The present invention can provide a talent pool established by a practical operation, and a system for realizing a financial authentication method will generate a user transaction history record generated by a trading system, including a transaction record generated by a simulated trading system or other real system, such as The true record from the brokerage firm provides a record of financial commodity operations with more reference value at each demand side.

According to an embodiment, in the financial authentication method, one or more user transaction history records are first generated by a transaction system and imported into the above-mentioned financial authentication system. Then, the generated transaction history is stored in the data storage module, and after receiving the demand signal of the demand terminal, one or more filtering conditions are generated. Through system matching, user information that meets or is close to each filter condition is obtained and provided to the demand terminal.

In other embodiments, the user terminal can actively issue a request, and the system transmits the stored transaction history data to each demand terminal; or the command is sent by each demand terminal, and the user can operate in the transaction system, and each demand terminal can Find objects that meet certain criteria. For example, the transaction history is used to apply for the demand terminal.

In particular, the above-mentioned demand terminals can be employers in financial-related industries. Employers can set the conditions for screening appropriate talents and find appropriate manpower through this financial certification method. Demand terminals can also be financial-related certification bodies, except for general certification examinations. In addition, the financial authentication method of the present invention provides authentication information with practical operations.

112‧‧‧Client

114‧‧‧Internet

108‧‧‧Computer Center

11‧‧‧Web server

13‧‧‧Investment Server

15‧‧‧ Instant data server

17‧‧‧Day database server

19‧‧‧Historical database server

110‧‧‧Storage media

12‧‧‧Day database

14‧‧‧Historical database

21‧‧‧End users

201,202,203‧‧‧ signal generation

20‧‧‧Network

23‧‧‧ Signal Model

27‧‧‧ parameters

25‧‧‧ Trading Signal Analysis Servo Center

30‧‧‧Financial Certification System

32,42‧‧‧Network

321,322,323,421,422,423,431,432,433,441,442,443‧‧‧ Terminal computers

330‧‧‧User terminal

350‧‧‧Real trading system

340,440‧‧‧simulation trading system

301, 401‧‧‧ data import interface

302,402‧‧‧First Signal Interface

303, 403‧‧‧ second signal interface

304,404‧‧‧Data Conversion Module

305,405‧‧‧ data storage module

306,406‧‧‧Message Agent Module

307,407‧‧‧ Conditional Pairing Module

408‧‧‧ Conditional Combination Module

40‧‧‧Financial Certification System

501‧‧‧Users

502‧‧‧ Apply

503‧‧employer

504‧‧‧Setting tasks

505‧‧‧simulated trading system

506‧‧‧Generation of information

507‧‧‧Transaction history

508‧‧ Query

509‧‧‧ Conditional matching

510‧‧‧Financial Talent Pool

Step S601~S613‧‧‧One of the financial certification method processes

Step S701~S709‧‧‧ Financial Certification Method Process 2

Step S801~S809‧‧‧Three steps of financial certification method

1 is a schematic diagram of a conventional technology investment simulation analysis system; FIG. 2 is a schematic diagram of an online financial education evaluation system; FIG. 3 is a schematic diagram showing a related system embodiment of the financial authentication method of the present invention; A schematic diagram of a second embodiment of a related system of the method; FIG. 5 is a schematic diagram showing an embodiment of a connection relationship between the ends of the system for implementing the financial authentication method of the present invention; FIG. 6 is a flowchart of an embodiment of the financial authentication method of the present invention; FIG. Example 2 is the second embodiment; FIG. 8 is a third flowchart of the embodiment of the financial authentication method of the present invention.

In order to provide information about relevant financial certifications and talents of various demand terminals, the present invention proposes a financial authentication method, which uses an architecture formed by a computer system, a server and a network as a platform between a demand terminal and a user terminal. In particular, a virtual transaction system is introduced to generate historical transaction records through practical operations through the operation of the user in the virtual transaction system, and these records become reference information for talents or certification requirements.

Please refer to FIG. 2 first, which depicts an embodiment of an online financial education assessment system. There are a plurality of terminal users 21 in the figure, such as end users of the numbers 201, 202 to 203, etc., using the computer system to access the online financial education evaluation system proposed by the present invention via the network 20. In this diagram, the online financial education evaluation system is mainly a trading signal analysis servo center 25, which is a virtual investment environment generated by a computer program executed in a computer server and a database, enabling a plurality of terminal users 21 to pass through The network 20 inputs various investment signals for trading matching and analysis.

The trading signal analysis servo center 25 will introduce one or more signal models 23, such as a historical model, a system generation model, an instant market model and an external factor model, each model mainly carrying market fluctuation data for a certain period of time, and the fluctuation data will be The signal input by the end user 21 is nested to produce an output result, which in this case will be imported into the financial authentication system 30.

In addition, parameter 27 adjustment can be introduced to adjust the user signals in the trading signal analysis servo center 25 in order to be closer to the real world or to simulate a specific situation. The parameters in the entire analysis system can be adjusted instantly, and the influence range time and start time It can be set between the two, and if the influence range is in the past, the calculation can be readjusted from the record.

The financial authentication method of the present invention particularly introduces a simulation investment system, in particular, the introduction of the online financial education evaluation system described in FIG. 2, which provides an online virtual investment environment, which can analyze and evaluate the signals generated by each user. The financial certification system utilizes the user operation records produced by the online financial education evaluation system to measure the investment performance of the users. However, in actual operation, it does not rule out the import of real records, such as the real operation records obtained by the broker. Among them, the content of the assessment may include the ability to select stocks, timing, risk control and trading behavior analysis. It is worth mentioning that the result generated by the simulated trading system is a record of accumulating a certain amount of time and the number of transactions. Different from the general use of the test certification method, it is more fair to evaluate a professional talent, and the demand terminal can find a more effective match. Relevant professional talents. In particular, it can refer to a variety of students who use this system to learn and establish a financial talent pool. The financial certification system provides a platform between users, trainees and demand terminals. According to the requirements of the demand terminal, financial talents meeting certain conditions are obtained.

3 is a schematic diagram showing an embodiment of a system related to the financial authentication method of the present invention.

It shows a financial authentication system 30, especially a system architecture formed by a computer server, a database, a memory, and an input/output interface. The circuit or the software module is electrically connected to each other. The system 30 includes a data import interface 301. The financial authentication system 30 is imported into the real trading system 340 or a real trading system 350 through the data import interface 301. One or more user transaction history records, in addition to the records imported by the real trading system 350, in particular, each user operates in the simulated trading system 340 for a certain period of time.

The system 30 has a data storage module 305 coupled to the data import interface 301. The data storage module 305 is configured to store data imported by the system 30. A data conversion module 304 can be disposed between the data import interface 301 and the data storage module 305 for converting the data received by the simulated transaction system 340 or the real transaction system 350 into a system. Information that can be read and may need to conform to the file format of a particular database. The information to be imported mainly includes the entrusted materials, which may include the entrustment date, the commodity code, the entrusted price, the number of entrusted sheets, the sale and purchase, the type of transaction, the entrusting conditions and whether it is a rush. The information may also include the transaction data, which may include the transaction. Date, product code, transaction price, father number, hand performance fee, transaction tax, interest, loan fee and delivery date.

In addition to the format conversion, the data conversion module 304 converts the data of the system 30, and even the user's order, purchase and sale records, etc. in the real broker system (real transaction system 350) into the database of the system 30. During the conversion, in an embodiment, an analysis program is executed to record and analyze the received data, including performance analysis, operation analysis, statistical data analysis, risk analysis, etc., and is recorded in the data storage module 305 according to the format.

The system 30 includes a first signal interface 302 connected to an external network 32. One or a plurality of demand terminals (using the terminal computers 321, 322, 323) can transmit one or more demand signals to the financial authentication system 30 through the first signal interface 302. A condition matching module 307 coupled to the data storage module 305 and the first signal interface 302 is further configured to generate one or more filtering conditions after the conditional matching module 307 interprets the received demand signal. The filter condition for the interpretation of the demand signal is the screening condition for the demanding terminal to find the person. The condition matching module 307 queries the user transaction history data in the data storage module 305, and the pairing result is sent back to the first signal interface 302. A demand terminal that issues the demand.

The system 30 further includes a second signal interface 303. The user terminal 330 can access the information in the financial authentication system 30 through the second signal interface 303. The user terminal 330 can also be a user of the simulated transaction system 340, or The user of the real transaction system 350 uses the terminal computer to generate the request information, and transmits the request information to the system 30 through the second signal interface 303, and the system 30 can respond to the user terminals 330 through the second signal interface 303.

The financial authentication system 30 includes a message proxy module 306 coupled to the first signal interface 302 and the second signal interface 303, in addition to providing each user terminal 330 to access data. The data in the storage module 305 can further transmit one or more request information to each demand terminal through the message proxy module 306. The user terminal 330 can be one or more students who use the computer to connect to the financial authentication system 30. In particular, the user terminal actively transmits request information to each demand terminal through the message proxy module 306. For example, the user terminal 330 transmits the application request to the demand terminal through the message proxy module 306, such as filling in the application request through a web browser, or information about an application form generated by a specific certification authority. Then, the demand terminal can reconnect the system 30 and query the user transaction history data stored in the data storage module 305 to determine whether the requester meets the requirements.

According to FIG. 3, a system architecture is described. In an embodiment, the first signal interface 302 provides a demand-side webpage servo interface, and each demand terminal can generate a demand signal through a demand-side webpage servo interface, for example, the financial authentication system 30 provides a webpage interface. Each demand terminal can access the financial authentication system 30 through the terminal computer 321, 322, 323, for example, through the Internet connection system 30, fill in the manual demand of one or more filtering conditions through the interface of the web browser, and convert the demand server web interface into a demand. The signal is transmitted to the system 30. At this time, the condition matching module 307 performs pairing, and the data storage module 305 finds the manpower that meets the conditions.

The other end of the second signal interface 303 can also provide a user-side webpage servo interface, so that one or more user terminals fill in the request information through the user-side webpage servo interface, and the request information is requested through the user-side webpage server interface conversion. Passed to system 30. For example, the request information may be an application request, and the user terminal fills in the application request through a web browser, and the user-side webpage servo interface is converted into the request information.

Furthermore, the message proxy module 306 can be an email server provided in the financial authentication system 30. The request information generated by the user terminal can be in the form of an email, via the second signal interface 303, and the message. The proxy module 306 and the first signal interface 302 are passed to one or more demand terminals. In another embodiment, the message proxy module 306 can be a mobile message server disposed on the financial authentication system 30, indicating that the request information can be transmitted in the form of a short message. Delivered to the demand terminal.

Since the financial authentication method of the present invention applies the results of the front-end online financial education evaluation system, which is a record generated by each user operation, these records can correspond to demand terminals, such as employers, certification requirements, etc., and reliable records are required. As the basis for evaluating a financial professional. Accordingly, in another embodiment of the present invention, the demand terminal can actively propose conditional instructions, so that each user can actually operate in the front-end online financial education evaluation system, and the demand terminal can find a specificity in this embodiment. The requested user.

FIG. 4 is a schematic diagram showing the second embodiment of the system related to the financial authentication method of the present invention.

The figure shows that the financial authentication system 40 includes a data import interface 401 via which the system 40 is streamed into one or more uses by the simulated trading system 440 (but the actual operation does not exclude the real trading system as shown in FIG. 3). The transaction history, in particular, the history of operations performed by the user in the financial simulation environment provided by the terminal computer 441, 442, 443 in the simulated transaction system 440.

The system 40 includes a data storage module 405, which is a database for recording user transaction history records. The data storage module 405 is coupled to the data import interface 401 for storing the imported data.

Another data conversion module 404 is disposed between the data import interface 401 and the data storage module 405 for converting the imported data to the file format of the data storage module 405. As also shown in FIG. 3, in an embodiment, an analysis program is executed to record and analyze the received data, including performance analysis, operation analysis, statistical data analysis, risk analysis, etc., and is recorded in the data storage module according to the format. Group 405.

The demand terminal, such as the terminal computer 431, 432, 433 shown in the figure, can access the system 40 through the first signal interface 402 of the system 40, including transmitting one or more demand signals or conditional instructions. The demand signal includes the filtering conditions sent by the demanding terminals. The condition matching module 407 performs the matching using the filtering conditions, and the data in the data storage module 405 is matched, and the result is transmitted to the demand terminal through the first signal interface 402. Since the data stored in the data storage module 405 is tired in the simulated trading system 440 The user transaction history records accumulated over a period of time. These records become reference information for talents or certification requirements, and the demand terminal is easy to obtain qualified personnel.

In this embodiment, the demand terminal can transmit the conditional instruction through the first signal interface 302, and the conditional combination module 408 generates an instruction conforming to the simulated transaction system 440 according to the conditional instruction, and transmits the instruction to the simulated transaction system 440 via the data import interface 401. The user needs to operate through the simulated trading system 440 for the relevant instructions, that is, the demanding terminal can find the matching manpower through the conditional instruction proposed by the user.

The second signal interface 403 provides one or more user terminals to access the data in the financial authentication system 40. As shown, the user uses the terminal computers 421, 422, 423 to transmit information via the network 42 and the second signal interface 403. In particular, the information can be transmitted through the message proxy module 406. The message proxy module 406 is coupled to the first signal interface 402, the second signal interface 403 and the data storage module 405, and can transmit data in the form of an email or a mobile message. .

Each of the above-mentioned signal interfaces 402, 403 can provide a webpage interface, and respectively provide the demand terminal and the user terminal to generate a relative signal. In particular, the demand terminal can fill in the conditional instructions through the web browser, and the demand side webpage servo interface is converted into an instruction conforming to the simulated trading system 440.

In accordance with the above-described embodiments of Figures 3 and 4, Figure 5 shows an embodiment of a system utilizing the financial authentication method of the present invention.

The main feature of the embodiment is that the financial authentication system imports the data 506 generated by the simulated trading system 505, in particular the transaction history record 507, such as single record, transaction record, task achievement record, performance analysis, operation analysis, statistical analysis, and the like.

There is shown a financial talent pool 510, which is a data storage module in the above-mentioned financial authentication system, in which each user (or student) stores an operation record accumulated in a simulated trading system for a period of time. Using the financial talent pool 510, the employer 503 can query (508), can also generate a demand, and perform conditional pairing (509) using a plurality of filtering conditions.

The user 501 makes a request to the employer 503 using the application program (502). At this time, the employer 503 can obtain the transaction history record of the user 501 in the simulated transaction system by querying (508) the financial talent pool 510, and the information provided by the financial talent pool 510 can provide the basis for the talent selection.

In the embodiment of the present invention, the employer 503 can generate a conditional instruction to the simulated trading system 505 by setting the program of the task (504), and let the simulated trading system 505 execute the instruction, and the user enters and operates to generate a transaction history for a period of time. Record, or to achieve specific tasks, such as the ability to obtain interest rates, performance requirements.

Applying the above financial authentication system, the flow of the financial authentication method embodiment is shown in FIG. 6.

At the beginning of the step, the entire system is prepared, including generating a transaction history of one or more users by the simulated transaction system (step S601), importing into the financial authentication system through the interface, and storing the data in the data storage module (step S603). .

Taking the demand terminal as an example, the financial authentication system receives the demand signal (step S605), and the demand mainly includes the demand for talent search, or the certification reference required by the specific financial certification authority. The filter condition is generated by the demand signal (step S607), and the module implemented by the in-system unit or the software executes the pairing process according to the filter condition (step S609), and a result that matches or approaches is generated (step S611), and the result is transmitted to The demand terminal (step S613) can be provided to the demand terminal by using a web browser or other electronic file presentation, and can include information of each manpower, transaction history, eligibility, ranking, and the like.

Figure 7 shows the financial authentication process generated by the user terminal using the above system. Step S701 is shown that the financial authentication system receives the request signal sent by the user terminal, for example, for each student to find the relevant job application message, and sends it through the network, after being interpreted by the financial authentication system (step S703), generating the request signal, and The request information is transmitted to the demand terminal via the financial authentication system (step S705). In an embodiment, the request information may be combined with the transaction history data of the related user, or when the requesting terminal obtains the requested information, such as the application data and the authentication data, the query will be executed through the financial authentication system (step S707), by the system. Transfer transaction history data (steps S709).

According to another embodiment, the demand terminal may mainly issue a conditional instruction according to the need (step S801), and the financial certification system converts and generates an instruction conforming to the simulated transaction system (step S803), and transmits the result to the simulated transaction system (step S805), and then Each user of the simulated transaction system performs an operation according to the instruction (step S807), and after a period of operation, the generated transaction history or the specific task result is transmitted to the financial authentication system (step S809), as shown in FIG. After the import, the result is transferred to the demand terminal that issued the conditional instruction.

In summary, the financial authentication method of the present invention mainly provides a transaction history of financial aspects generated by introducing a simulated trading system, and provides a practical operation record of the employer or the authenticator with reference value, and generates a mechanism for effective talent seeking or authentication.

However, the above description is only a preferred embodiment of the present invention, and is not intended to limit the scope of the present invention. Therefore, equivalent structural changes that are made by using the specification and the contents of the present invention are equally included in the present invention. Within the scope, it is combined with Chen Ming.

S601‧‧‧Generate transaction history

S603‧‧‧Save to data storage module

S605‧‧‧ Receiving demand signals

S607‧‧‧ Generated filter conditions

S609‧‧‧ Pairing

S611‧‧‧ produces consistent or close results

S613‧‧‧ passed to the demand terminal

Claims (10)

A financial authentication method is applied to a financial authentication system, which is a system architecture formed by a computer server, a database, a memory and an input and output interface, the method comprising: generating one or more through a transaction system User transaction history record; importing the transaction history record, storing it in a data storage module of the financial authentication system; receiving a demand signal of a demand terminal; interpreting the demand signal to generate one or more filter conditions, The filtering condition is a screening condition for the demanding terminal to find a person; performing, according to the one or more filtering conditions, performing a transaction history record of each user of the data storage module to generate or match the one or more filtering conditions. One or more user information; and pass the pairing result to the demand terminal. The financial authentication method of claim 1, further comprising: receiving a request signal sent by a user terminal; interpreting the request signal through a message proxy module of the financial authentication system; and decoding the information The terminal is transferred to the demand terminal, and the demand terminal further queries the data storage module for the data of the user terminal. The financial authentication method of claim 2, wherein the message proxy module is an email server disposed in the financial authentication system for processing emails or an action newsletter server for processing the mobile newsletter. The financial authentication method of claim 2, wherein the request signal is generated by the user terminal through a user-side webpage servo interface. The financial authentication method of claim 1, further comprising: receiving one or a plurality of conditional instructions transmitted by the demanding terminal; generating, according to the one or more conditional instructions, a finger conforming to the trading system Transmitting the instruction to the transaction system; and transmitting the results of the operations performed by each user of the transaction system to the financial authentication system in accordance with the instruction. The financial authentication method of 3, 4 or 5, wherein the one or more user transaction history records are generated from a simulated trading system or a real trading system. The financial authentication method of claim 1, wherein the demand terminal connects the financial authentication system via a network. The financial authentication method of claim 7, wherein the demand signal is generated by the demand terminal through a webpage servo interface. The financial authentication method of claim 8, wherein the pairing result is transmitted to the demand terminal by using the webpage servo interface or an electronic file. The financial authentication method of claim 9, wherein the information transmitted through the webpage servo interface or the electronic file includes human resources data, transaction history, eligibility or ranking.