TW451148B - Transaction mechanism of e-commerce - Google Patents
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4,5114 8 五、發明說明(1) 本發明是有關於一種電子商務交易機制,且特別是有 關於一種利用公開標場兢標之電子商務交易機制。 在傳統之拍賣市場,經常可以聽到商人拍费商品的喊 價聲。首先,賣主會對著參與買方(或团觀群眾)大肆宣傳 一下拍賣品(曰用品或收集品)的價值及其優點,包括實用 性、耐久性及不可取代性等,以便吸引買方的購買欲望》 接著,賣主喊出一個起標價(例如:50元),通常這個起標 價會低於目前市面上的償格,然後,由買方們開始往上喊 價,亦即喊出心目中想買的價格(例如:60元、70元… 等)。 :) 買方為了要購得此項拍賣品,必須比其它的買方喊出 更高的價格,於是拍賣品的價格便隨著買方們彼此的競爭 不斷拉高,最後,喊到某一個價格(例如:100元)時,已 沒有任何買方再將價格嫌續提高,於是賣主向買方們喊出 這個上限償格(100元)三聲,以確定沒有買方願意再提高 償格,便可順利成交。 上述之拍賣過程為大豕所耳熟能詳’賣主利用他的二 寸不堋之舌,先抓住買方們的心理,引起了大家的購買 慾’再藉由買方們彼此的競爭,將拍賣品的價格拉高,這 種拍賣方式會造成買方的壟斷,有錢的買方很容易以相當 〇 高的償格購得他想買到的商品 '另外,賣方卻總是魚坤相 爭、魚翁得利的一方,可說是穩賺不賠,皆容易造成市場 交易的不公平性。 由於電子資訊的日新月異,許多往昔的商品交易買费4,5114 8 V. Description of the invention (1) The present invention relates to an e-commerce transaction mechanism, and more particularly, to an e-commerce transaction mechanism that uses open bidding. In the traditional auction market, merchants often hear the shouting price of merchandise. First of all, the seller will publicize the value of the auction item (the article or collection) and its advantages to the participating buyers (or the group of people), including practicality, durability and irreplaceability, in order to attract the buyer's desire to buy 》 Next, the seller shouts a starting price (for example: 50 yuan), usually this starting price will be lower than the current market price, and then, the buyers will start to shout up, that is to say what they want to buy Price (for example: 60 yuan, 70 yuan, etc.). :) In order for the buyer to purchase this auction item, the buyer must shout a higher price than other buyers, so the price of the auction item keeps rising as the buyers compete with each other, and finally, a certain price (such as : 100 yuan), there is no longer any buyer to increase the price suspectedly, so the seller shouted to the buyers this upper limit of compensation (100 yuan) three times, to ensure that no buyer is willing to increase the compensation, you can successfully complete the transaction. The above-mentioned auction process is familiar to everyone. 'The seller used his two-inch tongue to grasp the psychology of the buyers first, which aroused everyone's desire to buy.' Then the buyers competed with each other to set the price of the auction item. Raising, this auction method will cause the buyer to monopolize, and the rich buyer can easily buy the goods he wants with a fairly high compensation. In addition, the seller is always on the winning side It can be said that it is easy to make no money, and it is easy to cause unfairness in market transactions. Due to the rapid development of electronic information, many previous commodity transaction buying fees
4 5114 84 5114 8
已逐漸改變,例如「電子商務」中的交易網站,所謂「電 子商務」係為一種運用現代科技產物一電腦與資訊網路, 來傳遞資訊,例如進行線上交易賣買的資訊網路系統。買 方只要坐在家裡的電腦前面,藉由網際網路(Intei^net), 即可迅速獲得喜好的商品資訊,並依個人對商品品質與價 格的考量,購得符合自己需求的電子商品,因而,不需要 上述之拍賣市埸空間,同時提高了商品購買的便捷性。 這種電子商務利器目前已被運用在股票的買賣上。現 行的股票交易分為「上市上櫃股票交易」與「未上市股票 交易」兩種。上市上櫃股票交易係利用證卷交易所的電腦 自動搓和卷商,股票由台灣集保集中保管,而買賣金額由 指定轉帳銀行扣款和匯入,其交易程序為第—天買賣,第 二天股票交割’以及第三天匯扣款,卷商只要打一通電 話,即可順利購得股票。It has gradually changed. For example, the transaction website in "e-commerce", the so-called "e-commerce" is an information network system that uses modern technology products, computers and information networks to transmit information, such as online transactions. As long as the buyer sits in front of the computer at home, through the Internet (Intei ^ net), they can quickly obtain the information of their favorite products, and according to their personal consideration of product quality and price, they can buy electronic products that meet their needs. , Does not need the above auction market space, while improving the convenience of product purchase. This kind of e-commerce weapon has been used to buy and sell stocks. There are two types of current stock transactions: “listed and over-the-counter stock transactions” and “unlisted stock transactions”. The listed and over-the-counter stock transactions are made automatically by the computer of the stock exchange. The stocks are centrally held by the Taiwan Consolidation Fund. The transaction amount is debited and remitted by the designated transfer bank. The transaction procedure is the first day of trading. Two-day stock delivery 'and third-day remittance payment, as long as the dealer makes a phone call, the stock can be successfully purchased.
未上市股票與上述之上市上櫃股票’在交易步驟上大 不相同,未上市股票大多透過盤商交易,整個台灣大約有 兩佰多家盤商,且各個盤商的報價是透過盤商間的區域網 路連線,當買方想要買未上市股票時,只需要打電話到盤 商處,由盤商的服務人員來服務,當網路上掛有符合買方 需求的買賣掛單時,一般盤商的服務人員會在線上立刻打 電話到掛單的盤商處進行人工搓和,如果當時並沒有符合 買方需求的買賣掛單時,買方可要求盤商代替掛單,等待 另一符合掛單需求的詢問,當然,此時就要耐心等候了, 如有搓和成功,服務人員會將交割的時間、流程告訴買Unlisted stocks are very different from the above listed over-the-counter stocks in the transaction steps. Most of the unlisted stocks are traded through dealers. There are about 200 dealers in Taiwan, and the quotes of each dealer are through dealers. Local network connection, when the buyer wants to buy unlisted stocks, he only needs to call the dealer, and the dealer's service staff will serve it. When there is a pending order on the Internet that meets the buyer's requirements, the general dealer The service staff of the company will immediately call the dealer who placed the order online to perform manual reconciliation. If there is no pending sale order that meets the buyer's needs at that time, the buyer can ask the dealer to replace the pending order and wait for another inquiry that meets the requirements of the pending order. Of course , At this time, we must wait patiently. If there is rubbing and success, the service staff will tell the buyer the time and process of delivery.
第5頁 451 148 五、發明說明(3) 方,原則上買方不需要親自出門辦理過戶,盤商會有外務 來處理這些事務,等待外務到指定的地點辦理交割,拿股 票換現金’或拿現金換股票’如此即完成一次成功的未上 市股票買賣。 上述之未上市股票交易系統提供了買费股票的便利 性’然而’未上市股票是由人工搓和’盤商需要收取適量 的手續費,來維持整個公司的運作,在盤商有兩信多家的 情況下’難免會有一些不肖的盤商會報高買低,例如:買 方欲購買太平洋證券十張(即一萬股),賣方每股要賣7 几(通常買方不知道),而盤商的每股報價卻訂為33?元, 從中賺取1 0000元,甚至有的盤商會以假股票來欺 編投資人’因而’損害到投資人的權益。 :鑑於此,本發明的目的就是在提供一種電子商務交 價:方開設標場,事先訂出賣方最低願賣 或疋買方最尚願買價格,以避免不肖商人之炒作d 步驟明的目的’提出-種電子商務交易機制,其 '^先,開標者設第一標場,並訂出保留償一 價,用以作為競標起標 活動,並產生最终妹由競標♦進行競標 價,#、4屋生被终競標償。判斷此最終競標價是否遠保留 保留償,則繼績判斛: 卩並凡成交易。若未達 易。若要===延,若不遞延,則結束交 述進行競;動n疋否要轉單。若不轉單,則回到上 競標活動之步驟,繼續進行競標。若要轉單則判 第6頁 451148 五、發明說明(4) 斷是否滿足轉單條件。若未滿足 進行競標活動之步驟,繼讀進 、,則回到上述 件,即轉到第二標場。其中保留此轉單條 言,即為賣方最低願賣償格之標場* 買方最尚願買價格,利用將保留償 、場而言即為 内,用以避免不肖商人自開裸場,卻自己不:合理範圍 兢標價格之炒作現象。 卩自己不斷抬高或拉低 在上述步驟中,是否要利用轉 制本身是否靈I轉單的功能’可視交易機 剌桊艿疋哲蓠要而決定;保留價 償之誤差範圍,例如當無保留價::::要,決定與起標 :完成交易。 競標,提供最佳競標價者即 本發明的另一目的就是在提供一種電子 制,由賣方參與買標媒赤晋士两務交易機 剌 =刀麥興貝標場或買方參與賣標場,事先訂出#方 買價格,使得最後成交償 ,與買方最高願買償格之間,達 到公平交易之原則。 μ =發1月?另一目的,提出一種電子商務交易機 制,其步驟之簡述如下: 首先,開標者設第一標場,並訂出保留價舆一起標償 來作為競標之起始價格。接著,由競標者決定是否自動競 標,若不自動競標,則提出第—競償格。判斷是否此第一 競標價被超㉟,若被超ϋ,則結束交易。若此第一競標價 未被超過,則判斷是否保留價已被達到。若保留償未被達 451 148 第二競標 繼續競標 則判斷是 交易。若 競標償若 ,則回到 被超過, 增加交易 落於賣方 交易之公 ,是否要 要而決定 超過之同 標價之誤 起標價, 即會完成 競標之功 取消,例 若保留價已被達到,則進入付款程序。 競標步琢*若要自動競標,則競標者訂 第二競標價。接著,判斷是否第二妩標 超過’則判斷是否保留價已被達到。若 則結束交易》若保留償已被達到,則進 償被超過 。判斷是 否保留價 保留價已 未被超過 上述選擇 則結束交 之有利空 最低願賣 平性" 利用自動 ,如不需 時,亦結 差範圍, 亦即只要 交易。 能中,是 如,若不 五、發明說明(5) 到’則結束交易。 上述決定是否自動 一底限價,並提出 價被超過,若未被 保留債未被達到, 入付款程序。 如上所述,若 並使用第三競標價 越’若未被超越, 未被達到,則結束 程序。上述之第三 被超過,若未超過 讀競標。若底限價 擇其他標場競價, 交時,成交價格必 買價格之間,提高 在上述步驟中 易機制本身是否需 則在第一競標價被 視需要而決定與起 要時,保留價即為 提供最佳競標償者 另外,在自動 實際需要而實行或 ,則選擇第二標場, 否第三競標價被超 已被達到。若保留價 被達到,則進入付款 ,則判斷是否底限價 第二標場之步驟,繼 易。賣方或買方可選 間,且當交易順利成 價格,與買方最高願 競標的功能,可視交 要自動競標的功能1 束交易;保留價亦可 例如當無保留價之需 有競標者參與競標, 否要轉換標場亦可依 轉換標場,利用自動Page 5 451 148 V. Description of the invention (3) In principle, the buyer does not need to go out to handle the transfer in person. The dealer will have foreign affairs to handle these matters, wait for the foreign affairs to go to the designated place for settlement, exchange stocks for cash, or take cash. The exchange of shares' thus completes a successful sale of unlisted shares. The above-mentioned unlisted stock trading system provides the convenience of buying fees for stocks. However, unlisted stocks are manually rolled up and the dealers need to charge a modest fee to maintain the operation of the entire company. In the case of home, 'inevitably there will be some unsatisfactory disk dealers will report high buy low, for example: the buyer wants to buy ten Pacific Securities (that is, ten thousand shares), the seller will sell 7 per share (usually the buyer does not know), and the The quotation per quotation of the merchant was set at 33 yuan, and 10,000 yuan was earned from it. Some dealers even used fake stocks to deceive investors, thus damaging investors' rights. In view of this, the purpose of the present invention is to provide a price for e-commerce: the party opens the bidding field, and sets in advance the seller's minimum willingness to sell or the buyer's most willing to buy the price in order to avoid speculation by unscrupulous merchants. Propose-a kind of e-commerce transaction mechanism. First, the bidder sets up the first bidding field and sets a reserve price for the bidding initiation activity, and generates the final bid for the bidding price. # 、 4 housing students were compensated for the final bid. To determine whether this final bidding price is far from being retained, the following results will be judged: 卩 and Fancheng transaction. If not easy. If === postponed, if it is not postponed, end the presentation and compete; if you do not want to transfer the order. If the order is not transferred, go back to the previous bidding activity step and continue bidding. If the order is to be transferred, the judgment shall be made on page 6. 451148 V. Description of the invention (4) Whether the transfer condition is satisfied. If the steps for bidding activities are not met, then read on, then go back to the above and go to the second bidding field. Among them, keep this transfer order statement, which is the seller's minimum willingness to sell the bidding field * The buyer is the most willing to buy the price, the use of the reserve will be within the field, in order to avoid unscrupulous businessmen to open a naked market, but No: speculation in a reasonable price range.卩 Continually raise or lower yourself. In the above steps, whether you want to use the function of the transfer system itself? I can determine the order depending on the transaction machine. The margin of error of the reserve price, such as when there is no reservation. Price :::: Yes, decide and bid: complete the transaction. Bidder, who provides the best bidder, that is, another object of the present invention is to provide an electronic system in which the seller participates in the purchase of bidding media. Set the #party purchase price in advance, so that the final transaction is compensated and the buyer's highest willingness to pay is in line with the principle of fair trading. μ = issued in January? For another purpose, an e-commerce transaction mechanism is proposed, the steps of which are briefly described as follows: First, the bidder sets up a first bidding field, and sets a reserve price as the starting price of the bid. Then, the bidder decides whether to bid automatically or not, if not, then submits the first bidding box. Determine whether this first bid price is exceeded, and if it is exceeded, the transaction is ended. If this first bid price is not exceeded, it is determined whether the reserve price has been reached. If the reserve is not up to 451 148 and the second bid is continued, the bid is judged to be a transaction. If the bid is paid, it will be returned to be exceeded, and if the increase of the transaction falls on the seller's transaction, whether it is necessary to determine the wrong bid price of the same bid price, the bidding will be completed. For example, if the reserve price has been reached, Then enter the payment process. Bidding Steps * To bid automatically, the bidder sets a second bid. Next, it is judged whether the second target exceeds', then it is judged whether the reserve price has been reached. If Then End Transaction "If the retention compensation has been reached, the compensation will be exceeded. Judging whether the reserve price has not exceeded the above option, then the end of the short selling will be the lowest willingness to sell the parity " using automatic, if not needed, also the margin range, that is, as long as the transaction. If yes, if not, if the fifth, invention description (5) to ’, the transaction is ended. The above decision is whether to automatically set a floor price limit, and the proposed price is exceeded. If the unreserved debt is not reached, the payment process is entered. As described above, if the third bid price is also used, if the price has not been exceeded and has not been reached, the process ends. The third mentioned above is exceeded, if not, read the bid. If the floor price is selected from other biddings, the transaction price must be between the purchase price and the delivery price. If the exchange mechanism itself is required in the above steps, the reserve price is determined when the first bid price is determined and required as required. In order to provide the best bidder, in addition, if the actual or actual need is implemented, then the second bidding field is selected. Otherwise, the third bid price has been exceeded. If the reserve price is reached, then the payment is entered, and it is judged whether or not the floor price is the second limit. The seller or the buyer can choose a room, and when the transaction is successfully completed, the highest bidding function with the buyer is based on the function of automatic bidding, which can be a bundle of transactions; the reserve price can also be used when there is no reserve price, for example. If you want to convert the bidding field, you can also use the automatic conversion
451148 五、發明說明(6) 競標之功能可讓競標者再提出另一競標價在原標場競標。 為讓本發明之上述目的、特徵、和優點能更明顯易 懂,下文特舉一較佳實施例,並配合所附圖式,作詳細說 明如下: 囷式之簡單說明: 第1圖繪示依照本發明一較佳實施例的一種電子商務 交易機制中自行開標場之步驟流程圖; 第2圖繪示依照本發明一較佳實施例之電子商務交易 機制中參與多人競標之步驟流程圖; 第3圖繪示依照本發明一較佳實施例之電子商務交易 機制中買方/賣方開設標場的成交償格示意圖;以及 第4圖繪示依照本發明一較佳實施例之電子商務交易 機制中買方/賣方參與競標的成交價格示意圖。 標號說明: 11〜19 :買方/賣方開設標場交易機制之步驟 201~220:買方/賣方參與競標交易機制之步驟 較佳實施例 底下以買賣股票的電子商務交易為例,當賣方想費股 票(例如:X公司的股票)時,可選擇自行開設費標場,用 以提供多個買方互相競標,或者到買方所開設的買標場參 與競標活動。另外,當買方想買股票時,可選擇自行開設 買標場,用以提供多個賣方互相競標,或者到賣方所開設 的賣標場參與競標活動。以一賣方為例,賣方當可自^開451148 V. Description of the invention (6) The bidding function allows bidders to propose another bidding price to bid on the original bidding field. In order to make the above-mentioned objects, features, and advantages of the present invention more comprehensible, a preferred embodiment is given below, and in conjunction with the accompanying drawings, the detailed description is as follows: Brief description of the formula: Figure 1 shows A flow chart of steps for opening a bidding site in an e-commerce transaction mechanism according to a preferred embodiment of the present invention; FIG. 2 shows a flow chart of steps for participating in multi-person bidding in an e-commerce transaction mechanism according to a preferred embodiment of the present invention Figure 3 shows a schematic diagram of the transaction compensation of a bidder / seller opening a bid field in an e-commerce transaction mechanism according to a preferred embodiment of the present invention; and Figure 4 shows a e-commerce transaction according to a preferred embodiment of the present invention Schematic of the transaction price of the buyer / seller participating in the auction in the mechanism. Description of symbols: 11 ~ 19: Steps for the buyer / seller to open the bidding transaction mechanism 201 ~ 220: Steps for the buyer / seller to participate in the bidding transaction mechanism The preferred embodiment uses e-commerce transactions for buying and selling stocks as an example. (Such as: Company X's stock), you can choose to open your own bidding field to provide multiple buyers to each other's bidding, or to participate in bidding activities at the bidding field set up by the buyer. In addition, when a buyer wants to buy stocks, he can choose to open a bidding field to provide multiple sellers with each other to bid, or to participate in bidding activities at the bidding field opened by the seller. Take a seller as an example.
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IUHI 451148 五、發明說明(7) 設樟場作為多個買方來參與競標,亦可至買方所設之標場 來與其它賣方共同競標。在以下之實施例中’係以賣方為 例作說明。 請參照第1圖,其繪示本發明一較佳實施例之電子商 務交易機制中自行開標場之步驟流程圈。首先’由開標者 設標場’例如由賣方開設賣標場,並訂出一個起標價(例 如.50元)及保留債(例如:55元),如步称11所示,起標 價係用以作為多個買方競標的起始價格,而此保留價係為 賣方之最低願賣償格,通常不超過起標價的1.1倍,亦即 可將交易規則定在保留價與起標價之誤差必須小於1 0¾以 内,俾使賣方將起標價訂在合理之償位,且只要在各標場 結束時’競標價若超過保留價時,賣方必須與買方當中提 供最佳競標價者完成交易,用以避免费方不當炒作,並合 理反應實際交易之市場償值《上述10%之誤差範圍,當可 視實際之市場狀況而定出不同之範圍,或不需要有保留償 之存在亦可。但當無保留價之存在時,保留價即為起標 價’亦即只要有競標者參與競標,提供最佳競標償者即會 完成交易。 賣標場又設有至少一個標盤期問,例如:每隔一個小 時競標一次,用以限定一次競標之時間,交易時間以一天 為限。接著,由競標者進行競標,例如由買方們於第一個 標盤期間(例如:am9:〇〇〜aml0:00),進行競標活動,如步 驟12所示,買方們由此起標價開始向上出價,通常一次向 上增加一個單位價,例如:〇. 5元。 4 51 14 8 五、發明說明(8) 上述之競標活動一直進行到第一個 會產生一個最終競標價(例如·· 57元), 終競標償是否達到保留償,亦即是否大 價,如步驟13所示,若最終競標價已達 付款與股票過戶流程,完成交易,如步 终競標價未達此保留價,則繼續判斷賣 是否繼續下一個標盤期間之競標活動, 不要遞延,則結束交易。若要遞延到下 判斷是否有轉單,即是否要轉到買方所 活動’如步驟17所示。當然,對於交易 視需要而決定是否需要利用轉單的功能 若賣方沒有要轉單,則回到上述之 個標盤期間的競標活動》若賣方持有轉 轉單條件’如步驟18所示,此轉單條件 個轉單價格(例如:70元),當第一個標 在有任何買方所設買標場,其起標價格 即滿足此轉單條件。若於第一標盤期間 ,單條件,則直接轉到上述滿足之買標 不°若賣方未達轉單條件,則回到上述 一個標盤期間之競標活動,直到一天之 上述之交易機制於開設賣標場時, 第 個標盤期間結束時,是否遞延,以 要轉單時’必須訂出上述之轉單條件, 時’賣方之最低願賣價格。 標盤期間 接下來, 於或等於 此保留價 驟14所示 方是否遞 如步驟1 5 一個標盤 設的標場 機制本身 〇 步驟12, 單,則判 通常係由 盤期間結 高於此轉 結束時, 場,如步 之步驟12 交易結束 會要求賣 及是否要 以及當轉 結束時, 判斷此最 此保留 ,則進入 。若此最 廷’亦即 所示,若 期間,則 參與競標 而言,可 進行下一 斷是否達 賣方訂一 束時,存 單價格, 賣方滿足 驟19所 ,繼續下 Q 方決定在 轉單,若 到買標場 Γ)IUHI 451148 V. Description of the invention (7) Set up Zhangchang as multiple buyers to participate in the bidding, or go to the bidding venue set up by the buyer to bid together with other sellers. In the following examples, '' is described using the seller as an example. Please refer to FIG. 1, which shows a flow chart of the steps for opening a bid field by itself in the electronic business transaction mechanism of a preferred embodiment of the present invention. First 'set the bid field by the bidder', for example, the seller opens the bid field and sets a starting price (for example, .50 yuan) and retained debt (for example: 55 yuan). As shown in step 11, the starting price is used to As the starting price for multiple buyers, this reserved price is the seller's minimum willingness to sell. It usually does not exceed 1.1 times the starting price. In other words, the trading rules must set the difference between the reserve price and the starting price to be less than Within 0 0¾, the seller is required to set the starting bid price at a reasonable compensation level, and as long as the 'bid price exceeds the reserve price at the end of each bid field, the seller must complete the transaction with the buyer who provided the best bid price to Avoid unreasonable speculation by the parties, and reasonably reflect the actual market value of the transaction. The above 10% error range can be determined according to the actual market conditions, or there is no need to retain the compensation. However, when there is no reserve price, the reserve price is the starting price ’, that is, as long as there is a bidder participating in the bidding, the person who provides the best bidder will complete the transaction. There is at least one bidding period in the bidding market, for example: bidding every other hour to limit the bidding time, and the trading time is limited to one day. Then, the bidders conduct bidding, for example, the buyers conduct bidding activities during the first bidding period (for example: am9: 00 ~ aml0: 00), as shown in step 12, the buyers start to bid upward from this price Bid, usually increase one unit price at a time, for example: 0.5 yuan. 4 51 14 8 V. Description of the invention (8) The above-mentioned bidding activities will be carried out until the first one will generate a final bid price (for example, 57 yuan), whether the final bidding compensation reaches the reserve payment, that is, whether it is a large price, such as As shown in step 13, if the final bidding price has reached the payment and stock transfer process and the transaction is completed, if the final bidding price does not reach this reserve price, continue to determine whether the sale continues the bidding activity during the next bidding period. Do not defer. End the transaction. To defer to the next step to determine whether there is a transfer order, that is, whether to transfer to the buyer's activities, as shown in step 17. Of course, for the transaction, if necessary, decide whether to use the function of the transfer order. If the seller does not want to transfer the order, return to the bidding activity during the above-mentioned bidding period. "If the seller holds the transfer order condition," as shown in step 18, The transfer order price is a transfer order price (for example: 70 yuan). When the first bid is placed in any bid field set by any buyer, the starting price will meet the transfer order condition. If during the first bidding period, the order condition is directly transferred to the above-mentioned fulfilled bidding. If the seller fails to meet the transfer order condition, it will return to the bidding activity during the above-mentioned bidding period, until one day of the above-mentioned trading mechanism. When opening the bidding market, at the end of the first bidding period, is it deferred so that when the order is transferred, the above-mentioned transfer order conditions must be set, and the seller's lowest willing selling price. Next in the bidding period, will the bid price be equal to or equal to the reserve price shown in step 14? Step 15 The bidding field mechanism of a bidding set itself. At the end of the market, if step 12 of the transaction is over, the seller will be asked to sell it and whether it will be sold. When the transfer is over, it is judged that this is the most reserved, then enter. If this is the case, as shown in the figure, if the period is involved, in the bidding, whether the next order can reach the seller's order, the price of the deposit order, the seller satisfies Step 19, and continues to place Q to decide to transfer the order. If you go to the bid field Γ)
第11頁 4 51 14 8 五'發明說明(9) ___ 在第1圖_,雖以套 適用於買方自方開設賣標場為例作說明,然亦 時,此保留價即為冒、場’例如,當標場係由買設立 多個费方以一個=最高願買價格,而競標活動係由 標價是否達保留甩皇向下出價(競標價)。判斷最終競 是轉到賣方所設之賣/否小於或等於此保留價,轉單即 有任何食標場 當第一標盤期間結束時,存在 條件。~之¥標價低於上述轉單價格’即滿^此轉單 上 先定出 競標價 格時, 有效避 自己標 束時, 出或買 轉單, 易空間 賣方的 兩於賣 設標場 免蓄意 自己, 若没有 下股票 選擇轉 機制之 最低願 方最低 的賣方 炒作之 故意將 其他人 ,吃虧 到他人 特徵在於保 賣價格或是 願賣償格, 或買方一定 現象。例如 競標價抬高 出價超過, 只在自己。 的競標場繼 留償的 買方之 或者低 要將股 :設標 或拉低 設標場 而且設 續競標 設定, 最高願 於買方 票賣出 場之賣 ,等到 的一方 使得賣方事 買價格,當 最高願買償 或買下,可 方或買方若 標盤期間結 必須自己賣 一方可利用 標場的 ’取得更有利的交Page 11 4 51 14 8 Five 'invention description (9) ___ In Figure 1 _, although the set is applicable to the buyer to open a bid-sale market as an example, but at this time, the reserve price is a risky market. 'For example, when the bidding field is set up by the buyer to set up multiple fee parties with one = the highest willing to buy price, and the bidding activity is determined by whether the bid price reaches the reserve price (bid). It is judged whether the final bid is transferred to the selling price set by the seller that is less than or equal to this reserve price. There will be any food mark on the transfer order. When the first bid period ends, conditions exist. ~ The price of ¥ is lower than the above-mentioned transfer order price. That is to say ^ When the bidding price is set first on this transfer order, when effectively avoiding its own bidding, when placing or buying a transfer order, Easy Space sellers do n’t deliberately set up their own bidding venues. If the seller with the lowest willingness and the lowest willingness under the stock selection conversion mechanism deliberately misleads others, the other person is characterized by a guaranteed price or a willingness to sell compensation, or a certain phenomenon of the buyer. For example, the bid price is higher than the bid, only on itself. The bidders of the remaining bidder's or low-demand stocks: set bids or pull down bidders and set up renewal bidding settings, the highest willingness is to sell the buyer's ticket, and the waiting party makes the seller buy the price, when the highest willingness to buy If the buyer or the buyer pays, the buyer or the buyer must sell it during the bidding period.
參照第2圏其緣示本發明一較佳實施例之電子商 機制中參與多人競標之步驟流程圖。首先,由開標 ^ =镙場,例如由買方開設買標場,由賣方參加買標場之 同時’買標場由買方訂出一個起標價(例如:50元) 價(例如:45元),同樣地,當賣方以低於保留價之 與競標時,買標場必須舆賣方當中提供最佳競標價A flowchart of steps for participating in a multi-person bidding in the electronic commerce mechanism of a preferred embodiment of the present invention is shown with reference to the second paragraph. First of all, the bid opening ^ = market, for example, the buyer opens the bidding market, and the seller participates in the bidding market while the buyer bids a starting price (for example: 50 yuan), (for example: 45 yuan), Similarly, when the seller bids below the reserve price, the bidder must provide the best bid price among the sellers
451 1 48 五、發明說明(ίο) 者完成交易,如步驟201所示。起標償用以作為多個賣方 競標的起始價格’而此保留價係為買方之最高願買價格, 通常不低於起標價的0.9倍’亦即保留價與起標價之誤差 必須小於1 0% ’買標場又設有至少一個標盤期間,每個小 時競標一次,交易時間以一天為限。上述10%之誤差範 圍,亦當視實際之市場狀況而定出不同之範圍,或不需要 有保留價之存在亦可。但當無保留價之存在時,保留價即 為起標價’亦即只要有競標者參與競標,提供最佳競標償 者即會完成交易。 接著’賣方決定是否自動競標,如步驟2〇2所示。若 賣方不自動競標’則由賣方提出一個競標價(例如:49 元),如步驟203所示,此競標價係由上述起標價向下出 償。再判斷此競標價是否被其他费方超越(0verbid)亦即 判斷是否有其他賣方願以更低價來競標,如步驟2 〇4所 不。若有人超過此一娩標價時(例如:有人出價48元),則 結束交易;若未被超越,則判斷此競標價是否達保留價, 即是否小於或等於此保留價,如步驟206所示。若達保留 價’則進入付款程序,完成交易,如步驟2〇7所示;若未 達保留價’則結束交易》 在上述步驟202中,若賣方選擇要自動競標,則由賣 方訂出一個底限價(例如:42元),即賣方之最低願賣價 格’並提出一個第一競標償(例如:49元),如步驟2〇9所 示°然後’判斷是否有其他賣方出價低於此第一競標償, 如步驟210所示。若此第一競標價未被超越,則嫌續判斷451 1 48 V. The invention description (ίο) The person completes the transaction, as shown in step 201. The starting bid is used as the starting price for multiple sellers' bids, and this reserved price is the buyer's highest willingness to buy, usually not less than 0.9 times the starting bid price, that is, the error between the reserved price and the starting bid price must be less than 1 0% 'The bidding field also has at least one bidding period, with bids every hour and trading time limited to one day. The above 10% error range should also be determined according to the actual market conditions, or the existence of a reserve price is not required. However, when there is no reserve price, the reserve price is the starting price ', that is, as long as there is a bidder participating in the bidding, the person who provides the best bidding compensation will complete the transaction. Then the seller decides whether to bid automatically, as shown in step 202. If the seller does not bid automatically, the seller proposes a bid price (for example, 49 yuan). As shown in step 203, this bid price is paid downwards from the above bid price. Then judge whether the bid price is overridden by other parties (0verbid), that is, determine whether there are other sellers willing to bid at a lower price, as in step 2 04. If someone exceeds the delivery price (for example: someone bids 48 yuan), the transaction is ended; if it is not exceeded, it is determined whether the bid price reaches the reserve price, that is, whether it is less than or equal to the reserve price, as shown in step 206. . If the reserve price is reached, enter the payment process and complete the transaction, as shown in step 207; if the reserve price is not reached, end the transaction. "In step 202 above, if the seller chooses to automatically bid, the seller will order a Bottom limit price (for example: 42 yuan), that is, the seller's lowest willing to sell price 'and propose a first bidding compensation (for example: 49 yuan), as shown in step 209 ° and then' determine if any other seller's bid is lower than This first bidding compensation is shown in step 210. If this first bid price is not exceeded, it is suspected to continue judgment
第13頁 451 148 五、發明說明(11) 此第一競標價是否達保留價,如步驟211所示。若達保留 償,則進入付款程序,完成交易,如步驟212所示;若未 達保留償,則結束交易。 在上述步驟210中,若上述第一競標價被超越(例如: 有人出價48年),則繼續加入競標活動,再往下提出一個 第二競標價(例如:47,5元),如步驟214所示。此交易機 制可自動選擇此時多個買標場中最高競標價格的標場競 標,當然亦可設定為僅能在原標場中嫌續競標以簡化程 序,並以此最高競標償格降低一個單位償(例如:〇.5 元),作為此第二競標償繼續競標,例如買標場A係提出第 一競標價之處,但共有A、B、C、D四個買標場,在此時買 標場A之競標價為48、若買標場B之競標價為48. 5、買標場 C之競標價為47· 5、買標場D之競標償亦為48,則交易機制 可設定成自動選擇至買標場B以進行競標,俾使賣方得以 較高之價格參與競標;或者賣方只能在原來的買標場,繼 續以一次降低一個單位償作為此第二競標償來競標。Page 13 451 148 V. Description of the invention (11) Whether the first bid price reaches the reserve price is shown in step 211. If the retention compensation is reached, the payment process is entered to complete the transaction, as shown in step 212; if the retention compensation is not reached, the transaction is ended. In the above step 210, if the above first bid price is exceeded (for example: someone bids for 48 years), then continue to join the bidding activity, and then propose a second bid price (eg: 47,5 yuan), as in step 214 As shown. This trading mechanism can automatically select the bidding of the highest bidding price among multiple bidding biddings at this time. Of course, it can also be set to only resume bidding in the original bidding bidding to simplify the process and reduce the maximum bidding compensation by one unit. Compensation (for example: 0.5 yuan), as the second bid to continue bidding, for example, the bidding field A is where the first bid price is proposed, but there are four bidding fields A, B, C, and D, here At the time, the bidding price of Bid Field A is 48, if the bidding price of Bid Field B is 48.5, the bidding price of Bid Field C is 47.5, and the bidding compensation of Bid Field D is 48, the trading mechanism It can be set to automatically select to the bidding field B for bidding, so that the seller can participate in the bidding at a higher price; or the seller can only continue to reduce the unit compensation one time at a time as the second bidding compensation in the original bidding field. Bid.
接著,判斷此第二競標價是否被超越,如步驟2 15所 示。若未被超越,則判斷此第二競標價是否達保留價,如 步驟2 16所示。若此第二競標價達買標場所設之保留價, 則進入付款程序,完成交易,如步驟217所示;若未達保 留價,則結束交易* 在上述步驟215中,若此第二競標價被其他賣方的第 三競價(例如:46元)超越,則繼續判斷此第三競標價是否 達上述底限價,即小於或等於賣方最低願賣價格,如步驟Then, it is determined whether the second bid price is exceeded, as shown in step 2-15. If it is not exceeded, it is judged whether this second bid price reaches the reserve price, as shown in step 2-16. If the second bid price reaches the reserve price set at the bidding place, enter the payment process to complete the transaction, as shown in step 217; if the second bid price is not reached, end the transaction * In step 215 above, if this second bid The price is exceeded by the third bid of other sellers (for example: 46 yuan), then continue to determine whether this third bid price has reached the above-mentioned floor price limit, that is, less than or equal to the seller's lowest willing price, as the steps
第14頁 4 51 1 4 8 五、發明說明(12) ,繼續進行競 219所示。若未達此底限價,則回到步稀214 標活動;若達此底限償,則結束交易。 如第2圖所示,雖用於賣方加入買標場競標,亦適用 於買方加入賣標場競標’此保留價即為此賣方之最低願 價格,競標價係由多個買方以一個起標償格向上出價, η 底限價係為買方最高願買價格。判斷競標償是否達保留而 價,即是否大於或等於此保留價。於自動競標時,此交易 機制可選擇當時多個賣標場中,具最低競標價袼之標場競 標’並以此最底競標價袼增加一個單位價,作為下一個競 標價繼續競標’或者買方只能在原來的賣標場,繼續以一 次增加一個單位價作為下一個競標償來競標。 上述交易機制的特徵在於賣方(或買方)可選擇自動競 標,當提出的競標償被超越時,自動以一次降低(或增加) 一個單位價,作為下一個競標價繼續競標,或者選擇多個 買標場(或賣標場)中具最高(或最低)競標償之標場,並以 此最高(或最低)競標價嫌續競標,如此,可提供更有利的 交易環境。 [創作效果] 請參照第3圖,上述交易機制中賣方(或買方)自行開 標場時,賣方(或買方)必須同時設定其保留價?8(或Va’), 即賣方最低願賣價格(或買方最高願賣償格),此保留價 Va(或Va’)不超過起標價Vfl的1.1倍(或0.9倍),多個買方 (或賣方)依照其需求自起標價Ve向上(或向下)競標,最後 於標盤期間結束時,產生的競標價Vf若高(或低)於保留價Page 14 4 51 1 4 8 V. Description of the invention (12), continue to compete as shown in Figure 219. If this floor price is not reached, it will return to the step 214 bid activity; if this floor price is reached, the transaction will be ended. As shown in Figure 2, although it is used for the seller to join the bidding auction, it is also applicable to the buyer to join the bidding auction. This reserve price is the lowest willing price of the seller. The bidding price is set by multiple buyers with one bid. Compensation is bidding upwards, and the η floor price is the highest price the buyer is willing to buy. Determine whether the bidding compensation reaches the reserve price, that is, whether it is greater than or equal to the reserve price. At the time of automatic bidding, this trading mechanism can choose the bidding with the lowest bid price 袼 among multiple selling bids at that time and increase the unit price with the lowest bid price to continue bidding as the next bid 'or The buyer can only bid at the original bidding site and continue to add one unit price at a time as the next bid compensation. The above trading mechanism is characterized in that the seller (or buyer) can choose automatic bidding. When the proposed bidding compensation is exceeded, it will automatically reduce (or increase) one unit price at a time as the next bid price to continue bidding, or select multiple buys. The highest (or lowest) bids in the bidding (or selling) bidding venues, and the highest (or the lowest) bidding price is used to continue bidding, so that it can provide a more favorable trading environment. [Creative effect] Please refer to Figure 3. When the seller (or buyer) opens the bidding site by itself in the above trading mechanism, the seller (or buyer) must also set its reserve price? 8 (or Va '), that is, the seller's lowest willingness to sell (or the buyer's highest willingness to sell compensation), the reserve price Va (or Va') does not exceed 1.1 times (or 0.9 times) the starting price Vfl, and multiple buyers ( (Or the seller) according to their needs, starting from the bid price Ve up (or down), and finally at the end of the bidding period, if the bid price Vf is higher (or lower) than the reserve price
第15頁 451 148 五、發明說明(13) V〆4Va’),則交易便可成交。 同理,如第4圖所示,當賣方(或買方)加入他人 標,必須同時設定賣方最低願費償格、( 覜 價格V),且買棵場(或賣標場)本身必須同時設最定高願買 價V。與保留價乂2(或v2,),最後成交之價袼v (或 、起標 價格、與V2(或V與V )之間。例如在買袼操 )賣:落被在进 之最低願賣價格1,買方之最高願買價袼\ ,最 競標 . XV2>Vf>Vl Γ) V〗之成交賣出,對買方而言,亦以低於最低願買賣償格 v2之成交價vf買入,因此,成交價格係買费雙方皆受 有效杜絕炸作,並可適當反應實際之市場價值, 平交易及互惠之原則。 到公 0 综上所述,雖然本發明已以一較佳實施例揭露如上, 然其並非用以限定本發明,任何熟習此技藝者,在不脫離 本發明之精神和範圍内,當可作各種之更動與潤飾,例如 在本發明之上述實施例中’雖以未上市股票之電子商務交 易機制為螂作說明,然更可利用於各種產品、有僳證卷等 之交易機制_,因此本發明之保護範圍當視後附申請專利 範圍所界定者為準。Page 15 451 148 V. Description of the invention (13) V〆4Va ’), the transaction can be concluded. Similarly, as shown in Figure 4, when the seller (or buyer) joins the bidding of others, the seller's minimum willingness to pay must be set at the same time, (see price V), and the buying field (or selling field) itself must be set at the same time. The most high bid price is V. And reserve price 乂 2 (or v2,), the last transaction price 袼 v (or, the bid price, and V2 (or V and V). For example, in the buying operation) Sell: the lowest wish to fall The selling price is 1, the buyer's highest willingness to buy price 袼 \, the most competitive bid. XV2 > Vf > Vl Γ) Therefore, the transaction price is that both parties of the purchase fee are effectively prevented from bombing, and can appropriately reflect the actual market value, the principle of flat transactions and reciprocity. In summary, although the present invention has been disclosed as above with a preferred embodiment, it is not intended to limit the present invention. Any person skilled in the art can make the present invention without departing from the spirit and scope of the present invention. Various changes and retouching, for example, in the above-mentioned embodiment of the present invention, 'Although the e-commerce trading mechanism of unlisted stocks is described as a bug, it can be used for various products, securities, etc.' The protection scope of the present invention shall be determined by the scope of the appended claims.
第16頁Page 16
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