TWI425449B - An intelligent financial business device - Google Patents

Description

Smart financial transaction machine

The present invention relates to a financial ticket counterfeiting and banknote dispensing device, and more particularly to a smart financial transaction machine.

In today's economically developed society, due to the large scale of cash circulation, the cash handling of bank cashier counters is heavy, and the money counter (counterfeit detector) has become an indispensable device. Counting machine counting and discriminating in one body, with the development of printing technology, copying technology and electronic scanning technology, the manufacturing level of counterfeit banknotes is getting higher and higher, and the counterfeiting performance of the counting machine must be continuously improved. According to the movement track of the banknote, the money counter is divided into horizontal and vertical banknote counters. Among the common methods of identification, there are three methods: fluorescent recognition, magnetic analysis, and infrared penetration. The portable money detector is divided into a portable desktop laser detector and a portable handheld laser detector.

However, with the advancement of technology, whether the money detector or the money counter has a high degree of banknote correctness and a convenient operation interface has become an urgent problem to be solved in the future development of the money detector.

Accordingly, it is an object of the present invention to provide an intelligent financial transaction machine.

The technical means adopted by the present invention to solve the problems of the prior art is a smart financial transaction machine, comprising: a money depositing device, providing a function of entering and transporting a banknote; and an image capturing and identifying device, including a wave source emitter and a The light source emitter emits at least a predetermined wavelength of wave light to the banknote, and after reflection, receives a wave of light information by the filtering analysis device; a data processing unit connects the image capturing and identifying device and receives the image captured by the image The wave information obtained by the identification device is analyzed, separated, filtered and filtered by the data processing unit to obtain an image of the banknote and to identify the authenticity of the banknote; wherein the banknote device is a delay track and can be extended The banknote is transported to ensure that the wave information has sufficient time for analytical filtering.

Preferably, wherein the delay track is an S-type track.

Preferably, the wavelength of the wave emitted by the wave source emitter is between 350 and 380 nm, 900 to 960 nm or a wavelength of light that can correct the banknote.

Preferably, the data processing unit is further connected with a thermal printing device, and the data can be directly output.

Preferably, the smart financial transaction machine further comprises a banknote checking device for separating the recognized genuine banknotes and the counterfeit banknotes.

Preferably, the smart financial transaction machine further comprises a strapping device.

Preferably, the strapping device comprises an automatic strapping device, an automatic packaging device and at least one automatic identification object generating device.

Preferably, the data processing unit further comprises a data transmission interface.

Preferably, the data processing unit further comprises a data storage device.

Preferably, the image capturing and identifying device of the data processing unit further comprises a magnetic detecting device for generating a waveform for detecting the authenticity, denomination or oldness of the banknote when detecting the banknote.

Through the technical means adopted by the present invention, the wave-light filtering method is used as a means of banknote detection, and the image of the banknote is captured or the hidden anti-counterfeit image obtained by different wavelengths is used. The strength and weakness map is used for identification, and the delay of the identification time is extended to increase the accuracy of the identification. It is also possible to achieve a smart financial transaction machine that can complete the identification of the ticket number alone, and can also check the banknotes, banknotes, print, and check the transaction time, content or ticket number. In the future, in addition to the application of this smart financial transaction machine on a money detector, a money machine or a banknote binding machine, it can also be applied to other aspects such as forgery and comparison work applications.

The intelligent financial transaction machine of the present invention will be fully understood by the following embodiments, so that those skilled in the art can accomplish the same. However, the implementation of the present invention is not limited to the implementation of the following embodiments. Other embodiments may be devised by those skilled in the art in light of the spirit of the embodiments disclosed herein.

Referring to Figures 1 to 3, Figure 1 is a block diagram of the system of the intelligent financial transaction machine of the present invention, and Figures 2 to 3 are schematic diagrams showing the internal composition of the intelligent financial transaction machine.

As shown in the figure, the smart financial transaction machine 100 includes a banknote depositing device 1, an image capturing and identifying device 2, and a data processing unit 3, wherein the data processing unit 3 is connected to a banknote checking device 4 and a thermal sensor column. The printing device 5, a data storage device 6, and a data transmission interface 7.

Among the various constituent elements, the depositing device 1 mainly provides a function of entering and transporting a banknote, wherein the banknote has a length of between 84 mm and 180 mm. The banknote insertion device 1 of the present embodiment is a delay track, in particular, an S-shaped track as shown in FIG. 2 in this embodiment. This S-shaped curling travel path can extend the banknote conveyance after the banknote enters. Increase the time of detection to ensure that the measured information is sufficient Analyze and filter between them, complete the single-machine identification and achieve the effect of cross-note insertion, and further shorten the width of the machine. At the same time, the direction of the banknotes is not limited, such as the entry of the shorter side of the banknote or the entry of the longer side, so that the banknote can be placed in any manner, with the shorter side entering better. It also does not cause an unrecognizable error because the banknotes are placed in the direction of the face. In other words, the banknotes placed in the machine can be identified in any four directions, and the present invention adopts a double-tilt type straight banknote design. In order to make the banknotes in the four directions, the banknotes can be moved further by the side, so that we can more accurately grasp the position to be inspected. The S-shaped track of the present embodiment is merely an example, and those skilled in the art can also make appropriate changes according to the disclosure of the present invention, but the changes are still within the protection scope of the present invention.

The image capturing and identifying device 2 of the present embodiment is composed of a wave source emitter 21 and a filter analyzing device 22, and is disposed adjacent to a predetermined position of the banknote loading device 1. The wave light source emitter 21 of the embodiment includes a plurality of emitters of different wave light sources, and can emit light having a wavelength of 350 to 380 nm, 900 to 960 nm or a banknote that can detect the wavelength of the banknote to be transported, after the reflection A wave information S1 is received by the filter analyzing device 22 (receiver or sensing element), and the wave information S1 can be an image of a banknote, a hidden security feature, a ticket number or a wavelength intensity.

After obtaining the wave information S1, the data processing unit 3 is transmitted to the data processing unit 3 connected to the image capturing and identifying device 2, and analyzed, separated, filtered, and filtered according to the wavelength, the intensity of the wave, and the color difference of the wave light via the data processing unit 3, that is, It can obtain a variety of information on the banknote for authentication and application, ticket number, hidden pattern, anti-counterfeiting feature, graphic word, wavelength information or magnetic voltage strength, etc., and recognize the authenticity, denomination or old and new of the banknote. For example, the separated group of signals is displayed through the separated scanning group 5 through the thermal printing device 5 (printer), thereby obtaining the serial number of the banknote or obtaining the banknote. The image and the hidden anti-counterfeiting feature are used to identify the authenticity of the banknote.

After the real banknotes and the counterfeit banknotes are identified through the above procedure, the banknotes and counterfeit banknotes can be separated by the banknote counting device 4, or the banknotes of different denominations can be identified and the banknotes of different denominations can be separated, respectively. The two types of dispensing directions shown in FIG. 2 are respectively entered into different dispensing slots 83. In this embodiment, two dispensing slots are provided. The present invention is not limited thereto, as long as more than one banknote is provided. The slot is fine. In addition, in this embodiment, a direction switching mechanism 41 is installed in the middle of the S-shaped conveying path. When the mechanism is actuated, the banknote will leave the S-track and enter another track, and the track will send the banknote to the cash-out slot 83, but The banknotes are placed in a direction different from the direction of the S-shaped track, and enter the lower banknote slot 83 via two kinds of banknotes, respectively. This design is to cross-align the banknotes of the same direction by this method. That is to say, the left and right banknotes are crossed one by one, so that the new banknotes in the same direction of the OVD security line can be arranged in different directions to facilitate the use of the cash dispenser. In addition, the whole banknote function can also be added to include the folding angle of the banknote, damage, tape, OVD security check and old banknote identification.

At the same time, the smart financial transaction machine of the present invention can also directly and automatically complete the banknote tying operation in combination with a tying device 8, including 100 automatic tying devices 81 via the tying device 8 (or set to other sheets) The number of banknotes is automatically strapped, and the labeling means such as bar code, date or serial number is automatically identified by the automatic identification object generating means 811, or directly imprinted thereon. And after reaching 10 ties (or set to other number of ties), the automatic tying is performed via the automatic packaging device 82, and similarly, the labeling method such as bar code, date or serial number is added via the automatic identification object generating device 821, or directly imprinted. On top of that, automatic identification of objects (such as bar code, date or serial number, etc.) can provide a query to know the serial number on all banknotes in the bundle. The other bundles are automatically assembled by the automatic packaging device 82, and are automatically identified by the automatic identification object generating device 821 by adding a label, a date or a serial number, or directly imprinting thereon. Objects (such as bar codes, dates, serial numbers, etc.) can be queried to find information such as the serial number on all banknotes in the bundle.

The intelligent financial transaction machine of the present invention can be operated in connection with the operation of installing a touch screen, such as an authentication, a mixed point (a banknote of different currencies and denominations can be simultaneously inspected), a ticket number, and a fixed number of sheets ( The number of sheets refers to the number of sheets in the withdrawal slot, the fixed amount, the whole banknote, and the printing function. The operation interface makes the overall operation simple and efficient, and the touch screen can be easily and directly Enter customer or operator information to facilitate operator control of this smart financial transaction machine.

In addition, the information group filtered by the above-mentioned wave-filtering method can be stored in the data storage device 6 (the data can be stored as needed for storing data), or by the data transmission interface 7 (wired Or wireless transmission device) to the bank and other accounting system, can be connected and used in financial order management.

In order to further confirm the actual results of the intelligent financial transaction machine of the present invention, a series of application of the wave-light filtering method is provided to perform the result of wavelength division of banknotes of various currency values, and the results are shown in Figures 4A-4B. It can be seen from the results in the respective figures that the smart financial transaction machine of the present invention has a good effect in terms of banknote authentication and ticket number acquisition by applying the wave-light filtering method.

In this embodiment, a magnetic detecting device 9 connected to the device of the present invention can be used to generate a waveform when detecting the banknote, as shown in FIG. 5, to identify the authenticity of the banknote, and the waveform is due to the banknote. The face value varies, as shown in Figure 5, the waveform is NT$1000, but the waveform of each denomination must have a fixed shape, so it does have a good effect in checking the banknotes.

In addition to the above-described wave-light filtering method, the device of the present invention can also be used for identification by techniques such as infrared detection, fluorescence detection, magnetic detection, image recognition, and image capture. For example, when using the image capturing method, the image capturing device of the CCD technology can be used to capture text into a digital image by using a scanner or other optical device, and then automatic identification and text information processing (the data processing unit is OCR). ), the text information is automatically entered into the database, and the ticket number is obtained through this technology. Through the disclosure of the present invention, in addition to the application of the smart financial transaction machine to the money detector and the money machine, the future can also be applied to other aspects such as forgery and comparison work applications.

100‧‧‧Smart financial affairs machine

1‧‧‧Banking device

2‧‧‧Image capture device

21‧‧‧wave source transmitter

22‧‧‧Filter analysis device

3‧‧‧ Data Processing Unit

4‧‧‧Checking the banknote device

41‧‧‧Direction switching mechanism

5‧‧‧ Thermal printing device

6‧‧‧Data storage device

7‧‧‧Data transmission interface

8‧‧‧Bundling device

81‧‧‧Automatic strapping device

811‧‧‧Automatic identification object generation device

82‧‧‧Automatic packaging device

821‧‧‧Automatic identification object generation device

83‧‧‧Without slot

9‧‧‧Magnetic detection device

S1‧‧‧波光资讯

1 is a system block diagram of a smart financial transaction machine of the present invention; FIG. 2 is a schematic diagram showing the internal composition of the smart financial transaction machine of the present invention; and FIG. 3 is a view showing another internal composition of the intelligent financial transaction machine of the present invention; A schematic diagram; 4A-4B shows the results of the filtering of various banknotes by the intelligent financial transaction machine of the present invention; and FIG. 5 shows the results of magnetic detection and analysis of various banknotes by the intelligent financial transaction machine of the present invention. .

100‧‧‧Smart financial affairs machine

1‧‧‧Banking device

2‧‧‧Image capture device

21‧‧‧wave source transmitter

22‧‧‧Filter analysis device

3‧‧‧ Data Processing Unit

4‧‧‧Checking the banknote device

5‧‧‧ Thermal printing device

6‧‧‧Data storage device

7‧‧‧Data transmission interface

8‧‧‧Bundling device

81‧‧‧Automatic strapping device

811‧‧‧Automatic identification object generation device

82‧‧‧Automatic packaging device

821‧‧‧Automatic identification object generation device

9‧‧‧Magnetic detection device

S1‧‧‧波光资讯

Claims (12)

A smart financial transaction machine comprising: a banknote insertion device, providing a banknote entry and internal delivery function; an image capture identification device comprising a wave source emitter and a filter analysis device disposed adjacent to the input a predetermined position of the banknote device, transmitting at least one predetermined wavelength of wave light to the banknote via the wave source emitter, and receiving a wave of light information by the filter analyzing device after reflection; and a data processing unit connecting the image capturing device Identifying the device and receiving the wave light information obtained by the image capturing and identifying device, analyzing, separating, filtering and filtering the color through the data processing unit to obtain an image of the banknote and authenticating the authenticity of the banknote; The banknote device is a delayed track that extends the banknote transport to ensure that the wavelight information has sufficient time for analytical filtering. The smart financial transaction machine of claim 1, wherein the delayed track is an S-type track. The smart financial transaction machine according to claim 1, wherein the wave light source emitted by the wave light source is between 350 and 380 nm, 900 to 960 nm or a wavelength light of the banknote. The smart financial transaction machine of claim 1, wherein the data processing unit is further connected with a thermal printing device for directly outputting data. For example, the smart financial transaction machine described in claim 1 further includes a banknote counter device for separating the recognized genuine banknotes and counterfeit banknotes. For example, the smart financial transaction machine described in claim 5 of the patent application further includes setting one or more withdrawal slots, and separately storing the identified banknotes. For example, the smart financial transaction machine described in claim 1 further includes a strapping device. The smart financial transaction machine of claim 7, wherein the binding device comprises an automatic strapping device, an automatic packaging device and at least one automatic identification object generating device. The smart financial transaction machine of claim 1, wherein the data processing unit further comprises a data transmission interface. The smart financial transaction machine of claim 1, wherein the data processing unit further comprises a data storage device. The smart financial transaction machine of claim 1, wherein the image capturing and identifying device further comprises a magnetic detecting device for generating a waveform for detecting the authenticity, denomination or Old and new. For example, the smart financial transaction machine of claim 1, wherein the wave information can be an image of a banknote, a security feature, a ticket number or a wavelength.