1359383 25190pif 利用者的化身圖像的部分的識別資訊,與構成其他利用者 的化身圖像的邹分的識別資訊加以比較,自利用者資訊記 憶機構取得全部或一部分一致的其他利用者的屬性資訊的 全部或一部分,且作為檢索結果而發送至利用者終端』(專 利文獻2 )。 【專利文獻1】日本專利特開2〇〇4_5521號公報(摘 要) 【專利文獻2】日本專利特開2⑻6_35G416號公報(摘 要) 先刖的ATM等自動交易終端中,必須根據姓名或戶 頭號等文字f訊而輸人以資訊。該敎字資訊是該金融 機構以相財式而設定的資訊,未必是-看便容易把握内 容的貧訊,父易時必須—面逐-確認文字資訊-面進行交 易’從而有耗費時間且產生誤輪人等的顧慮。 針對該方面,上述專利文獻1所記載的技術中記載有 如下内容’即’將交易時必須輸人的資訊預先儲存於 (Integrated cnxmt’積體電路)卡等⑽媒體中 來讀取卡的記憶内容’藉此減少交糾的輸入操作。 然而,ATM必須具備該卡的讀取裝置,且 於卡對輸入的代替,並不通用。x,於卡中儲存有、 客時,必須自多個選擇項中選擇丨個顧客戶頭, 、 是必須對戶頭號等文字資訊加以逐一確認。 吁結果 6 I35933325i9〇pif 「化身圖像」4丁中所設定的值,可自規定的化身圖像列表 中選擇’當於下述圖5中說明的企業所有戶頭的情形時, 亦可接受由戶頭擁有人來提供化身圖像。 . 又,於針對多個金融機構的戶頭來管理化身圖像時, . 除了圖2的構成以外,亦可構成為藉由設置例如「金融機 構」行,並由金融機構」「店號」「戶頭號」的設定而對 化身圖像進行管理。 圖3疋顧客對自動櫃員機4〇進行操作時的初始晝面的 φ 示例。 顧客向自動櫃貝機40插入現金卡((^沾Card)並輸入 密碼(password)後,交易功能部42將該資訊連同店號及 戶頭號一併發送至帳戶主機10中。 帳戶主機10根據密碼進行認證處理’且將認證結果回 復給自動櫃員機40。若認證為正當使用者,則如圖3般的 初始晝面顯示於觸摸面板部41。 此時’交易功能部42使用該顧客的店號及戶頭號,向 • 圖像管理伺服器20查詢化身圖像。 • 圖像管理伺服器20接受查詢要求,自圖像管理表31 - 中檢索該項口入(entry)。若該顧客設定有化身圖像,則 圖像管理表31中儲存有該項,由此根據「化身圖像」行的 值而取得該顧客的化身圖像,並將該化身圖像發送至自動 櫃員機40中。 交易功能部4 2接受到化身圖像後,將該化身圖像顯示 於觸摸面板41中。 25190pif 圖4是進行存汽欠六士 顧客使用自_存款方確認晝面的示例。 存款。此時,若存^機4〇指定他人戶頭,向該戶頭進行 款方進行確認時顯頭化身圖像,則於對存 文字資訊及盘該戶頭相的畫面,將該戶頭的名義等 摸面板41中。、相關聯的化身圖像晝面—併顯示於觸 視覺=把文字資訊及化身圖像,而 方的錯誤等。 ㈣疋否有誤’由此可期待降低存款 取得存款方戶頭的化身圖像圖像 的順序,亦可與圖3中所說明的順序相同。 -查SI是二企業所有的戶頭進行存款交易時的存款方確 5忍畫面的不例。 * 如圖5所不’當為企業所有戶頭時,若 則存款方戶頭的顧客亦可容易地把握存款$ ‘進=傳=有戶頭的企業’亦可期待利用識別標 如上所述’根據本實施形'態1,目像管理飼服器20儲 存著與每個戶頭相對應的化身圖像,#利用自_員機= 進仃交易時’將交易方戶頭的化身圖像於觸摸面板41中進 行晝面顯不,由此可容易地視覺性地把握顧客戶頭,從 可期待降低存款方的錯誤等的效果。 、 11 1359383 * 25190pif _一丰::果,即,因化身圖像是公開自己資 有者的可^/可财地推定註冊著化相像的戶頭擁 實施形態2 · 容易引起輸入錯誤。 卞菜耗費_ ’又亦 出並一覽顯示,自Α中麵方’ ^子7r人戶頭號等碩 交易手續的簡化。、方’藉此可常常實現存款 戶頭二圖::顯示該事先註冊的存款方 圖6是表示帳^主機^平^方行戶說明。 構成及資料例的圖。 τ戶碩表12的 *欠方^使用自動樞員機4〇,註冊經常進行存款交易的存 :多冊本表+。亦有時= 存款方戶頭=:有:1 客註冊多個八口。 狀方,號」行、「存款方戶頭號」行。、虎」订、存 理的顧客’儲存著由帳戶主機10所管 12 25l9〇Pif 〜 存政方店號」行中,儲存菩± 订所特別指定的顧客經常進彳用者的戶頭號 坡。 作起《的存財戶頭的^ 〜「存款方戶頭號」行中,儲在荽山「…ι 订所特別指定的顧客經常 11用者的戶項號 碩號。 存# 人父易的存款方戶頭的戶 的播於對跨金融機構的存款方進行管理時,W =成以外,亦可構成為言m除了圖6 ,「存款方的金融機構」行,的金融機構」 戶頭進行管理。 稭由杈置該等而對存款方 例。·疋自事先麵的存款方中選擇存款方時的畫面 存款方戶頭二 =:„二。進行存款交易時’直接輸入 12中取得事先註冊;或者自存款方戶頭表 存款方。 幾 中的存款方列表並選擇 12中自树方戶頭表 自其中選擇存款方。表一览顯不於觸摸面板41上’顧客 此時’若於存 < — 40將該化身_批項故疋有化身圖像,則自動櫃員機 頭,則將摸面板41上。若為企業擁有戶 得順序,可血作為化身圖像而顯示。化身圖像的取 圖3中所說明的順序相同。 25l90pif 形比幸I,可的顯不’與僅以-覽顯示文字資訊的情 減少存款方的錯誤^覺性地把握存款方戶頭,由此可期待 4!上^:=的化身圖像’構成為可於觸摸面板 而可減輕顧客的操作負擔。、擇知作請間早,從 存款3頭^3明中⑽了於帳戶_°上設置著 像总2於該情形時’亦可藉由根據店號及戶頭號來向圖 化身圖^^2()查詢化身圖像’而與圖7相同地一覽顯示 戶如上所述’若根據本實施形態2,則於預先將存款方 =冊練戶主機1G (或者Ic卡等)巾,將該存款方 摸面板41上並選神款方時,顯示與各 =對應的化身圖像’由此可容易地視覺性地把握存款方戶 從而可期待減少存款方的錯誤等。 、要又’因構成為藉由按下觸摸面板41上的化身圖像,而 選擇存款方,故而亦可期待縮短操作時間的效果。 實施形態3 . 本發明的實施形態3中,對可定製(cust〇mize)與各 戶頭相對應的化身圖像的構成加以說明。 " 1459383 t 25190pif 通常’化身圖像’可針對構成化身圖像的每個部分而 進行疋製(例如參照專利文獻2的圖12)。進而,亦有時 可任意地選擇背景圖像等追加的選擇(option)圖像。 因此’本發明的實施形態3中,對可如上述般定製化 身圖像的構成進行說明。 圖8是本實施形態3的線上交易系統的構成圖。 於圖8中,除了圖1的構成以外還新設置著化身圖像1359383 25190pif The identification information of the part of the user's avatar image is compared with the identification information of the avatar image constituting the other user's avatar image, and the attribute information of the other user is obtained from the user information memory mechanism. All or part of the data is transmitted to the user terminal as a result of the search (Patent Document 2). [Patent Document 1] Japanese Patent Laid-Open Publication No. Hei. No. Hei. No. Hei. No. 2, No. 2, No. 5, No. 5, No. 5, No. Text f news and lose people with information. The word information is the information set by the financial institution in the form of mutual finance. It is not necessarily - it is easy to grasp the content of the poor news, the father has to - face - confirm the text information - face the transaction 'and thus time consuming and There are concerns about the wrong person. In this regard, the technique described in the above-mentioned Patent Document 1 describes that the information that must be input at the time of the transaction is stored in the (Integrated cnxmt's integrated circuit) card or the like (10) in the medium to read the memory of the card. The content 'by this reduces the input operation of the correction. However, the ATM must have a reading device for the card and is not universal for card-to-input replacement. x. When storing a customer in the card, you must select one of the multiple choices from the customer, and you must confirm the text information such as the account number one by one. Call the result 6 I35933325i9〇pif The value set in the "avatar image" 4 can be selected from the list of specified avatar images. 'When the company's account is described in Figure 5 below, it is also acceptable. The account owner provides the avatar image. In addition, when managing an avatar image for an account of a plurality of financial institutions, in addition to the configuration of FIG. 2, it may be configured by, for example, setting up a "financial institution" and a financial institution "shop number". The avatar image is managed by setting the account number. Figure 3 is an example of φ of the initial face when the customer operates the ATM. After the customer inserts a cash card into the automatic cabinet machine 40 and enters a password, the transaction function unit 42 sends the information together with the store number and the account number to the account host 10. The account host 10 is based on The password is authenticated and the authentication result is returned to the automated teller machine 40. If the authentication is a legitimate user, the initial face as shown in Fig. 3 is displayed on the touch panel unit 41. At this time, the transaction function unit 42 uses the customer's shop. The number and the account number are used to query the image management server 20 for the avatar image. • The image management server 20 accepts the query request and retrieves the entry from the image management table 31 - if the customer sets When there is an avatar image, the item is stored in the image management table 31, whereby the avatar image of the customer is acquired based on the value of the "avatar image" line, and the avatar image is transmitted to the automatic teller machine 40. After receiving the avatar image, the transaction function unit 4 2 displays the avatar image on the touch panel 41. 25190pif Fig. 4 is an example of performing a confirmation of the use of the deposit by the depositor. If you save ^ The machine 4 specifies the account of the other person, and when the account is confirmed by the account, the avatar image is displayed, and the name of the account is touched on the panel 41 in the screen of the account information. The image of the avatar is displayed - and displayed in the touch visual = text information and avatar image, and the square error, etc. (four) 疋 no error ' thus can be expected to reduce the deposit to obtain the avatar image image of the deposit account The order may be the same as that described in Fig. 3. - Checking SI is a case in which all the accounts of the two companies make deposits when they make a deposit transaction. * As shown in Figure 5, it is not the business account. At that time, if the depositor's account customer can easily grasp the deposit, $'input=pass=the enterprise with the account' can also expect to use the identification mark as described above, according to the present embodiment, the image management feeding device 20 stores an avatar image corresponding to each account, #用自_员机=in the case of a transaction, the avatar image of the transaction party head is displayed on the touch panel 41, thereby being easily Visually grasping the customer's head, can expect from The effect of the low deposit side error, etc., 11 1359383 * 25190pif _一丰::, that is, because the avatar image is open to the owner of the owner, it is possible to estimate the registered image of the account. 2 · It is easy to cause input errors. The consumption of leeks _ 'has also appeared and displayed in a list, from the middle of the ' ' ' ^ ^ 7r person account number and other master transaction procedures simplified, the party 'this can often achieve the deposit account two map :: Displaying the pre-registered deposit party Figure 6 is a diagram showing the account ^ host ^ ping ^ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Deposits of deposit transactions frequently: multiple copies of this form +. Sometimes also = deposit account = = there are: 1 guest registered more than eight. Shape, number "line", "deposit bank account number" line. The customer who subscribes to and manages the tiger 'stores the account number 12 25l9〇Pif~ Cunzhenfang store number managed by the account host 10, and stores the account number of the customer who is specially designated by the customer. In the bank of the deposit account, the deposit number is the number of the account number of the user who is designated by the company. When the households of the household account are managed by the depositors of the financial institutions, W = Cheng, or the financial institutions of the "depositor's financial institutions" line, in addition to Figure 6, can be managed. The stalk is set by depositing such deposits. · 画面 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 选择 = = = = = = = = = = = The party list and select 12 from the tree-side account list to select the deposit party from it. The list of the table is not displayed on the touch panel 41. 'Customer at this time' if it exists in the deposit<-40 The avatar _ batch item has an avatar image Then, the automatic teller head will touch the panel 41. If the enterprise has the order of the household, the blood can be displayed as the avatar image. The order of the avatar image is the same as that described in Fig. 3. 25l90pif shape is better than I, It is possible to reduce the risk of the depositor by simply displaying the text information, and to grasp the deposit client's head. It is expected that the avatar image of 4:=^:= can be configured as a touch panel. It can reduce the operational burden of the customer. The choice is made early, from the deposit of 3 heads ^ 3 Mingzhong (10) on the account _ ° set the total number 2 in this case 'can also be based on the store number and account number To query the avatar image ^^2() to query the avatar image' 7 In the same manner, as shown in the above-mentioned list, if the customer is in accordance with the second embodiment, the depositor = book master 1G (or Ic card, etc.) is placed in advance, and the depositor touch panel 41 is selected and the party is selected. In this case, the avatar image corresponding to each = is displayed. Thus, it is possible to easily and intuitively grasp the depositor's household, and it is expected to reduce the error of the depositor, etc., and to be configured by pressing the touch panel 41. In the third embodiment of the present invention, the avatar image corresponding to each account can be customized (cust〇mize). < 1459383 t 25190pif In general, the 'avatar image' can be clamped for each part constituting the avatar image (for example, refer to FIG. 12 of Patent Document 2). Further, the background may be arbitrarily selected. Therefore, in the third embodiment of the present invention, the configuration of the avatar image can be customized as described above. Fig. 8 is a view showing the configuration of the online transaction system of the third embodiment. Fig. In Fig. 8, in addition to the configuration of Fig. 1, an avatar image is newly set.
伺服器60。化身圖像伺服器6〇用以儲存作為可定製的化 身圖像的基礎的每個部分的圖像資料、及該定製結果。 亦可將圖像管理伺服器20與化身圖像飼服器60構成 為一體。 儲存著化身圖像的每個部分的圖 化身圖像資料庫70 像資料。 項目貝料庫80儲存著背景圖像等追加的選擇圖 定製^資料庫90儲存著化身圖像的部分及選擇圖像的 可二i圖庫7〇、項目資料庫8〇及定製資料庫9〇, 藉由於HDD荨錢裳置中儲存著管理對 成。亦可根據需要形成索弓丨(index)等。 化身圖像資料庫7G及項目資料庫8G中 相當於本實施形態3中的「選擇圖像」。中梢存的圖像 又,定製貧料庫90相當於「儲存定製結果的資料庫」。 ^359383 2519〇pif 對2= 定與自己擁有的戶頭相對應的化身圖像時, 行操作而向化身圖像伺服以g進行擷取 存於定製資料庫90中。 一 圖傻^像!理伺服器2G與化身圖像伺服器60均是對化身 =?丁官理的伺服器’但化身圖像伺服器6〇所管理的化 身圖像可進行更詳細的定製。 服二= 如以下⑴〜(3)的情況,將圖像管理祠 服态20與化身圖像伺服器60加以分開使用。 (1) 根據操作晝面而分開使用 像。考慮根據自動櫃員機40的操作畫面分開使用化身圖 ^如^一覽顯示多個化身圖像時,各化身圖像的尺 頻:。此B# T %無法將詳細地定製的化身圖像加以畫面 像加以晝面顯示。 〒目理的間早的化身圖 圖像’如圖3或®1 4的4面般於僅顯*單個化身 圖像加Γ畫面服器6G中管理的已詳細定製的化身 (2) 根據顧客的等級(rank)而分開使用 而斜主機1G有時根據顧客的存款餘額或交易實績等 ==亍分級。因此,考慮根據該等、二開 客為單行::了與化身圖像词服器6〇。既㈣ 進仃刀、,及,亦可以戶頭為單位進行分級。 16 1359383 ' 25190pif 例如,對等級高的顧客允許其藉由化身圖像词服哭的 而對化身圖像進行詳細定製,而對等級低的顧客僅; 使用圖像管理祠服器20。 S '、 (3)對選擇圖像的定製範圍設置差別 考慮與上述⑺相同地使用顧客的等級資訊, 擇圖像的定製範圍設置差別。 例如,對等級高的顧客允許其使用項目f料庫8 全部選擇圖像,而對等級低的顧客僅允許其使用一部分、琴 擇圖像。 k 上述⑵(3)中所共通的是’根據顧客的等級而對化 身圖像的可定製範圍設置差別。作為設置差別的方法,以 祠服器單位來設定允許使用,或以選擇圖像為單位來設定 允許使用是設計上可任意設定的事項。 制外所述’根據本實施形態3,化身圖像構成為可定 衣化身圖像,由此各個戶頭的個性變得明確,於將戶頭資 訊於觸摸面板41上谁;f干金而月石-士 ' 進仃旦面顯不時,可期待提高對各戶頭 的識別力,從而降低誤選擇等的效果。 田二:化身圖像’通常存在促進使用者進行深 可將顧客的意識吸引至戶頭交易中, 因此可功待提向父易機會的效果。 窨差5而—„員客的等級來對化身圖像的可定製範圍設 製範圍一 17 13593.83 2519〇pif 化身H傻1〜3的說明中,對觸摸面板上顯承著 未限疋於,亦可顯示任意種_圖像。 行書並未限定於靜態圖像,亦可將動態畫面圖像進 是了將;:簦動態晝面圖像—併輸出聲音。但 竹ΐ ί 較為複雜,因此必須進行如下 «又计,即,按下化身圖像時響起效果立。 二:Γ上實施形態1〜3中,交曰易功能部42構成為 圖像時,一個個地取得作為該化身圖像的構成 個二k圖像’亦可構成為將已取得的每個選擇圖像一 個個地於觸摸面板41中進行畫面顯示。 f所有選擇圖像於觸摸面板41中進行晝面顯示完畢 野’完成化身圖像的整體圖像。 >藉由以上述方式而構成,則自動櫃貝機4G可藉由針對 母個選擇圖像來取得圖像資料,並—個個地加以畫面顯示 :描繪化身圖像,由此無須於伺服器側進行圖像合成並將 3成的圖像發送至自動櫃員機4G,從而減輕舰器負荷。 A雖然本發明已續佳實施例揭露如上,然其並非用以 限,本發明’任何熟習此技藝者,在不脫離本發明之精神 和fe圍内,當可作些許之更動與潤飾,故此發明之保護範 圍當視後附之申請專利範圍所界定者為準。 【圖式簡單說明】 圖1是實施形態1的線上交易系統的構成圖。 圖2是表示圖像管理表31的構成及資料例的圖。 13593.83 ’ ’ 25]90pif 圖3是顧客對自動櫃員機40進行操作時的初始晝面的 示例。 圖4是進行存款交易時的存款方確認晝面的示例。 圖5是對企業擁有的戶頭進行存款交易時的存款方確 認畫面的示例。 圖6是表示帳戶主機10所保持的存款方戶頭表12的 構成及資料例的圖。 圖7是自事先註冊的存款方中選擇存款方時的畫面 例。 圖8是實施形態3的線上交易系統的構成圖。 【主要元件符號說明】 10 :帳戶主機 11 : I/F 部 20 :圖像管理伺服器 30 :記憶機構 .40 :自動櫃員機 41 :觸摸面板部 42 :交易功能部 43 : I/F 部 50 :設定終端 60 :化身圖像伺服器 70 :化身圖像資料庫 80 :項目資料庫 90 :定製資料庫 19 13.59383 • » 25190pif 100 :網路Server 60. The avatar image server 6 is used to store image data of each portion which is the basis of the customizable avatar image, and the customized result. The image management server 20 and the avatar image feeder 60 may also be integrated. The image of each part of the avatar image is stored in the image of the avatar image database 70. The project library 80 stores the background image and other additional selection maps. The customization library 90 stores the part of the avatar image and the image of the selected image. The project database 8〇 and the customized database 9〇, by the HDD, the money is stored in the management store. It is also possible to form a string or the like as needed. The avatar image database 7G and the project database 8G correspond to the "selection image" in the third embodiment. The image stored in the middle, and the custom poor library 90 is equivalent to "a database for storing customized results." ^359383 2519〇pif For 2= an avatar image corresponding to the account that it owns, the operation is performed and the avatar image servo is captured by g and stored in the customized database 90. A silly image of the server 2G and the avatar image server 60 is a server for the avatar. However, the avatar image managed by the avatar image server 6 can be customized in more detail. Service 2 = In the case of the following (1) to (3), the image management service state 20 is used separately from the avatar image server 60. (1) Separate the image according to the operation screen. It is considered that the avatar image is separately used according to the operation screen of the automatic teller machine 40. When a plurality of avatar images are displayed in a list, the size of each avatar image is: This B# T % cannot display a detailed customized avatar image with a picture.早 的 的 的 的 ' ' ' 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图 如图The customer's rank is used separately and the skew host 1G is sometimes graded according to the customer's deposit balance or transaction performance. Therefore, consider a single line based on these and two customers: the avatar image vocabulary 6 〇. (4) Into the sickle, and, can also be graded by the account. 16 1359383 ' 25190pif For example, a high-ranking customer is allowed to make detailed customizations of the avatar image by avatar image crying, and only for low-level customers; using the image management server 20. S ', (3) Difference in the custom range setting of the selected image Considering the use of the customer's rating information in the same manner as (7) above, the custom range setting difference of the selected image is set. For example, a customer with a high rating is allowed to use the project f library 8 to select all images, while a customer with a low rating is allowed to use only a portion of the keyboard image. k Common in (2)(3) above is the difference in the customizable range setting of the avatar image according to the level of the customer. As a method of setting the difference, setting the allowable use in the unit of the server, or setting the allowable use in units of the selected image is a matter that can be arbitrarily set in the design. According to the third embodiment, the avatar image is configured as an image of the avatar avatar, whereby the personality of each account becomes clear, and who is the account information on the touch panel 41; - Shi's time to enter the day, can be expected to improve the recognition of each account, thereby reducing the effect of mis-selection. Tian Er: The avatar image 'has the effect of facilitating the user's deep penetration of the customer's awareness into the account transaction, so it can be used to promote the opportunity to the father.窨 5 5 —— —— 员 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客 客, can also display any kind of _ image. The book is not limited to static images, you can also enter the dynamic picture image;: 簦 dynamic face image - and output sound. But bamboo ΐ ί is more complicated, Therefore, it is necessary to perform the following calculations, that is, when the avatar image is pressed, the effect is sounded. 2: In the first to third embodiments, when the escaping function unit 42 is configured as an image, the avatar is acquired one by one. The two k-images of the image may be configured to display each of the acquired selected images on the touch panel 41 one by one. f All the selected images are displayed on the touch panel 41. The field 'completes the entire image of the avatar image. > By configuring in the above manner, the automatic cabinet machine 4G can acquire image data by selecting images for the mother, and display the images one by one. : Delineating the avatar image, thus eliminating the need for the server side Like compositing and sending 30% of the image to the ATM 4G, thereby reducing the load on the ship. A. Although the preferred embodiment of the present invention has been disclosed above, it is not intended to be limiting, and the present invention is known to those skilled in the art. Without departing from the spirit and scope of the invention, the scope of the invention is defined by the scope of the appended claims. FIG. 1 is an embodiment. Fig. 2 is a view showing an example of the configuration and data of the image management table 31. 13593.83 ''25] 90pif Fig. 3 is an example of an initial face when the customer operates the automatic teller machine 40. Fig. 4 is an example of a depositor confirmation screen when a deposit transaction is made. Fig. 5 is an example of a depositor confirmation screen when a deposit transaction is made to an account owned by a company. Fig. 6 is a diagram showing a depositor's account header held by the account host 10. Fig. 7 is a view showing an example of a screen when a depositor is selected from among depositors registered in advance. Fig. 8 is a view showing a configuration of an online transaction system according to the third embodiment. DESCRIPTION OF REFERENCE NUMERALS 10 : Account host 11 : I/F unit 20 : Image management server 30 : Memory mechanism 40 : Automatic teller machine 41 : Touch panel unit 42 : Trading function unit 43 : I/F unit 50 : Setting terminal 60 : Avatar Image Server 70: Avatar Image Library 80: Project Library 90: Custom Library 19 13.59383 • » 25190pif 100 : Network