TW469388B - Network banking - Google Patents

Abstract

A type of network banking includes the integration of databases for credit card, loan, mutual fund, security products, insurance planning, realty investment, young venture capital loan, banking promotion area, daily news, investment management dictionary, tax center, investment calculation tools, discussion zone, suggestion mail box, spread sheet, banking area, member area, fool-proof investment know how, price negotiation area for aggregated enterprise employees and easy loan center, allowing the user to shorten time in selecting the required method or data for credit card, loan, investment, money management so as to save the relevant charges.

Description

A7 4 69 388 V. Description of Invention (ί) W Invention is about an online bank. In a short period of time, you can choose your own credit card and two types of credit. Users can shrink the website and save a lot of related procedures. :, The current standard of living of people with investment and wealth management follows the economy = there is a promise! Excess money can be used for various investment examples: fixed stocks, futures, etc., or apply for a letter of enjoyment before payment. Moreover, at present, many merchants offer consumers a way to enjoy payment after payment for promotional products to increase their consumption. Therefore, they have introduced credit cards so that consumers have no gold fees for the time being = card cards need to be paid for every year = some, some users use One will; ^ Use of 'causes bank 彳 § to use the card is not high. Therefore, in order to allow consumers to make _ = various f's such as annual fee waiver, transaction fee waiver, tired: accumulated points :: = books, card gifts and other activities to attract consumers to apply for a card, all credit cards With the launch of the product, consumers often do not know that they should be a good person, so there is often a phenomenon of multiple cards. Very 卞 # 乂 好 However, in terms of real estate purchase, users must understand the company's construction or price according to the company's offer or leaflet, and even some construction companies are advertising or leaflet ^ = The appearance of the key building, there is no description of the actual house structure, partition, or the like 'Therefore, the home buyer must have a construction company in each room ^ in order to be able to choose the house he likes. However, this type of home buyer = regular € paper size applies tli national standard (CNS) A4 specifications (21G > = 297 male H) ----------------___ I * ---- -------- ^ ί ^ ----- Order II " --------- (Please read the notes on the back first and fill out the tribute) Employee Consumer Cooperatives, Intellectual Property Bureau, Ministry of Economic Affairs Printing A7 4 69 388 5. Invention Description (Z) often makes home buyers too laborious, laborious, and time-consuming, resulting in home buyers no longer wanting to buy a home again. Although 'there are currently housing intermediary companies on the market as intermediaries, one-person viewing of many but actual exterior photos of the house for sale, but there is still a visual gap between the photo and the actual house', so there are still many home buyers People still have to go to the scene to see the actual house to be at ease. Moreover, after the house is selected, if the home buyer can pay the price in one go, there is no problem with the f section. If the home buyer has insufficient money and needs a loan, the home buyer must sell the money with the bank matched by the construction company, but this The interest rates for this type of private sale are quite high, not just the interest rates common to the middle class. If you want a home buyer to choose the payment bank by themselves, and the home buyer does n’t know how to choose it, you still have to ask each one to see if the bank has a lower interest rate on the loan. So-come, also let the home buyer People feel laborious, laborious, and time-consuming. And ‘the same thing happens when buying a car. Therefore, the interest on section f of a house or car is usually the first step that consumers dare not take. ^ Bu ’In the stock market, there are many retail investors who stab others when they ’re in stocks or funds. In a word, they smash a lot of money into the stock, and they do n’t know they bought it until they lose money. This error will be caused by the lack of understanding of stocks and funds. 'If you want to know about stocks or funds, retailer I must talk about buying books or listening to relevant information lectures, or learn from the stock market in the newspaper, plus Many people lack patience); The main purpose of the present invention is to solve the above-mentioned shortcomings and avoid the existence of the shortcomings. The present invention provides a kind of online banking that allows users to reduce costs and save money in a short period of time. Websites for related fees. ---- ^-Order --------- 'line · (please read the notes on the back before filling in this page) Printed on the paper standard printed by the staff consumer cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs Printed by the Consumers' Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs (CNS) A4 Miscellaneous Economy * 1A schematic diagram of the first webpage of the present invention. It is a schematic flow chart of the second webpage of the present invention. This is a schematic flow chart of the third webpage of the present invention. It is a schematic flowchart of the fourth webpage of the present invention. It is a schematic flow chart of the fifth webpage of the present invention. It is a schematic diagram of the sixth webpage process of the present invention Q is a schematic diagram of the seventh webpage process of the present invention. It is a schematic flow chart of the eighth webpage of the present invention. It is a schematic flow chart of the ninth webpage of the present invention. Fig. 10 is a schematic flow chart of the tenth webpage of the present invention

469 38B V. Description of the invention) Another object of the present invention is that users can choose websites such as credit cards, T models, investment, and financial management according to their needs. Another object of the present invention is that the user can select the type of insurance according to his needs. μ In order to achieve the above-mentioned purposes, the online banking of the present invention includes: credit cards, deposits, investment funds, securities commodities, insurance planning, real estate investment, Qingchuang lease, bank promotion area, same-day news, wealth management dictionary, tax center, Financial management tools, discussion area, suggestion box, trial balance, bank area, member area, fool investment technology, corporate employee bargaining area and easy loan center, etc., so that users can shorten their time to choose their own needs Credit card, § payment, investment, and financial management methods or information to save related processing costs. The detailed description and technical contents of the present invention are described below with reference to the drawings: [Explanation of the drawings] Figure 1 Figure 2 Figure 3 Figure 4 Figure 5 Figure 6 Figure 7 Figure 8 Figure 9 This paper size applies to China National Standard (CNS) A4 (210 X 297 mm) -n. ^ 1 Ά UL n [E —IP n-OJ n Ek I (Please read the precautions on the back before filling this page) Printed by the Ministry of Economic Affairs and Intellectual Property of the Employees ’Cooperative Association A7 V. Description of the Invention (Φ) Figure 1-11 is the first + 12th figure of the present invention, which is a schematic diagram of the present invention ° 谙 Refer to" Page 1m on page 10 " Schematic n 4. N B is not ", is the first webpage flow chart of the present invention. After logging in to this website, the user can plan the management plan for housing, insurance, and risk-seeking in accordance with the user's needs. The online banks mentioned above can be easily bought: credit card cards, credit investment funds 3, securities commodities 4, insurance planning 5 'no = J create meals 7, bank promotion area 8, current news 9, rationale: resignation ; 0: Tax center 11, financial management trial calculation tool 12, discussion forum 13 sounded like a photo 1, trial calculation sheet 1 5 Bank area! 6. Member: Fool Investment Technique 1 8. It is composed of database of enterprise staff joint bargaining area 、, 20, etc. -Refer to Figures 1 and 2 ", which is a flow chart of the first and second pages of the present invention. As shown in the picture: when entering this credit card worker 2, there are 3 credit cards: 1 credit card application 1 A, credit card introduction, "card wiki 1 b and card super, grade ratio-than 2 c axis.-In the incoming letter When applying for 1 A database, users can apply for the credit provided by the bank after filling in the information and the application form, and then introduce the card and make a card. Bf library gift, package 3 has : Introduction to credit cards, what is recurring interest, what is it worth to borrow money with a reimbursement card, how to choose a suitable credit card, credit calculation, the advantages of reimbursement interest rates, and the benefits of using credit cards, etc. Let ’s read the first ^ (Please fill in this page again)

IL · --- P — Order ----------- Line 1 '----------------- I nn I. This paper size 剌 t 关 家Standard (CNS) A4 size ⑽x297 office ^ 6 9 38 8 A7 B7 Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs 5. Description of the invention (f) :: According to the information contained in the foregoing items, you need to choose the one that suits you The letter of need is entered into the credit card super ratio-to-1 C database, which already contains travel insurance for each production class, delayed liquidated damages, cash advance risk, revolving credit interest rates, lost credit card fees, 2 roads. Please refer to "shown in Figures 1 and 3" for Lai, Hong_feedback, card loss reporting and service hotline check, which are not the intention of the first and third pages of the present invention. As shown in the figure: In the deposit 2 database, this database contains: Encyclopedia of Deposit 2 A, Courier 2 β, Nude Deposit 2C, Dictionary of Small Deposit 2D, Deposit Premises, and 2F Office composition. In entering the deposit database 2 Α database, inform users about some common knowledge about deposits, interest rates of various deposits, and special deposits for banks ^, etc., so that users know how to open an account, check deposits, and current deposits. , Current savings deposits, time deposits, time savings deposits, transferable time deposit certificates, non-discount deposits, salary transfer deposits, and agency business. Be on entering the information express 2 B database, you can find out. The exchange rate table of each bank, this meeting table content has the schemes introduced by each bank, the doorstep conditions, the domestic inter-bank transaction fee free, the domestic inter-bank transfer Free of handling fees, pass card annual fee discounts and other benefits, users can choose according to their needs. ', In entering the deposit winners 2 C database, including a deposit situation and 6 paper sizes applicable to China National Standard (CNS) A4 specifications (210 X 297 mm) l · ----------- ^ · 1 .--- l · — — Order ------.---- line · (Please read the notes on the back before filling out this page) Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs /) 69 38 »• f A7 ____________B7__ 5. Description of the invention (heart) The personal information of the depositor, in terms of the deposit situation, the type of deposit you want to deposit, you __ 丨-._____ Is there a need to apply for utility fee tax withholding, and you want interest to be transferred? The purpose of investment and whether you often have foreign deposit requirements, etc., and fill in the name, contact address, phone number and website address of the depositor's personal information, and perform the confirmation '---—-~-—-* -Confirm, and your profile will be displayed. After entering the 2D database of the deposit dictionary, you can see in this webpage ^ 11 _-_______ Voice check of deposit insurance, interest rate, financial internet, post office deposit and exchange .. " 1 —--Inquiry service , Postal transfer deposits, media transfer payment, media transfer payment collection, inter-bank remittance service, electronic 1 package, home pen ", trust 4 currency circulation, etc. Dictionary 2D can ^^ Understand. Upon entering the 2E database of the Deposit Advantage Scheme, the contents of this rate table include _xuan ^ introduced by various banks ^, door numbers, domestic inter-bank free transaction fees, domestic inter-bank transfers compared to _ # fees, credit fee benefits, etc. And other items, users can choose according to their own needs. — In entering the deposit ^ information, the user can fill in the contact information, name, sex, link, telephone, and rules of your deposit instructions ^ conditions' whether ^ grade deposit, time deposit bank, your deposit benefits ^ remote tools Method, the use of your interest for funding, how much you want the account balance to remain, you hope! Check your account. Whether it exceeds your limit and transfers to it & and whether you often have foreign transfers and the need to use your account abroad, etc. After re-confirmation, this website will immediately send out the materials. Please refer to "First, also; (210 X 297 public meals) ---------- ------------ ^ ί ---- ^ --- ^ ---------- -Line, (Please read the notes on the back before filling this page) Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs 469 388 A7 -------- B7 _ 5. Description of the invention (7) Net value table 3D and Fund E-encyclopedia 3 E and other projects, after clicking any of the aforementioned items, the website will be connected to the website according to the URL set in advance by the software. At this time, users can further understand the fund's recent news 3 A, investment letter introduction 3 b, fund Introduce the contents of 3 C, fund net worth table 3 D, and fund small encyclopedia 3 E. Please refer to "shown in Figures 1 and 5", which are schematic diagrams of the first and fifth pages of the present invention. As shown in the figure: After entering the data library of card products 4,

The database contains project encyclopedia 4 A, real-time stock market 4 B, stock center 4C, call warrants 41), securities and commodities ratio of 1: 4, and Taiwan securities action dealers' contingency measures 4F, etc. composition. In the database of securities and commodities encyclopedia 4a, there are information on the second-class listing of second-class stocks, corporate bonds, convertible corporate bonds, cash capital increase, conditional trading, and stock index futures. For more information. ° When you click this database of real-time stock market 4 Β database, users will be posted to this site according to the URL set by the original software, so that users can know what ’s happening in real time. After entering the 4C database of the Stock Center, the user did not fill in the name, gender, contact address, residence area, phone number and website address according to the display of this page. At the same time, click on your order application situation, fee discounts, points added products < After the information such as the event time, etc. will be displayed immediately after the confirmation is sent, the = name of the bank, the appropriate handling fee, and the points added will be displayed immediately. After clicking on the subscription warrant 4D database, the website will be logged in according to the URL set by the original software, so that users can purchase the warrants of any company. The paper size is applicable to the Chinese National Standard (CNS) A4 specification < 210x297 public love) I ^ ---------------- (Please read the notes on the back before filling this page)

469 38B A7 B7 V. Description of the invention (Secondly, in the entry into the securities and commodities ratio 1: 1 E database, you can click on the comparison of popular commodities, bond comparisons, bond funds and bond buy-back comparison differences, etc. Enter the comparison database of popular products, you can know the product evaluation items, stocks and subscription certificates, etc. In the comparison database of bonds, you can know the name evaluation items, buy and sell bonds, margin deposit =, buy back and sell back, etc. Information. In the comparative difference database of bond funds and bond coupons, you can know the information of evaluation items, profit funds, bond repurchase, coupon repurchase, and time deposit. In the 4F database, the mobile dealer's random action campaign method 4 F database, users can click on the event method, application process, application form, branch company profile, and account opening appointments. For details, please refer to "Figures 1 and 6", It is the schematic diagram of the first and sixth web pages of the present invention. As shown in the figure: in the insurance planning 5 database, there is life insurance ^ introduction and classification 5A, property insurance classification Introduce 5 and other databases. When you click on life insurance introduction and classification, the 5 A database will appear with types of insurance planning, life-time planning, and investment-oriented planning. In the insurance type planning, subdivide periodic life insurance, and 'lifetime'. Description of life insurance, ± death insurance, annuity, major illness insurance, health and medical insurance, accident insurance, group insurance, etc. However, it should be divided into children's period, youth = meeting freshman, happy double group, single nobleman according to life plan. , Dake, and silver-haired families: Dazu and other explanations ... Investing in planning and subdividing aggressive, medium-growth, and stable and steady, etc. ί Insurance Introduction 5 β database has selectable auto and motor insurance, general liability insurance, Explanation of fire insurance and other property insurance, etc. ______ 9 k f family standard (CNS) A4 specifications ⑽χ 29] ------- < Please read the precautions on the back before filling this page)-Order- --------- Line | Printed by A7 469388, Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs 5. Description of Invention (\ >) (Please read the precautions on the back before filling out this page) Please refer to "1 , As shown in Figure 7 ", this is the hair The first seven pages flow diagram of the network. As shown in the figure: In entering the real estate investment 6 database, you can click on the construction company house 6A, the intermediary company Zhongguya 6B, and Wangfu Jian 6 C and other databases. After clicking on the construction company's house 6 A, you can fill in the name, gender, phone, website, and the number of houses you want, the budget of the house you want to buy, the area of the house you want to buy, the type of house you want to buy, and other additional value you want. After submitting this data, after calculation by the software on this website, information such as the registered sleeping book, the actual photo map of the house, and the drawing of the house partition and orientation will be displayed. When you click on the brokerage company Nagoya 6B, it will display information such as the registered book, the actual photo map of the house, and the drawing of the housing division and orientation. Then click on Wangfujian 6 0 database 'You can click on Wangfujian boutique sample project-, Wangfujian boutique sample project II, Wangfujian boutique sample project II, and fill in the name, gender, contact address, ID number, occupation, Telephone and website information, the construction company will contact you as soon as possible. '' Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs Please refer to "shown in Figures 1 and 8", which are flow diagrams of the eighth and eighth pages of the present invention. As shown in the figure: After entering the Youth Capital 7 section, the user can click on the database of 7 A 'Loan Procedure 7 B, 7 C and 7 D in Practice. τ, clothing; ra Please note that after applying for 7 A poetry library, you can provide Qingchuang loan application ^ Click New Button Procedure 7 Β material library to provide Qingchuang meals, hand-made paper, paper standard outline, Chinese national standard ( CNS) A4 specification (2W X 297 --------- Printed by the Consumer Cooperatives of the Wisdom and Time Production Bureau of the Ministry of Economic Affairs

^ 6 9 38B A7 gz__ 5. Description of the invention (1) Continued. After you click the application form 7 (: Database, fill in your personal information or public education, and then send this information out, this website will contact you immediately. After you click Practice 7D · Database, you can provide entrepreneurial practice Information 〇Refer to the “shown”, which is the first page of the present invention, and the flow chart. As shown in the figure: In the database of bank promotion area 8, you can click and you can click the items launched by various banks. Preferential activities, for example, items such as the Ten Sign Constellation Credit Card, travel discounts, micro-credit poverty, housing f, and ultra-low S models of brothers, etc., users can click and select according to their needs. On the day of access to the news 9 database After that, users can watch real-time news, such as stock market prices of various countries, major news of various countries, etc. In the database of financial management 10, you can click on banks 10A, stocks 10B, and mutual funds 1 in the glossary dictionary. c. Credit card 1 0D, insurance; [〇E and other poor money 1 〇F (as shown in Figure 9) 0 Click on the above bank 1 QA database, users can understand the introduction of bank transactions, bank deposit terminology Bank deposits Types, interest calculation methods of various deposits, and bank wealth management packages, etc. Click on the above stock 10B database to let users understand what stocks are, the advantages of stock investment, the classification of stocks, the process of buying stocks, and a closer look at the company Information on financial statements and selection of high-performing individual stocks and adherence to stock selection principles, so that users can better understand stocks. Click on the above-mentioned mutual fund 10C database, users can understand the definition of mutual fund terms, what is meant by Mutual fund, simple distinction of common base 11 This standard is applicable to China National Standard (CNS) A4 specification (210 X 297 mm) ---- /! Order ----------- line —- ----------------------- (Please read the precautions on the back before filling this page) A7 1 6 9 3 8 8 V. Description of the invention (\ >) ^ Type of mutual funds, the advantages and risks of investing in mutual funds, how to buy mutual funds, tips for investing in mutual funds, how to measure the funds, how to choose the timing of investing in mutual funds, etc., so that users can use ^ ^ Money for effective investment. Click on the credit card 10D information above After the database, this database has the same meaning as the credit card 1 described above, so I wo n’t say much here. /,… After clicking the above insurance 1 E database, this database is similar to the insurance plan mentioned above. The meaning of 5 is the same, and I wo n’t go into details here. After clicking the other food payment database above, users can learn that choosing the appropriate payment method is the way to save interest and repay the principal and interest. , Revolving house payment, housing innovation flexible payment and case information, so that the messenger can further understand the meaning of poverty. After entering the tax center 11 database, users can understand the best tax saving methods for buying and selling stocks, or Which one is more cost-effective to buy in the name of an individual or company. $ 凊 Refer to "shown in Figures 1 and 10", which is a schematic diagram of the first and tenth pages of the present invention. As shown in the figure: After entering the database of financial management trial tool 丄 2, this database has the average principal and interest repayment house tl, the principal repayment house f1 2 B, and the repayment grace period to repay the housing poverty 1 2 c. Amortization of principal and interest + bi-weekly payment worker 2 D, amortization of principal + bi-weekly payment 1 2 E, calculation of the balance of the poor i 2 F, self-provided funds ..., monthly income to calculate the total price of the squatting house Databases such as 12H ~ = > f Click the above-mentioned principal and interest to repay the house evenly. 1 2A There is a trial difference table in this database. The trial calculation table includes the total price, the percentage, the annual interest rate, and the duration of each year. ii Jia Pi (CNS) AiwiiTi ^ i- 11 ^ i ^ ------ Order ---------- Line— (Please read the notes on the back before filling this page) I nn ϋ I n. 469 388 A7 B7 Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs. 5. Description of the invention (\ c? Monthly payment and other calculation forms. After the user has set the conditions in order, this software can calculate how f It is the best way. After clicking on the above-mentioned average principal repayment M i 2 B database, the calculation method of this database is the same as the above-mentioned principal and interest average repayment mortgage 2 A, so I wo n’t go into details here. Click on the t1 2 C database with repayment grace period, and the trial calculation table of this data includes: New Zealand, annual interest rate, term and repayment grace period calculation. 'Users only need to fill in the conditions This software will automatically calculate the best repayment time after you click on it. Click on the above-mentioned average repayment of principal and interest + bi-weekly payment 1 2 D database. The trial balance in this database includes: poverty, annual interest rate 'Years are different, so long as the user fills in the conditions, the software will automatically calculate the best repayment method and time. Click on The said average amortization of the principal + bi-weekly payment 1 2 Ε database, the trial table in the > database includes: the difference between the amount of money, annual interest rate, term, etc., users only need to fill in the conditions after , This software will automatically calculate the best repayment method and time. Click on the above calculation of the balance of payment 1 2 F database, the trial balance in this database includes: corruption, annual interest rate, maturity and paid so far How many years of calculation of principal and interest, as long as the user fills in the conditions, this software will automatically calculate the balance of the poor. Click on the above to calculate the total purchaseable house price with self-supplied funds 1 2 G database, here The trial balance in the database includes calculations such as deposits and bank available payment. After the user fills in the conditions, the software will automatically calculate the total amount of available house prices. 13 Each Λ sheet applies the Chinese National Standard (CNS) A4 Specifications (2) 0 × 297 mm) I — — — — — — — --II ^-^ ----- I ^ ---- III— (Please read the notes on the back before filling in this Page) 69 388 B7 V. Description of the invention (丨 ψ) Click on the above to push the monthly income Database of total available house prices 丄 2 H. The trial spreadsheet in this database includes calculations of deposits and bank loan percentages. As long as the user fills in the conditions, the software will automatically calculate the total available house prices. Again, please refer to the "shown in Figure 1", which shows the opinion of the first webpage process of the present invention "as shown in the figure: after entering the discussion area 丄 3 database, this database includes. I want a new message and I To delete the database such as messages, in the click to say I want a new message database, users can leave words or things in this database since 6th. However, in the delete message database, users can delete previously left messages. After entering the opinion box 14 database, after the opinions have been written in this database, the user only needs to press the pass, and the opinion data written by the user will be sent to this website according to the originally set URL (ERUU). Also, please refer to "shown in Fig. 1 and 11", which is the first and tenth-page flow diagrams of the present invention @. As shown in the figure: In the entry trial calculation table 丄 database, this database includes: bank payment 1 5 A, bank depositor 5 b, mutual fund 1 5 C, and the standard test trial 15 D. Row? Section 1 5A # material warehouse includes: Grace period amortization two Lu Luxin: Second return and other materials warehouse 'click on the aforesaid grace period amortization shell = Treasury autumn goods amount, silver money interest rate, food payment period The grace period for returning only interest and non-refund is equal to the formula, with monthly interest paid during the period and monthly principal and interest paid after the grace period, etc. ^ =: average; return database, test balance, bank # 4 The rate of hiring, etc. refers to the monthly return of the results from the meter # _ how much the principal and interest. 1. The above-mentioned bank deposit 1 5 $ database includes: deposit and withdrawal of interest, the entire bankruptcy and wealth of my family ~ ___ (Please read the precautions on the back before filling this page) -n LI II nn it-l · «^ I I n Printed by the Consumers 'Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs I n A7 Printed paper standards for the employees' Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs _ National Standard (CNS) A4 (210 X 297 mm)

4 9 38 B V. Description of the invention, ^ J, zero payment and full deposit database. After clicking on the deposit and interest collection database, ^ present ^ the amount of the deposit, the annual interest rate, the trial period of the line period, and the calculation of the amount of interest received in the mother month and the maturity of the principal and interest. ft chooses the trial investment form of the entire deposit database L investment funds, fixed deposit annual profit =, ^ deposit period ㈣, and the expiry of the calculation results can be recovered. "When you click on the zero-payment entire deposit database, a trial balance of ^ deposit, annual solution, fixed deposit period, etc. appears, and how much I can get back to the original profit and sum of the expected expiry of the m-fruit. The system fund of i 5 Cf includes: a database of total monthly maturity investment income and other maturity funds. After selecting positions and benefits, it has an investment method of total maturity bonus (single payment and monthly investment in installments) How much gold ^), the investment period, the annual return of the fund, the average annual price increase rate = formula after the 'm' < calculation results show the total maturity and the current value of the late recovery of the inflation adjustment results. The trial database 1 5 D database 'includes: trial deposits, ^ recognitions, estimated period of tenders, bids, etc., trial results, in calculating the results', showing how much the total amount of money The result of this bidding conference is the result of the annual interest rate. Also, please refer to "shown in Figure 1", which is not intended by the hundredth process of the present invention. As shown in the figure: After entering the 16 database in the bank area, users can fill in the bank name, bank account number and bank password, and then send this information to the bank you filled in. After entering the database of the member area, the user can click the general member or corporate member to become a member of this website. After entering the fool investing database 1 8 database, including ·· investment entry】 15 J 1 --------------- "—— Order ----------- line -< Please read the notes on the back before filling this page) A7

469 3BB V. Description of the invention (丨 f) 'Risk degree 18 b, The prosperity cycle and the market trend are closely related ^ 1 fc, investment miscellaneous direction, and analysis of the investment portfolio i 8 D u I The basic concept of the parent Yi 18E and the right to choose The user clicks on each of the aforementioned materials 庵 尨 ^ ^ the needle needle rhino is composed of people. & After each pure library, 'can not be invested into a very proficient owner / ^ enterprise shellfish joint bargaining area 19 database, after the company's negative person or: company employees can fill in company category information, and bank' securities, After you have the life and property insurance information, send & $ ° to your company or your company members: 系 Send this card again 'This website will be again, please refer to "shown in Section 1, 12®" The invention of the first and the eleventh page flow is not intended. As shown in the figure: After entering the Easy Assets 〇 database, this information includes: Credit # Section 2 〇A, House B, Real Estate Easy Transfer 2C, Loan Encyclopedia 20D ^ Sales Area 20E and other databases. None After entering the above credit Wei 20Af database, and filling in personal data ’and information on the negative purpose, amount, age, method, and performance, this website will provide him with the most suitable payment products. After entering the 20B database of housing corruption, the user will fill in the housing situation, the contents of the corruption, and the information of the applicant and send it out. This website will provide you with the most suitable poor products. ~ After entering the easy-to-pay 20C database, users can fill in all the information in the transfer center and send it out. This website can help you choose at least three eligible banks for your reference. '' In entering the 2D database of payment encyclopedia, users can learn about preferential housing S, housing process, housing-related expenses, various types of mortgage loan list, 16 paper standards applicable to China National Standard (CNS) A4 specifications (210 X 297 Public f) *-^ ------- Order ------ 1 --- line — f Please read the notes on the back before filling out this page} Printed by the Intellectual Property Bureau Staff Consumer Cooperatives of the Ministry of Economic Affairs Α7 469 38β V. Description of the invention (\ U) A table of foreign bank-led products for housing products, two-handed purchase of poorly-purchased homes in housing, practical use of housing products, standards for evaluating knives, detailed full text, and _ comparison tables , Product introductions of various banks, bribery appeals, f convenience houses, and masters of borrowing money. In the 20E database of People's Fine and Low-cost Consignment Zone, users can fill in the gold house and gold materials in this database. The choice of = = = Γ is set up so that users can shorten the time: choose the ^ card, button, investment f, and financial management method dl ’to save relevant procedures costs. The above is only the preferred embodiment of the present invention, and is not intended to limit the implementation of U. That is, all equal changes and modifications made in accordance with the application of the present invention are “the hometown of the present invention.” [Symbol description of the figure] Credit card cover .. Deposit .. ♦ Investment Funds. Securities Commodities. Insurance Planning. Real Estate Investment Youth创 # 款 · Banking Promotion Zone News · Financial Management Dictionary · Tax Center _. Financial Trial Tools Discussion Forum · 17 (Please read the notes on the back before filling this page) Intellectual Property Bureau, Ministry of Economic Affairs, Consumer Consumption Cooperative Printed 3 4 5 6 7 8 9 0 at ------- ^-order -----, ---- line_ This paper size applies to China National Standard (CNS) A4 (21〇x 297 mm) Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs 4 6 9 38 8 a7 B7 V. Description of the Invention (^) Suggestion Box .. 14 Trial Balance .15 Bank Zone ........ 1 6 Member Zone ......... ....... 17 Fool Investment Technique ............... 18 Joint Bargaining Zone for Enterprise Employees ......... 19 Easy F Center ... ............ 2 0

Credit card application ......... 1 A

Credit Card Introduction and Credit Card Encyclopedia ... 1 B

Credit card super one to one ... 1C

Deposit small encyclopedia ......... 2 A

Message Express ... 2 B

Deposit Winner ...... 2 C

Dictionary of Deposit ......... 2D

Savings Club Scheme .............. 2 E

Deposit Area ...... 2 F

Fund Recent News .............. 3 A

Credit Introduction ...... 3 B

Fund Introduction ... 3 C

Fund Net Value ......... 3D

Fund Encyclopedia .............. 3 E

Small Encyclopedia of Securities Commodities ......... 4 A

Real-time stock market quotes ............ * 4 B

Stock Center ...... 4 C

Subscription Warrants ... 4 D ----------- 1. i _---- ^-Order ------- --- Line (please read the precautions on the back before filling this page) This paper size is applicable to China National Standard (CNS) A4 (210 X 297 mm) Printed by the Consumer Cooperative of the Smart Time Production Bureau of the Ministry of Economic Affairs η 38 3 Α7 _Β7_ V. Description of the Invention (1¾) Comparison of Securities and Commodities ......... 4 E Taiwan Securities Market Action Securities Dealer's Responsiveness Actions. 4F Introduction and Classification of Life Insurance .. ..... 5 A Classification and Introduction of Property Insurance ... 5 5 Construction Company House ... 6A Brokerage Company ... 6B Wangfu Construction ... 6C Application Notice ... ....... 7 A Loan Procedure ... 7 B Application Form ... 7 C Practice Chapter ... 7 D Bank ... 10A Stock ... ....... 1 〇B mutual fund ......... 10C credit card ...... 10D insurance ... ............. 1 〇E other f ............... 10F principal and interest are evenly distributed to house f ... .... 1 2 A The principal is evenly repaid to the poor ............... There is a repayment grace period to repay the mortgage ......... 1 2 C Average amortization of principal and interest + bi-weekly payment ... 1 2 D Average amortization of principal and bi-weekly payment ... 12E Calculate the balance of the payment ... ......... 12F Calculate the total price of available homes based on self-provided funds ... 1 2 G Calculate the total price of available homes based on monthly income ... 1 2 Η 19 (Please read the precautions on the back before filling this page) Order --------- line 丨 This paper size applies to China National Standard (CNS) A4 (210 ^ 297 mm) 4 6 9 3 8 8 A7

_B7_ V. Description of the invention (q) Bank t ......... 1 5 A bank deposit ......... 15B mutual fund. ............. 15C bidding trial ............... 1 5 D investment entry ......... ... 1 8 A Return rate and degree of risk ......... 18B Relationship between the business cycle and the market trend ... 1 8 C Investment orientation and portfolio analysis ... ... 1 8 E) Bond conditional trading ......... 18E Basic concept of options ......... 18F credits ... .......... 2 0 A Mortgage ......... 20B House f easy transfer ......... 20C F Section Encyclopedia .............. 2 0 D Inexpensive Consignment Area ............ 20E (Please read the precautions on the back before filling (This page) Order ---------- Line — Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs This paper is sized for the Chinese National Standard (CNS) A4 (210 X 297 mm)

Claims (1)

BB A8 B8 C8 D8 R printed by the Consumers' Cooperative of the Central Government Bureau of Standards, Patent Application Park 1, and an online bank, including: A credit card database to allow users to understand credit cards and how to apply for and select credit cards; The deposit database allows users to understand various deposit methods and deposits. Youyi Investment Fund is used to provide various investment information and investment directions. ^ A securities product is used to provide information about Zhengchun commodities and how to sell stocks to save taxes. J an insurance plan to provide descriptions and plans for various insurances; a real estate investment to provide information and methods of buying a house; a youth negative balance to provide a way for young entrepreneurs to sell money. Shorten the time to choose the card, loan, investment, and wealth management required by Tan himself to save related procedures. ^ 2. The online banking as described in item 1 of the scope of patent application, and consists of, credit card capital = treasury package: credit card request, card center, card encyclopedia and credit card super ratio. . ° ▲ 3. Please refer to the small encyclopedia database of the deposit on the Internet as described in item 2 of the patent scope to inform the user-some deposits, the methods of calculating the deposits and their advantages, 1, and the deposit project funds ^ various Learn how to open an account, check deposit, comprehensive deposit, two her ^ animal deposits, time deposits' money savings deposits, transferable 2f period deposit index deposits, salary transfer deposits and agency business, etc. The second network described in the second item of the patent scope, this information express database, you can find all the applications, 其中 'which ... 睚 rate table, this meeting (Please read the precautions on the back before filling this page) Order 1 •--1 III. ----- 21 This paper is from Shicai US Jiasu) A4 (2 297 mm Γ • —i ^ nm If — inw The policy of employee consumer cooperatives of the Central Standards Bureau of the Ministry of Economic Affairs \ π 38 8 6. The contents of the patent application rate table include items introduced by various banks, threshold conditions, domestic cross-bank transaction fee waiver, domestic inter-bank transfer fee waiver, credit card annual fee discount, and other benefits. Users You can choose according to your needs. The online bank described in item 2 of the patent scope, in which the deposit winner database includes a deposit situation and the personal information of the depositor. In terms of the deposit situation, there are the types of deposit you want to make, and whether you need to apply for utility tax withholding. Payment, the purpose you want to use for interest reinvestment, and whether you often have the need for foreign deposits and remittances. After filling in the name, contact address, phone number and website address of the depositor's personal information, and performing confirmation, the personal information 6. According to the online banking described in item 2 of the scope of patent application, the deposit dictionary dictionary database can be found on this page for voice inquiry on deposit insurance, interest rates for debits, financial Internet, and post office deposit and remittance. Services, postal transfer savings, media transfer payment, media transfer payment, cross-bank remittance services, e-wallets, home banks, trusts, and currency issuance, etc., so that users can learn more about this small dictionary of deposits 7. The online bank as described in item 2 of the scope of patent application, in which the deposit plan database of the deposit plan content has Users can choose the programs, threshold conditions, domestic inter-bank transfer fee waiver, domestic inter-bank transfer fee waiver, credit card annual fee discount and other benefits, etc., as required by users. The online bank described in item 2 of the patent scope, in which the deposit area database, the user can fill in contact information including name, gender, contact address, telephone and website, and also select the conditions of your passbook deposit, whether to check Deposits, term deposit conditions, interest users of your deposit 22 B8 C8 D8 (Please read the notes on the back before filling out this page),? Τ This paper size applies to China National Standards (CNS) (%) 469 388 A8 B8 C8 D8 Printed by the Consumers' Cooperative of the Central Bureau of Standards of the Ministry of Economic Affairs 6. Application for a patent scope, the use of your interest transfer investment, the expected account holdings in Yuxian County, how much do you want the deposit to exceed? Other materials and whether you often have items such as ^ transfers and requirements for using your account abroad, and then execute the confirmation, this website will immediately send out this information. 9. The online bank as described in item i of the scope of patent application, wherein the investment fund database includes the fund's recent news, investment letter introduction, fund introduction, fund net worth table, and fund small encyclopedia # items, click the aforementioned After the appointment of the project, the website and reliance line set by the software will be used. At this time, the user can further learn about the fund's recent news, investment letter introduction, fund introduction, fund net worth table, and fund encyclopedia E. 10. According to the online banking mentioned in item 1 of the patent application, in i, after the product database of the certificate, there is a small product encyclopedia of the certificate, the stock market, the stock market, the stock center, the subscription warrant, and the ratio of securities to commodities. It is composed of one-to-one and Taiwan Securities Action Securities Dealer's Large-Scale Action Activities. 11 1. The online bank as described in item i 0 of the scope of patent application, wherein the small encyclopedia database of securities and commodities includes the second class of shares, listed on the counter, corporate bonds, convertible corporate bonds, cash capital increase, Information such as conditional trading and stock index futures allows users to further understand the information of securities products. 1 2. According to the online banking mentioned in Item 10 of the scope of patent application, where the real-time stock market data will be logged into this site according to the URL set by the original software, so that users can know the stock market situation at this time. . 1 3. The online bank described in item 10 of the scope of patent application, wherein after the database of the stock center, the user fills in the name, gender, contact address, residence area, telephone and website according to the display on this page, and 23 The paper size is general Chinese national kneading rate < CNS) A # specification (210X297mm) (谙 first read the note on the back and fill in this page) V order 8 8 3 9 6 4 ABCD VI. Patent application points Select 4 to declare the information about the ordering situation, fee discounts, points added, and event time. After the execution confirmation is sent, the appropriate bank name, suitable fees and points added are displayed immediately. 14. According to the application of Internet Banking as described in Item 10 of the Patent Scope, after ordering the database of subscription warrants, the website will be set up according to the URL set by the original software to allow users to purchase warrants of any company. 15. According to the online banking mentioned in item 10 of the application patent, where 'the commodity-to-ratio database of the certificate, you can click on the comparison of popular commodities, the comparison of bonds, bond funds and bond support. Buy back comparison items such as differences. In the comparison database of popular products, you can know information such as product evaluation projects, stocks, and subscription certificates. In the comparative database of incoming materials, you can know information such as the name evaluation item, the purchase and sale of materials, margin trading, attached buy-back and sell-back. In the comparison database of bond fund funds and bond repurchase comparisons, you can know information such as evaluation items, profit funds, rebates, coupon repurchase and time deposits. 16. As described in item 丄 ◦ of the scope of patent application, the online bank mentioned above, in which the user of the "Taiwan Securities Mobile Dealer's Contingency Action Action Data" can click on the action method. Information such as application form, introduction to 1988 and appointment opening. Knife A 1 7. According to the online banking mentioned in item i of the scope of patent application, it is necessary to have a database of life insurance introduction and points = insurance classification and introduction in the insurance planning database. Degree 1 ^, as described in item i 7 of the scope of patent application for online banking, where the life insurance introduction and classification database will appear in the insurance type, life-time planning and investment-oriented planning, etc. The aforementioned _ 24 private paper scale is applicable to China Sjiafeng (CNS > Ya 4 threats (21GX297 mm) i ^ nl »^ i .1-- (Please read the precautions on the back before filling this page) Order: Printed by the Shellfish Consumer Cooperative of the Central Bureau of Standards of the Ministry of Economic Affairs 4 6 9 38 8 B8 Lo _ D8 Printed by the Shellfish Consumer Cooperative of the Shiyang Bureau of the Ministry of Economic Affairs 6. Scope of Patent Application-Insurance Type Planning Breakdown Periodic Life Insurance , Life insurance, combined life and death insurance, major illness insurance, health and medical insurance, accident insurance and group insurance. However, it is time to subdivide children, adolescents and young people by the life plan, a happy two-person group, a single noble, and a top guest , Silver-haired family calculation and calculation, etc. X, investment-oriented planning, modest growth and stable and stable type #., View 19, as described in the scope of patent applications in the Internet Banking No. 17, where 'This product Risk Classification and Introduction Database There are auto and motor insurance, fire insurance, and other property insurance. Beiyi Insurance 20 Online banking as described in item 1 of the scope of patent application, where 'the real estate investment database, you can click the construction company house, Zhong & company Databases such as Middle Ages and Wangfu Construction. 21. The online bank described in item 20 of the scope of patent application, where the construction company's house can fill in the name, gender, telephone, website, and the number of tents you want, if you want The budget for buying a house, the area of the house you want to buy, the type of house you want to buy, and other added value you want to send out this information. After calculation by the software on this website, the total area of the first pre-sale house registration will be displayed. Register the eye book, the actual photo map of the house, the drawing of the house division and the orientation map, etc. 2 2. The online bank as described in the patent application scope No. 20, where the agency company Nagoya will display Information on the registration of the first general registration of the pre-sale side-by-side area, the actual monthly picture of the house, and the drawing of the housing division and orientation. 2 3. Online banking as described in item 20 of the scope of patent applications OK, of which, the Wangfu construction database, you can click on the Wangfu construction excellent sample project 25 paper sizes to apply to the standard of the Gugo family (CNS > A4 specification (210X297mm) I -------- ^ 1 — (Please read the note on the back of the page before filling in this page) Order. 4 69 388 Λ8 B8 C8 D8 Printed by the Central Government Bureau of the Ministry of Economic Affairs, Shellfish Consumer Cooperatives — ___ 26 t < CNs) Congbi (2 敝 297 public envy) Application scope of patents 1. Wangfujian boutique sample project 2. Wangfujian boutique sample project 3. Electricity = 3 persons, gender, contact address, ID number, occupation, 2 4. As mentioned in the application for the online banking mentioned in item 1, 苴 = creation payment database 'includes: application requirements, loan procedures? Database of application forms and practical articles. 2 5. According to the online bank mentioned in item 24 of the scope of patent application, the ‘required information database’ shall be provided to provide instructions for the application of youth materials. Basin: L is the online bank described in item 24 of the scope of application for patents, and the database of formalities of H and C's to provide Qingchuang's f procedures. In the basin, please refer to the online banking described in item 24 of the patent scope. 4 After filling in the application form 袼 database, fill in your personal information and then ㈣㈣, this ㈣ will immediately contact you! Beco 'ϋ, if you apply for a patent Among the networks described in item 24, this practice database provides information on entrepreneurial practices. 2 9. According to the online banking application mentioned in item 丄 of the scope of patent application, it also has a database in the bank promotion area, which = various promotional activities launched, for example, +: ¾ ## 'house & section and life insurance Ultra-low 30, as described in item (2) of the patent application scope, the online banking database of the second country stock news database is used to provide real-time news about the situation in Min'ao City, major news of various countries, and so on.妁 As mentioned in Article 31, and as described in Item 2 of the Patent Application Park, there is a financial dictionary database. This database contains banks, stocks, mutual funds, credit cards, and insurance. {Please (Please read the note on the back before filling in this page) A8 B8 ^ __ VI. Scope of patent application 3 2. Internet banking as described in item 31 of the scope of patent application, where the bank database provides an introduction to bank transactions, explanation of bank deposit terms, types of bank deposits, various Information on interest calculation methods of deposits and bank wealth management packages. 3 3. The online bank as described in item 31 of the scope of patent application, where 'the stock database includes what are stocks, the advantages of stock investment, the classification of stocks, the process of buying stocks, a closer look at the company's financial statements and options Information on high-performing individual stocks and adherence to stock selection principles. 3 4. The online bank as described in item 31 of the scope of patent application, wherein the common fund database provides an understanding of common fund terminology, what is a common fund, a common fund that simply distinguishes the type of common fund, and an investment common fund Advantages and risks, how to buy mutual funds, tips for investing in mutual funds, indicators for measuring funds, and how to choose when to invest in mutual funds. 3 5. The online bank as described in item 31 of the scope of patent application, wherein after the other payment data database, the user can learn that choosing the appropriate payment method is the way to save interest, repay the principal and interest, Information on revolving housing payments, flexible housing payments and cases. 3 6. The online bank described in item 1 of the scope of patent application, among which there is a tax center database, which provides the best way to understand the tax savings of buying and selling stocks, or which is more cost-effective to buy or sell stocks in the name of individuals or companies. 3 7. The online bank as described in item 1 of the scope of patent application, which further has a database of financial management trial tools, which includes: principal and interest amortization of housing estates, principal amortization of housing poverty , There is a repayment grace period repayment house #, the average repayment of principal and interest + bi-weekly payment, the average of the principal 27 This paper size applies to China National Standards (CNS) A4 specifications (2〗 0X297 mm) 4 6 9 3 8 8 (Please read the notes on the back before filling out this page) Printed by the Employees 'Cooperatives of the Central Standards Bureau of the Ministry of Economic Affairs 469388 A8 BS C8 D8 Printed by the Consumers' Cooperatives of the Central Standards Bureau of the Ministry of Economic Affairs and the scope of patent application + bi-weekly payment It is composed of data bases, calculating the balance of pledged funds, calculating the total price of available homes based on self-provided funds, and calculating the total price of available homes based on monthly income. 38. The online bank as described in item 37 of the scope of patent application, wherein the average repayment of the principal and interest on the house property has a trial balance, which includes total price, percentage, annual interest rate, annual term and monthly payment. Gold and other calculation forms. 3 9. The internet bank as described in item 37 of the scope of patent application #, among which there is a repayment grace period amortization housing poverty database. The trial balance of this information includes: poverty, annual interest rate ' Calculation of term and repayment grace period. α 4 0, as described in Item 37 of the patent application scope of the Internet Bank, 5: the principal and interest are evenly amortized + bi-weekly payment database, the trial balance in this database includes: poverty, annual Calculation of interest rate, duration, etc. 4 1. The online bank as described in item 37 of the scope of patent application. 2. Among them, the principal is evenly amortized + bi-weekly payment database. The trial balance in this database includes: payment, annual interest rate, annual Calculation of period. 4 2. According to the online banking described in item 37 of the scope of the patent application, its =, the database for calculating the balance of payment, the trial balance table in this database · payment, annual interest rate, term and how many years have been paid so far Calculating the principal and interest g 4 3. Internet banking as described in Item 37 of the scope of patent application: Among them, the self-provided funds should be used to calculate the total price of the available house. The trial calculation table here includes: deposits and The calculation of the bank's impoverished income, etc., as described in item 37 of the scope of patent application: Internet, where the monthly income should be used to calculate the database of the total price of the house that can be purchased. The trial calculation table here includes: deposits And bank calculations. , Li 4 5. The online bank as described in item 1 of the scope of patent application, which ___ 28 Τ This paper Xj! Applicable gJH Jia Wan Feng ds) 8 4 threats (21 () > < 297 public director ) 1 ---------- mm ^^^ 1 .zr ί n ^ — ^^^ 1 ^ — ^ 1 ^ J. · (Please read the precautions on the back before filling this page} 69 388 6. The scope of patent application, and more-a discussion forum library, this library includes the database that says I want to delete messages. Looking for a new stay (please read the notes on the back before filling out this page) 4 6. If you want to use the internet banking mentioned in item 1 of the patent scope, you should use the database. After writing your opinions in this database :, So that the opinions and information written by the user will be sent to this website according to the original «Yi's URL (Em Magic 1). 4 7. According to the online banking mentioned in item 1 of the scope of patent application, the second one has a database of trial balances. This database includes bank f? It consists of bank deposits, mutual funds and trial clubs. 4 8. The online bank as described in item 47 of the scope of patent application, where ‘the bank ’s f database includes: database with grace from amortization etc.疋 和丰 心 千 ^ 9. The online bank described in item 48 of the scope of patent application, where I wish f to have a grace_return ¥ the amount of funds in the bank, the interest rate of the bank's f section, the term of the payment, and only the repayment The grace period during which interest is not repaid is equal to Equation 2 and the monthly payment of interest within the grace period of the calculation result and monthly payment after the grace period: the result of waiting. Printed by the Consumer Standards Cooperative of the Central Standards Bureau of the Ministry of Economic Affairs > 50. The online bank as described in item 1 of the scope of patent application, where the principal and interest are evenly amortized *, and the amount of the quality payment and bank goods can be calculated on a trial basis Calculation of interest rate, term of f, etc., and how much monthly interest is calculated. % + 5 1 'The online bank as described in item 47 of the scope of patent application, in which the bank deposit database includes: deposit database, interest payment, full payment, full deposit, etc. 5 2. According to the online banking described in item 51 of the scope of patent application, tiiiiiT ^ A ^ (210X297 ^) Δ 388 A8 B8 C8 D8 Yinyang Procurement Bureau of the Ministry of Economic Affairs, printed by the Bayer Consumer Cooperative, i. 6. Application Scope of patents ^ 'After the deposit and interest collection database, the deposit amount, the trial calculation table of =, and the monthly payback period of the calculation results will show the results of the sum of the principal and the sum. ^ And 5 3. According to the online banking mentioned in item 5i of the patent scope of China, /, after the database of the full payment, a trial balance sheet of investment funds, fixed deposit years and 3 periods appears. 'And the expiry of the calculation result can be retrieved ^ 54 、 The online banking as described in Item 51 of the patent scope of the Chinese patent, where' the zero-payment entire deposit database, this database appears monthly, — deposit year Trial balance sheet of interest rate, fixed deposit period, etc., and how much I can get back the principal and sum if the calculation result is over. " t Issue 5 5. As described in Item 47 of the scope of patent application, the database of the mutual fund includes: a database of the total amount of payments due. The mother is responsible 5 6. The online bank as described in item 55 of the scope of patent application, where the total maturity income i, the investor with the total maturity income, invests in poverty and installs _ how much is the monthly investment Amount), investment period, = f-year return rate, average annual price increase rate formula, after the trial calculation, the calculation results show the maturity and the current value of the late adjustment of the inflation adjustment at the end of the period. 0 5 7, such as φPlease refer to the online bank described in item 47 of the patent scope. Among them, the bidding trial database includes: trial winnings, participation, estimated number of bids, bidding trials, etc., after calculating the results Shows how much the total amount of money for this bidding conference and the annual interest rate of this bidding conference are applicable. The standard of Lai Jiarui (. Called 8 4 specifications (21〇 > < 297 mmt ^^) I (Please read the precautions on the back before filling this page) 4 59 38 8 B8 C8 D8 Printed by the Consumer Cooperatives of the Central Bureau of Standards of the Ministry of Economic Affairs 6. Scope of patent application 5 8. As described in item 范围 of the scope of patent application Internet banking, which has a bank-specific database, users can fill in the bank Name, bank account number and bank password. 5 9 The online bank as described in item 1 of the patent application and patent application, where 'more has a member area database, users can click-or corporate members' has become the site Member, 〇 60, as described in the first patent application scope of the network-network turtle line, which also has a fool database of investment techniques, including: investment introduction, the degree of reporting and risk, the prosperity cycle and the broader market, Composition of investment concept and portfolio analysis, debt-based conditional trading, and option bases. '' 61. The online banking as described in item [Scope of patent application] has a database of joint bargaining areas for companies and companies. The owner and the employee can fill in the company category information, and bank s: insurance and property insurance information. 5 and 4, etc. 6 2. The online banking as described in item 丄 of the patent application scope has a more relaxed quality center. Database, this information includes: letter \ ^, payment, easy transfer of house goods, small encyclopedia of poor money and good value for money = etc. 6 3. The network described in item 6 2 of the scope of patent application, which should be used Poverty database and fill in Personal information, such as =, amount, age, method and procedures, etc. 711 Head 6 4. As described in Item 6 2 of the scope of patent application, where the user of the "S database of the house S section" fills in the situation of house f, '了' Contents, applicants, etc. Bei Zhengnai (please read the notes on the back before filling out this page)-1 ^ 1 i Order. —__ 31 Ｍ 氏 张 from the China National Standards (CNS) A regulations ^ (Published by 2iqx297) 6 4 9 388 A8 B8 C8 D8 A. Patent application scope θ 5 .; For online banking as described in item 6 2 of the patent application scope, "Zhong 'the house @ easy transfer database, users Just fill in the information in the transfer. 6 = Internet banking as described in item 62 of the scope of patent application, which: The small encyclopedia database of the payment, the user can understand the preferential housing goods, $ goods flow, housing S related costs, various types of housing ^ list , Negative products of foreign merchants-List, master of house purchase, house quality utilization #, credit rating: standard, full text, comparison table of each credit, product introduction of each bank, reports, f convenience houses and borrowing money Master and other information. * 5 6 7. The online bank as described in item 62 of the scope of patent application, where the database of high-quality and low-cost consignment area is used in this database to fill in information such as gold houses and gold motorhomes.可 " Order — · —------ r (Please read the notes on the back before filling out this page} Printed by the Employees' Cooperatives of the Central Bureau of Standards, Ministry of Economic Affairs 32 ίν The paper size is applicable to the Chinese National Standard (CNS) A4 Specifications (210X297 mm)