TW201933211A - Mobile payment system combining Internet of Things and mobile devices providing a low-cost and high-efficiency payment operation - Google Patents

Abstract

The invention relates to a mobile payment system combining an Internet of Things and mobile devices. The system comprises a sales-side mobile communication device, a consumer-side mobile communication device, at least one payment server, and a printing device. The sales-side mobile communication device is provided for a seller to input a commodity price and commodity barcode information corresponding to the commodity price and to select a checkout mode provided by the sales-side mobile communication device, so that consumers can connect to the payment server for checkout through the consumer-side mobile communication device, and the sales-side mobile communication device prints and outputs an order list data through the printing device.

Description

Mobile payment system combining Internet of Things and mobile devices

The invention relates to a mobile payment system combining an Internet of Things and a mobile device, in particular to a cash register system through a mobile device as a mobile sales point.

The traditional fixed point-of-sale cash register has the disadvantages of high price, large size and being difficult to carry. Due to the high price, in the large stores, cash registers are only set up at specific locations, and it is impossible to set up cash registers at various booths. Therefore, when there are more consumers who want to check out, they often cause long queues. In addition, if the traditional fixed-point point-of-sale cash register is used in the temporary sales point, since the cash register is bulky and difficult to carry and network, it is generally used in temporary sales points such as traditional market or no-store vendors. transaction.

However, the current consumption payment method has gradually evolved into a mobile payment method. More and more people are reducing their cash transactions and switching to alternative payment vehicles. Therefore, the improvement of the traditional fixed-point point-of-sale cash register is expensive and bulky. The disadvantage of being difficult to carry is an important issue.

The main object of the present invention is to provide a mobile payment system combining an Internet of Things and a mobile device, which is used as a cashier system for a mobile point of sale through a mobile device, providing the lowest cost and the most efficient cash register operation.

To achieve the foregoing objective, an action payment system combining the Internet of Things and a mobile device of the present invention includes:

A sales-end mobile communication device having a sales platform module for receiving a product amount input by a user and a product barcode information corresponding to the product amount, and providing the product amount according to the product amount and the product barcode information An order list data, and the order list information is issued, and the sales platform module provides a checkout mode for the user to select for checkout;

a consumer mobile communication device for receiving a message input by a user and transmitting a message input by the user;

At least one payment server for connecting to the sales mobile communication device and the consumer mobile communication device, and receiving the order list data sent by the sales terminal mobile communication;

a management server for connecting the sales mobile communication device and the payment server;

a printing device for connecting to the sales-end mobile communication device;

The sales platform module is connected to the corresponding payment server according to the selected checkout mode; when the payment server returns a payment completion information to the sales mobile communication device, the sales platform module lists the order The data is transferred to the management server for storage, and the order list data is transmitted to the printing device.

Through the above system, the user uses the mobile communication device as the cashier system of the mobile sales point, which can effectively reduce the cost of the cash register system and efficiently configure the cash register system at the temporary sales point, and the consumption for future action payment. mode.

Please refer to FIG. 1 , which is a schematic structural diagram of an action payment system combining an Internet of Things and a mobile device according to the present invention, including a sales-end mobile communication device 10, a consumer mobile communication device 20, at least one payment server 30, and a management server. 40 and a printing device 50. The invention can be applied to a place where a large number of collection bases need to be set up, for example, a cash register is set at each booth in a large store, or a cash register is set at a temporary sales point, such as a traditional market or a no-store vendor.

The sales terminal mobile communication device 10 further includes a sales platform module 11, a first image scanning module 12, a near field communication module 13, a sales detail output module 14, and a first wireless transmission module 15. And a sales terminal mobile communication module 16.

The IPTV device 20 further includes a second image scanning module 21, a first web interface module 22 and a consumer mobile communication module 23. The first web interface module 22 is connected to the consumer terminal. Mobile communication module 21.

The sales-end mobile communication device 10 and the consumer mobile communication device 20 may be constituted by a mobile phone, a tablet computer or other mobile device, and the user of the sales-end mobile communication device 10 may be a vending end user (hereinafter referred to as a seller). The user of the consumer mobile communication device 20 can be a purchase end user (hereinafter referred to as a consumer). As shown in FIG. 2A and FIG. 2B, the sales platform module 11 is installed in the sales mobile communication device 10. The seller inputs a commodity amount 211 through a sales screen 210 of the sales platform module 11, and as shown in FIG. 2C. In the display screen 220, a product barcode information 221 corresponding to the commodity amount 211 is manually input or a product barcode information 231 corresponding to the commodity amount 211 is input to an image scanning interface 230, and the commodity barcode information 231 can be one-dimensional. Bar code or 2D barcode. As shown in FIG. 2D and FIG. 2E, the sales platform module 11 in the sales mobile communication device 10 converts the product barcode information 231 into a corresponding product name 241 and displays it on a sales screen 240 as a seller. The product name 241 is long pressed, and a dialog 250 for deleting the product name is displayed on the sales screen 240.

As shown in FIGS. 3A and 3B, when the consumer performs checkout through the sales platform module 11, the sales platform module 11 generates an order list data 301, and displays a list of corresponding orders on a checkout screen 320. The online payment bar code information 321 of the data 301 is a two-dimensional bar code, and the order list data 301 is transmitted to the payment server 30 through the sales terminal mobile communication module 16, and a checkout is provided. The mode is for the consumer to select for settlement, and the checkout mode includes an online payment mode and a proximity card payment mode.

The payment server 30 further includes a payment platform module 31, a first internet module 32, an identity verification module 33, a payment module 34, and a first storage module 35, wherein the first storage module The group 35 is connected to the payment module 34 and the identity verification module 33. The payment platform module 31 is connected to the identity verification module 33, the payment module 34 and the first internet module 32.

In an embodiment, when the consumer selects the online payment mode for the checkout by the consumer mobile communication device 20, the online payment barcode information 321 is scanned by the consumer mobile communication device 20, and is connected to the corresponding online. The payment platform module 31 of the barcode information 321 is paid. As shown in FIGS. 4A and 4B, the payment platform module 31 provides a payment type list 411 for a consumer to select and perform a payment process via a payment screen 410, and the identity verification module 33 receives the consumer identity through a verification screen 420. Information and verify consumer identity. As shown in FIG. 4C, after the payment process is completed, the payment platform module 31 generates a payment completion information 430 and stores it in the first storage module 35, and transmits the same through the first internet module 32. The payment completion information 430 is transmitted to the sales platform module 11.

In another embodiment, as shown in FIG. 5, when the consumer selects the proximity card payment mode for checkout by a proximity card, the near field communication module receives a sensor card information of the consumer (501), and The proximity card information is transmitted to the payment server (502) through the sales terminal mobile communication module, wherein the proximity card information includes a card information and a card balance information, and the proximity card type includes a Mifare proximity card.

The payment module 31 obtains an account balance of the proximity card information from the first storage module 35, and determines whether the account balance is greater than or equal to the card balance, and when the account balance is greater than or equal to the card balance, the The payment completion information 430 is transmitted to the sales platform module (504) via the first internet module 32. When the account balance is less than the card balance, a payment failure message is generated, and the payment failure message is transmitted to the sales platform module (505) through the first internet module.

The printing device 50 can be formed by a thermal induction single unit, and further includes a second wireless transmission module 51 and a document printing module 52.

The management server 40 further includes a second internet module 42 and a second storage module 45.

After the sales platform module 11 receives the payment completion information 430, the order list data 301 is transmitted to the management server 40 through the sales terminal mobile communication module 16, and the sales detail output module 14 transmits the first The wireless transmission module 15 transmits the order list material 301 to the printing device 50.

The management server 40 receives the order list data 301 through the second internet module 42 and stores the order list data 301 in the second storage module 45.

The printing device 50 receives the order list data 301 through the second wireless transmission module 51, and connects the second wireless transmission module 51 through the document printing module 52 to print the order list data 301.

The management server 40 further includes: a second web interface module 41 connected to a user management module 43, a sales detail module 44, and the second internet module 42; the sales detail module 44 is connected The second storage module 45. The user management module 43 is configured to receive a user profile of the second storage module 45, and the sales detail module 44 is configured to receive the order list data 301 of the second storage module 45. As shown in FIG. 6A, 6B and 6C, the user can receive the user profile of the user management module 43 through the second web interface module 41, and query, add, delete, and modify the user profile 610. The order list data 301 of the sales detail module 44 can be received through the second web interface module 41 to query, add, delete, and modify the order list data 620-630.

The sales platform module 11 further includes: a product input function, a product deletion function, a checkout function, and a return function 711. The product input function is used to convert the product barcode information 221, 231 into the corresponding product name 241 and generate the order list data 301. The item deletion function is used to delete the item name 241 on the order list material 301. The checkout function is used to generate the order list data 301 and the online payment barcode information 321 . As shown in FIG. 7A to FIG. 7C, the return function 711 is selected through a display screen 710 of the second web interface module 41, and the return function 711 is configured to receive a sales record 720 of the second web interface module 41, and The sales record 730 can be selected to be deleted in whole or in part. When all the sales records 730 are selected to be deleted, the sales record is deleted and the payment amount is completely returned to the consumer. If the sales record 730 is partially deleted, a correction sales record is re-entered and a part of the payment is refunded. consumer.

With the above-described system of the present invention, in the consumption mode for future action payment, the seller uses the mobile communication device as the cashier system of the mobile sales point, which can effectively reduce the cost of the cash register system and is efficient. The temporary point of sale is configured with a cash register system.

10‧‧‧Sales mobile communication device

11‧‧‧Sale platform module

12‧‧‧First Image Scanning Module

13‧‧‧ Near Field Communication Module

14‧‧‧Sales detail output module

15‧‧‧First wireless transmission module

16‧‧‧Sales Mobile Communication Module

20‧‧‧Commercial mobile communication device

21‧‧‧Second image scanning module

22‧‧‧First web interface module

23‧‧‧Commercial mobile communication module

210, 220, 240‧‧‧ sales screen

211‧‧‧ commodity amount

221, 231‧‧‧Commodity Barcode Information

230‧‧‧Image scanning interface

241‧‧‧Product Name

250‧‧‧Delete the name of the product dialog

30‧‧‧Payment Server

31‧‧‧Payment Platform Module

32‧‧‧First Internet Module

33‧‧‧ Identity Verification Module

34‧‧‧Payment module

35‧‧‧First storage module

301‧‧‧Order list information

320‧‧‧Checkout screen

321‧‧‧Online payment barcode information

40‧‧‧Management Server

41‧‧‧Second web interface module

42‧‧‧Second Internet Module

43‧‧‧User Management Module

44‧‧‧Sales detail module

45‧‧‧Second storage module

410‧‧‧Payment screen

411‧‧‧ list of payment types

420‧‧‧Verification screen

430‧‧‧Payment completion information

50‧‧‧Printing device

51‧‧‧Second wireless transmission module

52‧‧‧Document printing module

501‧‧‧Induction product card

502‧‧‧Transfer the card number of the read channel to the database for comparison

503‧‧‧Check if the card amount is sufficient to pay

504‧‧‧Sufficient amount for payment

505‧‧‧ insufficient amount, showing "insufficient amount"

610‧‧‧Enquiry, addition, deletion and modification of user data

620~630‧‧‧Enquiry, addition, deletion and modification of order list information

710‧‧‧ display screen

711‧‧‧Return function

720‧‧‧ sales record

730‧‧‧Delete sales records

FIG. 1 is a schematic diagram showing the architecture of an action payment system combining the Internet of Things and a mobile device according to the present invention.

2A-2E are schematic diagrams of information input of the sales platform module of the present invention.

3A and 3B are schematic diagrams showing information display of the sales platform module of the present invention.

4A-4C are schematic diagrams showing the operation of the online payment mode of the present invention.

Figure 5 is a schematic diagram of the operation of the proximity card payment mode of the present invention.

6A, 6B and 6C are schematic diagrams showing the operation of the management server of the present invention.

7A to 7C are schematic views showing the operation of the return function of the present invention.

Claims (9)

An action payment system combining an Internet of Things and a mobile device, comprising: a sales-end mobile communication device having a sales platform module, the sales platform module for receiving a commodity amount and a product barcode information input by a vendor Providing an order list information according to the amount of the commodity and the barcode information of the commodity, and issuing the order list information, the sales platform module provides a checkout mode for the consumer to select for settlement; a consumer mobile communication device for Receiving a message input by the consumer and transmitting a message input by the consumer; at least one payment server for connecting the sales mobile communication device and the consumer mobile communication device, and receiving the order list data sent by the sales terminal a management server for connecting the sales mobile communication device and the payment server; and a printing device for connecting to the sales mobile communication device; the sales platform module is connected according to the selected checkout mode To the corresponding payment server; when the payment server returns a payment completion message to the sales Mobile communication device, the sales platform module transmits the order list data to the management server storage, and transfer the data to the list of orders print device. The action payment system of the combination of the Internet of Things and the mobile device according to claim 1, wherein the payment server comprises: a first storage module connected to a payment module and a identity verification module; and a payment platform module connection The identity verification module, the payment module and the first internet module, and provide identity verification and payment procedures. The action payment system of the Internet of Things and the mobile device according to claim 2, wherein the sales-side mobile communication device comprises: a first image scanning module for scanning the commodity barcode information; and a sales-end mobile communication a module for transmitting the order list data to the payment server. The action payment system of the Internet of Things and the mobile device according to claim 3, wherein the consumer mobile communication device comprises: a second image scanning module for scanning online payment bar code information; and a consumer mobile communication device a module for connecting to the first internet module; and a first web interface module for connecting to the consumer mobile communication module; wherein the checkout mode includes an online payment mode, when executed The online payment mode further includes: the sales platform module providing the online payment barcode information corresponding to the order list data; scanning the online payment barcode information through the consumer mobile communication device, and connecting to the payment platform module; The payment platform module provides a payment type list for the consumer to select and perform the payment process, and validates the consumer identity by the identity verification module; when the payment process is completed, the payment platform module generates the payment completion information and stores the a first storage module; and transmitting the payment completion information to the sales platform module through the first internet module group. The action payment system of the Internet of Things and the mobile device according to claim 3, wherein the sales-side mobile communication device comprises a near-field communication module for reading a card information of a proximity card and a card balance information; The billing mode includes a proximity card payment mode. When the card payment mode is executed, the method further includes: the near field communication module receiving the card information, and transmitting the card information through the sales terminal mobile communication module. To the payment server; the payment module obtains an account balance of the proximity card information from the first storage module, and determines whether the account balance is greater than or equal to the card balance; when the account balance is greater than or equal to the card balance And generating the payment completion information, and transmitting the payment completion information to the sales platform module through the first internet module; and when the account balance is less than the card balance, generating a payment failure message and transmitting The first internet module transmits the payment failure message to the sales platform module. The action payment system combining the Internet of Things and the mobile device according to claim 4 or 5, wherein the printing device comprises: a second wireless transmission module, receiving the order list data; and a document printing module, connecting the The second wireless transmission module prints the order list data; the management server comprises: a second storage module for storing the order list data; and a second internet module for receiving the order The listing information and the sales-side mobile communication device include: a first wireless transmission module for transmitting the order list data to the printing device; and a sales detail output module for outputting the order list data. The mobile payment system for combining the Internet of Things and the mobile device according to claim 6, wherein the management server comprises: a second web interface module connected to a user management module, a sales detail module, and the second internet network The sales module is configured to receive the second storage module; the user management module is configured to receive a user data of the second storage module; the sales detail module is configured to receive the second storage module The order information of the order; and the second web interface module further includes: the order list data for receiving the sales detail module, and providing query, adding, deleting and modifying the order list data; The user manages the user profile of the module and provides query, add, delete, and modify the user profile. The mobile payment system of the Internet of Things and the mobile device according to claim 6, wherein the sales platform module comprises: a product input function for converting the product barcode information into the corresponding product name and generating the order list data. a product deletion function for deleting the product name on the order list data; a checkout function for generating the order list data and the online payment barcode information; and a return function for receiving the second web interface A sales record for the module and the sales record is deleted in whole or in part. The action payment system of the Internet of Things and the mobile device according to claim 6, wherein the commodity barcode information can be a one-dimensional barcode or a two-dimensional barcode; the printing device is a thermal induction single machine; and the proximity card is a Mifare Proximity card.