TW202407611A - Method for managing user information and apparatus thereof - Google Patents

Method for managing user information and apparatus thereof Download PDF

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TW202407611A
TW202407611A TW112121921A TW112121921A TW202407611A TW 202407611 A TW202407611 A TW 202407611A TW 112121921 A TW112121921 A TW 112121921A TW 112121921 A TW112121921 A TW 112121921A TW 202407611 A TW202407611 A TW 202407611A
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settlement
membership
user
mentioned
information
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裴智賢
朴智允
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韓商韓領有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407Cancellation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates

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Abstract

A method for managing user information according to an embodiment may be provided, the method comprising the steps of: determining whether a payment for a membership application has failed; if it is determined that the payment has failed, determining whether the cause of the failure is at least one predetermined cause; and determining that the membership state of a user is a first predetermined membership state when the cause of the failure is determined to be the at least one predetermined cause, wherein, when the user in the first membership state performs a payment for the membership application again after failing, a first user interface displayed in a user terminal during the payment process is different from a second user interface that was displayed during the payment process, and includes information corresponding to the cause of the failure. According to another embodiment, a user information management device for providing the method for managing user information may be provided.

Description

管理用戶資訊之方法及裝置Methods and devices for managing user information

本發明係關於一種用以管理使用電子商務服務之用戶資訊之方法及裝置。具體而言,本發明係關於一種基於使用電子商務服務之用戶之會員資格結算狀態而管理用戶之賬號狀態之方法及裝置。The present invention relates to a method and device for managing user information using e-commerce services. Specifically, the present invention relates to a method and device for managing a user's account status based on the user's membership settlement status using an e-commerce service.

電子商務正式實現,眾多用戶藉由網路購買物品。E-commerce has been officially realized, and many users purchase items online.

用戶為了藉由網路獲得各種物品資訊、用戶賬號資訊、會員資格優惠資訊,使用配備顯示器之終端。即,用戶基於由終端之畫面提供之各種資訊,掌握所欲訂購之物品資訊、會員資格加入優惠資訊等,並訂購物品。In order to obtain various item information, user account information, and membership discount information through the Internet, users use terminals equipped with displays. That is, based on the various information provided on the screen of the terminal, the user grasps the information of the items he wants to order, the membership discount information, etc., and orders the items.

近年來,各種電子商務平台企業提供電子商務服務,各電子商務平台提供各種物品資訊之方式各種各樣。In recent years, various e-commerce platform companies have provided e-commerce services, and each e-commerce platform provides information on various items in various ways.

該電子商務服務提供商藉由努力吸引會員資格加入以提供區別化服務來增加服務用戶之數量,且加入會員資格之用戶可根據服務提供商獲得各種金錢優惠及配送服務等。為了加入該會員資格服務,須定期實行訂閱費結算,電子商務企業可使用用戶註冊之結算方法提供定期自動結算服務。然而,由於用戶註冊之結算方法引起之結算問題,會無法正常實行結算。於用以加入會員資格之定期訂閱費結算失敗之情形時,會員資格加入可能在用戶不知情之情形下失效。進而,用戶於意識到會員資格結算失敗之後,須藉由查明結算失敗之原因並努力解決問題以再次實行用以加入會員資格之程式,這可能會損害用戶之便利性。因此,正在進行如下之技術開發:藉由使用戶之工作量最小化以防止會員資格加入優惠之損失,以改善用戶之便利性。The e-commerce service provider strives to attract membership to provide differentiated services to increase the number of service users, and users who join the membership can obtain various monetary discounts and delivery services according to the service provider. In order to join this membership service, subscription fee settlement must be carried out regularly. E-commerce enterprises can use the settlement method registered by users to provide regular automatic settlement services. However, due to settlement problems caused by the settlement method registered by the user, settlement may not be performed normally. In the event that settlement of the regular subscription fee used to join the membership fails, the membership may become invalid without the user's knowledge. Furthermore, after the user realizes that the membership settlement has failed, he must find out the cause of the settlement failure and try to solve the problem to execute the process of joining the membership again, which may harm the user's convenience. Therefore, technology development is ongoing to improve user convenience by minimizing the user's workload to prevent the loss of membership benefits.

[發明所欲解決之問題][Problem to be solved by the invention]

本發明旨在管理用戶資訊並顯示相關資訊,以簡化在用戶用以加入會員資格之結算失敗而失去會員資格加入狀態之前,根據結算失敗之原因修正結算方法再次實行用以加入會員資格之結算過程。The present invention aims to manage user information and display relevant information to simplify the settlement process of re-executing the settlement process for joining the membership by correcting the settlement method according to the reasons for the settlement failure before the user fails to sign up for membership and loses the membership status. .

藉由以下之實施例可得出之目的並不限於上述所提及之目的,未提及之其他目的及優點可藉由以下實施例來理解,並且可藉由實施例更清楚地理解。又,顯而易見的是,藉由實施例可得出之目的及優點可藉由專利權利範圍中所表示之方法及其組合來實現。 [解決問題之技術手段] The objects that can be obtained by the following embodiments are not limited to the above-mentioned objects. Other objects and advantages not mentioned can be understood by the following embodiments and can be understood more clearly by the embodiments. Furthermore, it is obvious that the objects and advantages obtained from the embodiments can be achieved by the methods and combinations indicated in the scope of the patent rights. [Technical means to solve problems]

一實施例之用戶資訊管理方法,其係對用戶之資訊進行管理者,其包括:確定用以加入會員資格之結算是否失敗之步驟;於確定結算失敗之情形時,確定失敗之原因是否為預先確定之至少一個原因之步驟;於失敗之原因為預先確定之至少一個原因之情形時,將用戶之會員資格狀態確定為預先確定之第1會員資格狀態之步驟;於第1會員資格狀態之用戶在失敗後再次實行用以加入會員資格之結算之情形時,顯示於用戶終端上之第1用戶介面不同於曾在結算進行過程中顯示之第2用戶介面,包括與失敗原因對應之資訊。A user information management method according to one embodiment, which manages user information, includes: the steps of determining whether the settlement for joining the membership has failed; when determining the settlement failure, determining whether the cause of the failure is pre-existing Steps to determine at least one of the predetermined reasons; steps to determine the user's membership status to the predetermined first membership status when the reason for failure is at least one of the predetermined reasons; Users in the first membership status When settlement for joining membership is executed again after failure, the first user interface displayed on the user terminal is different from the second user interface displayed during settlement, including information corresponding to the cause of the failure.

根據一實施例,於用戶資訊管理方法中,確定結算是否失敗之步驟進而包括:獲得用戶之賬號中註冊之至少一種結算方法之資訊的步驟;及基於至少一種結算方法之資訊,實行用以加入會員資格之結算之步驟。According to one embodiment, in the user information management method, the step of determining whether settlement has failed further includes: the step of obtaining information of at least one settlement method registered in the user's account; and based on the information of at least one settlement method, executing the step of joining Membership settlement procedures.

根據一實施例,於用戶資訊管理方法中,實行會員資格之結算之步驟可包括:利用至少一種結算方法中之預設之第1結算方法來實行用以加入會員資格之結算的步驟。According to an embodiment, in the user information management method, the step of executing the settlement of the membership may include: using the default first settlement method in at least one settlement method to execute the step of settlement for joining the membership.

根據一實施例,於用戶資訊管理方法中,用戶之會員資格狀態可為第1會員資格狀態、藉由會員資格結算而使會員資格有效之狀態即第2會員資格狀態、及會員資格無效之狀態即第3會員資格狀態中之一者。According to one embodiment, in the user information management method, the user's membership status may be a first membership status, a second membership status in which membership is valid through membership settlement, and a membership invalid status. That is, one of the third membership status.

根據一實施例,於用戶資訊管理方法中,在將用戶之會員資格狀態確定為預先確定之第1會員資格狀態之前,用戶可為第2會員資格狀態或第3會員資格狀態。According to an embodiment, in the user information management method, before determining the user's membership status to the predetermined first membership status, the user may be in the second membership status or the third membership status.

根據一實施例,於用戶資訊管理方法中,預先確定之至少一個原因包括結算賬戶餘額不足及超過卡使用限度,確定失敗之原因是否為預先確定之至少一個原因之步驟可包括:接收結算之資訊之步驟;基於結算之資訊,確定失敗原因是否為預先確定之至少一個原因之步驟。According to an embodiment, in the user information management method, the at least one predetermined reason includes insufficient settlement account balance and exceeding the card usage limit, and the step of determining whether the cause of failure is the at least one predetermined reason may include: receiving settlement information. The steps; based on the settlement information, determine whether the failure reason is at least one of the predetermined reasons.

根據一實施例,進而包括:於用戶資訊管理方法中,於第1會員資格狀態之用戶在失敗後再次實行結算之情形時,將用以顯示第1用戶介面之資訊發送至用戶之終端之步驟;第1用戶介面可包括第1物件,該第1物件係利用失敗結算中所利用之第1結算方法再次進行用以加入會員資格之結算。According to one embodiment, the method further includes: in the user information management method, when the user in the first membership status performs settlement again after failure, the step of sending information for displaying the first user interface to the user's terminal ; The first user interface may include a first object, which is used to perform settlement for joining the membership again using the first settlement method used in the failed settlement.

根據一實施例,於用戶資訊管理方法中,第1用戶介面可進而包括第2物件,該第2物件係利用與第1結算方法不同之第2結算方法進行用以加入會員資格之結算。According to an embodiment, in the user information management method, the first user interface may further include a second object, and the second object uses a second settlement method that is different from the first settlement method to perform settlement for joining the membership.

根據一實施例,於用戶資訊管理方法中,第2物件可包括用以添加新結算方法之物件。According to an embodiment, in the user information management method, the second object may include an object for adding a new settlement method.

根據一實施例,於用戶資訊管理方法中,第1用戶介面可進而包括:使用用以添加新結算方法之物件添加結算方法之步驟;及響應於添加結算方法之動作,藉由添加之結算方法再次實行用以加入會員資格之結算之步驟。According to an embodiment, in the user information management method, the first user interface may further include: a step of adding a settlement method using an object for adding a new settlement method; and in response to the action of adding a settlement method, by adding the settlement method Go through the checkout steps for joining the membership again.

根據一實施例,於用戶資訊管理方法中,可進而包括:藉由添加之結算方法而確定用以加入會員資格之結算是否失敗之步驟;及於確定利用添加之結算方法實行之用以加入會員資格之結算失敗的情形時,再次顯示第1用戶介面之步驟。According to an embodiment, the user information management method may further include: a step of determining whether the settlement for joining the membership failed by using the added settlement method; and determining whether the settlement for joining the membership is performed using the added settlement method. If the settlement of qualifications fails, the steps of the first user interface will be displayed again.

根據一實施例,於用戶資訊管理方法中,第2物件可包括用以選擇用戶之賬號中預先註冊之至少一種結算方法中之一者之物件。According to an embodiment, in the user information management method, the second object may include an object for selecting one of at least one settlement method pre-registered in the user's account.

根據一實施例,於用戶資訊管理方法中,第1用戶介面可包括表示用戶之會員資格狀態為第1會員資格狀態之資訊。According to an embodiment, in the user information management method, the first user interface may include information indicating that the user's membership status is the first membership status.

根據一實施例,於用戶資訊管理方法中,表示用戶為第1會員資格狀態之資訊可與可提供會員資格之優惠之物品的資訊一同顯示。According to one embodiment, in the user information management method, information indicating that the user is in the first membership status may be displayed together with information on items that can provide membership benefits.

一實施例之管理用戶資訊之裝置,其係對用戶之資訊進行管理者,其包括:收發部;An embodiment of a device for managing user information, which manages user information, includes: a sending and receiving unit;

記憶體;及處理器;處理器以如下方式構成:藉由實行儲存於上述記憶體中之指令,確定用以加入會員資格之結算是否失敗,於確定用以加入會員資格之結算失敗之情形時,確定失敗之原因是否為預先確定之至少一個原因,於確定失敗之原因為預先確定之至少一個原因之情形時,將用戶之會員資格狀態確定為預先確定之第1會員資格狀態;上述處理器以如下方式控制上述收發部:於第1會員資格狀態之用戶在失敗後,再次實行用以加入會員資格之結算之情形時,將相關資訊發送至用戶之終端,以使上述用戶之終端顯示結算進行過程中顯示之與第2用戶介面不同之第1用戶介面;第1用戶介面包括表示失敗之原因之資訊。 [發明之效果] Memory; and processor; the processor is configured in the following manner: by executing instructions stored in the memory, it is determined whether the settlement for joining the membership has failed, and when it is determined that the settlement for joining the membership has failed. , determine whether the cause of the failure is at least one of the predetermined reasons, and when it is determined that the cause of the failure is at least one of the predetermined reasons, determine the user's membership status to the predetermined first membership status; the above-mentioned processor The above-mentioned sending and receiving unit is controlled in the following manner: when a user in the first membership status fails to perform settlement for joining the membership again, relevant information is sent to the user's terminal so that the user's terminal displays the settlement. A first user interface that is different from the second user interface displayed during the process; the first user interface includes information indicating the cause of the failure. [Effects of the invention]

藉由本發明所提供之各種實施例,用戶可藉由獲得改善之用戶介面,該用戶介面提供用以加入會員資格或維持會員資格優惠之結算方法之修正及/或添加功能,以提高用戶之便利性。Through the various embodiments provided by the present invention, users can obtain an improved user interface that provides modifications and/or added functions to the settlement method for joining membership or maintaining membership benefits to improve user convenience. sex.

除上述效果外,可得出之具體效果將於用以實施以下說明之具體事項之同時進行描述。In addition to the above-mentioned effects, the specific effects that can be obtained will be described while implementing the specific matters described below.

以下將參照附圖進行詳細說明,以便與實施例相關之技術領域中具有常識者能夠容易地實施。以下實施例能夠以各種不同形式實現,並不限定於此處說明之實施例。Detailed description will be given below with reference to the accompanying drawings so that it can be easily implemented by those with common sense in the technical field related to the embodiment. The following embodiments can be implemented in various forms and are not limited to the embodiments described here.

在以下說明中使用之構成要素之後綴“部”僅是考慮易於製作說明書而賦予或混用者,其本身並不具有彼此區分之含義或作用。The suffix “part” to the structural elements used in the following description is only given or mixed in consideration of ease of preparation of the description, and does not have any meaning or role that distinguishes each other.

為了進行明確之說明,省略了與說明無關之部分,在整個說明書中對相同或類似之構成要素賦予相同之參照符號。又,參照示例性之圖詳細說明一部分實施例。於給各圖之構成要素附加參考符號時,相同之構成要素可具有相同之符號,即使顯示於不同圖上。又,於說明本發明時,在判斷相關之公知技術之具體說明會混淆實施例之主旨之情形時,省略其詳細說明。In order to clarify the description, parts irrelevant to the description are omitted, and the same or similar components are given the same reference numerals throughout the specification. In addition, some embodiments will be described in detail with reference to exemplary drawings. When attaching reference symbols to components in each drawing, the same component may have the same symbol even if it is shown on different drawings. In describing the present invention, when it is judged that the detailed description of related known technologies would obscure the gist of the embodiments, the detailed descriptions thereof will be omitted.

於說明實施例之構成要素時,可使用第1、第2、A、B、(a)、(b)等用語。該用語僅係為了區分該用語與其他用語,並不限定於該用語中其構成要素之本質、次序、順序或個數等。於被描述為“連接”、“接合”、“連結”於任意之構成要素之間之情形時,應理解為可直接連接或連結於任意構成要素之間,亦可於各構成要素中間“存在”其他構成要素或藉由其他構成要素“連接”、“接合”或“連結”。When describing the constituent elements of the embodiment, terms such as first, second, A, B, (a), (b) may be used. This term is only used to distinguish this term from other terms and is not limited to the nature, sequence, order or number of the constituent elements in the term. When it is described as "connected", "joined" or "connected" between any constituent elements, it should be understood that it can be directly connected or connected between any constituent elements, or it can also "exist" among each constituent element. ” other constituent elements or “connected”, “joined” or “connected” by other constituent elements.

應理解,本發明中,“包括”“構成”或“具有”等用語旨在表示存在說明書中記載之特徵、數字、步驟、動作、構成要素、零件或其等之組合,並不先排除存在或附加一個或一個以上之其他特徵、數字、步驟、動作、構成要素、零件或其等之組合之可能性。It should be understood that in the present invention, the terms "comprising", "composed of" or "having" are intended to indicate the presence of the features, numbers, steps, actions, constituent elements, parts or combinations thereof described in the specification, and do not exclude the presence of the features, numbers, steps, actions, components or combinations thereof. Or the possibility of adding one or more other features, numbers, steps, actions, components, parts or combinations thereof.

又,於實施本發明時,為了便於說明,可細分構成要素進行說明,但其構成要素可於一個裝置或模組內實現,或一個構成要素可分為多數個裝置或模組來實現。In addition, when implementing the present invention, the constituent elements may be divided into subdivided descriptions for convenience of explanation, but the constituent elements may be implemented in one device or module, or one constituent element may be divided into multiple devices or modules to be implemented.

圖1係一實施例之用戶資訊管理裝置之方塊圖。FIG. 1 is a block diagram of a user information management device according to an embodiment.

根據一實施例,用戶資訊管理裝置100可包括收發部110、記憶體120及處理器130。According to an embodiment, the user information management device 100 may include a transceiver 110, a memory 120, and a processor 130.

根據一實施例,用戶資訊管理裝置100可包括以根據各種類型之通信方式與各種類型之外部設備及伺服器實行通信之方式構成之收發部110。根據一實施例,收發部110用以收發資訊之通信技術可包括:GSM(Global System for Mobile communication,全球移動通信系統)、CDMA(Code Division Multi Access,分碼多重存取)、LTE(Long Term Evolution,長期演進)、5G、WLAN(Wireless LAN,無線區域網)、Wi-Fi(Wireless-Fidelity,無線保真)、藍芽(Bluetooth™)、RFID(Radio Frequency Identification,射頻識別)、紅外線數據協定(Infrared Data Association,IrDA)、紫蜂(ZigBee)、NFC(Near Field Communication,近場通訊)等。According to an embodiment, the user information management device 100 may include a transceiver 110 configured to communicate with various types of external devices and servers according to various types of communication methods. According to an embodiment, the communication technology used by the transceiver unit 110 to send and receive information may include: GSM (Global System for Mobile communication, Global System for Mobile Communications), CDMA (Code Division Multi Access, Code Division Multiple Access), LTE (Long Term Evolution (Long Term Evolution), 5G, WLAN (Wireless LAN, Wireless Area Network), Wi-Fi (Wireless-Fidelity, Wireless Fidelity), Bluetooth (Bluetooth™), RFID (Radio Frequency Identification, Radio Frequency Identification), infrared data Protocol (Infrared Data Association, IrDA), ZigBee (ZigBee), NFC (Near Field Communication, near field communication), etc.

具體而言,收發部110可包括無線保真晶片、藍芽晶片、無線通信晶片、NFC晶片中之至少一者。處理器130可控制收發部110以實行各種外部設備與用戶資訊管理裝置100之間之通信。無線保真晶片、藍芽晶片可各自以WiFi方式、藍芽方式實行通信。於使用無線保真晶片或藍芽晶片之情形時,可首先收發SSID(Service Set Identifier,服務集識別符)及會話鍵等各種連接資訊,利用其進行通信連接後收發各種資訊。無線通信晶片係指根據IEEE(Institute of Electrical and Electronics Engineers,國際電氣與電子工程師學會)、紫蜂、3G(3rd Generation,第三代數字通信)、3GPP(3rd Generation Partnership Project,第三代合作夥伴計劃)、LTE(Long Term Evoloution,長期演進)等各種通信規格實行之晶片。NFC晶片係指135 kHz、13.56 MHz、433 MHz、860~960 MHz、2.45 GHz等各種RF-ID頻段中,使用13.56MHz頻段之NFC(Near Field Communication,近場通訊)方式動作之晶片。Specifically, the transceiver 110 may include at least one of a wireless fidelity chip, a Bluetooth chip, a wireless communication chip, and an NFC chip. The processor 130 can control the transceiver 110 to implement communication between various external devices and the user information management device 100 . Wireless fidelity chips and Bluetooth chips can communicate in WiFi mode and Bluetooth mode respectively. When using a wireless fidelity chip or a Bluetooth chip, you can first send and receive various connection information such as SSID (Service Set Identifier, Service Set Identifier) and session key, and then use it to make a communication connection and then send and receive various information. Wireless communication chips refer to the third generation partners based on IEEE (Institute of Electrical and Electronics Engineers, International Institute of Electrical and Electronics Engineers), Zigbee, 3G (3rd Generation, third generation digital communications), 3GPP (3rd Generation Partnership Project, third generation partnership Project), LTE (Long Term Evoloution, Long Term Evolution) and other chips that implement various communication specifications. NFC chips refer to chips that operate in various RF-ID frequency bands such as 135 kHz, 13.56 MHz, 433 MHz, 860~960 MHz, and 2.45 GHz, using the NFC (Near Field Communication) method of the 13.56 MHz frequency band.

根據一實施例,用戶資訊管理裝置100可藉由收發部110以有/無線方式與用戶終端150進行通信,且用戶資訊管理裝置100可與用戶終端150收發資訊,以使用戶終端150顯示用以顯示結算相關資訊、用戶之會員資格狀態之資訊等之用戶介面。According to an embodiment, the user information management device 100 can communicate with the user terminal 150 in a wired/wireless manner through the transceiver 110, and the user information management device 100 can send and receive information with the user terminal 150, so that the user terminal 150 displays the A user interface that displays settlement-related information, information about the user's membership status, etc.

根據一實施例,用戶資訊管理裝置100可包括用以儲存要處理之各種資訊之記憶體120。記憶體120可包括內置記憶體(Internal Memory)(未圖示)及外置記憶體(External Memory)(未圖示)中之至少一者。內置記憶體可包括如,揮發性記憶體(例如,DRAM(Dynamic RAM,動態隨機存取記憶體)、SRAM(Static RAM,靜態隨機存取記憶體)、SDRAM(Synchronous Dynamic RAM,同步動態隨機存取記憶體)等)、非揮發性記憶體(例如,OTPROM(One Time Programmable ROM,一次可程式唯讀記憶體)、PROM(Programmable ROM,可程式唯讀記憶體)、EPROM(Erasable and Programmable ROM,可擦程式唯讀記憶體)、EEPROM(Electrically Erasable and Programmable ROM,電可擦程式唯讀記憶體)、掩模型唯讀記憶體(Mask ROM)、快閃唯讀記憶體(Flash ROM)等)、硬碟驅動器(Hard Disk Drive,HDD)或固態硬碟(Solid State Drive,SSD)中之至少一者。根據一實施例,處理器130可將自揮發性記憶體或其他構成要素中之至少一者接收之指令或資料加載(load)至揮發性記憶體,並進行處理。又,處理器130可將自其他構成要素接收或生成之資料保存至揮發性記憶體。According to an embodiment, the user information management device 100 may include a memory 120 for storing various information to be processed. The memory 120 may include at least one of an internal memory (not shown) and an external memory (not shown). The built-in memory may include, for example, volatile memory (for example, DRAM (Dynamic RAM, dynamic random access memory), SRAM (Static RAM, static random access memory), SDRAM (Synchronous Dynamic RAM, synchronous dynamic random access memory)). memory), etc.), non-volatile memory (for example, OTPROM (One Time Programmable ROM, one-time programmable read-only memory), PROM (Programmable ROM, programmable read-only memory), EPROM (Erasable and Programmable ROM) , Erasable and Programmable ROM), EEPROM (Electrically Erasable and Programmable ROM, Electrically Erasable and Programmable ROM), Mask ROM (Mask ROM), Flash ROM, etc. ), at least one of a Hard Disk Drive (HDD) or a Solid State Drive (SSD). According to one embodiment, the processor 130 may load instructions or data received from at least one of the volatile memory or other components into the volatile memory and perform processing. In addition, the processor 130 may save data received or generated from other components to volatile memory.

外置記憶體可包括:如,CF(Compact Flash,壓縮閃存)、SD(Secure Digital,安全數位)、Micro-SD(Micro Secure Digital,微型安全數位)、Mini-SD(Mini Secure Digital,迷你安全數位)、xD(extreme Digital,極數位)及記憶卡(Memory Stick)中之至少一者。External memory can include: for example, CF (Compact Flash, compressed flash memory), SD (Secure Digital, secure digital), Micro-SD (Micro Secure Digital, micro secure digital), Mini-SD (Mini Secure Digital, mini safe At least one of xD (extreme Digital), xD (extreme Digital), and memory card (Memory Stick).

記憶體120可儲存用戶資訊管理裝置100之動作中使用之各種程式及資料。例如,記憶體120可臨時或半永久地儲存在用戶終端150收發信之用戶介面中所顯示之資訊中之至少一部分。The memory 120 can store various programs and data used in the operation of the user information management device 100 . For example, the memory 120 may temporarily or semi-permanently store at least part of the information displayed in the user interface of the user terminal 150 for sending and receiving messages.

處理器130可包括RAM、ROM、CPU、GPU(Graphic Processing Unit,圖形處理單元)及匯流排中之至少一者。RAM, ROM, CPU及GPU等可藉由匯流排相互連接。The processor 130 may include at least one of RAM, ROM, CPU, GPU (Graphic Processing Unit), and a bus. RAM, ROM, CPU and GPU can be connected to each other through buses.

CPU訪問記憶體,利用記憶體中所儲存之O/S實行啟動。且利用記憶體中所儲存之各種程式、內容、資料等實行各種動作。The CPU accesses the memory and uses the O/S stored in the memory to start. And use various programs, content, data, etc. stored in the memory to perform various actions.

ROM中儲存用於啟動系統之指令組。作為一個例子,若用戶資訊管理裝置100輸入打開指令並供電,則CPU可根據ROM中所儲存之指令將記憶體中所儲存之OS複製至RAM中,執行OS以啟動系統。若啟動結束,則CPU將記憶體中所儲存之各種程式複製至RAM中,並運行複製至RAM之程式來實行各種動作。ROM stores the command set used to start the system. As an example, if the user information management device 100 inputs an opening command and supplies power, the CPU can copy the OS stored in the memory to the RAM according to the command stored in the ROM, and execute the OS to start the system. If the startup is completed, the CPU copies various programs stored in the memory to the RAM, and runs the programs copied to the RAM to perform various actions.

處理器130可控制包括於用戶資訊管理裝置100中之收發部110及記憶體120,以實行以下說明之用戶資訊提供方法之各種實施例。The processor 130 can control the transceiver 110 and the memory 120 included in the user information management device 100 to implement various embodiments of the user information providing method described below.

圖2係一實施例之用戶資訊管理方法之流程圖。Figure 2 is a flow chart of a user information management method according to an embodiment.

根據一實施例,於步驟S210中,用戶資訊管理裝置100可確定用以加入會員資格之結算是否失敗。According to an embodiment, in step S210, the user information management device 100 may determine whether settlement for joining the membership fails.

根據一實施例,處理器130可基於根據用戶資訊管理裝置100自用戶終端150接收之資訊選擇之結算方法實行會員資格結算或可基於用戶賬號中預先註冊之至少一種結算方法實行會員資格結算。According to an embodiment, the processor 130 may perform membership settlement based on a settlement method selected according to information received by the user information management device 100 from the user terminal 150 or may perform membership settlement based on at least one settlement method pre-registered in the user account.

根據一實施例,用戶資訊管理裝置100之處理器130可獲得欲結算會員資格之用戶之賬號中註冊之至少一種結算方法之資訊。根據一實施例,至少一種結算方法之資訊可儲存於記憶體120中或儲存於用戶資訊管理裝置100外部裝置中。根據一實施例,處理器130可基於用戶賬號中註冊之至少一種結算方法之資訊,實行用以加入會員資格之結算。According to an embodiment, the processor 130 of the user information management device 100 may obtain information on at least one settlement method registered in the account of the user who wants to settle the membership. According to an embodiment, information on at least one settlement method may be stored in the memory 120 or in a device external to the user information management device 100 . According to an embodiment, the processor 130 may perform settlement for joining the membership based on information of at least one settlement method registered in the user account.

根據一實施例,所獲得之至少一種結算方法中,第1結算方法可預先設定為用以加入會員資格之結算方法。根據一實施例,用戶之賬號可被設定為使用第1結算方法定期(例如,每月一次於預先確定之日期)實行會員資格結算,處理器130可自儲存該設定之記憶體120中獲得第1結算方法之資訊,並用其實行用以加入會員資格之結算。According to an embodiment, among the at least one settlement method obtained, the first settlement method can be preset as the settlement method used to join the membership. According to one embodiment, the user's account can be set to use the first settlement method to perform membership settlement periodically (for example, once a month on a predetermined date), and the processor 130 can obtain the first settlement method from the memory 120 that stores the setting. 1. Information on the settlement method and use it to perform settlement for membership.

根據一實施例,處理器130可藉由為了加入會員資格而使用之結算方法確定結算是正常實行還是失敗。According to one embodiment, the processor 130 may determine whether settlement was performed normally or failed based on the settlement method used to join the membership.

根據一實施例,於確定用以加入會員資格之結算失敗之情形時,用戶資訊管理裝置100之收發部110可接收結算之資訊,處理器130可藉由收發部110獲得結算之資訊,確定用以加入會員資格之結算是否失敗。根據一實施例,可自實行結算之外部結算匯流排接收結算之資訊。According to an embodiment, when it is determined that the settlement for joining the membership has failed, the transceiver 110 of the user information management device 100 can receive the settlement information, and the processor 130 can obtain the settlement information through the transceiver 110 and determine the user information. Whether the settlement for joining the membership failed. According to one embodiment, settlement information may be received from an external settlement bus that performs settlement.

根據一實施例,結算之資訊可包括表示結算成功與否及/或結算失敗之原因之資訊。根據一實施例,結算之資訊可包括預先確定之複數個結算失敗原因中之一者。例如,預先確定之複數個結算失敗原因可包括結算賬戶餘額不足、超過結算卡限度、不承認結算方法之有效性(例如,查抄賬戶、註銷卡號等),但無需限定於此解釋,可包括各種結算失敗原因。According to an embodiment, the settlement information may include information indicating whether the settlement is successful and/or the reason for the settlement failure. According to an embodiment, the settlement information may include one of a plurality of predetermined settlement failure reasons. For example, the plurality of predetermined reasons for settlement failure may include insufficient balance in the settlement account, exceeding the settlement card limit, not recognizing the validity of the settlement method (for example, checking the account, canceling the card number, etc.), but the explanation does not need to be limited to this and may include various settlements. Reason for failure.

根據一實施例,以欲實行用以加入會員資格之結算之時點為基準或以欲實行結算之日期為基準,用戶可為如下狀態之一:實行用以加入會員資格之結算但結算失敗之狀態即第1會員資格狀態、藉由會員資格結算而使會員資格有效之狀態即第2會員資格狀態、或因未實行會員資格結算而使會員資格無效之狀態即第3會員資格狀態。According to one embodiment, based on the time point at which settlement for joining the membership is to be carried out or based on the date at which settlement is to be carried out, the user may be in one of the following states: a state in which settlement for joining the membership is carried out but the settlement fails. That is, the first membership status, the status where membership is valid through membership settlement, which is the second membership status, or the status where membership is invalidated because membership settlement is not carried out, which is the third membership status.

根據一實施例,於步驟S220中,於確定結算失敗之情形時,用戶資訊管理裝置100可確定失敗之原因是否包括於預先確定之至少一個原因中。According to an embodiment, in step S220, when determining that settlement fails, the user information management device 100 may determine whether the cause of the failure is included in at least one predetermined cause.

根據一實施例,於步驟S210中,用戶資訊管理裝置100之處理器130可基於在確定結算失敗之情形時獲得之結算之資訊,確定結算失敗之原因是否包括於預先確定之至少一個原因中。根據一實施例,可確定為結算失敗之原因的預先確定之至少一個原因可對應於先前說明之結算之資訊中包括的預先確定之複數個結算失敗原因中之至少一者。According to an embodiment, in step S210, the processor 130 of the user information management device 100 may determine whether the cause of the settlement failure is included in at least one predetermined reason based on the settlement information obtained when the settlement failure is determined. According to an embodiment, at least one predetermined reason that can be determined as a reason for settlement failure may correspond to at least one of a plurality of predetermined reasons for settlement failure included in the previously described settlement information.

於步驟S230中,根據一實施例,於確定失敗之原因為預先確定之至少一個原因之情形時,用戶資訊管理裝置100之處理器130可確定用戶之會員資格狀態為預先確定之第1會員資格狀態。其中,第1會員資格狀態係指試圖結算但失敗之原因對應於表示預先確定之至少一個原因之狀態之會員資格狀態。作為用戶資訊管理裝置100之管理者,有必要讓處於該第1會員資格狀態之用戶再次實行有效會員資格結算從而成功結算會員資格,以將表示會員資格有效之狀態轉換為第2會員資格狀態,引導用戶繼續使用與用戶資訊管理裝置100相關之電子商務服務。In step S230, according to an embodiment, when the cause of the determination failure is at least one predetermined reason, the processor 130 of the user information management device 100 may determine that the user's membership status is the predetermined first membership status. condition. Here, the first membership status refers to a membership status in which the reason for failure of settlement attempts corresponds to a status indicating at least one predetermined reason. As the administrator of the user information management device 100, it is necessary for the user in the first membership status to perform valid membership settlement again to successfully settle the membership, so as to convert the status indicating that the membership is valid into the second membership status. The user is guided to continue using the e-commerce service related to the user information management device 100 .

根據一實施例,用戶資訊管理裝置100可藉由收發部110向用戶終端150發送顯示第1用戶介面所需之資訊,以便於第1會員資格狀態之用戶會員資格結算失敗後再次實行用以加入會員資格之結算之情形時,可於用戶之終端中藉由第1用戶介面進行結算。根據一實施例,於步驟S220中,第1用戶介面可包括表示與預先確定之至少一個原因對應之會員資格結算失敗之原因之資訊。According to an embodiment, the user information management device 100 can send the information required to display the first user interface to the user terminal 150 through the transceiver 110, so that the user in the first membership status can re-join after the membership settlement fails. In the case of settlement of membership, settlement can be made through the first user interface in the user's terminal. According to an embodiment, in step S220, the first user interface may include information indicating the reason for membership settlement failure corresponding to at least one predetermined reason.

根據一實施例,於處於第2會員資格狀態或第3會員資格狀態之用戶實行會員資格結算之情形時(即,於沒有因預先確定之至少一個原因而會員資格結算失敗之狀態之用戶首次或再次實行會員資格結算之情形時),與包括於用戶終端150上顯示之第2用戶介面中之處於第1會員資格狀態之第1用戶介面之資訊會不同。即,因於第2用戶介面中會員資格結算未失敗,則與第1用戶介面不同,可不包括表示會員資格結算失敗之資訊、表示會員資格失敗之原因之資訊等。According to one embodiment, when a user in the second membership state or the third membership state performs membership settlement (that is, a user in a state where membership settlement fails due to at least one predetermined reason) for the first time or When membership settlement is performed again), the information included in the second user interface displayed on the user terminal 150 will be different from the first user interface in the first membership state. That is, since membership settlement has not failed in the second user interface, unlike the first user interface, information indicating membership settlement failure, information indicating the reason for membership failure, etc. may not be included.

圖3係表示一實施例之於用戶資訊管理方法中提供之對處於第1會員資格狀態的用戶提供之第1用戶介面畫面。FIG. 3 shows a first user interface screen provided for a user in a first membership status provided in the user information management method according to an embodiment.

參照圖3,根據一實施例,示出第1用戶介面畫面300,該第1用戶介面畫面300用以顯示表示用戶之會員資格資訊之網頁,該第1用戶介面畫面300可包括各種資訊。例如,第1用戶介面畫面300可包括:表示第1會員資格狀態之資訊310、表示會員資格結算之失敗原因之資訊320及關於用於失敗之會員資格結算之結算方法之資訊330中之至少一者。即,第1介面畫面300可包括表示用戶實行會員資格結算但失敗之各種形態之資訊。Referring to FIG. 3 , according to an embodiment, a first user interface screen 300 is shown. The first user interface screen 300 is used to display a web page representing the user's membership information. The first user interface screen 300 may include various information. For example, the first user interface screen 300 may include at least one of: information 310 indicating a first membership status, information 320 indicating a failure reason for membership settlement, and information 330 regarding a settlement method for failed membership settlement. By. That is, the first interface screen 300 may include information indicating various forms in which the user failed to perform membership settlement.

根據一實施例,第1介面畫面300可進而包括:因會員資格結算失敗,用戶應履行之流程之資訊340及/或提供選擇其他結算方法或添加新結算方法之物件350。According to an embodiment, the first interface screen 300 may further include: information 340 on the process that the user should perform due to membership settlement failure and/or an object 350 for selecting other settlement methods or adding a new settlement method.

根據一實施例,第1介面畫面300可包括物件360,該物件360提供實行用以加入會員資格之流程之功能。根據一實施例,於表示第1會員資格狀態之第1用戶介面畫面300上實行用以加入會員資格之流程可指處於第1會員資格狀態之用戶使用會員資格結算失敗之結算方法再次實行結算,從而實行再次申請會員資格之程式之流程。即,由於只需選擇顯示於第1會員資格狀態之用戶的用戶終端150中顯示之第1介面畫面300中顯示之物件360,即可容易地實行會員資格結算,因此用戶於解決與會員資格結算失敗之結算方法相關之失敗之原因之後,可於第1用戶介面畫面300中使用結算失敗之結算方法立即再實行會員資格結算,從而提高用戶之使用便利性。According to an embodiment, the first interface screen 300 may include an object 360 that provides a function for executing a process for joining a membership. According to one embodiment, executing the process of joining the membership on the first user interface screen 300 indicating the first membership status may mean that the user in the first membership status uses the settlement method that failed to settle the membership to perform settlement again. This will carry out the process of re-applying for membership. That is, since membership settlement can be easily performed by simply selecting the object 360 displayed on the first interface screen 300 displayed on the user terminal 150 of the user in the first membership state, the user can solve the problem of membership settlement. After the failure reason related to the failed settlement method is determined, the membership settlement can be immediately executed again using the failed settlement method in the first user interface screen 300, thereby improving user convenience.

根據一實施例,第1介面畫面300可顯示第1會員資格狀態之用戶藉由會員資格結算轉換為第2會員資格狀態所需之資訊(如:370)。根據一實施例,於第1介面畫面300中顯示之資訊可為用以向用戶確認進行會員資格結算之相關內容並進行用戶處理之資訊(如:表示同意所顯示之資訊)。即,於第1會員資格狀態之用戶可藉由用戶終端提供之第1介面畫面300實行會員資格結算時,可簡化會員資格結算所需之附加之流程(例如,發送資訊以顯示已瞭解或同意所顯示之資訊)。According to an embodiment, the first interface screen 300 may display information (eg 370) required for a user in the first membership status to transition to the second membership status through membership settlement. According to one embodiment, the information displayed in the first interface screen 300 may be information used to confirm the relevant content of membership settlement to the user and perform user processing (such as: information displayed to indicate consent). That is, when a user in the first membership status can perform membership settlement through the first interface screen 300 provided by the user terminal, additional processes required for membership settlement can be simplified (for example, sending information to show understanding or agreement) information displayed).

圖4係表示一實施例之於用戶資訊管理方法中藉由第1用戶介面顯示選擇其他結算方法或添加新結算方法之網頁之過程。FIG. 4 shows the process of displaying a web page for selecting other settlement methods or adding a new settlement method through the first user interface in the user information management method according to an embodiment.

參照圖4,根據一實施例,收發部110於第1介面畫面400中包括之資訊中,選擇其他結算方法或選擇物件410,該物件410提供添加新結算方法之功能之情形時,可將相關資訊發送至用戶終端150以將包括目前註冊的用以會員資格結算之結算方法之資訊422與除此以外註冊之其他結算方法之資訊424之網頁420顯示於用戶終端150上。根據一實施例,確定網頁420中包括之用於目前會員資格結算之資訊422可對應於第1介面畫面400上會員資格結算失敗之結算方法之資訊。Referring to Figure 4, according to an embodiment, the transceiver 110 selects other settlement methods or selects an object 410 from the information included in the first interface screen 400. When the object 410 provides the function of adding a new settlement method, the relevant The information is sent to the user terminal 150 to display the web page 420 on the user terminal 150 including the information 422 of the currently registered settlement method for membership settlement and the information 424 of other registered settlement methods. According to one embodiment, the information 422 included in the determination web page 420 for current membership settlement may correspond to the information on the first interface screen 400 of the settlement method for which membership settlement failed.

根據一實施例,於用戶藉由用戶終端150選擇包括至少一種其他結算方法中一者作為其他結算方法之資訊424之情形時,作為響應,藉由收發部110自用戶資訊管理裝置100接收所選之結算方法之資訊,處理器130可立即用所選之結算方法再實行會員資格結算。According to an embodiment, when the user selects information 424 including at least one of the other settlement methods as other settlement methods through the user terminal 150, in response, the transceiver 110 receives the selected information from the user information management device 100. Based on the settlement method information, the processor 130 can immediately use the selected settlement method to perform membership settlement again.

根據一實施例,網頁420上可包括提供註冊新結算方法之功能之物件430。根據一實施例,用戶可藉由用戶終端150選擇物件430來註冊除其他結算方法外之新結算方法,且作為響應,用戶終端150可顯示添加新結算方法之網頁。According to one embodiment, the web page 420 may include an object 430 that provides functionality for registering a new settlement method. According to an embodiment, the user can select object 430 through the user terminal 150 to register a new settlement method in addition to other settlement methods, and in response, the user terminal 150 can display a web page for adding the new settlement method.

圖5係表示一實施例之於用戶資訊管理方法中藉由第1用戶介面試圖以選擇之其他結算方法結算,結算成功或失敗之情形時顯示之畫面。FIG. 5 shows a screen displayed when an attempt is made to settle with other selected settlement methods through the first user interface in the user information management method according to one embodiment, and the settlement is successful or failed.

根據一實施例,顯示處於第1會員資格狀態之用戶賬號中所註冊之至少一種結算方法之資訊之網頁500可顯示物件502,該物件502提供添加新結算方法之功能及物件504,該物件504提供選擇預先確定之至少一種結算方法中一者以實行會員資格結算之功能。於圖5之網頁500中,可提供與網頁420對應之介面。According to an embodiment, the web page 500 that displays information about at least one settlement method registered in the user account in the first membership status may display an object 502 that provides a function of adding a new settlement method and an object 504 that provides the function of adding a new settlement method. Provides the function of selecting one of at least one predetermined settlement method to implement membership settlement. In the web page 500 of Figure 5, an interface corresponding to the web page 420 can be provided.

根據一實施例,於選擇提供添加新結算方法之功能之物件502之情形時,用戶終端150可顯示網頁510,該網頁510顯示各種種類之結算方法,且於選擇該網頁510中顯示之結算方法中一者(如:512)之情形時,用戶終端150可顯示能夠輸入結算方法之資訊之用戶介面,以便用戶輸入新結算方法之資訊。根據一實施例,輸入之結算方法之資訊可自用戶終端150向用戶資訊管理裝置100發送,用戶資訊管理裝置100可基於所接收之新結算方法之資訊,將新結算方法註冊至用戶賬號上。According to an embodiment, when selecting the object 502 that provides the function of adding a new settlement method, the user terminal 150 may display a web page 510 that displays various types of settlement methods, and select the settlement method displayed in the web page 510 In one of the situations (eg 512), the user terminal 150 can display a user interface capable of inputting information on the settlement method, so that the user can input information on the new settlement method. According to an embodiment, the input settlement method information can be sent from the user terminal 150 to the user information management device 100, and the user information management device 100 can register the new settlement method to the user account based on the received information about the new settlement method.

根據一實施例,用戶資訊管理裝置100可於將新結算方法註冊至用戶賬號之前,基於結算方法之資訊,實行確認結算方法是否為有效之結算方法(如:是否為有效之賬戶資訊或有效之卡資訊等)之過程。According to an embodiment, the user information management device 100 can, before registering a new settlement method to the user account, confirm whether the settlement method is a valid settlement method (such as whether it is valid account information or a valid settlement method based on the information of the settlement method). card information, etc.).

根據一實施例,用戶資訊管理裝置100可將藉由用戶終端150輸入之新結算方法註冊於用戶賬號中,並將表示註冊結束之資訊發送至用戶終端150。用戶終端150可接收表示註冊結束之資訊,於用戶終端150之顯示器上顯示包括表示註冊結束之各種訊息之網頁520。根據一實施例,於顯示之網頁520上可包括關於新註冊之結算方法之資訊522。According to an embodiment, the user information management device 100 can register the new settlement method input through the user terminal 150 in the user account, and send information indicating that the registration is completed to the user terminal 150 . The user terminal 150 may receive information indicating the end of registration, and display a web page 520 including various messages indicating the end of registration on the display of the user terminal 150. According to one embodiment, information 522 regarding the newly registered settlement method may be included on the displayed web page 520 .

根據一實施例,網頁520可顯示物件524,以利用新註冊之結算方法立即實行會員資格結算之功能。根據一實施例,於用戶終端150中結束新結算方法之註冊之後,用戶資訊管理裝置100可接收表示在網頁520上選擇物件524之資訊,並響應於此,利用新註冊之結算方法實行會員資格結算。According to one embodiment, the web page 520 may display an object 524 to immediately perform membership settlement using the newly registered settlement method. According to an embodiment, after the registration of the new settlement method is completed in the user terminal 150, the user information management device 100 may receive information indicating that the object 524 is selected on the web page 520, and in response thereto, use the newly registered settlement method to implement membership. Settlement.

根據一實施例,於選擇於網頁500上顯示之預先確定之至少一種結算方法中一者以使用戶資訊管理裝置100接收表示已選擇實行會員資格結算之功能之物件504中一者之資訊之情形時,用戶資訊管理裝置100可利用所選之結算方法實行會員資格結算。According to an embodiment, when one of at least one predetermined settlement method displayed on the web page 500 is selected so that the user information management device 100 receives information indicating that one of the objects 504 has been selected to perform the function of membership settlement. At this time, the user information management device 100 can use the selected settlement method to perform membership settlement.

如上所述,與第1會員資格狀態對應之用戶可開始新添加之結算方法之流程或選擇與會員資格結算失敗之結算方法不同之結算方法之流程,並可不進入輔助菜單處理使用新添加之結算方法實行會員資格結算之流程,從而可提高欲獲得會員資格之優惠之用戶之使用便利性。As mentioned above, users corresponding to the first membership status can start the process of the newly added settlement method or select the process of a settlement method different from the settlement method that failed to settle the membership, and can use the newly added settlement process without entering the auxiliary menu. The method implements the membership settlement process, thereby improving the convenience of users who want to obtain membership benefits.

根據一實施例,用戶資訊管理裝置100可響應物件524之選擇來實行使用新註冊之結算方法立即實行會員資格結算之功能,或響應於與會員資格結算失敗結算方法不同之結算方法對應之物件504來實行會員資格結算,且於使用新註冊之結算方法或所選之其他結算方法之會員資格結算成功之情形時,可將表示結算成功之資訊發送至用戶終端150。According to an embodiment, the user information management device 100 may respond to the selection of the object 524 to implement the function of immediately performing membership settlement using the newly registered settlement method, or respond to the object 504 corresponding to a settlement method different from the membership settlement failure settlement method. To perform membership settlement, and when the membership settlement using the newly registered settlement method or other selected settlement methods is successful, information indicating that the settlement is successful can be sent to the user terminal 150.

根據一實施例,於接收到表示結算成功之資訊之用戶終端150之顯示器上,可顯示表示會員資格結算成功之會員資格結算結束網頁560。根據一實施例,會員資格結算結束網頁560可進而包括結算成功之結算方法(如:新註冊之結算方法或作為與失敗之結算方法不同之結算方法的結算成功之結算方法)之資訊。根據一實施例,會員資格結算結束網頁560可藉由為處於第1會員資格狀態之用戶提供之本發明說明之過程,顯示表示結算成功各種形態之資訊,顯示之形態可在文字、圖標、顏色、聲音等方面,與非第1會員資格狀態之用戶之用戶終端上顯示之會員資格結算結束畫面存在差異。藉此,第1會員資格狀態之用戶可立即意識到自第1會員資格狀態轉換至第2會員資格狀態,從而提高用戶之便利性。According to an embodiment, on the display of the user terminal 150 that receives the information indicating that the settlement is successful, a membership settlement end web page 560 indicating that the membership settlement is successful may be displayed. According to one embodiment, the membership settlement end web page 560 may further include information on the settlement method of successful settlement (such as a newly registered settlement method or a settlement method that is a settlement method that is different from the failed settlement method). According to one embodiment, the membership settlement completion web page 560 can display information indicating successful settlement in various forms through the process described in the present invention for users in the first membership state. The display form can be in text, icon, color , sound, etc., there are differences from the membership settlement end screen displayed on the user terminal of users who are not in the first membership status. Thereby, the user in the first membership status can immediately realize the transition from the first membership status to the second membership status, thereby improving user convenience.

根據一實施例,於選擇與現有會員資格結算失敗之結算方法不同之結算方法或使用新添加之結算方法成功實行會員資格結算之情形時,用戶資訊管理裝置100可利用處理器130響應成功之會員資格結算,將成功結算之結算方法更改為實行用以加入會員資格之結算之第1結算方法,並將其儲存於記憶體120中。藉此,用戶資訊管理裝置100可事後利用成功實行會員資格結算之結算方法而實行定期會員資格結算。According to an embodiment, when selecting a settlement method that is different from the existing settlement method that fails to settle membership, or when a newly added settlement method is used to successfully perform membership settlement, the user information management device 100 may use the processor 130 to respond to the successful membership. In the qualification settlement, the settlement method of the successful settlement is changed to the first settlement method for the settlement of joining the membership, and is stored in the memory 120 . Thereby, the user information management device 100 can subsequently perform periodic membership settlement using the settlement method that successfully performs membership settlement.

根據一實施例,於用戶資訊管理裝置100確定利用新註冊之結算方法或所選之其他結算方法之會員資格結算失敗之情形時,可將表示結算失敗之資訊發送至用戶終端150。在接收到表示結算失敗之資訊之用戶終端150之顯示器上,可顯示表示會員資格結算失敗之會員資格結算失敗網頁570。According to an embodiment, when the user information management device 100 determines that membership settlement using the newly registered settlement method or other selected settlement methods has failed, information indicating settlement failure may be sent to the user terminal 150 . On the display of the user terminal 150 that has received the information indicating that the settlement has failed, a membership settlement failure web page 570 indicating that the membership settlement has failed may be displayed.

根據一實施例,會員資格結算失敗網頁570可包括:表示結算失敗之資訊572、關於會員資格結算失敗之結算方法之資訊574及關於會員資格結算失敗之原因之資訊576中至少一部分。根據一實施例,會員資格結算失敗網頁570可包括表示第1會員資格狀態之用戶會員資格結算再次失敗之資訊。根據一實施例,會員資格結算結束網頁560可藉由為處於第1會員資格狀態之用戶提供之本發明中說明之過程,顯示表示結算失敗之各種形態之資訊,顯示之形態可在文字、圖標、顏色、聲音等方面,與非第1會員資格狀態之用戶之用戶終端顯示之會員資格失敗結束畫面有所差異。藉此,第1會員資格狀態之用戶可藉由如本發明中提供之流程立即意識到未脫離第1會員資格狀態,從而提高用戶之便利性。According to an embodiment, the membership settlement failure web page 570 may include at least part of: information indicating settlement failure 572, information about the settlement method 574 of membership settlement failure, and information 576 about the reasons for membership settlement failure. According to an embodiment, the membership settlement failure web page 570 may include information indicating that membership settlement of the user in the first membership status has failed again. According to one embodiment, the membership settlement end web page 560 can display various forms of information indicating settlement failure through the process described in the present invention for users in the first membership state. The display form can be text, icons, etc. , color, sound, etc., are different from the membership failure end screen displayed on the user terminal of users who are not in the first membership status. Thereby, users in the first membership status can immediately realize that they have not left the first membership status through the process provided in the present invention, thereby improving user convenience.

圖6係表示一實施例之於用戶資訊管理方法中結算失敗之情形時,藉由提供之第1用戶介面以同一結算方法再次實行結算或藉由其他結算方法再次實行結算之過程。Figure 6 shows the process of re-implementing settlement using the same settlement method or re-implementing settlement through other settlement methods through the provided first user interface when settlement fails in the user information management method according to one embodiment.

參照圖6,根據一實施例,於使用用以會員資格結算之結算方法實行會員資格結算但結算失敗之情形時,可於用戶終端150之顯示器上顯示之網頁600顯示各種資訊。根據一實施例,在用戶終端150上顯示之網頁600上所包括之資訊可包括自用戶資訊管理裝置100發送之資訊。圖6所示之網頁600中包括之資訊中至少一部分可與圖5之會員資格結算失敗網頁570中包括之資訊對應。Referring to FIG. 6 , according to an embodiment, when membership settlement is performed using a settlement method for membership settlement but settlement fails, various information may be displayed on the web page 600 displayed on the display of the user terminal 150 . According to an embodiment, the information included on the web page 600 displayed on the user terminal 150 may include information sent from the user information management device 100 . At least a portion of the information included in the web page 600 shown in FIG. 6 may correspond to the information included in the membership settlement failure web page 570 of FIG. 5 .

根據一實施例,網頁600可包括用以藉由會員資格結算失敗之結算方法再實行結算之物件610及用以再次顯示上一網頁(即,圖5所示之顯示用戶之賬號註冊之至少一種結算方法之資訊之網頁500或顯示可添加到用戶賬號中之各種種類之結算方法之網頁510)之物件650。According to one embodiment, the web page 600 may include an object 610 for re-executing settlement through a settlement method that fails membership settlement and for displaying the previous web page again (i.e., at least one method of displaying the user's account registration as shown in FIG. 5 Object 650 of a web page 500 with information on settlement methods or a web page 510 showing various types of settlement methods that can be added to a user's account.

根據一實施例,於自用戶終端150從用戶資訊管理裝置100接收表示選擇使用會員資格結算失敗之結算方法再實行結算之物件610之資訊之情形時,用戶資訊管理裝置100可使用會員資格結算失敗之結算方法再實行結算。根據一實施例,用戶可藉由確認於用戶終端150之顯示器上顯示之網頁600之資訊,以解決會員資格結算失敗之結算方法相關之問題(如:賬戶餘額充值、卡結算限度增額等),之後立即使用該結算方法再實行結算,從而提高用戶之使用便利性。根據一實施例,於藉由再實行該結算而成功實行會員資格結算之情形時,可於用戶終端150之顯示器上顯示結算成功網頁614。根據一實施例,於由於再實行結算而導致會員資格結算失敗之情形時,可顯示表示結算失敗之網頁612。According to an embodiment, when the user terminal 150 receives from the user information management device 100 information indicating that the object 610 is selected to use the settlement method of membership settlement failure and then the settlement is performed, the user information management device 100 may use the membership settlement failure The settlement method is then used for settlement. According to one embodiment, the user can solve the problems related to the settlement method of failed membership settlement (such as account balance recharge, card settlement limit increase, etc.) by confirming the information of the web page 600 displayed on the display of the user terminal 150 , and then immediately use this settlement method to perform settlement, thereby improving user convenience. According to an embodiment, when the membership settlement is successfully performed by re-executing the settlement, the settlement success web page 614 may be displayed on the display of the user terminal 150 . According to an embodiment, when membership settlement fails due to re-execution of settlement, a web page 612 indicating settlement failure may be displayed.

根據一實施例,於再實行之結算失敗之情形時,網頁612可包括表示再實行結算之失敗原因之資訊613。根據一實施例,於再實行之結算失敗之情形時,顯示之網頁612會與網頁600包括之資訊或介面不同。藉此,用戶可意識到即使再實行結算,結算亦再次失敗。According to an embodiment, when the re-implementation of settlement fails, the web page 612 may include information 613 indicating the reason for the failure of the re-implementation of settlement. According to one embodiment, in the event that the re-execution of settlement fails, the displayed web page 612 will be different from the information or interface included in the web page 600. Through this, the user can realize that even if the settlement is executed again, the settlement will fail again.

根據一實施例,與網頁600不同,網頁612可包括物件,該物件對應用以藉由相同之結算方法再實行結算之物件610及/或再次顯示上一網頁(即,顯示用戶之賬號註冊之至少一種結算方法之資訊之網頁652或顯示於用戶賬號中添加之各種種類之結算方法之網頁654)之物件650。根據一實施例,再次顯示之上一網頁,顯示於用戶之賬號中註冊之至少一種結算方法之資訊之網頁652可進而顯示會員資格結算失敗之新結算方法之資訊(如:653)。根據一實施例,用戶資訊管理裝置100可向用戶終端150發送指令,該指令將會員資格結算失敗之結算方法之標識、或會員資格結算失敗之結算方法與其他結算方法區分顯示,以於網頁652上識別會員資格結算失敗之結算方法,進而識別物件655。根據一實施例,用戶終端150可將物件655與對應之結算方法一起於顯示器上顯示,以接收此種標識或指令來識別會員資格結算失敗之結算方法。用戶資訊管理裝置100及/或用戶終端150可藉由顯示此種物件655再次返回網頁652之後,無需解決任何問題而再一次選擇會員資格結算失敗之結算方法,以防止再次結算失敗,並藉此提高用戶使用便利性。根據一實施例,顯示物件655之方式不必限定於圖6所示之方式、形狀、大小、位置等實行解釋。According to one embodiment, unlike web page 600, web page 612 may include an object 610 that allows the application to re-perform settlement via the same settlement method and/or re-display the previous web page (i.e., display the user's account registration). A web page 652 with information on at least one settlement method or an object 650 showing a web page 654 of various types of settlement methods added to the user account. According to one embodiment, the web page 652 that displays the above web page again and displays the information of at least one settlement method registered in the user's account can further display the information of the new settlement method that failed to settle the membership (eg 653). According to an embodiment, the user information management device 100 may send an instruction to the user terminal 150, which instruction displays the identification of the settlement method for which the membership settlement fails, or the settlement method for which the membership settlement fails, and distinguishes it from other settlement methods, so as to display it on the web page 652 Identify the settlement method that failed to settle the membership, and then identify the object 655. According to an embodiment, the user terminal 150 may display the object 655 on the display together with the corresponding settlement method to receive such an identification or instruction to identify the settlement method for which membership settlement failed. The user information management device 100 and/or the user terminal 150 can return to the web page 652 again by displaying such an object 655 and select the settlement method that failed to settle the membership again without solving any problem, so as to prevent another settlement failure. Improve user convenience. According to an embodiment, the manner of displaying the object 655 is not necessarily limited to the manner, shape, size, position, etc. shown in FIG. 6 for explanation.

根據一實施例,與網頁600不同,網頁612可省略以相同之結算方法再實行結算之物件610。藉此,可使用戶更簡單地再實行會員資格結算,從而於提高用戶之使用便利性之同時,可防止用戶盲目地嘗試再實行結算。According to one embodiment, unlike the web page 600, the web page 612 may omit the object 610 that performs settlement again using the same settlement method. This makes it easier for users to perform membership settlement, thereby improving user convenience and preventing users from blindly trying to perform settlement.

圖7係表示根據一實施例,顯示用戶為第1會員資格狀態之資訊之例示性畫面。FIG. 7 shows an exemplary screen displaying information that the user is in the first membership status according to an embodiment.

根據一實施例,用戶資訊管理裝置100可藉由用戶終端150將顯示物品之資訊所需之資訊發送至用戶終端150。根據一實施例,於用戶加入會員資格之情形時,若顯示可獲得之優惠之物品資訊,用戶資訊管理裝置100可將所需之資訊(物品標識、優惠之資訊等)發送至用戶終端150,從而一同顯示其優惠之資訊。根據一實施例,用戶資訊管理裝置100可將表示用戶是否為第1會員資格狀態之資訊發送至用戶終端150。According to an embodiment, the user information management device 100 can send the information required to display the information of the item to the user terminal 150 through the user terminal 150 . According to an embodiment, when a user joins a membership, if item information of available discounts is displayed, the user information management device 100 can send the required information (item identification, discount information, etc.) to the user terminal 150, So as to display the information of its offers together. According to an embodiment, the user information management device 100 may send information indicating whether the user is in the first membership status to the user terminal 150 .

根據一實施例,於用戶為第1會員資格狀態之情形時,用戶終端150可將會員資格優惠資訊710與表示用戶為第1會員資格狀態之資訊712一起顯示,該會員資格優惠資訊710於顯示可獲得會員資格優惠之物品資訊之畫面(如:物品之詳細網頁700)上顯示,從而可使用戶意識到可使用本發明中說明之會員資格結算方法來獲得會員資格優惠。如上所述,於用戶終端150之用戶不知道會員資格結算失敗之狀態下,購買物品時可獲得之會員資格優惠之資訊與表示第1會員資格狀態之資訊可同時獲得,藉此可引導用戶實行會員資格結算。According to an embodiment, when the user is in the first membership status, the user terminal 150 can display the membership discount information 710 together with the information 712 indicating that the user is in the first membership status. The membership discount information 710 is displayed The item information for which membership benefits can be obtained is displayed on the screen (such as the item's detailed web page 700), thereby making the user aware that the membership settlement method described in the present invention can be used to obtain membership benefits. As described above, in a state where the user of the user terminal 150 does not know that the membership settlement has failed, information on the membership benefits that can be obtained when purchasing items and information indicating the first membership status can be obtained at the same time, thereby guiding the user to perform Membership Billing.

根據一實施例,基於用戶資訊管理裝置100提供之資訊,用戶終端150不僅可顯示物品之詳細網頁700,亦可於各種網頁中顯示表示用戶為第1會員資格狀態之資訊712。According to an embodiment, based on the information provided by the user information management device 100, the user terminal 150 can not only display the detailed web page 700 of the item, but also display information 712 indicating the user's first membership status in various web pages.

根據一實施例,於顯示物品詳情網頁700之前,可於顯示物品目錄之網頁710上顯示可獲得會員資格優惠之物品711顯示之會員資格優惠資訊712與表示第1會員資格狀態之資訊712。According to one embodiment, before displaying the item details web page 700, the membership discount information 712 displayed on the items 711 that can obtain membership discounts and the information 712 indicating the first membership status may be displayed on the web page 710 displaying the item catalog.

根據一實施例,於網頁720上,該網頁720顯示用戶之用戶賬號資訊,可顯示表示第1會員資格狀態之資訊722。According to an embodiment, on the web page 720, the web page 720 displays the user's user account information, and may display information 722 indicating the first membership status.

圖8係表示根據一實施例,與用戶資訊管理裝置通信之用戶終端之方塊圖。FIG. 8 is a block diagram illustrating a user terminal communicating with a user information management device according to an embodiment.

根據一實施例,用戶終端800可包括收發部810、顯示器820及處理器830。According to an embodiment, the user terminal 800 may include a transceiver 810, a display 820, and a processor 830.

根據一實施例,收發部810可被構成為收發用戶資訊管理裝置850與用以實現本發明中說明之所需之資訊。根據一實施例,收發部810用以收發資訊之通信技術可包括:GSM(Global System for Mobile communication,全球移動通信系統)、CDMA(Code Division Multi Access,分碼多重存取)、LTE(Long Term Evolution,長期演進)、5G、WLAN(Wireless LAN,無線區域網)、Wi-Fi(Wireless-Fidelity,無線保真)、藍芽(Bluetooth™)、RFID(Radio Frequency Identification,射頻識別)、紅外線數據協定(Infrared Data Association,IrDA)、紫蜂、NFC(Near Field Communication,近場通訊)等。According to an embodiment, the transceiving unit 810 may be configured to transmit and receive the user information management device 850 and the information required to implement the description in the present invention. According to an embodiment, the communication technology used by the transceiver unit 810 to send and receive information may include: GSM (Global System for Mobile communication, Global System for Mobile Communications), CDMA (Code Division Multi Access, Code Division Multiple Access), LTE (Long Term Evolution (Long Term Evolution), 5G, WLAN (Wireless LAN, Wireless Area Network), Wi-Fi (Wireless-Fidelity, Wireless Fidelity), Bluetooth (Bluetooth™), RFID (Radio Frequency Identification, Radio Frequency Identification), infrared data Protocol (Infrared Data Association, IrDA), ZigBee, NFC (Near Field Communication), etc.

具體而言,收發部810可包括無線保真晶片、藍芽晶片、無線通信晶片、NFC晶片中之至少一者。處理器130可控制收發部110以實行各種外部設備與用戶資訊管理裝置850之間之通信。無線保真晶片、藍芽晶片可各自以WiFi方式、藍芽方式實行通信。於使用無線保真晶片或藍芽晶片之情形時,可首先收發SSID及對話鍵等各種連接資訊,利用其實行通信連接後收發各種資訊。無線通信晶片係指根據IEEE、紫蜂、3G(3rd Generation,第三代數字通信)、3GPP(3rd Generation Partnership Project,第三代合作夥伴計劃)、LTE(Long Term Evoloution,長期演進)等各種通信規格實行之晶片。NFC晶片係指135 kHz、13.56 MHz、433 MHz、860~960 MHz、2.45 GHz等各種RF-ID頻段中,使用13.56 MHz頻段之NFC(Near Field Communication,近場通訊)方式動作之晶片。Specifically, the transceiver 810 may include at least one of a wireless fidelity chip, a Bluetooth chip, a wireless communication chip, and an NFC chip. The processor 130 can control the transceiver 110 to implement communication between various external devices and the user information management device 850 . Wireless fidelity chips and Bluetooth chips can communicate in WiFi mode and Bluetooth mode respectively. When using a wireless fidelity chip or a Bluetooth chip, you can first send and receive various connection information such as SSID and conversation keys, and then use it to establish a communication connection and then send and receive various information. Wireless communication chips refer to various communications based on IEEE, ZigBee, 3G (3rd Generation, third generation digital communications), 3GPP (3rd Generation Partnership Project, 3rd Generation Partnership Project), LTE (Long Term Evolution, long term evolution), etc. Specification implementation chip. NFC chips refer to chips that operate in various RF-ID frequency bands such as 135 kHz, 13.56 MHz, 433 MHz, 860~960 MHz, and 2.45 GHz, using the NFC (Near Field Communication) method of the 13.56 MHz frequency band.

根據一實施例,用戶終端800可藉由收發部810以有/無線方式與用戶資訊管理裝置850實行通信,且用戶終端800可基於自用戶終端150接收之資訊,為了實現本發明中說明之各種方式,可處理管理或顯示與第1會員資格狀態相關之資訊所需之資料、介面等。According to an embodiment, the user terminal 800 can communicate with the user information management device 850 in a wired/wireless manner through the transceiver 810, and the user terminal 800 can implement various methods described in the present invention based on the information received from the user terminal 150. The method can process the data, interface, etc. required to manage or display information related to the first membership status.

根據一實施例,顯示器820係用以顯示由處理器830處理之各種資訊之構造。根據一實施例,用戶可基於顯示於顯示器820中之資訊而獲得各種資訊。According to an embodiment, the display 820 is configured to display various information processed by the processor 830 . According to an embodiment, the user can obtain various information based on the information displayed on the display 820 .

根據一實施例,顯示器820可包括顯示面板及控制顯示面板之控制器(未圖示)。顯示面板可製成LCD(Liquid Crystal Display,液晶顯示器)、OLED(Organic Light Emitting Diodes,有機發光二極體)顯示器、AM-OLED(Active-Matrix Organic Light-Emitting Diode,有源有機發光二極體)、PDP(Plasma Display Panel,電漿顯示面板)等各種形態之顯示器。顯示面板可靈活(flexible)、透明(transparent)或可佩戴地(wearable)實現。顯示器120可與觸控面板(未圖示)結合以提供觸控屏幕(未圖示)。According to an embodiment, the display 820 may include a display panel and a controller (not shown) that controls the display panel. The display panel can be made into LCD (Liquid Crystal Display, liquid crystal display), OLED (Organic Light Emitting Diodes, organic light-emitting diodes) display, AM-OLED (Active-Matrix Organic Light-Emitting Diode, active organic light-emitting diodes) ), PDP (Plasma Display Panel, plasma display panel) and other various forms of displays. The display panel can be implemented as flexible, transparent or wearable. The display 120 may be combined with a touch panel (not shown) to provide a touch screen (not shown).

根據一實施例,用戶終端800可包括用以儲存要處理之各種資訊之記憶體840。記憶體可包括內置記憶體(Internal Memory)(未圖示)及外置記憶體(External Memory)(未圖示)中之至少一者。內置記憶體可包括:如,揮發性記憶體(例如,DRAM(Dynamic RAM,動態隨機存取記憶體)、SRAM(Static RAM,靜態隨機存取記憶體)、SDRAM(Synchronous Dynamic RAM,同步動態隨機存取記憶體)等)、非揮發性記憶體(例如,OTPROM(One Time Programmable ROM,一次可程式唯讀記憶體)、PROM(Programmable ROM,可程式唯讀記憶體)、EPROM(Erasable and Programmable ROM,可擦程式唯讀記憶體)、EEPROM(Electrically Erasable and Programmable ROM,電可擦程式唯讀記憶體)、掩模型唯讀記憶體(Mask ROM)、快閃唯讀記憶體(Flash ROM)等)、硬碟驅動器(Hard Disk Drive,HDD)或固態硬碟(Solid State Drive,SSD)中之至少一者。根據一實施例,處理器830可將自揮發性記憶體或其他構成要素中之至少一者接收之指令或資料加載(load)至揮發性記憶體,並實行處理。又,處理器830可將自其他構成要素接收或生成之資料保存至揮發性記憶體。According to an embodiment, the user terminal 800 may include a memory 840 for storing various information to be processed. The memory may include at least one of an internal memory (not shown) and an external memory (not shown). The built-in memory may include: for example, volatile memory (for example, DRAM (Dynamic RAM, dynamic random access memory), SRAM (Static RAM, static random access memory), SDRAM (Synchronous Dynamic RAM, synchronous dynamic random access memory) Access memory), etc.), non-volatile memory (for example, OTPROM (One Time Programmable ROM, one-time programmable read-only memory), PROM (Programmable ROM, programmable read-only memory), EPROM (Erasable and Programmable) ROM (Electrically Erasable and Programmable ROM), EEPROM (Electrically Erasable and Programmable ROM), Mask ROM (Mask ROM), Flash ROM (Electrically Erasable and Programmable ROM) etc.), at least one of a hard disk drive (Hard Disk Drive, HDD) or a solid state drive (Solid State Drive, SSD). According to one embodiment, the processor 830 may load instructions or data received from at least one of the volatile memory or other components into the volatile memory and perform processing. In addition, the processor 830 may save data received or generated from other components to volatile memory.

外置記憶體可包括:如,CF(Compact Flash,壓縮閃存)、SD(Secure Digital,安全數位)、Micro-SD(Micro Secure Digital,微型安全數位)、Mini-SD(Mini Secure Digital,迷你安全數位)、xD(extreme Digital,極數位)及記憶卡(Memory Stick)中之至少一者。External memory can include: for example, CF (Compact Flash, compressed flash memory), SD (Secure Digital, secure digital), Micro-SD (Micro Secure Digital, micro secure digital), Mini-SD (Mini Secure Digital, mini safe At least one of xD (extreme Digital), xD (extreme Digital), and memory card (Memory Stick).

記憶體840可儲存用戶終端800之動作中使用之各種程式及資料。例如,記憶體840可臨時或半永久地儲存顯示器820中所顯示之內容或用戶介面中之至少一部分。The memory 840 can store various programs and data used in the operation of the user terminal 800. For example, the memory 840 may temporarily or semi-permanently store at least a portion of the content or user interface displayed on the display 820 .

根據一實施例,處理器830可藉由控制顯示器820,以獲得用戶終端800之用戶輸入的各種資訊。處理器830可控制顯示器820以顯示各種形態之用戶介面。According to an embodiment, the processor 830 can obtain various information input by the user of the user terminal 800 by controlling the display 820 . The processor 830 can control the display 820 to display various forms of user interfaces.

處理器830可包括RAM、ROM、CPU、GPU(Graphic Processing Unit,圖形處理單元)及匯流排中之至少一者。RAM、ROM、CPU及GPU等可藉由匯流排相互連接。The processor 830 may include at least one of RAM, ROM, CPU, GPU (Graphic Processing Unit), and a bus. RAM, ROM, CPU, GPU, etc. can be connected to each other through buses.

CPU訪問記憶體,利用記憶體中所儲存之O/S實行啟動。且利用記憶體中所儲存之各種程式、內容、資料等實行各種動作。The CPU accesses the memory and uses the O/S stored in the memory to start. And use various programs, content, data, etc. stored in the memory to perform various actions.

ROM中儲存用於啟動系統之指令組。作為一個例子,若用戶終端800輸入打開指令並供電,則CPU可根據ROM中所儲存之指令將記憶體中所儲存之OS複製至RAM中,執行OS以啟動系統。若啟動結束,則CPU將記憶體中所儲存之各種程式複製至RAM中,並執行複製至RAM之程式來執行各種動作。GPU於用戶終端800之啟動結束後,於顯示器820之區域顯示UI畫面。具體而言,GPU可生成畫面,該畫面顯示包括內容、圖標、菜單等各種客體之電子文件。GPU根據畫面之佈局,演算各客體顯示之座標值、形態、大小、顏色等屬性值。另外,GPU可基於演算出之屬性值生成包括各種佈局之畫面。GPU中生成之畫面由顯示器820提供,可於顯示器820之各區域分別顯示。ROM stores the command set used to start the system. As an example, if the user terminal 800 inputs an open command and supplies power, the CPU can copy the OS stored in the memory to the RAM according to the command stored in the ROM, and execute the OS to start the system. If the startup is completed, the CPU copies various programs stored in the memory to the RAM, and executes the programs copied to the RAM to perform various actions. After the startup of the user terminal 800 is completed, the GPU displays the UI screen in the area of the display 820 . Specifically, the GPU can generate a screen that displays electronic files including content, icons, menus, and other various objects. The GPU calculates the coordinate values, shape, size, color and other attribute values displayed by each object based on the layout of the screen. In addition, the GPU can generate images including various layouts based on the calculated attribute values. The images generated in the GPU are provided by the display 820 and can be displayed in each area of the display 820 respectively.

處理器830實現本發明中說明之用戶資訊管理方法,可與收發部810、顯示器820及記憶體840實行通信,以便於顯示器820上顯示各種資訊及介面。The processor 830 implements the user information management method described in the present invention and can communicate with the transceiver 810, the display 820 and the memory 840, so that various information and interfaces can be displayed on the display 820.

上述說明之本發明之方法作為於電腦上執行之程式,可以記錄於電腦可讀記錄媒體上之方式提供。即,於由電腦之處理器執行時,可以儲存電腦程式之電腦可讀記錄媒體之形式實現,以使用戶設備執行顯示本發明之複數個物品之資訊之方法。於作為程式執行時,本發明之構成方法係執行所需之操作之碼段。程式或碼段可儲存於處理器可讀媒體中。The method of the present invention described above can be provided as a program executed on a computer and recorded on a computer-readable recording medium. That is, when executed by a processor of a computer, it can be implemented in the form of a computer-readable recording medium storing a computer program, so that the user equipment executes the method of displaying information on a plurality of items of the present invention. When executed as a program, the method constituting the present invention is a code segment that performs the required operations. Programs or code segments may be stored in processor-readable media.

電腦可讀記錄媒體包括任何種類之記錄裝置,該任何種類之記錄裝置儲存由電腦或電腦中包括之處理器可讀之資料。電腦可讀記錄裝置之例子包括ROM、RAM、CD-ROM、DVD±ROM、DVD-RAM、磁帶、軟碟、硬碟(hard disk)、光資料儲存裝置等。另外,電腦或處理器可讀記錄媒體可分散至連接網路之電腦裝置中,以分散之方式儲存並實行電腦可讀碼。Computer-readable recording medium includes any kind of recording device that stores data readable by a computer or a processor included in the computer. Examples of computer-readable recording devices include ROM, RAM, CD-ROM, DVD±ROM, DVD-RAM, magnetic tape, floppy disk, hard disk, optical data storage device, etc. In addition, computer- or processor-readable recording media can be distributed to computer devices connected to the network to store and execute computer-readable codes in a distributed manner.

上述發明內容並不限定於上述實施例及隨附圖式,本發明所屬技術領域之常識者可於不脫離實施例之技術思想之範圍內實行各種替換、變形及變更。The above content of the invention is not limited to the above embodiments and accompanying drawings. Those with ordinary knowledge in the technical field to which the invention belongs can implement various substitutions, transformations and changes within the scope of the technical ideas of the embodiments.

100:用戶資訊管理裝置 110:收發部 120:記憶體 130:處理器 150:用戶終端 300:第1用戶介面畫面 310:資訊 320:資訊 330:資訊 340:資訊 350:物件 360:物件 370:資訊 400:第1介面畫面 410:物件 420:網頁 422:資訊 424:資訊 430:物件 500:網頁 502:物件 504:物件 510:網頁 512:結算方法 520:網頁 522:資訊 524:物件 560:網頁 570:網頁 572:資訊 574:資訊 576:資訊 600:網頁 610:物件 612:網頁 613:資訊 614:網頁 650:物件 652:網頁 653:資訊 654:網頁 655:物件 700:網頁 710:資訊、網頁 711:物品 712:資訊 713: 720:網頁 722:資訊 800:用戶終端 810:收發部 820:顯示器 830:處理器 840:記憶體 850:用戶資訊管理裝置 S210:步驟 S220:步驟 S230:步驟 100:User information management device 110:Sending and receiving department 120:Memory 130: Processor 150:User terminal 300: First user interface screen 310:Information 320:Information 330:Information 340:Information 350:Object 360:Object 370:Information 400: 1st interface screen 410:Object 420:Web page 422:Information 424:Information 430:Object 500:Web page 502:Object 504:Object 510:Web page 512:Settlement method 520:Web page 522:Information 524:Object 560:Web page 570:Web page 572:Information 574:Information 576:Information 600:Web page 610:Object 612:Web page 613:Information 614:Web page 650:Object 652:Web page 653:Information 654:Web page 655:Object 700:Web page 710: Information, web pages 711:Items 712:Information 713: 720:Web page 722:Information 800: User terminal 810: Transceiver Department 820:Display 830: Processor 840:Memory 850:User information management device S210: Steps S220: Steps S230: Steps

圖1係一實施例之用戶資訊管理裝置之方塊圖。 圖2係一實施例之用戶資訊管理方法之流程圖。 圖3係表示一實施例之於用戶資訊管理方法中提供之對處於第1會員資格狀態的用戶提供之第1用戶介面畫面。 圖4係表示一實施例之於用戶資訊管理方法中藉由第1用戶介面顯示選擇其他結算方法或添加新結算方法之網頁之過程。 圖5係表示一實施例之於用戶資訊管理方法中藉由第1用戶介面試圖以選擇之其他結算方法結算,結算成功或失敗之情形時顯示之畫面。 圖6係表示一實施例之於用戶資訊管理方法中結算失敗之情形時,藉由提供之第1用戶介面以同一結算方法再次實行結算或藉由其他結算方法再次實行結算之過程。 圖7係表示根據一實施例,顯示用戶為第1會員資格狀態之資訊之例示性畫面。 圖8係表示根據一實施例,與用戶資訊管理裝置通信之用戶終端之方塊圖。 FIG. 1 is a block diagram of a user information management device according to an embodiment. Figure 2 is a flow chart of a user information management method according to an embodiment. FIG. 3 shows a first user interface screen provided for a user in a first membership status provided in the user information management method according to an embodiment. FIG. 4 shows the process of displaying a web page for selecting other settlement methods or adding a new settlement method through the first user interface in the user information management method according to an embodiment. FIG. 5 shows a screen displayed when an attempt is made to settle with other selected settlement methods through the first user interface in the user information management method according to one embodiment, and the settlement is successful or failed. Figure 6 shows the process of re-implementing settlement using the same settlement method or re-implementing settlement through other settlement methods through the provided first user interface when settlement fails in the user information management method according to one embodiment. FIG. 7 shows an exemplary screen displaying information that the user is in the first membership status according to an embodiment. FIG. 8 is a block diagram illustrating a user terminal communicating with a user information management device according to an embodiment.

100:用戶資訊管理裝置 100:User information management device

110:收發部 110:Sending and receiving department

120:記憶體 120:Memory

130:處理器 130: Processor

150:用戶終端 150:User terminal

Claims (15)

一種用戶資訊管理方法,其係對用戶之資訊進行管理者,其包括: 確定用以加入會員資格之結算是否失敗之步驟; 於確定上述結算失敗之情形時,確定上述失敗之原因是否為預先確定之至少一個原因之步驟; 於確定上述失敗之原因為預先確定之至少一個原因之情形時,將上述用戶之會員資格狀態確定為預先確定之第1會員資格狀態之步驟; 於上述第1會員資格狀態之用戶在失敗後再次實行用以加入會員資格之結算之情形時,顯示於上述用戶終端上之第1用戶介面不同於曾在上述結算實行過程中顯示之第2用戶介面,包括表示上述失敗之原因之資訊。 A user information management method, which manages user information, includes: Steps to determine whether settlement to join the membership failed; When determining the above-mentioned settlement failure, the step of determining whether the reason for the above-mentioned failure is at least one of the predetermined reasons; When it is determined that the cause of the above-mentioned failure is at least one of the predetermined reasons, the step of determining the membership status of the above-mentioned user to the predetermined first membership status; When a user in the above-mentioned first membership status performs settlement for joining the membership again after failure, the first user interface displayed on the above-mentioned user terminal is different from the second user interface that was displayed during the above-mentioned settlement execution process. Interface, including information indicating the reason for the above failure. 如請求項1之用戶資訊管理方法,其中確定上述結算是否失敗之步驟進而包括: 獲得於上述用戶之賬號中註冊之至少一種結算方法之資訊的步驟;及 基於上述至少一種結算方法之資訊,實行用以加入上述會員資格之結算之步驟。 For example, request the user information management method of item 1, in which the steps to determine whether the above settlement fails further include: Steps to obtain information on at least one settlement method registered in the above-mentioned user's account; and Based on the information of at least one of the above settlement methods, execute the settlement steps for joining the above membership. 如請求項2所述之用戶資訊管理方法,其中實行上述會員資格結算之步驟包括: 利用上述至少一種結算方法中之預設之第1結算方法來實行用以加入上述會員資格之結算的步驟。 The user information management method described in request item 2, wherein the steps for implementing the above-mentioned membership settlement include: Use the default first settlement method among the above at least one settlement method to execute the settlement steps for joining the above-mentioned membership. 如請求項1之用戶資訊管理方法,其中上述用戶之會員資格狀態為上述第1會員資格狀態、藉由會員資格結算而使會員資格有效之狀態的第2會員資格狀態、及會員資格無效之狀態的第3會員資格狀態中一者。The user information management method of item 1 is requested, wherein the user's membership status is the above-mentioned first membership status, a second membership status in which membership is valid through membership settlement, and a status in which membership is invalid. One of the 3rd membership status. 如請求項4所述之用戶資訊管理方法,其中確定上述用戶之會員資格狀態為預先確定之第1會員資格狀態之前,上述用戶為上述第2會員資格狀態或第3會員資格狀態。The user information management method as described in claim 4, wherein before the membership status of the above-mentioned user is determined to be the predetermined first membership status, the above-mentioned user is in the above-mentioned second membership status or the third membership status. 如請求項1所述之用戶資訊管理方法,其中上述預先確定之至少一個原因包括結算賬戶餘額不足及超過卡使用限度, 確定上述失敗之原因是否為預先確定之至少一個原因之步驟包括: 接收上述結算之資訊之步驟; 基於上述結算之資訊,確定上述失敗之原因是否為上述預先確定之至少一個原因之步驟。 The user information management method as described in request item 1, wherein at least one of the above-mentioned predetermined reasons includes insufficient balance in the settlement account and exceeding the card usage limit, The steps to determine whether the cause of the above failure is at least one of the predetermined causes include: Steps to receive the above settlement information; Based on the above settlement information, it is a step to determine whether the cause of the above failure is at least one of the above predetermined reasons. 如請求項6之用戶資訊管理方法,其進而包括: 於上述第1會員資格狀態之用戶在上述失敗後再次實行結算之情形時,將用以顯示上述第1用戶介面之資訊發送至上述用戶之終端之步驟; 上述第1用戶介面包括第1物件,該第1物件係利用上述失敗之結算中所利用之第1結算方法再次實行用以加入會員資格之結算。 For example, the user information management method of request item 6 further includes: When a user in the above-mentioned first membership status performs settlement again after the above-mentioned failure, the step of sending the information for displaying the above-mentioned first user interface to the terminal of the above-mentioned user; The above-mentioned first user interface includes a first object, and the first object is used to re-execute the settlement for joining the membership using the first settlement method used in the above-mentioned failed settlement. 如請求項7之用戶資訊管理方法,其中上述第1用戶介面進而包括第2物件,該第2物件係利用與上述第1結算方法不同之第2結算方法實行用以加入會員資格之結算。For example, the user information management method of item 7 is requested, wherein the above-mentioned first user interface further includes a second object, and the second object is used to perform settlement for joining the membership using a second settlement method that is different from the above-mentioned first settlement method. 如請求項8之用戶資訊管理方法,其中上述第2物件包括用以添加新結算方法之物件。For example, the user information management method of request item 8, wherein the above-mentioned second object includes an object for adding a new settlement method. 如請求項9之用戶資訊管理方法,其中進而包括: 上述第1用戶介面利用用以添加上述新結算方法之物件來添加結算方法之步驟;及 響應於添加上述結算方法,藉由添加之結算方法而再次實行用以加入上述會員資格之結算之步驟。 For example, the user information management method of request item 9 further includes: The above-mentioned first user interface uses the object for adding the above-mentioned new settlement method to add the steps of the settlement method; and In response to adding the above-mentioned settlement method, the steps for adding the above-mentioned settlement of the membership are executed again by the added settlement method. 如請求項10之用戶資訊管理方法,其進而包括: 藉由添加之上述結算方法而確定用以加入上述會員資格之結算是否失敗之步驟;及 於確定利用添加之上述結算方法實行之用以加入上述會員資格之結算失敗的情形時,再次顯示上述第1用戶介面之步驟。 For example, the user information management method of request item 10 further includes: Steps to determine whether the settlement for joining the above membership failed by adding the above settlement method; and When it is determined that the settlement for joining the above-mentioned membership using the added settlement method fails, the steps of the above-mentioned first user interface are displayed again. 如請求項8之用戶資訊管理方法,其中上述第2物件包括用以選擇上述用戶之賬號中預先註冊之至少一種結算方法中之一者之物件。Such as requesting the user information management method of item 8, wherein the above-mentioned second object includes an object for selecting one of at least one settlement method pre-registered in the above-mentioned user's account. 如請求項1之用戶資訊管理方法,其中上述第1用戶介面包括表示上述用戶之會員資格狀態為上述第1會員資格狀態之資訊。For example, the user information management method of claim 1, wherein the above-mentioned first user interface includes information indicating that the above-mentioned user's membership status is the above-mentioned first membership status. 如請求項1之用戶資訊管理方法,其中表示上述用戶為上述第1會員資格狀態之資訊係與可提供上述會員資格之優惠之物品的資訊一同顯示。For example, the user information management method of item 1 is requested, wherein the information indicating that the above-mentioned user is in the above-mentioned first membership status is displayed together with the information on items that can provide the benefits of the above-mentioned membership. 一種用戶資訊管理裝置,其係對用戶之資訊進行管理者,其包括: 收發部; 記憶體;及 處理器; 上述處理器以如下方式構成:藉由實行儲存於上述記憶體中之指令, 確定用以加入會員資格之結算是否失敗, 於確定用以加入上述會員資格之結算失敗之情形時,確定上述失敗之原因是否為預先確定之至少一個原因, 於確定上述失敗之原因為預先確定之至少一個原因之情形時,將上述用戶之會員資格狀態確定為預先確定之第1會員資格狀態; 上述處理器以如下方式控制上述收發部:於上述第1會員資格狀態之用戶在失敗後,再次實行用以加入會員資格之結算之情形時,將相關資訊發送至上述用戶終端,以使上述用戶之終端顯示上述結算實行過程中顯示之與第2用戶介面不同之第1用戶介面, 上述第1用戶介面包括表示上述失敗之原因之資訊。 A user information management device that manages user information, which includes: Shipping and receiving department; memory; and processor; The above-mentioned processor is configured in the following manner: by executing instructions stored in the above-mentioned memory, Determine if settlement to join the membership failed, When determining that the settlement for joining the above-mentioned membership has failed, determine whether the reason for the above-mentioned failure is at least one of the predetermined reasons, When it is determined that the cause of the above-mentioned failure is at least one of the predetermined reasons, the membership status of the above-mentioned user is determined to be the predetermined first membership status; The above-mentioned processor controls the above-mentioned transceiver unit in the following manner: when the user in the above-mentioned first membership status fails to perform settlement for joining the membership again, relevant information is sent to the above-mentioned user terminal, so that the above-mentioned user The terminal displays a first user interface that is different from the second user interface displayed during the above settlement execution process, The above-mentioned first user interface includes information indicating the reason for the above-mentioned failure.
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