本說明書之目的在於提供一種零錢兌換方法、裝置、伺服器，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
第一態樣本說明書實施例提供了一種零錢兌換方法，包括：
與零錢兌換帳戶對應的零錢兌換終端獲取零錢兌換裝置的零錢兌換設備資訊，並向零錢兌換支付伺服器發送零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊；
所述零錢兌換支付伺服器向所述零錢兌換裝置發送啟動訊息；
所述零錢兌換裝置基於接收到的所述啟動訊息統計待兌換零錢的兌換金額；
所述零錢兌換裝置將所述兌換金額發送至所述零錢兌換支付伺服器；
所述零錢兌換支付伺服器根據接收到的所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從所述零錢回收帳戶轉入相應金額到零錢兌換帳戶。
第二態樣本說明書實施例提供了一種零錢兌換方法，包括：
基於接收到的零錢兌換支付伺服器發送的啟動資訊，統計待兌換零錢的兌換金額；
將所述兌換金額發送至所述零錢兌換支付伺服器，以使得所述零錢兌換支付伺服器根據所述兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，其中，所述零錢回收帳戶與獲取所述待兌換零錢的終端相關聯。
進一步地，所述方法的另一個實施例中，所述將所述兌換金額發送至零錢兌換支付伺服器，包括：
顯示所述兌換金額，接收兌換金額確認資訊，將所述兌換金額發送至零錢兌換支付伺服器。
進一步地，所述方法的另一個實施例中，所述方法還包括：
接收兌換金額錯誤資訊，重新統計所述待兌換零錢的兌換金額，並顯示重新統計的兌換金額；或者
接收兌換金額錯誤資訊，將所述待兌換零錢退回至零錢取出口。
第三態樣，本說明書實施例還提供了一種零錢兌換方法，包括：
接收零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊；
根據所述零錢兌換設備資訊向零錢兌換裝置發送啟動資訊，並接收所述零錢兌換裝置發送的兌換金額；
根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
進一步地，所述方法的另一個實施例中，所述方法還包括：
接收設備綁定資訊，所述設備綁定資訊包括：零錢回收帳戶資訊、零錢兌換設備資訊；
將所述零錢兌換裝置與所述零錢回收帳戶進行關聯。
進一步地，所述方法的另一個實施例中，所述根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，包括：
根據所述零錢兌換設備資訊，獲取關聯的零錢回收帳戶資訊；
根據所述兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
進一步地，所述方法的另一個實施例中，所述相應金額包括以下任意一種：所述兌換金額、所述兌換金額乘以兌換獎勵係數、所述兌換金額乘以兌換扣費係數。
進一步地，所述方法的另一個實施例中，所述方法還包括：
接收取出兌換零錢資訊，所述取出兌換零錢資訊包括：零錢回收帳戶資訊；
根據所述零錢回收帳戶資訊，向與零錢回收帳戶關聯的零錢兌換裝置發送取出零錢資訊，以使得所述零錢兌換裝置打開對應的零錢保存模組的零錢取出口。
第四態樣，本說明書實施例還提供了一種零錢兌換方法，包括：獲取零錢兌換裝置的零錢兌換設備資訊；
向零錢兌換支付伺服器發送零錢兌換請求資訊，以使得所述零錢兌換支付伺服器執行以下動作：控制零錢兌換裝置啟動，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶；
所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
進一步地，所述方法的另一個實施例中，所述獲取零錢兌換裝置的零錢兌換設備資訊包括：
掃描所述零錢兌換裝置上的設備標識資訊，獲取所述零錢兌換設備資訊，所述設備標識資訊包括：二維碼圖像、一維碼圖像、條碼圖像的任意一種。
第五態樣，本說明書提供了零錢兌換裝置，包括：
金額統計模組，用以接收啟動資訊，統計獲得待兌換零錢的兌換金額；
金額發送模組，用以將所述兌換金額發送至零錢兌換支付伺服器，以使得所述零錢兌換支付伺服器根據所述兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，其中，所述零錢回收帳戶與獲取所述待兌換零錢的終端相關聯。
進一步地，所述裝置的另一個實施例中，所述金額發送模組具體用以：
顯示所述兌換金額，接收兌換金額確認資訊，將所述兌換金額發送至零錢兌換支付伺服器。
進一步地，所述裝置的另一個實施例中，所述金額發送模組還用以：
接收兌換金額錯誤資訊，重新統計所述待兌換零錢的兌換金額，並顯示重新統計的兌換金額；或者
接收兌換金額錯誤資訊，將所述待兌換零錢退回至零錢取出口。
第六態樣，本說明書提供了一種零錢兌換裝置，包括：零錢存入入口、顯示模組、通訊模組、零錢保存模組、零錢取出口、至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述零錢存入入口用以投放待兌換零錢，所述顯示模組用以顯示統計的所述待兌換零錢的金額，所述通訊模組用以與外部設備通訊，所述零錢保存模組用以保存兌換的零錢，所述處理器執行所述指令時實現上述第一態樣所述的方法。
第七態樣，本說明書提供了零錢兌換支付伺服器，包括：
兌換資訊接收模組，用以接收零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊；
金額資訊接收模組，用以根據所述零錢兌換設備資訊向零錢兌換裝置發送啟動資訊，並接收所述零錢兌換裝置發送的兌換金額；
兌換支付模組，用以根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
進一步地，所述伺服器的另一個實施例中，所述伺服器還包括帳戶綁定模組，用以：
接收設備綁定資訊，所述設備綁定資訊包括：零錢回收帳戶資訊、零錢兌換設備資訊；
將所述零錢兌換裝置與所述零錢回收帳戶進行關聯。
進一步地，所述伺服器的另一個實施例中，所述兌換支付模組具體用以：
根據所述零錢兌換設備資訊，獲取關聯的零錢回收帳戶資訊；
根據所述兌換金額，將兌換金額從零錢回收帳戶轉入零錢兌換用戶帳戶。
進一步地，所述伺服器的另一個實施例中，所述相應金額包括以下任意一種：所述兌換金額、所述兌換金額乘以兌換獎勵係數、所述兌換金額乘以兌換扣費係數。
進一步地，所述伺服器的另一個實施例中，所述伺服器還包括：
取出零錢資訊接收模組，用以接收取出兌換零錢資訊，所述取出兌換零錢資訊包括：零錢回收帳戶資訊；
取出零錢命令發送模組，用以根據所述零錢回收帳戶資訊，向與零錢回收帳戶關聯的零錢兌換裝置發送取出零錢資訊，以使得所述零錢兌換裝置打開對應的零錢保存模組的零錢取出口。
第八態樣，本說明書提供了零錢兌換支付電子設備，包括：至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述處理器執行所述指令時實現上述第二態樣的方法。
第九態樣，本說明書提供了零錢兌換終端，包括：
設備資訊獲取模組，用以獲取零錢兌換裝置的零錢兌換設備資訊；
請求資訊發送模組，用以向零錢兌換支付伺服器發送零錢兌換請求資訊，以使得所述零錢兌換支付伺服器執行以下動作：控制零錢兌換裝置啟動，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶；
所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
進一步地，所述零錢兌換終端的另一個實施例中，所述設備資訊獲取模組具體用以：
掃描所述零錢兌換裝置上的設備標識資訊，獲取所述零錢兌換設備資訊，所述設備標識資訊包括：二維碼圖像、一維碼圖像、條碼圖像的任意一種。
第十態樣，本說明書提供了零錢兌換電子設備，包括：至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述處理器執行所述指令時實現第三態樣的方法。
第十一態樣，本說明書提供了零錢兌換系統，包括：零錢兌換裝置、零錢兌換支付伺服器、零錢兌換終端，所述零錢兌換裝置、所述零錢兌換支付伺服器、所述零錢兌換終端分別包括至少一個處理器以及用以儲存處理器可執行指令的記憶體，其中，所述零錢兌換裝置中的處理器執行所述指令時實現第二態樣所述的方法，所述零錢兌換支付伺服器的處理器執行所述指令時實現第三態樣所述的方法，所述零錢兌換終端中的處理器執行所述指令時實現第四態樣所述的方法。
本說明書提供的零錢兌換方法、裝置、電子設備、系統，透過統計待兌換零錢的兌換金額後，可以透過零錢兌換支付伺服器，將相應的金額從與零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。實現了零錢兌換的電子支付和智慧化操作，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。The purpose of this specification is to provide a method, device, and server for change change, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change, reducing social costs.
The first state sample specification embodiment provides a change change method, including:
The change exchange terminal corresponding to the change exchange account obtains change exchange equipment information of the change exchange device, and sends change exchange request information to the change exchange payment server. The change exchange request information includes: change exchange account information and change exchange equipment information;
The change change payment server sends an activation message to the change change device;
The change change device counts the exchange amount of the change to be exchanged based on the received activation message;
The change change device sends the exchange amount to the change change payment server;
Based on the received exchange amount, the change exchange account information, and the change exchange equipment information, the change exchange payment server transfers the corresponding amount from the change change recovery account to the change exchange account.
The second state sample specification embodiment provides a change change method, including:
Based on the activation information sent by the received change exchange payment server, the exchange amount of the change to be exchanged is counted;
Sending the exchange amount to the change exchange payment server, so that the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, wherein the change change account It is associated with a terminal that obtains the change to be exchanged.
Further, in another embodiment of the method, the sending the exchange amount to the change exchange payment server includes:
Display the exchange amount, receive the exchange amount confirmation information, and send the exchange amount to the change exchange payment server.
Further, in another embodiment of the method, the method further includes:
Receive the wrong exchange amount information, re-count the exchange amount of the change to be exchanged, and display the re-calculated exchange amount; or
Receive the exchange amount error information and return the change to be exchanged to the change change outlet.
In a third aspect, the embodiment of the present specification also provides a change change method, including:
Receive change change request information, the change change request information includes: change change account information, change change equipment information;
Sending start-up information to the change change device according to the change change equipment information, and receiving the exchange amount sent by the change change device;
According to the exchange amount, the change exchange account information, and the change exchange equipment information, the corresponding amount is transferred from the change recovery account to the change exchange account.
Further, in another embodiment of the method, the method further includes:
Receive device binding information, the device binding information includes: change change account information, change change equipment information;
Associate the change change device with the change change recovery account.
Further, in another embodiment of the method, the transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, the change exchange account information, and the change exchange equipment information includes:
Obtain the associated change account information according to the change information of the change device;
According to the exchange amount, the corresponding amount is transferred from the change recovery account to the change exchange account.
Further, in another embodiment of the method, the corresponding amount includes any one of the following: the exchange amount, the exchange amount multiplied by an exchange reward factor, and the exchange amount multiplied by an exchange deduction factor.
Further, in another embodiment of the method, the method further includes:
Receiving exchange and change information, the exchange and change information includes: change change account information;
According to the change change account information, send change change information to the change change device associated with the change change account, so that the change change device opens the change change withdrawal port of the corresponding change saving module.
In a fourth aspect, the embodiment of the present specification further provides a change change method, including: obtaining change change equipment information of a change change device;
Send the change exchange request information to the change exchange payment server, so that the change exchange payment server performs the following actions: control the change exchange device to start, and transfer the corresponding amount from the change recovery account to the corresponding amount according to the exchange amount sent by the change exchange device to Change account;
The change exchange request information includes change exchange account information and change exchange equipment information.
Further, in another embodiment of the method, the acquiring change information of the change device of the change device includes:
Scan the device identification information on the change change device to obtain the change exchange device information. The device identification information includes any one of a two-dimensional code image, a one-dimensional code image, and a bar code image.
In a fifth aspect, this manual provides a change change device, including:
Amount statistics module, used to receive start-up information, and collect the exchange amount to be exchanged;
The amount sending module is used to send the exchange amount to the change exchange payment server, so that the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, wherein, The change change account is associated with the terminal that obtains the change to be exchanged.
Further, in another embodiment of the device, the amount sending module is specifically used to:
Display the exchange amount, receive the exchange amount confirmation information, and send the exchange amount to the change exchange payment server.
Further, in another embodiment of the device, the amount sending module is further used to:
Receive the wrong exchange amount information, re-count the exchange amount of the change to be exchanged, and display the re-calculated exchange amount; or
Receive the exchange amount error information and return the change to be exchanged to the change change outlet.
In a sixth aspect, this specification provides a change change device, including: a change deposit entrance, a display module, a communication module, a change saving module, a change change outlet, at least one processor, and an executable processor for storing the processor Instruction memory, the change deposit entry is used to deposit change to be exchanged, the display module is used to display the statistical amount of change to be exchanged, and the communication module is used to communicate with external equipment, the The change saving module is used to save the exchanged change, and the processor implements the method described in the first aspect when executing the instruction.
In a seventh aspect, this specification provides a change change payment server, including:
Exchange information receiving module, used to receive change exchange request information, the change exchange request information includes: change exchange account information, change exchange equipment information;
Amount information receiving module, used to send start-up information to the change exchange device according to the change exchange equipment information, and receive the exchange amount sent by the change exchange device;
The exchange payment module is used to transfer the corresponding amount from the change recovery account to the change exchange account based on the exchange amount, the change exchange account information, and the change exchange equipment information.
Further, in another embodiment of the server, the server further includes an account binding module to:
Receive device binding information, the device binding information includes: change change account information, change change equipment information;
Associate the change change device with the change change recovery account.
Further, in another embodiment of the server, the exchange payment module is specifically used to:
Obtain the associated change account information according to the change information of the change device;
According to the exchange amount, the exchange amount is transferred from the change change account to the change exchange user account.
Further, in another embodiment of the server, the corresponding amount includes any one of the following: the exchange amount, the exchange amount multiplied by an exchange reward factor, and the exchange amount multiplied by an exchange deduction factor.
Further, in another embodiment of the server, the server further includes:
A change-out information receiving module for receiving change-out change information, the change-out change information includes: change change account information;
A change taking command sending module is used to send the change change information to the change exchange device associated with the change change account according to the change change account information, so that the change change device opens the change change exit of the corresponding change saving module .
In an eighth aspect, this specification provides an electronic device for change change payment, including: at least one processor and a memory for storing processor-executable instructions, which implement the above-mentioned second aspect when the processor executes the instructions method.
In the ninth aspect, this manual provides a change exchange terminal, including:
Equipment information acquisition module, used to obtain change information of change equipment of change device;
The request information sending module is used to send the change exchange request information to the change exchange payment server, so that the change exchange payment server performs the following actions: controlling the start of the change exchange device, and according to the exchange amount sent by the change exchange device, from Transfer the change account to the corresponding amount to change account;
The change exchange request information includes change exchange account information and change exchange equipment information.
Further, in another embodiment of the change exchange terminal, the device information acquisition module is specifically used to:
Scan the device identification information on the change change device to obtain the change exchange device information. The device identification information includes any one of a two-dimensional code image, a one-dimensional code image, and a bar code image.
In a tenth aspect, this specification provides a change change electronic device, including: at least one processor and a memory for storing processor executable instructions, and the processor implements the instructions to implement the third aspect of the method.
In an eleventh aspect, this specification provides a change change system, including: a change change device, a change change payment server, a change change terminal, the change change device, the change change payment server, and the change change terminal, respectively It includes at least one processor and a memory for storing processor-executable instructions, wherein the processor in the change exchange device implements the method described in the second aspect when the instruction is executed by the processor, and the change exchange payment servo The processor of the processor implements the method in the third aspect when executing the instruction, and the processor in the change exchange terminal implements the method in the fourth aspect when executing the instruction.
The change exchange method, device, electronic equipment, and system provided in this manual, after counting the exchange amount of the change to be exchanged, can transfer the corresponding amount from the change recovery account associated with the change exchange device through the change exchange payment server The corresponding amount is transferred to the change account. Electronic payment and intelligent operation for change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change and reduce social costs.
為了使本技術領域的人員更佳地理解本說明書中的技術方案，下面將結合本說明書實施例中的圖式，對本說明書實施例中的技術方案進行清楚、完整地描述，顯然，所描述的實施例僅僅是本說明書的一部分實施例，而不是全部的實施例。基於本說明書中的實施例，本發明所屬技術領域中具有通常知識者在沒有作出創造性勞動前提下所獲得的所有其他實施例，都應當屬於本說明書保護的範圍。
使用現金進行交易時，可能就會產生零錢，零錢不利於攜帶，用戶通常需要將零錢進行兌換，兌換成面額較大的金額，方便攜帶和消費。
本說明書一個實施例中提供了一種零錢兌換方法，用戶可以將待兌換零錢投入零錢兌換裝置，透過零錢兌換裝置進行金額統計，零錢兌換裝置將統計的兌換金額上報至零錢兌換支付伺服器，零錢兌換支付伺服器可以將指定的金額從零錢回收帳戶即商戶的帳戶上扣除，轉入零錢兌換帳戶即用戶的帳戶中。實現了基於電子支付的零錢兌換，不需要用戶到銀行或商家等地進行人工兌換，效率高，成本低，提高了用戶體驗感。
具體地，圖1是本說明書一個實施例中零錢兌換系統的工作流程示意圖，圖2是本說明書一個實施例中零錢兌換方法的流程示意圖，如圖1及圖2所示，本說明書一個實施例中提供的零錢兌換方法的整體過程可以包括：
步驟202、零錢兌換支付伺服器將零錢回收帳戶和零錢兌換裝置進行關聯。
可以將零錢兌換裝置設置在商場、超市、菜市場、銀行、校園或其他人流量比較大，可能頻繁使用現金交易的場所，零錢回收用戶(如：商家、銀行、菜市場的管理人員、社區服務部門等)可以透過零錢兌換支付伺服器將零錢兌換裝置與自己的零錢回收帳戶進行關聯，在用戶進行零錢兌換時，實現電子支付兌換零錢的功能。零錢回收帳戶與零錢兌換裝置進行關聯的方法可以包括：零錢回收用戶透過零錢回收終端獲取零錢兌換裝置的零錢兌換設備資訊，如：可以透過掃描零錢兌換裝置上的二維碼、一維碼、條碼等圖像資訊，獲取零錢兌換裝置的零錢兌換設備資訊，或者也可以透過連接零錢兌換裝置的藍牙、WIFI等，或透過聲波匹配等方式獲取零錢兌換裝置的零錢兌換設備資訊。獲取到零錢兌換設備資訊後，零錢回收終端可以透過藍牙、WIFI、4G網路等將獲取到的零錢兌換設備資訊上報至零錢兌換支付伺服器，零錢兌換支付伺服器接收到零錢回收終端上報的零錢兌換設備資訊後，可以獲取到零錢回收用戶對應的零錢回收帳戶，並將零錢兌換設備資訊和零錢回收帳戶進行關聯。零錢兌換設備資訊可以包括零錢兌換裝置的設備標識資訊或網址標識資訊或聲波標識資訊等。
步驟204、零錢兌換用戶透過零錢兌換終端獲取零錢兌換裝置的零錢兌換設備資訊。
完成零錢回收帳戶與零錢兌換裝置的關聯後，零錢兌換用戶需要透過零錢兌換裝置兌換零錢時，零錢兌換用戶可以透過零錢兌換終端掃描零錢兌換裝置上的二維碼等資訊或其他方式獲取到零錢兌換裝置的零錢兌換設備資訊。
步驟206、零錢兌換用戶透過零錢兌換終端向零錢兌換支付伺服器上報零錢兌換請求資訊。
零錢兌換終端獲取到零錢兌換設備資訊後，可以將獲得到的零錢兌換設備資訊上報至零錢兌換支付伺服器，向零錢兌換支付伺服器發送零錢兌換請求資訊。
步驟208、零錢兌換伺服器向對應的零錢兌換裝置發送啟動資訊。
零錢兌換支付伺服器可以根據接收到的零錢兌換請求資訊獲取到零錢兌換用戶的零錢兌換帳戶資訊、零錢兌換裝置的零錢兌換設備資訊、與零錢兌換裝置關聯的零錢回收帳戶資訊等，零錢兌換支付伺服器可以根據接收到的零錢兌換請求資訊向對應的零錢兌換裝置發送啟動資訊。
步驟210、存入待兌換零錢。
零錢兌換裝置接收到零錢兌換支付伺服器的啟動訊息後，可以基於接收到的啟動資訊，啟動兌換零錢功能，打開零錢存入入口，零錢兌換用戶可以將待兌換零錢出入零錢兌換裝置。
步驟212、零錢兌換裝置統計兌換金額。
零錢兌換裝置可以統計零錢兌換用戶存入的待兌換零錢的兌換金額。
步驟214、零錢兌換裝置向零錢兌換支付伺服器上報統計的兌換金額。
步驟216、零錢兌換伺服器從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
零錢兌換支付伺服器接收到零錢兌換裝置上報的兌換金額後，可以從零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。零錢兌換支付伺服器還可以在轉帳完成後向零錢兌換用戶的零錢兌換終端發送零錢兌換成功資訊，以便零錢兌換用戶查看是否接收到對應的轉帳。零錢兌換支付伺服器還可以在轉帳完成後向零錢兌換裝置發送零錢兌換成功的訊息，零錢兌換裝置可以顯示接收到的零錢兌換訊息，提示零錢兌換用戶查看是否到帳。若零錢兌換過程中，識別出部分零錢破損或無法識別的情況，零錢兌換伺服器和/或零錢兌換裝置，可以向零錢兌換終端發送提示資訊，提示零錢兌換用戶查看。
例如：用戶A需要將自己的零錢進行兌換，並透過自己手中的終端掃描零錢兌換裝置上的二維碼，獲取到零錢兌換裝置的零錢兌換設備資訊。用戶A的終端將獲取到的零錢兌換設備資訊上傳至零錢兌換支付伺服器，並向零錢兌換支付伺服器發送零錢兌換請求資訊。零錢兌換支付伺服器根據接收到的資訊，獲取到對應的零錢兌換裝置的零錢兌換設備資訊、與零錢兌換裝置關聯的零錢回收帳戶資訊、以及零錢兌換帳戶資訊，並向零錢兌換裝置發送啟動資訊。零錢回收裝置啟動零錢兌換功能，打開零錢存入入口，用戶A將需要兌換的零錢存入零錢存入入口後，零錢回收裝置統計用戶A存入的零錢金額為20.5元，並將統計的兌換金額20.5上傳至零錢兌換支付伺服器。零錢兌換支付伺服器從與零錢兌換裝置關聯的零錢回收帳戶中轉相應金額如20.5元到用戶A的帳戶中，完成零錢兌換功能。
需要說明的是，零錢兌換終端、零錢回收終端可以包括以下任意一種：智慧型手機、平板電腦、智慧型可穿戴設備(智慧型手錶、虛擬實境眼鏡、虛擬實境頭盔等)等電子設備。
本說明書實施例整個零錢兌換過程線上完成，既節約了人力和時間成本，又能讓零錢資源合理流通，發揮更大的價值。
在上述實施例的基礎上，在多個終端執行零錢兌換操作的基礎上，本說明書一個實施例還提供了一種用於零錢兌換裝置單側進行的零錢兌換方法。圖3是本說明書一個實施例中零錢兌換裝置進行零錢兌換的流程示意圖，如圖3所示，零錢兌換裝置在進行零錢兌換時主要需要執行以下操作：
步驟302、基於接收的零錢兌換支付伺服器發送的啟動資訊，統計待兌換零錢的兌換金額。
啟動資訊可以是零錢兌換支付伺服器發送的，也可以是由零錢兌換終端發送的，如：零錢兌換用戶可以透過零錢兌換終端掃描零錢兌換裝置上的二維碼等資訊，獲取到零錢兌換裝置的零錢兌換設備資訊，並將獲得的零錢兌換設備資訊上報至零錢兌換支付伺服器，向零錢兌換支付伺服器發送零錢兌換請求資訊。零錢兌換支付伺服器可以根據接收到的零錢兌換請求資訊向對應的零錢兌換裝置發送啟動資訊，或者，用戶掃描零錢兌換裝置的二維碼後，零錢兌換終端直接向零錢兌換裝置發送啟動資訊。
零錢兌換裝置接收到啟動資訊後可以啟動零錢兌換工作狀態，如：可以打開零錢存入入口，用戶可以將待兌換零錢從零錢存入入口中存入零錢兌換裝置，零錢兌換裝置可以統計用戶存入的待兌換零錢的兌換金額。零錢存入裝置在統計兌換金額時，可以在用戶存入待兌換零錢的過程中依次累計統計，也可以在用戶將待兌換零錢全部存入後一次性統計。例如：用戶將待兌換零錢存入零錢存入入口時，依次分別存入了2個一元硬幣、3個1元紙幣、1個5角硬幣、2個一角硬幣，零錢兌換裝置可以依次累加統計用戶存入的兌換金額，如：1+1+1+1+1+0.5+0.1+0.1，在用戶確認結束存入零錢後，輸出總的累計兌換金額5.7元。也可以在用戶確認結束存入零錢後，進行一次性統計，輸出兌換金額5.7元。
若統計兌換金額的過程中，識別出有破損或無法兌換的零錢，零錢兌換裝置可以將破損或無法兌換的零錢退回至零錢取出口，並提示零錢兌換用戶查看。
步驟304、將所述兌換金額發送至所述零錢兌換支付伺服器，以使得所述零錢兌換支付伺服器根據所述兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，其中，所述零錢回收帳戶與獲取所述待兌換零錢的終端相關聯。
在具體的實施過程中，零錢兌換裝置統計出用戶存入的待兌換零錢的兌換金額後，可以透過藍牙、WIFI、4G網路、有線網路等，將兌換金額發送值零錢兌換支付伺服器。零錢兌換支付伺服器接收到零錢兌換裝置上報的兌換金額後，可以從零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。
本說明書實施例提供的零錢兌換方法，透過統計待兌換零錢的兌換金額後，可以透過零錢兌換支付伺服器，將相應的金額從與零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。實現了零錢兌換的電子支付和智慧化操作，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
在上述實施例的基礎上，本說明書一個實施例中，所述將所述兌換金額發送至零錢兌換支付伺服器，包括：
顯示所述兌換金額，接收兌換金額確認資訊，將所述兌換金額發送至零錢兌換支付伺服器。
在具體的實施過程中，零錢兌換裝置在統計出待兌換零錢的兌換金額後，可以顯示出統計的兌換金額，若零錢兌換裝置時隨著用戶存入零錢的順序依次累計統計兌換金額，零錢兌換裝置還可以即時顯示累計統計的結果即顯示目前的累計兌換金額，也可以在統計出最終總的兌換金額後直接顯示總的兌換金額。用戶可以根據顯示的兌換金額，查看統計結果是否正確，若正確，則可以透過點擊確認按鈕或其他操作，向零錢兌換裝置發送兌換金額確認資訊。零錢兌換裝置在接收到兌換金額確認資訊後，向零錢兌換支付伺服器發送兌換金額，以使零錢兌換支付伺服器從與零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。
本說明書實施例透過接收兌換金額確認資訊，可以提高零錢兌換的準確性，避免零錢兌換裝置金額統計錯誤，給用戶帶來損失，提高了用戶體驗。
在上述實施例的基礎上，所述方法還包括：
接收兌換金額錯誤資訊，重新統計所述待兌換零錢的兌換金額，並顯示重新統計的兌換金額；
或，接收兌換金額錯誤資訊，將所述待兌換零錢退回至零錢取出口。
在具體的實施過程中，若零錢兌換裝置顯示的兌換金額不正確，用戶可以透過點擊取消按鈕或其他操作，向零錢兌換裝置發送兌換金額錯誤資訊。零錢兌換裝置接收到兌換金額錯誤資訊後，可以重新統計待兌換零錢的兌換金額，並顯示重新統計的結果，或者，也可以將待兌換零錢退回至零錢取出口，由零錢兌換用戶取出，進行重新兌換或者取消兌換等。
本說明書實施例在兌換金額統計出現錯誤時，可以進行重新統計或者直接退回，避免零錢兌換裝置金額統計錯誤，給用戶帶來損失，提高了用戶體驗。
圖4是本說明書一個實施例中零錢兌換支付伺服器進行零錢兌換的流程示意圖，如圖4所示，在多個終端執行零錢兌換操作的基礎上，本說明書一個實施例還提供了一種用於零錢兌換支付伺服器單側進行的零錢兌換方法，具體的流程可以包括：
步驟402、接收零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
在具體的實施過程中，用戶在需要進行零錢兌換時，透過掃描零錢兌換裝置上的二維碼等操作獲取到零錢兌換裝置的零錢兌換設備資訊，並將包括零錢兌換設備資訊的零錢兌換請求資訊發送至零錢兌換支付伺服器。零錢兌換支付伺服器可以接收來自零錢兌換終端的零錢兌換請求資訊。
步驟404、根據所述零錢兌換設備資訊向零錢兌換裝置發送啟動資訊，並接收所述零錢兌換裝置發送的兌換金額。
在具體的實施過程中，零錢兌換支付伺服器在接收到零錢兌換請求資訊後，可以根據零錢兌換請求資訊中的零錢兌換設備資訊向對應的零錢兌換裝置發送啟動資訊，以使零錢兌換裝置啟動零錢兌換工作狀態。零錢兌換支付伺服器還可以接收在零錢兌換裝置啟動後，統計出並發送的待兌換零錢的兌換金額。
步驟406、根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
本說明書的一個實施例中，可以預先將零錢兌換裝置與零錢回收帳戶進行關聯，零錢兌換支付伺服器接收到零錢兌換裝置發送的兌換金額後，可以根據零錢兌換請求中的零錢兌換設備資訊、零錢兌換帳戶資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。在轉帳成功後，零錢兌換支付伺服器可以分別向零錢回收終端和零錢兌換終端發送轉帳成功的訊息。
此外，零錢兌換支付伺服器在進行轉帳時，還可以先向零錢回收帳戶對應的終端發送轉帳訊息，如：簡訊通知、或推送訊息通知等，通知零錢回收用戶該筆交易正在進行。零錢兌換支付伺服器還可以在接收到零錢回收終端發送的確認轉帳資訊後，再進行轉帳操作。若零錢回收帳戶中的餘額不足，零錢兌換支付伺服器可以向零錢回收帳戶對應的終端發送餘額不足的通知訊息，零錢回收帳戶可以選擇使用其他帳戶進行支付或者取消支付。若零錢回收帳戶取消支付，零錢兌換支付伺服器可以向零錢兌換裝置和零錢兌換終端分別發送支付失敗訊息，零錢兌換裝置可以將零錢兌換用戶存入的待兌換零錢退回。
本說明書實施例透過接收零錢兌換終端的零錢兌換請求資訊，啟動零錢兌換功能，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。實現了零錢兌換的智慧型操作以及電子支付，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
本發明一個實施例中，零錢兌換裝置與零錢回收帳戶的綁定可以採用以下方法：
零錢回收用戶透過零錢回收終端獲取零錢兌換裝置的零錢兌換設備資訊，如：可以透過掃描零錢兌換裝置上的二維碼、一維碼、條碼等圖像資訊，獲取零錢兌換裝置的零錢兌換設備資訊，或者也可以透過連接零錢兌換裝置的藍牙、WIFI等，或透過聲波匹配等方式獲取零錢兌換裝置的零錢兌換設備資訊。零錢回收終端可以透過藍牙、WIFI、4G網路等將獲取到的零錢兌換設備資訊上報至零錢兌換支付伺服器，零錢兌換支付伺服器接收到零錢回收終端上報的零錢兌換設備資訊後，可以獲取到零錢回收用戶對應的零錢回收帳戶，並將零錢兌換設備資訊和零錢回收帳戶進行關聯。零錢兌換設備資訊可以包括零錢兌換裝置的設備標識資訊或網址標識資訊或聲波標識資訊等。
本說明書的一個實施例中，零錢兌換支付伺服器可以根據零錢兌換裝置與零錢回收帳戶的關聯關係，從接收到的零錢兌換請求中的零錢兌換設備資訊中獲取到關聯的零錢回收帳戶，進一步，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
此外，零錢兌換裝置可以包括一個或多個零錢保存模組，即可以包括一個或多個零錢儲存區。在將零錢回收帳戶和零錢兌換裝置進行關聯時，若包括多個零錢保存模組，可以將每一個零錢保存模組設定一個零錢兌換設備資訊，零錢兌換支付伺服器可以根據零錢回收終端上報的零錢兌換設備資訊，將零錢回收帳戶與對應的零錢保存模組進行關聯，即一個零錢兌換裝置可以關聯一個或多個零錢回收帳戶。在零錢回收用戶需要取出零錢兌換裝置中的零錢時，可以根據零錢回收用戶的零錢回收帳戶資訊等，打開對應的零錢保存模組，以使對應的用戶取出對應的零錢保存模組中的零錢。
例如：若一個零錢兌換裝置包括2個零錢保存模組1、2，每個零錢保存模組分別對應一個零錢兌換設備資訊。零錢回收用戶A可以透過掃描其中一個零錢保存模組1上的二維碼資訊獲取到該零錢保存模組1對應的零錢兌換設備資訊a，並透過零錢兌換支付伺服器將零錢回收用戶A的零錢回收帳戶與零錢兌換設備資訊a進行關聯。同樣地，零錢回收用戶B可以透過掃描另一個零錢保存模組2上的二維碼資訊獲取到該零錢保存模組2對應的零錢兌換設備資訊b，並透過零錢兌換支付伺服器將零錢回收用戶B的零錢回收帳戶與零錢兌換設備資訊b進行關聯。若零錢回收用戶A需要取出零錢兌換裝置中的零錢時，可以透過向零錢兌換裝置或零錢兌換支付伺服器發送取出兌換零錢資訊，零錢兌換裝置或零錢兌換支付伺服器驗證後，可以打開對應的零錢保存模組1，零錢回收用戶A可以從零錢保存模組1中取出兌換零錢。同樣地，可以透過向零錢兌換裝置或零錢兌換支付伺服器發送取出兌換零錢資訊，零錢兌換裝置或零錢兌換支付伺服器驗證後，可以打開對應的零錢保存模組2，零錢回收用戶B從零錢保存模組2中取出兌換零錢。
本說明書實施例透過將零錢兌換裝置與零錢回收帳戶進行關聯，以實現兌換金額的電子支付，效率高，操作方便，可靠性強，便於推廣。
本說明書一個實施例中，零錢兌換支付伺服器在從零錢回收帳戶轉入相應金額到零錢兌換帳戶時，轉入的相應金額可以是以下任意一種：零錢兌換裝置統計的待兌換零錢的兌換金額、待兌換零錢的兌換金額乘以兌換獎勵係數、待兌換零錢的兌換金額乘以兌換扣費係數。
例如：若零錢回收裝置統計出的待兌換零錢的兌換金額為20.5元，並將統計出的兌換金額20.5元發送至零錢兌換支付伺服器，零錢兌換支付伺服器可以根據預先儲存的轉帳規則，從零錢回收帳戶中轉出20.5元至零錢兌換帳戶。也可以為了鼓勵用戶使用零錢兌換裝置兌換零錢，預設設定兌換獎勵係數為1.01，則零錢兌換支付伺服器可以從零錢回收帳戶中轉出20.5×1.01=20.705元至零錢兌換帳戶。當然，還可以為了鼓勵用戶使用零錢回收裝置回收零錢，預設設定兌換扣費係數為0.90，則零錢兌換支付伺服器可以從零錢回收帳戶中轉出20.5×0.90=18.45元至零錢兌換帳戶。
本說明書實施例可以透過設置零錢兌換規則，基於統計的待兌換零錢的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，刺激零錢自發流通，降低了社會成本。
在上述實施例的基礎上，所述方法還包括：
接收取出兌換零錢資訊，所述取出兌換零錢資訊包括：零錢回收帳戶資訊；
根據所述零錢回收帳戶資訊，向與零錢回收帳戶關聯的零錢兌換裝置發送取出零錢資訊，以使得所述零錢兌換裝置打開對應的零錢保存模組的零錢取出口。
在具體的實施過程中，若零錢回收帳戶對應的用戶如：商戶、銀行等，需要將零錢兌換裝置中儲存的兌換零錢取出時，可以透過零錢回收終端向零錢兌換支付伺服器發送取出兌換零錢資訊。零錢兌換支付伺服器可以根據接收到的取出兌換零錢資訊中的零錢回收帳戶資訊，獲取到與零錢回收帳戶相關聯的零錢兌換裝置，並向該零錢兌換裝置發送取出零錢資訊。零錢兌換裝置可以根據接收到的取出零錢資訊打開對應的零錢保存模組的零錢取出口，即若零錢兌換裝置有多個零錢保存模組，並且每個零錢保存模組關聯不同的零錢回收帳戶，則需要根據取出零錢資訊打開對應的零錢保存模組的零錢取出口。零錢兌換支付伺服器還可以對接收到的取出兌換零錢資訊進行安全驗證，如輸入密碼等，以提高零錢取出的安全性。
當然，零錢兌換裝置中的零錢保存模組也可以設置有安全裝置如：密碼鎖、指紋鎖等，只有關聯了零錢兌換裝置的用戶可以打開對應的零錢保存模組的安全裝置，取出儲存在零錢保存模組中的零錢。
本說明書實施例透過取出兌換零錢資訊中的零錢回收帳戶資訊，獲取到關聯的零錢兌換裝置，以使對應的零錢對應裝置打開零錢取出口，方便用戶取出零錢，提高了零錢兌換裝置儲存零錢的安全性。
圖5是本說明書一個實施例中零錢兌換終端進行零錢兌換的流程示意圖，如圖5所示，在多個終端執行零錢兌換操作的基礎上，本說明書一個實施例還提供了一種用於零錢兌換終端單側進行的零錢兌換方法，具體的流程可以包括：
步驟502、獲取零錢兌換裝置的零錢兌換設備資訊。
本發明一個實施例中，用戶若想透過零錢兌換裝置進行零錢的兌換，可以利用攜帶的零錢兌換終端掃描零錢兌換裝置上的二維碼、一維碼、條碼等設備標識資訊，或者也可以透過連接零錢兌換裝置的藍牙、WIFI等，或透過聲波匹配等方式獲取零錢兌換裝置的零錢兌換設備資訊。
步驟504、向零錢兌換支付伺服器發送零錢兌換請求資訊，以使得所述零錢兌換支付伺服器執行以下動作：控制零錢兌換裝置啟動，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶；所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
在具體的實施過程中，在獲取到零錢兌換裝置的零錢兌換設備資訊後，零錢兌換終端可以將獲得的零錢兌換設備資訊上報至零錢兌換支付伺服器，向零錢兌換支付伺服器發送零錢兌換請求資訊。零錢兌換支付伺服器可以根據接收到的零錢兌換請求資訊獲取到零錢兌換用戶的零錢兌換帳戶資訊、零錢兌換裝置的零錢兌換設備資訊、零錢兌換裝置關聯的零錢回收帳戶資訊等，零錢兌換支付伺服器可以根據接收到的零錢兌換請求資訊向對應的零錢兌換裝置發送啟動資訊。零錢兌換裝置接收到零錢兌換支付伺服器的啟動訊息後，可以啟動兌換零錢功能，打開零錢存入入口，零錢兌換用戶可以將待兌換零錢存入零錢兌換裝置，零錢兌換裝置可以統計存入的待兌換零錢的兌換金額，並將統計的兌換金額上報至零錢兌換支付伺服器。零錢兌換支付伺服器接收到零錢兌換裝置上報的兌換金額後，可以從零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。零錢兌換支付伺服器還可以在轉帳完成後向零錢兌換用戶的零錢兌換終端發送零錢兌換成功資訊，以便零錢兌換用戶查看是否接收到對應的轉帳。
當然，零錢的存入可以在零錢兌換終端獲取零錢兌換裝置的零錢兌換設備資訊之前進行，也可以在零錢兌換裝置啟動後進行。例如：用戶可以先將待兌換零錢存入零錢兌換裝置，再利用零錢兌換終端獲取零錢兌換裝置的零錢兌換設備資訊，並發送零錢兌換請求資訊。或者，也可以在利用零錢兌換終端獲取零錢兌換裝置的零錢兌換設備資訊，發送零錢兌換請求資訊後，零錢兌換裝置打開對應的零錢存入入口，再將待兌換零錢存入零錢兌換裝置中。
本說明書實施例，使用網際網路和電子支付管道完成回收，效率高、成本低，便與推廣，透過二維碼與商戶和用戶通訊，操作便利，可靠性高。同時成本低廉，部署和維護便利，刺激了零錢自發流通，降低了社會成本。
本說明書中上述方法的各個實施例均採用漸進的方式描述，各個實施例之間相同相似的部分互相參見即可，每個實施例重點說明的都是與其他實施例的不同之處。相關之處參見方法實施例的部分說明即可。
基於上述所述的零錢兌換方法，本說明書一個或多個實施例還提供一種零錢兌換裝置。所述的裝置可以包括使用了本說明書實施例所述方法的系統(包括分散式系統)、軟體(應用程式)、模組、元件、伺服器、用戶端等並結合必要的實施硬體的裝置。基於同一個創新構思，本說明書實施例提供的一個或多個實施例中的裝置如下面的實施例所述。由於裝置解決問題的實現方案與方法相似，因此本說明書實施例具體的裝置的實施可以參見前述方法的實施，重複之處不再贅述。以下所使用的，術語“單元”或者“模組”可以實現預定功能的軟體和/或硬體的組合。儘管以下實施例所描述的裝置較佳地以軟體來實現，但是硬體，或者軟體和硬體的組合的實現也是可能並且被構想到的。
具體地，圖6是本說明書提供的零錢兌換裝置一個實施例的模組結構示意圖，如圖6所示，本說明書中提供的零錢兌換裝置包括：金額統計模組61、金額發送模組62，其中：
金額統計模組61，可以用來接收啟動資訊，統計獲得待兌換零錢的兌換金額；
金額發送模組62，可以用來將所述兌換金額發送至零錢兌換支付伺服器，以使得所述零錢兌換支付伺服器根據所述兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，其中，所述零錢回收帳戶與獲取所述待兌換零錢的終端相關聯。
本說明書實施例提供的零錢兌換裝置，透過統計待兌換零錢的兌換金額後，可以透過零錢兌換支付伺服器，將相應的金額從與零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。實現了零錢兌換的電子支付和智慧化操作，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
在上述實施例的基礎上，所述金額發送模組具體用以：
顯示所述兌換金額，接收兌換金額確認資訊，將所述兌換金額發送至零錢兌換支付伺服器。
本說明書實施例提供的零錢兌換裝置，透過接收兌換金額確認資訊，可以提高零錢兌換的準確性，避免零錢兌換裝置金額統計錯誤，給用戶帶來損失，提高了用戶體驗。
在上述實施例的基礎上，所述金額發送模組還用以：
接收兌換金額錯誤資訊，重新統計所述待兌換零錢的兌換金額，並顯示重新統計的兌換金額；
或，接收兌換金額錯誤資訊，將所述待兌換零錢退回至零錢取出口。
本說明書實施例提供的零錢兌換裝置，在兌換金額統計出現錯誤時，可以進行重新統計或者直接退回，避免零錢兌換裝置金額統計錯誤，給用戶帶來損失，提高了用戶體驗。
圖7是本說明又一個實施例中零錢兌換裝置的結構示意圖，如圖7所示，在上述實施例的基礎上，零錢兌換裝置包括：
零錢存入入口、顯示模組、通訊模組、零錢保存模組、零錢取出口、至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述零錢存入入口用以投放待兌換零錢，所述顯示模組用以顯示統計的所述待兌換零錢的金額，所述通訊模組用以與外部設備通訊，所述零錢保存模組用以保存兌換的零錢，所述處理器執行所述指令時實現上述實施例中零錢兌換裝置單側的零錢兌換方法。
零錢兌換裝置外表面還可以設置設備標識顯示區域如：二維碼區域。
本說明書實施例，透過統計待兌換零錢的兌換金額後，可以透過零錢兌換支付伺服器，將相應的金額從與零錢兌換裝置關聯的零錢回收帳戶中轉入相應金額到零錢兌換帳戶中。實現了零錢兌換的電子支付和智慧化操作，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
圖8是本說明書提供的零錢兌換支付伺服器一個實施例的模組結構示意圖，如圖8所示，本說明書中提供的零錢兌換支付伺服器包括：兌換資訊接收模組81、金額資訊接收模組82、兌換支付模組83，其中：
兌換資訊接收模組81，可以用來接收零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊；
金額資訊接收模組82，可以用來根據所述零錢兌換設備資訊向零錢兌換裝置發送啟動資訊，並接收所述零錢兌換裝置發送的兌換金額；
兌換支付模組83，可以用來根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
本說明書實施例，透過接收零錢兌換終端的零錢兌換請求資訊，啟動零錢兌換功能，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。實現了零錢兌換的智慧型操作以及電子支付，可以不需要人工互動，方便快捷，效率高，可靠性高，提高了用戶體驗，並且可以刺激零錢自發流通，降低了社會成本。
在上述實施例的基礎上，圖9是本說明書又一個實施例中零錢兌換支付伺服器的結構示意圖，如圖9所示，所述伺服器還包括帳戶綁定模組91，用以：
接收設備綁定資訊，所述設備綁定資訊包括：零錢回收帳戶資訊、零錢兌換設備資訊；
將所述零錢兌換裝置與所述零錢回收帳戶進行關聯。
在上述實施例的基礎上，所述兌換支付模組具體用以：
根據所述零錢兌換設備資訊，獲取關聯的零錢回收帳戶資訊；
根據所述兌換金額，將兌換金額從零錢回收帳戶轉入零錢兌換用戶帳戶。
本說明書實施例，透過將零錢兌換裝置與零錢回收帳戶進行關聯，以實現兌換金額的電子支付，效率高，操作方便，可靠性強，便於推廣。
在上述實施例的基礎上，所述相應金額包括以下任意一種：所述兌換金額、所述兌換金額乘以兌換獎勵係數、所述兌換金額乘以兌換扣費係數。
本說明書實施例，可以透過設置零錢兌換規則，基於統計的待兌換零錢的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶，刺激零錢自發流通，降低了社會成本。
在上述實施例的基礎上，所述伺服器還包括：
取出零錢資訊接收模組，用以接收取出兌換零錢資訊，所述取出兌換零錢資訊包括：零錢回收帳戶資訊；
取出零錢命令發送模組，用以根據所述零錢回收帳戶資訊，向與零錢回收帳戶關聯的零錢兌換裝置發送取出零錢資訊，以使得所述零錢兌換裝置打開對應的零錢保存模組的零錢取出口。
本說明書實施例，透過取出兌換零錢資訊中的零錢回收帳戶資訊，獲取到關聯的零錢兌換裝置，以使對應的零錢對應裝置打開零錢取出口，方便用戶取出零錢，提高了零錢兌換裝置儲存零錢的安全性。
在上述實施例的基礎上，本說明書實施例還提供一種零錢兌換支付電子設備，包括：至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述處理器執行所述指令時實現上述實施例中零錢兌換支付伺服器側的方法，如：
接收零錢兌換請求資訊，所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊；
根據所述零錢兌換設備資訊向零錢兌換裝置發送啟動資訊，並接收所述零錢兌換裝置發送的兌換金額；
根據所述兌換金額、所述零錢兌換帳戶資訊、所述零錢兌換設備資訊，從零錢回收帳戶轉入相應金額到零錢兌換帳戶。
圖10是本說明書提供的零錢兌換終端一個實施例的模組結構示意圖，如圖10所示，本說明書中提供的零錢兌換終端包括：設備資訊獲取模組101、請求資訊發送模組102，其中：
設備資訊獲取模組101，可以用來獲取零錢兌換裝置的零錢兌換設備資訊；
請求資訊發送模組102，可以用來向零錢兌換支付伺服器發送零錢兌換請求資訊，以使得所述零錢兌換支付伺服器執行以下動作：控制零錢兌換裝置啟動，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶；
所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
在上述實施例的基礎上，所述設備資訊獲取模組具體用以：
掃描所述零錢兌換裝置上的設備標識資訊，獲取所述零錢兌換設備資訊，所述設備標識資訊包括：二維碼圖像、一維碼圖像、條碼圖像的任意一種。
本說明書實施例，使用網際網路和電子支付管道完成回收，效率高、成本低，便與推廣，透過二維碼與商戶和用戶通訊，操作便利，可靠性高。同時成本低廉，部署和維護便利，刺激了零錢自發流通，降低了社會成本。
在上述實施例的基礎上，本說明書實施例還提供一種零錢兌換電子設備，包括：至少一個處理器以及用以儲存處理器可執行指令的記憶體，所述處理器執行所述指令時實現上述實施例中零錢兌換終端側的方法，如：
獲取零錢兌換裝置的零錢兌換設備資訊；
向零錢兌換支付伺服器發送零錢兌換請求資訊，以使得所述零錢兌換支付伺服器執行以下動作：控制零錢兌換裝置啟動，並根據零錢兌換裝置發送的兌換金額，從零錢回收帳戶轉入相應金額到零錢兌換帳戶；
所述零錢兌換請求資訊包括：零錢兌換帳戶資訊、零錢兌換設備資訊。
在上述實施例的基礎上，本發明一個實施例中的零錢兌換系統可以包括零錢兌換裝置、零錢兌換支付伺服器、零錢兌換終端，零錢兌換裝置、零錢兌換終端均可以與零錢兌換支付伺服器進行通訊，零錢兌換裝置、零錢兌換支付伺服器、零錢兌換終端中可以分別包括至少處理器以及用以儲存處理器可執行指令的記憶體，零錢兌換裝置中的處理器執行所述指令時實現上述實施例中零錢兌換裝置執行的方法，零錢兌換支付伺服器的處理器執行所述指令時實現零錢兌換支付伺服器執行的方法，零錢兌換終端中的處理器執行所述指令時實現零錢兌換終端執行的方法。
本說明書實施例所提供的方法實施例可以在移動終端、電腦終端、伺服器或者類似的計算裝置中執行。以運行在伺服器上為例，圖11是應用本發明實施例的一種零錢兌換伺服器的硬體結構方塊圖。如圖11所示，伺服器10可以包括一個或多個(圖中僅示出一個)處理器100(處理器100可以包括但不限於微處理器MCU或可編程邏輯閘陣列FPGA等的處理裝置，處理器可以是零錢兌換裝置、零錢兌換支付伺服器、零錢兌換終端中的處理器)、用以儲存資料的記憶體200、以及用於通訊功能的傳輸模組300。本發明所屬技術領域中具有通常知識者可以理解，圖11所示的結構僅為示意，其並不對上述電子裝置的結構造成限定。例如，伺服器10還可包括比圖11中所示更多或者更少的元件，例如還可以包括其他的處理硬體，如資料庫或多級緩存、GPU，或者具有與圖11所示不同的配置。
記憶體200可用以儲存應用軟體的軟體程式以及模組，如本說明書實施例中的零錢兌換方法對應的程式指令/模組，處理器100透過運行儲存在記憶體200內的軟體程式以及模組，從而執行各種功能應用以及資料處理。記憶體200可包括高速隨機記憶體，還可包括非易失性記憶體，如一個或者多個磁性儲存裝置、快閃記憶體、或者其他非易失性固態記憶體。在一些實例中，記憶體200可進一步包括相對於處理器100遠端設置的記憶體，這些遠端儲存器可以透過網路而被連接至電腦終端。上述網路的實例包括但不限於網際網路、企業內部網、區域網、移動通訊網及其組合。
傳輸模組300用以經由一個網路來接收或者發送資料。上述的網路具體實例可包括電腦終端10的通訊供應商提供的無線網路。在一個實例中，傳輸模組300包括一個網路介面卡(Network Interface Controller, NIC)，其可透過基站與其他網路設備相連從而可與網際網路進行通訊。在一個實例中，傳輸模組300可以為射頻(Radio Frequency, RF)模組，其用以透過無線方式而與網際網路進行通訊。
上述對本說明書特定實施例進行了描述。其它實施例在所附申請專利範圍的範疇內。在一些情況下，在申請專利範圍中記載的動作或步驟可以按照不同於實施例中的順序來執行並且仍然可以實現期望的結果。另外，在圖式中描繪的過程不一定要求示出的特定順序或者連續順序才能實現期望的結果。在某些實施方式中，多工處理和並行處理也是可以的或者可能是有利的。
本說明書提供的上述實施例所述的方法或裝置可以透過電腦程式來實現業務邏輯並記錄在儲存媒體上，所述的儲存媒體可以電腦讀取並執行，實現本說明書實施例所描述方案的效果。
本說明書實施例提供的上述零錢兌換方法或裝置可以在電腦中由處理器執行相應的程式指令來實現，如使用windows作業系統的c++語言在PC端實現、linux系統實現，或其他例如使用android、iOS系統程式設計語言在智慧型終端機實現，以及基於量子電腦的處理邏輯實現等。
需要說明的是說明書上述所述的裝置、電腦儲存媒體、系統根據相關方法實施例的描述還可以包括其他的實施方式，具體的實現方式可以參照對應方法實施例的描述，在此不作一一贅述。
本說明書中的各個實施例均採用漸進的方式來描述，各個實施例之間相同或相似的部分互相參見即可，每個實施例重點說明的都是與其他實施例的不同之處。尤其，對於硬體+程式類實施例而言，由於其基本上類似於方法實施例，所以描述的比較簡單，相關之處參見方法實施例的部分說明即可。
本說明書實施例並不局限於必須是符合行業通訊標準、標準電腦資料處理和資料儲存規則或本說明書一個或多個實施例所描述的情況。某些行業標準或者使用自訂方式或實施例描述的實施基礎上略加修改後的實施方案也可以實現上述實施例相同、等同或相近、或變形後可預料的實施效果。應用這些修改或變形後的資料獲取、儲存、判斷、處理方式等獲取的實施例，仍然可以屬於本說明書實施例的可選實施方案範圍之內。
在20世紀90年代，對於一個技術的改進可以很明顯地區分是硬體上的改進(例如，對二極體、電晶體、開關等電路結構的改進)還是軟體上的改進(對於方法流程的改進)。然而，隨著技術的發展，當今的很多方法流程的改進已經可以視為硬體電路結構的直接改進。設計人員幾乎都透過將改進的方法流程編程到硬體電路中來得到相應的硬體電路結構。因此，不能說一個方法流程的改進就不能用硬體實體模組來實現。例如，可編程邏輯裝置(Programmable Logic Device, PLD)(例如，現場可編程閘陣列(Field Programmable Gate Array, FPGA))就是這樣一種積體電路，其邏輯功能由用戶對裝置編程來確定。由設計人員自行編程來把一個數位系統“整合”在一片PLD上，而不需要請晶片製造廠商來設計和製作專用的積體電路晶片。而且，如今，取代手工地製作積體電路晶片，這種編程也多半改用“邏輯編譯器(logic compiler)”軟體來實現，它與程式開發撰寫時所用的軟體編譯器相類似，而要編譯之前的原始碼也得用特定的編程語言來撰寫，此稱之為硬體描述語言(Hardware Description Language, HDL)，而HDL也並非僅有一種，而是有許多種，如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language)等，目前最普遍使用的是VHDL(Very-High-Speed Integrated Circuit Hardware Description Language)與Verilog。本領域技術人員也應該清楚，只需要將方法流程用上述幾種硬體描述語言稍作邏輯編程並編程到積體電路中，就可以很容易得到實現該邏輯方法流程的硬體電路。
控制器可以按任何適當的方式來實現，例如，控制器可以採取例如微處理器或處理器以及儲存可由該(微)處理器執行的電腦可讀程式碼(例如，軟體或韌體)的電腦可讀媒體、邏輯閘、開關、特殊應用積體電路(Application Specific Integrated Circuit, ASIC)、可編程邏輯控制器和嵌入式微控制器的形式，控制器的例子包括但不限於以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20 以及Silicone Labs C8051F320，記憶體控制器還可以被實現為記憶體的控制邏輯的一部分。本領域技術人員也知道，除了以純電腦可讀程式碼方式實現控制器以外，完全可以透過將方法步驟進行邏輯編程來使得控制器以邏輯閘、開關、特殊應用積體電路、可編程邏輯控制器和嵌入式微控制器等的形式來實現相同功能。因此這種控制器可以被認為是一種硬體部件，而對其內包括的用來實現各種功能的裝置也可以視為硬體部件內的結構。或者甚至，可以將用來實現各種功能的裝置視為既可以是實現方法的軟體模組又可以是硬體部件內的結構。
上述實施例闡明的系統、裝置、模組或單元，具體可以由電腦晶片或實體實現，或者由具有某種功能的產品來實現。一種典型的實現設備為電腦。具體地，電腦例如可以為個人電腦、膝上型電腦、車載人機互動設備、蜂巢式電話、相機電話、智慧型電話、個人數位助理、媒體播放機、導航設備、電子郵件設備、遊戲控制台、平板電腦、可穿戴設備或者這些設備中的任何設備的組合。
雖然本說明書一個或多個實施例提供了如實施例或流程圖所述的方法操作步驟，但基於習知或者無創造性的手段可以包括更多或者更少的操作步驟。實施例中列舉的步驟順序僅僅為許多步驟執行順序中的一種方式，不代表唯一的執行順序。在實際中的裝置或終端產品執行時，可以按照實施例或者圖式所示的方法循序執行或者並存執行(例如，並行處理器或者多執行緒處理的環境，甚至為分散式資料處理環境)。術語“包括”、“包含”或者其任何其他變體意在涵蓋非排他性的包含，從而使得包括一系列要素的過程、方法、產品或者設備不僅包括那些要素，而且還包括沒有明確列出的其他要素，或者是還包括為這種過程、方法、產品或者設備所固有的要素。在沒有更多限制的情況下，並不排除在包括所述要素的過程、方法、產品或者設備中還存在另外的相同或等同要素。第一，第二等詞語用來表示名稱，而並不表示任何特定的順序。
為了描述的方便，描述以上裝置時以功能分為各種模組分別描述。當然，在實施本說明書一個或多個時可以把各模組的功能在同一個或多個軟體和/或硬體中實現，也可以將實現同一個功能的模組由多個子模組或子單元的組合來實現等。以上所描述的裝置實施例僅僅是示意性的，例如，所述單元的劃分，僅僅為一種邏輯功能劃分，實際實現時可以有另外的劃分方式，例如多個單元或元件可以結合或者可以整合到另一個系統，或一些特徵可以忽略，或不執行。另一點，所顯示或討論的相互之間的耦合或直接耦合或通訊連接可以是透過一些介面，裝置或單元的間接耦合或通訊連接，可以是電性、機械或其它的形式。
本發明是參照根據本發明實施例的方法、裝置(系統)、和電腦程式產品的流程圖和／或方塊圖來描述的。應理解可由電腦程式指令來實現流程圖和／或方塊圖中的每一個流程和／或方塊、以及流程圖和／或方塊圖中的流程和／或方塊的結合。可提供這些電腦程式指令到通用電腦、專用電腦、嵌入式處理機或其他可編程資料處理設備的處理器以產生一個機器，使得透過電腦或其他可編程資料處理設備的處理器執行的指令產生用來實現在流程圖中的一個流程或多個流程和／或方塊圖中的一個方塊或多個方塊中指定的功能的裝置。
這些電腦程式指令也可被儲存在能引導電腦或其他可編程資料處理設備以特定方式操作的電腦可讀記憶體中，使得儲存在該電腦可讀記憶體中的指令產生包括指令裝置的製造品，該指令裝置實現在流程圖中的一個流程或多個流程和／或方塊圖中的一個方塊或多個方塊中指定的功能。
這些電腦程式指令也可被裝載到電腦或其他可編程資料處理設備上，使得在電腦或其他可編程設備上執行一系列操作步驟以產生電腦實現的處理，從而在電腦或其他可編程設備上執行的指令提供用來實現在流程圖中的一個流程或多個流程和／或方塊圖中的一個方塊或多個方塊中指定的功能的步驟。
在一個典型的配置中，計算設備包括一個或多個處理器(CPU)、輸入/輸出介面、網路介面和記憶體。
記憶體可能包括電腦可讀媒體中的非永久性記憶體、隨機存取記憶體(RAM)和/或非易失性記憶體等形式，如唯讀記憶體(ROM)或快閃記憶體(flash RAM)。記憶體是電腦可讀媒體的示例。
電腦可讀媒體包括永久性和非永久性、可移動和非可移動媒體可以由任何方法或技術來實現資訊儲存。資訊可以是電腦可讀指令、資料結構、程式的模組或其他資料。電腦的儲存媒體的例子包括，但不限於相變記憶體(PRAM)、靜態隨機存取記憶體(SRAM)、動態隨機存取記憶體(DRAM)、其他類型的隨機存取記憶體(RAM)、唯讀記憶體(ROM)、電可擦除可編程唯讀記憶體(EEPROM)、快閃記憶體或其他記憶體技術、唯讀光碟唯讀記憶體(CD-ROM)、數位多功能光碟(DVD)或其他光學儲存、磁盒式磁帶，磁帶磁磁片儲存、石墨烯儲存或其他磁性儲存裝置或任何其他非傳輸媒體，可用來儲存可以被計算設備存取的資訊。按照本文中的界定，電腦可讀媒體不包括暫態性電腦可讀媒體(transitory media)，如調變的資料信號和載波。
本領域技術人員應明白，本說明書一個或多個實施例可提供為方法、系統或電腦程式產品。因此，本說明書一個或多個實施例可採用完全硬體實施例、完全軟體實施例或結合軟體和硬體態樣的實施例的形式。而且，本說明書一個或多個實施例可採用在一個或多個其中包含有電腦可用程式碼的電腦可用儲存媒體(包括但不限於磁碟記憶體、CD-ROM、光學記憶體等)上實施的電腦程式產品的形式。
本說明書一個或多個實施例可以在由電腦執行的電腦可執行指令的一般上下文中描述，例如程式模組。一般地，程式模組包括執行特定任務或實現特定抽象資料類型的常式、程式、對象、元件、資料結構等等。也可以在分散式計算環境中實踐本本說明書一個或多個實施例，在這些分散式計算環境中，由透過通訊網路而被連接的遠端處理設備來執行任務。在分散式計算環境中，程式模組可以位於包括儲存裝置在內的本地和遠端電腦儲存媒體中。
本說明書中的各個實施例均採用漸進的方式描述，各個實施例之間相同或相似的部分互相參見即可，每個實施例重點說明的都是與其他實施例的不同之處。尤其，對於系統實施例而言，由於其基本上類似於方法實施例，所以描述的比較簡單，相關之處參見方法實施例的部分說明即可。在本說明書的描述中，參考術語“一個實施例”、“一些實施例”、“示例”、“具體示例”、或“一些示例”等的描述意指結合該實施例或示例描述的具體特徵、結構、材料或者特點包含於本說明書的至少一個實施例或示例中。在本說明書中，對上述術語的示意性表述不必須針對的是相同的實施例或示例。而且，描述的具體特徵、結構、材料或者特點可以在任一個或多個實施例或示例中以合適的方式來結合。此外，在不相互矛盾的情況下，本領域的技術人員可以將本說明書中描述的不同實施例或示例以及不同實施例或示例的特徵進行結合和組合。
以上所述僅為本說明書一個或多個實施例的實施例而已，並不用來限制本說明書的一個或多個實施例。對於本領域技術人員來說，本說明書的一個或多個實施例可以有各種更改和變化。凡在本說明書的精神和原理之內所作的任何修改、等同替換、改進等，均應包含在申請專利範圍的範疇之內。In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be described clearly and completely in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only a part of the embodiments of the present specification, but not all the embodiments. Based on the embodiments in this specification, all other embodiments obtained by persons with ordinary knowledge in the technical field to which the present invention belongs without creative work shall fall within the protection scope of this specification.
When using cash for transactions, there may be change, which is not conducive to carrying. Users usually need to exchange the change to a larger amount, which is convenient for carrying and consumption.
An embodiment of this specification provides a change change method. The user can put the change to be exchanged into the change change device, and the amount change is calculated through the change change device. The change change device reports the statistical exchange amount to the change change payment server. The exchange payment server can deduct the specified amount from the change account, that is, the merchant's account, and transfer it to the change account, that is, the user's account. It realizes the change change based on electronic payment, does not require users to go to banks or merchants to manually exchange, high efficiency, low cost, and improves the user experience.
Specifically, FIG. 1 is a schematic diagram of a work flow of a change exchange system in an embodiment of the specification, and FIG. 2 is a flow diagram of a change exchange method in an embodiment of the specification. As shown in FIGS. 1 and 2, an embodiment of the specification The overall process of the change change method provided in can include:
Step 202: The change change payment server associates the change change account with the change change device.
Change change devices can be installed in shopping malls, supermarkets, vegetable markets, banks, campuses or other places where the flow of people is large and cash transactions may be frequently used. Change users (such as business, bank, vegetable market managers, community services) Departments, etc.) can connect the change exchange device with their own change recovery account through the change exchange payment server, and realize the function of electronic payment exchange change when the user exchanges change. The method for associating the change account with the change exchange device can include: change change users can obtain the change exchange equipment information of the change exchange device through the change recovery terminal, for example, by scanning the QR code, one-dimensional code and barcode on the change exchange device You can get the information about the change equipment of the change device, or you can get the information about the change equipment of the change device through Bluetooth, WIFI, etc. connected to the change device, or through sonic matching. After the change exchange equipment information is obtained, the change exchange terminal can report the obtained change exchange equipment information to the change exchange payment server via Bluetooth, WIFI, 4G network, etc. The change exchange payment server receives the change exchange terminal to report After the change information of the change device, you can get the change account corresponding to the change change user, and associate the change device information and the change account. The change information of the change device may include the device identification information of the change exchange device, the identification information of the website address, or the identification information of the sound wave, etc.
Step 204: The change exchange user obtains change exchange equipment information of the change exchange device through the change exchange terminal.
After completing the association between the change account and the change exchange device, when the change exchange user needs to exchange the change through the change exchange device, the change exchange user can scan the QR code on the change exchange device and other information through the change exchange terminal to obtain the change exchange Device change information for the device.
Step 206: The change exchange user reports change change request information to the change exchange payment server through the change exchange terminal.
After the change exchange terminal obtains the change exchange equipment information, it can report the obtained change exchange equipment information to the change exchange payment server and send the change exchange request information to the change exchange payment server.
Step 208: The change change server sends activation information to the corresponding change change device.
The change exchange payment server can obtain the change exchange account information of the change exchange user, the change exchange equipment information of the change exchange device, and the change recovery account information associated with the change exchange device according to the received change exchange request information. The device may send start-up information to the corresponding change-changing device according to the received change-exchange request information.
Step 210: Deposit the change to be exchanged.
After the change exchange device receives the activation message of the change exchange payment server, it can activate the change change function based on the received activation information, open the change deposit entry, and the change exchange user can enter the change to be exchanged into the change exchange device.
Step 212: The change change device counts the exchange amount.
The change change device can count the exchange amount of the change to be exchanged deposited by the change change user.
Step 214: The change change device reports the statistical exchange amount to the change change payment server.
Step 216: The change exchange server transfers the corresponding amount from the change recovery account to the change exchange account.
After receiving the exchange amount reported by the change exchange device, the change exchange payment server may transfer the corresponding amount from the change recovery account associated with the change exchange device to the change exchange account. The change change payment server may also send change change success information to the change change terminal of the change change user after the transfer is completed, so that the change change user can check whether the corresponding transfer is received. The change exchange payment server can also send a change exchange success message to the change exchange device after the transfer is completed. The change exchange device can display the received change exchange message and prompt the change exchange user to check whether the change has arrived. If, during the change exchange process, a part of the change is identified as broken or unrecognizable, the change exchange server and/or change exchange device may send prompt information to the change exchange terminal to prompt the change exchange user to check.
For example, user A needs to exchange his own change, and scans the QR code on the change exchange device through the terminal in his hand to obtain the change exchange equipment information of the change exchange device. The terminal of the user A uploads the obtained change exchange equipment information to the change exchange payment server, and sends the change exchange request information to the change exchange payment server. Based on the received information, the change exchange payment server obtains change exchange equipment information of the corresponding change exchange device, change change account information associated with the change exchange device, and change exchange account information, and sends activation information to the change exchange device. The change recovery device activates the change exchange function and opens the change deposit entrance. After user A deposits the change to be exchanged into the change deposit entrance, the change recovery device counts the change amount deposited by user A as 20. 5 yuan, and the statistical exchange amount of 20. 5 Upload to the change change payment server. The change change payment server transfers the corresponding amount from the change change account associated with the change change device, such as 20. 5 yuan to user A's account, complete the change exchange function.
It should be noted that the change exchange terminal and change recovery terminal may include any of the following: smart phones, tablet computers, smart wearable devices (smart watches, virtual reality glasses, virtual reality helmets, etc.) and other electronic devices.
The entire change exchange process of the embodiment of the present specification is completed online, which not only saves manpower and time costs, but also allows the reasonable change of change resources and exerts greater value.
On the basis of the above embodiment, on the basis of multiple terminals performing change exchange operations, an embodiment of the present specification also provides a change exchange method for one side of the change exchange device. FIG. 3 is a schematic diagram of a process of change change by a change change device in an embodiment of this specification. As shown in FIG. 3, the change change device mainly needs to perform the following operations when performing change change:
Step 302: Based on the startup information sent by the received change exchange payment server, count the exchange amount of the change to be exchanged.
The activation information can be sent by the change exchange payment server or by the change exchange terminal. For example, change exchange users can scan the QR code on the change exchange device through the change exchange terminal to obtain the change exchange device information Change money exchange equipment information, and report the obtained change money exchange equipment information to the change money exchange payment server, and send change money exchange request information to the change money exchange payment server. The change exchange payment server may send start information to the corresponding change exchange device according to the received change exchange request information, or after the user scans the QR code of the change exchange device, the change exchange terminal directly sends the start information to the change exchange device.
After receiving the start-up information, the change exchange device can start the change exchange work status, such as: the change deposit opening can be opened, the user can deposit the change to be exchanged from the change deposit entrance, and the change exchange device can count the user deposit The exchange amount of the change to be exchanged. The change deposit device can accumulate statistics in the process of depositing the change to be exchanged by the user when counting the exchange amount, or can collect statistics at once after the user deposits all change to be exchanged. For example, when the user deposits the change to be exchanged into the change deposit entrance, two 1 yuan coins, 3 1 yuan banknotes, 1 5-cent coin, and 2 dime coins are sequentially deposited, and the change exchange device can accumulate statistics users in sequence The exchange amount deposited, such as: 1+1+1+1+1+0. 5+0. 1+0. 1. After the user confirms the end of depositing change, output the total accumulated exchange amount 5. 7 yuan. You can also make a one-time statistics after the user confirms the end of the deposit of change, and output the exchange amount 5. 7 yuan.
If in the process of counting the exchange amount, the damaged or unchangeable change is identified, the change exchange device can return the damaged or unchangeable change to the change change outlet and prompt the change exchange user to check.
Step 304: Send the exchange amount to the change exchange payment server, so that the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the exchange amount. The change recovery account is associated with the terminal that obtains the change to be exchanged.
In the specific implementation process, after the change exchange device counts the exchange amount deposited by the user to be exchanged, the exchange amount can be sent to the exchange server through Bluetooth, WIFI, 4G network, wired network, etc. After receiving the exchange amount reported by the change exchange device, the change exchange payment server may transfer the corresponding amount from the change recovery account associated with the change exchange device to the change exchange account.
According to the change change method provided in the embodiment of this specification, after counting the exchange amount of the change to be exchanged, the corresponding amount can be transferred from the change recovery account associated with the change change device to the change amount through the change exchange payment server Account. Electronic payment and intelligent operation for change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change and reduce social costs.
Based on the above embodiment, in one embodiment of the present specification, the sending the exchange amount to the change change payment server includes:
Display the exchange amount, receive the exchange amount confirmation information, and send the exchange amount to the change exchange payment server.
In the specific implementation process, after the change exchange device counts the exchange amount of the change to be exchanged, it can display the statistical exchange amount. If the change exchange device accumulates the exchange amount in turn according to the order in which users deposit the change, the change exchange The device can also immediately display the results of cumulative statistics, that is, the current cumulative exchange amount, or directly display the total exchange amount after counting the final total exchange amount. The user can check whether the statistical result is correct according to the displayed exchange amount. If it is correct, he can send the confirmation information of the exchange amount to the change exchange device by clicking the confirmation button or other operations. After receiving the exchange amount confirmation information, the change exchange device sends the exchange amount to the change exchange payment server, so that the change exchange payment server transfers the corresponding amount from the change recovery account associated with the change exchange device to the change exchange account.
The embodiment of the present specification can improve the accuracy of change change by receiving the exchange amount confirmation information, avoid the error of the change amount statistics of the change change device, bring losses to the user, and improve the user experience.
Based on the above embodiments, the method further includes:
Receive error information about the exchange amount, recalculate the exchange amount of the change to be exchanged, and display the recalculated exchange amount;
Or, receive the incorrect information about the exchange amount, and return the change to be exchanged to the change change outlet.
In the specific implementation process, if the exchange amount displayed by the change exchange device is incorrect, the user can send the exchange amount error information to the change exchange device by clicking the cancel button or other operations. After receiving the incorrect information about the exchange amount, the change exchange device can re-count the exchange amount to be exchanged and display the re-stated results, or it can also return the change to be exchanged to the change exchange outlet, which can be taken out by the change exchange user for re-change Exchange or cancel the exchange.
In the embodiment of the present specification, when there is an error in the exchange amount statistics, it may be re-counted or directly returned to avoid the error in the change amount statistics of the change change device, causing losses to the user and improving the user experience.
FIG. 4 is a schematic diagram of a process of change exchange by a change change payment server in an embodiment of the specification. As shown in FIG. 4, on the basis of performing change exchange operations by multiple terminals, an embodiment of the specification also provides a method for changing The change process of the change exchange performed on one side of the change exchange payment server, the specific process may include:
Step 402: Receive change change request information. The change change request information includes: change change account information and change change equipment information.
In the specific implementation process, users need to scan the QR code on the change exchange device to obtain the change exchange equipment information of the change exchange device by scanning the QR code on the change exchange device, and the change exchange request information including the change exchange equipment information Send to the change change payment server. The change exchange payment server may receive change exchange request information from the change exchange terminal.
Step 404: Send start-up information to the change exchange device according to the change exchange equipment information, and receive the exchange amount sent by the change exchange device.
In the specific implementation process, after receiving the change exchange request information, the change exchange payment server may send activation information to the corresponding change exchange device according to the change exchange equipment information in the change exchange request information, so that the change exchange device activates the change Exchange work status. The change exchange payment server may also receive the exchange amount of the change to be exchanged which is counted and sent after the change exchange device is activated.
Step 406: According to the exchange amount, the change exchange account information, and the change exchange equipment information, transfer the corresponding amount from the change recovery account to the change exchange account.
In an embodiment of this specification, the change change device can be associated with the change recovery account in advance. After the change change payment server receives the exchange amount sent by the change change device, it can change the exchange device information and change in the change request Exchange account information, transfer the corresponding amount from the change account to the change account. After the transfer is successful, the change change payment server can send the transfer success message to the change recovery terminal and the change change terminal, respectively.
In addition, when the change exchange payment server transfers funds, it can also first send transfer messages to the terminal corresponding to the change recovery account, such as: SMS notification or push message notification, to notify the change recovery user that the transaction is in progress. The change exchange payment server can also perform the transfer operation after receiving the confirmation transfer information sent by the change recovery terminal. If the balance in the change account is insufficient, the change exchange payment server may send a notification message of insufficient balance to the terminal corresponding to the change account. The change account may choose to use another account for payment or cancel the payment. If the change recovery account cancels the payment, the change exchange payment server may send a payment failure message to the change exchange device and the change exchange terminal, respectively, and the change exchange device may return the change to be exchanged deposited by the change exchange user.
In the embodiment of the present specification, by receiving the change exchange request information of the change exchange terminal, the change exchange function is activated, and according to the exchange amount sent by the change exchange device, the corresponding amount is transferred from the change recovery account to the change exchange account. The smart operation and electronic payment of change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change, reducing social costs.
In one embodiment of the present invention, the binding of the change exchange device and the change recovery account may use the following methods:
Change change users can obtain change information of change change equipment through change change terminals. For example, they can scan the QR code, 1D code, bar code and other image information on change change device to obtain change change device information of change change device. Or, you can get the change information of the change device through the Bluetooth, WIFI, etc. connected to the change device, or through sonic matching. The change change terminal can report the obtained change exchange equipment information to the change exchange payment server via Bluetooth, WIFI, 4G network, etc. After receiving the change exchange equipment information reported by the change change terminal, the change exchange payment server can Obtain the change account corresponding to the change change user, and associate the change exchange equipment information with the change account. The change information of the change device may include the device identification information of the change exchange device, the identification information of the website address, or the identification information of the sound wave, etc.
In an embodiment of this specification, the change change payment server may obtain the associated change change account from the change exchange equipment information in the received change change request according to the association between the change change device and the change change account. Further, Transfer the corresponding amount from the change account to the change account.
In addition, the change exchange device may include one or more change storage modules, that is, it may include one or more change storage areas. When associating a change account with a change exchange device, if multiple change saving modules are included, each change saving module can be set with a change exchange device information, and the change exchange payment server can report the change report terminal according to Information about the change exchange equipment, associate the change recovery account with the corresponding change preservation module, that is, one change exchange device can be associated with one or more change recovery accounts. When the change change user needs to take out the change in the change change device, the corresponding change saving module can be opened according to the change change account information of the change change user, so that the corresponding user can take out the change in the corresponding change saving module.
For example, if a change exchange device includes two change storage modules 1, 2, each change storage module corresponds to one change exchange equipment information. The change change user A can obtain the change information a of the change change device 1 corresponding to the change change module 1 by scanning the QR code information on one of the change change saver modules 1 and collect the change change of user A through the change change payment server The recycling account is associated with change information a of change equipment. Similarly, the change change user B can obtain the change exchange equipment information b corresponding to the change change storage module 2 by scanning the QR code information on another change change save module 2, and collect the change change user through the change exchange payment server B's change account is associated with change information b. If the change recycling user A needs to take out the change in the change exchange device, he can send the exchange change information to the change exchange device or change exchange payment server. After the change exchange device or change exchange payment server is verified, the corresponding change can be opened Save module 1, change change user A can take out change from change change preservation module 1. Similarly, you can send out the exchange change information to the change change device or change change payment server. After the change change device or change change payment server is verified, you can open the corresponding change change module 2 and change change user B saves from change Take out the change from module 2.
In the embodiment of the present specification, the electronic payment of the exchange amount is realized by associating the change exchange device with the change recovery account, which has high efficiency, convenient operation, strong reliability, and easy promotion.
In an embodiment of the present specification, when the change change payment server transfers the corresponding amount from the change recovery account to the change exchange account, the corresponding amount transferred may be any of the following: the exchange amount of the change to be exchanged counted by the change exchange device, The exchange amount to be exchanged for change is multiplied by the exchange reward factor, and the exchange amount to be exchanged for change is multiplied by the exchange deduction factor.
For example, if the change amount calculated by the change recovery device is 20%. 5 yuan, and the calculated exchange amount will be 20. 5 yuan is sent to the change change payment server, the change change payment server can be transferred from the change change account according to the pre-stored transfer rules 20. RMB 5 to change account. In order to encourage users to use the change exchange device to exchange change, the exchange reward factor is preset to 1. 01, then the change change payment server can transfer from the change change account 20. 5×1. 01=20. RMB 705 to change account. Of course, in order to encourage users to use the change recovery device to collect change, the default setting of the exchange deduction factor is 0. 90, then the change change payment server can transfer from the change change account 20. 5×0. 90=18. 45 yuan to change accounts.
In this embodiment of the specification, by setting change rules, based on the statistics of the exchange amount of the change to be exchanged, the corresponding amount will be transferred from the change recovery account to the change account to stimulate the spontaneous circulation of change and reduce social costs.
Based on the above embodiments, the method further includes:
Receiving exchange and change information, the exchange and change information includes: change change account information;
According to the change change account information, send change change information to the change change device associated with the change change account, so that the change change device opens the change change withdrawal port of the corresponding change saving module.
In the specific implementation process, if the users corresponding to the change recovery account, such as merchants, banks, etc., need to take out the exchange change stored in the change exchange device, they can send the change exchange information to the change exchange payment server through the change recovery terminal . The change change payment server can obtain the change exchange device associated with the change change account according to the change change account information in the received exchange change information, and send the change change information to the change change device. The change change device can open the change change outlet of the corresponding change saving module according to the received change information, that is, if the change change device has multiple change saving modules, and each change saving module is associated with a different change recovery account, Then, you need to open the corresponding change withdrawal port of the corresponding change preservation module based on the change information. The change change payment server can also perform security verification on the received exchange change information, such as entering a password, to improve the security of change change.
Of course, the change storage module in the change exchange device can also be equipped with security devices such as password locks, fingerprint locks, etc. Only users associated with the change exchange device can open the security device of the corresponding change storage module and take out the stored change Save the change in the module.
The embodiment of the present specification obtains the associated change change device by taking out the change change account information in the change change information, so that the corresponding change change device can open the change change outlet, which is convenient for the user to take out change, and improves the safety of the change change device to store change Sex.
FIG. 5 is a schematic diagram of a process of change exchange by a change exchange terminal in an embodiment of the specification. As shown in FIG. 5, on the basis of performing change exchange operations by multiple terminals, an embodiment of the specification also provides a change exchange For the method of change change performed on one side of the terminal, the specific process may include:
Step 502: Obtain change information of the change device of the change device.
In an embodiment of the present invention, if a user wants to exchange change through a change exchange device, the user can scan the two-dimensional code, one-dimensional code, bar code and other device identification information on the change exchange device using the carried change exchange terminal, or can also use Connect the Bluetooth, WIFI, etc. of the change exchange device, or obtain the change exchange equipment information of the change exchange device through sonic matching and other methods.
Step 504: Send the change exchange request information to the change exchange payment server, so that the change exchange payment server performs the following actions: control the change exchange device to start, and transfer from the change recovery account according to the exchange amount sent by the change exchange device The corresponding amount shall be transferred to the change exchange account; the change exchange request information includes: change exchange account information and change exchange equipment information.
In the specific implementation process, after obtaining the information of the change exchange equipment of the change exchange device, the change exchange terminal may report the obtained change exchange equipment information to the change exchange payment server and send a change exchange request to the change exchange payment server News. The change exchange payment server can obtain the change exchange account information of the change exchange user, the change exchange equipment information of the change exchange device, and the change recovery account information associated with the change exchange device according to the received change exchange request information. The change exchange payment server The start information can be sent to the corresponding change exchange device according to the received change exchange request information. After the change exchange device receives the start message of the change exchange payment server, it can activate the change change function and open the change deposit entry. The change exchange user can deposit the change to be exchanged into the change exchange device, and the change exchange device can count the pending change Exchange the exchange amount of the change, and report the statistical exchange amount to the change exchange payment server. After receiving the exchange amount reported by the change exchange device, the change exchange payment server may transfer the corresponding amount from the change recovery account associated with the change exchange device to the change exchange account. The change change payment server may also send change change success information to the change change terminal of the change change user after the transfer is completed, so that the change change user can check whether the corresponding transfer is received.
Of course, the deposit of the change can be performed before the change exchange terminal obtains the information of the change exchange device of the change exchange device, or after the start of the change exchange device. For example, the user can first deposit the change to be exchanged into the change exchange device, and then use the change exchange terminal to obtain the change exchange equipment information of the change exchange device, and send the change exchange request information. Alternatively, the change exchange device may be used to obtain change exchange equipment information of the change exchange device, and after sending the change exchange request information, the change exchange device opens the corresponding change deposit entry, and then deposits the change to be exchanged into the change exchange device.
In the embodiment of the present specification, the Internet and the electronic payment channel are used to complete the recovery, which is high in efficiency and low in cost, and is convenient and popularized. It communicates with merchants and users through QR codes, which is convenient to operate and has high reliability. At the same time, the cost is low, and deployment and maintenance are convenient, which stimulates the spontaneous circulation of change and reduces social costs.
The embodiments of the above method in this specification are described in a gradual manner. The same or similar parts between the embodiments can be referred to each other. Each embodiment focuses on the differences from the other embodiments. For the relevant parts, please refer to the description of the method embodiments.
Based on the change change method described above, one or more embodiments of this specification also provide a change change device. The device may include a system (including a decentralized system), software (application), modules, components, servers, users, etc. using the method described in the embodiments of the present specification in combination with necessary implementation hardware . Based on the same innovative concept, the devices in one or more embodiments provided by the embodiments of this specification are as described in the following embodiments. Since the implementation solution of the device to solve the problem is similar to the method, the implementation of the specific device in the embodiments of the present specification may refer to the implementation of the foregoing method, and the repetition is not repeated. As used below, the term “unit” or “module” can be a combination of software and/or hardware that can realize a predetermined function. Although the devices described in the following embodiments are preferably implemented in software, hardware, or a combination of software and hardware, is also possible and conceivable.
Specifically, FIG. 6 is a schematic diagram of a module structure of an embodiment of the change exchange device provided in this specification. As shown in FIG. 6, the change exchange device provided in this specification includes: an amount statistics module 61 and an amount transmission module 62. among them:
Amount statistics module 61, which can be used to receive start-up information and to calculate the exchange amount to be exchanged;
The amount sending module 62 may be used to send the exchange amount to the change exchange payment server, so that the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, Wherein, the change change account is associated with the terminal that obtains the change to be exchanged.
The change exchange device provided in the embodiment of the present specification, after counting the exchange amount of the change to be exchanged, can transfer the corresponding amount from the change recovery account associated with the change exchange device to the corresponding amount to change exchange through the change exchange payment server Account. Electronic payment and intelligent operation for change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change and reduce social costs.
Based on the above embodiments, the amount sending module is specifically used to:
Display the exchange amount, receive the exchange amount confirmation information, and send the exchange amount to the change exchange payment server.
The change change device provided by the embodiment of the present specification can improve the accuracy of change change by receiving the exchange amount confirmation information, avoid the error of the change change amount statistics, bring losses to the user, and improve the user experience.
Based on the above embodiments, the amount sending module is also used to:
Receive error information about the exchange amount, recalculate the exchange amount of the change to be exchanged, and display the recalculated exchange amount;
Or, receive the incorrect information about the exchange amount, and return the change to be exchanged to the change change outlet.
The change change device provided in the embodiment of the present specification can be re-stated or directly returned when the exchange amount statistics are incorrect, to avoid the incorrect change amount statistics of the change change device, which causes losses to the user and improves the user experience.
FIG. 7 is a schematic structural diagram of a change change device in another embodiment of the present description. As shown in FIG. 7, on the basis of the above embodiment, the change change device includes:
Change deposit entry, display module, communication module, change preservation module, change withdrawal, at least one processor, and memory for storing processor executable instructions, the change deposit entry is used to deposit and exchange Change, the display module is used to display the statistical amount of the change to be exchanged, the communication module is used to communicate with an external device, the change storage module is used to save the exchanged change, the processor executes The instruction implements the one-sided change exchange method of the change exchange device in the above embodiment.
A device identification display area such as a two-dimensional code area can also be set on the outer surface of the change change device.
In this embodiment of the present specification, after counting the exchange amount of the change to be exchanged, the change exchange payment server can be used to transfer the corresponding amount from the change recovery account associated with the change exchange device to the corresponding amount to the change exchange account. Electronic payment and intelligent operation for change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change and reduce social costs.
FIG. 8 is a schematic diagram of a module structure of an embodiment of the change exchange payment server provided in this specification. As shown in FIG. 8, the change exchange payment server provided in this specification includes: an exchange information receiving module 81 and an amount information receiving module Group 82, exchange payment module 83, in which:
The exchange information receiving module 81 may be used to receive change exchange request information. The change exchange request information includes: change exchange account information and change exchange equipment information;
The amount information receiving module 82 may be used to send start-up information to the change exchange device based on the change exchange equipment information, and receive the exchange amount sent by the change exchange device;
The exchange payment module 83 can be used to transfer the corresponding amount from the change recovery account to the change exchange account based on the exchange amount, the change exchange account information, and the change exchange equipment information.
In the embodiment of the present specification, by receiving the change exchange request information of the change exchange terminal, the change exchange function is activated, and according to the exchange amount sent by the change exchange device, the corresponding amount is transferred from the change recovery account to the change exchange account. The smart operation and electronic payment of change change are realized, which does not require manual interaction, which is convenient, fast, efficient, and reliable, improves the user experience, and can stimulate the spontaneous circulation of change, reducing social costs.
Based on the above embodiment, FIG. 9 is a schematic structural diagram of a change change payment server in another embodiment of the present specification. As shown in FIG. 9, the server further includes an account binding module 91 for:
Receive device binding information, the device binding information includes: change change account information, change change equipment information;
Associate the change change device with the change change recovery account.
Based on the above embodiments, the exchange payment module is specifically used to:
Obtain the associated change account information according to the change information of the change device;
According to the exchange amount, the exchange amount is transferred from the change change account to the change exchange user account.
In the embodiment of the present specification, by associating the change change device with the change recovery account, the electronic payment of the exchange amount is realized, which has high efficiency, convenient operation, strong reliability and easy promotion.
On the basis of the foregoing embodiment, the corresponding amount includes any one of the following: the exchange amount, the exchange amount multiplied by the exchange reward factor, and the exchange amount multiplied by the exchange deduction factor.
In the embodiment of the present specification, by setting a change exchange rule, based on the statistic exchange amount of the change to be exchanged, the corresponding amount is transferred from the change recovery account to the change exchange account to stimulate the spontaneous circulation of change and reduce social costs.
Based on the above embodiment, the server further includes:
A change-out information receiving module for receiving change-out change information, the change-out change information includes: change change account information;
A change taking command sending module is used to send the change change information to the change exchange device associated with the change change account according to the change change account information, so that the change change device opens the change change exit of the corresponding change saving module .
In the embodiment of the present specification, by taking out the change recycling account information in the exchange change information, the associated change exchange device is obtained to enable the corresponding change change device to open the change change outlet, which is convenient for the user to take out change and improve the change exchange device's storage of change safety.
Based on the foregoing embodiments, the embodiments of the present specification further provide a change change payment electronic device, including: at least one processor and a memory for storing processor executable instructions, which are implemented when the processor executes the instructions In the above embodiment, the method for changing the change server side of the payment server is as follows:
Receive change change request information, the change change request information includes: change change account information, change change equipment information;
Sending start-up information to the change change device according to the change change equipment information, and receiving the exchange amount sent by the change change device;
According to the exchange amount, the change exchange account information, and the change exchange equipment information, the corresponding amount is transferred from the change recovery account to the change exchange account.
10 is a schematic diagram of a module structure of an embodiment of a change exchange terminal provided in this specification. As shown in FIG. 10, the change exchange terminal provided in this specification includes: a device information acquisition module 101 and a request information transmission module 102, wherein :
The equipment information acquisition module 101 can be used to obtain information about the change equipment of the change device;
The request information sending module 102 can be used to send change exchange request information to the change exchange payment server, so that the change exchange payment server performs the following actions: control the change exchange device to start, and according to the exchange amount sent by the change exchange device, Transfer the corresponding amount from the change account to the change account;
The change exchange request information includes change exchange account information and change exchange equipment information.
Based on the above embodiments, the device information acquisition module is specifically used to:
Scan the device identification information on the change change device to obtain the change exchange device information. The device identification information includes any one of a two-dimensional code image, a one-dimensional code image, and a bar code image.
In the embodiment of the present specification, the Internet and the electronic payment channel are used to complete the recovery, which is high in efficiency and low in cost, and is convenient and popularized. It communicates with merchants and users through QR codes, which is convenient to operate and has high reliability. At the same time, the cost is low, and deployment and maintenance are convenient, which stimulates the spontaneous circulation of change and reduces social costs.
On the basis of the foregoing embodiments, the embodiments of the present specification also provide a change change electronic device, including: at least one processor and a memory for storing processor executable instructions, which are implemented when the processor executes the instructions The method on the side of the change change terminal in the embodiment, such as:
Obtain information about the change equipment of the change device;
Send the change exchange request information to the change exchange payment server, so that the change exchange payment server performs the following actions: control the change exchange device to start, and transfer the corresponding amount from the change recovery account to the corresponding amount according to the exchange amount sent by the change exchange device to Change account;
The change exchange request information includes change exchange account information and change exchange equipment information.
Based on the above embodiments, the change exchange system in one embodiment of the present invention may include a change exchange device, a change exchange payment server, and a change exchange terminal. Both the change exchange device and the change exchange terminal may be performed with the change exchange payment server Communication, the change exchange device, the change exchange payment server, and the change exchange terminal may include at least a processor and a memory for storing processor executable instructions. The processor in the change exchange device implements the above implementation when executing the instructions In the example, the method executed by the change exchange device, the method executed by the processor of the change exchange payment server when the instruction is executed, and the method executed by the change exchange payment server, and the processor in the change exchange terminal implements the instruction executed by the change exchange terminal method.
The method embodiments provided in the embodiments of this specification can be executed in a mobile terminal, a computer terminal, a server, or a similar computing device. Taking an example of running on a server, FIG. 11 is a block diagram of a hardware structure of a change change server using an embodiment of the present invention. As shown in FIG. 11, the server 10 may include one or more (only one is shown in the figure) processor 100 (the processor 100 may include but is not limited to a processing device such as a microprocessor MCU or a programmable logic gate array FPGA) The processor may be a change exchange device, a change exchange payment server, a processor in the change exchange terminal), a memory 200 for storing data, and a transmission module 300 for communication functions. Persons with ordinary knowledge in the technical field to which the present invention belongs can understand that the structure shown in FIG. 11 is merely an illustration, which does not limit the structure of the above-mentioned electronic device. For example, the server 10 may also include more or fewer components than those shown in FIG. 11, for example, it may also include other processing hardware, such as a database or a multi-level cache, a GPU, or have different elements than those shown in FIG. 11. Configuration.
The memory 200 can be used to store software programs and modules of application software, such as program instructions/modules corresponding to the change exchange method in the embodiments of the present specification, and the processor 100 runs the software programs and modules stored in the memory 200 by To execute various functional applications and data processing. The memory 200 may include a high-speed random access memory, and may also include a non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid-state memory. In some examples, the memory 200 may further include memory disposed remotely with respect to the processor 100, and these remote memories may be connected to the computer terminal through a network. Examples of the above network include but are not limited to the Internet, intranet, regional network, mobile communication network, and combinations thereof.
The transmission module 300 is used to receive or send data via a network. The specific example of the network described above may include a wireless network provided by a communication provider of the computer terminal 10. In one example, the transmission module 300 includes a network interface card (Network Interface Controller, NIC), which can be connected to other network devices through the base station to communicate with the Internet. In one example, the transmission module 300 may be a radio frequency (Radio Frequency, RF) module, which is used to communicate with the Internet in a wireless manner.
The foregoing describes specific embodiments of the present specification. Other embodiments are within the scope of the attached patent application. In some cases, the actions or steps described in the scope of the patent application may be performed in a different order than in the embodiment and still achieve the desired result. Additionally, the processes depicted in the drawings do not necessarily require the particular order shown or sequential order to achieve the desired results. In some embodiments, multiplexing and parallel processing are also possible or may be advantageous.
The method or device described in the above embodiments provided in this specification can realize business logic through a computer program and be recorded on a storage medium. The storage medium can be read and executed by a computer to achieve the effects of the solutions described in the embodiments of this specification. .
The above change method or device provided in the embodiment of the present specification can be implemented by a processor executing corresponding program instructions in a computer, such as using the C++ language of the windows operating system to implement on the PC side, linux system, or other such as using android, The iOS system programming language is implemented in smart terminals and the processing logic based on quantum computers.
It should be noted that the descriptions of the devices, computer storage media, and systems described above in the specification according to related method embodiments may also include other implementation manners. For specific implementation manners, reference may be made to the descriptions of the corresponding method embodiments, which will not be repeated here. .
The embodiments in this specification are described in a gradual manner. The same or similar parts between the embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In particular, for the hardware + program embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant part can be referred to the description of the method embodiment.
The embodiments of this specification are not limited to the situations that must comply with industry communication standards, standard computer data processing and data storage rules or one or more embodiments described in this specification. Some industry standards or implementations described in a customized manner or examples based on slightly modified implementations can also achieve the same, equivalent, or similar, or predictable implementation effects of the above examples. Examples of data acquisition, storage, judgment, and processing methods obtained after applying these modifications or deformations can still fall within the scope of optional implementations of the examples in this specification.
In the 1990s, the improvement of a technology can be clearly distinguished from the improvement of hardware (for example, the improvement of the circuit structure of diodes, transistors, switches, etc.) or the improvement of software (for the process flow Improve). However, with the development of technology, the improvement of many methods and processes can be regarded as a direct improvement of the hardware circuit structure. Designers almost get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method and process cannot be achieved with hardware physical modules. For example, a programmable logic device (Programmable Logic Device, PLD) (for example, Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by a user programming the device. It is up to the designer to "integrate" a digital system on a PLD without having to ask the chip manufacturer to design and manufacture a dedicated integrated circuit chip. Moreover, nowadays, instead of manually manufacturing integrated circuit chips, this kind of programming is also mostly implemented using "logic compiler" software, which is similar to the software compiler used in program development and writing. The previous source code must also be written in a specific programming language, which is called a hardware description language (Hardware Description Language, HDL), and HDL is not only one, but there are many, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc. Commonly used are VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should also be clear that by simply programming the method flow in the above hardware description languages and programming it into the integrated circuit, the hardware circuit that implements the logic method flow can be easily obtained.
The controller can be implemented in any suitable way, for example, the controller can take, for example, a microprocessor or processor and a computer storing computer-readable program code (eg, software or firmware) executable by the (micro)processor Readable media, logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers and embedded microcontrollers. Examples of controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, the memory controller can also be implemented as part of the control logic of the memory. Those skilled in the art also know that, in addition to implementing the controller in a pure computer-readable program code manner, it is entirely possible to make the controller use logic gates, switches, special application integrated circuits, programmable logic controllers by logic programming of the method steps And the embedded microcontroller to achieve the same function. Therefore, such a controller can be regarded as a hardware component, and the device included therein for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module of the implementation method and a structure in the hardware component.
The system, device, module or unit explained in the above embodiments may be implemented by a computer chip or entity, or by a product with a certain function. A typical implementation device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, an on-board human-machine interactive device, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console , Tablet computers, wearable devices, or any combination of these devices.
Although one or more embodiments of this specification provide method operation steps as described in the embodiments or flowcharts, more or fewer operation steps may be included based on conventional or non-inventive means. The order of the steps listed in the embodiment is only one way in the order of execution of many steps, and does not represent a unique order of execution. When the actual device or terminal product is executed, it can be executed sequentially or concurrently according to the method shown in the embodiments or the drawings (for example, a parallel processor or multi-threaded processing environment, or even a distributed data processing environment). The terms "include", "include" or any other variant thereof are intended to cover non-exclusive inclusion, so that a process, method, product, or device that includes a series of elements includes not only those elements, but also others that are not explicitly listed Elements, or also include elements inherent to such processes, methods, products, or equipment. Without more restrictions, it does not exclude that there are other identical or equivalent elements in the process, method, product or equipment including the elements. The first and second words are used to indicate names, but do not indicate any particular order.
For the convenience of description, when describing the above device, the functions are divided into various modules and described separately. Of course, when implementing one or more of this specification, the functions of each module can be implemented in the same software or multiple hardware and/or hardware, or the modules that implement the same function can be composed of multiple sub-modules or sub-modules. The combination of units to achieve. The device embodiments described above are only schematic. For example, the division of the unit is only a logical function division. In actual implementation, there may be another division manner, for example, multiple units or elements may be combined or integrated into Another system, or some features can be ignored, or not implemented. In addition, the displayed or discussed mutual coupling or direct coupling or communication connection may be through some interfaces, and the indirect coupling or communication connection of the device or unit may be in electrical, mechanical, or other forms.
The present invention is described with reference to flowcharts and/or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each flow and/or block in the flowchart and/or block diagram and a combination of the flow and/or block in the flowchart and/or block diagram can be implemented by computer program instructions. These computer program instructions can be provided to the processors of general-purpose computers, special-purpose computers, embedded processors, or other programmable data processing equipment to produce a machine that enables the generation of instructions executed by the processor of the computer or other programmable data processing equipment A device for realizing the function specified in one block or multiple blocks in a flow or multiple blocks in the flowchart and/or block diagram.
These computer program instructions can also be stored in a computer readable memory that can guide a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer readable memory produce a manufactured product including an instruction device The instruction device implements the function specified in one block or multiple blocks in the flow chart and/or one block or multiple blocks in the block diagram.
These computer program instructions can also be loaded onto a computer or other programmable data processing device, so that a series of operating steps are performed on the computer or other programmable device to generate computer-implemented processing to be executed on the computer or other programmable device The instructions provided provide steps to implement the functions specified in a flow or flows in the flowchart and/or a block or blocks in the block diagram.
In a typical configuration, the computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
Memory may include non-permanent memory, random access memory (RAM) and/or non-volatile memory in computer-readable media, such as read-only memory (ROM) or flash memory ( flash RAM). Memory is an example of computer-readable media.
Computer-readable media, including permanent and non-permanent, removable and non-removable media, can be stored by any method or technology. The information can be computer readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM) , Read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, read-only disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic cassette tape, magnetic tape magnetic tape storage, graphene storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. As defined in this article, computer-readable media does not include transient computer-readable media (transitory media), such as modulated data signals and carrier waves.
Those skilled in the art should understand that one or more embodiments of this specification may be provided as a method, system, or computer program product. Therefore, one or more embodiments of this specification may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware aspects. Moreover, one or more embodiments of this specification can be implemented on one or more computer-usable storage media (including but not limited to disk memory, CD-ROM, optical memory, etc.) containing computer-usable program code In the form of computer program products.
One or more embodiments of this specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. One or more embodiments of this specification may also be practiced in distributed computing environments in which remote processing devices connected through a communication network perform tasks. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices.
The embodiments in this specification are described in a gradual manner. The same or similar parts between the embodiments can be referred to each other. Each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant part can be referred to the description of the method embodiment. In the description of this specification, the description referring to the terms "one embodiment", "some embodiments", "examples", "specific examples", or "some examples" means specific features described in conjunction with the embodiment or examples , Structure, material or characteristic is included in at least one embodiment or example of this specification. In this specification, the schematic representation of the above terms does not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. In addition, without contradicting each other, those skilled in the art may combine and combine different embodiments or examples and features of the different embodiments or examples described in this specification.
The above is only an embodiment of one or more embodiments of this specification, and is not intended to limit one or more embodiments of this specification. For those skilled in the art, one or more embodiments of this specification may have various modifications and changes. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principle of this specification shall be included in the scope of the patent application.
