TW202407609A - Reward point processing system and method transmitting a point type confirming request containing a plurality of specific point types to a client end according to a to-be-processed point data - Google Patents

Reward point processing system and method transmitting a point type confirming request containing a plurality of specific point types to a client end according to a to-be-processed point data Download PDF

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TW202407609A
TW202407609A TW111130433A TW111130433A TW202407609A TW 202407609 A TW202407609 A TW 202407609A TW 111130433 A TW111130433 A TW 111130433A TW 111130433 A TW111130433 A TW 111130433A TW 202407609 A TW202407609 A TW 202407609A
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point
feedback
type
types
specific
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TW111130433A
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陳鑑蓁
林育宏
傅思綺
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中國信託商業銀行股份有限公司
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Abstract

Disclosed is a reward point processing system, which is used to transmit a point type confirming request containing a plurality of specific point types to a client end according to a to-be-processed point data, such that the client end displays a plurality of point type options respectively corresponding to the plurality of specific point types. After receiving a point type confirming data indicating one specified point type of the plurality of specific point types from the client end, the reward point processing system generates a member point accumulating request according to the point type confirming data, and transmits the member point accumulating request to a target member point managing system corresponding to the specified point type for allowing the target member point managing system to perform a member point accumulating process related to the user according to the member point accumulating request.

Description

回饋點數處理系統及方法Feedback point processing system and method

本發明是有關於一種點數處理系統,特別是指一種是適合處理使用者之回饋點數的回饋點數處理系統。本發明還有關於一種由點數處理系統所實施的點數處理方法。The present invention relates to a point processing system, and in particular, to a feedback point processing system suitable for processing user's feedback points. The invention also relates to a point processing method implemented by a point processing system.

銀行機構有時會利用其他營業機構的會員點數作為回饋來進行行銷,藉此推廣銀行機構本身的金融商品或服務。但是,若回饋的點數無法供使用者在慣用管道使用,則行銷對於使用者的吸引力便會大打折扣。因此,現有技術仍存在有待改善之不便。Banking institutions sometimes use the membership points of other business institutions as feedback for marketing, thereby promoting the banking institution's own financial products or services. However, if the rewarded points cannot be used by users through their usual channels, the attractiveness of marketing to users will be greatly reduced. Therefore, the existing technology still has inconveniences that need to be improved.

因此,本發明的其中一目的,便在於提供一種能改善現有技術之不便的回饋點數處理系統。Therefore, one of the objects of the present invention is to provide a feedback point processing system that can improve the inconveniences of the prior art.

本發明回饋點數處理系統適合應用於與多個分別歸屬於多個不同之營業機構的會員點數管理系統,以及一歸屬於一使用者的使用端。該回饋點數處理系統包含一適用於電連接該等會員點數管理系統及該使用端的處理單元,以及一電連接該處理單元的儲存單元。其中,該處理單元用於:獲得一相關於該使用端的待處理點數資料,並根據該待處理點數資料傳送一包含多個特定點數種類的點數種類確認請求至該使用端,以致該使用端顯示多個分別對應該等特定點數種類的點數種類選項,其中,該等特定點數種類分別對應於該等會員點數管理系統;於接收到一來自該使用端、對應於該點數種類確認請求且指示出該等特定點數種類之其中一指定點數種類的點數種類確認資料後,根據該點數種類確認資料產生一會員點數累積請求,並將該會員點數累積請求傳送至該等會員點數管理系統中與該指定點數種類相對應的其中一目標會員點數管理系統,以供該目標會員點數管理系統根據該會員點數累積請求執行一相關於該使用者的會員點數累積程序。The feedback point processing system of the present invention is suitable for use in a plurality of member point management systems belonging to multiple different business organizations, as well as a client belonging to one user. The feedback point processing system includes a processing unit suitable for electrically connecting the member point management system and the client, and a storage unit electrically connected to the processing unit. Wherein, the processing unit is used to: obtain a pending point data related to the client, and send a point type confirmation request including a plurality of specific point types to the client based on the pending point data, so that The user terminal displays a plurality of point type options respectively corresponding to the specific point types, wherein the specific point types respectively correspond to the member point management system; upon receiving a message from the user terminal corresponding to the After the point type confirmation request and the point type confirmation data indicating one of the specified point types among the specific point types, a member point accumulation request is generated based on the point type confirmation data, and the member points are The number accumulation request is sent to one of the target member point management systems corresponding to the designated point type among the member point management systems, so that the target member point management system can execute a related request based on the member point accumulation request. In the user's membership points accumulation process.

在本發明回饋點數處理系統的一些實施態樣中,該處理單元還用於將該等特定點數種類的其中一者作為一推薦特定點數種類,以致該使用端將該推薦特定點數種類所對應的該點數種類選項顯示為一推薦點數種類選項。In some implementation aspects of the feedback point processing system of the present invention, the processing unit is also used to use one of the specific point types as a recommended specific point type, so that the user terminal uses the recommended specific point type. The point type option corresponding to the type is displayed as a recommended point type option.

在本發明回饋點數處理系統的一些實施態樣中,該儲存單元儲存有一對應該使用端且包含一或多筆點數處理紀錄的點數處理紀錄資料,且每一點數處理紀錄指示出該等特定點數種類的其中一者。該處理單元還用於判斷該(等)點數處理紀錄的數量是否大於等於一預定門檻值,且在判斷結果為是的情況下將被該等點數處理紀錄指示出最多次的該特定點數種類作為該推薦特定點數種類。In some implementations of the feedback point processing system of the present invention, the storage unit stores a pair of point processing record data that should be used and includes one or more point processing records, and each point processing record indicates the point processing record. One of the specific types of points. The processing unit is also used to determine whether the number of point processing records(s) is greater than or equal to a predetermined threshold, and if the judgment result is yes, the specific point will be indicated by the point processing records the most times. Several types serve as specific point types for this recommendation.

在本發明回饋點數處理系統的一些實施態樣中,該處理單元還用於在接收到一來自該目標會員點數管理系統且對應於該會員點數累積請求的點數累積完成通知後,根據該點數累積完成通知產生一點數累積結果,並將該點數累積結果傳送至該使用端,以供該使用端將該點數累積結果輸出。In some implementation aspects of the feedback point processing system of the present invention, the processing unit is also configured to receive a point accumulation completion notification from the target member point management system and corresponding to the member point accumulation request, A point accumulation result is generated according to the point accumulation completion notification, and the point accumulation result is transmitted to the client for the user to output the point accumulation result.

本發明的另一目的,在於提供一種由回饋點數處理系統所實施的回饋點數處理方法。Another object of the present invention is to provide a feedback point processing method implemented by a feedback point processing system.

本發明回饋點數處理方法由一回饋點數處理系統實施,該回饋點數處理系統適合應用於與多個分別歸屬於多個不同之營業機構的會員點數管理系統,以及一歸屬於一使用者的使用端;該回饋點數處理方法包含:(A)該回饋點數處理系統獲得一相關於該使用端的待處理點數資料,並根據該待處理點數資料傳送一包含多個特定點數種類的點數種類確認請求至該使用端,以致該使用端顯示多個分別對應該等特定點數種類的點數種類選項,其中,該等特定點數種類分別對應於該等會員點數管理系統;(B)該回饋點數處理系統於接收到一來自該使用端、對應於該點數種類確認請求且指示出該等特定點數種類之其中一指定點數種類的點數種類確認資料後,根據該點數種類確認資料產生一會員點數累積請求,並將該會員點數累積請求傳送至該等會員點數管理系統中與該指定點數種類相對應的其中一目標會員點數管理系統,以供該目標會員點數管理系統根據該會員點數累積請求執行一相關於該使用者的會員點數累積程序。The feedback point processing method of the present invention is implemented by a feedback point processing system. The feedback point processing system is suitable for use with a plurality of member point management systems belonging to multiple different business organizations, and one belonging to one user. The user end of the user; the feedback point processing method includes: (A) The feedback point processing system obtains a point data to be processed related to the user end, and transmits a message containing a plurality of specific points based on the point data to be processed. Several types of point type confirmation requests are sent to the user terminal, so that the user terminal displays a plurality of point type options respectively corresponding to the specific point types, wherein the specific point types respectively correspond to the membership points. Management system; (B) The feedback point processing system receives a point type confirmation from the client corresponding to the point type confirmation request and indicating one of the designated point types of the specific point types. After confirming the data, a member point accumulation request is generated based on the point type confirmation data, and the member point accumulation request is sent to one of the target member points corresponding to the specified point type in the member point management system. The number management system is used for the target member point management system to execute a member point accumulation program related to the user according to the member point accumulation request.

在本發明回饋點數處理方法的一些實施態樣中,在步驟(A)中,該回饋點數處理系統還將該等特定點數種類的其中一者作為一推薦特定點數種類,以致該使用端將該推薦特定點數種類所對應的該點數種類選項顯示為一推薦點數種類選項。In some implementation aspects of the feedback point processing method of the present invention, in step (A), the feedback point processing system also uses one of the specific point types as a recommended specific point type, so that the The user terminal displays the point type option corresponding to the recommended specific point type as a recommended point type option.

在本發明回饋點數處理方法的一些實施態樣中,該回饋點數處理系統儲存有一對應該使用端且包含一或多筆點數處理紀錄的點數處理紀錄資料,且每一點數處理紀錄指示出該等特定點數種類的其中一者;其中,在步驟(A)中,該回饋點數處理系統還判斷該(等)點數處理紀錄的數量是否大於等於一預定門檻值,且在判斷結果為是的情況下將被該等點數處理紀錄指示出最多次的該特定點數種類作為該推薦特定點數種類。In some implementation aspects of the feedback point processing method of the present invention, the feedback point processing system stores a pair of point processing record data that should be used by the user and include one or more point processing records, and each point processing record Indicate one of the specific point types; wherein, in step (A), the feedback point processing system also determines whether the number of point processing records(s) is greater than or equal to a predetermined threshold, and in If the judgment result is yes, the specific point type indicated the most times by the point processing records will be used as the recommended specific point type.

在本發明回饋點數處理方法的一些實施態樣中,該回饋點數處理方法還包含在步驟(B)之後的:(C)該回饋點數處理系統於接收到一來自該目標會員點數管理系統且對應於該會員點數累積請求的點數累積完成通知後,根據該點數累積完成通知產生一點數累積結果,並將該點數累積結果傳送至該使用端,以供該使用端將該點數累積結果輸出。In some implementation aspects of the feedback point processing method of the present invention, the feedback point processing method also includes after step (B): (C) the feedback point processing system receives a point from the target member After managing the system and receiving a point accumulation completion notification corresponding to the member's point accumulation request, a point accumulation result is generated based on the point accumulation completion notification, and the point accumulation result is transmitted to the user for use by the user. Output the accumulated points result.

本發明之功效在於:該回饋點數處理系統能讓使用者依據其自身的偏好來選擇即將獲得之回饋點數的點數種類,故有助於改善現有技術之不便。The effect of the present invention is that the feedback point processing system allows users to select the type of feedback points to be obtained according to their own preferences, thus helping to improve the inconvenience of the existing technology.

在本發明被詳細描述之前,應當注意在以下的說明內容中,類似的元件是以相同的編號來表示。若未特別定義,則本專利說明書中所述的「電連接」是泛指多個電子設備/裝置/元件之間透過導電材料彼此相連而實現的「有線電連接」,以及透過無線通訊技術進行單/雙向無線信號傳輸的「無線電連接」。另一方面,本專利說明書中所述的「電連接」也泛指多個電子設備/裝置/元件之間彼此直接相連而形成的「直接電連接」,以及多個電子設備/裝置/元件之間還透過其他電子設備/裝置/元件彼此間接相連而形成的「間接電連接」。Before the present invention is described in detail, it should be noted that in the following description, similar elements are designated with the same numbering. If not specifically defined, the "electrical connection" described in this patent specification generally refers to the "wired electrical connection" achieved by connecting multiple electronic devices/devices/components to each other through conductive materials, as well as through wireless communication technology. "Radio connection" for one/two-way wireless signal transmission. On the other hand, the "electrical connection" mentioned in this patent specification also generally refers to the "direct electrical connection" formed by multiple electronic devices/devices/components being directly connected to each other, as well as the "direct electrical connection" between multiple electronic devices/devices/components. They are also indirectly connected to each other through other electronic equipment/devices/components to form an "indirect electrical connection".

參閱圖1,以下對本發明回饋點數處理系統1的一第一實施例進行說明。Referring to FIG. 1 , a first embodiment of the feedback point processing system 1 of the present invention will be described below.

在本實施例中,該回饋點數處理系統1係歸屬於一銀行機構10,亦即由該銀行機構10所管理。而且,該回饋點數處理系統1適合應用於多個會員點數管理系統2,以及一使用端3。為了便於後續說明,在此假設該等會員點數管理系統2的數量在本實施例的應用中為三個,但並不以此為限。In this embodiment, the feedback point processing system 1 belongs to a banking institution 10 , that is, it is managed by the banking institution 10 . Moreover, the feedback point processing system 1 is suitable for use in multiple member point management systems 2 and a user terminal 3 . For the convenience of subsequent description, it is assumed here that the number of the member point management systems 2 is three in the application of this embodiment, but it is not limited to this.

該等會員點數管理系統2分別為多台具有網路通訊能力的伺服設備,且該等會員點數管理系統2分別歸屬於多個彼此不同的營業機構20,換言之,該等會員點數管理系統2係分別由該等營業機構20所管理。在本實施例的應用中,每一營業機構20可例如為連鎖或者非連鎖的超商業者、超市業者、百貨、餐飲業者,也可以是提供電子支付服務的電子支付工具業者等,但並不以此為限。更具體地說,每一會員點數管理系統2儲存有多筆會員資料,該等會員資料是分別對應於該會員點數管理系統2所歸屬之營業機構20的多位會員消費者,而用於供對應的該營業機構20管理每一位會員消費者所擁有的會員點數,例如進行會員點數的累積、扣抵及查詢等作業。為了便於描述,在此將圖1所示的該三個營業機構20分別作為本實施例之應用中的一第一營業機構20A、一第二營業機構20B及一第三營業機構20C。The member point management systems 2 are each a plurality of server devices with network communication capabilities, and the member point management systems 2 respectively belong to a plurality of different business organizations 20. In other words, the member point management systems 2 System 2 is managed by these business organizations 20 respectively. In the application of this embodiment, each business organization 20 may be, for example, a chain or non-chain supermarket operator, a supermarket operator, a department store, a catering operator, or an electronic payment tool operator that provides electronic payment services, but not This is the limit. More specifically, each member point management system 2 stores a plurality of member information, and the member information respectively corresponds to a plurality of member consumers of the business organization 20 to which the member point management system 2 belongs. The corresponding business organization 20 manages the membership points owned by each member consumer, such as the accumulation, deduction and inquiry of membership points. For the convenience of description, the three business organizations 20 shown in FIG. 1 are respectively regarded as a first business organization 20A, a second business organization 20B and a third business organization 20C in the application of this embodiment.

該使用端3是一台歸屬於一位使用者30的行動電子裝置(例如手機),而且,假設該使用者30為該銀行機構10的一位客戶,同時也是圖1所示之該三個營業機構20的會員消費者。補充說明的是,在本實施例的實際態樣中,該回饋點數處理系統1是適合同時應用於多個分別歸屬於多位不同使用者的使用端,然而,為了便於描述與理解,本實施例僅會以圖1所示的該使用端3進行說明。The client 3 is a mobile electronic device (such as a mobile phone) belonging to a user 30. Furthermore, it is assumed that the user 30 is a customer of the banking institution 10 and is also one of the three clients shown in Figure 1. Member consumers of the business organization 20. It should be added that in the actual form of this embodiment, the feedback point processing system 1 is suitable for being applied to multiple clients belonging to multiple different users at the same time. However, in order to facilitate description and understanding, this embodiment The embodiment will only be described using the user terminal 3 shown in FIG. 1 .

在本實施例中,該回饋點數處理系統1為一台伺服設備,且該回饋點數處理系統1包含一適於透過網路電連接該等會員點數管理系統2及該使用端3的處理單元11,以及一電連接該處理單元11的儲存單元12。其中,該處理單元11為一具有資料運算、處理功能的中央處理器,然而,在其他實施例中,該處理單元11亦可被實施為多個中央處理器的組合。另一方面,該儲存單元12是一用於儲存數位資料的資料儲存裝置,且可例如為一硬碟,然而,在其他實施例中,該儲存單元12亦可被實施為不同種類的電腦可讀取記錄媒體,或者是多個電腦可讀取記錄媒體的組合。補充說明的是,在不同的實施例中,該回饋點數處理系統1亦可被實施為多台彼此電連接的伺服設備,而並不以本實施例為限。In this embodiment, the feedback point processing system 1 is a server device, and the feedback point processing system 1 includes a device suitable for electrically connecting the member point management systems 2 and the user terminal 3 through the network. A processing unit 11, and a storage unit 12 electrically connected to the processing unit 11. The processing unit 11 is a central processor with data computing and processing functions. However, in other embodiments, the processing unit 11 can also be implemented as a combination of multiple central processors. On the other hand, the storage unit 12 is a data storage device for storing digital data, and may be, for example, a hard disk. However, in other embodiments, the storage unit 12 may also be implemented as a computer of different types. Read a recording medium, or a combination of multiple computer-readable recording media. It should be added that in different embodiments, the feedback point processing system 1 can also be implemented as a plurality of servo devices that are electrically connected to each other, and is not limited to this embodiment.

該儲存單元12儲存有一對應於該使用者30的客戶資訊d1,且該客戶資訊d1包含一客戶識別資料,以及一對應該客戶識別資料的外部會員資料。該客戶識別資料例如包含一對應於該使用者30的身份證字號,以及一對應於該使用端3的通訊號碼,其中,該通訊號碼例如是用於供該處理單元11對該使用端3進行應用程式推播的唯一性編號(例如手機號碼,但不限於此)。該外部會員資料用於記錄該使用者30有加入會員的營業機構,而例如包括多個分別對應該等營業機構20的機構識別碼,以及多個分別對應該等機構識別碼的會員識別碼。其中,每一機構識別碼可例如是該使用者30有加入會員之營業機構20的統一編號,而每一機構識別碼所對應的會員識別碼則例如是用於供對應之營業機構20識別該使用者30之會員身份的唯一性編號。舉例來說,由於該使用者30是屬於該第一營業機構20A的會員消費者,因此,在該客戶資訊d1的外部會員資料中,便會存在有該第一營業機構20A所對應的機構識別碼(例如但不限於該第一營業機構20A的統一編號)。進一步地,假設該第一營業機構20A是利用消費者的手機號碼來建立會籍以及識別會員消費者的會員身份,則在該客戶資訊d1的外部會員資料中,該第一營業機構20A之機構識別碼所對應的會員識別碼便例如是該使用者30的手機號碼。The storage unit 12 stores a customer information d1 corresponding to the user 30, and the customer information d1 includes a customer identification data and a pair of external member data corresponding to the customer identification data. The customer identification information includes, for example, an ID number corresponding to the user 30 and a communication number corresponding to the client 3 , where the communication number is, for example, used for the processing unit 11 to perform operations on the client 3 A unique number pushed by the application (such as a mobile phone number, but not limited to this). The external member information is used to record the business organizations that the user 30 is a member of, and includes, for example, a plurality of organization identification codes corresponding to the business organizations 20 and a plurality of member identification codes respectively corresponding to the organization identification codes. Each organization identification code may be, for example, a unified number of the business organization 20 to which the user 30 is a member, and the member identification code corresponding to each organization identification code may be, for example, used for the corresponding business organization 20 to identify the business organization 20 . The unique number of user 30’s membership identity. For example, since the user 30 is a member consumer belonging to the first business organization 20A, there will be an organization identification corresponding to the first business organization 20A in the external member information of the customer information d1 code (such as but not limited to the unified number of the first business organization 20A). Further, assuming that the first business organization 20A uses the consumer's mobile phone number to establish membership and identify the member consumer's membership identity, then in the external member information of the customer information d1, the organization of the first business organization 20A The member identification code corresponding to the identification code is, for example, the mobile phone number of the user 30 .

同時參閱圖1及圖2,以下示例性地詳細說明本實施例的該回饋點數處理系統1如何實施一回饋點數處理方法。Referring to FIGS. 1 and 2 at the same time, how the feedback point processing system 1 of this embodiment implements a feedback point processing method is explained in detail below.

首先,在步驟S1中,該處理單元11獲得一相關於該使用端3的待處理點數資料,其中,該待處理點數資料是代表一項要發放回饋點數給該使用者30的待處理點數發放作業。更具體地說,該待處理點數資料例如包含一發放對象識別碼,以及一對應該發放對象識別碼的應發放點數額度,其中,該發放對象識別碼是指示出該使用者30之身份的唯一性識別資料(例如該使用者30的身份證字號或者手機號碼),而能用於供該處理單元11據以從該儲存單元12讀取對應於該使用者30的該客戶資訊d1,進而獲得該使用端3所對應的該通訊號碼。另一方面,該應發放點數額度則是代表本次應要發放給該使用者30的回饋點數數量(例如:600點)。First, in step S1 , the processing unit 11 obtains a point data to be processed related to the user terminal 3 , where the point data to be processed represents a pending point issue to the user 30 . Process points issuance operations. More specifically, the points data to be processed includes, for example, an issuance object identification code and a pair of points amount that should be issued to the issuance object identification code, where the issuance object identification code indicates the identity of the user 30 The unique identification information (such as the ID number or mobile phone number of the user 30) can be used by the processing unit 11 to read the customer information d1 corresponding to the user 30 from the storage unit 12, Then, the communication number corresponding to the user terminal 3 is obtained. On the other hand, the amount of points that should be distributed represents the number of 30 feedback points that should be distributed to the user this time (for example: 600 points).

進一步補充說明的是,在本實施例的一種應用情形中,該處理單元11可例如是對一回饋活動參與名單進行相關於回饋資格條件的篩選處理,而藉此自行產生該待處理點數資料。或者,在本實施例的另一種應用情形中,該處理單元11也可例如是根據任職於該金融機構之行員的遠端或近端操作而產生該待處理點數資料。應當理解的是,該處理單元11獲得該待處理點數資料的方式並非本專利說明書的技術重點,且也並不以前述所舉之例為限。It is further added that in an application scenario of this embodiment, the processing unit 11 can, for example, perform screening processing on a feedback activity participation list related to the feedback qualification conditions, thereby generating the points data to be processed by itself. . Or, in another application scenario of this embodiment, the processing unit 11 may also generate the points data to be processed based on the remote or near-end operations of an employee working in the financial institution. It should be understood that the manner in which the processing unit 11 obtains the points data to be processed is not the technical focus of this patent specification, and is not limited to the above-mentioned examples.

在該處理單元11獲得該待處理點數資料後,流程進行至步驟S2。After the processing unit 11 obtains the point data to be processed, the process proceeds to step S2.

在步驟S2中,該處理單元11根據該待處理點數資料產生一包含多個特定點數種類的點數種類確認請求,並將該點數種類確認請求傳送至該使用端3,以致該使用端3在接收到該點數種類確認請求後,顯示多個分別對應該等特定點數種類的點數種類選項以供該使用者30參考。In step S2, the processing unit 11 generates a point type confirmation request including a plurality of specific point types according to the point data to be processed, and transmits the point type confirmation request to the user terminal 3, so that the user After receiving the point type confirmation request, the terminal 3 displays a plurality of point type options respectively corresponding to the specific point types for the user 30 to refer to.

更詳細地說,該點數種類確認請求所包含的該等特定點數種類是分別對應於該等會員點數管理系統2。以本實施例舉例來說,該等特定點數種類分別為一第一點數種類、一第二點數種類及一第三點數種類。其中,該第一點數種類係指該第一營業機構20A會發放給其會員消費者的會員點數,而對應於由該第一營業機構20A所管理的該會員點數管理系統2。另一方面,該第二點數種類係指該第二營業機構20B會發放給其會員消費者的會員點數,而對應於由該第二營業機構20B所管理的該會員點數管理系統2。再一方面,該第三點數種類則係指該第三營業機構20C會發放給其會員消費者的會員點數,而對應於由該第三營業機構20C所管理的該會員點數管理系統2。In more detail, the specific point types included in the point type confirmation request respectively correspond to the member point management systems 2 . Taking this embodiment as an example, the specific point types are a first point type, a second point type and a third point type respectively. The first point type refers to the membership points that the first business organization 20A will issue to its member consumers, and corresponds to the member point management system 2 managed by the first business organization 20A. On the other hand, the second point type refers to the membership points that the second business organization 20B will issue to its member consumers, and corresponds to the member point management system 2 managed by the second business organization 20B. . On the other hand, the third point type refers to the membership points that the third business organization 20C will issue to its member consumers, and corresponds to the member point management system managed by the third business organization 20C. 2.

另外,在本實施例中,該處理單元11是以應用程式推播的方式將該點數種類確認請求傳送至該使用端3,但並不以此為限。更明確地說,該使用端3例如預先安裝有一由該銀行機構10所發行的客戶端應用程式,而且,在該使用端3接收到該點數種類確認請求時,該使用端3是藉由運行該客戶端應用程式而顯示一呈現有該等點數種類選項的點數種類確認介面,以供該使用者30參考。In addition, in this embodiment, the processing unit 11 transmits the point type confirmation request to the client 3 in the form of application push, but it is not limited to this. To be more specific, the user terminal 3 is, for example, pre-installed with a client application issued by the banking institution 10, and when the user terminal 3 receives the point type confirmation request, the user terminal 3 uses Run the client application to display a point type confirmation interface presenting the point type options for the user 30's reference.

在該處理單元11傳送該點數種類確認請求至該使用端3後,流程進行至步驟S3。After the processing unit 11 sends the point type confirmation request to the client 3, the process proceeds to step S3.

在步驟S3中,該處理單元11於接收到一來自該使用端3、對應於該點數種類確認請求且指示出該等特定點數種類之其中一者的點數種類確認資料時,將該種類確認資料所指示出的該特定點數種類作為本實施例的一指定點數種類,並根據該點數種類確認資料產生一會員點數累積請求,且將該會員點數累積請求傳送至該等會員點數管理系統2中與該指定點數種類相對應的其中一個目標會員點數管理系統,以供該目標會員點數管理系統根據該會員點數累積請求執行一相關於該使用者30的會員點數累積程序。In step S3, when the processing unit 11 receives a point type confirmation data from the user terminal 3 that corresponds to the point type confirmation request and indicates one of the specific point types, the processing unit 11 The specific point type indicated by the type confirmation data is used as a designated point type in this embodiment, and a member point accumulation request is generated based on the point type confirmation data, and the member point accumulation request is sent to the Wait for one of the target member point management systems corresponding to the specified point type in the member point management system 2, so that the target member point management system can execute a request related to the user 30 according to the member point accumulation request. Member points accumulation process.

更詳細地說,該點數種類確認資料是在該使用端3顯示該等點數種類選項的情況下,由該使用端3根據該等點數種類選項的其中一者所受到的選擇操作所產生的,換言之,該使用者30可根據其自身對於該等特定點數種類的偏好而對該使用端3所顯示的任一點數種類選項進行選擇操作(例如先單擊其中一個點數種類選項後再按下確認鍵),而使得該使用端3產生並傳送該點數種類確認資料。More specifically, the point type confirmation data is obtained by the user terminal 3 according to a selection operation on one of the point type options when the user terminal 3 displays the point type options. In other words, the user 30 can select any point type option displayed on the user terminal 3 according to his own preference for the specific point type (for example, first click on one of the point type options). and then press the confirmation key), causing the client 3 to generate and transmit the point type confirmation data.

另一方面,具體舉例來說,假設該種類確認資料所指示出的該特定點數種類為該第二點數種類,則代表該使用者30在該使用端3上選擇了該第二點數種類所對應的點數種類選項,在此情況下,該處理單元11便會將該第二點數種類作為該指定點數種類,並將該第二點數種類所對應的該會員點數管理系統2(亦即歸屬於該第二營業機構20B的該會員點數管理系統2)作為該目標會員點數管理系統來傳送該點數種類確認請求,而且,該會員點數累積請求例如包含該客戶資訊d1中對應於該第二營業機構20B的會員識別碼,以及該應發放點數額度。On the other hand, for example, assuming that the specific point type indicated by the type confirmation data is the second point type, it means that the user 30 selected the second point type on the terminal 3 The point type option corresponding to the type. In this case, the processing unit 11 will use the second point type as the designated point type, and manage the member points corresponding to the second point type. System 2 (that is, the member point management system 2 belonging to the second business organization 20B) serves as the target member point management system to transmit the point type confirmation request, and the member point accumulation request includes, for example, the The customer information d1 corresponds to the member identification code of the second business institution 20B and the amount of points that should be issued.

再一方面,該目標會員點數管理系統執行該會員點數累積程序的方式,例如是根據該會員點數累積請求所包含的應發放點數額度來決定要配發給該使用者30的會員點數,並據此更新其本身所儲存的該等會員資料中對應於該使用者30的該筆會員資料。並且,該目標會員點數管理系統在完成該會員點數累積程序的執行後,會產生並傳送一對應於該會員點數累積請求的點數累積完成通知至該處理單元11,其中,該點數累積完成通知至少包含一本次累積點數值。On the other hand, the target member point management system executes the member point accumulation process by, for example, determining the members to be allocated to the user 30 based on the amount of points that should be issued included in the member point accumulation request. points, and accordingly updates the member information corresponding to the user 30 in the member information stored by it. Moreover, after completing the execution of the member point accumulation program, the target member point management system will generate and transmit a point accumulation completion notification corresponding to the member point accumulation request to the processing unit 11, where The accumulation completion notification contains at least one accumulated point value.

在該處理單元11將該會員點數累積請求傳送至該目標會員點數管理系統後,流程進行至步驟S4。After the processing unit 11 transmits the member point accumulation request to the target member point management system, the process proceeds to step S4.

在步驟S4中,當該處理單元11接收到來自該目標會員點數管理系統且對應於該會員點數累積請求的該點數累積完成通知後,該處理單元11根據該點數累積完成通知產生一包含該本次累積點數值的點數累積結果,並將該點數累積結果傳送至該使用端3,以供該使用端3將該點數累積結果輸出給該使用者30參考。在本實施例中,該處理單元11是以應用程式推播的方式將該點數累積結果傳送至該使用端3,但並不以此為限。In step S4, after the processing unit 11 receives the point accumulation completion notification from the target member point management system and corresponds to the member point accumulation request, the processing unit 11 generates a point accumulation completion notification based on the point accumulation completion notification. A point accumulation result including the current accumulated point value, and the point accumulation result is sent to the user 3 for the user 3 to output the point accumulation result to the user 30 for reference. In this embodiment, the processing unit 11 transmits the point accumulation result to the client 3 in the form of application push, but it is not limited to this.

在該處理單元11將該點數累積結果傳送至該使用端3後,本實施例的回饋點數處理方法結束。After the processing unit 11 transmits the point accumulation result to the client 3, the feedback point processing method of this embodiment ends.

藉由實施該回饋點數處理方法,本實施例的該回饋點數處理系統1能讓使用者30依據其自身的偏好來選擇即將獲得之回饋點數的點數種類。By implementing the feedback point processing method, the feedback point processing system 1 of this embodiment allows the user 30 to select the type of feedback points to be obtained according to his or her own preferences.

以上即為本發明回饋點數處理系統1之第一實施例的示例說明。The above is an illustration of the first embodiment of the feedback point processing system 1 of the present invention.

參閱圖3,本發明還提供了該回饋點數處理系統1的一第二實施例,並且,以下第二實施例與第一實施例的差異進行說明。Referring to FIG. 3 , the present invention also provides a second embodiment of the feedback point processing system 1 , and the differences between the second embodiment and the first embodiment will be described below.

在第二實施例中,該儲存單元12還儲存有一對應於該使用端3及該客戶資訊d1且包含一或多筆點數處理紀錄的點數處理紀錄資料d2。其中,對於該點數處理紀錄資料d2所包含的每一筆點數處理紀錄,該筆點數處理紀錄代表一次已經完成的歷史點數發放作業,並且指示出該次歷史點數發放作業中被作為指定點數種類的該特定點數種類(也就是該次歷史點數發放作業中被該使用者30所選擇的特定點數種類)。In the second embodiment, the storage unit 12 also stores a point processing record data d2 corresponding to the client 3 and the customer information d1 and including one or more point processing records. Among them, for each point processing record included in the point processing record data d2, the point processing record represents a completed historical point issuance operation, and indicates that the historical point issuance operation was used as The specific point type of the designated point type (that is, the specific point type selected by the user 30 in the historical point issuance operation).

進一步地,在第二實施例的回饋點數處理方法中,與第一實施例不同的是,在步驟S2中,該處理單元11在產生該點數種類確認請求至該使用端3之前,還先判斷該點數處理紀錄資料d2之該(等)點數處理紀錄的數量是否大於等於一預定門檻值(例如十筆,但不以此為限)。並且,在判斷結果為是的情況下,該處理單元11會將該等特定點數種類中被該等點數處理紀錄指示出最多次的該特定點數種類作為一推薦特定點數種類,再產生並傳送包含該推薦特定點數種類在內的該點數種類確認請求至該使用端3,以致該使用端3接收到該點數種類確認請求後,會將該推薦特定點數種類所對應的該點數種類選項顯示為一外觀與其他點數種類選項不同的推薦點數種類選項,以供該使用者30參考。Further, in the feedback point processing method of the second embodiment, what is different from the first embodiment is that in step S2, the processing unit 11 also generates the point type confirmation request to the user end 3 before generating it. First determine whether the number of point processing records (point processing records) in the point processing record data d2 is greater than or equal to a predetermined threshold (for example, ten transactions, but not limited to this). And, if the judgment result is yes, the processing unit 11 will use the specific point type indicated the most times by the point processing records among the specific point types as a recommended specific point type, and then Generate and send the point type confirmation request including the recommended specific point type to the user terminal 3, so that after receiving the point type confirmation request, the user terminal 3 will send the recommended specific point type corresponding to The point type option is displayed as a recommended point type option that has a different appearance from other point type options for reference by the user 30 .

舉例來說,假設該點數處理紀錄資料d2之該等點數處理紀錄的數量為二十筆,且其中十五筆點數處理紀錄係指示出該第二點數種類(表示該第二點數種類是被該等點數處理紀錄指示出最多次的特定點數種類),則在此情況下,該處理單元11在第二實施例的步驟S2中便會將該第二點數種類作為該推薦特定點數種類來產生並傳送該點數種類確認請求至該使用端3,如此一來,該使用端3接收到該點數種類確認請求後,便會將該第二點數種類所對應的點數種類選項顯示為該推薦點數種類選項。藉此,本實施例的該回饋點數處理系統1不但能讓使用者30依據其自身的偏好來選擇即將獲得之回饋點數的點數種類,還能主動根據使用者30過往的點數種類選擇紀錄來進行點數種類的推薦。For example, assume that the number of point processing records in the point processing record data d2 is twenty, and fifteen of the point processing records indicate the second point type (indicating the second point (several types are the specific point types indicated most times by the point processing records), in this case, the processing unit 11 will use the second point type as the second point type in step S2 of the second embodiment. The specific point type is recommended to generate and send the point type confirmation request to the user terminal 3. In this way, after the user terminal 3 receives the point type confirmation request, it will send the second point type confirmation request. The corresponding point type option is displayed as the recommended point type option. In this way, the feedback point processing system 1 of this embodiment not only allows the user 30 to select the type of feedback points to be obtained according to his or her own preferences, but also actively selects the type of feedback points that the user 30 has obtained in the past. Select a record to make point type recommendations.

此外,補充說明的是,在第二實施例的步驟S2中,若該處理單元11判斷出該點數處理紀錄資料d2之該(等)點數處理紀錄的數量並未達到該預定門檻值,則該處理單元11可例如不特別選出推薦特定點數種類。或者,該處理單元11也可以改為根據該使用者30所持有的信用卡種類、該使用者30最常使用的信用卡種類,或者是該銀行機構10當前所舉辦的回饋活動而從該等特定點數種類中選出其中一者作為該推薦特定點數種類,惟,此部分並非本專利說明書的技術重點,故在此不過度詳述其細節。In addition, it should be supplemented that in step S2 of the second embodiment, if the processing unit 11 determines that the number of point processing records(s) in the point processing record data d2 has not reached the predetermined threshold, Then the processing unit 11 may, for example, not specifically select a specific point type to recommend. Alternatively, the processing unit 11 may also select the specific credit card based on the type of credit card held by the user 30 , the type of credit card used most frequently by the user 30 , or the feedback activities currently held by the banking institution 10 . One of the point types is selected as the recommended specific point type. However, this part is not the technical focus of this patent specification, so its details will not be described in excessive detail here.

以上即為本發明回饋點數處理系統1之第二實施例的示例說明。The above is an illustration of the second embodiment of the feedback point processing system 1 of the present invention.

應當理解的是,本實施例的步驟S1至步驟S4及圖2的流程圖僅是用於示例說明本發明回饋點數處理方法的其中一種可實施方式。應當理解的是,即便將步驟S1至步驟S4進行合併、拆分或順序調整,若合併、拆分或順序調整之後的流程與本實施例相比係以實質相同的方式達成實質相同的功效,便仍屬於本發明回饋點數處理方法的可實施態樣,因此,本實施例的步驟S1至步驟S4及圖2的流程圖並非用於限制本發明的可實施範圍。It should be understood that steps S1 to S4 in this embodiment and the flow chart in FIG. 2 are only used to illustrate one possible implementation of the feedback point processing method of the present invention. It should be understood that even if steps S1 to S4 are merged, split, or the sequence adjusted, if the process after the merger, split, or sequence adjustment achieves substantially the same effect in substantially the same way as compared with this embodiment, It still belongs to the implementable aspect of the feedback point processing method of the present invention. Therefore, steps S1 to S4 of this embodiment and the flow chart in FIG. 2 are not used to limit the implementable scope of the present invention.

綜上所述,藉由實施該回饋點數處理方法,該回饋點數處理系統1能讓使用者30依據其自身的偏好來選擇即將獲得之回饋點數的點數種類,故確實能達成本發明之目的。To sum up, by implementing the feedback point processing method, the feedback point processing system 1 allows the user 30 to select the type of feedback points to be obtained according to his or her own preferences, so the purpose can indeed be achieved. purpose of invention.

惟以上所述者,僅為本發明之實施例而已,當不能以此限定本發明實施之範圍,凡是依本發明申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本發明專利涵蓋之範圍內。However, the above are only examples of the present invention, and should not be used to limit the scope of the present invention. All simple equivalent changes and modifications made based on the patent scope of the present invention and the content of the patent specification are still within the scope of the present invention. Within the scope covered by the patent of this invention.

1:回饋點數處理系統 11:處理單元 12:儲存單元 d1:客戶資訊 d2:點數處理紀錄資料 2:會員點數管理系統 3:使用端 10:銀行機構 20:營業機構 20A:第一營業機構 20B:第二營業機構 20C:第三營業機構 30:使用者 S1~S4:步驟 1: Feedback point processing system 11: Processing unit 12:Storage unit d1:Customer information d2: Point processing record data 2: Member points management system 3:User end 10:Banking institutions 20:Business organization 20A: First business organization 20B: Second business organization 20C:Third business organization 30:User S1~S4: steps

本發明之其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中: 圖1是一方塊示意圖,示例性地表示本發明回饋點數處理系統的一第一實施例,以及適合供該第一實施例應用的多個會員點數管理系統及一使用端; 圖2是一流程圖,用於示例性地說明該第一實施例如何實施一回饋點數處理方法;及 圖3是一方塊示意圖,示例性地表示本發明回饋點數處理系統的一第二實施例,以及適合供該第二實施例應用的多個會員點數管理系統及一使用端。 Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: Figure 1 is a schematic block diagram schematically showing a first embodiment of the feedback point processing system of the present invention, as well as multiple member point management systems and a user terminal suitable for application in the first embodiment; Figure 2 is a flow chart for illustrating how the first embodiment implements a feedback point processing method; and 3 is a schematic block diagram illustrating a second embodiment of the feedback point processing system of the present invention, as well as multiple member point management systems and a client suitable for application in the second embodiment.

1:回饋點數處理系統 1: Feedback point processing system

11:處理單元 11: Processing unit

12:儲存單元 12:Storage unit

d1:客戶資訊 d1:Customer information

d2:點數處理紀錄資料 d2: Point processing record data

2:會員點數管理系統 2: Member points management system

3:使用端 3:User end

10:銀行機構 10:Banking institutions

20:營業機構 20:Business organization

20A:第一營業機構 20A: First business organization

20B:第二營業機構 20B: Second business organization

20C:第三營業機構 20C:Third business organization

30:使用者 30:User

Claims (8)

一種回饋點數處理系統,適合應用於與多個分別歸屬於多個不同之營業機構的會員點數管理系統,以及一歸屬於一使用者的使用端,該回饋點數處理系統包含: 一處理單元,適用於電連接該等會員點數管理系統及該使用端;及 一儲存單元,電連接該處理單元; 其中,該處理單元用於: 獲得一相關於該使用端的待處理點數資料,並根據該待處理點數資料傳送一包含多個特定點數種類的點數種類確認請求至該使用端,以致該使用端顯示多個分別對應該等特定點數種類的點數種類選項,其中,該等特定點數種類分別對應於該等會員點數管理系統;及 於接收到一來自該使用端、對應於該點數種類確認請求且指示出該等特定點數種類之其中一指定點數種類的點數種類確認資料後,根據該點數種類確認資料產生一會員點數累積請求,並將該會員點數累積請求傳送至該等會員點數管理系統中與該指定點數種類相對應的其中一目標會員點數管理系統,以供該目標會員點數管理系統根據該會員點數累積請求執行一相關於該使用者的會員點數累積程序。 A feedback point processing system suitable for use with multiple member point management systems belonging to multiple different business organizations, and a client belonging to one user. The feedback point processing system includes: A processing unit suitable for electrically connecting the membership points management system and the client; and a storage unit electrically connected to the processing unit; Among them, this processing unit is used for: Obtain a pending point data related to the client, and send a point type confirmation request including a plurality of specific point types to the client based on the pending point data, so that the client displays multiple respective responses. Point type options that should wait for specific point types, wherein the specific point types respectively correspond to the member point management system; and After receiving a point type confirmation data from the client corresponding to the point type confirmation request and indicating one of the specified point types of the specific point types, a point type confirmation data is generated based on the point type confirmation data. Member point accumulation request, and transmit the member point accumulation request to one of the target member point management systems corresponding to the designated point type in the member point management system for the purpose of management of the target member point. The system executes a membership point accumulation procedure related to the user according to the membership point accumulation request. 如請求項1所述的回饋點數處理系統,其中,該處理單元還用於將該等特定點數種類的其中一者作為一推薦特定點數種類,以致該使用端將該推薦特定點數種類所對應的該點數種類選項顯示為一推薦點數種類選項。The feedback point processing system as described in claim 1, wherein the processing unit is also used to use one of the specific point types as a recommended specific point type, so that the user end uses the recommended specific point type The point type option corresponding to the type is displayed as a recommended point type option. 如請求項2所述的回饋點數處理系統,其中: 該儲存單元儲存有一對應該使用端且包含一或多筆點數處理紀錄的點數處理紀錄資料,且每一點數處理紀錄指示出該等特定點數種類的其中一者;及 該處理單元還用於判斷該(等)點數處理紀錄的數量是否大於等於一預定門檻值,且在判斷結果為是的情況下將被該等點數處理紀錄指示出最多次的該特定點數種類作為該推薦特定點數種類。 The feedback point processing system as described in request item 2, wherein: The storage unit stores a pair of point processing record data for the client and includes one or more point processing records, and each point processing record indicates one of the specific point types; and The processing unit is also used to determine whether the number of point processing records(s) is greater than or equal to a predetermined threshold, and if the judgment result is yes, the specific point will be indicated by the point processing records the most times. Several types serve as specific point types for this recommendation. 如請求項1所述的回饋點數處理系統,其中,該處理單元還用於在接收到一來自該目標會員點數管理系統且對應於該會員點數累積請求的點數累積完成通知後,根據該點數累積完成通知產生一點數累積結果,並將該點數累積結果傳送至該使用端,以供該使用端將該點數累積結果輸出。The feedback point processing system as described in claim 1, wherein the processing unit is also configured to receive a point accumulation completion notification from the target member point management system and corresponding to the member point accumulation request, A point accumulation result is generated according to the point accumulation completion notification, and the point accumulation result is transmitted to the client for the user to output the point accumulation result. 一種回饋點數處理方法,由一回饋點數處理系統實施,該回饋點數處理系統適合應用於與多個分別歸屬於多個不同之營業機構的會員點數管理系統,以及一歸屬於一使用者的使用端;該回饋點數處理方法包含: (A)該回饋點數處理系統獲得一相關於該使用端的待處理點數資料,並根據該待處理點數資料傳送一包含多個特定點數種類的點數種類確認請求至該使用端,以致該使用端顯示多個分別對應該等特定點數種類的點數種類選項,其中,該等特定點數種類分別對應於該等會員點數管理系統;及 (B)該回饋點數處理系統於接收到一來自該使用端、對應於該點數種類確認請求且指示出該等特定點數種類之其中一指定點數種類的點數種類確認資料後,根據該點數種類確認資料產生一會員點數累積請求,並將該會員點數累積請求傳送至該等會員點數管理系統中與該指定點數種類相對應的其中一目標會員點數管理系統,以供該目標會員點數管理系統根據該會員點數累積請求執行一相關於該使用者的會員點數累積程序。 A feedback point processing method is implemented by a feedback point processing system. The feedback point processing system is suitable for use with multiple member point management systems belonging to multiple different business organizations, and one belonging to one user. The user end of the user; the feedback point processing methods include: (A) The feedback point processing system obtains a pending point data related to the client, and sends a point type confirmation request containing a plurality of specific point types to the client based on the pending point data, causing the client to display a plurality of point type options corresponding to the specific point types respectively, wherein the specific point types respectively correspond to the member point management system; and (B) After the feedback point processing system receives a point type confirmation data from the client corresponding to the point type confirmation request and indicating one of the designated point types of the specific point types, A member point accumulation request is generated based on the point type confirmation data, and the member point accumulation request is sent to one of the target member point management systems corresponding to the specified point type among the member point management systems. , for the target member point management system to execute a member point accumulation process related to the user according to the member point accumulation request. 如請求項5所述的回饋點數處理方法,其中,在步驟(A)中,該回饋點數處理系統還將該等特定點數種類的其中一者作為一推薦特定點數種類,以致該使用端將該推薦特定點數種類所對應的該點數種類選項顯示為一推薦點數種類選項。The feedback point processing method as described in claim 5, wherein in step (A), the feedback point processing system also uses one of the specific point types as a recommended specific point type, so that the The user terminal displays the point type option corresponding to the recommended specific point type as a recommended point type option. 如請求項6所述的回饋點數處理方法,該回饋點數處理系統儲存有一對應該使用端且包含一或多筆點數處理紀錄的點數處理紀錄資料,且每一點數處理紀錄指示出該等特定點數種類的其中一者;其中,在步驟(A)中,該回饋點數處理系統還判斷該(等)點數處理紀錄的數量是否大於等於一預定門檻值,且在判斷結果為是的情況下將被該等點數處理紀錄指示出最多次的該特定點數種類作為該推薦特定點數種類。For the feedback point processing method described in request item 6, the feedback point processing system stores a pair of point processing record data for the user and includes one or more point processing records, and each point processing record indicates One of the specific point types; wherein, in step (A), the feedback point processing system also determines whether the number of point processing records(s) is greater than or equal to a predetermined threshold, and in the judgment result If yes, the specific point type indicated the most times by the point processing records will be used as the recommended specific point type. 如請求項5所述的回饋點數處理方法,還包含在步驟(B)之後的:(C)該回饋點數處理系統於接收到一來自該目標會員點數管理系統且對應於該會員點數累積請求的點數累積完成通知後,根據該點數累積完成通知產生一點數累積結果,並將該點數累積結果傳送至該使用端,以供該使用端將該點數累積結果輸出。The feedback point processing method as described in request item 5 also includes after step (B): (C) the feedback point processing system receives a message from the target member point management system corresponding to the member point. After receiving the point accumulation completion notification of the point accumulation request, a point accumulation result is generated according to the point accumulation completion notification, and the point accumulation result is transmitted to the client for the user to output the point accumulation result.
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