TWM560625U - Transaction card with fingerprint recognition - Google Patents

Abstract

The creative department provides a transaction card with fingerprint identification, including a card body, a fingerprint identification and transaction processor, a storage capacitor, a fingerprint sensing receiver, a control switch, a display unit, a non-contact RF antenna, and a contact communication. unit. Thereby, external power can be obtained by the non-contact RF antenna or the contact communication unit during the transaction, and the storage capacitor can be charged at the same time as the standby power, and when the contactless RF antenna or the contact communication unit When the external power is obtained, the fingerprint sensing receiver and the fingerprint identification and transaction processor are activated by the control switch to receive and identify the fingerprint. When the fingerprint is confirmed as the card holder, the fingerprint identification and transaction processor is determined. The transaction is performed, and the fingerprint identification message and the transaction message are displayed by the display unit, so as to achieve the security of the transaction.

Description

Transaction card with fingerprint identification

This creation is about a transaction card with fingerprint identification, especially a transaction card with fingerprint identification.

According to the commonly used electronic transaction cards, such as: financial cards, credit cards, stored value cards, leisure cards, etc., which are divided into contact or non-contact according to the use mode, and the contact type is that the wafer is exposed on the surface of the card. The electrical contact with the external card reader allows the card reader to read the data required in the wafer for transaction; the non-contact type is the card embedded in the induction coil and its radio frequency identification tag, by approaching the reading module The antenna of the reading module and the card induction coil are mutually induced to generate electricity, and the reading module is configured to read the data of the RFID tag to perform the required transaction.

However, in the case of a conventional electronic transaction card, since the card itself does not have any cardholder or consumer identification mechanism, there are often problems such as being stolen or lost after being stolen and used, and when the transaction proceeds, Consumers can usually only tell the card whether the card has completed the transaction, but cannot display the transaction status by the card, resulting in the card being stolen after the transaction or the transaction process, so that the electronic transaction card is safe. discount.

Therefore, how to create a transaction card with fingerprint identification so that it can receive and identify the fingerprint, and when it is confirmed that the fingerprint is the card holder, the transaction is performed, and the security of the transaction is improved. In order to effectively improve the lack of custom, it will be the active disclosure of this creative office.

In view of the shortcomings of the above-mentioned prior art, the creator feels that he has not perfected it, exhausted his mind and researched and overcome it, and developed a transaction card with fingerprint identification, in order to receive and identify the fingerprint. When the fingerprint is the card holder, the transaction is carried out to achieve the purpose of improving the security of the transaction.

For the above purposes and other purposes, the present invention provides a fingerprint identification transaction card, which comprises: a card body; a fingerprint identification and transaction processor disposed on the card body; and is disposed on the card body and connected to the circuit The fingerprint identification and transaction processor is a storage capacitor; the card body is connected to the fingerprint identification and transaction processor, and the fingerprint sensing receiver is disposed on the card body and the circuit is connected to the fingerprint identification and transaction processing. One of the control switches is disposed on the card body and is electrically connected to one of the fingerprint recognition and transaction processor display units; and is disposed on the card body and electrically connected to the non-contact RF antenna of the fingerprint identification and transaction processor; The card body is disposed on the circuit and the circuit is connected to the contact communication unit of the fingerprint identification and transaction processor.

In the above-mentioned fingerprint identification transaction card, the card book system comprises a carrier, a front printed layer, a front transparent protective layer, a back printed layer, a back transparent protective layer, the fingerprint identification and transaction processor, the storage The energy storage device, the fingerprint sensing receiver, the control switch, the display unit, the non-contact RF antenna and the contact communication unit are disposed on the carrier, and the front printing layer is disposed on one side of the carrier, the front surface a transparent protective layer is disposed on one side of the front printed layer, the back printed layer is disposed on the other side of the carrier, and the back transparent protective layer is disposed on one side of the back printed layer, the front printed layer and the front The front transparent protective layer respectively has a perforation corresponding to one of the contact type communication units, and the front printed layer has a switch pattern corresponding to one of the transaction switches, or the front printed layer and the front transparent protective layer respectively have corresponding trade switches a switch pattern, the front print layer having a perforation corresponding to one of the display units, or the front print layer and the front transparent protective layer respectively There should show perforation of one unit.

In the above-mentioned fingerprint identification transaction card, the carrier has a recessed portion, and the fingerprint sensing receiver is disposed on the recessed portion such that the surface of the fingerprint sensing receiver is lower than the carrier, and the front printed layer is The front transparent protective layer has a perforation corresponding to one of the fingerprint sensing receivers.

In the above-mentioned fingerprint identification transaction card, the fingerprint sensing receiver is disposed on the surface of the carrier such that the surface of the fingerprint sensing receiver is in the same plane as the carrier.

In the above-mentioned fingerprint identification transaction card, the fingerprint identification and transaction processor includes a storage unit and a security module.

In the above-mentioned fingerprint identification transaction card, the storage capacitor is a hard super capacitor or a flexible super capacitor.

In the above-mentioned fingerprint identification transaction card, the fingerprint sensing receiver is a hard fingerprint sensing receiver or a flexible fingerprint sensing receiver.

The above-mentioned fingerprint identification transaction card further includes a rectification voltage regulator unit, which is disposed on the card body and is electrically connected to the fingerprint identification and transaction processor and the storage capacitor, the non-contact RF antenna and the Between contact communication units.

In the above-mentioned fingerprint identification transaction card, the control switch is a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch.

In the above-mentioned fingerprint identification transaction card, the display unit has a flexible display, at least one illuminant or a combination thereof.

In this way, the fingerprint identification transaction card of the present invention can be used by a non-contact RF antenna or a contact communication unit to obtain external power during the transaction, and simultaneously charge the storage capacitor as a backup power. When the non-contact RF antenna or the contact communication unit obtains external power, the fingerprint sensing receiver and the fingerprint identification and transaction processor are activated by the control switch to receive and identify the fingerprint, and the fingerprint is confirmed as the card holder. At the time, the fingerprint identification and the transaction processor perform transactions, and the display unit displays the fingerprint identification message and the transaction message, thereby achieving the purpose of improving the security of the transaction.

In order to fully understand the purpose, features and effects of this creation, the following specific examples, together with the attached drawings, provide a detailed description of the creation, as explained below:

Please refer to FIG. 1 to FIG. 4, as shown in the figure: This creation is a transaction card with fingerprint identification, which is at least composed of a card body 1, a fingerprint identification and transaction processor 2, a storage capacitor 3, and a fingerprint. The sensing receiver 4, a control switch 5, a display unit 6, a non-contact RF antenna 7, and a contact type communication unit 8 are formed.

The fingerprint identification and transaction processor 2 is disposed on the card body 1 for storing fingerprint data, personal data, and transaction data of the user, and is used as an operation process during fingerprint identification and transaction.

The storage capacitor 3 is disposed on the card body 1 and is electrically connected to the fingerprint identification and transaction processor 2, and the storage capacitor 3 can be a super capacitor for storing power as a backup.

The fingerprint sensing receiver 4 is disposed on the card body 1 and is electrically connected to the fingerprint identification and transaction processor 2 for receiving fingerprint data.

The control switch 5 is disposed on the card body 1 and is electrically connected to the fingerprint identification and transaction processor 2 to activate the fingerprint identification and transaction processor 2 and the fingerprint sensing receiver 4 for fingerprint identification. Time control.

The display unit 6 is disposed on the card body 1 and is electrically connected to the fingerprint recognition and transaction processor 2 for prompting in different display modes during fingerprint recognition and during transaction.

The non-contact RF antenna 7 is disposed on the card body 1 and is electrically connected to the fingerprint identification and transaction processor 2, which can be used as an inductive coil for obtaining external power and used as a contactless transaction.

The contact type communication unit 8 is disposed on the card body 1 and electrically connected to the fingerprint identification and transaction processor 2, and the contact type communication unit 8 can be used as a contact circuit for use as a contact transaction.

When the present invention performs the non-contact transaction with the card body 1, the user can access the card body 1 to the reading module (not shown), so that the non-contact RF antenna 7 reads the electromagnetic wave from the reading module. Inductively generating the required power, so that the fingerprint sensing receiver 4 and the fingerprint recognition and transaction processor 2 are activated by the control switch 5 after the external power is obtained, so that the card holder can put the finger (the original preset fingerprint) The finger touches the fingerprint sensing receiver 4, and after receiving the fingerprint, the fingerprint sensing receiver 4 receives and recognizes the fingerprint processor and the transaction processor 2, and after confirming that the fingerprint is the card holder, Then, the display unit 6 automatically outputs a confirmation message (such as various types of lights or text messages), and exchanges the fingerprint identification with the transaction processor 2 and the reading module for personal data and transaction data, and The display unit 6 automatically outputs a transaction message (such as various types of lights or text messages) to inform the consumer that the transaction is being processed or has been processed, and when the transaction ends to remove the card body 1, the contactless Shoot The antenna 7 generates a power failure due to the inability to read the electromagnetic wave from the reading module, so that the fingerprint identification and transaction processor 2 and the fingerprint sensing receiver 4 are turned off, so that the display unit 6 no longer outputs any Transaction message to remind the consumer that the transaction is over and the card is in an unused state; if it is confirmed that the fingerprint is not the card holder, the display unit 6 automatically outputs an error message (eg, various lights or Text message), and close the fingerprint identification and transaction processor 2 to achieve security when the transaction is enhanced.

When the card body 1 is in contact transaction, the card body 1 is inserted into a card reader (not shown) to electrically contact the contact communication unit 8 with the card reader, thereby allowing the card body 1 to be electrically contacted with the card reader. The card reader is powered by the contact communication unit 8 to generate the required power, so that the fingerprint sensing receiver 4 and the fingerprint recognition and transaction processor 2 are activated by the control switch 5 after acquiring external power, so that The cardholder touches the finger (the finger of the original fingerprint) to the fingerprint sensing receiver 4, so that the fingerprint sensing receiver 4 receives the fingerprint, and then receives and recognizes the transaction processor 2 via the fingerprint identification. When it is confirmed that the fingerprint is the card holder, the display unit 6 automatically outputs a confirmation message (such as various types of lights or text messages), and the fingerprint identification is performed with the transaction processor 2 and the reading module. Exchange of personal data and transaction data, and cause the display unit 6 to automatically output a transaction message (such as various lights or text messages) to inform the consumer that the transaction is being processed or has been processed, and when the transaction is over Remove the card When the body 1 is in use, the contact type communication unit 8 generates a power failure due to the inability to read the electromagnetic wave from the reading module, so that the fingerprint identification and transaction processor 2 and the fingerprint sensing receiver 4 are turned off. The display unit 6 is no longer outputting any transaction message to remind the consumer that the transaction is over and the card is in an unused state; if it is confirmed that the fingerprint is not the card holder, the display unit 6 automatically outputs an error. Messages (such as various lights or text messages), and close the fingerprint identification and transaction processor 2, to achieve the security of the transaction.

In addition, when the non-contact RF antenna 7 or the contact communication unit 8 obtains external power via the reading module or the card reader, the storage capacitor 3 can be simultaneously charged, thereby being used as a backup power. When the non-contact RF antenna 7 or the contact type communication unit 8 generates power, the power supply is used.

In an embodiment of the present invention, the card body 1 can include a carrier 11 , a front printed layer 12 , a front transparent protective layer 13 , a back printed layer 14 , and a back transparent protective layer 15 . The transaction processor 2, the storage capacitor 3, the fingerprint sensing receiver 4, the control switch 5, the display unit 6, the non-contact RF antenna 7 and the contact communication unit 8 can be disposed on the carrier 11. The front printed layer 12 is disposed on one side of the carrier 11 to cover the fingerprint recognition and transaction processor 2, the storage capacitor 3, the fingerprint sensing receiver 4 and the non-contact RF antenna 7, and the front transparent protection The layer 13 is disposed on one surface of the front printed layer 12, and the back printed layer 14 is disposed on the other surface of the carrier 1. The back transparent protective layer 15 is disposed on one surface of the back printed layer 14. The front printed layer 12 and the front transparent protective layer 13 respectively have a through hole 121, 131 corresponding to the contact type communication unit 8, and the front printed layer 12 can have at least one through hole 122 corresponding to the display unit 6. Or the front transparent protective layer 13 may have at least one perforation (not shown) corresponding to the display unit 6. The present invention has the embodiment that the front printing layer 12 has the perforations 122; in addition, the front printing layer 12 is There may be a switch pattern 123 corresponding to one of the control switches 5 (or the front transparent protective layer 13 may also have a switch pattern corresponding to one of the control switches 5, not shown). In addition, the carrier 11 may be an FPC or a PCB. Or FR4, and the front printed layer 12, the front transparent protective layer 13, the back printed layer 14 and the back transparent protective layer 15 may be made of ABS, PETG, PVC or PET.

In one embodiment of the present invention, the carrier 11 has a recessed portion 111, and the fingerprint sensing receiver 4 is disposed on the recessed portion 111, and the front printed layer 12 and the front transparent protective layer 13 are respectively There is a perforation 124, 132 corresponding to the fingerprint sensing receiver 4, so that the surface of the fingerprint sensing receiver 4 can be lower than the carrier 11, thereby effectively preventing the fingerprint sensing receiver 4 from being collected or used. The fingerprint sensing receiver 4 is also disposed on the surface of the carrier 11 so that the surface of the fingerprint sensing receiver 4 is in the same plane as the carrier 11 (not shown). The fingerprint sensing receiver 4 is a hard fingerprint sensing receiver or a flexible fingerprint sensing receiver; thereby making the creation more suitable for practical use.

In one embodiment of the present invention, the fingerprint identification and transaction processor 2 includes a storage unit 21 and a security module 22, which can be used to store fingerprint data, personal data, and transaction data of the user. The security module 22 can be used as an arithmetic processing at the time of fingerprint recognition and at the time of transaction.

In an embodiment of the present invention, the present invention further includes a rectifying and stabilizing unit 9 disposed on the carrier 11 of the card body 1 and electrically connected to the fingerprint identification and transaction processor 2 and the storage capacitor 3, The non-contact RF antenna 7 and the contact type communication unit 8 are used to stabilize the voltage during use, and the voltage identification is unstable to cause the fingerprint identification and the transaction processor 2 to be damaged. Unit 9 can be covered by the front printed layer 12.

In an embodiment of the present invention, the control switch 5 can be a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch, in response to different usage states and production requirements.

In an embodiment of the present invention, the display unit 6 has a flexible display 61, at least one illuminant 62, or a combination thereof, and the flexible display can be preset in the fingerprint recognition and transaction processor 2. a display mode of 61 for outputting a related text message by using the flexible display 61, and the illuminant 62 can be an LED, and when illuminating, the illuminant can be preset in the fingerprint recognition and transaction processor 2 The display mode of 62, for example, a pattern of constant light, blinking, looping, or changing the color of the light, is used to output related information by the illuminant 62 to meet the needs of different display states.

The present invention has been disclosed in the above preferred embodiments, and it should be understood by those skilled in the art that the present invention is only intended to depict the present invention and should not be construed as limiting the scope of the present invention. It should be noted that variations and permutations equivalent to those of the embodiments are intended to be included within the scope of the present invention. Therefore, the scope of protection of this creation is subject to the definition of the scope of patent application.

1‧‧‧ card body
11‧‧‧ Carrier
111‧‧‧Depression
12‧‧‧ front printing layer
121, 122, 124‧‧‧ perforation
123‧‧‧Switch pattern
13‧‧‧Positive transparent protective layer
131, 132‧‧‧ perforation
14‧‧‧ Back print layer
15‧‧‧Back transparent protective layer
2‧‧‧Fingerprint identification and transaction processor
21‧‧‧ storage unit
22‧‧‧Security Module
3‧‧‧ storage capacitor
4‧‧‧Fingerprint Sensing Receiver
5‧‧‧Control switch
6‧‧‧Display unit
61‧‧‧Flexible display
62‧‧‧Lights
7‧‧‧ Non-contact RF antenna
8‧‧‧Contact communication unit
9‧‧‧Rectifier regulator

[Fig. 1] is a schematic view showing the appearance of a preferred embodiment of the present invention. [Fig. 2] is an exploded perspective view of a preferred embodiment of the present invention. Fig. 3 is a schematic cross-sectional view showing a preferred embodiment of the present invention. Fig. 4 is a block diagram showing a preferred embodiment of the present invention.

Claims (10)

A transaction card with fingerprint identification includes: a card body; a fingerprint identification and transaction processor is disposed on the card body; a storage capacitor is disposed on the card body and the circuit is connected to the fingerprint identification and transaction processing a fingerprint sensing receiver is disposed on the card body and electrically connected to the fingerprint identification and transaction processor; a control switch is disposed on the card body and electrically connected to the fingerprint identification and transaction processor; And being connected to the card body and electrically connected to the fingerprint identification and transaction processor; a non-contact RF antenna disposed on the card body and electrically connected to the fingerprint identification and transaction processor; and a contact communication unit The card body is disposed on the circuit and the circuit is connected to the fingerprint identification and transaction processor. The fingerprint identification transaction card of claim 1, wherein the card book system comprises a carrier, a front printed layer, a front transparent protective layer, a back printed layer, and a back transparent protective layer, the fingerprint identification and transaction The processor, the storage capacitor, the fingerprint sensing receiver, the control switch, the display unit, the non-contact RF antenna and the contact communication unit are disposed on the carrier, and the front printing layer is disposed on the carrier On one side, the front transparent protective layer is disposed on one side of the front printed layer, and the back printed layer is disposed on the other side of the carrier, and the back transparent protective layer is disposed on one side of the back printed layer. The front printed layer and the front transparent protective layer respectively have a perforation corresponding to one of the contact communication units, the front printed layer having a switch pattern corresponding to one of the transaction switches, or the front printed layer and the front transparent protective layer respectively having Corresponding to one of the switch patterns of the transaction switch, the front printed layer has a perforation corresponding to one of the display units, or the front printed layer is transparent to the front surface The protective layers each have a perforation corresponding to one of the display units. The fingerprint identification transaction card of claim 2, wherein the carrier has a recessed portion, and the fingerprint sensing receiver is disposed on the recessed portion such that a surface of the fingerprint sensing receiver is lower than the carrier. The front printed layer and the front transparent protective layer respectively have a perforation corresponding to one of the fingerprint sensing receivers. The fingerprint identification transaction card of claim 2, wherein the fingerprint sensing receiver is disposed on a surface of the carrier such that a surface of the fingerprint sensing receiver is in the same plane as the carrier. The fingerprint identification transaction card of claim 1, wherein the fingerprint identification and transaction processor comprises a storage unit and a security module. The fingerprint identification transaction card of claim 1, wherein the storage capacitor is a hard super capacitor or a flexible super capacitor. The fingerprint identification transaction card of claim 1, wherein the fingerprint sensing receiver is a hard fingerprint sensing receiver or a flexible fingerprint sensing receiver. The transaction card of claim 1, further comprising a rectifying voltage regulator unit disposed on the card body and electrically connected to the fingerprint identification and transaction processor and the storage capacitor, the non-contact Between the RF antenna and the contact communication unit. The transaction card with fingerprint identification as claimed in claim 1, wherein the control switch is a dome switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch. The fingerprint identification transaction card of claim 1, wherein the display unit has a flexible display, at least one illuminant, or a combination thereof.