TW201820243A - Investment assistance system and method - Google Patents

Investment assistance system and method Download PDF

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TW201820243A
TW201820243A TW106139762A TW106139762A TW201820243A TW 201820243 A TW201820243 A TW 201820243A TW 106139762 A TW106139762 A TW 106139762A TW 106139762 A TW106139762 A TW 106139762A TW 201820243 A TW201820243 A TW 201820243A
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investment
candidate
investor
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information
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TW106139762A
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栗林誠
西村和裕
野本巧
亀山敬司
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日商金融諮詢股份有限公司
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions

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Abstract

A computer system transmits, to each investor terminal of a plurality of investors, candidate information which is information of a plurality of investment subject candidates which the investors may select among. The computer system accepts applications from each of the plurality of investor terminals. The application includes: investor identification information which is information for identifying the investor; selected candidate information which is information which indicates a selection of one or more of the investment subject candidates which are included in the candidate information which has been transmitted to the investor terminals; and investment amount information which is information which indicates an amount of an investment in the one or more investment subject candidates. On the basis of a plurality of applications which have been accepted from the plurality of investor terminals, the computer system determines one or more investment subjects from two or more of the investment subject candidates.

Description

投資支援系統及方法Investment support system and method

本發明概括而言係有關於一種使用計算機支援投資的技術。The present invention relates generally to a technique for using computers to support investments.

所謂集合投資計畫(以下，稱為“基金”)，係指基金的運營者(以下，稱為“運營者”)從他人處收集金錢等的出資或籌款，利用該金錢進行某些事業、投資，並將透過該事業或投資產生的收益等分給出資者該等策劃。目前成為基金的對象之事業、投資涉及多方面。 作為可成為基金的事業的範圍之一，存在對資產的投資。例如，運營者預先確定成為投資對象之資產，對於該被確定的成為投資對象之資產，透過由投資者(為基金出資或籌措金錢的人，例如出資者)進行出資等而收集金錢，並利用該收集的金錢獲取成為投資對象之資產，藉此組成基金。 另外，該成為投資對象之資產也存在以拍賣等的交易形式進行流通之情形，在將該以拍賣等的交易形式進行流通之資產作為投資對象而組成基金時，例如透過由投資者進行出資等，基金的運營者收集金錢並將該收集的金錢作為資金而參加成為投資對象之資產的拍賣後，透過成功中標而確保取得成為投資對象之資產。另外，“資產”既可以為有形物也可以為無形物。 關於拍賣，例如已知有專利文獻1及2之技術。專利文獻1及2均涉及的是拍賣本身的技術，具體而言是針對拍賣共同投標用的技術。 [先前技術文獻] [專利文獻] 專利文獻1：日本公報、特開2002-183510號 專利文獻2：日本公報、特開2006-004362號The so-called collective investment plan (hereinafter, referred to as the "fund") refers to the operation of the fund (hereinafter, referred to as the "operator") to collect funds or fundraising from others, and use the money for certain businesses , Investment, and the income generated through the cause or investment will be divided into such plans for investors. At present, the cause and investment of the fund are involved in many aspects. As one of the businesses that can become a fund, there are investments in assets. For example, the operator determines the assets to be invested in advance. For the identified assets that are to be invested, the operator collects money through the investment by an investor (a person who contributes to the fund or raises money, such as an investor), and uses the The collected money is used to obtain the assets of the investment object, thereby forming a fund. In addition, the assets to be invested may be circulated in the form of transactions such as auctions. When the assets that are circulated in the form of transactions such as auctions are used as investment objects to form a fund, for example, investment by investors, etc. After the fund operator collects the money and uses the collected money as funds to participate in the auction of assets that become the investment object, he can ensure that the assets that become the investment object are obtained through successful bidding. In addition, "assets" can be either tangible or intangible. Regarding auctions, for example, the techniques of Patent Documents 1 and 2 are known. Each of Patent Documents 1 and 2 relates to the technology of the auction itself, and specifically, to the technology for joint auction bidding. [Prior Art Document] [Patent Document] Patent Document 1: Japanese Gazette, Japanese Patent Application Laid-Open No. 2002-183510 Patent Document 2: Japanese Gazette, Japanese Patent Application Laid-Open No. 2006-004362

但是，對於運營者和多位投資者而言存在如下需求：亦即，希望找到具有魅力的資產，作為進行基金的事業之一、亦即對資產進行投資之對象。作為滿足該需求的方法之一，考慮將透過運營者以外的人員提供的商業交易(例如，拍賣)進行流通之資產等交易對象作為投資對象。作為理由之一可舉出：存在若非透過運營者以外的人員所提供的商業交易(例如，拍賣)則不流通之資產等交易對象。 對於運營者而言，透過運營者以外的人員提供的商業交易(例如，拍賣)進行流通之多個交易對象的全部或一部分是能夠供多位投資者進行選擇的候補投資對象。商業交易由於是由運營者以外的人員提供，因此，運營者在該等商業交易的前階段(例如至少在交易達成之前)決定是否將多個候補投資對象中的某一個作為投資對象(亦即，是否作為實際的交易的對象)。但是，從透過運營者以外的人員提供的商業交易進行流通之多個候補投資對象中決定投資對象該一情況，對於運營者而言並不容易。作為其理由之一例，可舉出難以掌握對於多位投資者而言對所有的候補投資對象需要到何種程度。 該等問題對於運營者所提供的商業交易也可能發生。 另外，該等問題並無法利用專利文獻1及2之技術予以解決。這是因為：專利文獻1及2均是拍賣的多位參加者共同進行投標的共同投標技術，需要投資者作為參加者直接參加商業交易而決定投資對象。 計算機系統分別向多位投資者的投資者終端發送投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊。計算機系統從多個投資者終端分別受理申請。申請包括：用於識別投資者之資訊、亦即投資者識別資訊，表示被發送給該投資者終端的候補資訊中所含的一個以上候補投資對象的選擇之資訊、亦即候補選擇資訊，以及表示對該一個以上候補投資對象的投資金額之資訊、亦即投資金額資訊。計算機系統根據從多個投資者終端受理的多個申請，從兩個以上候補投資對象中決定一個以上的投資對象。 多個候補投資對象分別為至少透過一個商業交易進行流通之交易對象(例如，商品或服務)即可。另外，如上所述，作為“商業交易”的一例，存在有“拍賣”。“拍賣”既可以是最早投標了規定金額者成為中標者之拍賣，也可以是投標了最高金額者成為中標者之拍賣。亦即，所謂“拍賣”，一般是指為了將被展出的對象出售給提出了最佳購買條件的人員而使購買條件進行競爭之策劃，被競爭的購買條件沒有限定。被競爭的購買條件可以為時間、金額或其他條件。另外，“拍賣”既可以是如在會場舉辦的拍賣那樣的現實拍賣，也可以是如在網站上舉辦的拍賣那樣的虛擬拍賣。 (發明功效) 對於運營者而言，能夠容易地從多個候補投資對象中決定投資對象。However, there is a need for operators and multiple investors: that is, they want to find attractive assets as one of the fund business, that is, the object of investment in assets. As one of the methods to meet this demand, consider trading targets such as assets circulating through commercial transactions (for example, auctions) provided by people other than the operator as investment targets. One of the reasons is that there are transaction objects such as assets that are not circulating unless they are provided through a commercial transaction (for example, an auction) provided by someone other than the operator. For the operator, all or a part of the plurality of transaction objects circulating through a commercial transaction (for example, an auction) provided by a person other than the operator is a candidate investment object that can be selected by multiple investors. Because commercial transactions are provided by people other than the operator, the operator decides whether to use one of the multiple candidate investment objects as an investment object (i.e. at least before the transaction is completed) , Whether it is the object of the actual transaction). However, it is not easy for the operator to determine the investment target from a plurality of candidate investment targets that are circulated through commercial transactions provided by persons other than the operator. As an example of this reason, it may be difficult to grasp how much it is necessary for multiple investors for all candidate investment targets. These problems can also occur with commercial transactions provided by the operator. In addition, these problems cannot be solved by the techniques of Patent Documents 1 and 2. This is because Patent Documents 1 and 2 are common bidding technologies in which multiple participants of the auction jointly bid, and investors are required to directly participate in commercial transactions as participants to determine investment targets. The computer system separately sends information of multiple candidate investment objects that the investor can select to the investor terminals of multiple investors, that is, candidate information. The computer system accepts applications from multiple investor terminals. The application includes: information for identifying investors, that is, investor identification information, information indicating the selection of more than one candidate investment object contained in the candidate information sent to the investor terminal, that is, candidate selection information, and Represents information about the investment amount of more than one candidate investment object, that is, investment amount information. The computer system determines one or more investment objects from two or more candidate investment objects based on multiple applications received from multiple investor terminals. The multiple candidate investment objects may be transaction objects (for example, goods or services) that are circulated through at least one commercial transaction. As described above, as an example of the "commercial transaction", there is an "auction". "Auction" can be either the auction where the earliest bid is made, or the auction where the highest bid is made. That is, the so-called "auction" generally refers to the planning of competition for the purchase conditions in order to sell the exhibited object to the person who has proposed the best purchase conditions. The competition purchase conditions are not limited. Competitive purchase conditions can be time, amount, or other conditions. The "auction" may be a real auction such as an auction held at a venue, or a virtual auction such as an auction held on a website. (Effects of the Invention) The operator can easily determine the investment target from a plurality of candidate investment targets.

所謂“集合投資計畫(基金)”，係指基金的運營者從他人處收集金錢等的出資或籌款，利用該金錢進行某些事業或投資，並將透過該事業或投資產生的收益等分給投資者(例如，出資者)該等策劃。成為基金的對象之事業或投資涉及多方面。 以下，參照圖式對幾個實施例進行說明。另外，在以下的說明中，作為“商業交易”的一例，採用“拍賣”。本發明也能夠適用於拍賣以外的商業交易。 在以下的說明中，“介面部”包含用戶介面部和通信介面部中的至少一者。用戶介面部包含一個以上的I/O設備(例如，輸入設備(例如鍵盤和指向裝置)和輸出設備(例如顯示裝置))和顯示用計算機中的至少一個I/O設備即可。通信介面部包含一個以上的通信介面即可。一個以上的通信介面可以為同類型的一個以上的介面設備(例如，一個以上的NIC(Network Interface Card、網路介面卡))，也可以為不同類型的兩個以上的介面設備(例如，NIC和HBA(Host Bus Adapter、主機匯流排適配器))。另外，在以下的說明中，有時將介面設備簡記為“I/F”。 另外，在以下的說明中，“記憶體部”為一個以上的記憶體。至少一個記憶體既可以為揮發性記憶體，也可以為非揮發性記憶體。 另外，在以下的說明中，“存儲部”包含記憶體部和一個以上存儲設備(典型為非揮發性的輔助存儲設備)中的至少記憶體部。 另外，在以下的說明中，“處理器部”包含一個以上的處理器。至少一個處理器為典型的CPU(Central Processing Unit、中央處理器)。處理器部也可以包含執行一部分或全部處理的硬體電路。 另外，在以下的說明中，存在以“程式”作為主辭對處理進行說明之情形，但是，程式是透過由處理器部執行，而適當地利用記憶體部和介面部中的至少一個進行規定的處理，因此，處理的主辭亦可設定為處理器部(或者，具有處理器部的計算機系統)。程式亦可從程式源安裝至計算機系統中。程式源例如可以為程式發佈伺服器或計算機可讀的存儲設備。另外，在以下的說明中，可以將兩個以上的程式作為一個程式而實現，亦可將一個程式作為兩個以上的程式而實現。 另外，在以下的說明中，作為要素的識別資訊，採用了ID或名稱，但是，只要是能夠識別要素之資訊，則可以採用任意類型之資訊。 另外，在以下的說明中，存在以“×××表”等的表達對資訊進行說明之情形，但資訊亦可以某種資料結構進行表達。亦即，為了表示資訊不依存於資料結構，而能夠將“×××表”稱為“×××資訊”。另外，在以下的說明中，各表的構成為一個例子，既可以將一個表分割為兩個以上的表，也可以將兩個以上的表全部或一部分作為一個表。 另外，在以下的說明中存在下述情況：亦即，在不區分同種要素而進行說明時使用參考符號中的共通部分，在區分同種要素而進行說明時使用參考符號。例如，在不特別區分投資者終端而進行說明時，記載為“投資者終端101”，在區分各個投資者終端而進行說明時，如“投資者終端101A”、“投資者終端101B”般進行記載。 另外，在以下的說明中，“計算機系統”既可以為一個以上的物理計算機(例如，計算機的集群)，也可以為包含至少一個的虛擬計算機(例如，VM(Virtual Machine、虛擬機器))。另外，計算機系統所具有的功能的全部或一部分(例如，後述的投資支援伺服器103)，可以透過在具有一個以上物理計算機資源的雲端計算系統上執行計算機程式而得以發揮。實施例一 圖1係顯示實施例一之系統整體之框圖。 構建投資支援伺服器103。投資支援伺服器103既可以由基金的運營者運營，也可以由不同於基金的運營者的人員進行運營。投資支援伺服器103經由通信網路(例如，網際網路)105與多個投資者終端101(101A、101B、……)、買家終端117、以及資訊提供負責者終端115進行通信。 投資者終端101A、101B、……是投資者102A、102B、……分別使用的資訊處理終端。“投資者”典型為投資支援伺服器103所提供的服務的會員，但亦可為非會員。另外，“投資者”不限於人類，亦可為計算機(例如，AI(Artificial Intelligence、人工智慧))。 買家終端117是買家118所使用的資訊處理終端。“買家”例如可以是為了取得資產而參加拍賣等並進行投標等交易的人員中的、與基金的運營者相關之人員。另外，亦可構成為由投資支援伺服器103直接或間接地進行拍賣等的商業交易。在該情況下，既可以將投資支援伺服器103作為買家終端117，也可以將由投資支援伺服器103直接或間接控制的某一終端作為買家終端117。 資訊提供負責者終端115是資訊提供負責者116所使用的資訊處理終端。“資訊提供負責者”例如是提供與拍賣等商業交易的情況相關的資訊之負責者，與買家118同樣地，可以為與基金的運營者相關之人員。另外，亦可構成為由投資支援伺服器103直接或間接地進行與拍賣等商業交易的情況相關的資訊之提供。該情況下，既可以將投資支援伺服器103作為資訊提供負責者終端115，也可以將由投資支援伺服器103直接或間接控制的某一終端作為資訊提供負責者終端115。 投資者終端101、買家終端117及資訊提供負責者終端115均未被限定資訊處理終端的類型。作為資訊處理終端，能夠採用筆記型電腦(Laptop/Notebook computer/Personal computer)、平板電腦、智慧型手機等各種終端。 在本實施例之拍賣中，存在現實的拍賣會場111。在現實的拍賣會場111中，存在用於展示作為拍賣的對象而被展出的商品之展出品區域113。在拍賣會場111中，存在一台以上的照相機125(例如，兩台照相機125A和125B)。存在將照相機125所拍攝的影像進行傳送之影像傳送伺服器121。被傳送的影像既可以是靜態圖像也可以是動態圖像。從影像傳送伺服器121傳送的影像經由通信網路105被發送至投資支援伺服器103。另外，作為拍賣會場，亦可採用例如圖15所示作為拍賣的Web上的頁面而構成之虛擬拍賣會場2500。在虛擬拍賣會場2500中，存在有用於顯示作為拍賣的對象而被展出的商品之展出商品顯示區域2501，並且存在將與該拍賣相關的資訊進行傳送之拍賣資訊傳送伺服器2510。被傳送的資訊既可以是文本資訊等的非影像資訊，也可以是靜態圖像或動態圖像等的影像資訊。從拍賣資訊傳送伺服器2510傳送的資訊(例如，虛擬拍賣會場2500)例如經由或不經由投資支援伺服器103而被發送至投資者終端101。 投資支援伺服器103是計算機系統的一例。投資支援伺服器103經由通信網路105與投資者終端101、買家終端117、資訊提供負責者終端115以及影像傳送伺服器121進行通信。 圖2係顯示投資者終端101之構成之框圖。 投資者終端101包括：輸入設備200、顯示設備201、I/F(通信介面設備)204、記憶體202、以及與上述各設備連接之處理器203。在投資者終端101中，輸入設備200、顯示設備201以及I/F204是介面部的一例。記憶體202是存儲部(記憶體部)的一例。處理器203是處理器部的一例。 輸入設備200例如為鍵盤和滑鼠。顯示設備201例如為液晶顯示器。輸入設備200和顯示設備201是用戶介面設備的一例。用戶介面設備亦可為輸入設備200和顯示設備201形成為一體的觸控式螢幕。 記憶體202存儲OS(Operating System、作業系統)213、流覽器(典型為Web流覽器)212、以及APP(Application program、應用程式)211等的程式。處理器203執行OS213、流覽器212、以及APP211等的程式。流覽器212和APP211中的至少一者在OS213上進行工作，並經由I/F204與投資支援伺服器103進行通信。流覽器212和APP211中的至少一者或者向投資支援伺服器103發送資料，或者從投資支援伺服器103接收資料，或者將接收的資料的至少一部分顯示於顯示設備201。 圖3係顯示買家終端117之構成之框圖。 買家終端117包括：輸入設備300、顯示設備301、I/F304、記憶體302、以及與上述各設備連接之處理器303。 輸入設備300例如為鍵盤和滑鼠。顯示設備301例如為液晶顯示器。輸入設備300和顯示設備301是用戶介面設備的一例。用戶介面設備亦可為輸入設備300和顯示設備301形成為一體的觸控式螢幕。 記憶體302存儲OS313、流覽器(典型為Web流覽器)312、以及APP311等的程式。處理器303執行OS313、流覽器312、以及APP311等的程式。流覽器312和APP311中的至少一者在OS313上進行工作，並經由I/F304與投資支援伺服器103進行通信。流覽器312和APP311中的至少一者或者向投資支援伺服器103發送資料，或者從投資支援伺服器103接收資料，或者將接收的資料的至少一部分顯示於顯示設備301。 圖4係顯示資訊提供負責者終端115之構成之框圖。 資訊提供負責者終端115包括：輸入設備400、顯示設備401、I/F404、記憶體402、以及與上述各設備連接之處理器403。 輸入設備400例如為鍵盤和滑鼠。顯示設備401例如為液晶顯示器。輸入設備400和顯示設備401是用戶介面設備的一例。用戶介面設備亦可為輸入設備400和顯示設備401形成為一體的觸控式螢幕。 記憶體402存儲OS413、流覽器(典型為Web流覽器)412、以及APP411等的程式。處理器403執行OS413、流覽器412、以及APP411等的程式。流覽器412和APP411中的至少一者在OS413上進行工作，並經由I/F404與投資支援伺服器103進行通信。流覽器412和APP411中的至少一者或者向投資支援伺服器103發送資料，或者從投資支援伺服器103接收資料，或者將接收的資料的至少一部分顯示於顯示設備401。 圖5係顯示投資支援伺服器103之構成之框圖。 投資支援伺服器103包括：I/F504、存儲設備組505、記憶體502、以及與上述各設備連接之處理器503。I/F504是介面部的一例。在投資支援伺服器103中，存儲設備組505和記憶體502是存儲部的一例。記憶體502是記憶體部的一例。處理器503是處理器部的一例。 存儲設備組505為一個以上的非揮發性存儲設備(例如，HDD (Hard Disk Drive、硬碟驅動器)或SSD(Solid State Drives、固態硬碟))等。存儲設備組505存儲投資者管理表521及候補投資對象管理表522等的資料。投資者管理表521保持有以下的資訊：亦即，包含與多位投資者102相關的資訊和與各投資者102的投資情況相關的資訊之資訊。候補投資對象管理表522保持有與多個候補投資對象相關的資訊。另外，亦可構成為：投資者管理表521保持有投資者102的資訊，並且，在投資者管理表521之外，另外具備保持有表示針對投資對象的投資者投資情況的資訊之投資情況管理表(未圖示)。另外，所謂“多個候補投資對象”，係指透過拍賣流通的多個交易對象的全部或一部分，且是能夠供多位投資者102進行選擇的對象。“拍賣”是一個以上的商業交易(例如，運營者以外的人員所提供的一個以上的商業交易)中的至少一個商業交易的一例。 記憶體502存儲一覽發送程式510、申請受理程式511、投資對象決定程式1912、投標上限計算程式512、結果發送程式513、拍賣情況通知程式514、中標結果發送程式515、拍賣情況管理程式516、帳戶管理程式517、以及OS518等程式。處理器503執行上述各程式。在OS518上，程式510~517進行工作。另外，亦可構成為：一覽發送程式510、申請受理程式511、投標上限計算程式512、結果發送程式513、拍賣情況通知程式514、中標結果發送程式515、拍賣情況管理程式516、帳戶管理程式517、候補選擇控制程式1913、以及OS518等程式被存儲在存儲設備組505中。 一覽發送程式510(準確而言，是透過由處理器503執行一覽發送程式510而發揮的功能)是候補資訊發送部的一例。一覽發送程式510將候補投資對象的一覽表(投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊之一例)發送給投資者終端101。另外，一覽發送程式510亦可構成為：將單個的候補投資對象的資訊作為候補資訊的至少一部分而發送給投資者終端101。 申請受理程式511是申請受理部的一例。申請受理程式511從投資者終端101受理申請。申請包含：用於識別投資者之資訊、亦即投資者識別資訊，表示被發送給投資者終端101的候補資訊中所含的一個以上候補投資對象的選擇之資訊、亦即候補選擇資訊，以及表示對該一個以上候補投資對象的投資金額之資訊、亦即投資金額資訊。申請受理程式511將受理的申請登記於投資者管理表521中。 投資對象決定程式1912是投資對象決定部的一例。投資對象決定程式1912根據從多個投資者終端101受理的多個申請，從兩個以上的候補投資對象中決定一個以上的投資對象。投資對象決定程式1912將決定哪一候補投資對象作為投資對象該一情況登記於候補投資對象管理表522中。 投標上限計算程式512是取得上限計算部的一例。投標上限計算程式512根據來自多個投資者終端101的申請，對由投資對象決定程式1912決定的投資對象(資產(商品))的投標上限進行計算。投標上限計算程式512將計算出的投標上限登記於候補投資對象管理表522中。 結果發送程式513是結果發送部的一例。結果發送程式513將針對被決定的投資對象計算出的投標上限發送給買家終端117。另外，結果發送程式513將包含有表示被決定的投資對象的資訊之結果資訊發送給投資者終端102。結果資訊亦可包含表示計算出的投標上限的資訊。 拍賣情況通知程式514是拍賣情況通知部的一例。拍賣情況通知程式514將有關投資對象的拍賣情況通知給投資者終端101。有關投資對象的拍賣情況的通知對象，既可以是任意的投資者終端101，也可以僅是選擇了作為該投資對象的候補投資對象的投資者102的投資者終端101。另外，如後所述，在本實施例中，拍賣情況的通知是拍賣情況的轉播。關於拍賣情況的轉播，之後進行詳細敘述。 中標結果發送程式515是中標結果發送部的一例。中標結果發送程式515將投資對象的中標結果發送給投資者終端101。有關投資對象的中標結果的發送對象，既可以是任意的投資者終端101，也可以僅是選擇了作為該投資對象的候補投資對象的投資者102的投資者終端101。 拍賣情況管理程式516是拍賣情況管理部的一例。拍賣情況管理程式516從資訊提供負責者終端115接收與拍賣情況相關的資訊並登記於候補投資對象管理表522中。拍賣情況包含投標金額、中標與否以及中標金額中的至少一者即可。另外，亦可取代資訊提供負責者終端115或在資訊提供負責者終端115的基礎上，從資訊提供負責者終端115以外的裝置(例如，拍賣的主辦者的資訊處理終端)接收與拍賣情況相關的資訊。 帳戶管理程式517是帳戶管理部的一例。帳戶管理程式517例如進行與投資者管理表521中所登記的投資者102涉及的帳戶相關的資訊之管理(例如，帳戶餘額的更新)。如後所述，帳戶管理程式517能夠執行遵循來自投資者102的申請的投資金額之凍結及凍結解除。 候補選擇控制程式1913對多位投資者中的至少一位投資者，根據先選擇的候補投資對象所涉及之資訊，控制該投資者的選擇中的候補投資對象的範圍和投資金額中的至少一者。 圖6係顯示投資者管理表521之構成之模式圖。 投資者管理表521對每一被選擇的候補投資對象均具有記錄。各記錄存儲有投資者ID601、帳號602、帳戶餘額613、帳戶可用金額603、候補名/屬性名604、選擇優先名次614、以及投資金額605等資訊。以下，以一個候補投資對象和一位投資者(在圖6之說明中稱為“目標候補投資對象”和“目標投資者”)為例。 投資者ID601表示唯一識別目標投資者102的識別資訊(ID)。 帳號602表示唯一識別目標投資者102所涉及的帳戶的帳戶號碼。 帳戶餘額613表示作為投資者能夠投資的資金的上限金額的、目標投資者102 的帳戶中金額的餘額。 帳戶可用金額603表示目標投資者102的帳戶的可用金額。帳戶可用金額603是從帳戶餘額613中減去投資金額612的總額後的值(換言之，帳戶餘額613的細項為帳戶可用金額603和投資金額612的總額。)。因此，在投資金額612的至少一部分被取消的情況下，帳戶可用金額603增加與該取消部分相應的部分。亦即，帳戶餘額613≥帳戶可用金額603。另外，取而代之，例如亦可將基於投資者102的其他資產(例如，有價證券)的金額撥充至帳戶可用金額603，此時，亦可存在帳戶可用金額603超過帳戶餘額613之情形。另外，可用金額只要與投資者建立關聯即可，不需要如本實施例那樣與投資者102的帳戶直接建立關聯。另外，可用金額的單位並不限定於金額。例如，可用金額亦可用百分率表示。 候補名/屬性名604相當於從候補選擇資訊中確定的目標候補投資對象的資訊，其中，候補選擇資訊是從目標投資者102的投資者終端101受理的申請中所含的資訊。候補名/屬性名604表示目標候補投資對象的名稱和目標候補投資對象的屬性的名稱。關於候補投資對象的屬性，之後進行敘述。目標候補投資對象亦可屬於選擇組。 選擇優先名次614表示對於目標投資者102而言將目標候補投資對象設定為投資對象的優先順序、亦即選擇優先名次。選擇優先名次越高，對於目標投資者102而言越容易決定為投資對象。選擇優先名次既可以由目標投資者102以手動方式進行設定，也可以由申請受理程式511自動地決定。在選擇優先名次的自動決定之情況下，例如，選擇優先名次為以下名次即可：與投資金額612的高低的名次相同之名次、基於對於目標投資者102而言的投資對象屬性偏重相關的策略(policy)(例如，投資對象的屬性偏向屬性a或均等地分散於不同的屬性)之名次、或者綜合考慮了上述情況後之名次。如圖6所示，也能夠將兩個以上的候補投資對象的選擇優先名次設定為相同。 投資金額612表示從投資金額資訊中確定的有關目標候補投資對象的投資金額，其中，投資金額資訊是從目標投資者102的投資者終端101受理的申請中所含的資訊。投資金額612例如表示投資份數和每一份的金額的乘積。投資金額612的單位並不限定於僅用金額表示，例如亦可僅以投資份數表示。 投資者管理表521所保持的資訊不限於圖6所示之資訊。亦即，在投資者管理表521中，既可以不存在圖6所示之資訊中的一部分，也可以取代圖6所示之資訊或在圖6所示之資訊的基礎上存在其他類型的資訊。 另外，當受理了“申請”時，在本實施例中，遵循該申請的投資金額被從帳戶可用金額603中減去，但不被從帳戶餘額613中減去(亦即，未發生資金移動)。但是，不限於此，遵循被受理的申請的投資金額亦可取代從帳戶可用金額603中減去而從帳戶餘額613中減去，或者在從帳戶可用金額603中減去的基礎上從帳戶餘額613中減去(亦即，亦可發生資金移動)。 另外，如圖6所示，目標候補投資對象存在屬於選擇組之情形。換言之，亦即，目標投資者102能夠將兩個以上的候補投資對象(例如，候補投資對象A、B及C)作為一個組，並對該組(組1)設定投資金額(3,000日元)。與屬於同一選擇組的兩個以上候補投資對象分別對應的兩個以上選擇優先名次既可以相同(圖6的組1)，也可以不同(組2)。在本實施例中，由於能夠利用組選擇候補投資對象，因此，能夠對投資者102提供靈活的投資方法。亦即，聲稱“候補投資對象A、B及C的任意一者成為投資對象即可，因此希望以3,000日元的預算進行投資”的投資者102只要將候補投資對象A、B及C作為一個組並對該組設定投資金額(3000日元)，便能夠按照希望進行投資。 圖7係顯示候補投資對象管理表522之構成之模式圖。 候補投資對象管理表522對每一候補投資對象均具有記錄。各記錄存儲有候補名/屬性名701、參考金額702、投標上限703、總投資金額704、募集上限705、決定優先名次711、投標開始時刻712、投資者數713、投標金額706、現狀707、以及中標金額708等資訊。在本實施例中，投標上限703和募集上限705的單位均為金額，但是，投標上限703和募集上限705中的至少一者的單位亦可為與金額不同的單位(例如，份數等)。以下，以一個候補投資對象(在圖7之說明中稱為“目標候補投資對象”)為例。 候補名/屬性名701表示目標候補投資對象的名稱和目標候補投資對象的屬性的名稱。 參考金額702表示拍賣的主辦者(拍賣的主辦者的一形態)對目標候補投資對象提出的金額。 投標上限703表示能夠對目標候補投資對象投標的金額的上限。 總投資金額704表示遵循從一個以上投資者終端101分別受理的一個以上申請之、一個以上投資金額的總計金額。 募集上限705表示募集基金的購買的金額的上限、換言之是總投資金額704的上限。 投標金額706表示在拍賣中對目標候補投資對象投標的金額。 現狀707表示拍賣的進展情況。作為現狀707，例如可以有“成功中標”、“未中標”、“投標中”、“投標開始前”等。 中標金額708表示目標候補投資對象被中標的金額。 決定優先名次711表示將目標候補投資對象設定為投資對象的優先順序、亦即決定優先名次。另外，“決定”是指被決定為投資對象，“對象之外”是指未被決定為投資對象。另外，決定優先名次711可以根據總投資金額、投標開始時刻以及投資者數中的至少一者而被決定。例如，根據圖7的例子，總投資金額最高(或者，投標開始時刻最早)的候補投資對象X的決定優先名次最高。另外，例如，候補投資對象A~C的總投資金額雖然相同，但是，候補投資對象A的投資者數最多，且候補投資對象A的投標開始時刻也最早，因此，候補投資對象A的決定優先名次最高。接著，候補投資對象B和C的投資者數雖然相同，但是，候補投資對象B的投標開始時刻更早，因此，候補投資對象B的決定優先名次更高。 投標開始時刻712表示目標候補投資對象的投標開始時刻(交易開始時刻的一例)。 投資者數713表示選擇了目標候補投資對象的投資者102的數量。 投資對象數721與候補投資對象管理表522建立關聯即可。投資對象數721表示能夠選擇為投資對象的候補投資對象的數量、亦即投資對象數。 候補投資對象管理表522所保持的資訊不限於圖7所示之資訊。亦即，在候補投資對象管理表522中，既可以不存在圖7所示之資訊中的一部分，也可以取代圖7所示之資訊或在圖7所示之資訊的基礎上存在其他類型的資訊。 以下對本實施例中進行之處理之流程進行說明。 大致分為前日階段(phase)和當日階段。 “前日”是指拍賣舉辦日前一天以上的日子。“前日”既可以是該投資對象的第一期限的一例，也可以是至該第一期限為止的時間的一部分。對於各投資對象而言，“第一期限”是指該投資對象的投標開始時刻或該投標開始時刻之前(例如，規定時間前)的時間點。 “當日”是指拍賣舉辦日。拍賣舉辦日可以登記在候補投資對象管理表522中。“當日”既可以是該投資對象的第二期限的一例，也可以包含該第二期限。對於各投資對象而言，“第二期限”是指該投資對象的第一期限之後的時間點，且是該投資對象的中標時刻(投標結束時刻)之前的時間點。 1.前日階段 圖8係顯示前日階段中進行之處理之模式圖。另外，存在多個投資者終端101，在圖8中選以投資者102A的投資者終端101A為例。 S800：資金反映 帳戶管理程式517根據在投資者102A的申請之前接收的投資者ID(投資者102A的投資者ID)所對應之表示被指定的資金之資訊，將該被指定的資金反映於投資者102A的帳戶的餘額中。針對投資者102A帳戶的資金反映，可以利用一種以上方法中的任一方法進行。例如，可以將下述資金反映於帳戶的餘額中，亦即，與透過將投資支援伺服器103所提供的點購買一定數量以上而買進的點數相均衡之資金，亦可將由投資者102A從金融機關轉帳至投資支援伺服器103的運營公司之資金反映於帳戶的餘額中。另外，S800(資金反映)只要在投資者102A的申請之前進行，則可以在任意時候進行。 S801：一覽發送 一覽發送程式510將候補投資對象一覽表發送給投資者終端101A。關於候補投資對象一覽表的發送，典型為響應來自投資者終端101A的要求而進行。另外，例如，一覽發送程式510參照候補投資對象管理表522而生成候補投資對象一覽表。發送的候補投資對象一覽表被顯示於投資者終端101A。圖9中顯示包含有候補投資對象一覽表的前日申請畫面900的一例。如圖9所示，被顯示於投資者終端101A的前日申請畫面900顯示帳戶資訊901和候補投資對象一覽表902。 帳戶資訊901包含帳號、帳戶餘額、目前的帳戶可用金額、以及申請後的帳戶可用金額。“帳號”是投資者102A的帳號602所表示的值。“帳戶餘額”是投資者102A的帳戶餘額613所表示的值。“目前的帳戶可用金額”是投資者102A的帳戶可用金額603所表示的值。“申請後的帳戶可用金額”是將輸入至候補投資對象一覽表902的投資份數部分的金額從目前的帳戶可用金額中減去後的金額。另外，每一份的金額既可以是對於所有的投資對象均相同，也可以是根據投資對象不同而為不同的金額。 候補投資對象一覽表902包含用於對每一候補投資對象進行有關候補名/屬性名、募集上限、投資份數及選擇優先名次等的顯示或輸入受理之UI(用戶介面)。 “候補名/屬性名”是能夠唯一識別候補投資對象的候補名/屬性名701所表示的值。圖9所示之“候補名/屬性名”的狀態是藉由投資者102A也已經構成了組的狀態。 “募集上限”是候補投資對象的募集上限705所表示的值。 “投資份數UI”是用於投資份數的輸入之UI(圖9中顯示已輸入的狀態)。 “選擇優先名次UI”是用於選擇優先名次的輸入之UI(圖9中顯示已輸入的狀態)。 投資者102A或者能夠在與所希望的候補投資對象對應之投資份數UI中輸入所希望的投資份數，或者能夠在與所希望的候補投資對象對應之選擇優先名次UI中輸入所希望的選擇優先名次。對於所希望的候補投資對象的投資份數的輸入，能夠兼備投資對象的選擇和投資金額的輸入。 另外，一覽發送程式510亦可響應來自投資者102A的要求，取得與藉由該要求而被指定的候補投資對象建立關聯之詳細資訊，並發送(顯示)給投資者終端103A。 對於投資者102A以外的各投資者102也分別進行“S800：資金反映”和“S801：一覽發送”，結果是，存在由投資者102A以外的一個以上投資者102先進行後述的“S802：申請受理”之情形。候補選擇控制程式1913對於投資者102A，根據由其他投資者先選擇的候補投資對象所涉及之資訊，針對“S802：申請受理”控制投資者102A的選擇中的候補投資對象的範圍和投資金額中的至少一者。投資者102A能夠藉由圖9所示的前日申請畫面900選擇的候補投資對象的範圍及設定的投資金額，為藉由候補選擇控制程式1913而被控制的範圍及金額。另外，亦可構成為：候補選擇控制程式1913根據由投資者102A選擇的候補投資對象所涉及之資訊，針對“S802：申請受理”控制投資者102A的選擇中的候補投資對象的範圍和投資金額中的至少一者。 S802：申請受理 投資者102A使用投資者終端101A從候補投資對象一覽表中選擇候補投資對象，並且，對選擇的該候補投資對象決定投資金額(投資份數)及選擇優先名次。投資者終端101A將申請發送給投資支援伺服器103。申請包含：投資者102A的投資者ID、選擇出的候補投資對象的資訊(包括選擇優先名次)、以及選擇出的該候補投資對象的投資金額的資訊。申請受理程式511從投資者終端101A受理申請。例如，根據圖9所示之前日申請畫面900上的執行按鈕903的按下，包含有候補投資對象的選擇以及對於該候補投資對象的投資金額和選擇優先名次之申請，經由通信網路105被從投資者終端101A發送至投資支援伺服器103，在該投資支援伺服器103中受理該申請。申請受理程式511對於由受理的申請確定的投資者102A的記錄，將該申請中所含的候補選擇資訊和投資金額資訊作為候補名/屬性名604、選擇優先名次614、以及投資金額612而登記於投資者管理表521。另外，由申請受理程式511呼叫的帳戶管理程式517將遵循受理的申請之投資金額從投資者102A所對應的帳戶可用金額603中減去。亦即，為了使該投資金額不會被投資者102A使用於其他用途，透過從該投資者102A的帳戶可用金額603中減去(亦即，從帳戶餘額613中進行凍結)而執行投資金額的凍結。另外，申請受理程式511對每一被選擇的候補投資對象，將該候補投資對象的投資金額加入針對該候補投資對象而登記於候補投資對象管理表522的總投資金額704中。藉此，總投資金額704被更新。另外，申請受理程式511按照每一被選擇的候補投資對象，對於該候補投資對象的投資者數713加上“1”。藉此，投資者數713被更新。 另外，在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，既可以由基金的運營者將募集上限705進行更新(可以提高)，也可以由申請受理程式511對該候補投資對象截止申請的受理。對於總投資金額704超過了募集上限705的候補投資對象，透過截止申請的受理，能夠期待回避投資效率的下降(以過高的金額中標候補投資對象)。 另外，亦可構成為：在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，根據存儲於投資支援伺服器103中的資訊將募集上限705進行更新。 另外，在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，申請受理程式511可以根據規定的資訊選擇執行將募集上限705提高、和對該候補投資對象截止申請的受理該兩者中的某一者。例如，“規定的資訊”可以包含募集上限705的最大值、和與成為該投資對象之資產類似之資產的過去交易資訊(例如，中標金額)中的至少一者。募集上限705的初始值考慮為初始階段中的最佳值(例如，根據資產(商品)的參考金額、和將該資產作為基金組成時估算的成本而決定的金額。)。藉此，在初始階段，能夠期待回避投資金額集中於該候補投資對象，換種說法是能夠期待投資金額分散於該候補投資對象以外的候補投資對象。在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，只要上述規定的資訊顯示將該募集上限705提高(例如，該募集上限705小於募集上限705的最大值、或者根據過去的交易資訊推斷的中標金額比該募集上限705高)，申請受理程式511便將該募集上限705提高。藉此，該候補投資對象的中標成功的可能性提高。另外，投資者102的參入餘地變大。另一方面，在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，只要上述規定的資訊顯示對該候補投資對象截止申請的受理(例如，該募集上限705為募集上限705的最大值、或者根據過去的交易資訊推斷的中標金額為該募集上限705)，申請受理程式511便對該候補投資對象截止申請的受理。藉此，能夠期待回避投資效率的下降。 另外，在針對候補投資對象，更新後的總投資金額704超過了募集上限705時，亦可不進行募集上限705的提高而繼續進行申請的受理。該情況下，可以對分別進行了申請的多位投資者102中的至少一部分投資者102進行抽籤。對於落選的投資者102，可以將遵循從該投資者102受理的申請之投資金額返回至該投資者102的帳戶可用金額603。 S803：投資對象的決定 投資對象決定程式1912從根據自包含投資者終端101A在內的多個投資者終端101受理的多個申請而確定的兩個以上候補投資對象中，根據該多個申請(例如，根據該兩個以上候補投資對象的選擇優先名次、投資金額以及投資者數中的至少一者)決定一個以上的投資對象。 S804：投標上限的計算 投標上限計算程式512從候補投資對象管理表522取得與S803中決定的投資對象對應的總投資金額704。投標上限計算程式512根據該總投資金額704計算針對該投資對象的投標上限。投標上限計算程式512針對該投資對象，將計算出的投標上限作為投標上限703而登記於候補投資對象管理表522中。該投資對象的投標上限既可以與該投資對象所對應的總投資金額704為相同的金額，也可以為從總投資金額704減去隨著對該投資對象的投資而發生的成本(例如，基金組成所需要的成本)之後的金額。另外，計算出的投標上限亦可是根據總投資金額704和投資支援伺服器103中過去進行了投資的資產的收益等而設定之金額。 S805：結果的發送 結果發送程式513將包含有表示S803中決定的投資對象的資訊之結果資訊發送給投資者終端101A。另外，結果發送程式513亦可將針對被決定的投資對象在S804中計算出的投標上限發送給買家終端117。 如上所述，在前日階段中，能夠根據在拍賣舉辦日的前日受理的申請，從由該申請確定的兩個以上候補投資對象中決定一個以上投資對象，並對每一被決定的投資對象計算投標上限。 2.日階段 圖10係顯示當日階段中進行之處理之模式圖。另外，存在多個投資者終端101A，與圖8同樣地，在圖10中選以投資者102A的投資者終端101A為例。 對於每一個投資對象，當日階段都能夠大致分為投標開始前階段、投標中階段、以及中標後階段該三個階段。另外，本段落中所言之“投資對象”，是指在前日階段中被決定的投資對象。另外，在商業交易的形態非拍賣時，投標開始前是指銷售開始前，投標中是指銷售期間內，中標後是指買進後。 2-1.標開始前階段 “投標開始前”是指投標被開始的時刻(或者，距離投標被開始的時刻為一定時間前的時刻)之前的時間點，投標開始前階段的結束時刻可以為第一期限的一例，具體而言，例如是作為投標中階段開始的時間點之投標被開始的時刻(或者，距離投標被開始的時刻為一定時間前的時刻)。另外，對於每一投資對象，均可以將投標開始前階段的結束時刻(例如，投標開始時刻)登記於候補投資對象管理表522中。 一覽發送程式510能夠將基於前日階段中的處理結果之候補投資對象一覽表發送給投資者終端101A。該候補投資對象一覽表可以包含表示在前日階段中哪一候補投資對象被決定為投資對象之資訊。具體而言，例如，一覽發送程式510從投資者管理表521取得與投資者102A對應的記錄上的資訊，並以取得的資訊為基礎生成候補投資對象一覽表。生成的候補投資對象一覽表被發送至投資者終端101A並被顯示於投資者終端101A的顯示設備201上。圖11顯示包含有候補投資對象一覽表的當日申請畫面的一例。顯示於投資者終端101A的當日申請畫面1100之構成可以與前日申請畫面900的構成相同。亦即，如圖11所示，當日申請畫面1100顯示帳戶資訊1101和候補投資對象一覽表1102。投資者102A根據當日申請畫面1100，能夠確認投資者102A的帳戶餘額、帳戶可用金額、以及投資情況。投資者102A根據候補投資對象一覽表1102，能夠獲知在前日階段中選擇出的候補投資對象中的哪一候補投資對象被決定為投資對象。投資者102A能夠使用與所希望的投資對象對應的投資份數UI，針對該投資對象增加(或減少)投資份數，並按下執行按鈕1103。換言之，投資者102A能夠在當日進行追加的申請(或者，取消申請的至少一部分)。響應該操作，總投資金額704藉由申請受理程式511而被更新，投資者102A的帳戶可用金額603藉由帳戶管理程式517而被更新，投標上限703藉由投標上限計算程式512而被更新。 另外，候補選擇控制程式1913對於投資者102A，根據先選擇的候補投資對象所涉及之資訊，針對“2-1．投標開始前階段”控制投資者102A的選擇中的候補投資對象的範圍和投資金額中的至少一者。此處的“先選擇的候補投資對象”亦可在由投資者102A以外的投資者選擇的候補投資對象的基礎上還包含在前日階段中由投資者102A選擇出的候補投資對象。投資者102A藉由圖11所示的當日申請畫面1100能夠選擇的候補投資對象的範圍及設定的投資金額，為藉由候補選擇控制程式1913而被控制的範圍及金額。 2-2.標中階段 所謂“投標中”是指從投標開始的時刻至中標的時刻或預先設定的投標結束時刻為止的時間點。在投資支援伺服器103所識別的目前時刻到達投標開始時刻時，投資支援伺服器103可以識別階段為“投標中”。另外，亦可構成為根據投標的情況而將預先設定的投標結束時刻延長。另外，投標結束時刻亦可不預先設定，例如亦可將中標的時刻作為投標結束時刻。 S1000：投標上限的發送 結果發送程式513將針對投資對象登記於候補投資對象管理表522中的投標上限703所表示的值作為投標上限發送給買家終端117。發送的投標上限被顯示於買家終端117的顯示設備301上。藉此，買家118能夠在投標中階段中獲知投標上限。投標上限是根據來自多位投資者102的申請、亦即多位投資者102的需要而決定的金額。買家118能夠根據此般投標上限(例如，在該投標上限的範圍內)對投資對象進行投標。 另外，S1000既可以在前日階段中進行，也可以在投標開始前階段中進行。 S1001：情況受理 拍賣情況管理程式516從資訊提供負責者終端115受理與拍賣等商業交易的情況相關之資訊，並將拍賣情況登記於候補投資對象管理表522中。在投標中階段，拍賣情況包括投標金額。在投標金額被更新時，資訊提供負責者116輸入更新後的投標金額，該被輸入的投標金額作為投標金額706從資訊提供負責者終端115透過拍賣情況管理程式516而被登記於候補投資對象管理表522。 S1002：拍賣轉播 投資支援伺服器103從影像傳送伺服器121取得影像。從影像傳送伺服器121取得的影像是利用照相機拍攝的影像(拍攝了拍賣的情況等的影像)本身、或者將該影像加工後的影像。 拍賣情況通知程式514向投資者終端101A轉播拍賣的情況。所謂“拍賣情況的轉播”，如上所述是拍賣情況的通知的一例。拍賣情況的轉播例如可包括：基於來自影像傳送伺服器121的影像之影像(來自影像傳送伺服器121的影像本身、或該影像加工後的影像)的傳送、和登記於候補投資對象管理表522中的投標金額的傳送。圖12表示顯示於投資者終端101A的拍賣轉播畫面1200的一例。拍賣轉播畫面1200顯示例如帳戶資訊1201、拍賣影像1202、投標情況資訊1203、以及金額變更UI1204。 與前日申請畫面900及當日申請畫面1100同樣地，帳戶資訊1201包含帳號、帳戶餘額、目前的帳戶可用金額、以及申請後的帳戶可用金額。 拍賣影像1202是從影像傳送伺服器121取得的影像。 投標情況資訊1203係顯示投標情況的資訊，例如包含目前的展出品對象(該對象的候補名/屬性名701所表示的資訊)、目前的投標金額(該對象的投標金額706所表示的值)、以及參考金額(該對象的參考金額702所表示的值)。亦即，投標情況資訊1203是基於從候補投資對象管理表522得到的資訊之資訊。另外，至少無參考金額的顯示亦可(該點對於圖13及圖14也相同)。另外，候補投資對象管理表522(圖7)中無參考金額702亦可。 金額變更UI1204是用於從投資者102A受理投資金額的變更之UI。投資者102A能夠在觀看拍賣轉播的同時，透過新投資或追加並使用金額變更UI1204，而對拍賣的現狀為投標中的投資對象(以下，稱為“投標中投資對象”)進行投資金額的變更。金額變更UI1204例如包括：投資對象(該對象的候補名/屬性名701所表示的資訊)、募集上限(該對象的募集上限705所表示的值)、以及針對投標中的投資對象的投資份數UI。投資者102A能夠利用投資份數UI使針對該投資對象的投資份數增加。另外，亦可使投資份數能夠減少(亦即，取消申請604至少一部分)。 S1003：金額變更的受理 申請受理程式511能夠從投資者102A(典型為觀看拍賣轉播的投資者102A)受理針對投標中投資對象的投資金額的變更。在受理了金額變更時(例如，在圖12所示之拍賣轉播畫面1200中，在投資份數變更後按下了執行按鈕1205時)，申請受理程式511根據該金額變更或者將與投資者102A對應的投資金額612更新，或者將與投標中投資對象對應的總投資金額704更新。由申請受理程式511呼叫的帳戶管理程式517將投資者102A的帳戶可用金額603更新。 S1004：投標上限的更新 在針對投標中投資對象受理了金額變更時(換言之，在總投資金額704被進行了更新時)，投標上限計算程式512根據更新後的總投資金額704將與投標中投資對象對應的投標上限703進行更新。 S1005：投標上限的發送 在針對投標中投資對象更新了投標上限703時，結果發送程式513將更新後的投標上限703發送給買家終端117。買家118能夠在該更新後的投標上限703的範圍內對投資對象進行投標。 2-3.標後階段 S1006：情況受理 拍賣情況管理程式516從資訊提供負責者終端115受理包含有中標與否(“成功中標”或“未中標”)和中標金額的拍賣情況。拍賣情況管理程式516根據該拍賣情況，對拍賣結束了的投資對象分別更新為各自對應的現狀707，並且，將與該投資對象對應的中標金額708登記於候補投資對象管理表522中。 另外，關於中標與否和中標金額，亦可取代從資訊提供負責者終端115輸入投資支援伺服器103，而從買家終端117輸入投資支援伺服器103。 S1007：中標結果的發送 中標結果發送程式515針對拍賣結束了的投資對象，將中標結果發送給投資者終端101A。中標結果包含與該投資對象對應的現狀(“成功中標”或“未中標”)和中標金額。在成功中標時，中標的投資對象可以作為基金而組成。 圖13中表示在成功中標時顯示於投資者終端101A的中標結果畫面的一例。中標結果畫面1300A可以顯示中標結果資訊1301A和帳戶資訊1302A。中標結果資訊1301A可以包含：中標與否(拍賣結束了的投資對象的現狀707所表示的資訊，例如“成功”等)、中標金額(拍賣結束了的投資對象的中標金額708所表示的值)、參考金額(拍賣結束了的投資對象的參考金額702所表示的值)、以及你的投資金額(與投資者102A及該投資者所選擇的投資對象對應的投資金額612所表示的值)。帳戶資訊1302A可以包含帳號、帳戶餘額及目前的帳戶可用金額。 在成功中標時，帳戶管理程式517從投資者102A的帳戶餘額613中減去投資金額。在成功中標時，遵循申請之基金持有份額被提供給提出了該申請的投資者102。亦即，投資者102取得遵循申請之基金持有份額。 另外，在成功中標時，相對於投標上限703而中標金額708小時，帳戶管理程式517亦可將投資者102A的投資金額612的一部分、例如根據多位投資者102的投資金額612將投資上限與中標金額之間的差額按比例分配後之金額返回至該投資者102A的帳戶(帳戶餘額613)。藉此，能夠將以比投標上限703低的金額成功中標之利益(merit )返還投資者102A。另外，所謂“投資上限”，是指成為投資對象的資產(商品)的金額的上限，換言之，是從募集上限705中減去將該投資對象作為基金組成時所需的成本等費用後的金額。 另外，帳戶管理程式517亦可從投資者終端101A受理針對成功中標的投資對象取消投資金額612之要求，並響應該要求而將該投資金額612的全部或一部分返回投資者102A的帳戶(帳戶餘額613)。亦即，亦可給予投資者102A看到中標金額708而取消投資的機會。另外，亦可在滿足規定條件的範圍內、例如投標上限703為中標金額708以上的範圍內能夠進行如上的取消。 圖14中表示未中標時顯示於投資者終端101A的中標結果畫面的一例。未中標時的中標結果畫面1300B亦可顯示中標結果資訊1301B和帳戶資訊1302B。中標結果畫面1300B與中標結果畫面1300A不同的點可以為例如以下點。亦即，中標與否表示為“未中標”。另外，帳戶管理程式517可以解除投資金額凍結，亦即，可以將針對未中標的投資對象的投資金額612加入投資者102A的帳戶可用金額603。藉此，投資者102A能夠將返回的金額(被解除的金額)投資給之後預定展出的投資對象。 以上是本實施例的說明。 以下對實施例一進行總結。另外，總結的記載亦可包含針對上述說明的一部分進行之詳細說明、以及針對上述說明中不存在的事項進行之詳細說明。 根據第一觀點，計算機系統(例如，投資支援伺服器103)包括：候補資訊發送部(例如，一覽發送程式510)、申請受理部(例如，申請受理程式511)、以及投資對象決定部(例如，投資對象決定程式1912)。 候補資訊發送部向多位投資者的投資者終端分別發送投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊。 申請受理部從多個投資者終端分別受理包含有以下資訊的申請。 ·用於識別投資者之資訊、亦即投資者識別資訊； ·表示被發送給該投資者終端的候補資訊中所含的一個以上候補投資對象的選擇之資訊、亦即候補選擇資訊；以及 ·表示針對該一個以上候補投資對象的投資金額(可以為每一被選擇的候補投資對象的投資金額、和被選擇的一個以上候補投資對象的投資金額的總計金額中的任意一者)之資訊、亦即投資金額資訊。 投資對象決定部根據從多個投資者終端受理的多個申請，從兩個以上的候補投資對象中決定一個以上的投資對象。 對於被決定為投資對象的候補投資對象的數量，亦可沒有限制。另外，對於決定投資對象的時機，亦可沒有限制。 根據第一觀點，不是由投資者直接地選擇投資對象，而是利用投資對象決定部從多位投資者所選擇的兩個以上候補投資對象中決定一個以上的投資對象。藉此，能夠根據來自多位投資者的多個申請的整體情況而靈活地決定投資對象。例如，即使在來自多位投資者的選擇或投資金額分散而對於任一候補投資對象均無法獲得足夠的總投資金額或投資者數該等情況下，也能夠在容許範圍內轉移(transfer)總投資金額或投資者數而決定投資對象。因此，例如，在從投資者A受理了候補投資對象P及Q的申請時從投資者A的帳戶凍結候補投資對象P及Q的投資金額之情形下，即使候補投資對象P的總投資金額不足夠，在投資對象決定部透過將候補投資對象P的投資金額轉移至候補投資對象Q的總投資金額而將候補投資對象Q決定為投資對象時，也能夠期待不需要針對候補投資對象P的投資金額解除凍結這樣的處理。 第一觀點的具體例例如如下所示。 (處理一)候補資訊發送部將候補投資對象A~J該十個候補投資對象的資訊發送給投資者1~100等一百位投資者的投資者終端。候補投資對象數=10是候補投資對象數T的一例。投資者數=100是投資者數U的一例。 (處理二)申請受理部從投資者1~100的投資者終端分別受理包含有候補投資對象的選擇和針對候補投資對象的投資金額的申請。受理的多個申請(具體為一百個申請)的具體例如下所述。計算機系統具有存儲部(例如，存儲設備組505)，遵循從投資者1~100的投資者終端受理的申請之下述資料被存儲於存儲部。後述的(處理三)根據下述資料進行。 ·候補投資對象A：選擇的投資者數=30人、總投資金額=3000萬日元 ·候補投資對象B：選擇的投資者數=15人、總投資金額=1800萬日元 ·候補投資對象C：選擇的投資者數=20人、總投資金額=4000萬日元 ·候補投資對象E：選擇的投資者數=12人、總投資金額=1920萬日元 ·候補投資對象F：選擇的投資者數=18人、總投資金額=4500萬日元 ·候補投資對象J：選擇的投資者數=5人、總投資金額=5000萬日元 ·候補投資對象D、G、H、I未被任何人選擇。 (處理三)投資對象決定部根據受理的多個申請，從兩個以上的候補投資對象(多個候補投資對象A~J中、確定了選擇的兩個以上的候補投資對象)A、B、C、E、F及J中決定一個以上的投資對象。投資對象決定的具體例＜事例1＞~＜事例4＞如下所述。另外，為了易於理解說明，在以下的說明中分情況而以“投資金額”和“投資者數”進行說明，因此，後述的轉移處理也分情況而以“投資金額”和“投資者數”進行說明。但是，實際上，既可以伴隨著投資金額的轉移而將投資者數也轉移(例如，某一投資者的投資金額被轉移的話，亦可將投資者數轉移)，也可以伴隨著投資者數的轉移而將投資金額也轉移(例如，某一投資者被轉移的話，亦可將該投資者的投資金額轉移)。例如，投資對象決定部能夠根據投資金額和投資者數中的至少一者決定投資對象。 ＜事例1＞投資對象的決定的策略例如為“總投資金額”，不存在第二位的考慮(例如，將針對未被選中作為投資對象的候補投資對象的投資金額的至少一部分反映於針對其他候補投資對象的投資金額之必要性)，投資對象數例如為規定值“3”之情形。另外，投資對象數=3是投資對象數V的一例。 投資對象決定部將總投資金額高的排名前三的候補投資對象J、F、C決定為投資對象。 ＜事例2＞投資對象的決定的策略例如為“投資者數”，不存在第二位的考慮，投資對象數例如為規定值“3”之情形。 投資對象決定部將投資者數多的排名前三的候補投資對象A、C、F決定為投資對象。 以上為＜事例1＞和＜事例2＞。＜事例1＞和＜事例2＞的任意一者均不存在第二位的考慮，因此不發生轉移處理。 另一方面，後述的＜事例3＞和＜事例4＞由於存在第二位的考慮，因此發生轉移處理。例如，作為前提，至少來自一個投資者的申請包含有表示針對由該投資者選擇的多個候補投資對象分別設定的選擇優先名次之資訊。投資對象決定部對每一投資者，將該投資者與該投資者所設定的選擇優先名次最高的候補投資對象建立對應。然後，投資對象決定部恰當地進行轉移處理。轉移處理是下述處理：亦即，針對與未滿足決定為投資對象的條件的候補投資對象對應之投資者，對該投資者所設定的選擇優先名次為第二位(下一位)的候補投資對象轉移該投資者的投資金額和該投資者的投資者數(“1”)中的至少一者。亦即，所謂“存在第二位的考慮”是指：在某一候補投資對象未被決定為投資對象時，存在選擇優先名次較之該候補投資對象的選擇優先名次處於第二位(位於其次)的候補投資對象。 轉移處理的具體例如下所述。另外，在以下的記載中，“B＞A”是指：候補投資對象B的下一位是候補投資對象A(候補投資對象A的選擇優先名次比候補投資對象B的選擇優先名次低一位)。 來自投資者69的申請設定為表示“B＞A”及“投資金額：100萬日元”。在候補投資對象B未滿足決定為投資對象的條件時(例如，候補投資對象B的總投資金額未達到規定金額)，對於投資者69，由於候補投資對象B的下一位是候補投資對象A，因此，投資對象決定部將與候補投資對象B建立了對應的投資金額100萬日元轉移至下一位的候補投資對象A所對應的投資金額。 來自投資者70的申請設定為表示“B＞F”及“投資金額：50萬日元”。在候補投資對象B未滿足決定為投資對象的條件時，對於投資者70，由於候補投資對象B的下一位是候補投資對象F，因此，投資對象決定部將與候補投資對象B建立了對應的投資金額50萬日元轉移至下一位的候補投資對象F所對應的投資金額。 當以候補投資對象B的選擇優先名次為最高位而對所有的投資者進行如上的轉移處理時，投資金額從候補投資對象B被轉移給候補投資對象A及F。例如，轉移處理之前和之後的一例如下所述。 ＜＜轉移處理前＞＞ ·“B＞A”的投資者為15人 ·“B＞C”的投資者為0人 ·“B＞D”的投資者為0人 ·“B＞E”的投資者為0人 ·“B＞F”的投資者為10人 ·“B＞G”的投資者為0人 ·“B＞H”的投資者為0人 ·“B＞I”的投資者為0人 ·“B＞J”的投資者為0人 ＜＜轉移處理後＞＞ ·在“B＞A”的投資者15人的投資金額總計為1,200萬日元時，1,200萬日元被加入候補投資對象A的總投資金額中。 ·在“B＞F”的投資者10人的投資金額總計為600萬日元時，600萬日元被加入候補投資對象F的總投資金額中。 ＜事例3＞投資對象的決定的策略例如為“總投資金額”，存在第二位的考慮，投資對象數例如為規定值“3”之情形。 投資對象決定部例如進行以下的處理。 (S3-1)投資對象決定部將選擇了總投資金額最少的候補投資對象B的投資者的投資金額轉移至下述投資金額，亦即，各投資者第二選擇的候補投資對象(與成為轉移對象的候補投資對象B對應的投資者預先設定的選擇優先名次為第二位的候補投資對象)的投資金額。結果是，總投資金額如下述那樣變更。另外，下述情況與轉移處理的具體例相同。 ·候補投資對象B的總投資金額1,800萬日元中的、1,200萬日元被轉移給候補投資對象A，600萬日元被轉移給候補投資對象F。 ·因此，候補投資對象A的總投資金額從3,000萬日元變為4,200萬日元。 ·同樣地，候補投資對象F的總投資金額從4,500萬日元變為5,100萬日元。 (S3-2)投資對象決定部將選擇了透過(S3-1)轉移後總投資金額最少的候補投資對象E的投資者的投資金額轉移給各投資者第二選擇的候補投資對象。結果是，總投資金額如下述那樣變更。 ·候補投資對象E的總投資金額1,920萬日元中的、1,000萬日元被轉移給候補投資對象A，600萬日元被轉移給候補投資對象C、320萬日元被轉移給候補投資對象F。 ·因此，候補投資對象A的總投資金額從4,200萬日元變為5,200萬日元。 ·另外，候補投資對象C的總投資金額從4,000萬日元變為4,600萬日元。 ·另外，候補投資對象F的總投資金額從5,100萬日元變為5,420萬日元。 (S3-3)投資對象決定部將選擇了透過(S3-2)轉移後投資金額的總額最少的候補投資對象C的投資者的投資金額轉移給各投資者第二選擇的候補投資對象。結果是，總投資金額如下述那樣變更。 ·候補投資對象C的總投資金額4,600萬日元中的、2,000萬日元被轉移給候補投資對象A，1,000萬日元被轉移給候補投資對象F。1,600萬日元部分則成為無第二位選擇的情況。 ·因此，候補投資對象A的總投資金額從5,200萬日元變為7,200萬日元。 ·另外，候補投資對象F的總投資金額從5,420萬日元變為6,420萬日元。 (S3-4)由於候補投資對象變為“規定數=3”，因此，投資對象決定部將餘下的候補投資對象A、F、J決定為投資對象。 ＜事例4＞投資對象的決定的策略例如為“投資者數”，存在第二位的考慮，投資對象數例如為規定值“3”之情形。 投資對象決定部例如進行以下的處理。 (S4-1)投資對象決定部針對選擇了投資者數最少的候補投資對象J的投資者，轉移給各投資者第二選擇的候補投資對象。結果是，投資者數如下述那樣變更。 ·候補投資對象J的投資者數5人中的、3人被轉移給候補投資對象A，2人被轉移給候補投資對象B。 ·因此，候補投資對象A的投資者數從30人變為33人。 ·另外，候補投資對象B的投資者數從15人變為17人。 (S4-2)投資對象決定部針對選擇了透過(S4-1)轉移後投資者數最少的候補投資對象E的投資者，轉移給各投資者第二選擇的候補投資對象。結果是，投資者數如下述那樣變更。 ·候補投資對象E的投資者數12人中的、5人被轉移給候補投資對象B，7人被轉移給候補投資對象C。 ·因此，候補投資對象B的投資者數從17人變為22人。 ·另外，候補投資對象C的投資者數從20人變為27人。 (S4-3)投資對象決定部針對選擇了透過(S4-2)轉移後投資者數最少的候補投資對象F的投資者，轉移給各投資者第二選擇的候補投資對象。結果是，投資者數如下述那樣變更。 ·候補投資對象F的投資者數18人中的、5人被轉移給候補投資對象A，3人被轉移給候補投資對象B，2人被轉移給候補投資對象C。8人部分則成為無第二位選擇的情況。 ·因此，候補投資對象A的投資者數從33人變為38人。 ·另外，候補投資對象B的投資者數從22人變為25人。 ·另外，候補投資對象C的投資者數從27人變為29人。 (S4-4)由於候補投資對象變為“規定數=3”，因此，投資對象決定部將餘下的候補投資對象A、B、C決定為投資對象。 另外，在事例3和事例4中，投資對象決定部亦可僅對投資金額(例如，總投資金額、或者投資金額相對於設想交易金額的達成率)或投資者數為閾值以下的候補投資對象進行“向第二位的轉移”。另外，總投資金額或投資者數的“閾值”既可以為針對各候補投資對象的總投資金額或投資者數的平均值或中值等，也可以為任意的值。 以上是關於第一觀點的具體例。 根據第二觀點，在來自多個投資者終端中的至少一個投資者終端的申請中，候補選擇資訊進而包含表示一個以上候補組的資訊。該一個以上候補組的各個分別由被選擇出的兩個以上候補投資對象構成。另外，投資金額資訊包含表示針對一個以上候補組的各個的投資金額之資訊。投資對象決定部在從多個申請中確定了一個或多個候補組時，根據針對該一個或多個候補組的各個的投資金額，決定一個以上的投資對象。具體而言，例如，投資者能夠將多個候補投資對象(A、C、E)作為一個候補組，並對該候補組設定投資金額(100萬日元)。投資對象決定部能夠根據對被設定的候補組(候補投資對象A、C、E)設定的投資金額(100萬日元)決定投資對象。 根據第二觀點，能夠期待進行將屬於候補組的某一候補投資對象在針對該組的投資金額的範圍內決定為投資對象等更靈活的投資對象決定。例如，即使屬於候補組的候補投資對象A、C、E中的候補投資對象A未被決定為投資對象，也能夠透過對候補投資對象C投入投資金額(100萬日元)而將候補投資對象C決定為投資對象。 另外，第二觀點的具體例例如如下所述。 在來自投資者1~100的申請中，候補選擇資訊設定為下述情況。另外，在下述的記載中，所謂“組(A、C、E)/100萬日元”是指：對於候補投資對象A、C、E所屬的候補組，投資金額為100萬日元。另外，所謂“單體(B)/150萬日元”是指：對於不屬於候補組的候補投資對象B，投資金額為150萬日元。 ·投資者1：組(A、C、E)/100萬日元 ·投資者2：組(A、F、J)/100萬日元 ·投資者3：單體(B)/150萬日元 ~(中間省略一部分)~ ·投資者99：組(A、B、C)/50萬日元 ·投資者100：組(E、F、J)/10萬日元 另外，設定為存在下述的前提。 ·選擇的多個候補投資對象之間的選擇優先名次全部相同、或不存在選擇優先名次 ·作為投資對象而決定的數量為“3” 投資對象決定部進行針對候補投資對象的投資金額的資料關聯處理(將設定的投資金額按照該金額原封不動作為臨時的投資金額分配給所有候補投資對象之處理)。結果是例如如下所述。另外，在下述中，括弧內的金額是臨時的投資金額。例如，“組(A、C、E)/100萬日元⇒A：(100萬日元)、 C：(100萬日元)、E：(100萬日元)”是指：針對候補投資對象A、C、E所屬的候補組的投資金額100萬日元被作為臨時的投資金額，而分別對屬於該候補組的候補投資對象A、C、E各分配100萬日元。 ·組(A、C、E)/100萬日元⇒A：(100萬日元)、 C：(100萬日元)、E：(100萬日元) ·組(A、F、J)/100萬日元⇒A：(100萬日元)、 F：(100萬日元)、J：(100萬日元) ·單體(B)/150萬日元⇒ B：(150萬日元) ~(中間省略一部分)~ ·組(B、A、C)/50萬日元⇒B：(50萬日元)、A：(50萬日元)、 C：(50萬日元) ·組(E、F、J)/10萬日元⇒E：(10萬日元)、 F：(10萬日元)、J：(10萬日元) 投資對象決定部對每一候補投資對象總計臨時投資金額(及投資者數)。總計結果的一例為以下所述。另外，在下述中，括弧內的金額是能夠轉移的金額。 ·候補投資對象A：6,200萬日元(3,200萬日元) ·候補投資對象B：2,600萬日元(800萬日元) ·候補投資對象C：6,000萬日元(2,000萬日元) ·候補投資對象D：300萬日元(300萬日元) ·候補投資對象E：2,620萬日元(700萬日元) ·候補投資對象F：5,500萬日元(1,000萬日元) ·候補投資對象G：0日元(0日元) ·候補投資對象H：800萬日元(800萬日元) ·候補投資對象I：1,600萬日元(1,600萬日元) ·候補投資對象J：5,000萬日元(0日元) 投資對象決定部根據表示上述總計結果的資料決定投資對象。具體而言，例如進行以下的(S31)~(S33)。 (S31)投資對象決定部將臨時投資金額最高的“候補投資對象A”決定為投資對象。 (S32)投資對象決定部判斷被決定的投資對象的數量是否達到規定的投資對象數。S32的判斷結果為“真”時，處理結束。 另一方面，S32的判斷結果為“假”時，進行S33。在此，由於被決定的投資對象的數量不足“3”(由於被決定的投資對象的數量才只是“1”)，因此進行S33。 (S33)投資對象決定部針對與具有包含有最近決定的投資對象、亦即最近決定對象(在此為候補投資對象A)的候補選擇資訊之申請對應的一位以上投資者，分別將包含於該投資者的候補選擇資訊中的、最近決定對象(候補投資對象A)以外的候補投資對象的投資金額進行更新。針對該一位以上投資者的各位進行了S33後的結果的一例如下所述。在下述中，括弧內的金額是能夠轉移的金額。 ·候補投資對象A：6,200萬日元(3,200萬日元) ·候補投資對象B：2,500萬日元(700萬日元) ·候補投資對象C：5,300萬日元(1,300萬日元) ·候補投資對象D：0日元(0日元) ·候補投資對象E：2,120萬日元(200萬日元) ·候補投資對象F：5,100萬日元(600萬日元) ·候補投資對象G：0日元(0日元) ·候補投資對象H：400萬日元(400萬日元) ·候補投資對象I：800萬日元(800萬日元) ·候補投資對象J：5,000萬日元(0日元) 在S33之後，處理返回S31。亦即，投資對象決定部將透過最近的S33餘下的候補投資對象中的、投資金額最高的“候補投資對象C”決定為投資對象。 然後，進行S32。亦即，投資對象決定部判斷被決定的投資對象的數量是否達到規定的投資對象數。在此，由於被決定的投資對象的數量不足“3”(由於被決定的投資對象的數量才只是“2”)，因此S32的判斷結果為“假”。因而，進行S33。 在S33中，投資對象決定部針對與具有包含有最近決定對象(在此為候補投資對象C)的候補選擇資訊之申請對應的一位以上投資者，分別將包含於該投資者的候補選擇資訊中的、最近決定對象(候補投資對象C)以外的候補投資對象的投資金額進行更新。針對該一位以上投資者的各位進行了S33後的結果的一例如下所述。在下述中，括弧內的金額是能夠轉移的金額。 ·候補投資對象A：6,200萬日元(3,200萬日元) ·候補投資對象B：2,100萬日元(300萬日元) ·候補投資對象C：5,300萬日元(1,300萬日元) ·候補投資對象D：0日元(0日元) ·候補投資對象E：2,120萬日元(200萬日元) ·候補投資對象F：4,900萬日元(400萬日元) ·候補投資對象G：0日元(0日元) ·候補投資對象H：300萬日元(300萬日元) ·候補投資對象I：200萬日元(200萬日元) ·候補投資對象J：5,000萬日元(0日元) 在S33之後，處理返回S31。亦即，投資對象決定部將透過最近的S33餘下的候補投資對象中的、投資金額最高的“候補投資對象J”決定為投資對象。 然後，進行S32。亦即，投資對象決定部判斷被決定的投資對象的數量是否達到規定的投資對象數。在此，由於被決定的投資對象的數量達到 “3”，因此S32的判斷結果為“真”。因而，處理結束。 根據第三觀點，來自至少一個投資者終端的申請進而包含以下的資訊：亦即，針對一個以上候補組的各個表示該候補組所含的各候補投資對象的選擇優先名次之資訊、也就是選擇優先名次資訊。投資對象決定部根據針對一個或多個候補組的各個的投資金額及各選擇優先名次，決定一個以上的投資對象。 根據第三觀點，能夠期待根據屬於候補組的兩個以上候補投資對象各自的選擇優先名次而將該候補組中的哪一候補投資對象決定為投資對象。在同一候補組中，既可以是所有的候補投資對象的選擇優先名次均不同，也可以是一部分或全部的候補投資對象的選擇優先名次為相同。另外，在候補組和不屬於候補組的候補投資對象混合存在的情況下，可以在針對屬於候補組的候補投資對象設定選擇優先名次的基礎上，對不屬於候補組的候補投資對象也設定選擇優先名次。 另外，第三觀點的具體例例如如下所述。 在來自投資者1~100的申請中，候補選擇資訊設定為下述情況。另外，在下述的記載中，所謂“組(A＞C＞E)/100萬日元”是指：對於候補投資對象A、C、E所屬的候補組，投資金額為100萬日元，並且，候補投資對象A的下一位是候補投資對象C，候補投資對象C的下一位是候補投資對象E。另外，所謂“單體(B)/150萬日元”是指：對於不屬於候補組的候補投資對象B，投資金額為150萬日元。 ·投資者1：組(A＞C＞E)/100萬日元 ·投資者2：組(A＞F＞J)/100萬日元 ·投資者3：單體(B)/150萬日元 ~(中間省略一部分)~ ·投資者99：組(B＞A＞C)/50萬日元 ·投資者100：組(E＞F＞J)/10萬日元 另外，設定為存在下述的前提。 ·選擇的多個候補投資對象之間存在選擇優先名次 ·作為投資對象而決定的數量為“3” 投資對象決定部對於各投資者進行針對候補投資對象的投資金額的資料關聯處理(將設定的投資金額分配給選擇優先名次最高的候補投資對象之處理)。結果是例如以下所述。另外，在下述中，例如，“組(A＞C＞E)/100萬日元⇒A：100萬日元”是指：針對候補投資對象A、C、E所屬的候補組的投資金額100萬日元被分配給在該候補組中選擇優先名次最高的候補投資對象A。 ·組(A＞C＞E)/100萬日元⇒A：100萬日元 ·組(A＞F＞J)/100萬日元⇒A：100萬日元 ·單體(B)/150萬日元⇒B：150萬日元 ~(中間省略一部分)~ ·組(B＞A＞C)/50萬日元⇒B：50萬日元 ·組(E＞F＞J)/10萬日元⇒E：10萬日元 投資對象決定部對每一候補投資對象總計臨時投資金額(及投資者數)。總計結果的一例為以下所述。 ·候補投資對象A：3,000萬日元 ·候補投資對象B：1,800萬日元 ·候補投資對象C：4,000萬日元 ·候補投資對象D：0日元 ·候補投資對象E：1,920萬日元 ·候補投資對象F：4,500萬日元 ·候補投資對象G：0日元 ·候補投資對象H：0日元 ·候補投資對象I：0日元 ·候補投資對象J：5,000萬日元 投資對象決定部根據表示上述總計結果的資料決定投資對象。具體而言，例如進行以下的(S41)~(S45)。 (S41)投資對象決定部從在S41中未選擇的候補投資對象(除去投資金額為“0日元”)中選擇臨時投資金額最低的候補投資對象(在此為候補投資對象B)。 (S42)投資對象決定部針對與含有表示透過最近的S41被選擇的候補投資對象、亦即最近候補選擇(在此為候補投資對象B)的候補選擇資訊之申請對應的投資者，將該投資者與最近候補選擇建立了對應的投資金額轉移給對於該投資者而言為第二選擇的候補投資對象。藉此，對於每一選擇了最近候補選擇的投資者，將最近候補選擇的投資金額轉移給最近候補選擇的下一位的候補投資對象。結果是，最近候補選擇以外的候補投資對象的投資金額被更新。S42的結果的一例為以下所述。 ·候補投資對象A：4,200萬日元 ·候補投資對象B：0日元 ·候補投資對象C：4,000萬日元 ·候補投資對象D：0日元 ·候補投資對象E：1,920萬日元 ·候補投資對象F：5,100萬日元 ·候補投資對象G：0日元 ·候補投資對象H：0日元 ·候補投資對象I：0日元 ·候補投資對象J：5,000萬日元 另外，在S42中，當最近候補選擇的下一位的候補投資對象的投資金額未滿最近候補選擇(轉移源的候補投資對象)的投資金額時(例如，下一位的候補投資對象的投資金額為“0日元”時)，取代將最近候補選擇的投資金額轉移給下一位的候補投資對象，投資對象決定部將最近候補選擇的投資金額轉移給再下一位的候補投資對象。 另外，在S42中，當不存在下一位的候補投資對象時，投資對象決定部設定為不存在轉移目標，且也不將最近候補選擇的投資金額加給任一候補投資對象。 (S43)投資對象決定部判斷投資金額非“0日元”的候補投資對象的數量是否達到投資對象數“3”。當S43的判斷結果為“真”時，投資對象決定部將投資金額非“0日元”的候補投資對象決定為投資對象，並結束處理。在此，由於投資金額非“0日元”的候補投資對象的數量超過“3”，因此，S43的判斷結果為“假”。 在S43的判斷結果為“假”時，處理返回S41。亦即，投資對象決定部選擇透過最近的S43餘下的候補投資對象中的、投資金額最低(除去投資金額為“0日元”)的候補投資對象(在此為候補投資對象E)。 在S42中，投資對象決定部針對與含有表示最近候補選擇(在此為候補投資對象E)的候補選擇資訊之申請對應的投資者，將該投資者與最近候補選擇建立了對應的投資金額轉移給對於該投資者而言為第二選擇的候補投資對象。藉此，對於每一選擇了最近候補選擇的投資者，將最近候補選擇的投資金額轉移給最近候補選擇的下一位的候補投資對象。S42的結果的一例為以下所述。 ·候補投資對象A：5,200萬日元 ·候補投資對象B：0日元 ·候補投資對象C：4,600萬日元 ·候補投資對象D：0日元 ·候補投資對象E：0日元 ·候補投資對象F：5,420萬日元 ·候補投資對象G：0日元 ·候補投資對象H：0日元 ·候補投資對象I：0日元 ·候補投資對象J：5,000萬日元 在S43中，投資對象決定部判斷投資金額非“0日元”的候補投資對象的數量是否達到投資對象數“3”。在此，由於投資金額非“0日元”的候補投資對象的數量也超過“3”，因此，S43的判斷結果為“假”。 如上所述，在S43的判斷結果為“假”時，處理返回S41。亦即，投資對象決定部選擇透過最近的S43餘下的候補投資對象中的、投資金額最低(除去投資金額為“0日元”)的候補投資對象(在此為候補投資對象C)。 在S42中，投資對象決定部針對與含有表示最近候補選擇(在此為候補投資對象C)的候補選擇資訊之申請對應的投資者，將該投資者與最近候補選擇建立了對應的投資金額轉移給對於該投資者而言為第二選擇的候補投資對象。藉此，對於每一選擇了最近候補選擇的投資者，將最近候補選擇的投資金額轉移給最近候補選擇的下一位的候補投資對象。S42的結果的一例為以下所述。 ·候補投資對象A：7,200萬日元 ·候補投資對象B：0日元 ·候補投資對象C：0日元 ·候補投資對象D：0日元 ·候補投資對象E：0日元 ·候補投資對象F：6,420萬日元 ·候補投資對象G：0日元 ·候補投資對象H：0日元 ·候補投資對象I：0日元 ·候補投資對象J：5,000萬日元 在S43中，投資對象決定部判斷投資金額非“0日元”的候補投資對象的數量是否達到投資對象數“3”。在此，S43的判斷結果為“真”。此時，投資對象決定部將投資金額非“0日元”的候補投資對象A、F、J作為投資對象而決定，並結束處理。 另外，投資對象決定部亦可不將某一選擇優先名次的候補投資對象所對應的投資金額的全部金額轉移給選擇優先名次為下一位的候補投資對象所對應的投資金額。例如亦可構成為：在如“投資者1：組(A：100萬＞C：80萬＞E：60萬/100萬日元)”那樣對每一候補投資對象設定了不同的投資金額的上限時，投資對象決定部將與候補投資對象A建立了對應的100萬日元的投資金額中的、為下一位的候補投資對象B的投資上限的80萬日元作為候補投資對象B的投資金額而轉移，對於餘下的20萬日元，帳戶管理部則將其作為剩餘金額而解除投資者1的帳戶的凍結。 根據第四觀點，投資對象決定部根據針對兩個以上候補投資對象的各個的投資金額和投資者數中的至少一者，對兩個以上候補投資對象的各個進行決定優先名次的決定，並且根據兩個以上的決定優先名次而決定一個以上的投資對象。此處所言之“投資金額”，既可以為總投資金額，也可以為投資金額相對於設想交易金額(例如，如上述的參考金額那樣的設想中標金額)的達成率。“投資者數”是針對候補投資對象的投資者的數量。 根據第四觀點，由於以根據總投資金額和投資者數中的至少一者決定的決定優先名次為基礎，將候補投資對象作為投資對象而決定，因此，能夠期待在規定的投資對象數的範圍內決定最恰當的投資對象。 第四觀點的具體例例如為以下所述。 (1)所謂“根據總投資金額對決定優先名次進行決定”，例如為下述情況中的任意一者。 ·總投資金額越高，決定優先名次越高。 ·根據候補投資對象所對應的、總投資金額相對於設想交易金額的達成率，對決定優先名次進行決定。具體而言，例如，達成率越高，決定優先名次越高。 ·投資效率越高，決定優先名次越高。 (2)所謂“根據投資者數對決定優先名次進行決定”，例如為下述情況。 ·投資者數越多，決定優先名次越高。 根據第五觀點，投資對象決定部根據針對兩個以上候補投資對象的整體的總計投資金額和投資者數中的至少一者，決定被決定的投資對象的數量，並決定被決定的數量的投資對象。此處所言之“投資金額”，既可以為總投資金額，也可以為投資金額相對於設想交易金額(例如，如上述的參考金額那樣的設想中標金額)的達成率。“投資者數”是針對候補投資對象的投資者的數量。 根據第五觀點，由於根據總投資金額和投資者數中的至少一者決定投資對象數，因此能夠將投資對象數設定為最適當的數量。 第五觀點的具體例例如為以下所述。 (1)所謂“根據總投資金額決定投資對象數”，例如為下述情況中的任意一者。 ·總投資金額越高，投資對象數越多。 ·根據候補投資對象所對應的、總投資金額相對於設想交易金額的達成率，決定投資對象數。具體而言，例如，達成率越高，投資對象數越多。 (2)所謂“根據投資者數決定投資對象數”，例如為下述情況。 ·投資者數越多，投資對象數越多。 根據第六觀點，進而還具備候補投資對象選擇控制部(例如，候補選擇控制程式1913)。候補投資對象選擇控制部針對多位投資者中的至少一位投資者，根據先選擇的候補投資對象所涉及之資訊，控制該投資者的選擇中的候補投資對象的範圍和投資金額中的至少一者。 對於該投資者，所謂“先選擇的候補投資對象”，是指在由該投資者進行的本次選擇之前由該投資者及該投資者以外的投資者選擇的候補投資對象。 “先選擇的候補投資對象所涉及之資訊”，例如是表示先選擇的候補投資對象的投資金額、投資者數以及交易開始時刻中的至少一者的資訊。 所謂“候補投資對象的範圍的控制”，是指：對於能夠選擇的候補投資對象的範圍，禁止或警告較之先選擇的候補投資對象而交易開始時刻先到來的候補投資對象的選擇。這是因為存在下述可能性：亦即，若後面的能夠選擇的候補投資對象為較之先選擇的候補投資對象而交易開始時刻先到來的候補投資對象的話，當先選擇的候補投資對象未被決定為投資對象時，交易開始時刻已過從而不能再選擇。 所謂“候補投資對象的投資金額的控制”，是指：禁止或警告將針對能夠選擇的候補投資對象的投資金額設定為先選擇的候補投資對象的投資金額以上的投資金額。例如，亦可採用下述中的任意一者。 ·後面的能夠選擇的候補投資對象的投資金額的上限K是先選擇的候補投資對象A的投資金額a(亦即，K=a)。 ·上限K是先選擇的候補投資對象A、B的投資金額a、b的合計(亦即，K=a+b)。 ·上限K是先選擇的候補投資對象A、B的投資金額a、b中的最低額(亦即，K是a、b中較小的一方)。 根據第六觀點，根據先選擇的候補投資對象所涉及之資訊，控制投資者的選擇中的候補投資對象的範圍和投資金額中的至少一者。藉此，能夠促使投資者進行恰當的投資。 另外，在投資者知曉了警告時，申請受理部可以根據交易開始時刻變更候補投資對象的名次(例如，選擇優先名次)。 根據第七觀點，計算機系統進而具備對多位投資者的各位分別管理與該投資者的投資者識別資訊建立了對應的帳戶之帳戶管理部。帳戶管理部對多位投資者的各位，根據在針對該投資者的申請之前接收的投資者識別資訊所對應之表示被指定的資金的資訊，將該被指定的資金反映於該投資者的帳戶的餘額中。 根據第七觀點，能夠在帳戶的餘額的範圍(在申請之前準備的金額的範圍)內受理投資的申請。 根據第八觀點，帳戶管理部對多位投資者的各位，將申請所含的投資金額資訊所表示的投資金額從該申請所含的投資者識別資訊所對應的帳戶中進行凍結。 根據第八觀點，能夠避免申請所示的投資金額被使用於其他用途。 第八觀點的具體例例如可以為下述中的任意一者。 ·在受理了候補投資對象的選擇的時間點對投資金額進行凍結。 ·在從候補投資對象中決定了投資對象的時間點對投資金額進行凍結。 ·在至交易開始時刻為止的剩餘時間變為規定時間的時間點對投資金額進行凍結。 根據第九觀點，在針對多個候補投資對象中的任意一個候補投資對象的總投資金額超過了對該候補投資對象的募集上限時，申請受理部根據其他候補投資對象相關的規定資訊，選擇執行將該募集上限提高、和對該候補投資對象截止申請的受理該兩者中的任意一者。 所謂“其他候補投資對象相關的規定資訊”，可以為下述情況中的至少一者。 ·針對其他候補投資對象的投資金額和投資者數中的至少一者。 ·與該候補投資對象類似的其他候補投資對象的過去的交易金額(例如，中標金額)。 ·與該候補投資對象類似的其他候補投資對象的過去的相對於設想交易金額的交易成功率(例如，中標成功率)。 根據第九觀點，能夠期待恰當地選擇是提高募集上限、或者是截止申請的受理。 第九觀點的具體例例如可以為下述情況中的至少一者。 ·申請受理部根據其他候補投資對象的選擇情況，選擇是提高某一候補投資對象的募集上限、或是截止申請的受理(例如，當對於其他候補投資對象的總投資金額或投資者數足夠時，將該某一候補投資對象的募集上限提高，當對於其他候補投資對象的總投資金額或投資者數不足夠時，對該某一候補投資對象截止申請的受理。)。 ·申請受理部根據對於與某一候補投資對象類似的候補投資對象的過去的實際投資成績(例如，投標成功率、或設想投資金額(例如參考金額)的上浮可能性)，選擇是提高募集上限、或是截止申請的受理。 ·申請受理部根據投資者對於其他候補投資對象的興趣的程度，選擇是提高募集上限、或是截止申請的受理(例如，當對於該其他候補投資對象的興趣的程度高時(例如，總投資金額或投資者數超過一定值時)，對某一候補投資對象截止申請的受理，並將針對該某一候補投資對象的投資金額轉移給其他候補投資對象。)。另外，申請受理部能夠從投資者受理在投資之外進行候補投資對象等的檢索及閱覽等的要求並響應該要求，對於每一投資者管理搜尋記錄、瀏覽記錄、以及投資履歷等的履歷。申請受理部能夠根據投資者的搜尋記錄、瀏覽記錄、以及投資履歷等的履歷中的至少一者，對該投資者的興趣的程度進行推斷。 ·交易成功率越低，申請受理部越提高募集上限。 根據第十觀點，計算機系統進而具備取得上限計算部。取得上限計算部根據從多個投資者終端受理的申請，對上述被決定的一個以上投資對象的各個分別計算該投資對象的取得金額的上限、亦即取得上限。 根據第十觀點，進行投資對象的取得的人員(例如，買家118)能夠獲知該投資對象的取得金額的上限。 根據第十一觀點，申請受理部確定下述候補投資對象：亦即，與來自多個投資者終端中至少一個投資者終端的申請所含的候補選擇資訊所表示的一個以上候補投資對象中的至少一個候補投資對象相關聯之候補投資對象。申請受理部向未選擇被確定的關聯候補投資對象的一位以上投資者的投資者終端的至少一個終端推薦該關聯候補投資對象的選擇。對於投資對象決定部而言成為選擇項的兩個以上候補投資對象，包含響應上述推薦而被選擇的關聯候補投資對象。 根據第十一觀點，能夠提供更靈活的投資。例如，即使某一投資者所選擇的任一候補投資對象均未被決定為投資對象，只要推薦關聯候補投資對象，並響應該推薦而由該投資者選擇了該關聯候補投資對象，便能夠將該投資者的投資金額挪用到該關聯候補投資對象上。另外，藉此也能夠期待避免發生將該投資金額的凍結解除等的處理。 根據第十二觀點，帳戶管理部對於多位投資者的各位，在存在凍結的投資金額中未被使用的金額、亦即未使用金額時，進行將該未使用金額反映於該投資者的帳戶餘額中之凍結解除。投資對象決定部以凍結解除的次數變為最小之方式，從兩個以上候補投資對象中決定一個以上的投資對象。 根據第十二觀點，由於凍結解除的次數變為最小，因此，能夠期待減少凍結解除的處理的次數，藉此減輕計算機系統的處理負荷。 另外，第十二觀點的具體例例如為以下所述。 ·所謂“凍結解除的次數最小”是指：投資金額中未與投資對象關聯的投資金額變為最小。投資對象決定部對於從十個候補投資對象中將三個候補投資對象作為投資對象而決定的組合(10 C3 =120種)的各個組合，計算總投資金額中未與投資對象關聯的投資金額(結餘資金)。投資對象決定部將結餘資金變為最少的組合中的三個候補投資對象決定為投資對象。另外，“結餘資金變為最少的組合”根據需要(例如，在透過由至少一位投資者設定了選擇優先名次而存在第二位的考慮之情形下)作為進行了轉移處理後的結果而計算。 ·所謂“凍結解除的次數最小”是指：僅將被決定為投資對象的候補投資對象以外的候補投資對象作為候補投資對象而設定的投資者數變為最小。投資對象決定部對於從十個候補投資對象中將三個候補投資對象決定為投資對象的組合(10 C3 =120種)的各個組合，計算從投資者數中去除與該組合中所含的三個候補投資對象關聯的投資者後的數目。投資對象決定部將計算出的數目為最小的組合中的三個候補投資對象決定為投資對象。另外，“計算出的數目為最小的組合”根據需要(例如，在透過由至少一位投資者設定了選擇優先名次而存在第二位的考慮之情形下)作為進行了轉移處理後的結果而計算。 根據第十三觀點，在兩個以上的候補投資對象屬於不同的兩個以上屬性時，投資對象決定部從不同的兩個以上屬性中決定兩個以上的投資對象。“屬性”既可以是不動產或美術品等的大屬性，也可以是每一大屬性的一個以上小屬性的各個(例如，大屬性為“不動產”時，小屬性為“高級公寓”、“公寓”等。)。 根據第十三觀點，能夠期待將被決定的一個以上投資對象的屬性不偏於特定屬性地進行分散。例如，在第十三觀點中，投資對象決定部亦可將兩個以上候補投資對象的各個分類為多個屬性中的該候補投資對象符合的屬性，並從兩個以上屬性的各個中決定至少一個投資對象。 第十三觀點的具體例例如為下述情況中的任意一者。 ·越是被分類為候補投資對象數多的屬性的候補投資對象，越是相對多地決定為投資對象。 ·越是候補投資對象數多的屬性，越將屬性間的優先名次提高。例如，在屬性與候補投資對象數的關係為屬性1：候補投資對象數6、屬性2：候補投資對象數3、屬性3：候補投資對象數4時，屬性的優先名次為屬性1＞屬性3＞屬性2。屬性的優先名次之差根據候補投資對象數之差決定即可。越是優先名次高的屬性，越是較多的候補投資對象被決定為投資對象。 ·考慮對於按屬性分類的候補投資對象的投資金額。例如，將屬於總投資金額多的屬性的候補投資對象優先決定為投資對象。 ·將屬於總投資金額/設想銷售金額(例如，設想交易金額)大的屬性的候補投資對象優先決定為投資對象。 ·考慮按屬性分類的候補投資對象的投資效率。例如，將屬於投資效率高的候補投資對象多的屬性的候補投資對象優先作為投資對象而決定。 根據第十四觀點，上述申請受理部對上述多位投資者中的至少一位投資者設定能夠選擇的候補投資對象數。 根據第十四觀點，能夠對至少一位投資者設定能夠選擇的候補投資對象數(例如，上限和下限中的至少一者)。 第十四觀點的具體例例如可以為下述中的任意一者。 ·根據針對投資者的候補資訊所示的候補投資對象數α1，決定能夠選擇的候補投資對象數β1。例如，α1越大，β1越大。α1越小，β1越小。 ·根據針對投資者所選擇的一個以上候補投資對象的投資金額α2，決定能夠選擇的候補投資對象數β2。例如，α2越大，β2越大。α2越小，β2越小。 ·根據投資者的實際投資成績(例如，過去投資的金額的總計)α3，決定能夠選擇的候補投資對象數β3。例如，α3越大，β3越大。α3越小，β3越小。 根據本實施例，能夠解決下述問題：亦即，假設將透過拍賣進行流通的資產作為投資對象時所設想的、基金運營者和投資者102雙方的問題。 亦即，基金運營者(買家118)能夠在掌握投資者102的需要的同時，靈活地決定是否對投資對象進行投標和投標金額為多少等。因此，防止了承擔不良庫存的情況。另外，基金組成亦可在成功中標後。這進一步降低了承擔不良庫存的風險。 投資者102能夠享受拍賣的氣氛。也存在設置了對於一般人而言難以滿足的參加條件的拍賣，對於這種拍賣，投資者102也能夠享受其氣氛。能夠將投資者102所希望的資產作為投資對象而獲得的範圍擴大至拍賣。 另外，根據本實施例，能夠透過連線而將透過拍賣進行流通的候補投資對象的通知、申請的受理、從兩個以上候補投資對象中決定一個以上投資對象、拍賣的轉播、中標結果的通知等的流程統一化。實施例二 對實施例二進行說明。此時，主要說明與實施例一的不同點，對於與實施例一的共同點，省略或簡略說明。 在實施例一中，拍賣是在會場舉辦的拍賣等的現實拍賣，在實施例二中，拍賣是在網際網路的網站上舉辦的拍賣那樣的虛擬拍賣。 圖16係顯示實施例二之處理整體流程之一部分之流程圖，圖17係顯示該處理整體流程之剩餘部分之流程圖。 在實施例二中，設置有拍賣伺服器1501。拍賣伺服器1501提供由拍賣運營者運營的拍賣。拍賣伺服器1501受理針對拍賣對象的投標。拍賣伺服器1501管理拍賣管理表1502。拍賣管理表1502對每一拍賣對象均保持有與拍賣對象相關的資訊(例如，投標金額、投標者名、中標金額、以及中標者名)。 另外，在實施例二中，取代從資訊提供負責者終端115及影像傳送伺服器121取得拍賣情況，投資支援伺服器103能夠從拍賣伺服器1501取得拍賣情況。換言之，在實施例二中，資訊提供負責者終端115及影像傳送伺服器121亦可不存在，資訊提供負責者終端115及影像傳送伺服器121亦可作為投資支援伺服器103的一個功能而構成。 以下，對實施例二中進行之處理之流程進行說明。 1.前日階段 首先，進行與“S800：資金反映”同樣的處理。亦即，帳戶管理程式517根據在投資者102A的申請之前接收的投資者ID(投資者102A的投資者ID)所對應之表示被指定的資金的資訊，將該被指定的資金反映於投資者102A的帳戶的餘額中(S1500)。 進行與“S801：一覽發送”同樣的處理。亦即，投資者終端101A向投資支援伺服器103要求候補投資對象一覽表(S1501)。一覽發送程式510響應該要求，從候補投資對象管理表522取得各候補投資對象的相關資訊(S1502)。一覽發送程式510根據取得的資訊生成候補投資對象一覽表，並將生成的候補投資對象一覽表發送給投資者終端101A(S1503)。投資者終端101A顯示接收到的候補投資對象一覽表(S1504)。 進行與“S802：申請受理”同樣的處理。亦即，投資者終端101A接收候補投資對象的選擇以及投資金額和選擇優先名次的輸入(S1505)，將包含有候補投資對象的選擇、投資金額及選擇優先名次的申請發送給投資支援伺服器103(S1506)。申請受理程式511受理申請(S1507)，將該申請登記於投資者管理表521，並且將該申請反映於候補投資對象管理表522(S1508)。另外，由申請受理程式511呼叫的帳戶管理程式517執行將遵循受理的申請之投資金額從投資者102A所對應的帳戶可用金額603中減去之投資金額凍結(S1509)。 進行與“S803：投資對象的決定”同樣的處理。亦即，投資對象決定程式1912從透過自包含投資者終端101A在內的多個投資者終端101受理的多個申請而確定的兩個以上候補投資對象中，根據多個申請決定一個以上的投資對象(S1510)。 進行與“S804：投標上限的計算”同樣的處理。亦即，投標上限計算程式512從候補投資對象管理表522取得被決定的投資對象的總投資金額704(與多位投資者102A對應的申請)(S1511)。投標上限計算程式512根據該總投資金額704計算針對該投資對象的投標上限(S1512)。 進行與“S805：結果的發送”同樣的處理。亦即，結果發送程式513將包含有表示S1510中決定的投資對象的資訊之結果資訊發送給投資者終端101A(S1513)。 2.當日階段 2-1.投標開始前階段 可以進行S1500~S1513。 2-2.投標中階段 進行與“S1000：投標上限的發送”同樣的處理。亦即，結果發送程式513將針對投資對象登記於候補投資對象管理表522中的投標上限703所表示的值作為投標上限發送給買家終端117(S1514)。買家終端117受理並顯示投資對象的投標上限(S1515)。 另外，S1514及S1515既可以在前日階段中進行，也可以在投標開始前階段中進行。 買家終端117針對投資對象，根據受理的投標上限將投標金額輸入拍賣伺服器1501(S1516)。 拍賣伺服器1501從買家終端117受理投標金額(S1517)，針對該投資對象，將受理的投標金額登記於拍賣管理表1502(S1518)。 雖未圖示，但在“2-2.投標中階段”中，投資支援伺服器103能夠從拍賣伺服器1501取得拍賣情況並將其通知給投資者終端101A。具體而言，例如，拍賣伺服器1501響應來自投資支援伺服器103的要求(或者，不存在這樣的要求)，從拍賣管理表1502取得包含與投標中的投資對象對應的投標金額的資訊，並將取得的包含投標金額的資訊作為拍賣情況而發送給投資支援伺服器103。投資支援伺服器103受理拍賣情況，拍賣情況通知程式514將該拍賣情況通知給投資者終端101A。可以對於接收了拍賣情況的通知的投資者終端101A進行上述的“S1003：金額變更的受理”，然後，進行“S1004：投標上限的更新”和“S1005：投標上限的發送”。亦即，在“2-2.投標中階段”中，可以反復進行拍賣情況的通知、申請的受理、投標上限的更新、以及投標上限的發送。 2-3.標後階段 拍賣伺服器1501從拍賣管理表1502取得與中標的投資對象相關的資訊(例如，中標時的投標金額及投標者名)(S1519)。拍賣伺服器1501根據取得的資訊確定中標時的投標金額及投標者(S1520)，將確定的投標金額及投標者作為中標金額及中標者而登記於拍賣管理表1502(S1521)。拍賣伺服器1501將中標資訊(例如，中標金額及中標者名)發送給投資支援伺服器103(S1522)。 進行與“S1006：情況受理”同樣的處理。亦即，拍賣情況管理程式516從拍賣伺服器1501受理中標資訊。拍賣情況管理程式516根據該中標資訊，判斷中標與否，並將中標與否及中標金額登記於候補投資對象管理表522中(S1523)。中標者名與買家的名字相同時，判斷為“成功中標”，中標者名與買家的名字不同時，判斷為“未中標”。 進行與“S1007：中標結果的發送”同樣的處理。亦即，中標結果發送程式515針對中標的投資對象，將中標結果(例如，中標與否的判斷結果、以及中標金額)發送給投資者終端101A(S1524)。帳戶管理程式517針對對中標的投資對象進行了投資的投資者102A的帳戶實施帳戶處理(S1525)。例如，在成功中標時，帳戶管理程式517從投資者102A的帳戶餘額613中減去針對成功中標的投資對象的投資金額612。另一方面，在未中標時，帳戶管理程式517解除對於投資者102A的投資金額凍結(亦即，將針對未中標的投資對象的投資金額612加入投資者102A的帳戶可用金額603中)。 以上是實施例二的說明。另外，在實施例二中，亦可不存在買家終端117，投資支援伺服器103亦可具有買家終端117的功能。亦即，投資支援伺服器103亦可執行作為投標部的一例的投標程式。投標程式可以根據對投資對象計算出的投標上限(典型為在投標上限的範圍內)，對拍賣伺服器1501執行針對投資對象的投標(可以將投標金額輸入拍賣伺服器1501)。 以上對幾個實施例進行了說明，但這些實施例是用於說明本發明的例示，並不是意指將本發明的範圍僅限定於這些實施例。本發明也能夠以其他各種方式實施。 例如，買家118和資訊提供負責者116亦可為同一人。因此，買家終端117亦可兼作資訊提供負責者終端115。 另外，只要在中標對象的投標開始前，便亦可能夠取消對於該中標對象的全部投資金額或一部分投資金額。在中標對象的投標過程中，亦可設定為在投標上限703未變為不足投標金額706的範圍內能夠取消對於該中標對象的全部投資金額或一部分投資金額。 另外，例如，在圖2~圖5中，程式及資料的配置為一例。例如，在圖5中，表521和522中的至少一者亦可取代被存儲於存儲設備組505，而存儲於記憶體502中。另外，程式510~518中的至少一者亦可取代被存儲於記憶體502，而存儲於存儲設備組505中，且根據需要被記憶體502讀出。 另外，作為本發明中的商業交易的一形態的“拍賣”，亦可為下述拍賣：亦即，取代投標了最高金額的人員成為中標者的拍賣，而是預先設定能夠在投標同時中標的金額(例如，既定中標金額等)且最早投標了該金額的人員成為中標者該一拍賣。 另外，隨著未中標而返回至投資者102A的帳戶的投資金額的全部或一部分，亦可藉由帳戶管理程式517而被加入與由投資者102A選擇的一個以上其他投資對象中的至少一個投資對象相對應的投資金額中。 另外，本發明中的商業交易亦可是以銷售者提出的固定金額進行商業交易之形態，既可以設定該商業交易的期限，也可以不設定該商業交易的期限。 另外，在投資金額的凍結是從帳戶可用金額603減去投資金額而不是從帳戶餘額613減去投資金額時，投資金額凍結的解除可以透過將投資金額返回至帳戶可用金額603。投資金額的凍結包括從帳戶餘額613減去投資金額時，投資金額凍結的解除可以包括將投資金額返回至帳戶餘額613。 另外，在上述說明中，揭露了候補資訊發送部、申請受理部、投資對象決定部、取得上限計算部、結果發送部、候補投資對象選擇控制部、以及帳戶管理部等單元的一具體例，該等單元(功能)中的至少一者所進行的處理的至少一部分是透過由處理器部執行一個以上的計算機程式而實現者(處理器部可以包含有硬體電路，亦可藉由硬體電路實現處理的至少一部分)。因此，例如，也能夠如以下所述那樣表達上述說明。如以下所述，也能夠將候補資訊發送部、申請受理部、投資對象決定部、取得上限計算部、結果發送部、以及帳戶管理部等單元替換為“處理器部”。 ＜表達1＞ 一種計算機系統，係具備： 介面部，係與多個投資者終端進行通信， 存儲部，係存儲包含與投資者及候補投資對象相關的資訊的管理資訊，以及 處理器部，係與介面部及存儲部連接，經由所述介面部與所述多個投資者終端進行通信，並根據所述存儲部所存儲的所述管理資訊執行處理； 所述處理器部， (A)向多位投資者的投資者終端分別發送投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊， (B)從多個投資者終端分別受理含有以下的資訊(b1)~(b3)的申請， (b1)用於識別投資者之資訊、亦即投資者識別資訊， (b2)表示被發送給該投資者終端的候補資訊中所含的一個以上候補投資對象的選擇之資訊、亦即候補選擇資訊，以及 (b3)表示對於該一個以上候補投資對象的投資金額之資訊、亦即投資金額資訊， (C)根據從所述多個投資者終端受理的多個申請，從兩個以上候補投資對象中決定一個以上的投資對象。 ＜表達2＞ 根據表達1所述之計算機系統，其中， 在來自所述多個投資者終端中的至少一個投資者終端的申請中， 所述候補選擇資訊包含表示一個以上候補組的資訊，該一個以上候補組的各個分別由被選擇的兩個以上候補投資對象構成， 所述投資金額資訊包含表示針對所述一個以上候補組的各個的投資金額之資訊， 所述處理器部在(C)中從所述多個申請確定了一個或多個候補組時，根據針對該一個或多個候補組的各個的投資金額，決定所述一個以上的投資對象。 ＜表達3＞ 根據表達1所述之計算機系統，其中， 在來自所述多個投資者終端中的至少一個投資者終端的申請中，所述候補選擇資訊包含表示一個以上候補組的資訊，該一個以上候補組的各個分別由被選擇的兩個以上候補投資對象構成， 來自所述至少一個投資者終端的申請進而包含以下的資訊： 針對所述一個以上候補組的各個表示該候補組所含的各候補投資對象的選擇優先名次之資訊、亦即選擇優先名次資訊， 所述處理器部在(C)中，根據針對所述一個或多個候補組的各個的投資金額及各選擇優先名次，決定所述一個以上的投資對象。 ＜表達4＞ 根據表達1~3中任意一項所述之計算機系統，其中， 所述處理器部在(C)中， 根據針對所述兩個以上候補投資對象的各個的投資金額和投資者數中的至少一者，對所述兩個以上候補投資對象的各個進行決定優先名次的決定， 根據兩個以上的所述決定優先名次，決定所述一個以上的投資對象。 ＜表達5＞ 根據表達1~4中任意一項所述之計算機系統，其中， 所述處理器部在(C)中， 根據針對所述兩個以上候補投資對象的整體的總計投資金額和投資者數中的至少一者，決定被決定的投資對象的數量，並決定所述被決定的數量的投資對象。 ＜表達6＞ 根據表達1~5中任意一項所述之計算機系統，其中， 所述處理器部針對多位投資者中的至少一位投資者，根據先選擇的候補投資對象所涉及之資訊，控制該投資者的選擇中的候補投資對象的範圍和投資金額中的至少一者。 ＜表達7＞ 根據表達1~6中任意一項所述之計算機系統，其中， 所述處理器部對於所述多位投資者的各位，管理與該投資者的投資者識別資訊建立了對應的帳戶， 所述處理器部對於所述多位投資者的各位，根據在該投資者的所述申請之前接收的所述投資者識別資訊所對應之表示被指定的資金之資訊，將該被指定的資金反映於該投資者的帳戶餘額中。 ＜表達8＞ 根據表達7所述之計算機系統，其中， 所述處理器部對於所述多位投資者的各位，將所述申請中所含的投資金額資訊所表示的投資金額從該申請所含的投資者識別資訊所對應的帳戶中進行凍結。 ＜表達9＞ 根據表達1~8中任意一項所述之計算機系統，其中， 在針對所述多個候補投資對象中的任意一個候補投資對象的總投資金額超過了對該候補投資對象的募集上限時，所述處理器部根據目前或過去的其他候補投資對象相關的規定資訊，選擇執行將該募集上限提高、和對該候補投資對象截止申請的受理該兩者中的任意一者。 ＜表達10＞ 根據表達1~9中任意一項所述之計算機系統，其中， 所述處理器部根據從所述多個投資者終端受理的申請，對所述被決定的一個以上投資對象的各個分別計算該投資對象的取得金額的上限、亦即取得上限。 ＜表達11＞ 根據表達1~10中任意一項所述之計算機系統，其中， 所述處理器部， 確定以下的候補投資對象：亦即，與來自所述多個投資者終端中的至少一個投資者終端的申請中所含的候補選擇資訊所表示的一個以上候補投資對象中的至少一個候補投資對象相關聯之候補投資對象， 向未選擇所述被確定的關聯候補投資對象的一位以上投資者的投資者終端的至少一個終端推薦該關聯候補投資對象的選擇； 所述兩個以上候補投資對象包含響應所述推薦而被選擇的關聯候補投資對象。 ＜表達12＞ 根據表達8所述之計算機系統，其中， 所述處理器部對於所述多位投資者的各位，在存在凍結的投資金額中未被使用的金額、亦即未使用金額時，進行將該未使用金額反映於該投資者的帳戶餘額中之凍結解除， 所述處理器部在(C)中，以所述凍結解除的次數變為最小之方式決定所述一個以上的投資對象。 另外，也能夠採用如下的表達。 ＜表達A＞ 一種計算機程式(例如，APP211)，使計算機(例如，投資者終端101)執行： 從計算機系統接收投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊， 顯示所接收的候補資訊， 向所述計算機系統發送以下的申請：亦即，至少包含有用於識別投資者的投資者識別資訊、所述候補資訊中所含的一個以上候補投資對象的選擇、以及對於該被選擇的候補投資對象的投資金額之申請。The so-called "collective investment plan (fund)" means that the fund operator collects funds or fundraising from others, etc., uses the money to perform certain businesses or investments, and will generate income from such businesses or investments. Distribute such plans to investors (eg, funders). The business or investment targeted by the fund involves many aspects. Hereinafter, several embodiments will be described with reference to the drawings. In the following description, as an example of the "commercial transaction", "auction" is used. The present invention can also be applied to commercial transactions other than auctions. In the following description, the "intermediate face" includes at least one of a user intermediary face and a communication intermediary face. The user interface may include at least one I / O device (for example, an input device (such as a keyboard and pointing device) and an output device (such as a display device)) and a display computer. The communication interface may include more than one communication interface. More than one communication interface may be more than one interface device of the same type (for example, more than one NIC (Network Interface Card)), or two or more interface devices of different types (for example, NIC) And HBA (Host Bus Adapter). In the following description, the interface device may be abbreviated as "I / F". In addition, in the following description, a "memory part" is one or more memories. The at least one memory may be either a volatile memory or a non-volatile memory. In the following description, the “storage unit” includes at least a memory unit among a memory unit and one or more storage devices (typically, non-volatile auxiliary storage devices). In the following description, the “processor section” includes one or more processors. At least one processor is a typical CPU (Central Processing Unit, central processing unit). The processor unit may include a hardware circuit that performs part or all of the processing. In addition, in the following description, processing may be described using "program" as the main word. However, the program is executed by the processor unit, and at least one of the memory unit and the mesial unit is used to specify the program. Therefore, the main word of processing may be set as a processor unit (or a computer system having a processor unit). Programs can also be installed into computer systems from program sources. The program source may be, for example, a program distribution server or a computer-readable storage device. In the following description, two or more programs may be implemented as one program, and one program may be implemented as two or more programs. In the following description, ID or name is used as the identification information of the element. However, as long as it is information that can identify the element, any type of information may be used. In addition, in the following description, information may be described using expressions such as “××× 表”, but the information may also be expressed in a certain data structure. That is, in order to indicate that the information does not depend on the data structure, the “××× table” can be referred to as “××× information”. In the following description, the configuration of each table is an example, and one table may be divided into two or more tables, or all or a part of the two or more tables may be used as one table. In addition, in the following description, there is a case where common parts of reference symbols are used for explanation without distinguishing the same kind of elements, and reference signs are used for explanation of distinguishing the same kind of elements. For example, if the investor terminal is not specifically distinguished for explanation, it is described as "investor terminal 101", and when it is described for each investor terminal, it is described as "investor terminal 101A" and "investor terminal 101B" Record. In addition, in the following description, the "computer system" may be one or more physical computers (for example, a cluster of computers) or a virtual computer (for example, a VM (Virtual Machine, virtual machine)) including at least one. In addition, all or part of the functions of the computer system (for example, the investment support server 103 described later) can be exerted by executing a computer program on a cloud computing system having one or more physical computer resources. Example one FIG. 1 is a block diagram showing the entire system of the first embodiment. The investment support server 103 is constructed. The investment support server 103 may be operated by a fund operator, or may be operated by a person different from the fund operator. The investment support server 103 communicates with a plurality of investor terminals 101 (101A, 101B,...), A buyer terminal 117, and an information provider terminal 115 via a communication network (for example, the Internet) 105. Investor terminals 101A, 101B, ... are information processing terminals used by investors 102A, 102B, ..., respectively. The "investor" is typically a member of the services provided by the investment support server 103, but may also be a non-member. The "investor" is not limited to a human being, and may be a computer (for example, AI (Artificial Intelligence, artificial intelligence)). The buyer terminal 117 is an information processing terminal used by the buyer 118. The “buyer” may be, for example, a person related to the operator of the fund among those who participate in an auction or the like and obtain a bid to obtain an asset. Alternatively, the investment support server 103 may be configured to directly or indirectly perform commercial transactions such as auctions. In this case, the investment support server 103 may be used as the buyer terminal 117, or a certain terminal controlled directly or indirectly by the investment support server 103 may be used as the buyer terminal 117. The information providing person in charge terminal 115 is an information processing terminal used by the information providing person 116. The "information provider" is, for example, a person who provides information related to the situation of a commercial transaction such as an auction, and, like the buyer 118, may be a person related to the operator of the fund. In addition, it may be configured to provide information related to the situation of a commercial transaction such as an auction, directly or indirectly, by the investment support server 103. In this case, the investment support server 103 may be used as the information providing person terminal 115, or a certain terminal controlled directly or indirectly by the investment supporting server 103 may be used as the information providing person terminal 115. The types of the information processing terminal are not limited to the investor terminal 101, the buyer terminal 117, and the information providing person terminal 115. As the information processing terminal, various terminals such as a laptop computer (Laptop / Notebook computer / Personal computer), a tablet computer, and a smart phone can be used. In the auction of this embodiment, a realistic auction venue 111 exists. In the actual auction venue 111, there is an exhibit area 113 for displaying products exhibited as objects of the auction. In the auction venue 111, there are one or more cameras 125 (for example, two cameras 125A and 125B). There is an image transmission server 121 that transmits an image captured by the camera 125. The transmitted image can be either a still image or a moving image. The image transmitted from the image transmission server 121 is transmitted to the investment support server 103 via the communication network 105. In addition, as the auction venue, for example, a virtual auction venue 2500 configured as a web page on the auction as shown in FIG. 15 may be used. In the virtual auction venue 2500, there is an exhibit product display area 2501 for displaying products exhibited as objects of the auction, and there is an auction information transmission server 2510 that transmits information related to the auction. The transmitted information can be non-image information such as text information or image information such as still images or moving images. Information transmitted from the auction information transmission server 2510 (for example, the virtual auction venue 2500) is transmitted to the investor terminal 101 with or without the investment support server 103, for example. The investment support server 103 is an example of a computer system. The investment support server 103 communicates with the investor terminal 101, the buyer terminal 117, the information provider terminal 115, and the image transmission server 121 via the communication network 105. FIG. 2 is a block diagram showing the structure of the investor terminal 101. The investor terminal 101 includes: an input device 200, a display device 201, an I / F (communication interface device) 204, a memory 202, and a processor 203 connected to each of the above devices. In the investor terminal 101, the input device 200, the display device 201, and the I / F 204 are examples of an interface. The memory 202 is an example of a storage section (memory section). The processor 203 is an example of a processor unit. The input device 200 is, for example, a keyboard and a mouse. The display device 201 is, for example, a liquid crystal display. The input device 200 and the display device 201 are examples of user interface devices. The user interface device may also be an integrated touch screen formed by the input device 200 and the display device 201. The memory 202 stores programs such as an OS (Operating System) 213, a browser (typically a Web browser) 212, and an APP (Application program) 211. The processor 203 executes programs such as the OS 213, the browser 212, and the APP 211. At least one of the browser 212 and the APP 211 works on the OS 213 and communicates with the investment support server 103 via the I / F 204. At least one of the browser 212 and the APP 211 either sends data to the investment support server 103, receives data from the investment support server 103, or displays at least a part of the received data on the display device 201. FIG. 3 is a block diagram showing the configuration of the buyer terminal 117. The buyer terminal 117 includes an input device 300, a display device 301, an I / F 304, a memory 302, and a processor 303 connected to each of the above devices. The input device 300 is, for example, a keyboard and a mouse. The display device 301 is, for example, a liquid crystal display. The input device 300 and the display device 301 are examples of user interface devices. The user interface device may also be an integrated touch screen formed by the input device 300 and the display device 301. The memory 302 stores programs such as the OS 313, a browser (typically a Web browser) 312, and an APP 311. The processor 303 executes programs such as the OS 313, the browser 312, and the APP 311. At least one of the browser 312 and the APP 311 works on the OS 313 and communicates with the investment support server 103 via the I / F 304. At least one of the browser 312 and the APP 311 either sends data to the investment support server 103, receives data from the investment support server 103, or displays at least a part of the received data on the display device 301. FIG. 4 is a block diagram showing the configuration of the information provider terminal 115. The terminal 115 for providing information includes: an input device 400, a display device 401, an I / F 404, a memory 402, and a processor 403 connected to each of the above devices. The input device 400 is, for example, a keyboard and a mouse. The display device 401 is, for example, a liquid crystal display. The input device 400 and the display device 401 are examples of user interface devices. The user interface device may also be an integrated touch screen formed by the input device 400 and the display device 401. The memory 402 stores programs such as the OS 413, a browser (typically a Web browser) 412, and an APP 411. The processor 403 executes programs such as the OS 413, the browser 412, and the APP 411. At least one of the browser 412 and the APP 411 works on the OS 413 and communicates with the investment support server 103 via the I / F 404. At least one of the browser 412 and the APP 411 either sends data to the investment support server 103, receives data from the investment support server 103, or displays at least a part of the received data on the display device 401. FIG. 5 is a block diagram showing the configuration of the investment support server 103. The investment support server 103 includes an I / F 504, a storage device group 505, a memory 502, and a processor 503 connected to each of the above devices. I / F504 is an example of an interface. In the investment support server 103, the storage device group 505 and the memory 502 are examples of a storage unit. The memory 502 is an example of a memory portion. The processor 503 is an example of a processor unit. The storage device group 505 is more than one non-volatile storage device (for example, HDD (Hard Disk Drive, Hard Disk Drive) or SSD (Solid State Drives)). The storage device group 505 stores data such as the investor management table 521 and the candidate investment object management table 522. The investor management table 521 holds the following information: that is, information including information related to a plurality of investors 102 and information related to the investment situation of each investor 102. The candidate investment object management table 522 holds information related to a plurality of candidate investment objects. In addition, it may be configured that the investor management table 521 holds information of the investor 102, and, in addition to the investor management table 521, is provided with investment status management that holds information indicating the investment status of the investor of the investment target. Table (not shown). In addition, the “multiple candidate investment objects” refers to all or a part of a plurality of transaction objects that are circulated through an auction, and are objects that can be selected by multiple investors 102. An "auction" is an example of at least one commercial transaction among more than one commercial transaction (for example, more than one commercial transaction provided by a person other than the operator). The memory 502 stores a list sending program 510, an application acceptance program 511, an investment object determination program 1912, a bid ceiling calculation program 512, a result sending program 513, an auction status notification program 514, a winning bid sending program 515, an auction status management program 516, and an account. Management program 517, and OS518 and other programs. The processor 503 executes the above programs. On OS518, programs 510 ~ 517 work. In addition, it can also be composed of a list sending program 510, an application acceptance program 511, a bid ceiling calculation program 512, a result sending program 513, an auction notification program 514, a winning bid sending program 515, an auction management program 516, and an account management program 517. Programs such as the candidate selection control program 1913 and the OS518 are stored in the storage device group 505. The list transmission program 510 (to be precise, a function performed by executing the list transmission program 510 by the processor 503) is an example of a candidate information transmission unit. The list transmitting program 510 sends a list of candidate investment objects (information of a plurality of candidate investment objects that an investor can select, that is, an example of candidate information) to the investor terminal 101. In addition, the list transmission program 510 may be configured to transmit information of a single candidate investment object as at least part of the candidate information to the investor terminal 101. The application acceptance program 511 is an example of an application acceptance section. The application acceptance program 511 receives an application from the investor terminal 101. The application contains: information for identifying investors, that is, investor identification information, information indicating the selection of more than one candidate investment object included in the candidate information sent to the investor terminal 101, that is, candidate selection information, and Represents information about the investment amount of more than one candidate investment object, that is, investment amount information. The application acceptance program 511 registers the accepted application in the investor management table 521. The investment target determination program 1912 is an example of an investment target determination unit. The investment object determination program 1912 determines one or more investment objects from two or more candidate investment objects based on a plurality of applications received from the plurality of investor terminals 101. The investment object decision program 1912 will determine which candidate investment object is the investment object, and this case is registered in the candidate investment object management table 522. The bid ceiling calculation program 512 is an example of an acquisition ceiling calculation unit. The bid ceiling calculation program 512 calculates the bid ceiling of the investment target (asset (product)) determined by the investment target determination program 1912 based on applications from multiple investor terminals 101. The bid ceiling calculation program 512 registers the calculated bid ceiling in the candidate investment object management table 522. The result transmission program 513 is an example of a result transmission unit. As a result, the transmitting program 513 transmits the bid upper limit calculated for the determined investment object to the buyer terminal 117. In addition, the result transmitting program 513 transmits the result information including the information indicating the determined investment target to the investor terminal 102. Result information can also include information representing the calculated bid limit. The auction situation notification program 514 is an example of an auction situation notification unit. The auction situation notification program 514 notifies the investor terminal 101 of the auction situation of the investment object. The object of notification of the auction situation of the investment object may be any investor terminal 101 or only the investor terminal 101 of the investor 102 who has selected the investment object candidate as the candidate investment object. In addition, as described later, in this embodiment, the notification of the auction situation is a rebroadcast of the auction situation. The broadcast of the auction will be described in detail later. The winning result sending program 515 is an example of a winning result sending unit. The bidding result sending program 515 sends the bidding result of the investment object to the investor terminal 101. The target of the bidding result of the investment object may be any investor terminal 101 or only the investor terminal 101 of the investor 102 who has selected the investment object candidate as the candidate investment object. The auction situation management program 516 is an example of an auction situation management unit. The auction situation management program 516 receives information related to the auction situation from the information providing person in charge terminal 115 and registers it in the candidate investment object management table 522. The auction situation can include at least one of the bid amount, the winning amount, and the winning amount. In addition, instead of or in addition to the information provider terminal 115, it is also possible to receive information related to the auction from a device other than the information provider terminal 115 (for example, the information processing terminal of the auction host) Information. The account management program 517 is an example of an account management department. The account management program 517 manages, for example, information related to the account related to the investor 102 registered in the investor management table 521 (for example, updating the account balance). As described later, the account management program 517 can execute freezing and release of freezing of the investment amount in accordance with the application from the investor 102. The candidate selection control program 1913 controls at least one of the range of investment candidates and the investment amount of at least one of the plurality of investors according to the information related to the candidate investment object selected first. By. FIG. 6 is a schematic diagram showing the structure of the investor management table 521. The investor management table 521 has a record for each selected candidate investment object. Each record stores information such as investor ID 601, account number 602, account balance 613, account available amount 603, alternate / attribute name 604, selection priority ranking 614, and investment amount 605. In the following, one candidate investment object and one investor (referred to as "target candidate investment object" and "target investor" in the description of FIG. 6) are taken as examples. The investor ID 601 indicates identification information (ID) that uniquely identifies the target investor 102. The account number 602 represents an account number that uniquely identifies the account involved in the target investor 102. The account balance 613 indicates the balance of the amount in the account of the target investor 102 as the upper limit amount of funds that the investor can invest. The account available amount 603 indicates the available amount of the account of the target investor 102. The account available amount 603 is a value obtained by subtracting the total amount of the investment amount 612 from the account balance 613 (in other words, the details of the account balance 613 are the total amount of the account available amount 603 and the investment amount 612.). Therefore, in the event that at least a portion of the investment amount 612 is cancelled, the account available amount 603 is increased by a portion corresponding to the canceled portion. That is, the account balance 613 ≥ account available amount 603. In addition, instead, for example, the amount of other assets (eg, securities) based on the investor 102 may be transferred to the account available amount 603. At this time, the account available amount 603 may exceed the account balance 613. In addition, the available amount is only required to be associated with the investor, and there is no need to directly associate with the account of the investor 102 as in this embodiment. In addition, the unit of the available amount is not limited to the amount. For example, the available amount can also be expressed as a percentage. The candidate name / attribute name 604 corresponds to the information of the target candidate investment object determined from the candidate selection information, where the candidate selection information is information included in the application accepted from the investor terminal 101 of the target investor 102. The candidate name / attribute name 604 indicates the name of the target candidate investment object and the name of the attribute of the target candidate investment object. The attributes of the candidate investment object will be described later. The target candidate investment object may also belong to the selection group. The selection of the priority ranking 614 indicates that the target investor 102 sets the target candidate investment target as the priority of the investment target, that is, selects the priority ranking. The higher the selection priority, the easier it is for the target investor 102 to determine the investment object. The selection of the priority ranking may be set manually by the target investor 102, or may be automatically determined by the application acceptance program 511. In the case of automatic determination of the priority ranking, for example, it is sufficient to select the priority ranking as follows: the same ranking as the ranking of the investment amount 612, the strategy based on the investment object attribute preference for the target investor 102 (for example, the attribute of the investment object is biased toward the attribute a or equally dispersed in different attributes), or the ranking after comprehensively considering the above situation. As shown in FIG. 6, the selection priorities of two or more candidate investment targets can be set to be the same. The investment amount 612 indicates the investment amount of the target candidate investment object determined from the investment amount information, wherein the investment amount information is information included in the application accepted from the investor terminal 101 of the target investor 102. The investment amount 612 represents, for example, the product of the number of investment shares and the amount of each share. The unit of the investment amount 612 is not limited to being expressed only by the amount, and may be expressed only by the number of investment shares, for example. The information held by the investor management table 521 is not limited to the information shown in FIG. 6. That is, in the investor management table 521, a part of the information shown in FIG. 6 may not exist, or it may replace the information shown in FIG. 6 or other types of information based on the information shown in FIG. 6. . In addition, when the “application” is accepted, in this embodiment, the investment amount following the application is subtracted from the account available amount 603, but is not subtracted from the account balance 613 (that is, no fund movement has occurred). ). However, it is not limited to this, the investment amount following the accepted application can also be subtracted from the account balance 613 instead of being subtracted from the account available amount 603, or subtracted from the account available amount 603 from the account balance Subtract from 613 (i.e., money movement can also occur). In addition, as shown in FIG. 6, the target candidate investment object may belong to the selection group. In other words, the target investor 102 can use two or more candidate investment objects (for example, candidate investment objects A, B, and C) as a group, and set an investment amount (3,000 yen) for the group (group 1). . The two or more selection priority positions corresponding to two or more candidate investment objects belonging to the same selection group may be the same (group 1 in FIG. 6) or different (group 2). In this embodiment, since a candidate investment object can be selected using a group, a flexible investment method can be provided to the investor 102. In other words, an investor 102 who claims that "any one of the candidate investment objects A, B, and C can be an investment object, and therefore wishes to invest with a budget of 3,000 yen" as long as the candidate investment objects A, B, and C are one If you set an investment amount (3,000 yen) for this group, you can invest as desired. FIG. 7 is a schematic diagram showing the configuration of the candidate investment object management table 522. The candidate investment object management table 522 has a record for each candidate investment object. Each record stores alternate names / attribute names 701, reference amount 702, bid limit 703, total investment amount 704, raise limit 705, decision priority ranking 711, bid start time 712, number of investors 713, bid amount 706, status 707, And the winning amount of 708 and other information. In this embodiment, the units of the bid upper limit 703 and the raise upper limit 705 are both amounts. However, the unit of at least one of the bid upper limit 703 and the raise upper limit 705 may be a unit different from the amount (for example, the number of copies, etc.). . Hereinafter, one candidate investment object (referred to as a “target candidate investment object” in the description of FIG. 7) is taken as an example. The candidate name / attribute name 701 indicates the name of the target candidate investment object and the name of the attribute of the target candidate investment object. The reference amount 702 indicates the amount proposed by the auction sponsor (one form of the auction sponsor) to the target candidate investment target. The bid upper limit 703 indicates an upper limit of the amount of money that can be bid on the target candidate investment target. The total investment amount 704 represents a total amount of one or more investment amounts in accordance with one or more applications received from one or more investor terminals 101 respectively. The raised upper limit 705 indicates the upper limit of the purchase amount of the raised funds, in other words, the upper limit of the total investment amount 704. The bid amount 706 indicates the bid amount for the target candidate investment object in the auction. The status 707 indicates the progress of the auction. The current status 707 may be, for example, "successful bid winning", "not winning bid", "in bidding", "before bidding starts", and the like. The winning bid amount 708 indicates the amount of the target candidate investment object being won. The priority ranking 711 indicates that the target candidate investment target is set as the priority of the investment target, that is, the priority ranking is determined. In addition, "decision" means being decided as an investment target, and "outside" means not being decided as an investment target. The priority ranking 711 may be determined based on at least one of the total investment amount, the start time of bidding, and the number of investors. For example, according to the example of FIG. 7, the candidate investment object X having the highest total investment amount (or the earliest time of the bid start) has the highest priority for decision. In addition, for example, although the total investment amount of the candidate investment objects A to C is the same, the number of investors of the candidate investment object A is the largest, and the candidate investment object A has the earliest bidding start time. Therefore, the decision of the candidate investment object A has priority The highest ranking. Next, although the number of investors of the candidate investment objects B and C is the same, the bidding start time of the candidate investment object B is earlier, and therefore, the decision of the candidate investment object B has a higher priority. The bid start time 712 indicates a bid start time (an example of a transaction start time) of the target candidate investment target. The number of investors 713 indicates the number of investors 102 who have selected the target candidate investment target. The number of investment objects 721 may be associated with the candidate investment object management table 522. The number of investment objects 721 indicates the number of candidate investment objects that can be selected as investment objects, that is, the number of investment objects. The information held by the candidate investment object management table 522 is not limited to the information shown in FIG. 7. That is, in the candidate investment object management table 522, a part of the information shown in FIG. 7 may not exist, or it may replace the information shown in FIG. 7 or other types of information based on the information shown in FIG. 7. Information. The following describes the flow of processing performed in this embodiment. It is roughly divided into the phase of the day before and the phase of the day. "The day before" refers to the day before the auction. The "previous day" may be an example of the first term of the investment object, or may be a part of the time until the first term. For each investment object, the "first period" refers to the time at which the investment object's bid starts or before the time at which the bid starts (for example, before a predetermined time). "The same day" refers to the day of the auction. The auction holding day may be registered in the candidate investment object management table 522. "On the day" may be an example of the second term of the investment object, or may include the second term. For each investment object, the "second period" refers to the time point after the first period of the investment object, and is the time point before the investment object's bid winning time (the end time of bidding). 1. The previous day stage FIG. 8 is a schematic diagram showing the processing performed in the previous day stage. In addition, there are a plurality of investor terminals 101, and the investor terminal 101A of the investor 102A is selected as an example in FIG. 8. S800: The fund reflection account management program 517 reflects the designated fund to the investment according to the information indicating the designated fund corresponding to the investor ID (investor ID of the investor 102A) received before the application of the investor 102A. The balance of the account of the person 102A. For the investor 102A account fund reflection, you can use any of more than one method. For example, the following funds may be reflected in the balance of the account, that is, funds that are balanced with points purchased by purchasing a certain number or more of the points provided by the investment support server 103, or the investor 102A The funds transferred from the financial institution to the operating company of the investment support server 103 are reflected in the balance of the account. In addition, S800 (fund reflection) can be performed at any time as long as it is performed before the application of the investor 102A. S801: List sending list sending program 510 sends the list of candidate investment targets to the investor terminal 101A. The list of candidate investment objects is typically transmitted in response to a request from the investor terminal 101A. In addition, for example, the list transmission program 510 refers to the candidate investment target management table 522 to generate a candidate investment target list. The sent candidate investment target list is displayed on the investor terminal 101A. An example of a previous day application screen 900 including a list of candidate investment objects is shown in FIG. 9. As shown in FIG. 9, the previous day application screen 900 displayed on the investor terminal 101A displays account information 901 and a list of candidate investment targets 902. The account information 901 includes an account number, an account balance, a current account available amount, and an account available amount after application. The "account number" is a value represented by the account number 602 of the investor 102A. The “account balance” is a value represented by the account balance 613 of the investor 102A. The "current account available amount" is a value represented by the account available amount 603 of the investor 102A. The "account available amount after application" is an amount obtained by subtracting the amount of the investment amount inputted into the candidate investment target list 902 from the current account available amount. In addition, the amount of each part can be the same for all investment objects, or it can be a different amount depending on the investment object. The list of candidate investment objects 902 includes a UI (user interface) for displaying or inputting acceptance, etc., of candidate names / attribute names, raising limits, number of investment shares, and selection priority rankings for each candidate investment object. The “candidate name / attribute name” is a value represented by a candidate name / attribute name 701 that can uniquely identify a candidate investment object. The state of "candidate name / attribute name" shown in FIG. 9 is a state in which the investor 102A has also formed a group. The "raising upper limit" is a value indicated by the raising upper limit 705 of the candidate investment target. The "investment shares UI" is a UI for inputting the number of investment shares (the input status is shown in Fig. 9). The "selection priority UI" is a UI for selecting the input of the priority ranking (the input status is shown in FIG. 9). The investor 102A can either input the desired number of investment in the investment number UI corresponding to the desired candidate investment object, or can input the desired selection in the selection priority ranking UI corresponding to the desired candidate investment object Priority. The input of the number of investment shares of a desired candidate investment object can be compatible with the selection of the investment object and the input of the investment amount. In addition, the list transmitting program 510 may respond to a request from the investor 102A, obtain detailed information associated with the candidate investment object designated by the request, and send (display) the information to the investor terminal 103A. For each investor 102 other than investor 102A, "S800: Fund reflection" and "S801: List transmission" were also performed. As a result, one or more investors 102 other than investor 102A performed the "S802: Application" described later. Acceptance ". Candidate selection control program 1913 For investor 102A, based on the information related to the candidate investment object selected by other investors first, for "S802: Application Acceptance", control the range and investment amount of candidate investment object in investor 102A. At least one of them. The range of investment candidates and the set investment amount that the investor 102A can select through the application screen 900 shown in the previous day shown in FIG. 9 are the ranges and amounts controlled by the candidate selection control program 1913. In addition, it may be configured that the candidate selection control program 1913 controls the range and investment amount of the candidate investment object in the selection of the investor 102A for "S802: Application Acceptance" based on the information related to the candidate investment object selected by the investor 102A. At least one of. S802: The application acceptance investor 102A uses the investor terminal 101A to select a candidate investment object from the list of candidate investment objects, and determines the investment amount (the number of investment shares) and the priority ranking for the selected candidate investment object. The investor terminal 101A sends the application to the investment support server 103. The application includes: the investor ID of the investor 102A, the information of the candidate investment object selected (including the priority ranking), and the information of the investment amount of the selected candidate investment object. The application acceptance program 511 accepts an application from the investor terminal 101A. For example, the pressing of the execution button 903 on the previous day application screen 900 shown in FIG. 9 includes selection of a candidate investment object, an application amount for the candidate investment object, and an application for selecting a priority position. It is transmitted from the investor terminal 101A to the investment support server 103, and the application is accepted by the investment support server 103. The application acceptance program 511 records the candidate selection information and investment amount information included in the application as the candidate name / attribute name 604, the selection priority 614, and the investment amount 612 included in the record of the investor 102A determined by the accepted application. In Investor Management Form 521. In addition, the account management program 517 called by the application acceptance program 511 subtracts the investment amount in accordance with the accepted application from the account available amount 603 corresponding to the investor 102A. That is, in order to prevent the investment amount from being used by the investor 102A for other purposes, the investment amount is executed by subtracting from the investor's 102A's account available amount 603 (that is, by freezing from the account balance 613). freeze. In addition, the application acceptance program 511 adds the investment amount of the candidate investment object to the total investment amount 704 registered in the candidate investment object management table 522 for the candidate investment object for each selected candidate investment object. By this, the total investment amount 704 is updated. In addition, the application acceptance program 511 adds "1" to the number of investors 713 of the candidate investment target for each selected candidate investment target. With this, the number of investors 713 is updated. In addition, when the updated total investment amount 704 for the candidate investment object exceeds the raise limit 705, the fund operator may update the raise limit 705 (which can be increased), or the candidate program 511 may apply to the candidate. The application target of the investment object is closed. Candidate investment objects whose total investment amount 704 exceeds the raising limit 705 can be expected to avoid the decline in investment efficiency by accepting the application deadline (the candidate investment object was awarded with an excessively high amount). In addition, when the total investment amount 704 for the candidate investment object exceeds the raising limit 705, the raising limit 705 may be updated based on the information stored in the investment support server 103. In addition, when the updated total investment amount 704 for the candidate investment object exceeds the raising limit 705, the application acceptance program 511 may choose to execute and raise the raising limit 705 and accept the deadline for the application of the candidate investment object. Either of the two. For example, the “predetermined information” may include at least one of the maximum value of the raising cap 705 and past transaction information (for example, the winning bid amount) of an asset similar to the asset that is the investment target. The initial value of the raising ceiling 705 is considered to be the optimal value in the initial stage (for example, the amount determined based on the reference amount of the asset (commodity) and the cost estimated when the asset is formed as a fund.). Thereby, in the initial stage, it can be expected that the investment amount to be avoided will be concentrated on the candidate investment object. In other words, the investment amount can be expected to be scattered on the candidate investment objects other than the candidate investment object. For the candidate investment object, when the updated total investment amount 704 exceeds the raising limit 705, as long as the above-mentioned information indicates that the raising limit 705 is increased (for example, the raising limit 705 is less than the maximum value of the raising limit 705, or according to the past (The inferred winning bid amount inferred from the transaction information is higher than the raise limit 705), the application acceptance program 511 increases the raise limit 705. As a result, the probability of the successful bid of the candidate investment object is increased. In addition, the participation margin of the investor 102 becomes larger. On the other hand, when the updated total investment amount 704 for the candidate investment object exceeds the raise limit 705, as long as the above-mentioned information indicates that the application for the deadline for the candidate investment object is accepted (for example, the raise limit 705 is the raise limit 705) The maximum amount of bids, or the winning bid amount inferred from the past transaction information is the raise limit 705), the application acceptance program 511 closes the application acceptance of the candidate investment object. This can be expected to avoid a decline in investment efficiency. In addition, when the updated total investment amount 704 for the candidate investment object exceeds the raising limit 705, the application can be continued without increasing the raising limit 705. In this case, at least a part of the investors 102 among the plurality of investors 102 who have applied for each may be drawn by lot. For the unsuccessful investor 102, the investment amount following the application accepted from the investor 102 may be returned to the account available amount 603 of the investor 102. S803: Investment target determination The investment target determination program 1912 determines from two or more candidate investment targets determined based on multiple applications received from multiple investor terminals 101 including the investor terminal 101A, based on the multiple applications ( For example, one or more investment objects are determined based on at least one of the selection priority of the two or more candidate investment objects, the investment amount, and the number of investors). S804: Calculation of the bid upper limit. The bid upper limit calculation program 512 obtains the total investment amount 704 corresponding to the investment object determined in S803 from the candidate investment object management table 522. The bid ceiling calculation program 512 calculates a bid ceiling for the investment object based on the total investment amount 704. For the investment object, the bid upper limit calculation program 512 registers the calculated bid upper limit as the bid upper limit 703 in the candidate investment object management table 522. The bid limit of the investment object may be the same amount as the total investment amount 704 corresponding to the investment object, or it may be the total investment amount 704 minus the cost incurred with the investment in the investment object (for example, a fund The amount required after the composition). In addition, the calculated bid upper limit may be an amount set based on the total investment amount 704 and the return on assets that have been invested in the investment support server 103 in the past. S805: Sending result The result sending program 513 sends the result information including the information indicating the investment object determined in S803 to the investor terminal 101A. In addition, the result transmission program 513 may also send the bid limit calculated in S804 for the determined investment object to the buyer terminal 117. As described above, in the previous day stage, based on the application accepted on the day before the auction holding day, one or more investment objects can be determined from two or more candidate investment objects determined by the application, and calculation can be performed for each determined investment object. Bid ceiling. 2. Day Stage Figure 10 is a schematic diagram showing the processes performed during the day stage. In addition, there are a plurality of investor terminals 101A. Similarly to FIG. 8, the investor terminal 101A of the investor 102A is selected as an example in FIG. 10. For each investment object, the current stage can be roughly divided into three stages: the pre-bid stage, the mid-bid stage, and the post-bid stage. In addition, the "investment object" mentioned in this paragraph refers to the investment object that was determined in the previous day's stage. In addition, when the form of the commercial transaction is not an auction, before the bidding starts, it means before the sale starts, during the bidding means during the sales period, and after winning the bid, it means after buying. 2-1. The pre-bid period “before the bid is started” refers to the time before the time when the bid is started (or a certain time before the time when the bid is started). The end time of the period before the bid can be the first period An example is, for example, the time when the bidding is started (or the time before the time when the bidding is started) that is the time point when the middle stage of the bidding is started. In addition, for each investment object, the end time of the stage before the bid start (for example, the bid start time) may be registered in the candidate investment object management table 522. The list transmitting program 510 can transmit the list of candidate investment objects based on the processing results in the previous day to the investor terminal 101A. The candidate investment object list may include information indicating which candidate investment object is determined to be the investment object in the previous day stage. Specifically, for example, the list transmitting program 510 obtains information on the record corresponding to the investor 102A from the investor management table 521, and generates a candidate investment target list based on the obtained information. The generated candidate investment target list is sent to the investor terminal 101A and displayed on the display device 201 of the investor terminal 101A. FIG. 11 shows an example of a current day application screen including a list of candidate investment objects. The configuration of the same-day application screen 1100 displayed on the investor terminal 101A may be the same as the configuration of the previous-day application screen 900. That is, as shown in FIG. 11, the same-day application screen 1100 displays account information 1101 and a list of candidate investment objects 1102. The investor 102A can confirm the account balance, account available amount, and investment status of the investor 102A according to the application screen 1100 on the day. Based on the candidate investment object list 1102, the investor 102A can know which candidate investment object among the candidate investment objects selected in the previous day stage is determined as the investment object. The investor 102A can use the investment share UI corresponding to the desired investment object, increase (or decrease) the number of investment shares for the investment object, and press the execution button 1103. In other words, the investor 102A can make an additional application (or cancel at least a part of the application) on the same day. In response to this operation, the total investment amount 704 is updated by the application acceptance program 511, the account available amount 603 of the investor 102A is updated by the account management program 517, and the bid upper limit 703 is updated by the bid upper limit calculation program 512. In addition, the candidate selection control program 1913 for the investor 102A, based on the information related to the candidate investment object selected first, The "pre-bid stage" controls at least one of the range of investment candidates and the amount of investment in the selection of investor 102A. The "candidate investment candidate selected first" here may also be selected by investors other than investor 102A In addition to the candidate investment objects, the candidate investment objects selected by the investor 102A in the previous day stage are also included. The investor 102A can select the range of the candidate investment objects and the set investment through the same-day application screen 1100 shown in FIG. 11. The amount is the range and amount controlled by the candidate selection control program 1913. 2-2. The so-called "bidding" in the bidding stage refers to the time from the time when the bid is started to the time when the bid is won or the preset bid end time. When the current time identified by the investment support server 103 reaches the bid start time, the investment support server 103 may recognize that the stage is "in tender". In addition, it may be configured to extend a predetermined bid end time in accordance with the bid situation. In addition, the bid end time may not be set in advance. For example, the time when the bid is won may be used as the bid end time. S1000: Sending result of bid upper limit The transmitting program 513 sends the value indicated by the bid upper limit 703 registered in the candidate investment object management table 522 for the investment object to the buyer terminal 117 as the bid upper limit. The transmitted bid limit is displayed on the display device 301 of the buyer terminal 117. Thereby, the buyer 118 can know the bid limit in the middle stage of the bid. The bid limit is an amount determined according to applications from multiple investors 102, that is, the needs of multiple investors 102. The buyer 118 can bid on the investment object according to such a bid upper limit (for example, within the range of the bid upper limit). In addition, S1000 can be performed in the previous day stage or in the pre-bid stage. S1001: Situation acceptance The auction situation management program 516 receives information related to the situation of a commercial transaction such as an auction from the information provider responsible terminal 115, and registers the auction situation in the candidate investment object management table 522. In the bidding stage, the auction situation includes the bid amount. When the bid amount is updated, the information provider person 116 inputs the updated bid amount, and the entered bid amount is registered as the bid amount 706 from the information person in charge terminal 115 through the auction situation management program 516 and registered in the candidate investment object management Table 522. S1002: The auction relay investment support server 103 obtains an image from the image transmission server 121. The image obtained from the image transmission server 121 is an image captured by a camera (an image in which an auction is taken, etc.) itself, or an image obtained by processing the image. The auction situation notification program 514 relays the auction situation to the investor terminal 101A. The so-called "rebroadcasting of auction conditions" is an example of notification of auction conditions as described above. The retransmission of the auction situation may include, for example, transmission of an image based on an image from the image transmission server 121 (the image itself from the image transmission server 121 or an image processed by the image), and registration in the candidate investment object management table 522 Transfer of bid amount in. FIG. 12 shows an example of an auction broadcast screen 1200 displayed on the investor terminal 101A. The auction broadcast screen 1200 displays, for example, account information 1201, auction images 1202, bid situation information 1203, and amount change UI 1204. Similar to the application screen 900 and the application screen 1100 on the previous day, the account information 1201 includes an account number, an account balance, a current account available amount, and an account available amount after application. The auction image 1202 is an image obtained from the image transmission server 121. The bid situation information 1203 is information showing the bid situation, for example, it includes the current exhibit object (the information indicated by the candidate's alternate name / attribute name 701), the current bid amount (the value indicated by the object's bid amount 706) , And the reference amount (the value indicated by the reference amount 702 of the object). That is, the bid situation information 1203 is information based on information obtained from the candidate investment object management table 522. It is also possible to display at least the reference amount (this point is the same for FIGS. 13 and 14). In addition, the reference investment amount 702 may not be included in the candidate investment object management table 522 (FIG. 7). The amount change UI 1204 is a UI for receiving a change in the investment amount from the investor 102A. Investor 102A can change the investment amount of the investment object in the bid (hereinafter referred to as "investment object in bid") through the new investment or the addition and use of the amount change UI1204 while watching the auction broadcast. . The amount change UI 1204 includes, for example, an investment object (information indicated by the candidate's candidate name / attribute name 701), a raise limit (the value indicated by the raise limit 705 for the object), and the number of investment shares for the investment object in the bid UI. The investor 102A can use the investment share UI to increase the number of investment shares for the investment target. In addition, it is possible to reduce the number of investment shares (that is, to cancel at least a part of the application 604). S1003: Amount change acceptance application acceptance program 511 is capable of accepting changes from the investor 102A (typically the investor 102A watching the auction broadcast) to the investment amount of the investment object in the bid. When a change in the amount is accepted (for example, when the execution button 1205 is pressed after the number of investment shares is changed in the auction broadcast screen 1200 shown in FIG. 12), the application acceptance program 511 changes according to the amount or communicates with the investor 102A. The corresponding investment amount 612 is updated, or the total investment amount 704 corresponding to the investment object in the bid is updated. The account management program 517 called by the application acceptance program 511 updates the available amount 603 of the account of the investor 102A. S1004: When the bid limit is updated when a change in the amount of the investment object in the bid is accepted (in other words, when the total investment amount 704 is updated), the bid ceiling calculation program 512 will be based on the updated total investment amount 704 and the investment in the bid. The bid limit 703 corresponding to the target is updated. S1005: Sending the bid upper limit When the bid upper limit 703 is updated for the investment object in the bid, the result transmitting program 513 sends the updated bid upper limit 703 to the buyer terminal 117. The buyer 118 can bid on the investment object within the range of the updated upper bid limit 703. 2-3. Post-bidding stage S1006: Situation acceptance The auction situation management program 516 accepts the auction situation including the successful bidder ("successful bidder" or "unsuccessful bidder") and the winning amount from the terminal 115 for providing information. The auction situation management program 516 is based on the auction situation, The investment objects whose auctions have ended are updated to their respective status 707, and, The winning bid amount 708 corresponding to the investment object is registered in the candidate investment object management table 522. In addition, Regarding the success or failure of the bid and the amount of the bid, Instead of inputting the investment support server 103 from the information provider terminal 115, The investment support server 103 is input from the buyer terminal 117. S1007: Sending the winning result The winning result sending program 515 is for investment objects whose auction has ended. The winning result is sent to the investor terminal 101A. The winning result includes the current status ("successful bid" or "unbid") and the amount of the bid corresponding to the investment object. Upon successful bidding, The winning investment object can be composed as a fund. FIG. 13 shows an example of a winning result screen displayed on the investor terminal 101A upon successful bidding. The winning result screen 1300A can display winning result information 1301A and account information 1302A. The winning bid information 1301A can include: Whether the bid was won (information indicated by the status 707 of the investment target after the auction, Such as "success", etc.), Winning Amount (the value indicated by the winning bid amount of 708 of the investment object whose auction has ended), Reference amount (the value indicated by the reference amount 702 of the investment object whose auction has ended), And your investment amount (the value represented by the investment amount 612 corresponding to the investor 102A and the investment object selected by the investor). Account information 1302A can include account numbers, Account balance and current account available amount. Upon successful bidding, The account management program 517 subtracts the investment amount from the account balance 613 of the investor 102A. Upon successful bidding, The fund holding share following the application is provided to the investor 102 who made the application. that is, Investor 102 obtains a fund holding share in accordance with the application. In addition, Upon successful bidding, Relative to the bid limit of 703 and the winning amount of 708 hours, The account management program 517 can also convert a part of the investment amount 612 of the investor 102A, For example, according to the investment amounts 612 of multiple investors 102, the difference between the investment cap and the winning bid amount is proportionally allocated to the investor 102A's account (account balance 613). With this, It is possible to return to the investor 102A the benefit (merit) of successful bidding in an amount lower than the bid upper limit 703. In addition, The so-called "investment ceiling", Refers to the upper limit of the amount of assets (commodities) to be invested, In other words, It is the amount after deducting the expenses and other expenses required for the investment object as a fund composition from the raising cap 705. In addition, The account management program 517 can also accept the request to cancel the investment amount 612 for the successful investment object from the investor terminal 101A. In response to the request, all or part of the investment amount 612 is returned to the account of the investor 102A (account balance 613). that is, Investor 102A may also be given the opportunity to cancel the investment by seeing the winning amount of 708. In addition, Also within the range that meets the prescribed conditions, For example, the bid limit 703 can be canceled as described above within the range of the winning bid amount 708 or more. FIG. 14 shows an example of the winning result screen displayed on the investor terminal 101A when the bid is not won. The winning result screen 1300B when the bid is not won may also display the winning result information 1301B and account information 1302B. The difference between the successful bid result screen 1300B and the successful bid result screen 1300A may be, for example, the following points. that is, Whether the bid is won or not is indicated as "not won". In addition, The account management program 517 can unfreeze the investment amount. that is, The investment amount 612 for the investment object that has not won the bid may be added to the account available amount 603 of the investor 102A. With this, The investor 102A can invest the returned amount (the released amount) to an investment object scheduled to be exhibited later. This concludes the description of this embodiment. The first embodiment is summarized below. In addition, The summary record may also include a detailed description of a part of the above description, And a detailed description of matters that do not exist in the above description. According to the first point, Computer systems (e.g., The investment support server 103) includes: Candidate information sending department (for example, List sender 510), Application Acceptance Department (for example, Application Acceptance Procedure 511), And the investment target determination unit (for example, Investment target decision program 1912). The candidate information sending section sends information of multiple candidate investment objects that the investor can select to the investor terminals of multiple investors, That is, alternate information. The application acceptance department accepts applications containing the following information from multiple investor terminals. Information for identifying investors, That is, investor identification information; · Information indicating the selection of one or more candidate investment objects included in the candidate information sent to the investor terminal, That is, alternative selection information; And · indicates the investment amount for the one or more candidate investment objects (the investment amount for each selected candidate investment object, And the total investment amount of the selected one or more candidate investment targets), That is the investment amount information. The investment object determination unit is based on multiple applications received from multiple investor terminals, Determine more than one investment object from more than two candidate investment objects. For the number of alternate investment objects that are determined to be investment objects, There are no restrictions. In addition, When it comes to deciding who to invest in, There are no restrictions. According to the first point, Investors do not directly select investment objects, Instead, the investment object determination unit determines one or more investment objects from two or more candidate investment objects selected by a plurality of investors. With this, Ability to flexibly determine investment targets based on the overall situation of multiple applications from multiple investors. E.g, Even when the choices from multiple investors or the amount of investment are scattered and no sufficient total investment amount or number of investors can be obtained for any candidate investment object, The total investment amount or number of investors can also be transferred within the allowable range to determine the investment target. therefore, E.g, In the case where the investment amount of the candidate investment objects P and Q is frozen from the account of the investor A when the application of the candidate investment objects P and Q is accepted from the investor A, Even if the total investment amount of the candidate investment object P is insufficient, When the investment object determination unit determines the candidate investment object Q as an investment object by transferring the investment amount of the candidate investment object P to the total investment amount of the candidate investment object Q, It can also be expected that processing such as unfreezing the investment amount of the candidate investment object P is not necessary. A specific example of the first aspect is as follows. (Process 1) The candidate information sending unit sends the information of the ten candidate investment objects A to J to the investor terminals of one hundred investors such as investors 1 to 100. The number of candidate investment objects = 10 is an example of the number T of candidate investment objects. The number of investors = 100 is an example of the number of investors U. (Process 2) The application acceptance department accepts applications including the selection of candidate investment targets and the investment amount for the candidate investment targets from the investor terminals of investors 1 to 100 respectively. Specific examples of the plurality of applications accepted (specifically, one hundred applications) are described below. The computer system has a storage section (for example, Storage device group 505), The following materials that comply with applications accepted from investor terminals of investors 1 to 100 are stored in the storage section. (Process 3) described later is performed based on the following data. · Candidate investment object A: Number of investors selected = 30, Total investment amount = 30 million yen · Candidate investment target B: Number of selected investors = 15 people, Total investment amount = 18 million yen · Candidate investment target C: Number of selected investors = 20, Total investment amount = 40 million yen · Candidate investment target E: Number of selected investors = 12 people, Total investment amount = 19.2 million yen · Candidate investment target F: Number of investors selected = 18, Total investment amount = 45 million yen · Candidate investment target J: Number of selected investors = 5 people, Total investment amount = 50 million yen · Candidate investment target D, G, H, I was not selected by anyone. (Process 3) Based on the multiple applications accepted, From two or more candidate investment objects (multiple candidate investment objects A to J, (I have selected more than two candidate investment targets) A, B, C, E, F and J decide more than one investment object. Specific examples of the investment target decision <Case 1> to <Case 4> are as follows. In addition, For easy understanding, In the following description, the "investment amount" and "number of investors" are used to explain the situation. therefore, The transfer process to be described later is also described in terms of "investment amount" and "number of investors" depending on the situation. but, Actually, The number of investors can be transferred along with the transfer of the investment amount (for example, If the investment amount of an investor is transferred, You can also transfer the number of investors), The amount of investment can also be transferred along with the number of investors (for example, If an investor is transferred, (The investor's investment amount can also be transferred). E.g, The investment object determination unit can determine an investment object based on at least one of the investment amount and the number of investors. <Case 1> The strategy for determining the investment target is, for example, "total investment amount", There are no secondary considerations (e.g., The necessity of reflecting at least a part of the investment amount for the candidate investment object that is not selected as the investment object to the investment amount for other candidate investment objects), The number of investment targets is, for example, a predetermined value "3". In addition, The number of investment objects = 3 is an example of the number of investment objects V. The investment object decision section ranks the top three candidate investment objects J, F, C decides to invest. <Case 2> The strategy for determining investment targets is, for example, "number of investors", There is no secondary consideration, The number of investment targets is, for example, a predetermined value "3". The investment object decision department ranks the top three candidate investment objects A, C, F decided to invest. The above is <Case 1> and <Case 2>. There is no second consideration in either of <Case 1> and <Case 2>. Therefore, no transfer processing occurs. on the other hand, Because of the following considerations, <Case 3> and <Case 4> Therefore, a transfer process occurs. E.g, As a premise, The application from at least one investor contains information indicating the selection priority set for each of the candidate investment objects selected by the investor. For each investor, Correspond the investor with the candidate investment object with the highest selection priority set by the investor. then, The investment object determination unit appropriately performs the transfer process. The transfer process is the following process: that is, For investors who correspond to alternate investment targets that do not meet the criteria for determining investment targets, The candidate investment target set for the investor as the second (next) candidate investment object transfers at least one of the investor's investment amount and the investor's investor number ("1"). that is, The so-called "the second consideration exists" means: When a candidate investment object is not determined as an investment object, There is a candidate investment object whose selection priority ranking is second (below) to that of the candidate investment object. Specific examples of the migration process are described below. In addition, In the following description, "B>A" means: The next candidate investment candidate B is candidate investment candidate A (the candidate investment candidate A has a lower priority than the candidate investment candidate B). The application from investor 69 is set to indicate "B>A" and "investment amount: 1 million yen. " When the candidate investment object B does not meet the conditions for determining the investment object (for example, The total investment amount of the candidate investment object B does not reach the prescribed amount), For investors 69, Since the next candidate for investment candidate B is candidate A, therefore, The investment object determination unit transfers the investment amount of 1 million yen corresponding to the candidate investment object B to the investment amount corresponding to the next candidate investment object A. The application from investor 70 is set to indicate "B>F" and "investment amount: 500,000 yen. " When the candidate investment object B does not meet the conditions for determining the investment object, For investor 70, Since the next candidate for the candidate investment object B is the candidate investment object F, therefore, The investment object determination unit transfers an investment amount of 500,000 yen corresponding to the candidate investment object B to the investment amount corresponding to the next candidate investment object F. When the above-mentioned transfer processing is performed for all investors with the priority of the candidate investment object B as the highest priority, The investment amount is transferred from the candidate investment object B to the candidate investment objects A and F. E.g, An example before and after the transfer process is described below. ＜＜ Before the transfer process ＞＞ 15 investors for "B ＞ A" · 0 investors for "B ＞ C" · 0 investors for "B ＞ D" · "B ＞ E" The number of investors is 0. The number of investors of "B>F" is 10. The number of investors of "B>G" is 0. The number of investors of "B>H" is zero. 0 people. "B>J" investors are 0 people. << After transfer processing >>. 15 investors in "B>A" have a total investment amount of 1. At 2 million yen, 1, Two million yen is added to the total investment amount of candidate investment object A. When the total investment amount of 10 investors of "B>F" is 6 million yen, 6 million yen is added to the total investment amount of candidate investment object F. <Case 3> The strategy for determining the investment target is, for example, "total investment amount", There is a second consideration, The number of investment targets is, for example, a predetermined value "3". The investment target determination unit performs the following processing, for example. (S3-1) The investment object decision section transfers the investment amount of the investor who has selected the candidate investment object B with the smallest total investment amount to the following investment amount, that is, The investment amount of the second candidate investment object selected by each investor (the investor corresponding to the candidate investment object B that is the transfer target and set in advance by the candidate investment object of the second priority candidate investment object). The results are, The total investment amount is changed as follows. In addition, The following case is the same as the specific example of the migration process. The total investment amount of candidate investment object B is 1, Of 8 million yen, 1, 2 million yen was transferred to candidate investment object A, 6 million yen was transferred to candidate investment object F. ·therefore, The total investment amount of the candidate investment object A is from 3, 10 million yen becomes 4, 2 million yen. ·Similarly, The total investment amount of the candidate investment object F is from 4, 5 million yen becomes 5, 1 million yen. (S3-2) The investment object determination unit transfers the investment amount of the investor who has selected the candidate investment object E whose total investment amount is the smallest after the transfer to (S3-1) to each investor's second choice of candidate investment object. The results are, The total investment amount is changed as follows. The total investment amount of candidate investment object E1, Of 9.2 million yen, 1, 10 million yen was transferred to candidate investment object A, 6 million yen was transferred to candidate investment target C, 3.2 million yen was transferred to candidate investment object F. ·therefore, The total investment amount of the candidate investment object A is from 4, 2 million yen becomes 5, 2 million yen. · In addition, The total investment amount of the candidate investment object C is from 4, 10 million yen becomes 4, 6 million yen. · In addition, The total investment amount of the candidate investment object F is from 5, 1 million yen becomes 5, 4.2 million yen. (S3-3) The investment object determination unit transfers the investment amount of the investor who has selected the candidate investment object C whose total investment amount after the transfer through (S3-2) is the smallest, to each investor's second-choice candidate investment object. The results are, The total investment amount is changed as follows. The total investment amount of candidate investment object C4, Of 6 million yen, 2, 10 million yen was transferred to candidate investment object A, 1, 10 million yen was transferred to candidate investment object F. 1, The 6 million yen portion is the case where there is no second choice. ·therefore, The total investment amount of the candidate investment object A is from 5, 2 million yen becomes 7, 2 million yen. · In addition, The total investment amount of the candidate investment object F is from 5, 4.2 million yen becomes 6, 4.2 million yen. (S3-4) Since the candidate investment object becomes "prescribed number = 3", therefore, The investment object decision unit will divide the remaining candidate investment objects A, F, J decided to invest. <Case 4> The strategy for determining investment targets is, for example, "number of investors", There is a second consideration, The number of investment targets is, for example, a predetermined value "3". The investment target determination unit performs the following processing, for example. (S4-1) The investment object decision section is for investors who have selected the candidate investment object J with the least number of investors. Transferred to the second-choice candidate investment object of each investor. The results are, The number of investors is changed as follows. · Number of investors who are candidates for investment J 3 people were transferred to candidate investment object A, Two people were transferred to candidate investment object B. ·therefore, The number of investors in the candidate investment object A has changed from 30 to 33. · In addition, The number of investors in the candidate investment object B has changed from 15 to 17. (S4-2) The investment object decision section is for investors who have selected the candidate investment object E with the least number of investors after the transfer through (S4-1). Transferred to the second-choice candidate investment object of each investor. The results are, The number of investors is changed as follows. · Number of investors in the candidate investment object E: 5 people were transferred to candidate investment object B, Seven people were transferred to candidate investment object C. ·therefore, The number of investors in the candidate investment object B has changed from 17 to 22. · In addition, The number of investors in the candidate investment object C has changed from 20 to 27. (S4-3) The investment object decision section is for investors who have selected the candidate investment object F with the least number of investors after the transfer through (S4-2). Transferred to the second-choice candidate investment object of each investor. The results are, The number of investors is changed as follows. Number of investors in the candidate investment object F: 5 people were transferred to candidate investment object A, 3 people were transferred to candidate investment object B, Two people were transferred to candidate investment object C. The 8-person part becomes the case where there is no second choice. ·therefore, The number of investors in the candidate investment object A has changed from 33 to 38. · In addition, The number of investors in the candidate investment object B has changed from 22 to 25. · In addition, The number of investors in the candidate investment object C has changed from 27 to 29. (S4-4) As the candidate investment object becomes "prescribed number = 3", therefore, The investment object decision unit will divide the remaining candidate investment objects A, B, C decides to invest. In addition, In case 3 and case 4, The investment object determination department may also determine the investment amount (for example, Total investment amount, Or the completion rate of the investment amount relative to the expected transaction amount) or the candidate investment object whose number of investors is below the threshold value will be "transferred to the second place". In addition, The "threshold" of the total investment amount or number of investors can be the total investment amount or the average or median number of investors for each candidate investment object It can also be an arbitrary value. The above is a specific example of the first viewpoint. According to a second perspective, In an application from at least one investor terminal of a plurality of investor terminals, The candidate selection information further includes information representing more than one candidate group. Each of the one or more candidate groups is composed of two or more candidate investment objects selected. In addition, The investment amount information includes information indicating the investment amount for each of the one or more standby groups. When the investment object determination unit determines one or more candidate groups from a plurality of applications, Based on the investment amount for each of the one or more alternate groups, Decide on more than one investment object. in particular, E.g, Investors can place multiple alternate investment objects (A, C, E) As a candidate group, And set the investment amount (1 million yen) for the candidate group. The investment object determination unit can set the candidate group (candidate investment object A, C, E) The investment amount set (1 million yen) determines the investment target. According to a second perspective, It can be expected to make a more flexible investment target decision such as determining a certain candidate investment target belonging to the candidate group as an investment target within the range of the investment amount for the group. E.g, Even if the candidate investment object A, which belongs to the candidate group, C, The candidate investment object A in E has not been determined as an investment object, The candidate investment object C can also be determined as an investment object by investing the investment amount (1 million yen) in the candidate investment object C. In addition, A specific example of the second aspect is as follows. In applications from investors 1 to 100, The candidate selection information is set as follows. In addition, In the following description, The so-called "group (A, C, E) / 1 million yen "means: For alternate investment objects A, C, The candidate group to which E belongs, The investment amount is 1 million yen. In addition, The so-called "monomer (B) /1.5 million yen" means: For candidate investment object B that is not a candidate group, The investment amount is 1.5 million yen. · Investor 1: Group (A, C, E) / 1 million yen · Investor 2: Group (A, F, J) / 1 million yen · Investor 3: Single (B) / 1.5 million yen ~ (the middle part is omitted) ~ · Investor 99: Group (A, B, C) / 500,000 yen · Investor 100: Group (E, F, J) 100,000 yen In addition, The following prerequisites are set. · The selection priority among multiple candidate investment targets is the same, Or no priority ranking is selected. The number determined as the investment object is "3". The investment object determination unit performs data correlation processing on the investment amount of the candidate investment object (the set investment amount is kept intact as the temporary investment amount. Assignment to all candidate investment objects). The result is as follows, for example. In addition, In the following, The amounts in parentheses are temporary investment amounts. E.g, "Group (A, C, E) / 1 million yen ⇒A: (1 million yen), C: (1 million yen), E: (1 million yen) "means: For alternate investment objects A, C, The investment amount of 1 million yen of the candidate group to which E belongs is taken as a temporary investment amount, For the candidate investment objects A, C, E each allocated 1 million yen. Group (A, C, E) / 1 million yen ⇒A: (1 million yen), C: (1 million yen), E: (1 million yen) Group (A, F, J) / 1 million yen ⇒A: (1 million yen), F: (1 million yen), J: (1 million yen) · Individual (B) /1.5 million yen ⇒ B: (1.5 million yen) ~ (omitting part of the middle) ~ Group (B, A, C) / 500,000 yen ⇒B: (500,000 yen), A: (500,000 yen), C: (500,000 yen) Group (E, F, J) 100,000 yen ⇒ E: (100,000 yen), F: (100,000 yen), J: (100,000 yen) The investment object decision section adds up the total temporary investment amount (and number of investors) for each candidate investment object. An example of the total result is as follows. In addition, In the following, The amount in parentheses is the amount that can be transferred. · Candidate investment object A: 6, 2 million yen (3, 2 million yen) · Candidate investment object B: 2, 6 million yen (8 million yen) · Candidate investment target C: 6, 10 million yen (2, 10 million yen) · Candidate investment target D: 3 million yen (3 million yen) · Candidate investment target E: 2, 6.2 million yen (7 million yen) · Candidate investment target F: 5, 5 million yen (1, 10 million yen) · Candidate investment target G: 0 yen (0 yen) · Candidate investment object H: 8 million yen (8 million yen) · Candidate investment target I: 1, 6 million yen (1, 6 million yen) · Candidate for investment J: 5, 10 million yen (0 yen) The investment target determination unit determines the investment target based on the data showing the total result. in particular, For example, the following (S31) to (S33) are performed. (S31) The investment object determination unit determines "candidate investment object A" with the highest temporary investment amount as the investment object. (S32) The investment object determination unit determines whether the number of the investment objects determined has reached a predetermined number of investment objects. When the judgment result of S32 is "true", Processing ends. on the other hand, When the judgment result of S32 is false, Proceed to S33. here, Because the number of investment objects determined is less than "3" (because the number of investment objects determined is only "1"), Therefore, S33 is performed. (S33) The investment object determination unit That is, more than one investor corresponding to the application of candidate selection information of the recently determined object (here, the candidate investment object A) Included in the candidate's candidate information for the investor, The investment amount of the investment candidate other than the recently determined candidate (candidate investment candidate A) is updated. An example of the results after S33 is performed for each of the one or more investors is described below. In the following, The amount in parentheses is the amount that can be transferred. · Candidate investment object A: 6, 2 million yen (3, 2 million yen) · Candidate investment object B: 2, 5 million yen (7 million yen) · Candidate investment target C: 5, 3 million yen (1, 3 million yen) · Candidate investment target D: 0 yen (0 yen) · E-investment candidate: 2, 1.2 million yen (2 million yen) · Candidate investment target F: 5, 1 million yen (6 million yen) · Candidate investment target G: 0 yen (0 yen) · Candidate investment object H: 4 million yen (4 million yen) · Candidate investment object I: 8 million yen (8 million yen) · Candidate for investment J: 5, 10 million yen (0 yen) after S33, The process returns to S31. that is, The investment target determination department will use the remaining candidate investment targets in the recent S33, The candidate investment object C with the highest investment amount is decided as the investment object. then, Proceed to S32. that is, The investment object determination unit judges whether or not the number of the determined investment objects reaches a predetermined number of investment objects. here, Since the number of investment objects determined is less than "3" (because the number of investment objects determined is only "2"), Therefore, the judgment result of S32 is "false". thus, Proceed to S33. In S33, The investment object determination unit is directed to one or more investors corresponding to an application that has candidate selection information including the most recently determined object (here, the candidate investment object C), Included in the candidate's candidate information for the investor, The investment amount of the candidate investment target other than the recently determined target candidate (candidate investment target C) is updated. An example of the results after S33 is performed for each of the one or more investors is described below. In the following, The amount in parentheses is the amount that can be transferred. · Candidate investment object A: 6, 2 million yen (3, 2 million yen) · Candidate investment object B: 2, 1 million yen (3 million yen) · Candidate investment target C: 5, 3 million yen (1, 3 million yen) · Candidate investment target D: 0 yen (0 yen) · E-investment candidate: 2, 1.2 million yen (2 million yen) · Candidate investment target F: 4, 9 million yen (4 million yen) · Candidate investment target G: 0 yen (0 yen) · Candidate investment object H: 3 million yen (3 million yen) · Candidate investment target I: 2 million yen (2 million yen) · Candidate for investment J: 5, 10 million yen (0 yen) after S33, The process returns to S31. that is, The investment target determination department will use the remaining candidate investment targets in the recent S33, The "candidate investment object J" with the highest investment amount is determined as the investment object. then, Proceed to S32. that is, The investment object determination unit judges whether or not the number of the determined investment objects reaches a predetermined number of investment objects. here, Since the number of investment objects determined reached "3", Therefore, the judgment result of S32 is "true". thus, Processing ends. According to a third perspective, The application from at least one investor terminal further contains the following information: that is, For each of the one or more candidate groups, information indicating the selection priority of each candidate investment object included in the candidate group, This means choosing priority information. The investment object determination unit selects a priority ranking based on the investment amount and each of the one or more candidate groups, Decide on more than one investment object. According to a third perspective, It can be expected that which one of the candidate investment objects in the candidate group is determined as the investment object according to the selection priority of each of the two or more candidate investment objects belonging to the candidate group. In the same standby group, It can be that all candidate investment targets have different selection priorities, Some or all of the candidate investment targets may have the same selection priority. In addition, In the case where a candidate group and a candidate investment object that do not belong to the candidate group are mixed, On the basis of setting the selection priority for the candidate investment objects belonging to the candidate group, Priority rankings are also set for candidate investment objects that do not belong to the candidate group. In addition, A specific example of the third aspect is as follows. In applications from investors 1 to 100, The candidate selection information is set as follows. In addition, In the following description, The so-called "group (A>C> E) / 1 million yen" means: For alternate investment objects A, C, The candidate group to which E belongs, The investment amount is 1 million yen, and, Candidate investment object A is next to candidate investment object C, The next candidate investment candidate C is the candidate investment candidate E. In addition, The so-called "monomer (B) /1.5 million yen" means: For candidate investment object B that is not a candidate group, The investment amount is 1.5 million yen. · Investor 1: Group (A ＞ C ＞ E) / 1 million yen · Investor 2: Group (A ＞ F ＞ J) / 1 million yen · Investor 3: Single (B) / 1.5 million yen ~ (the middle part is omitted) ~ · Investor 99: Group (B ＞ A ＞ C) / 500,000 yen · Investor 100: Group (E ＞ F ＞ J) 100,000 yen The following prerequisites are set. · There is a selection priority among the multiple candidate investment objects selected · The number determined as the investment object is "3" The investment object determination unit performs a data association process for each investor on the investment amount of the candidate investment object (to be set The investment amount is allocated to the candidate with the highest priority for the candidate investment. The result is, for example, as described below. In addition, In the following, E.g, "Group (A ＞ C ＞ E) / 1 million yen ⇒A: "1 million yen" means: For alternate investment objects A, C, The investment amount of 1 million yen of the candidate group to which E belongs is allocated to the candidate investment object A with the highest priority selected in the candidate group. · Group (A ＞ C ＞ E) / 1 million yen ⇒A: 1 million yen · Group (A ＞ F ＞ J) / 1 million yen ⇒A: 1 million yen, single (B) / 1.5 million yen ⇒ B: 1.5 million yen ~ (the middle part is omitted) ~ · Group (B ＞ A ＞ C) / 500,000 yen⇒B: 500,000 yen / group (E ＞ F ＞ J) 100,000 yen⇒E: The 100,000 yen investment object decision section adds up the total temporary investment amount (and number of investors) for each candidate investment object. An example of the total result is as follows. · Candidate investment object A: 3, 10 million yen · Candidate investment object B: 1, 8 million yen · Candidate investment target C: 4, 10 million yen, candidate investment target D: 0 yen · Eligible investment target E: 1, 9.2 million yen · Candidate investment target F: 4, 5 million yen · Candidate investment target G: 0 yen, candidate investment target H: 0 yen, candidate investment candidate I: 0 yen, candidate investment J: 5, The 10 million yen investment object determination unit determines the investment object based on the data showing the total result. in particular, For example, the following (S41) to (S45) are performed. (S41) The investment object determination unit selects the candidate investment object (here, the candidate investment object B) having the lowest temporary investment amount from the candidate investment objects (excluding the investment amount of "0 yen") not selected in S41. (S42) The investment object determination unit determines the candidate investment That is, the investor corresponding to the application of the candidate selection information of the most recent candidate selection (here, the candidate investment object B), The investment amount corresponding to the investor and the most recent candidate selection is transferred to the candidate investment object which is the second selection for the investor. With this, For each investor who chose the most recent alternate, The investment amount of the most recent candidate selection is transferred to the next candidate investment object of the most recent candidate selection. The results are, The investment amount of the candidate investment object other than the recent candidate selection is updated. An example of the result of S42 is as follows. · Candidate investment object A: 4, 2 million yen, candidate investment object B: 0 yen, candidate investment target C: 4, 10 million yen, candidate investment target D: 0 yen · Eligible investment target E: 1, 9.2 million yen · Candidate investment target F: 5, 1 million yen · Candidate investment target G: 0 yen, candidate investment target H: 0 yen, candidate investment candidate I: 0 yen, candidate investment J: 5, 10 million yen In S42, When the investment amount of the next candidate investment candidate of the latest candidate selection is less than the investment amount of the most recent candidate selection (candidate investment object of the transfer source) (for example, When the next candidate investment amount is "0 yen"), Instead of transferring the investment amount of the most recent candidate selection to the next candidate investment candidate, The investment object determination section transfers the investment amount selected by the candidate recently to the next candidate investment candidate. In addition, In S42, When there is no next candidate investment object, The investment object decision unit is set so that there is no transfer target, And the investment amount of the most recent candidate selection is not added to any candidate investment object. (S43) The investment object determination unit determines whether or not the number of candidate investment objects whose investment amount is not "0 yen" has reached the number of investment objects "3". When the judgment result of S43 is "true", The investment object determination unit determines a candidate investment object whose investment amount is not "0 yen" as an investment object. And end processing. here, Since the number of candidate investment objects whose investment amount is not "0 yen" exceeds "3", therefore, The judgment result of S43 is "false". When the judgment result of S43 is false, The process returns to S41. that is, The investment target determination unit selects the remaining candidate investment targets through the latest S43, Candidate investment targets (except for candidate investment target E here) whose investment amount is the lowest (excluding the investment amount of "0 yen"). In S42, The investment object determination section is directed to an investor corresponding to an application that includes candidate selection information indicating the most recent candidate selection (here, the candidate investment object E). The investment amount corresponding to the investor and the most recent candidate selection is transferred to the candidate investment object which is the second selection for the investor. With this, For each investor who chose the most recent alternate, The investment amount of the most recent candidate selection is transferred to the next candidate investment object of the most recent candidate selection. An example of the result of S42 is as follows. · Candidate investment object A: 5, 2 million yen, candidate investment object B: 0 yen, candidate investment target C: 4, 6 million yen, candidate investment target D: 0 yen · Eligible investment target E: 0 yen · Candidate investment target F: 5, 4.2 million yen, candidate investment G: 0 yen, candidate investment target H: 0 yen, candidate investment candidate I: 0 yen, candidate investment J: 5, 10 million yen in S43, The investment object determination unit determines whether or not the number of candidate investment objects whose investment amount is not "0 yen" reaches "3". here, Since the number of candidate investment objects whose investment amount is not "0 yen" also exceeds "3", therefore, The judgment result of S43 is "false". As mentioned above, When the judgment result of S43 is false, The process returns to S41. that is, The investment target determination unit selects the remaining candidate investment targets through the latest S43, Candidate investment targets (excluding here, candidate investment target C) whose investment amount is the lowest (excluding the investment amount of "0 yen"). In S42, The investment object determination section is directed to an investor corresponding to an application that includes candidate selection information indicating the most recent candidate selection (here, the candidate investment object C) The investment amount corresponding to the investor and the most recent candidate selection is transferred to the candidate investment object which is the second selection for the investor. With this, For each investor who chose the most recent alternate, The investment amount of the most recent candidate selection is transferred to the next candidate investment object of the most recent candidate selection. An example of the result of S42 is as follows. · Candidate investment object A: 7, 2 million yen, candidate investment object B: 0 yen, candidate investment target C: 0 yen, candidate investment target D: 0 yen · Eligible investment target E: 0 yen · Candidate investment target F: 6, 4.2 million yen, candidate investment G: 0 yen, candidate investment target H: 0 yen, candidate investment candidate I: 0 yen, candidate investment J: 5, 10 million yen in S43, The investment object determination unit determines whether or not the number of candidate investment objects whose investment amount is not "0 yen" reaches "3". here, The judgment result of S43 is "true". at this time, The investment object determination unit will consider the candidate investment objects A, F, J is determined as an investment object, And end processing. In addition, The investment object determination unit may not transfer the entire amount of the investment amount corresponding to a candidate investment object of the priority order to the investment amount corresponding to the candidate investment object of the next priority position. For example, it can be constituted as: In "Investor 1: Group (A: 1 million ＞ C: 800,000 ＞ E: 600,000 / 1 million yen) "when different maximum investment amounts are set for each candidate investment target, The investment object determination unit matches the investment amount of 1 million yen corresponding to the candidate investment object A, The investment limit of 800,000 yen for the next candidate investment object B is transferred as the investment amount of the candidate investment object B, For the remaining 200,000 yen, The account management department will use it as the remaining amount to release the freezing of the account of investor 1. According to a fourth perspective, The investment object determination unit is based on at least one of the investment amount and the number of investors for each of the two or more candidate investment objects, Determine the priority ranking for each of two or more candidate investment targets, And based on two or more decision priority rankings, one or more investment targets are determined. The "amount of investment" referred to here, It can be the total investment amount, It can also be the investment amount relative to the envisaged transaction amount (for example, Achievement rate of hypothetical winning amount such as the reference amount mentioned above. The "number of investors" is the number of investors who are candidates for investment. According to a fourth perspective, Since it is based on a priority ranking based on at least one of the total investment amount and the number of investors, Determine the candidate investment object as the investment object, therefore, It is expected that the most appropriate investment target will be determined within the range of a predetermined number of investment targets. Specific examples of the fourth aspect are described below, for example. (1) The so-called "determining priority ranking based on the total investment amount", For example, it is any of the following cases. · The higher the total investment amount, The higher the priority is decided. · According to the corresponding investment candidate, The completion rate of the total investment amount relative to the envisaged transaction amount, Determine the priority of the decision. in particular, E.g, The higher the completion rate, The higher the priority is decided. · The higher the investment efficiency, The higher the priority is decided. (2) the so-called "determining the priority ranking according to the number of investors", This is the case, for example. · The greater the number of investors, The higher the priority is decided. According to a fifth point, The investment object determination unit is based on at least one of the total investment amount and the number of investors for the entirety of two or more candidate investment objects, Determine the number of investment objects to be determined, And determine the number of investment objects to be determined. The "amount of investment" referred to here, It can be the total investment amount, It can also be the investment amount relative to the envisaged transaction amount (for example, Achievement rate of hypothetical winning amount such as the reference amount mentioned above. The "number of investors" is the number of investors who are candidates for investment. According to a fifth point, Since the number of investment targets is determined based on at least one of the total investment amount and the number of investors, Therefore, the number of investment targets can be set to the most appropriate number. A specific example of the fifth aspect is described below, for example. (1) the so-called "determining the number of investment objects based on the total investment amount", For example, it is any of the following cases. · The higher the total investment amount, The greater the number of investment objects. · According to the corresponding investment candidate, The completion rate of the total investment amount relative to the envisaged transaction amount, Decide on the number of investment objects. in particular, E.g, The higher the completion rate, The greater the number of investment objects. (2) the so-called "determining the number of investment targets based on the number of investors", This is the case, for example. · The greater the number of investors, The greater the number of investment objects. According to a sixth perspective, Furthermore, a candidate investment target selection control unit (for example, Alternate selection control program 1913). The candidate investment object selection control unit targets at least one investor among a plurality of investors, Based on the information involved in the candidate investment candidate selected first, At least one of the range of investment candidates and the investment amount in the selection of the investor is controlled. For that investor, The so-called "first candidate investment target", Refers to the candidate investment object selected by the investor and investors other than the investor before this selection made by the investor. "Information concerning the candidate investment object selected first", For example, it indicates the investment amount of the candidate investment object selected first, Information on at least one of the number of investors and the moment of the transaction. The so-called "control of the range of candidate investment objects", Refers to: For the range of candidate investment candidates that can be selected, Prohibition or warning of the selection of candidate investment objects that arrive first at the start of the transaction compared to the candidate investment objects that were previously selected. This is because of the following possibilities: that is, If the candidate investment object that can be selected later is the candidate investment object that arrives at the beginning of the transaction before the candidate investment object that is selected first, When the candidate investment object selected first is not determined as the investment object, The transaction start time has passed and cannot be selected again. The so-called "control of the investment amount of candidate investment targets", Refers to: Prohibit or warn that the investment amount for the candidate investment target that can be selected is set to an investment amount that is greater than the investment amount of the candidate investment target that is selected first. E.g, Any one of the following may be used. · The upper limit K of the investment amount of the candidate investment object that can be selected later is the investment amount a of the candidate investment object A that is selected first (that is, K = a). · The upper limit K is the candidate investment object A, B's investment amount a, b's total (i.e., K = a + b). · The upper limit K is the candidate investment object A, B's investment amount a, the minimum amount in b (i.e., K is a, the smaller of b). According to a sixth perspective, Based on the information involved in the candidate investment candidate selected first, Control at least one of the range of investment candidates and the investment amount in the selection of investors. With this, Encourage investors to make appropriate investments. In addition, When the investor becomes aware of the warning, The application acceptance department may change the position of the candidate investment target based on the start time of the transaction (for example, Select priority ranking). According to the seventh point, The computer system further includes an account management department for each of a plurality of investors who manages accounts corresponding to the investor's investor identification information. The account management department, to many investors, According to the information representing the designated funds corresponding to the investor identification information received before the application for the investor, The designated funds are reflected in the balance of the investor's account. According to the seventh point, Applications for investments can be accepted within the balance of the account (the range of amounts prepared before the application). According to the eighth viewpoint, The account management department, to many investors, The investment amount indicated by the investment amount information contained in the application is frozen from the account corresponding to the investor identification information contained in the application. According to the eighth viewpoint, It can prevent the investment amount shown in the application from being used for other purposes. A specific example of the eighth aspect may be, for example, any one of the following. • Freezing the investment amount at the time when the selection of the candidate investment object is accepted. · Freeze the investment amount at the time when the investment object is determined from the candidate investment objects. · Freeze the investment amount at the time when the remaining time until the start of the transaction becomes a predetermined time. According to the ninth perspective, When the total investment amount for any one candidate investment object of the plurality of candidate investment objects exceeds the raising limit for the candidate investment object, The application acceptance department is based on the required information about other candidate investment objects. Choosing to execute raises the raise limit, Either of them or the acceptance of the closing application for the candidate investment object. The so-called "regulated information about other candidate investment objects", It may be at least one of the following cases. • At least one of the investment amount and the number of investors for other candidate investment targets. Past transaction amounts of other candidate investment objects similar to the candidate investment object (for example, Bid amount). The past transaction success rate of other candidate investment objects similar to the candidate investment object relative to the envisaged transaction amount (for example Successful bid rate). According to the ninth perspective, It can be expected that the appropriate choice is to raise the raising limit, Or the application is closed. A specific example of the ninth aspect may be, for example, at least one of the following cases. · Application acceptance department according to the selection of other candidate investment targets, The choice is to raise the raising limit of a candidate investment object, Or close the application (for example, When the total investment amount or number of investors for other alternate investment objects is sufficient, Raise the raise limit for this candidate investment object, When the total investment amount or number of investors for other candidate investment objects is insufficient, The application for a certain candidate investment object is closed. ). · The application acceptance unit based on the past actual investment performance of a candidate investment object similar to a candidate investment object (for example, Bid success rate, Or imagine the possibility of an increase in the amount of investment (such as a reference amount), The choice is to raise the funding limit, Or the application is closed. · The application acceptance department is based on the investor ’s interest in other candidate investment targets, The choice is to raise the funding limit, Or close the application (for example, When the level of interest in the other candidate investment object is high (e.g., When the total investment amount or number of investors exceeds a certain value), The application for closing a certain candidate investment object is accepted, The investment amount for that candidate investment object is transferred to other candidate investment objects. ). In addition, The application acceptance department is able to accept and respond to requests from investors for the search and review of alternate investment objects, etc., Manage search records for each investor, Browsing history, And resumes such as investment resumes. The application acceptance department is able to Browsing history, And at least one of resumes such as investment history, Infer the extent of the investor's interest. · The lower the transaction success rate, The application acceptance department increases the raising limit. According to the tenth point, The computer system further includes an acquisition limit calculation unit. Based on the applications received from multiple investor terminals, the acquisition cap calculation unit, For each of the one or more investment objects determined above, the upper limit of the acquisition amount of the investment object, That is, the upper limit is reached. According to the tenth point, The person who made the acquisition (for example, The buyer 118) can know the upper limit of the obtained amount of the investment object. According to the eleventh point, The application acceptance department determines the following candidate investment targets: that is, A candidate investment object associated with at least one candidate investment object among one or more candidate investment objects indicated by the candidate selection information contained in the application from at least one investor terminal of the plurality of investor terminals. The application acceptance section recommends the selection of the related candidate investment object to at least one of the investor terminals of one or more investors who have not selected the identified related candidate investment object. Two or more candidate investment targets that are optional items for the investment target determination section, Contains associated candidate investment objects that are selected in response to the recommendation. According to the eleventh point, Can provide more flexible investments. E.g, Even if any candidate investment object selected by an investor has not been determined as an investment object, As long as you recommend an alternate investment candidate, And in response to the recommendation, the investor selects the related candidate investment object, Then, the investor's investment amount can be embezzled to the associated candidate investment object. In addition, This can also be expected to avoid processing such as freezing the investment amount. According to the twelfth perspective, Account Management Department For all investors, Unused amount of frozen investment amount, When the amount is not used, The freezing of the unused amount reflected in the account balance of the investor is performed. The investment object determination unit is to minimize the number of times the freeze is released, Determine more than one investment object from two or more candidate investment objects. According to the twelfth perspective, Since the number of freeze releases is minimized, therefore, It can be expected to reduce the number of freeze release processing, This reduces the processing load on the computer system. In addition, A specific example of the twelfth aspect is, for example, the following. · The "minimum number of freeze releases" means: The investment amount that is not associated with the investment object becomes the smallest among the investment amounts. The investment object determination unit determines a combination of three candidate investment objects as investment objects from the ten candidate investment objects ( 10 C 3 = 120) for each combination, calculate the investment amount (balance fund) that is not associated with the investment object in the total investment amount. The investment object determination unit determines three candidate investment objects in the portfolio in which the balance of funds becomes the least, as investment objects. In addition, the "combination in which the balance of funds is minimized" is calculated as a result of the transfer process as necessary (for example, in a case where the selection priority is set by at least one investor and the second place exists) . · The "minimum number of times of freezing release" means that the number of investors set to only candidate investment targets other than candidate investment targets determined as investment targets is set to a minimum. The investment object determination unit determines a combination of three candidate investment objects as investment objects from the ten candidate investment objects ( 10 C 3 = 120) for each combination, the number of investors associated with the three candidate investment objects included in the combination is calculated from the number of investors. The investment object determination unit determines three candidate investment objects among the combinations with the smallest number calculated as investment objects. In addition, the "combination with the smallest number of calculations" is performed as a result of the transfer process as necessary (for example, in a case where the selection priority is set by at least one investor and the second place is considered). Calculation. According to the thirteenth viewpoint, when two or more candidate investment objects belong to different two or more attributes, the investment object determination unit determines two or more investment objects from different two or more attributes. The "attribute" can be a large attribute such as real estate or artwork, or each of one or more small attributes of each major attribute (for example, when the large attribute is "real estate", the small attribute is "advanced apartment", "apartment""Wait.). According to the thirteenth viewpoint, it can be expected that the attributes of one or more investment targets that are determined are dispersed without being biased toward a specific attribute. For example, in the thirteenth viewpoint, the investment object determination unit may classify each of the two or more candidate investment objects into an attribute that matches the candidate investment object among a plurality of attributes, and determine at least from each of the two or more attributes. An investment object. A specific example of the thirteenth aspect is, for example, any of the following cases. -The more candidate investment objects classified as attributes with a larger number of candidate investment objects, the more they are determined as investment objects. The higher the number of candidate investment objects, the higher the priority among attributes. For example, when the relationship between attributes and the number of candidate investment objects is attribute 1: number of candidate investment objects 6, attribute 2: number of candidate investment objects 3, attribute 3: number of candidate investment objects 4, the priority of the attribute is attribute 1> attribute 3 ＞ Attribute 2. The difference in the priority ranking of the attributes may be determined based on the difference in the number of candidate investment objects. The higher the priority attribute, the more candidate investment targets are determined as investment targets. Consider the amount of investment for candidate investment objects classified by attributes. For example, a candidate investment object belonging to an attribute with a large total investment amount is preferentially determined as an investment object. • The candidate investment object that belongs to the attribute that has a large total investment amount / supposed sales amount (for example, assumed transaction amount) is preferentially determined as the investment object. Consider the investment efficiency of candidate investment objects classified by attributes. For example, a candidate investment object belonging to an attribute that has a large number of candidate investment objects with high investment efficiency is determined preferentially as an investment object. According to a fourteenth viewpoint, the application acceptance unit sets at least one of the plurality of investors the number of candidate investment objects that can be selected. According to the fourteenth viewpoint, the number of candidate investment objects (for example, at least one of the upper limit and the lower limit) that can be selected can be set for at least one investor. A specific example of the fourteenth aspect may be, for example, any one of the following. -Determine the number of candidate investment objects β1 that can be selected based on the number of candidate investment objects α1 shown in the candidate information for investors. For example, the larger α1 is, the larger β1 is. The smaller α1 is, the smaller β1 is. Determine the number of candidate investment targets β2 that can be selected based on the investment amount α2 of one or more candidate investment targets selected by the investor. For example, the larger α2 is, the larger β2 is. The smaller α2, the smaller β2. -Determine the number of candidate investment targets β3 that can be selected based on the actual investment results of the investor (for example, the total amount of past investments) α3. For example, the larger α3 is, the larger β3 is. The smaller α3, the smaller β3. According to the present embodiment, it is possible to solve the problem that both the fund operator and the investor 102 are envisaged when an asset to be circulated through an auction is assumed as an investment object. That is, the fund operator (buyer 118) can flexibly decide whether to bid on the investment object and the amount of the bid, while grasping the needs of the investor 102. Therefore, the situation of taking in bad stock is prevented. In addition, the composition of the fund can also be successfully won. This further reduces the risk of bearing bad inventory. The investor 102 can enjoy the atmosphere of the auction. There are also auctions where participation conditions that are difficult for ordinary people to set up exist, and investors 102 can also enjoy the atmosphere for such auctions. The range that can be obtained by the investor 102 as an investment object can be extended to auctions. In addition, according to this embodiment, notifications of candidate investment objects circulating through the auction, application acceptance, determination of one or more investment objects from two or more candidate investment objects, broadcast of auctions, and notification of bid winning results can be made through the connection. And other processes are unified. Example two The second embodiment will be described. At this time, the differences from the first embodiment will be mainly described, and common points with the first embodiment will be omitted or briefly explained. In the first embodiment, the auction is a real auction such as an auction held at a venue, and in the second embodiment, the auction is a virtual auction such as an auction held on a website of the Internet. FIG. 16 is a flowchart showing a part of the overall processing flow of the second embodiment, and FIG. 17 is a flowchart showing the remaining part of the overall processing flow. In the second embodiment, an auction server 1501 is provided. The auction server 1501 provides an auction operated by an auction operator. The auction server 1501 receives a bid for an auction target. The auction server 1501 manages the auction management table 1502. The auction management table 1502 holds information (for example, a bid amount, a bidder name, a winning bid amount, and a winning bidder name) related to the auction target for each auction target. In addition, in the second embodiment, instead of obtaining the auction status from the information providing person in charge terminal 115 and the image transmission server 121, the investment support server 103 can obtain the auction status from the auction server 1501. In other words, in the second embodiment, the information providing person in charge terminal 115 and the image transmission server 121 may not exist, and the information providing person in charge terminal 115 and the image transmission server 121 may also be configured as a function of the investment support server 103. The following describes the processing flow in the second embodiment. 1. The day before yesterday, first, the same processing as "S800: Fund reflection" is performed. That is, the account management program 517 reflects the designated fund to the investor based on the information indicating the designated fund corresponding to the investor ID (investor ID of the investor 102A) received before the application of the investor 102A. 102A's account balance (S1500). The same processing as in "S801: List transmission" is performed. That is, the investor terminal 101A requests the investment support server 103 for a list of candidate investment targets (S1501). In response to the request, the list transmitting program 510 obtains information about each candidate investment target from the candidate investment target management table 522 (S1502). The list transmitting program 510 generates a candidate investment target list based on the obtained information, and sends the generated candidate investment target list to the investor terminal 101A (S1503). The investor terminal 101A displays the received candidate investment target list (S1504). The same processing as "S802: Application Acceptance" is performed. That is, the investor terminal 101A receives the selection of the candidate investment object and the input of the investment amount and the selection priority (S1505), and sends an application including the selection of the investment candidate, the investment amount, and the selection priority to the investment support server 103 (S1506). The application acceptance program 511 accepts the application (S1507), registers the application in the investor management table 521, and reflects the application in the candidate investment object management table 522 (S1508). In addition, the account management program 517 called by the application acceptance program 511 executes the freezing of the investment amount subtracted from the available amount 603 of the account corresponding to the investor 102A in accordance with the accepted application (S1509). The same processing as in "S803: Decision of investment target" is performed. That is, the investment object determination program 1912 determines one or more investments from two or more candidate investment objects determined through multiple applications received from multiple investor terminals 101 including the investor terminal 101A. Object (S1510). The same processing as "S804: Calculation of the bid upper limit" is performed. That is, the bid ceiling calculation program 512 obtains the total investment amount 704 (application corresponding to a plurality of investors 102A) of the determined investment object from the candidate investment object management table 522 (S1511). The bid ceiling calculation program 512 calculates a bid ceiling for the investment object based on the total investment amount 704 (S1512). The same processing as in "S805: Transmission of results" is performed. That is, the result transmission program 513 transmits the result information including the information indicating the investment target determined in S1510 to the investor terminal 101A (S1513). 2. Stage of the day 2-1. S1500 ~ S1513 can be performed before the bidding stage. 2-2. The same process as "S1000: Sending of the upper limit of bid" is performed during the bidding. That is, the result transmission program 513 sends the value indicated by the bid upper limit 703 registered in the candidate investment target management table 522 for the investment target to the buyer terminal 117 as the bid upper limit (S1514). The buyer terminal 117 accepts and displays the bid limit of the investment object (S1515). In addition, S1514 and S1515 may be performed in the stage before the previous day, or may be performed in the stage before the start of bidding. The buyer terminal 117 inputs the bid amount to the auction server 1501 for the investment object based on the accepted bid limit (S1516). The auction server 1501 receives a bid amount from the buyer terminal 117 (S1517), and registers the accepted bid amount in the auction management table 1502 for the investment object (S1518). Although not shown, in the "2-2. Bidding Stage", the investment support server 103 can obtain the auction status from the auction server 1501 and notify the investor terminal 101A of the auction status. Specifically, for example, the auction server 1501 responds to a request from the investment support server 103 (or there is no such request), obtains information including the bid amount corresponding to the investment object in the bid from the auction management table 1502, and The obtained information including the bid amount is transmitted to the investment support server 103 as the auction status. The investment support server 103 receives the auction situation, and the auction situation notification program 514 notifies the investor terminal 101A of the auction situation. The investor terminal 101A that has received the notification of the auction condition may perform the above-mentioned "S1003: acceptance of change in amount", and then perform "S1004: update of bid limit" and "S1005: transmission of bid limit". That is, in the "2-2. Bid-in-stage", notification of the auction situation, application acceptance, update of the bid upper limit, and transmission of the bid upper limit may be repeatedly performed. 2-3. In the post-bid stage, the auction server 1501 obtains information (for example, the bid amount and the name of the bidder at the time of winning the bid) from the auction management table 1502 (S1519). The auction server 1501 determines the bid amount and bidder at the time of winning the bid based on the obtained information (S1520), and registers the determined bid amount and bidder as the bid amount and the bid winner in the auction management table 1502 (S1521). The auction server 1501 sends the winning bid information (for example, the winning bid amount and the winning bidder name) to the investment support server 103 (S1522). The same processing as in "S1006: Situation acceptance" is performed. That is, the auction situation management program 516 receives the bid winning information from the auction server 1501. The auction situation management program 516 determines whether the bid is successful or not based on the winning information, and registers the winning bid or not and the winning amount in the candidate investment object management table 522 (S1523). When the name of the successful bidder is the same as the name of the buyer, it is judged as "successful bid", and when the name of the successful bidder is different from the name of the buyer, it is judged as "not successful". The same processing as in "S1007: Transmission of the winning result" is performed. That is, the winning result sending program 515 sends the winning result (for example, the judgment result of winning or losing, and the winning amount) to the investor terminal 101A for the investment object that has won the winning (S1524). The account management program 517 performs account processing on the account of the investor 102A who has invested in the successful investment object (S1525). For example, when the bid is successfully won, the account management program 517 subtracts the investment amount 612 for the investment object of the successful bid from the account balance 613 of the investor 102A. On the other hand, when the bid is not won, the account management program 517 releases the freezing of the investment amount for the investor 102A (that is, the investment amount 612 for the investment object that has not been won is added to the account available amount 603 of the investor 102A). The above is the description of the second embodiment. In addition, in the second embodiment, the buyer terminal 117 may not exist, and the investment support server 103 may have the function of the buyer terminal 117. That is, the investment support server 103 may execute a bidding program as an example of the bidding department. The bidding program may perform bidding for the investment object on the auction server 1501 according to the bid upper limit calculated for the investment object (typically within the range of the bid upper limit) (the bid amount may be input into the auction server 1501). A few embodiments have been described above, but these embodiments are examples for explaining the present invention and are not intended to limit the scope of the present invention to these embodiments only. The present invention can also be implemented in various other ways. For example, the buyer 118 and the information provider 116 may be the same person. Therefore, the buyer terminal 117 can also serve as the information providing person's terminal 115. In addition, as long as the bidding of the winning object is started, the entire investment amount or a part of the investment amount of the winning object can be cancelled. In the bidding process of the winning object, it can also be set so that the entire investment amount or a part of the investment amount for the winning object can be canceled within the range where the upper limit of the bid 703 does not become less than the bid amount 706. In addition, for example, in FIGS. 2 to 5, the arrangement of programs and data is an example. For example, in FIG. 5, at least one of the tables 521 and 522 may be stored in the memory 502 instead of being stored in the storage device group 505. In addition, at least one of the programs 510 to 518 may be stored in the memory 502 instead of being stored in the storage device group 505 and read out by the memory 502 as needed. In addition, the "auction", which is a form of commercial transactions in the present invention, may also be the following auction: that is, an auction that replaces the person who bids the highest amount to become the successful bidder, but pre-sets an Amount (for example, the predetermined winning bid amount, etc.), and the person who first bids the amount becomes the winning bidder. In addition, all or part of the investment amount returned to the account of the investor 102A with the unsuccessful bid may be added to at least one of the investment objects selected by the investor 102A through the account management program 517. The corresponding investment amount of the target. In addition, the commercial transaction in the present invention may be in the form of a commercial transaction with a fixed amount proposed by the seller. The term of the commercial transaction may or may not be set. In addition, when the investment amount is frozen by subtracting the investment amount from the account available amount 603 instead of the account balance 613, the investment amount can be released by returning the investment amount to the account available amount 603. The freezing of the investment amount includes the reduction of the investment amount from the account balance 613, and the lifting of the investment amount freeze may include returning the investment amount to the account balance 613. In addition, in the above description, specific examples of units such as the candidate information sending unit, the application acceptance unit, the investment target determination unit, the acquisition cap calculation unit, the result sending unit, the candidate investment target selection control unit, and the account management unit are disclosed. At least a part of the processing performed by at least one of these units (functions) is realized by the processor unit executing one or more computer programs (the processor unit may include hardware circuits, or may be implemented by hardware Circuit implements at least part of the process). Therefore, for example, the above description can be expressed as follows. As described below, units such as the candidate information sending unit, the application acceptance unit, the investment object determination unit, the acquisition cap calculation unit, the result sending unit, and the account management unit can be replaced with the "processor unit". <Expression 1> A computer system including: an interface, which communicates with multiple investor terminals, a storage section, which stores management information including information related to investors and alternate investment objects, and a processor section, which Is connected to the interface and the storage unit, communicates with the plurality of investor terminals via the interface, and performs processing according to the management information stored in the storage unit; the processor unit, (A) to The investor terminals of multiple investors each send information on multiple candidate investment objects that the investor can choose, that is, alternate information. (B) The multiple investors' terminals receive the following information (b1) ~ (b3) (B1) information used to identify investors, that is, investor identification information, (b2) information indicating the selection of more than one candidate investment object contained in the candidate information sent to the investor terminal, also That is, candidate selection information, and (b3) information indicating the investment amount for the one or more candidate investment objects, that is, investment amount information, (C) according to the information received from the multiple investor terminals. For multiple applications, determine more than one investment object from two or more candidate investment objects. <Expression 2> The computer system according to Expression 1, wherein in the application from at least one of the plurality of investor terminals, the candidate selection information includes information representing one or more candidate groups, the Each of the one or more candidate groups is respectively composed of two or more candidate investment objects that are selected, and the investment amount information includes information indicating the investment amount for each of the one or more candidate groups, and the processor section is in (C) When one or more candidate groups are determined from the plurality of applications, the one or more candidate groups are determined based on the investment amount for each of the one or more candidate groups. <Expression 3> The computer system according to Expression 1, wherein in the application from at least one of the plurality of investor terminals, the candidate selection information includes information representing one or more candidate groups, the Each of the one or more candidate groups is respectively composed of two or more candidate investment objects that are selected. The application from the at least one investor terminal further includes the following information: For each of the one or more candidate groups, the candidate group is included in the candidate group. The information of selecting the priority ranking of each candidate investment object, that is, the selection priority ranking information, in (C), the processor unit is based on the investment amount and the priority ranking of each of the one or more candidate groups , Decide on more than one investment object. <Expression 4> The computer system according to any one of Expressions 1 to 3, wherein the processor section in (C) is based on an investment amount and an investor for each of the two or more candidate investment objects. At least one of the numbers determines a priority ranking for each of the two or more candidate investment targets, and determines the one or more investment targets based on the two or more of the decision priority rankings. <Expression 5> The computer system according to any one of Expressions 1 to 4, wherein the processor unit in (C) is based on the total investment amount and investment for the entirety of the two or more candidate investment objects. At least one of the number of persons determines the number of investment objects to be determined, and determines the number of investment objects to be determined. <Expression 6> The computer system according to any one of Expressions 1 to 5, wherein the processor unit is directed to at least one of a plurality of investors according to information related to a candidate investment object selected first , Controlling at least one of the range of investment candidates and the investment amount in the selection of the investor. <Expression 7> The computer system according to any one of Expressions 1 to 6, wherein the processor unit manages, for each of the plurality of investors, a correspondence with the investor identification information of the investor. Account, for each of the plurality of investors, the processor unit assigns the designated funds according to the information representing the designated funds corresponding to the investor identification information received before the investor ’s application The funds are reflected in the investor's account balance. <Expression 8> The computer system according to Expression 7, wherein, for each of the plurality of investors, the processor section removes the investment amount indicated by the investment amount information included in the application from the application. The account corresponding to the investor identification information is frozen. <Expression 9> The computer system according to any one of Expressions 1 to 8, wherein the total investment amount for any one of the plurality of candidate investment objects exceeds the offer for the candidate investment object. At the time of the upper limit, the processor unit selects and executes either one of raising the upper limit of the offer and accepting the deadline for the application of the candidate investment object, based on current or past prescribed information related to other candidate investment objects. <Expression 10> The computer system according to any one of Expressions 1 to 9, wherein the processor unit, based on applications accepted from the plurality of investor terminals, applies a value to the determined one or more investment objects. Each calculates the upper limit of the acquisition amount of the investment object, that is, the upper limit of acquisition. <Expression 11> The computer system according to any one of Expressions 1 to 10, wherein the processor unit determines the following candidate investment objects: that is, at least one from the plurality of investor terminals At least one candidate investment object associated with at least one candidate investment object indicated by the candidate selection information included in the application of the investor terminal is associated with more than one person who has not selected the identified related candidate investment object. At least one terminal of the investor's investor terminal recommends the selection of the related candidate investment object; the two or more candidate investment objects include the related candidate investment object selected in response to the recommendation. <Expression 12> The computer system according to Expression 8, wherein, for each of the plurality of investors, the processor unit has an unused amount of the frozen investment amount, that is, an unused amount, A freeze release that reflects the unused amount in the investor's account balance is performed, and the processor unit determines the one or more investment objects in (C) such that the number of times the freeze release is minimized. . The following expressions can also be used. <Expression A> A computer program (for example, APP211) that causes a computer (for example, investor terminal 101) to execute: receiving information from a computer system of multiple candidate investment objects that an investor can select, that is, candidate information, and displaying the received information The candidate information is sent to the computer system with the following application: that is, it includes at least investor identification information for identifying investors, the selection of one or more candidate investment objects included in the candidate information, and Application for investment amount of selected candidate investment object.

101‧‧‧投資者終端101‧‧‧Investor Terminal

101A‧‧‧投資者終端101A‧‧‧Investor Terminal

101B‧‧‧投資者終端101B‧‧‧Investor Terminal

102A‧‧‧投資者102A‧‧‧Investor

102B‧‧‧投資者102B‧‧‧Investor

103‧‧‧投資支援伺服器103‧‧‧Investment Support Server

105‧‧‧通信網路105‧‧‧Communication Network

111‧‧‧拍賣會場111‧‧‧ Auction venue

113‧‧‧展出品區域113‧‧‧Exhibition area

115‧‧‧資訊提供負責者終端115‧‧‧ Terminal for information providers

116‧‧‧資訊提供負責者116‧‧‧ Leader of Information

117‧‧‧買家終端117‧‧‧Buyer terminal

118‧‧‧買家118‧‧‧ Buyer

121‧‧‧影像傳送伺服器121‧‧‧Image Transmission Server

125A、125B‧‧‧照相機125A, 125B‧‧‧ Camera

200‧‧‧輸入設備200‧‧‧ input device

201‧‧‧顯示設備201‧‧‧ Display Equipment

202‧‧‧記憶體202‧‧‧Memory

203‧‧‧處理器203‧‧‧Processor

204‧‧‧I/F204‧‧‧I / F

211‧‧‧APP211‧‧‧APP

212‧‧‧流覽器212‧‧‧Browser

213‧‧‧OS213‧‧‧OS

300‧‧‧輸入設備300‧‧‧ input device

301‧‧‧顯示設備301‧‧‧display equipment

302‧‧‧記憶體302‧‧‧Memory

303‧‧‧處理器303‧‧‧Processor

304‧‧‧I/F304‧‧‧I / F

311‧‧‧APP311‧‧‧APP

312‧‧‧流覽器312‧‧‧Browser

313‧‧‧OS313‧‧‧OS

400‧‧‧輸入設備400‧‧‧ input device

401‧‧‧顯示設備401‧‧‧display equipment

402‧‧‧記憶體402‧‧‧Memory

403‧‧‧處理器403‧‧‧Processor

404‧‧‧I/F404‧‧‧I / F

411‧‧‧APP411‧‧‧APP

412‧‧‧流覽器412‧‧‧Browser

413‧‧‧OS413‧‧‧OS

502‧‧‧記憶體502‧‧‧Memory

503‧‧‧處理器503‧‧‧ processor

504‧‧‧I/F504‧‧‧I / F

505‧‧‧存儲設備組505‧‧‧Storage Device Group

510‧‧‧一覽發送程式510‧‧‧List Delivery Program

511‧‧‧申請受理程式511‧‧‧Application Acceptance Procedure

512‧‧‧投標上限計算程式512‧‧‧ Bid ceiling calculation program

513‧‧‧結果發送程式513‧‧‧Result sending program

514‧‧‧拍賣情況通知程式514‧‧‧ Auction notification program

515‧‧‧中標結果發送程式515‧‧‧ Winning result sending program

516‧‧‧拍賣情況管理程式516‧‧‧Auction situation management program

517‧‧‧帳戶管理程式517‧‧‧Account Manager

518‧‧‧OS518‧‧‧OS

521‧‧‧投資者管理表521‧‧‧Investor Management Form

521‧‧‧投資者管理表521‧‧‧Investor Management Form

522‧‧‧候補投資對象管理表522‧‧‧Management Table of Candidate Investment Objects

522‧‧‧候補投資對象管理表522‧‧‧Management Table of Candidate Investment Objects

601‧‧‧投資者ID601‧‧‧Investor ID

602‧‧‧帳號602‧‧‧Account

603‧‧‧帳戶可用金額603‧‧‧Available amount

604‧‧‧候補名/屬性名604‧‧‧Alternate Name / Attribute Name

612‧‧‧投資金額612‧‧‧Investment Amount

613‧‧‧帳戶餘額613‧‧‧account balance

614‧‧‧選擇優先名次614‧‧‧Select priority

701‧‧‧候補名/屬性名701‧‧‧Alternate name / attribute name

702‧‧‧參考金額702‧‧‧Reference amount

703‧‧‧投標上限703‧‧‧ Tender limit

704‧‧‧總投資金額704‧‧‧Total investment amount

705‧‧‧募集上限705‧‧‧raising limit

706‧‧‧投標金額706‧‧‧Bid Amount

707‧‧‧現狀/成功中標707‧‧‧Status / Successful bid

708‧‧‧中標金額708‧‧‧Bid Amount

711‧‧‧決定優先名次711‧‧‧decided priority

712‧‧‧投標開始時刻712‧‧‧ At the start of bidding

713‧‧‧投資者數713‧‧‧Number of investors

721‧‧‧投資對象數721‧‧‧Number of investment objects

1501‧‧‧拍賣伺服器1501‧‧‧ Auction Server

1502‧‧‧拍賣管理表1502‧‧‧Auction Management Form

1912‧‧‧投資對象決定程式1912‧‧‧ Investment Object Decision Procedure

1913‧‧‧候補選擇控制程式1913‧‧‧ Candidate Selection Control Program

S800‧‧‧資金反映S800‧‧‧Fund reflection

S801‧‧‧一覽發送S801‧‧‧ List Delivery

S802‧‧‧申請受理S802‧‧‧Application accepted

S803‧‧‧投資對象決定S803‧‧‧Investment Object Decision

S804‧‧‧投標上限計算S804‧‧‧Bid Cap Calculation

S805‧‧‧結果發送S805‧‧‧ Results sent

S1000、1005‧‧‧發送S1000, 1005‧‧‧Send

S1001、S1006‧‧‧情況受理S1001, S1006‧‧‧ Acceptance of situation

S1002‧‧‧拍賣轉播S1002‧‧‧ Auction Broadcast

S1003‧‧‧金額變更受理S1003‧‧‧Amount change acceptance

S1004‧‧‧投標上限更新S1004‧‧‧ Tender ceiling update

S1007‧‧‧中標結果發送S1007‧‧‧Successful bidding results sent

S1500‧‧‧資金反映S1500‧‧‧fund reflection

S1501‧‧‧要求一覽S1501‧‧‧request list

S1502‧‧‧取得一覽S1502‧‧‧Get List

S1503‧‧‧發送一覽S1503‧‧‧ shipping list

S1504‧‧‧顯示一覽S1504‧‧‧Display list

S1505‧‧‧候補選擇和輸入S1505‧‧‧ Candidate selection and input

S1506‧‧‧發送申請S1506‧‧‧Send Application

S1507‧‧‧受理S1507‧‧‧Accepted

S1508‧‧‧登記申請S1508‧‧‧Registration application

S1509‧‧‧凍結金額S1509‧‧‧Freeze amount

S1510‧‧‧決定投資對象S1510‧‧‧Decide on investment target

S1511‧‧‧取得總投資金額S1511‧‧‧Get total investment

S1512‧‧‧計算投標上限S1512‧‧‧Calculate the bid limit

S1513‧‧‧發送結果S1513‧‧‧Send result

S1514‧‧‧發送投標上限S1514 ‧‧‧ send bid limit

S1515‧‧‧受理並顯示投標上限S1515‧‧‧ Accepts and displays bid limit

S1516‧‧‧輸入投標金額S1516‧‧‧Enter the bid amount

S1517‧‧‧受理投標金額S1517‧‧‧Amount of bids accepted

S1518‧‧‧登記投標金額S1518‧‧‧Registered Tender Amount

S1519‧‧‧取得與中標的投資對象相關的資訊S1519‧‧‧ Obtains information related to the successful bidder

S1520‧‧‧確定中標時的投標金額及投標者S1520‧‧‧ Determine the bid amount and bidder when winning the bid

S1521‧‧‧登記中標金額及中標者S1521‧‧‧Registration amount and successful bidder

S1522‧‧‧發送中標資訊S1522‧‧‧Send winning information

S1523‧‧‧登記中標與否及中標金額S1523‧‧‧Registration of winning bid and amount of winning bid

S1524‧‧‧發送中標結果S1524‧‧‧Send the winning result

S1525‧‧‧帳戶處理S1525‧‧‧Account Processing

圖1係顯示實施例一之系統整體之框圖。 圖2係顯示投資者終端之構成之框圖。 圖3係顯示買家終端之構成之框圖。 圖4係顯示資訊提供負責者終端之構成之框圖。 圖5係顯示投資支援伺服器之構成之框圖。 圖6係顯示投資者管理表之構成之模式圖。 圖7係顯示候補投資對象管理表之構成之模式圖。 圖8係顯示前日階段中所進行之處理之模式圖。 圖9係顯示前日申請畫面之一例之模式圖。 圖10係顯示當日階段中所進行之處理之模式圖。 圖11係顯示當日申請畫面之一例之模式圖。 圖12係顯示拍賣轉播畫面之一例之模式圖。 圖13係顯示成功中標時的中標結果畫面之一例之模式圖。 圖14係顯示未中標時的中標結果畫面之一例之模式圖。 圖15係顯示虛擬拍賣會場之一例之模式圖。 圖16係顯示實施例二之處理整體流程之一部分之流程圖。 圖17係顯示實施例二之處理整體流程之剩餘部分之流程圖。FIG. 1 is a block diagram showing the entire system of the first embodiment. Fig. 2 is a block diagram showing the structure of an investor terminal. FIG. 3 is a block diagram showing the structure of the buyer terminal. FIG. 4 is a block diagram showing the configuration of the terminal of the information provider. FIG. 5 is a block diagram showing the configuration of the investment support server. Figure 6 is a schematic diagram showing the structure of the investor management table. FIG. 7 is a schematic diagram showing the structure of a candidate investment object management table. FIG. 8 is a schematic diagram showing the processing performed in the previous day stage. FIG. 9 is a schematic diagram showing an example of an application screen the day before. FIG. 10 is a schematic diagram showing the processes performed during the day. FIG. 11 is a schematic diagram showing an example of an application screen on the same day. FIG. 12 is a schematic diagram showing an example of an auction broadcast screen. FIG. 13 is a schematic diagram showing an example of a winning result screen when a successful bid is won. FIG. 14 is a schematic diagram showing an example of a winning result screen when the bid is not won. FIG. 15 is a schematic diagram showing an example of a virtual auction venue. FIG. 16 is a flowchart showing a part of the overall processing flow of the second embodiment. FIG. 17 is a flowchart showing the remainder of the overall processing flow of the second embodiment.

Claims (13)

一種計算機系統，其特徵在於，具備： 候補資訊發送部，係向多位投資者的投資者終端分別發送投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊； 申請受理部，係從多個投資者終端分別受理包含有以下的資訊的申請： 用於識別投資者之資訊、亦即投資者識別資訊， 表示被發送給該投資者終端的候補資訊中所含的一個以上候補投資對象的選擇之資訊、亦即候補選擇資訊，以及 表示對於該一個以上候補投資對象的投資金額之資訊、亦即投資金額資訊； 投資對象決定部，係根據從所述多個投資者終端受理的多個申請，從兩個以上候補投資對象中決定一個以上的投資對象。A computer system is characterized in that it includes: a candidate information sending unit that sends information of multiple candidate investment objects that an investor can choose, that is, candidate information, to an investor terminal of multiple investors; an application acceptance unit, which is Accept applications from multiple investor terminals that contain the following information: The information used to identify the investor, that is, the investor identification information, indicates that more than one candidate investment included in the candidate information sent to the investor terminal Information on the selection of an object, that is, alternative selection information, and information indicating the investment amount of the one or more candidate investment objects, that is, investment amount information; the investment object determination section is based on the information received from the multiple investor terminals. For multiple applications, determine more than one investment object from two or more candidate investment objects. 如請求項1所述之計算機系統，其中， 在來自所述多個投資者終端中的至少一個投資者終端的申請中， 所述候補選擇資訊包含表示一個以上候補組的資訊，該一個以上候補組的各個分別由被選擇的兩個以上候補投資對象構成， 所述投資金額資訊包含表示針對所述一個以上候補組的各個的投資金額之資訊， 所述投資對象決定部在從所述多個申請確定了一個或多個候補組時，根據針對該一個或多個候補組的各個的投資金額，決定所述一個以上的投資對象。The computer system according to claim 1, wherein in the application from at least one investor terminal among the plurality of investor terminals, the candidate selection information includes information representing more than one candidate group, and the more than one candidate Each of the groups is composed of two or more candidate investment objects that are selected, and the investment amount information includes information indicating an investment amount for each of the one or more candidate groups, and the investment object determination unit When the application determines one or more candidate groups, the one or more candidate groups are determined based on the investment amount for each of the one or more candidate groups. 如請求項1所述之計算機系統，其中， 在來自所述多個投資者終端中的至少一個投資者終端的申請中，所述候補選擇資訊包含表示一個以上候補組的資訊，該一個以上候補組的各個分別由被選擇的兩個以上候補投資對象構成， 來自所述至少一個投資者終端的申請進而包含以下的資訊： 針對所述一個以上候補組的各個表示該候補組中所含的各候補投資對象的選擇優先名次之資訊、亦即選擇優先名次資訊， 所述投資對象決定部根據針對所述一個或多個候補組的各個的投資金額及各選擇優先名次，決定所述一個以上的投資對象。The computer system according to claim 1, wherein in the application from at least one of the plurality of investor terminals, the candidate selection information includes information representing more than one candidate group, the more than one candidate Each of the groups is composed of two or more candidate investment objects selected, and the application from the at least one investor terminal further includes the following information: For each of the one or more candidate groups, each of the candidate groups is included in the candidate group. Information on the selection priority information of the candidate investment objects, that is, the selection priority information, the investment object determination unit determines the one or more of the one or more candidate groups based on the investment amount and the selection priority for each of the one or more candidate groups. Investment object. 如請求項1至3中任意一項所述之計算機系統，其中， 所述投資對象決定部， 根據針對所述兩個以上候補投資對象的各個的投資金額和投資者數中的至少一者，對所述兩個以上候補投資對象的各個進行決定優先名次的決定， 根據兩個以上的所述決定優先名次，決定所述一個以上的投資對象。The computer system according to any one of claims 1 to 3, wherein the investment object determination unit is based on at least one of the investment amount and the number of investors for each of the two or more candidate investment objects, The priority ranking is determined for each of the two or more candidate investment targets, and the one or more investment targets are determined based on the two or more of the decision priority rankings. 如請求項1至4中任意一項所述之計算機系統，其中， 所述投資對象決定部， 根據針對所述兩個以上候補投資對象的整體的總計投資金額和投資者數中的至少一者，決定被決定的投資對象的數量， 並決定所述被決定的數量的投資對象。The computer system according to any one of claims 1 to 4, wherein the investment object determination unit is based on at least one of the total investment amount and the number of investors for the entirety of the two or more candidate investment objects. , Determine the number of investment objects to be determined, and determine the determined number of investment objects. 如請求項1至5中任意一項所述之計算機系統，其中， 所述計算機系統進而具備候補投資對象選擇控制部， 所述候補投資對象選擇控制部針對所述多位投資者中的至少一位投資者，根據先選擇的候補投資對象所涉及之資訊，控制該投資者的選擇中的候補投資對象的範圍和投資金額中的至少一者。The computer system according to any one of claims 1 to 5, wherein the computer system further includes a candidate investment object selection control unit for at least one of the plurality of investors An investor controls at least one of the range and investment amount of the candidate investment object in the selection of the investor according to the information related to the candidate investment object selected first. 如請求項1至6中任意一項所述之計算機系統，其中， 所述計算機系統進而具備帳戶管理部，該帳戶管理部對於所述多位投資者的各位，管理與該投資者的投資者識別資訊建立了對應的帳戶， 所述帳戶管理部對於所述多位投資者的各位，根據在該投資者的所述申請之前接收的所述投資者識別資訊所對應之表示被指定的資金之資訊，將該被指定的資金反映於該投資者的帳戶餘額中。The computer system according to any one of claims 1 to 6, wherein the computer system further includes an account management unit, and the account management unit manages investors with the investor for each of the plurality of investors. The corresponding information establishes a corresponding account, and the account management section, for each of the plurality of investors, according to the designated funds corresponding to the investor identification information received before the investor's application. Information to reflect the designated funds in the investor's account balance. 如請求項7所述之計算機系統，其中， 所述帳戶管理部對於所述多位投資者的各位，將所述申請中所含的投資金額資訊所表示的投資金額從該申請所含的投資者識別資訊所對應的帳戶中進行凍結。The computer system according to claim 7, wherein, for each of the plurality of investors, the account management section removes the investment amount indicated by the investment amount information included in the application from the investment included in the application In the account corresponding to the user identification information. 如請求項1至8中任意一項所述之計算機系統，其中， 在針對所述多個候補投資對象中的任意一個候補投資對象的總投資金額超過了對該候補投資對象的募集上限時，所述申請受理部根據其他候補投資對象的相關資訊，選擇執行將該募集上限提高、和對該候補投資對象截止申請的受理該兩者中的任意一者。The computer system according to any one of claims 1 to 8, wherein when the total investment amount for any one of the plurality of candidate investment objects exceeds the upper limit for raising funds for the candidate investment object, The application acceptance unit selects and executes either one of raising the upper limit of the offer and accepting the application deadline for the candidate investment object, based on information about other candidate investment objects. 如請求項1至9中任意一項所述之計算機系統，其中， 所述計算機系統進而具備取得上限計算部， 所述取得上限計算部根據從所述多個投資者終端受理的申請，對所述被決定的一個以上投資對象的各個分別計算該投資對象的取得金額的上限、亦即取得上限。The computer system according to any one of claims 1 to 9, wherein the computer system further includes an acquisition cap calculation unit, and the acquisition cap calculation unit makes Each of the determined one or more investment objects described above separately calculates the upper limit of the acquisition amount of the investment object, that is, the upper limit of acquisition. 如請求項1至10中任意一項所述之計算機系統，其中， 所述申請受理部， 確定以下的候補投資對象：亦即，與來自所述多個投資者終端中的至少一個投資者終端的申請中所含的候補選擇資訊所表示的一個以上候補投資對象中的至少一個候補投資對象相關聯之候補投資對象， 向未選擇所述被確定的關聯候補投資對象的一位以上投資者的投資者終端的至少一個終端推薦該關聯候補投資對象的選擇； 所述兩個以上候補投資對象包含響應所述推薦而被選擇的關聯候補投資對象。The computer system according to any one of claims 1 to 10, wherein the application acceptance unit determines the following candidate investment objects: that is, with at least one investor terminal from among the plurality of investor terminals The candidate investment object associated with at least one of the candidate investment objects indicated by the candidate selection information included in the application for the candidate investment object shall be directed to one or more investors who have not selected the identified associated candidate investment object. At least one terminal of the investor terminal recommends the selection of the related candidate investment object; the two or more candidate investment objects include the related candidate investment object selected in response to the recommendation. 如請求項8所述之計算機系統，其中， 所述帳戶管理部對於所述多位投資者的各位，在存在凍結的投資金額中未被使用的金額、亦即未使用金額時，進行將該未使用金額反映於該投資者的帳戶餘額中之凍結解除； 所述投資對象決定部以所述凍結解除的次數變為最小之方式，決定所述一個以上的投資對象。The computer system according to claim 8, wherein, for each of the plurality of investors, the account management section performs the unused amount of the frozen investment amount, that is, the unused amount, The unused amount is reflected in the unlocking of the investor's account balance; the investment object determination unit determines the one or more investment objects in such a manner that the number of times the freezing is cancelled is minimized. 一種投資支援方法，其特徵在於， 向多位投資者的投資者終端分別發送投資者能夠選擇的多個候補投資對象的資訊、亦即候補資訊； 從多個投資者終端分別受理下述申請：亦即，至少包含有用於識別投資者的投資者資訊、被發送給該投資者終端的候補資訊中所含的一個以上候補投資對象的選擇、以及對於該被選擇的候補投資對象的投資金額之申請； 根據從所述多個投資者終端受理的多個申請，從兩個以上候補投資對象中決定一個以上的投資對象。An investment support method is characterized in that information of multiple candidate investment objects that an investor can choose, that is, alternate information is sent to the investor terminals of multiple investors, and the following applications are received from multiple investor terminals, respectively: That is, at least the investor information used to identify the investor, the selection of one or more candidate investment objects included in the candidate information sent to the investor terminal, and the investment amount of the selected candidate investment object are included. Application: According to a plurality of applications accepted from the plurality of investor terminals, one or more investment objects are determined from two or more candidate investment objects.
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