TW201928783A - Skimming prevention portable card including a card body, a microprocessor, a power supply unit, a transaction switch and a transaction display unit - Google Patents

Abstract

The present invention provides a skimming prevention portable card, which includes a card body; a microprocessor disposed on the card body; a power supply unit disposed on the card body and electrically connected to the microprocessor, the power supply unit having a non-contact radio-frequency antenna; a transaction switch disposed on the card body and electrically connected to the microprocessor; and a transaction display unit disposed on the card body and electrically connected to the microprocessor. In this way, the card body can be brought close to a reading module during transaction, so that the non-contact radio-frequency antenna of the power supply unit can sense the electromagnetic wave of the reading module to generate electric power. The transaction switch turns on the microprocessor and the reading module for transaction, and the transaction display unit outputs a transaction message. After the transaction, the microprocessor is turned off by the transaction switch and stops working. Thereby, personal data and transaction data in the microprocessor can be prevented from being recorded due to card skimming.

Description

Anti-sliding portable card

The invention relates to an anti-sliding portable card, in particular to a portable card card capable of preventing personal data and transaction materials from being recorded.

According to the commonly used portable card, such as: financial card, credit card, stored value card, leisure card, health insurance card or natural person certificate, etc., it is divided into contact or non-contact according to the use mode, contact type is wafer Exposed on the surface of the card, the electrical contact with the external card reader allows the card reader to read the data required in the wafer for transaction; the non-contact type is the card embedded in the induction coil and its radio frequency identification tag. By approaching the reading module, the antenna of the reading module and the card induction coil are mutually induced to generate electricity, and the reading module is configured to read the data of the RFID tag to perform the required transaction.

However, in the case of the conventional contactless card, when the reader module is close to the reading module, the power is generated from each other, and the personal data and the transaction data in the RFID tag are obtained, and the card itself does not have any mechanism for preventing reading. To enable the person concerned to use the relevant machine to illegally record the personal data and transaction data in the RFID tag in a non-contact manner, and the card holder's personal data and transaction data are unwittingly vent.

Therefore, how to invent a portable card for anti-side recording so as to prevent the personal data in the card and the transaction data from being subjected to side recording, thereby effectively improving the lack of the use, which will be actively disclosed by the present invention. At the office.

In view of the shortcomings of the above-mentioned prior art, the inventor feels that he has not perfected it, exhausted his mental research and overcome it, and developed a portable card that is anti-sliding, so that it can be opened by the transaction switch during the transaction. The processor and the reading module perform transactions, and after the transaction, the microprocessor is turned off by the transaction switch to prevent the personal data and the transaction data from being subjected to the side recording.

In order to achieve the above and other objects, the present invention provides an anti-sliding portable card, comprising: a card body; a microprocessor disposed on the card body; disposed on the card body and electrically connected to the card body a power supply unit of the microprocessor, the power supply unit includes a non-contact RF antenna; a card switch body is electrically connected to a transaction switch of the microprocessor; and is disposed on the card body and electrically connected to the microprocessor One of the transaction display units.

In the above-mentioned anti-sliding portable card, the card book system comprises a carrier, a front printed layer, a front transparent protective layer, a back printed layer and a back transparent protective layer, the microprocessor and the power supply unit The transaction switch and the transaction display unit are disposed on the carrier, the front printed layer is disposed on one side of the carrier, and the front transparent protective layer is disposed on one side of the front printed layer, and the back printed layer is provided On the other side of the carrier, the back transparent protective layer is disposed on one side of the back printed layer.

In the above-mentioned anti-sliding portable card, the front printing layer has a switch pattern corresponding to one of the transaction switches, or the front printed layer and the front transparent protective layer respectively have a switch pattern corresponding to the transaction switch; or The back printed layer has a switch pattern corresponding to one of the transaction switches, or the back printed layer and the back transparent protective layer respectively have a switch pattern corresponding to the transaction switch.

In the above-mentioned anti-sliding portable card, the front printing layer has a perforation corresponding to one of the transaction display units, or the front printing layer and the front transparent protective layer respectively have one perforation corresponding to the transaction display unit.

The above-mentioned anti-side recording portable card further includes a contact type communication unit which is disposed on the card body and electrically connected to the microprocessor.

The above-mentioned anti-side recording portable card further includes a contact type communication unit which is disposed on the carrier and electrically connected to the microprocessor.

In the above-mentioned anti-sliding portable card, the front printed layer and the front transparent protective layer respectively have a perforation corresponding to one of the contact type communication units.

The above-mentioned anti-sliding portable card further includes a rectifying and stabilizing unit, which is disposed on the card body and electrically connected between the microprocessor and the power supply unit.

In the above-mentioned anti-side recording portable card, the transaction switch is a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch.

In the above-mentioned anti-side recording portable card, the power supply unit further includes a battery or a capacitor.

Therefore, the anti-sliding portable card of the present invention can be used to bring the card body to the reading module during the transaction, so that the non-contact RF antenna of the power supply unit senses the electromagnetic wave of the reading module to generate electric power, and The transaction switch enables the microprocessor to exchange with the reading module, and outputs the transaction message by the transaction display unit. After the transaction, the microprocessor is turned off by the transaction switch to prevent the personal data in the microprocessor. And the purpose of trading materials being subject to side recording.

In order to fully understand the objects, features and advantages of the present invention, the present invention will be described in detail by the following specific embodiments and the accompanying drawings.

Referring to FIG. 1 to FIG. 3, the present invention provides an anti-sliding portable card, which is at least a card body 1, a microprocessor 2, a power supply unit 3, and a transaction switch. 4 and a transaction display unit 5 is constructed.

The microprocessor 2 is disposed on the card body 1 for storing personal data of the user and transaction materials.

The power supply unit 3 is disposed on the card body 1 and electrically connected to the microprocessor 2. The power supply unit 3 includes a non-contact RF antenna 31.

The transaction switch 4 is disposed on the card body 1 and electrically connected to the microprocessor 2. The transaction switch 4 can be a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch, which can be used according to actual use. Need to choose the relevant switch type.

The transaction display unit 5 is connected to the card body 1 and electrically connected to the microprocessor 2. The transaction display unit 5 can be an EPD, an LCD, an LED or a horn. In the present invention, an LED is used as an embodiment.

When the card body 1 is used for non-contact transaction, the user can bring the card body 1 close to the reading module (not shown), so that the non-contact RF antenna 31 of the power supply unit 3 receives the reading module. The electromagnetic wave generates the required power by induction. At this time, the user can press and open the transaction switch 4, and the transaction switch 4 starts the exchange of the personal data and the transaction data between the microprocessor 2 and the reading module. The transaction display unit outputs 5 output transaction messages (for example, displaying the text or number in EPD, LCD, sounding with a horn or displaying the light with an LED) to inform the user that the transaction process can be started, and if the transaction is not completed, the transaction is continuously pressed. Switch 4, after the transaction is completed, the transaction switch 4 can be released to close, so that the microprocessor 2 stops operating, and when the transaction switch 4 is in the off state (unpressed state), since the microprocessor is not activated 2. Therefore, even if the non-contact RF antenna 31 of the power supply unit 3 receives electromagnetic waves from the reading module and generates electric power, the microprocessor 2 cannot perform personal data and communication with the reading module. Exchange of information, so, it can prevent interested parties related to the use of illegal skimming machine in case of non-contact of the microprocessor profile and transaction data within the 2.

In an embodiment of the present invention, the card body 1 can include a carrier 11, a front printed layer 12, a front transparent protective layer 13, a back printed layer 14, and a back transparent protective layer 15, the microprocessor The power supply unit 3, the transaction switch 4 and the transaction display unit 5 are disposed on the carrier 11. The front printing layer 12 is disposed on one side of the carrier 11 and covers the microprocessor 2 and the power supply unit. The front transparent protective layer 13 is disposed on one surface of the front printed layer 12, and the back printed layer 14 is disposed on the other surface of the carrier 1. The back transparent protective layer 15 is disposed on the back printed layer 14. On one side. In addition, the front printed layer 12 may have a switch pattern 121 corresponding to the transaction switch 4 (or may also have a switch pattern corresponding to the transaction switch 4 in the front transparent protective layer 13 , not shown), the front print The layer 12 can have a perforation 122 of a single 5 yuan corresponding to the transaction display (or the front transparent protection layer 13 can also have a perforation of one of the 5 elements corresponding to the transaction display, not shown.

In addition, the carrier 11 may be made of FPC, PCB or FR4, and the front printed layer 12, the front transparent protective layer 13, the back printed layer 14 and the back transparent protective layer 15 may be ABS, PETG, PVC or The material of PET.

In an embodiment of the present invention, a contact communication unit 6 is further disposed on the carrier 11 of the card body 1 and electrically connected to the microprocessor 2. The front printed layer 12 and the front transparent protection The layers 13 may each have a perforation 123, 131 corresponding to one of the contact communication units 6, and the contact communication unit 6 may be an integrated circuit chip.

In an embodiment of the present invention, a rectifier voltage stabilizing unit 7 is further disposed on the carrier 11 of the card body 1 and electrically connected between the microprocessor 2 and the power supply unit 3, and the rectification is performed. The voltage stabilizing unit 7 is used to stabilize the voltage during use, and the voltage instability is caused to cause damage to the microprocessor 2. The rectifying and stabilizing unit 7 can be covered by the front printed layer 12.

In an embodiment of the present invention, the power supply unit 3 may further include a battery 32 or a capacitor 33. The battery 32 may be a primary battery or a secondary battery, and the capacitor 33 may be a super capacitor. Alternatively, the capacitor 33 can provide a more stable voltage, or when the power supply unit 3 is absent, the electromagnetic wave from the reading module can be directly received by the non-contact RF antenna 31 to inductively generate the required power for power supply.

In addition, the battery 32 or the capacitor 33 of the power supply unit 3 can also generate power by itself during use, thereby providing power required for contactless transactions.

When the card body 1 is in contact transaction, the card body 1 is inserted into a card reader (not shown), so that the contact type communication unit 6 is in mechanical contact with the card reader, thereby allowing the card to be read. The machine reads the personal data and the transaction data in the microprocessor 2 through the contact communication unit 6 to perform the transaction without turning on or off the microprocessor 2 through the transaction switch 4, and when performing the contact transaction, Under the condition that the user knows, the card reader directly contacts the contact type communication unit 6 for data reading, and therefore, the microprocessor 2 cannot be illegally recorded through the contact type communication unit 6 without contact. The personal data and transaction data, so the transaction switch 4 is not required for contact transactions.

Referring to FIG. 4, as shown in the figure, the difference from the above embodiment in this embodiment is that the transaction switch 4 can also be disposed on the back side of the carrier 11, and the back printing layer 14 has a corresponding transaction. One switch pattern 141 of the switch 4 (or the back transparent protective layer 15 may also have a switch pattern corresponding to the transaction switch 4, not shown); thus, according to different operational requirements, the creation can be more practical. Needed.

The invention has been described above in terms of the preferred embodiments, and it should be understood by those skilled in the art that the present invention is not intended to limit the scope of the invention. It should be noted that variations and permutations equivalent to those of the embodiments are intended to be included within the scope of the present invention. Therefore, the scope of protection of the present invention is defined by the scope of the patent application.

1‧‧‧ card body

11‧‧‧ Carrier

12‧‧‧ front printing layer

121‧‧‧Switch pattern

122, 123‧‧‧ perforation

13‧‧‧Positive transparent protective layer

131‧‧‧Perforation

14‧‧‧ Back print layer

141‧‧‧Switch pattern

15‧‧‧Back transparent protective layer

2‧‧‧Microprocessor

3‧‧‧Power supply unit

31‧‧‧ Non-contact RF antenna

32‧‧‧Battery

33‧‧‧ Capacitance

4‧‧‧ Trading Switch

5‧‧‧Transaction display unit

6‧‧‧Contact Communication Unit

7‧‧‧Rectifier regulator unit

Fig. 1 is a schematic view showing the appearance of a preferred embodiment of the present invention. Fig. 2 is an exploded perspective view of a preferred embodiment of the present invention. Fig. 3 is a block diagram showing a preferred embodiment of the present invention. Fig. 4 is an exploded perspective view showing another preferred embodiment of the present invention.

Claims (10)

An anti-sliding portable card includes: a card body; a microprocessor is disposed on the card body; a power supply unit is disposed on the card body and electrically connected to the microprocessor, the power supply unit The system includes a non-contact RF antenna; a transaction switch is disposed on the card body and electrically connected to the microprocessor; and a transaction display unit is disposed on the card body and electrically connected to the microprocessor. The portable card according to claim 1, wherein the card book system comprises a carrier, a front printed layer, a front transparent protective layer, a back printed layer and a back transparent protective layer, the micro processing The power supply unit, the transaction switch and the transaction display unit are disposed on the carrier, the front printed layer is disposed on one side of the carrier, and the front transparent protective layer is disposed on one side of the front printed layer. The back printed layer is disposed on the other side of the carrier, and the back transparent protective layer is disposed on one side of the back printed layer. The portable card according to claim 2, wherein the front printing layer has a switch pattern corresponding to one of the transaction switches, or the front printed layer and the front transparent protective layer respectively have a corresponding transaction switch. a switch pattern; or, the back print layer has a switch pattern corresponding to one of the transaction switches, or the back print layer and the back transparent protective layer respectively have a switch pattern corresponding to the transaction switch. The anti-sliding portable card of claim 2, wherein the front printing layer has a perforation corresponding to one of the transaction display units, or the front printing layer and the front transparent protective layer respectively have a corresponding transaction display unit One of the perforations. The portable card of the anti-side recording according to claim 1, further comprising a contact communication unit disposed on the card body and electrically connected to the microprocessor. The portable card according to claim 2, further comprising a contact type communication unit, which is disposed on the carrier and electrically connected to the microprocessor. The portable card of the anti-side recording according to claim 6, wherein the front printed layer and the front transparent protective layer respectively have a perforation corresponding to one of the contact type communication units. The anti-sliding portable card of claim 1, further comprising a rectifying voltage regulator unit disposed between the card body and electrically connected between the microprocessor and the power supply unit. The portable card of the anti-side recording according to claim 1, wherein the transaction switch is a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch. The portable card according to claim 1, wherein the power supply unit further comprises a battery or a capacitor.