TW201933237A - Electronic real estate lease contract model integration system and integration method thereof - Google Patents

Abstract

An electronic real estate lease contract model integration system and an integration method thereof are provided. The electronic real estate lease contract model integration system includes an application server, a tenant device, a rental device and a bank device. The application server provides an application. The tenant device inputs a content of negotiated lease contract. According to the content of negotiated lease contract, the application server generates a content of pending review lease contract. According to the content of pending review lease contract, the rental device inputs a confirm signal. According to the confirm signal and the content of pending review lease contract, the application server generates an added leasing electronic contract. The bank device reviews credit information of tenant and generates a grant message. According to the grant message and the added leasing electronic contract, the bank device generates a start trading signal. According to the start trading signal and the added leasing electronic contract, the application server generates a transaction confirmation and start notification message, and sends the transaction confirmation and start notification message to the tenant device, the rental device and the bank device.

Description

Electronic real estate lease contract model integration system and its integration method

The invention relates to an integrated system and an integrated method thereof, in particular to an electronic real estate lease contract mode integration system and an integrated method thereof.

Since ancient times, the transaction amount of real estate leasing has been handled by the leasing parties in the traditional way. It has not evolved so far. At most, it is only changed from cash to remittance, and the potential efficiency defects exist in it. Has not been carefully reviewed and improved. Specifically, for a normal normal real estate leasing activity, after the parties negotiated the price, conditions and signed the contract, the lessor begins to bear the financial default risk of the lessee’s non-performance of the payment obligation, and the collection of the failure to fulfill the payment obligation on time. The uncertainty of cost and funding gap, and the lessee must begin to bear the traffic and time cost of cash payment or the operating cost of remittance in order to fulfill the obligation of payment, or it may be under pressure from the rush of funds. With demand.

Taking residential real estate leasing as an example, suppose that a lessor uses a bank real estate mortgage to hold 20 rental suites scattered throughout the country, and plans to use rental income to meet the necessary profit of bank loans. After successful renting, the lessor has successively signed the contract with the lessee to order the real estate lease contract from the stationery store. Since then, it has to face the control of different lease periods, different rent prices and different paying days. Work, even when faced with arrears of rent, not only have to collect, but also have to raise funds to pay the bank loan's profit. On the other hand, the tenants have to keep on worrying about paying in cash or by bank remittance on a fixed date. Although this may seem small, in the busy modern society, there are too many small things. It must be handled, whether it is an irregular parking fee, or water, electricity, gas, telecommunications, internet fees, community management fees, or half-year paid cable fees or annual payments. Land price tax, housing tax, fuel tax, license tax, income tax and various types of personal and property insurance premiums, whether it is cash payment or remittance, people are already in trouble, and seek to deal with more convenient financial services, such as automatic Withholding, Internet ATM, cardless ATM, mobile ATM, etc., when temporary financial constraints occur, it may be necessary to borrow from relatives and friends, or negotiate the grace time with the lessor. It is also embarrassing. The above is an example of residential real estate leasing. Conceptually, it can be further analogized to other types of asset leasing, such as commercial real estate leasing, long-term car leasing, mobile phone monthly rent, or even as long as it is cyclical. There are similar situations in daily payment transactions.

In view of the above-mentioned problems, an object of the present invention is to provide an electronic real estate lease contract mode integration system and an integration method thereof for solving the problems faced by the prior art.

Based on the above objective, the present invention provides an electronic real estate lease contract mode integration system, which includes an application server, a renter device, a rental device, and a bank device. The application server provides the application. The tenant device, the application server, and the application program are downloaded and installed. The tenant device includes a renter display module, a renter input module, and a tenant transfer module. The tenant display module displays the application's tenant interface. The tenant input module inputs the content of the negotiated lease contract corresponding to the tenant interface; the tenant transfer module transmits the agreed lease contract content to the application server, and the application server generates the content of the lease contract to be reviewed according to the content of the negotiated lease contract. The rental device connects to the application server, and downloads and installs the application. The rental device includes a rental display module, a rental input module, and a rental transmission module; the rental display module displays the rental interface of the application. And display the content of the lease agreement to be reviewed provided by the application server. The content of the lease contract to be reviewed includes the entrusted bank automatic payment of the rental terms and the credit card or credit limit application form of the tenant. The credit card or credit limit application form includes the default application. The quota input module corresponds to the content of the pending lease contract input confirmation signal; the rental terminal transmission module transmits the confirmation signal to the application server, and the application server generates a new leased electronic contract based on the confirmation signal and the content of the lease contract to be reviewed. The bank-side device connects to the application server, and downloads and installs the application program. The bank-side device includes a bank-side display module, a credit database, a bank-side input module, and a bank-side transmission module; the bank-side display module displays the application program. a bank interface, and displaying a new leased electronic contract provided by the application server; the credit database stores a plurality of credit information, and reviews the credit information of the tenant and generates a grant message; the bank input module is based on the grant message and corresponds The new leased electronic contract generates a start transaction signal; the bank-side transmission module transmits a start transaction signal to the application server, and the application server generates a transaction confirmation and start notification message, a transaction confirmation and a start notification according to the start transaction signal and the newly leased electronic contract. The message is transmitted to the tenant device, the rental device, and the bank device.

Preferably, the rental input module can input the modification content corresponding to the content of the lease contract to be reviewed, the rental terminal transmission module transmits the modification content to the application server, and the application server generates the modified lease contract content according to the modification content and the content of the lease contract to be reviewed. And transmitting the modified lease contract content to the renter device, the renter display module displays the modified lease contract content, the renter input module correspondingly modifies the lease contract content to generate the consent signal, and the renter transmission module transmits the consent signal to the application server. The application server generates the content of the lease contract to be reviewed according to the consent signal and the modification of the lease contract content and transmits the content of the lease contract to be reviewed to the rental device.

Based on the above object, the present invention further provides an electronic real estate lease contract mode integration method, which is applicable to an electronic real estate lease contract mode integration system, and the electronic real estate lease contract mode integration method comprises the following steps: inputting the negotiated lease contract content by the tenant device. The content of the lease contract to be reviewed is generated by the application server according to the content of the negotiated lease contract. A confirmation signal is input by the rental device corresponding to the content of the lease agreement to be reviewed. A new leased electronic contract is generated by the application server based on the confirmation signal and the content of the lease agreement to be reviewed. The credit information of the tenant is reviewed by the bank device and a grant message is generated. The start transaction signal is generated by the bank device according to the grant message and corresponding to the newly leased electronic contract. The application server generates a transaction confirmation and activation notification message based on the activation transaction signal and the newly leased electronic contract. Transmit transaction confirmation and start notification message to the tenant device, the rental device and the bank device.

Preferably, the electronic real estate lease contract mode integration method further comprises the following steps: inputting the modified content by the rental end device corresponding to the content of the lease contract to be reviewed. The content of the lease contract is modified by the application server according to the modified content and the content of the lease contract to be reviewed. The consent signal is generated by the tenant device correspondingly modifying the content of the lease contract. The content of the lease contract to be reviewed is generated by the application server based on the consent signal and the modification of the lease contract content. The content of the lease agreement to be reviewed is transmitted by the application server to the rental device.

As described above, the electronic real estate lease contract mode integration system and the integration method thereof are used by the bank as a medium for automatically withholding rent, and the lessor no longer needs to worry about the problem of not receiving or delaying the rent, and the lessee can directly pay the credit card. Automatic payment of rents not only saves trouble, but also does not need to worry about the dilemma of short-term financing.

In order to understand the features, contents, and advantages of the present invention, and the advantages thereof, the present invention will be described in conjunction with the drawings, and the description of the embodiments will be described in detail below. The use of the present invention and the accompanying drawings are not necessarily the true proportions and precise configurations of the present invention. Therefore, the scope and configuration of the attached drawings should not be construed as limiting the scope of the invention.

The advantages and features of the present invention, as well as the technical methods of the present invention, are described in more detail with reference to the exemplary embodiments and the accompanying drawings, and the present invention may be implemented in various forms and should not be construed as limited thereby. The embodiments of the present invention, and the embodiments of the present invention are intended to provide a more complete and complete and complete disclosure of the scope of the present invention, and The scope of the patent application is defined.

Please refer to FIG. 1 , which is a block diagram of an electronic real estate rental contract mode integration system of the present invention. As shown, the electronic real estate rental contract mode integration system 100 of the present invention includes an application server 110, a tenant device 120, a rental device 130, and a bank device 140. The application server 110, the tenant device 120, the rental device 130, and the bank device 140 preferably transmit and download information through a network connection. The renter device 120 and the renter device 130 can be smart phones, tablets or other electronic devices having functions of display, input, transmission and the like.

In other words, the application server 110 described above is used to provide an application for the tenant device 120, the rental device 130, and the bank device 140 to download.

The tenant device 120 connects to the application server 110 and downloads and installs the application. The tenant device 120 includes a tenant display module 121, a tenant input module 122, and a tenant transfer module 123. The tenant display module 121 displays the tenant interface of the application for the tenant to operate according to; the tenant input module 122 can be a touch module, but not limited thereto, and can input the negotiated lease corresponding to the tenant interface. The content of the contract; the tenant-side transmission module 123 transmits the content of the negotiated lease contract to the application server 110, and the application server 110 generates the content of the lease contract to be reviewed according to the content of the negotiated lease contract. The tenant-side display module 121 and the tenant-side input module 122 are connected to each other, and the tenant-side input module 122 has a processing unit to generate the content of the negotiated lease contract.

The rental device 130 is connected to the application server 110, and the application program is downloaded and installed. The rental device 130 includes a rental display module 131, a rental input module 132, and a rental transmission module 133. The rental display module 131 displays The rental interface of the application is operated by the lessor, and the content of the lease agreement to be reviewed provided by the application server 110 is displayed for review by the lessor. The content of the lease contract to be reviewed includes the charterer entrusting the bank to automatically pay the rent on a regular basis. The credit card or credit limit application form of the terms and the tenant, the credit card or credit limit application form includes a preset application quota; the rental terminal input module 132 inputs a confirmation signal corresponding to the content of the lease agreement to be reviewed; the rental terminal transmission module 133 transmits the confirmation signal to The application server 110, the application server 110 generates a new leased electronic contract based on the confirmation signal and the content of the lease agreement to be reviewed. The rental terminal transmission module 133 is coupled to the rental terminal display module 131 and the rental terminal input module 132. The rental terminal input module 132 has a processing unit for generating a confirmation signal.

The bank end device 140 connects to the application server 110, and downloads and installs the application program. The bank device 140 includes a bank terminal display module 141, a credit database 142, a bank terminal input module 143, and a bank terminal transmission module 144; The display module 141 displays the bank interface of the application for the bank operator to operate, and displays the new leased electronic contract provided by the application server 110; the credit database 142 stores a plurality of credit information, and according to the tenant The entrusted bank provides automatic payment of the rental terms and the credit card or credit limit application form of the tenant, reviews the credit information of the tenant and generates a grant message corresponding to the credit information reviewed; the bank input module 143 is based on the grant message and corresponds to the new one. The leased electronic contract generates a start transaction signal; the bank terminal transmission module 144 transmits a start transaction signal to the application server 110, and the application server 110 generates a transaction confirmation and activation notification message according to the start transaction signal and the newly leased electronic contract, and the transaction confirmation and The startup notification message is transmitted to the tenant device 120 and the rental device 130. The bank client device 140. The bank-side transmission module 144 is connected to the bank-side display module 141 and the bank-side input module 143. The credit-side database 142 is connected to the bank-side input module 143. The bank-side input module 143 has a processing unit that generates a startup transaction signal. However, the above is only an example and is not limited thereto.

On the other hand, the rental terminal input module 132 can input the modification content corresponding to the content of the lease contract to be reviewed, and the rental terminal transmission module 133 transmits the modification content to the application server 110, and the application server 110 further determines the content of the lease contract according to the modification content and the content of the lease contract to be reviewed. The modification lease contract content is generated, and the modification lease contract content is transmitted to the renter device 120, and the renter display module 121 displays the modified lease contract content, and the renter input module 122 correspondingly modifies the lease contract content to generate the consent signal, and the renter transmission module 123 transmits the consent signal to the application server 110, and the application server 110 generates the content of the lease contract to be reviewed according to the consent signal and the modification of the lease contract content, and transmits the content of the lease contract to be reviewed to the rental device 130.

Although the foregoing describes the electronic real estate lease contract mode integration method of the present invention in the process of explaining the electronic real estate lease contract mode integration system of the present invention, for the sake of clarity, the flow chart will be described in detail below. .

Please refer to FIG. 2, which is the first flowchart of the method for integrating the electronic real estate lease contract mode of the present invention. As shown in the figure, the electronic real estate leasing contract mode integration method of the present invention is applicable to the above-mentioned electronic real estate leasing contract mode integration system, and the electronic real estate leasing contract mode integration method comprises the following steps:

In step S21: the content of the negotiated lease contract is input by the renter device.

In step S22: the content of the lease contract to be reviewed is generated by the application server according to the content of the negotiated lease contract.

In step S23, the confirmation signal is input by the rental end device corresponding to the content of the lease agreement to be reviewed.

In step S24, the application server generates a new leased electronic contract based on the confirmation signal and the content of the lease contract to be reviewed.

In step S25: the credit information of the tenant is reviewed by the bank device and a grant message is generated.

In step S26: the start transaction signal is generated by the bank device according to the grant message and corresponding to the newly leased electronic contract.

In step S27, the application server generates a transaction confirmation and activation notification message according to the startup transaction signal and the newly-added leased electronic contract.

In step S28, the transaction confirmation and activation notification message is transmitted to the tenant device, the rental device, and the bank device.

Please refer to FIG. 3, which is a second flow chart of the method for integrating the electronic real estate lease contract mode of the present invention. As shown in the figure, the electronic real estate lease contract mode integration method can further include the following steps:

In step S31: the modified content is input by the rental end device corresponding to the content of the lease contract to be reviewed.

In step S32: the content of the lease contract is modified by the application server according to the modified content and the content of the lease contract to be reviewed.

In step S33, the consent signal is generated by the tenant device correspondingly modifying the content of the lease contract.

In step S34, the content of the lease contract to be reviewed is generated by the application server according to the consent signal and the modification of the lease contract content.

In step S35: the content of the lease contract to be reviewed is transmitted by the application server to the rental device.

The detailed description and implementation of the electronic real estate leasing contract mode integration method of the present invention have been described in the foregoing description of the electronic real estate leasing contract mode integration system of the present invention, and will not be described herein for the sake of brevity.

As described above, the electronic real estate lease contract mode integration system and the integration method thereof are used by the bank as a medium for automatically withholding rent, and the lessor no longer needs to worry about the problem of not receiving or delaying the rent, and the lessee can directly pay the credit card. Automatic payment of rents not only saves trouble, but also does not need to worry about the dilemma of short-term financing.

The embodiments described above are merely illustrative of the technical spirit and the features of the present invention, and the objects of the present invention can be understood by those skilled in the art, and the scope of the present invention cannot be limited thereto. That is, the equivalent variations or modifications made by the spirit of the present invention should still be included in the scope of the present invention.

100‧‧‧Electronic Real Estate Leasing Contract Model Integration System

110‧‧‧Application Server

120‧‧‧rental device

121‧‧‧Trent-end display module

122‧‧‧Tenant input module

123‧‧‧Tenant transmission module

130‧‧‧Rent end device

131‧‧‧ Rental display module

132‧‧‧Rent end input module

133‧‧‧ Rental terminal transmission module

140‧‧‧Bank-side device

141‧‧‧Bank-side display module

142‧‧‧credit database

143‧‧‧Bank-side input module

144‧‧‧Bank-side transmission module

Steps S21 to S28, S31 to S35‧‧

Figure 1 is a block diagram of the electronic real estate lease contract mode integration system of the present invention. Figure 2 is a first flow chart of the method for integrating the electronic real estate leasing contract model of the present invention. Figure 3 is a second flow chart of the method for integrating the electronic real estate lease contract mode of the present invention.

Claims (4)

An electronic real estate lease contract mode integration system includes: an application server that provides an application; a tenant device that connects to the application server and downloads and installs the application, the tenant device includes: A tenant-side display module displays a tenant interface of the application; a tenant-side input module inputs a negotiated lease contract content to the tenant interface; and a tenant-side transmission module transmits the agreement The lease contract content is sent to the application server, and the application server generates a pending lease contract content according to the agreed lease contract content; a rental device connects the application server, and downloads and installs the application, the rental terminal The device includes: a rental display module, which displays a rental interface of the application, and displays the content of the pending lease contract provided by the application server, and the content of the lease contract to be reviewed includes an entrusted bank Automatically paying rent terms and one of the credit card or credit line application forms on the tenant side, The credit card or credit limit application form includes a predetermined application quota; a rental input module, which inputs a confirmation signal to the content of the lease contract to be reviewed; and a rental transmission module that transmits the confirmation signal to the application. a server that generates a new leased electronic contract based on the confirmation signal and the content of the pending lease contract; and a bank device that links the application server and downloads and installs the application, the bank The terminal device comprises: a bank display module, which displays a bank interface of the application, and displays the newly added electronic contract provided by the application server; a credit database stores a plurality of credits Information, and reviewing the credit information of the tenant and generating a grant message; a bank input module is based on the grant message and corresponding to the new leased electronic contract to generate a start transaction signal; and a bank transfer module, Sending the activation transaction signal to the application server, the application server is based on the activation transaction signal and The new leased electronic contract generates a transaction confirmation and activation notification message, and the transaction confirmation and activation notification message is transmitted to the tenant device, the rental device and the bank device. The electronic real estate lease contract mode integration system according to claim 1, wherein the rental terminal input module inputs a modified content to the content of the lease contract to be reviewed, and the rental terminal transmission module transmits the modified content to The application server, the application server generates a modified lease contract content according to the modified content and the content of the pending lease contract, and transmits the modified lease contract content to the renter device, and the renter display module displays the Modifying the content of the lease contract, the tenant input module generates a consent signal for modifying the content of the lease contract, and the tenant transmission module transmits the consent signal to the application server, and the application server is based on the consent signal and The modified lease contract content generates the content of the lease contract to be reviewed and transmits the content of the lease contract to be reviewed to the rental device. An electronic real estate lease contract mode integration method is applicable to an electronic real estate lease contract mode integration system as described in claim 1 or 2, wherein the electronic real estate lease contract mode integration method comprises the following steps: input by the tenant device The content of the negotiated lease contract; the content of the lease contract to be reviewed is generated by the application server according to the content of the negotiated lease contract; the confirmation signal is input by the renter device for the content of the lease contract to be reviewed; the confirmation is determined by the application server The signal and the content of the pending lease contract generate the new leased electronic contract; the bank device reviews the credit information of the tenant and generates the grant message; the bank device according to the grant message and correspondingly adds the leased electronic The contract generates the activation transaction signal; the application server generates the transaction confirmation and activation notification message according to the startup transaction signal and the newly leased electronic contract; and transmits the transaction confirmation and activation notification message to the tenant device, the rental End device and the bank device. The method for integrating an electronic real estate leasing contract model as described in claim 3, further comprising the steps of: inputting, by the renting device, the modified content according to the content of the lease contract to be reviewed; and the modifying content by the application server And the content of the lease contract to be reviewed to generate the modified lease contract content; the tenant device correspondingly modifies the lease contract content to generate the consent signal; and the application server generates the pending lease contract according to the consent signal and the modified lease contract content Content; and transmitting, by the application server, the content of the pending lease contract to the rental device.